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Registration number: 10002508

Brampton Valley Homes Limited

Annual Report and Unaudited Financial Statements

for the Year Ended 31 January 2025

 

Brampton Valley Homes Limited

Contents

Company Information

1

Strategic Report

2

Directors' Report

3

Accountants' Report

4

Profit and Loss Account

5

Statement of Comprehensive Income

6

Balance Sheet

7

Statement of Changes in Equity

8

Statement of Cash Flows

9

Notes to the Unaudited Financial Statements

10 to 17

 

Brampton Valley Homes Limited

Company Information

Directors

RJ Butler

D Ward

S V Girardier

S Hunt

Mrs Elizabeth Butler

Company secretary

Mrs Elizabeth Butler

Registered office

Brampton House
19 Tenter Road
Moulton Park Industrial Estate
Northampton
NN3 6PZ

Accountants

10. Chartered Accountants 10 Cheyne Walk
Northampton
Northamptonshire
NN1 5PT

 

Brampton Valley Homes Limited

Strategic Report for the Year Ended 31 January 2025

The directors present their strategic report for the year ended 31 January 2025.

Principal activity

The principal activity of the company is that of development and sale of residential housing.

Fair review of the business

The directors are pleased to report that despite a difficult trading year which has presented a number of challenges the business remains in a strong strategic position to deliver future profits and growth. Changes in Government, regulations, economic pressures, and market conditions have caused uncertainty in the industry throughout the year. The business has successfully navigated these challenges alongside securing new schemes which are forecast to perform favourably in the coming years. While the industry continues to present challenges and uncertainty the business is well placed to manage these risks and thrive over the coming years.

Principal risks and uncertainties

The directors have carried out an assessment of the principal risks facing the company, including emerging risks, that would threaten its business model, future performance, solvency or liquidity.

Outlined below are the company's principal risks and uncertainties. These are the principal risks of the company as a whole and are not in any order of priority.

The company is exposed to a variety of other risks related to a range of issues such as human resources and talent, community relations, the regulatory environment and competition. These are all managed as part of the risk process at board level.

- Health, safety and product quality;
- Supply chain and environmental impact;
- Cyber security;
- Government and legislative changes; and
- Economic and market conditions

Approved and authorised by the Board on 23 September 2025 and signed on its behalf by:
 

.........................................
S V Girardier
Director

 

Brampton Valley Homes Limited

Directors' Report for the Year Ended 31 January 2025

The directors present their report and the financial statements for the year ended 31 January 2025.

Directors of the company

The directors who held office during the year were as follows:

RJ Butler

D Ward

S V Girardier

S Hunt

The following director was appointed after the year end:

Mrs Elizabeth Butler - Director (appointed 4 August 2025)

Going concern

In preparing these financial statement the directors have assessed the ability of the company to continue to operate for the period of at least twelve months from the date of signing the financial statements. The directors have a reasonable expectation that the company has adequate resources to continue in operational existence for a period of at least twelve months from that date of signing these financial statements and accordingly they adopt the going concern basis in preparing these financial statements.

Approved and authorised by the Board on 23 September 2025 and signed on its behalf by:
 

.........................................
S V Girardier
Director

 

Chartered Accountants' Report to the Board of Directors on the Preparation of the Unaudited Statutory Accounts of
Brampton Valley Homes Limited
for the Year Ended 31 January 2025

In order to assist you to fulfil your duties under the Companies Act 2006, we have prepared for your approval the accounts of Brampton Valley Homes Limited for the year ended 31 January 2025 as set out on pages 5 to 17 from the company's accounting records and from information and explanations you have given us.

As a practising member firm of the Institute of Chartered Accountants in England and Wales (ICAEW), we are subject to its ethical and other professional requirements which are detailed at
http://www.icaew.com/regulation.

This report is made solely to the Board of Directors of Brampton Valley Homes Limited, as a body, in accordance with the terms of our engagement letter. Our work has been undertaken solely to prepare for your approval the accounts of Brampton Valley Homes Limited and state those matters that we have agreed to state to the Board of Directors of Brampton Valley Homes Limited, as a body, in this report in accordance with ICAEW Technical Release 07/16 AAF. To the fullest extent permitted by law, we do not accept or assume responsibility to anyone other than Brampton Valley Homes Limited and its Board of Directors as a body for our work or for this report.

It is your duty to ensure that Brampton Valley Homes Limited has kept adequate accounting records and to prepare statutory accounts that give a true and fair view of the assets, liabilities, financial position and profit of Brampton Valley Homes Limited. You consider that Brampton Valley Homes Limited is exempt from the statutory audit requirement for the year.

We have not been instructed to carry out an audit or a review of the accounts of Brampton Valley Homes Limited. For this reason, we have not verified the accuracy or completeness of the accounting records or information and explanations you have given to us and we do not, therefore, express any opinion on the statutory accounts.

......................................

10. Chartered Accountants
10 Cheyne Walk
Northampton
Northamptonshire
NN1 5PT

23 September 2025

 

Brampton Valley Homes Limited

Profit and Loss Account for the Year Ended 31 January 2025

Note

2025
£

2024
£

Turnover

3

35,802,841

8,448,977

Cost of sales

 

(34,910,696)

(7,347,543)

Gross profit

 

892,145

1,101,434

Administrative expenses

 

(267,279)

(303,606)

Operating profit

624,866

797,828

Interest payable and similar expenses

4

(559,022)

(399,503)

Profit before tax

 

65,844

398,325

Tax on profit

6

(16,581)

(95,819)

Profit for the financial year

 

49,263

302,506

The above results were derived from continuing operations.

The company has no recognised gains or losses for the year other than the results above.

 

Brampton Valley Homes Limited

Statement of Comprehensive Income for the Year Ended 31 January 2025

2025
£

2024
£

Profit for the year

49,263

302,506

Total comprehensive income for the year

49,263

302,506

 

Brampton Valley Homes Limited

(Registration number: 10002508)
Balance Sheet as at 31 January 2025

Note

2025
£

2024
£

Current assets

 

Stocks

7

24,786,339

18,929,601

Debtors

8

1,363,704

355,715

Cash at bank and in hand

 

655,717

389,208

 

26,805,760

19,674,524

Creditors: Amounts falling due within one year

10

(1,326,113)

(3,553,820)

Total assets less current liabilities

 

25,479,647

16,120,704

Creditors: Amounts falling due after more than one year

10

(21,448,254)

(12,138,574)

Net assets

 

4,031,393

3,982,130

Capital and reserves

 

Called up share capital

100

100

Retained earnings

4,031,293

3,982,030

Shareholders' funds

 

4,031,393

3,982,130

For the financial year ending 31 January 2025 the company was entitled to exemption from audit under section 477 of the Companies Act 2006 relating to small companies.

Directors' responsibilities:

The members have not required the company to obtain an audit of its accounts for the year in question in accordance with section 476; and

The directors acknowledge their responsibilities for complying with the requirements of the Act with respect to accounting records and the preparation of accounts.

These financial statements have been prepared in accordance with the provisions applicable to companies subject to the small companies regime and FRS 102 ‘The Financial Reporting Standard Applicable in the UK and Republic of Ireland’.

Approved and authorised by the Board on 23 September 2025 and signed on its behalf by:
 

.........................................
S V Girardier
Director

 

Brampton Valley Homes Limited

Statement of Changes in Equity for the Year Ended 31 January 2025

Share capital
£

Retained earnings
£

Total
£

At 1 February 2024

100

3,982,030

3,982,130

Profit for the year

-

49,263

49,263

At 31 January 2025

100

4,031,293

4,031,393

Share capital
£

Retained earnings
£

Total
£

At 1 February 2023

100

3,679,524

3,679,624

Profit for the year

-

302,506

302,506

At 31 January 2024

100

3,982,030

3,982,130

 

Brampton Valley Homes Limited

Statement of Cash Flows for the Year Ended 31 January 2025

Note

2025
£

2024
£

Cash flows from operating activities

Profit for the year

 

49,263

302,506

Adjustments to cash flows from non-cash items

 

Finance costs

4

559,022

399,503

Income tax expense

6

16,581

95,819

 

624,866

797,828

Working capital adjustments

 

Increase in stocks

7

(5,856,738)

(5,549,589)

(Increase)/decrease in trade debtors

8

(1,007,989)

32,132

(Decrease)/increase in trade creditors

10

(2,148,468)

2,915,965

Cash generated from operations

 

(8,388,329)

(1,803,664)

Income taxes paid

6

(95,820)

(422,838)

Net cash flow from operating activities

 

(8,484,149)

(2,226,502)

Cash flows from financing activities

 

Interest paid

4

(559,022)

(399,503)

Proceeds from other borrowing draw downs

 

600,000

800,000

Proceeds from other loans

 

8,709,680

1,449,999

Net cash flows from financing activities

 

8,750,658

1,850,496

Net increase/(decrease) in cash and cash equivalents

 

266,509

(376,006)

Cash and cash equivalents at 1 February

 

389,208

765,214

Cash and cash equivalents at 31 January

 

655,717

389,208

 

Brampton Valley Homes Limited

Notes to the Unaudited Financial Statements for the Year Ended 31 January 2025

1

General information

The company is a private company limited by share capital, incorporated in England and Wales.

The address of its registered office is:
Brampton House
19 Tenter Road
Moulton Park Industrial Estate
Northampton
NN3 6PZ
England

These financial statements were authorised for issue by the Board on 23 September 2025.

2

Accounting policies

Summary of significant accounting policies and key accounting estimates

The principal accounting policies applied in the preparation of these financial statements are set out below. These policies have been consistently applied to all the years presented, unless otherwise stated.

Statement of compliance

These financial statements were prepared in accordance with Financial Reporting Standard 102 'The Financial Reporting Standard applicable in the United Kingdom and Republic of Ireland and the Companies Act 2006'.

Basis of preparation

These financial statements have been prepared using the historical cost convention except that as disclosed in the accounting policies certain items are shown at fair value.

 

Brampton Valley Homes Limited

Notes to the Unaudited Financial Statements for the Year Ended 31 January 2025

Judgements

In applying the Company's accounting policies, the directors are required to make judgements, estimates and assumptions in determining the carrying amounts of assets and liabilities. The directors' best judgements, estimates and assumptions are based on the best and most reliable evidence available at the time when the decisions are made, and are based on historical experience and other factors that are considered to be appropriate.

Due to the inherent subjectivity involved in making such judgements, estimates and assumptions, the actual results and outcomes may differ.

The estimates and underlying assumptions are reviewed on an ongoing basis. Revisions to accounting estimates are recognised in the period in which the estimate is revised, if the revision affects only that period, or in the period of the revision and future periods, if the revision affects both current and future periods.

Revenue recognition

The turnover shown in the profit and loss account represents amounts invoiced during the year, exclusive of VAT.

In respect of long-term contracts and contracts for on-going services, turnover represents the value of work done in the year, including estimates of amounts not invoiced. Turnover in respect of long-term contracts and contracts for on-going services is recognised by reference to the stage of completion

Tax

The tax expense for the period comprises current tax. Tax is recognised in profit or loss, except that a change attributable to an item of income or expense recognised as other comprehensive income is also recognised directly in other comprehensive income.

The current income tax charge is calculated on the basis of tax rates and laws that have been enacted or substantively enacted by the reporting date in the countries where the company operates and generates taxable income.

Cash and cash equivalents

Cash and cash equivalents comprise cash on hand and call deposits, and other short-term highly liquid investments that are readily convertible to a known amount of cash and are subject to an insignificant risk of change in value.

Trade debtors

Trade debtors are amounts due from customers for merchandise sold or services performed in the ordinary course of business.

Trade debtors are recognised initially at the transaction price. They are subsequently measured at amortised cost using the effective interest method, less provision for impairment. A provision for the impairment of trade debtors is established when there is objective evidence that the company will not be able to collect all amounts due according to the original terms of the receivables.

 

Brampton Valley Homes Limited

Notes to the Unaudited Financial Statements for the Year Ended 31 January 2025

Stocks

The cost of work in progress comprises direct materials and, where applicable, direct labour costs and those overheads that have been incurred in bringing the inventories to their present location and condition.

Where the substance of a contract is that the contractual obligations are performed gradually over time, revenue is recognised as contract activity progresses to reflect the partial performance of our contractual obligations. The amount of revenue included reflects the accrual of the right to consideration as contract activity progresses by reference to value of the work performed.

Trade creditors

Trade creditors are obligations to pay for goods or services that have been acquired in the ordinary course of business from suppliers. Accounts payable are classified as current liabilities if the company does not have an unconditional right, at the end of the reporting period, to defer settlement of the creditor for at least twelve months after the reporting date. If there is an unconditional right to defer settlement for at least twelve months after the reporting date, they are presented as non-current liabilities.

Trade creditors are recognised initially at the transaction price and subsequently measured at amortised cost using the effective interest method.

Borrowings

Interest-bearing borrowings are initially recorded at fair value, net of transaction costs. Interest-bearing borrowings are subsequently carried at amortised cost, with the difference between the proceeds, net of transaction costs, and the amount due on redemption being recognised as a charge to the profit and loss account over the period of the relevant borrowing.

Interest expense is recognised on the basis of the effective interest method and is included in interest payable and similar charges.

Borrowings are classified as current liabilities unless the company has an unconditional right to defer settlement of the liability for at least twelve months after the reporting date.

Share capital

Ordinary shares are classified as equity. Equity instruments are measured at the fair value of the cash or other resources received or receivable, net of the direct costs of issuing the equity instruments. If payment is deferred and the time value of money is material, the initial measurement is on a present value basis.

 

Brampton Valley Homes Limited

Notes to the Unaudited Financial Statements for the Year Ended 31 January 2025

Defined contribution pension obligation

A defined contribution plan is a pension plan under which fixed contributions are paid into a pension fund and the company has no legal or constructive obligation to pay further contributions even if the fund does not hold sufficient assets to pay all employees the benefits relating to employee service in the current and prior periods.

Contributions to defined contribution plans are recognised as employee benefit expense when they are due. If contribution payments exceed the contribution due for service, the excess is recognised as a prepayment.

Financial instruments

Classification
The company only enters into basic financial instruments transactions that result in the recognition of financial assets and liabilities like trade and other accounts receivable and payable, loans from banks and other third parties and loans to related parties.

Debt instruments such as loans and other accounts receivable and payable are initially measured at present value of the future payments and subsequently at amortised cost using the effective interest method; Debt instruments that are payable or receivable within one year, typically trade payables or receivables, are measured, initially and subsequently, at the undiscounted amount of the cash or other consideration expected to be paid or received. However if the arrangements of a short-term instrument constitute a financing transaction, such as the payment of a trade debt deferred beyond normal business terms or financed at a rate of interest that is not a market rate or in the case of an outright short-term loan not at market rate, the financial asset or liability is measured, initially and subsequently, at the present value of the future payments discounted at a market rate of interest for a similar debt instrument.

Financial assets that are measured at cost and amortised cost are assessed at the end of each reporting period for objective evidence of impairment. If objective evidence of impairment is found, an impairment loss is recognised in profit or loss.

Financial assets and liabilities are offset and the net amount reported in the statement of financial position when there is an enforceable right to set off the recognised amounts and there is an intention to settle on a net basis or to realise the asset and settle the liability simultaneously.

 

 

Brampton Valley Homes Limited

Notes to the Unaudited Financial Statements for the Year Ended 31 January 2025

3

Turnover

The analysis of the company's Turnover for the year from continuing operations is as follows:

2025
£

2024
£

Sale of goods

35,802,841

8,448,977

4

Interest payable and similar expenses

2025
£

2024
£

Interest expense on other finance liabilities

559,022

399,503

5

Staff costs

The aggregate payroll costs (including directors' remuneration) were as follows:

2025
£

2024
£

Wages and salaries

412,876

454,245

Social security costs

54,939

53,812

Pension costs, defined contribution scheme

20,056

27,678

Other employee expense

315

396

488,186

536,131

The average number of persons employed by the company (including directors) during the year, analysed by category was as follows:

2025
No.

2024
No.

Administration and support

2

2

Sales, marketing and distribution

5

5

7

7

 

Brampton Valley Homes Limited

Notes to the Unaudited Financial Statements for the Year Ended 31 January 2025

6

Taxation

Tax charged/(credited) in the profit and loss account

2025
£

2024
£

Current taxation

UK corporation tax

16,581

95,819

The tax on profit before tax for the year is higher than the standard rate of corporation tax in the UK (2024 - higher than the standard rate of corporation tax in the UK) of 25% (2024 - 25%).

The differences are reconciled below:

2025
£

2024
£

Profit before tax

65,844

398,325

Corporation tax at standard rate

16,461

99,581

Decrease from effect of different UK tax rates on some earnings

-

(3,867)

Effect of expense not deductible in determining taxable profit (tax loss)

120

105

Total tax charge

16,581

95,819

7

Stocks

2025
£

2024
£

Work in progress

24,786,339

18,929,601

8

Debtors

Current

2025
£

2024
£

Trade debtors

1,247

-

Other debtors

1,361,207

98,357

Prepayments

1,250

257,358

 

1,363,704

355,715

 

Brampton Valley Homes Limited

Notes to the Unaudited Financial Statements for the Year Ended 31 January 2025

9

Cash and cash equivalents

2025
£

2024
£

Cash at bank

655,717

389,208

10

Creditors

Note

2025
£

2024
£

Due within one year

 

Trade creditors

 

538,940

2,789,072

Social security and other taxes

 

14,589

2,000

Outstanding defined contribution pension costs

 

2,414

2,332

Other payables

 

161,677

48,772

Accruals

 

591,912

615,824

Income tax liability

6

16,581

95,820

 

1,326,113

3,553,820

Due after one year

 

Loans and borrowings

13

20,048,254

11,338,574

Other financial liabilities

 

1,400,000

800,000

 

21,448,254

12,138,574

11

Pension and other schemes

Defined contribution pension scheme

The company operates a defined contribution pension scheme. The pension cost charge for the year represents contributions payable by the company to the scheme and amounted to £20,056 (2024 - £27,678).

Contributions totalling £2,414 (2024 - £2,332) were payable to the scheme at the end of the year and are included in creditors.

 

Brampton Valley Homes Limited

Notes to the Unaudited Financial Statements for the Year Ended 31 January 2025

12

Share capital

Allotted, called up and fully paid shares

2025

2024

No.

£

No.

£

Ordinary share capital of £1 each

100

100

100

100

       

13

Loans and borrowings

Non-current loans and borrowings

2025
£

2024
£

Other borrowings

20,048,254

11,338,574

14

Related party transactions

Summary of transactions with other related parties

Winvic Construction Limited (WCL), a company in which the directors and shareholders of Brampton Valley Homes Limited are connected.

Brampton Valley Limited (BVL), a company in which the directors and shareholders of Brampton Valley Homes Limited are connected.

The trading transactions with WCL are made up of various construction costs at arms length. During the year an arms length loan of £600,000 was made to the company by WCL which remained outstanding at the year end.

An arms length loan of £800,000 was made by BVL in the previous periods which remained outstanding at the year end.