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Registration number: 03689774

S.R.G. Apparel PLC

Annual Report and Financial Statements

for the Year Ended 31 March 2025

 

S.R.G. Apparel PLC

Contents

Company Information

1

Strategic Report

2 to 3

Directors' Report

4 to 5

Statement of Directors' Responsibilities

6

Independent Auditor's Report

7 to 11

Income Statement

12

Statement of Comprehensive Income

13

Statement of Financial Position

14

Statement of Changes in Equity

15

Statement of Cash Flows

16 to 17

Notes to the Financial Statements

18 to 38

 

S.R.G. Apparel PLC

Company Information

Directors

Mr Rajesh K Passi

Mrs Nita Passi

Mr Rohit Passi

Mr Andrew Spence

Company secretary

Mr Andrew Spence

Registered office

Unit 14 Park Seventeen
Whitefield
Manchester
M45 8FJ

Auditors

The Moffatts Partnership LLP Suite 1.1, First Floor
Jackson House
Sibson Road
Sale
M33 7RR

 

S.R.G. Apparel PLC

Strategic Report for the Year Ended 31 March 2025

The directors present their strategic report for the year ended 31 March 2025.

Principal activity

The principal activity of the company is the import and distribution of fashionwear.

Fair review of the business

The results of the year are set out on page 12. The Directors strategy of de risking the company by broadening its product and customer base, continued to be successful and the Directors believe that the company had returned a satisfactory level of turnover and gross margin in the year.

The company continues to be well placed to take advantage of any Economic upturn or downturn in consumer confidence, and stay within its existing Banking facilities.

The company's key financial and other performance indicators during the year were as follows:

Financial KPIs

Unit

2025

2024

Turnover

£m

41.12

39.65

Profit before tax

£m

.85

1.90

Gross margin

%

24.78

24.27

Profit before tax margin

%

2.08

4.80

Working Capital Ratio

2

2.76

3.39

Principal risks and uncertainties

The directors have assessed the main risks facing the company to be the current economic climate.

Foreign Exchange
The company is exposed to foreign exchange risks from the Dollar and the Euro. The company is taking reasonable steps to manage risks relating to exposure to foreign currency.

Section 172(1) statement

Statement by Directors in the performance of their statutory duties in accordance with s172 Companies Act 2006.

The board of Directors of SRG Apparel PLC consider, both individually and together, that they have acted in the way they consider, in good faith, would be most likely to promote the success of the company for the benefit of its members as a whole (having regard to the stakeholders and matters set out in s172 (a-f of the Act)) in the decisions taken during the 12 months ended 31 March 2025.

Development and Performance of the Business
SRG’s ambition is to continue to develop own Brand products, alongside its Made to Order offerings, by maintaining a clear focus on the following strategic areas:
1. Deepening our connection with Customers
2. Increasing product choice
3. Delivering on time
4. Driving efficiency in our sourcing and supply
5. Working in the right way for our communities and the environment
6. Enhancing how colleagues work together to be their best

 

S.R.G. Apparel PLC

Strategic Report for the Year Ended 31 March 2025

Deepening our connection with Customers

The company has a well-established customer base and ensures that Directors maintain a high-level link to ensure issues and opportunities are identified and acted on as early as possible.

Increasing Product choice

The company offers basic, mid-level and premium product to offer greater choice to the Customer and develop products based on their requirements, as well as our own.

Delivering on time

Regular contact with the Far East offices and factories, as well as close monitoring of critical paths ensure that that products are delivered to expectations.

Driving Efficiency in our sourcing and supply

The directors endeavour to continue to work with long standing suppliers to enable greater flexibility and shorter lead times.

Working in the right way for our communities and the Environment

SRG remains proud of its family values which define it as a business and the way in which it operates as an ethically and environmentally responsible company. The directors are proud of being a responsible and caring employer, with the wellbeing of our colleagues at the heart of everything we do. Each year our fund-raising activities support local, national and international communities, guided by our colleagues.

Enhancing how colleagues work together to be their best

The company continues to focus on managing costs and driving efficiencies by optimising its organisational structure and evolving its operational model. With input from its colleagues we aim to drive opportunities for the identification and execution of potential improvements to processes, systems and ways of working across the business.

Approved and authorised by the Board on 5 September 2025 and signed on its behalf by:
 

.........................................
Mr Andrew Spence
Director

 

S.R.G. Apparel PLC

Directors' Report for the Year Ended 31 March 2025

The directors present their report and the financial statements for the year ended 31 March 2025.

Directors of the company

The directors who held office during the year were as follows:

Mr Rajesh K Passi

Mrs Nita Passi

Mr Rohit Passi

Mr Andrew Spence

Dividends

The directors do not recommend a payment of a dividend.

Political donations

The company made no political donations.

Financial instruments

Objectives and policies

Creditor's payment policy - the company's policy is to maintain good relationships with its suppliers. The company makes payment to each supplier in accordance with its contractual obligations. The average number of days credit taken for trade purchases at 31 March 2025 was 14 days (2024: 12 days).

Price risk, credit risk, liquidity risk and cash flow risk

The business' principal financial instruments comprise bank balances, bank overdrafts, bank loans, trade debtors and trade creditors. The main purpose of these instruments is to finance the business' operations.

In respect of the bank balances, the liquidity risk is managed by maintaining a balance between the continuity of funding and flexibility through the use of overdrafts at floating rates of interest. All of the business' cash balances are held in such a way that achieves a competitive rate of interest. The business makes use of money market facilities where funds are available.

Trade debtors are managed in respect of credit and cash flow risk by policies concerning the credit offered to customers and the regular monitoring of amounts outstanding for both time and credit limits. The amounts presented in the balance sheet are net of allowances for doubtful debtors.

Trade creditors liquidity risk is managed by ensuring sufficient funds are available to meet amounts due.

 

S.R.G. Apparel PLC

Directors' Report for the Year Ended 31 March 2025

Engagement with suppliers, customers and other relationships

SRG utilises its overseas offices to ensure that its products are delivered fault free and on time to assist with the retention of customers.

In relation to supplier retention the company operates with long standing suppliers who are considered as strategic partners, they have regular visits from our staff based in our overseas offices. New suppliers are fully audited and given trial orders before placing larger commitments.

Going concern

The directors have a reasonable expectation that the company has sufficient resources to continue in operational existence for the foreseeable future, which is not less than twelve months from the date of signing these financial statements.

The company therefore continues to adopt the going concern basis on preparing its financial statements.

Disclosure of information to the auditors

Each director has taken steps that they ought to have taken as a director in order to make themselves aware of any relevant audit information and to establish that the company's auditors are aware of that information. The directors confirm that there is no relevant information that they know of and of which they know the auditors are unaware.

Reappointment of auditors

The auditors The Moffatts Partnership LLP are deemed to be reappointed under section 487(2) of the Companies Act 2006.

Approved and authorised by the Board on 5 September 2025 and signed on its behalf by:
 

.........................................
Mr Andrew Spence
Director

 

S.R.G. Apparel PLC

Statement of Directors' Responsibilities

The directors acknowledge their responsibilities for preparing the Annual Report and the financial statements in accordance with applicable law and regulations.

Company law requires the directors to prepare financial statements for each financial year. Under that law the directors have elected to prepare the financial statements in accordance with United Kingdom Generally Accepted Accounting Practice (United Kingdom Accounting Standards and applicable law). Under company law the directors must not approve the financial statements unless they are satisfied that they give a true and fair view of the state of affairs of the company and of the profit or loss of the company for that period. In preparing these financial statements, the directors are required to:

select suitable accounting policies and apply them consistently;

make judgements and accounting estimates that are reasonable and prudent;

state whether applicable United Kingdom Accounting Standards have been followed, subject to any material departures disclosed and explained in the financial statements; and

prepare the financial statements on the going concern basis unless it is inappropriate to presume that the company will continue in business.

The directors are responsible for keeping adequate accounting records that are sufficient to show and explain the company's transactions and disclose with reasonable accuracy at any time the financial position of the company and enable them to ensure that the financial statements comply with the Companies Act 2006. They are also responsible for safeguarding the assets of the company and hence for taking reasonable steps for the prevention and detection of fraud and other irregularities.

 

S.R.G. Apparel PLC

Independent Auditor's Report to the Members of S.R.G. Apparel PLC

Opinion

We have audited the financial statements of S.R.G. Apparel PLC (the 'company') for the year ended 31 March 2025, which comprise the Income Statement, Statement of Comprehensive Income, Statement of Financial Position, Statement of Changes in Equity, Statement of Cash Flows, and Notes to the Financial Statements, including a summary of significant accounting policies. The financial reporting framework that has been applied in their preparation is applicable law and United Kingdom Accounting Standards, including Financial Reporting Standard 102, The Financial Reporting Standard applicable in the UK and Republic of Ireland (United Kingdom Generally Accepted Accounting Practice).

In our opinion the financial statements:

give a true and fair view of the state of the company's affairs as at 31 March 2025 and of its profit for the year then ended;

have been properly prepared in accordance with United Kingdom Generally Accepted Accounting Practice; and

have been prepared in accordance with the requirements of the Companies Act 2006.

Basis for opinion

We conducted our audit in accordance with International Standards on Auditing (UK) (ISAs (UK)) and applicable law. Our responsibilities under those standards are further described in the auditor responsibilities for the audit of the financial statements section of our report. We are independent of the company in accordance with the ethical requirements that are relevant to our audit of the financial statements in the UK, including the FRC’s Ethical Standard, and we have fulfilled our other ethical responsibilities in accordance with these requirements. We believe that the audit evidence we have obtained is sufficient and appropriate to provide a basis for our opinion.

Conclusions relating to going concern

In auditing the financial statements, we have concluded that the director's use of the going concern basis of accounting in the preparation of the financial statements is appropriate.

Based on the work we have performed, we have not identified any material uncertainties relating to events or conditions that, individually or collectively, may cast significant doubt on the company's ability to continue as a going concern for a period of at least twelve months from when the original financial statements were authorised for issue.

Our responsibilities and the responsibilities of the directors with respect to going concern are described in the relevant sections of this report.

Other information

The directors are responsible for the other information. The other information comprises the information included in the annual report, other than the financial statements and our auditor’s report thereon. Our opinion on the financial statements does not cover the other information and, except to the extent otherwise explicitly stated in our report, we do not express any form of assurance conclusion thereon.

 

S.R.G. Apparel PLC

Independent Auditor's Report to the Members of S.R.G. Apparel PLC

In connection with our audit of the financial statements, our responsibility is to read the other information and, in doing so, consider whether the other information is materially inconsistent with the financial statements or our knowledge obtained in the audit or otherwise appears to be materially misstated. If we identify such material inconsistencies or apparent material misstatements, we are required to determine whether there is a material misstatement in the financial statements or a material misstatement of the other information. If, based on the work we have performed, we conclude that there is a material misstatement of this other information, we are required to report that fact.

We have nothing to report in this regard.

Opinion on other matter prescribed by the Companies Act 2006

In our opinion, based on the work undertaken in the course of the audit:

the information given in the Strategic Report and Directors' Report for the financial year for which the financial statements are prepared is consistent with the financial statements; and

the Strategic Report and Directors' Report have been prepared in accordance with applicable legal requirements.

Matters on which we are required to report by exception

In the light of our knowledge and understanding of the company and its environment obtained in the course of the audit, we have not identified material misstatements in the Strategic Report and the Directors' Report.

We have nothing to report in respect of the following matters where the Companies Act 2006 requires us to report to you if, in our opinion:

adequate accounting records have not been kept, or returns adequate for our audit have not been received from branches not visited by us; or

the financial statements are not in agreement with the accounting records and returns; or

certain disclosures of directors' remuneration specified by law are not made; or

we have not received all the information and explanations we require for our audit.

Responsibilities of directors

As explained more fully in the Statement of Directors' Responsibilities [set out on page 6], the directors are responsible for the preparation of the financial statements and for being satisfied that they give a true and fair view, and for such internal control as the directors determine is necessary to enable the preparation of financial statements that are free from material misstatement, whether due to fraud or error.

In preparing the financial statements, the directors are responsible for assessing the company's ability to continue as a going concern, disclosing, as applicable, matters related to going concern and using the going concern basis of accounting unless the directors either intend to liquidate the company or to cease operations, or have no realistic alternative but to do so.

 

S.R.G. Apparel PLC

Independent Auditor's Report to the Members of S.R.G. Apparel PLC

Auditor Responsibilities for the audit of the financial statements

Our objectives are to obtain reasonable assurance about whether the financial statements as a whole are free from material misstatement, whether due to fraud or error, and to issue an auditor’s report that includes our opinion. Reasonable assurance is a high level of assurance, but is not a guarantee that an audit conducted in accordance with ISAs (UK) will always detect a material misstatement when it exists. Misstatements can arise from fraud or error and are considered material if, individually or in the aggregate, they could reasonably be expected to influence the economic decisions of users taken on the basis of these financial statements.

The extent to which our procedures are capable of detecting irregularities, including fraud is detailed below:

Irregularities, including fraud, are instances of non-compliance with laws and regulations. We design procedures in line with our responsibilities, outlined above, to detect material misstatements in respect of irregularities, including fraud.
 

Based on our understanding of the company, we identified that the principle risks of non-compliance with laws and regulations related to breaches of the legal and regulatory framework that the company operates in. We considered the extent to which non-compliance might have a material effect on the financial statements. The key laws and regulations we considered in this context included UK Companies Act 2006, Employment Law, Health and Safety, Tax Legislation, Modern Slavery Act 2015, The Consumer Rights Act, The Textile Products Regulations Act 2012, The General Product Safety Regulations 2005, Plastic Packaging Tax Regulations 2022 and UK REACH.

In response to the risk of irregularities and non-compliance with laws and regulations, we designed procedures which included, but were not limited to:

• Reviewing financial statement disclosures and testing to supporting documentation to assess compliance with applicable laws and regulations; and

• enquiring of management as to actual and potential litigation and claims.

Our approach to identifying and assessing the risks of material misstatement in respect of irregularities, including fraud and non-compliance with laws and regulations, was as follows:

• Discussions with management and those charged with governance in relation to known or suspected instances of non-compliance with laws and regulations and fraud;

• the engagement partner ensured that the engagement team collectively had the appropriate competence, capabilities and skills to identify or recognise non-compliance with applicable laws and regulations;

• identified laws and regulations were communicated within the audit team regularly and the team remained alert to instances of non-compliance throughout the audit.
 

 

S.R.G. Apparel PLC

Independent Auditor's Report to the Members of S.R.G. Apparel PLC

• We assessed the susceptibility of the company’s financial statements to material misstatement, including obtaining an understanding of how fraud might occur, by:

• making enquiries of management as to where they considered there was susceptibility to fraud, their knowledge of actual suspected and alleged fraud; and

• considering the internal controls in place to mitigate risks of fraud and non-compliance with laws and regulations.

• To address the risk of fraud through management bias and override of controls, we:

• performed analytical procedures to identify any unusual or unexpected relationships;

• tested journal entries to identify unusual transactions;

• assessed whether judgements and assumptions made in determining the accounting estimates set out in note 2 were indicative of potential bias; and

• investigated the rationale behind significant or unusual transactions.

There are inherent limitations in our audit procedures described above. The test nature and other inherent limitations of an audit, together with the inherent limitations of any accounting and internal control systems, mean that there is an unavoidable risk that even some material misstatements in respect of irregularities may remain undiscovered even though the audit is properly planned in accordance with ISAs (UK).

We are less likely to become aware of instances of non-compliance with laws and regulations that are not closely related to events and transactions reflected in the financial statements.

Material misstatements that arise due to fraud can be harder to detect than those that arise from error as they may involve deliberate concealment or collusion.

Our examination should therefore not be relied upon to disclose all such material misstatements or frauds, errors or instances of non-compliance that might exist. The responsibility for safeguarding the assets of the company and for the prevention and detection of fraud, error and non-compliance with law or regulations rests with the directors.

A further description of our responsibilities is available on the Financial Reporting Council’s website at: www.frc.org.uk/auditorsresponsibilities. This description forms part of our auditor’s report.
 

 

S.R.G. Apparel PLC

Independent Auditor's Report to the Members of S.R.G. Apparel PLC

Use of our report

This report is made solely to the company’s members, as a body, in accordance with Chapter 3 of Part 16 of the Companies Act 2006. Our audit work has been undertaken so that we might state to the company’s members those matters we are required to state to them in an auditor’s report and for no other purpose. To the fullest extent permitted by law, we do not accept or assume responsibility to anyone other than the company and the company’s members as a body, for our audit work, for this report, or for the opinions we have formed.

......................................
Mr John Saxon (Senior Statutory Auditor)
For and on behalf of The Moffatts Partnership LLP, Statutory Auditor
 Suite 1.1, First Floor
Jackson House
Sibson Road
Sale
M33 7RR

5 September 2025

 

S.R.G. Apparel PLC

Income Statement for the Year Ended 31 March 2025

Note

2025
£

2024
£

Revenue

3

41,115,713

39,651,778

Cost of sales

 

(30,927,706)

(30,028,486)

Gross profit

 

10,188,007

9,623,292

Distribution costs

 

(7,158,521)

(5,518,413)

Administrative expenses

 

(2,414,290)

(2,174,523)

Other operating income

4

700,839

623,270

Operating profit

6

1,316,035

2,553,626

Other interest receivable and similar income

7

1,125

-

Interest payable and similar expenses

8

(462,477)

(651,699)

   

(461,352)

(651,699)

Profit before tax

 

854,683

1,901,927

Tax on profit

12

(223,166)

(461,969)

Profit for the financial year

 

631,517

1,439,958

The above results were derived from continuing operations.

The company has no recognised gains or losses for the year other than the results above.

 

S.R.G. Apparel PLC

Statement of Comprehensive Income for the Year Ended 31 March 2025

2025
£

2024
£

Profit for the year

631,517

1,439,958

Total comprehensive income for the year

631,517

1,439,958

 

S.R.G. Apparel PLC

(Registration number: 03689774)
Statement of Financial Position as at 31 March 2025

Note

2025
£

2024
£

Non current assets

 

Property, plant and equipment

14

248,983

234,707

Investments

15

5,000

5,000

 

253,983

239,707

Current assets

 

Inventories

16

10,286,462

8,698,572

Receivables

17

6,177,006

5,348,456

Other financial assets

28

75,196

75,983

Cash at bank and in hand

 

93,440

54,373

 

16,632,104

14,177,384

Creditors: Amounts falling due within one year

19

(6,023,237)

(4,170,369)

Net current assets

 

10,608,867

10,007,015

Total assets less current liabilities

 

10,862,850

10,246,722

Creditors: Amounts falling due after more than one year

19

(93,324)

(108,713)

Net assets

 

10,769,526

10,138,009

Equity

 

Called up share capital

100,000

100,000

Retained earnings

22

10,669,526

10,038,009

Shareholders' funds

 

10,769,526

10,138,009

Approved and authorised by the Board on 5 September 2025 and signed on its behalf by:
 

.........................................
Mr Andrew Spence
Director

 

S.R.G. Apparel PLC

Statement of Changes in Equity for the Year Ended 31 March 2025

Share capital
£

Retained earnings
£

Total
£

At 1 April 2024

100,000

10,038,009

10,138,009

Profit for the year

-

631,517

631,517

At 31 March 2025

100,000

10,669,526

10,769,526

Share capital
£

Retained earnings
£

Total
£

At 1 April 2023

100,000

8,598,051

8,698,051

Profit for the year

-

1,439,958

1,439,958

At 31 March 2024

100,000

10,038,009

10,138,009

 

S.R.G. Apparel PLC

Statement of Cash Flows for the Year Ended 31 March 2025

Note

2025
£

2024
£

Cash flows from operating activities

Profit for the year

 

631,517

1,439,958

Adjustments to cash flows from non-cash items

 

Depreciation and amortisation

6

109,740

120,629

Financial instrument net losses through profit and loss

 

787

(183,647)

Profit on disposal of property, plant and equipment

5

(750)

-

Finance income

7

(1,125)

-

Finance costs

8

323,678

488,405

Income tax expense

12

223,166

461,969

Foreign exchange gains/losses

 

138,012

346,941

 

1,425,025

2,674,255

Working capital adjustments

 

(Increase)/decrease in inventories

16

(1,587,890)

3,595,518

(Increase)/decrease in trade receivables

17

(828,550)

915,302

Increase/(decrease) in trade payables

19

845,455

(778,260)

Cash generated from operations

 

(145,960)

6,406,815

Income taxes paid

12

(461,970)

(114,697)

Net cash flow from operating activities

 

(607,930)

6,292,118

Cash flows from investing activities

 

Interest received

7

1,125

-

Acquisitions of property, plant and equipment

(132,768)

(143,915)

Proceeds from sale of property, plant and equipment

 

9,500

-

Net cash flows from investing activities

 

(122,143)

(143,915)

Cash flows from financing activities

 

Interest paid

8

(323,678)

(488,405)

Proceeds from bank borrowing draw downs

 

1,245,008

(5,507,873)

Payments to finance lease creditors

 

(14,178)

124,120

Net cash flows from financing activities

 

907,152

(5,872,158)

Net increase in cash and cash equivalents

 

177,079

276,045

Cash and cash equivalents at 1 April

 

54,373

125,269

Effect of exchange rate fluctuations on cash held

 

(138,012)

(346,941)

 

S.R.G. Apparel PLC

Statement of Cash Flows for the Year Ended 31 March 2025

Note

2025
£

2024
£

Cash and cash equivalents at 31 March

 

93,440

54,373

 

S.R.G. Apparel PLC

Notes to the Financial Statements for the Year Ended 31 March 2025

1

General information

The company is a public company limited by share capital, incorporated in England and Wales.

The address of its registered office is:
Unit 14 Park Seventeen
Whitefield
Manchester
M45 8FJ
England

These financial statements were authorised for issue by the Board on 5 September 2025.

2

Accounting policies

Summary of significant accounting policies and key accounting estimates

The principal accounting policies applied in the preparation of these financial statements are set out below. These policies have been consistently applied to all the years presented, unless otherwise stated.

Statement of compliance

These financial statements were prepared in accordance with Financial Reporting Standard 102 'The Financial Reporting Standard applicable in the United Kingdom and Republic of Ireland and the Companies Act 2006'.

Basis of preparation

These financial statements have been prepared using the historical cost convention except that as disclosed in the accounting policies certain items are shown at fair value.

Going concern

The directors have a reasonable expectation that the company will have adequate resources to continue in operational existence for the foreseeable future. The company therefore continues to adopt the going concern basis on preparing its financial statements.

 

S.R.G. Apparel PLC

Notes to the Financial Statements for the Year Ended 31 March 2025

Judgements

In the course of preparing the financial statements, no judgements have been made in the process of applying the accounting policies, other than those involving estimations, that have had a significant effect on the amounts recognised in the financial statements.

Key sources of estimation uncertainty

In determining the NRV of stock, management have made judgements in respect of obsolete stock. The estimations for the value of obsolete stock are based on market conditions, historical experience and other factors, including expectations of sales. The carrying amount is - £(218,319) (2024 -£(228,400)).

Revenue recognition

Revenue comprises the fair value of the consideration received or receivable for the sale of goods and provision of services in the ordinary course of the company’s activities. Revenue is recognised on the despatch of the goods and is shown net of sales/value added tax, returns, rebates and discounts.

Royalty income is recognised on an accruals basis.

Foreign currency transactions and balances

Profit and loss transactions in foreign currencies are translated into sterling and the exchange rate ruling at the date of the transaction. Monetary assets and liabilities denominated in foreign currencies are translated into sterling at the closing rates at the balance sheet date and the exchange differences are included in the profit and loss account.

Tax

The tax expense for the period comprises current tax. Tax is recognised in profit or loss, except that a change attributable to an item of income or expense recognised as other comprehensive income is also recognised directly in other comprehensive income.

The current income tax charge is calculated on the basis of tax rates and laws that have been enacted or substantively enacted by the reporting date in the countries where the company operates and generates taxable income.

Deferred tax is recognised in respect of all timing differences between taxable profits and profits reported in the financial statements.

Unrelieved tax losses and other deferred tax assets are recognised when it is probable that they will be recovered against the reversal of deferred tax liabilities or other future taxable profits.

Deferred tax is measured using the tax rates and laws that have veeb enacted or substantively enacted by the reporting date and that are expected to apply to the reversal of the timing difference.

Property, plant and equipment

Property, plant and equipment are stated in the statement of financial position at cost, less any subsequent accumulated depreciation and subsequent accumulated impairment losses.

The cost of property, plant and equipment includes directly attributable incremental costs incurred in their acquisition and installation.

 

S.R.G. Apparel PLC

Notes to the Financial Statements for the Year Ended 31 March 2025

Depreciation

Depreciation is charged so as to write off the cost of assets, other than land and properties under construction over their estimated useful lives, as follows:

Asset class

Depreciation method and rate

Leasehold alterations

Over remaining lease life

Computer equipment

25% straight line basis

Motor vehicles

25% straight line basis

Office equipment

20% straight line basis

Fixtures & fittings

10% straight line basis

Plant & machinery

10% straight line basis

Business combinations

Business combinations are accounted for using the purchase method. The consideration for each acquisition is measured at the aggregate of the fair values at acquisition date of assets given, liabilities incurred or assumed, and equity instruments issued by the group in exchange for control of the acquired, plus any costs directly attributable to the business combination. When a business combination agreement provides for an adjustment to the cost of the combination contingent on future events, the group includes the estimated amount of that adjustment in the cost of the combination at the acquisition date if the adjustment is probable and can be measured reliably.

Intangible assets

Separately acquired trademarks and licences are shown at historical cost.

Trademarks, licences and customer-related intangible assets have a finite useful life and are carried at cost less accumulated amortisation and any accumulated impairment losses.

Amortisation

Amortisation is provided on intangible assets so as to write off the cost, less any estimated residual value, over their useful life as follows:

Asset class

Amortisation method and rate

Trademarks, patents and licences

20% straight line basis

Investments

Investments in equity shares which are publicly traded or where the fair value can be measured reliably are initially measured at fair value, with changes in fair value recognised in profit or loss. Investments in equity shares which are not publicly traded and where fair value cannot be measured reliably are measured at cost less impairment.

Interest income on debt securities, where applicable, is recognised in income using the effective interest method. Dividends on equity securities are recognised in income when receivable.

Cash and cash equivalents

Cash and cash equivalents comprise cash on hand and call deposits, and other short-term highly liquid investments that are readily convertible to a known amount of cash and are subject to an insignificant risk of change in value.

 

S.R.G. Apparel PLC

Notes to the Financial Statements for the Year Ended 31 March 2025

Trade receivables

Trade receivables are amounts due from customers for merchandise sold or services performed in the ordinary course of business.

Trade receivables are recognised initially at the transaction price. They are subsequently measured at amortised cost using the effective interest method, less provision for impairment. A provision for the impairment of trade receivables is established when there is objective evidence that the company will not be able to collect all amounts due according to the original terms of the receivables.

Inventories

Stocks are stated at the lower of cost and estimated selling price less costs to complete and sell. Cost is determined using the first-in, first-out (FIFO) method.

Trade payables

Trade payables are obligations to pay for goods or services that have been acquired in the ordinary course of business from suppliers. Accounts payable are classified as current liabilities if the company does not have an unconditional right, at the end of the reporting period, to defer settlement of the creditor for at least twelve months after the reporting date. If there is an unconditional right to defer settlement for at least twelve months after the reporting date, they are presented as non-current liabilities.

Trade payables are recognised initially at the transaction price and subsequently measured at amortised cost using the effective interest method.

Borrowings

Interest-bearing borrowings are initially recorded at fair value, net of transaction costs. Interest-bearing borrowings are subsequently carried at amortised cost, with the difference between the proceeds, net of transaction costs, and the amount due on redemption being recognised as a charge to the income statement over the period of the relevant borrowing.

Interest expense is recognised on the basis of the effective interest method and is included in interest payable and similar charges.

Borrowings are classified as current liabilities unless the company has an unconditional right to defer settlement of the liability for at least twelve months after the reporting date.

 

S.R.G. Apparel PLC

Notes to the Financial Statements for the Year Ended 31 March 2025

Leases

Leases are classified as finance leases whenever the terms of the lease transfer substantially all the risks and rewards of ownership to the lessee.

Assets held under finance leases are recognised at the lower of their fair value at inception of the lease and the present value of the minimum lease payments. These assets are depreciated on a straight-line basis over the shorter of the useful life of the asset and the lease term. The corresponding liability to the lessor is included in the Balance Sheet as a finance lease obligation.

Lease payments are apportioned between finance costs in the Profit and Loss Account and reduction of the lease obligation so as to achieve a constant periodic rate of interest on the remaining balance of the liability.

Leases in which substantially all the risks and rewards of ownership are retained by the lessor are classified as operating leases. Payments made under operating leases are charged to profit or loss on a straight-line basis over the period of the lease.

Share capital

Ordinary shares are classified as equity. Equity instruments are measured at the fair value of the cash or other resources received or receivable, net of the direct costs of issuing the equity instruments. If payment is deferred and the time value of money is material, the initial measurement is on a present value basis.

Defined contribution pension obligation

A defined contribution plan is a pension plan under which fixed contributions are paid into a pension fund and the company has no legal or constructive obligation to pay further contributions even if the fund does not hold sufficient assets to pay all employees the benefits relating to employee service in the current and prior periods.

Contributions to defined contribution plans are recognised as employee benefit expense when they are due. If contribution payments exceed the contribution due for service, the excess is recognised as a prepayment.

 

S.R.G. Apparel PLC

Notes to the Financial Statements for the Year Ended 31 March 2025

Financial instruments

Classification
The company has chosen to adopt Sections 11 and 12 of FRS 102 in respect of financial instruments.

 Recognition and measurement
Basic financial assets, including trade and other receivables, cash and bank balances and investments in commercial paper, are initially recognised at transaction price, unless the arrangement constitutes a financing transaction, where the transaction is measured at the present value of the future receipts discounted at a market rate of interest. Such assets are subsequently carried at amortised cost using the effective interest method.

Financial assets are derecognised when (a) the contractual rights to the cash flows from the asset expire or are settled, or (b) substantially all the risks and rewards of the ownership of the asset are transferred to another party or (c) despite having retained some significant risks and rewards of ownership, control of the asset has been transferred to another party who has the practical ability to unilaterally sell the asset to an unrelated third party without imposing additional restrictions.

Basic financial liabilities, including trade and other payables, bank loans and preference shares that are classified as debt, are initially recognised at transaction price, unless the arrangement constitutes a financing transaction, where the debt instrument is measured at the present value of the future receipts discounted at a market rate of interest. Debt instruments are subsequently carried at amortised cost, using the effective interest rate method.

 Impairment
At the end of each reporting period financial assets measured at amortised cost are assessed for objective evidence of impairment. If an asset is impaired the impairment loss is the difference between the carrying amount and the present value of the estimated cash flows discounted at the asset’s original effective interest rate. The impairment loss is recognised in profit or loss. If there is decrease in the impairment loss arising from an event occurring after the impairment was recognised, the impairment is reversed. The reversal is such that the current carrying amount does not exceed what the carrying amount would have been had the impairment not previously been recognised. The impairment reversal is recognised in profit or loss.

Derivative financial instruments and hedging

Derivatives
The company uses derivative financial instruments, including exchange rate swaps and forward foreign exchange contracts to reduce exposure to foreign exchange risk and movements. The company does not hold or issue derivative financial instruments for speculative purposes.

Derivatives are initially recognised at fair value at the date a derivative contract is entered into and are subsequently remeasured to their fair value at each reporting date. Changes in the fair value of derivatives are recognised in the profit and loss as finance costs or expenses as appropriate unless the derivative is designated and effective as a hedging instrument, in which event the timing of the recognition depends on the nature of the hedge relationship.

 Hedging
The company does not currently apply hedge accounting for interest rate and foreign exchange derivatives.

 

S.R.G. Apparel PLC

Notes to the Financial Statements for the Year Ended 31 March 2025

3

Revenue

The analysis of the company's Revenue for the year from continuing operations is as follows:

2025
£

2024
£

Sale of goods

41,115,713

39,650,380

Royalties received

-

1,398

41,115,713

39,651,778

The analysis of the company's Revenue for the year by market is as follows:

2025
£

2024
£

UK

26,703,073

22,655,746

Europe

13,222,169

14,900,430

Rest of world

1,190,471

2,094,204

Royalties receivable

-

1,398

41,115,713

39,651,778

4

Other operating income

The analysis of the company's other operating income for the year is as follows:

2025
 £

2024
 £

Management charges

700,839

623,270

 

S.R.G. Apparel PLC

Notes to the Financial Statements for the Year Ended 31 March 2025

5

Other gains and losses

The analysis of the company's other gains and losses for the year is as follows:

2025
£

2024
£

Gain on disposal of Property, plant and equipment

750

-

6

Operating profit

Arrived at after charging/(crediting)

2025
£

2024
£

Depreciation expense

109,740

120,629

Profit on disposal of property, plant and equipment

(750)

-

7

Other interest receivable and similar income

2025
£

2024
£

Other finance income

1,125

-

8

Interest payable and similar expenses

2025
£

2024
£

Interest on bank overdrafts and borrowings

190,595

321,110

Interest on obligations under finance leases and hire purchase contracts

10,105

9,983

Interest expense on other finance liabilities

277

-

Foreign exchange gains

138,012

346,941

Net changes in fair value of cash flow hedges

787

(183,647)

Other finance costs

122,701

157,312

462,477

651,699

 

S.R.G. Apparel PLC

Notes to the Financial Statements for the Year Ended 31 March 2025

9

Staff costs

The aggregate payroll costs (including directors' remuneration) were as follows:

2025
£

2024
£

Wages and salaries

4,654,581

3,200,453

Social security costs

546,021

364,655

Pension costs, defined contribution scheme

94,738

91,180

Other employee expense

25,651

23,074

5,320,991

3,679,362

The average number of persons employed by the company (including directors) during the year, analysed by category was as follows:

2025
No.

2024
No.

Administration and support

13

13

Sales, marketing and distribution

50

53

63

66

10

Directors' remuneration

The directors' remuneration for the year was as follows:

2025
£

2024
£

Remuneration

1,295,295

510,720

Contributions paid to money purchase schemes

43,740

43,741

1,339,035

554,461

During the year the number of directors who were receiving benefits and share incentives was as follows:

2025
No.

2024
No.

Accruing benefits under money purchase pension scheme

1

1

In respect of the highest paid director:

2025
£

2024
£

Remuneration

599,172

186,684

 

S.R.G. Apparel PLC

Notes to the Financial Statements for the Year Ended 31 March 2025

11

Auditors' remuneration

2025
£

2024
£

Audit of the financial statements

16,635

13,500

Other fees to auditors

Taxation compliance services

1,575

1,500

All other non-audit services

3,270

3,120

4,845

4,620


 

All other non-audit services relate to payroll services provided.

12

Taxation

Tax charged/(credited) in the income statement

2025
£

2024
£

Current taxation

UK corporation tax

223,166

461,969

The tax on profit before tax for the year is the same as the standard rate of corporation tax in the UK (2024 - the same as the standard rate of corporation tax in the UK) of 25% (2024 - 25%).

The differences are reconciled below:

2025
£

2024
£

Profit before tax

854,683

1,901,927

Corporation tax at standard rate

213,671

475,482

Tax increase/(decrease) from effect of capital allowances and depreciation

6,102

(13,993)

Effect of expense not deductible in determining taxable profit (tax loss)

406

480

Tax increase from other tax effects

2,987

-

Total tax charge

223,166

461,969

 

S.R.G. Apparel PLC

Notes to the Financial Statements for the Year Ended 31 March 2025

Deferred tax

Deferred tax assets and liabilities

There are £Nil of unused tax losses (2024 - £Nil) for which no deferred tax asset is recognised in the statement of financial position.

The amount of the net reversal of deferred tax assets and deferred tax liabilities expected to occur during the year beginning after the reporting period is £Nil (2024 - £Nil).

13

Intangible assets

Trademarks, patents and licenses
 £

Total
£

Cost or valuation

At 1 April 2024

104,682

104,682

At 31 March 2025

104,682

104,682

Amortisation

At 1 April 2024

104,682

104,682

At 31 March 2025

104,682

104,682

Carrying amount

At 31 March 2025

-

-

Amortisation of intangible assets is included in administration expenses in the income statement.

 

S.R.G. Apparel PLC

Notes to the Financial Statements for the Year Ended 31 March 2025

14

Property, plant and equipment

Land and buildings
£

Furniture, fittings and equipment
 £

Motor vehicles
 £

Total
£

Cost or valuation

At 1 April 2024

1,682,151

818,443

181,350

2,681,944

Additions

43,698

51,121

37,949

132,768

Disposals

-

-

(28,000)

(28,000)

At 31 March 2025

1,725,849

869,564

191,299

2,786,712

Depreciation

At 1 April 2024

1,613,755

770,533

62,949

2,447,237

Charge for the year

30,599

37,123

42,020

109,742

Eliminated on disposal

-

-

(19,250)

(19,250)

At 31 March 2025

1,644,354

807,656

85,719

2,537,729

Carrying amount

At 31 March 2025

81,495

61,908

105,580

248,983

At 31 March 2024

68,396

47,910

118,401

234,707

Included within the net book value of land and buildings above is £81,496 (2024 - £68,396) in respect of short leasehold land and buildings.
 

Assets held under finance leases and hire purchase contracts

The net carrying amount of property, plant and equipment includes the following amounts in respect of assets held under finance leases and hire purchase contracts:

2025
£

2024
£

Motor vehicles

69,211

103,817

   

Restriction on title and pledged as security

Motor Vehicles with a carrying amount of £69,211 (2024 - £103,817) has the following restriction on title:

Title to assets passes when the option to purchase under the hire purchase agreement has been exercised.
 

 

S.R.G. Apparel PLC

Notes to the Financial Statements for the Year Ended 31 March 2025

15

Investments

2025
£

2024
£

Investments in joint ventures

5,000

5,000

Joint ventures

£

Cost

At 1 April 2024

5,000

Provision

Carrying amount

At 31 March 2025

5,000

At 31 March 2024

5,000

Details of undertakings

Details of the investments (including principal place of business of unincorporated entities) in which the company holds 20% or more of the nominal value of any class of share capital are as follows:

Undertaking

Registered office

Holding

Proportion of voting rights and shares held

2025

2024

Joint ventures

Le Shark Apparel Limited

Unit 14, Park Seventeen,
Whitefield,
Manchester,
M45 8FJ

5,000 ordinary shares of £1

50%

50%

England & Wales

Joint ventures

Le Shark Apparel Limited

The principal activity of Le Shark Apparel Limited is an IP holding company. Its financial period end is 31 March.

The loss for the financial period of Le Shark Apparel Limited was £177,309 (2024 - £163,837) and the aggregate amount of capital and reserves at the end of the period was £(167,309) (2024 - £(153,837)).

 

S.R.G. Apparel PLC

Notes to the Financial Statements for the Year Ended 31 March 2025

16

Inventories

2025
£

2024
£

Stock

10,286,462

8,698,572

Impairment of inventories

The amount of impairment profit/(loss) included in profit or loss is £10,120 (2024 - £(49,778)). The impairment profit/(loss) is included in purchases.

17

Receivables

Current

Note

2025
£

2024
£

Trade receivables

 

5,108,408

4,428,129

Amounts owed by related parties

27

47,413

42,178

Other receivables

 

427,977

410,686

Prepayments

 

593,208

467,463

   

6,177,006

5,348,456

18

Cash and cash equivalents

2025
£

2024
£

Cash on hand

3,347

2,703

Cash at bank

90,093

51,670

93,440

54,373

 

S.R.G. Apparel PLC

Notes to the Financial Statements for the Year Ended 31 March 2025

19

Creditors

Note

2025
£

2024
£

Due within one year

 

Loans and borrowings

23

3,834,035

2,587,818

Trade payables

 

1,600,256

809,030

Social security and other taxes

 

195,575

175,436

Outstanding defined contribution pension costs

 

12,258

-

Accruals

 

157,869

136,037

Income tax liability

12

223,244

462,048

 

6,023,237

4,170,369

Due after one year

 

Loans and borrowings

23

93,324

108,713

20

Pension and other schemes

Defined contribution pension scheme

The company operates a defined contribution pension scheme. The pension cost charge for the year represents contributions payable by the company to the scheme and amounted to £94,738 (2024 - £91,180).

Contributions totalling £12,258 (2024 - £Nil) were payable to the scheme at the end of the year and are included in creditors.

 

S.R.G. Apparel PLC

Notes to the Financial Statements for the Year Ended 31 March 2025

21

Share capital

Allotted, called up and fully paid shares

2025

2024

No.

£

No.

£

Ordinary shares of £1 each

5,000

5,000

5,000

5,000

Ordinary B shares of £1 each

95,000

95,000

95,000

95,000

100,000

100,000

100,000

100,000

Rights, preferences and restrictions

Ordinary shares have the following rights, preferences and restrictions:
These shares hold a maximum of 89% of the voting rights. They have full rights and entitlements on all other matters.

Ordinary B shares have the following rights, preferences and restrictions:
These shares hold a maximum of 11% of the voting rights. They have full rights and entitlements on all other matters.

22

Reserves

Profit and loss account

Profit & loss account includes all current and prior period retained profits and losses.

Called up share capital

Called up share capital represents the nominal value of shares that have been issued.

 

S.R.G. Apparel PLC

Notes to the Financial Statements for the Year Ended 31 March 2025

23

Loans and borrowings

Non-current loans and borrowings

2025
£

2024
£

Hire purchase contracts

93,324

108,713

Current loans and borrowings

2025
£

2024
£

Bank borrowings

3,817,419

2,572,411

Hire purchase contracts

16,616

15,407

3,834,035

2,587,818

Bank borrowings

Loans against imports have varying interest rates and varying maturity dates. The carrying amount at year end is £3,090,955 (2024 - £48,632).

Coronavirus Business Loan with a fixed interest rate of 4% and maturity date of November 2024. The carrying amount at year end is £Nil (2024 - £1,000,000). The loan was repaid in full on 2nd January 2025.

Bank borrowings are secured by a Contract Monies charge, Debenture including fixed and floating charge over the company's assets, Composite Company Unlimited Multilateral Guarantee, Letter of Set-off, and General Letter of Pledge.

Other borrowings

Hire purchase agreements are fixed rate agreements. The carrying amount at year end is £109,940 (2024 - £124,120).

Title to assets passes when the option to purchase under the hire purchase agreement has been exercised.

 

S.R.G. Apparel PLC

Notes to the Financial Statements for the Year Ended 31 March 2025

24

Obligations under leases and hire purchase contracts

Finance leases


The total of future minimum lease payments is as follows:

2025
£

2024
£

Not later than one year

16,616

15,407

Later than one year and not later than five years

93,324

108,713

109,940

124,120

Operating leases

The total of future minimum lease payments is as follows:

2025
£

2024
£

Not later than one year

727,936

500,449

Later than one year and not later than five years

2,877,720

1,114,020

Later than five years

2,533,818

751,667

6,139,474

2,366,136

The amount of non-cancellable operating lease payments recognised as an expense during the year was £578,477 (2024 - £572,647).

25

Contingent liabilities

At 31st March 2025 the company had contingent liabilities in respect of letters of credit issued by its bankers for goods ordered but not yet shipped. The amount guaranteed is £1,418,669 (2024 - £1,198,821)

 

S.R.G. Apparel PLC

Notes to the Financial Statements for the Year Ended 31 March 2025

26

Analysis of changes in net debt

At 1 April 2024
£

Financing cash flows
£

Foreign exchange movements
£

Other non-cash changes
£

At 31 March 2025
£

Cash and cash equivalents

Cash

2,703

644

-

-

3,347

Cash equivalents

51,670

176,435

(138,012)

-

90,093

54,373

177,079

(138,012)

-

93,440

Borrowings

Long term borrowings

(108,713)

-

-

15,389

(93,324)

Short term borrowings

(2,587,818)

(1,230,828)

-

(15,389)

(3,834,035)

(2,696,531)

(1,230,828)

-

-

(3,927,359)

 

(2,642,158)

(1,053,749)

(138,012)

-

(3,833,919)

 

S.R.G. Apparel PLC

Notes to the Financial Statements for the Year Ended 31 March 2025

27

Related party transactions

Transactions with directors

2025

At 1 April 2024
£

Advances to director
£

Repayments by director
£

At 31 March 2025
£

Mr Rajesh K Passi

The loan is interest free and fully repayable with no specified payment terms.

(42,178)

(47,414)

42,178

(47,414)

2024

At 1 April 2023
£

Advances to director
£

Repayments by director
£

At 31 March 2024
£

Mr Rajesh K Passi

The loan is interest free and fully repayable with no specified payment terms.

(57,316)

(63,575)

78,713

(42,178)

Summary of transactions with joint ventures

SRG Apparel PLC has a 50% equal shareholding in a joint venture. There is no ultimate controlling party.
The company has incurred costs in relation to the registration of the brands and trademarks.
There are no conditions relating to outstanding balances.

Summary of transactions with other related parties

Transactions with other entities that have common control. Transactions include sale and purchase of goods, rents payable and recharges of time and expenses.

Income and receivables from related parties

2025

Joint ventures
£

Other related parties
£

Sale of goods

-

980,198

Receipt of services

-

783,230

Settlement of liabilities

19,127

-

19,127

1,763,428

Amounts receivable from related party

173,772

191,230

 

S.R.G. Apparel PLC

Notes to the Financial Statements for the Year Ended 31 March 2025

2024

Joint ventures
£

Other related parties
£

Sale of goods

-

854,812

Receipt of services

-

704,692

Settlement of liabilities

12,524

-

12,524

1,559,504

Amounts receivable from related party

154,645

43,328

Expenditure with and payables to related parties

2025

Other related parties
£

Purchase of goods

291,725

Rendering of services

(312,493)

(20,768)

Amounts payable to related party

(38,760)

2024

Other related parties
£

Purchase of goods

268,211

Rendering of services

275,132

543,343

Amounts payable to related party

(24,562)

28

Financial instruments

Financial liabilities measured at fair value

Foreign Exchange Forward
These have been fair valued using observable forward exchange rates corresponding to the maturity of the contract.

The fair value is £75,196 (2024 - £75,983) and the change in value included in profit or loss is £(787) (2024 - £183,647).