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Registration number: 10012078

3West Holdings Limited

Annual Report and Consolidated Financial Statements

for the Year Ended 31 December 2024

 

3West Holdings Limited
(Registration number: 10012078)
 

Contents

Company Information

1

Strategic Report

2

Directors' Report

3 to 4

Statement of Directors' Responsibilities

5

Independent Auditor's Report

6 to 10

Consolidated Profit and Loss Account

11

Consolidated Statement of Comprehensive Income

12

Consolidated Balance Sheet

13

Balance Sheet

14

Consolidated Statement of Changes in Equity

15

Statement of Changes in Equity

16

Consolidated Statement of Cash Flows

17 to 18

Statement of Cash Flows

19

Notes to the Financial Statements

20 to 43

 

3West Holdings Limited
(Registration number: 10012078)
 

Company Information

Directors

Mrs K L Fowler

Mr F J D Fowler

Mr J D Fowler

Ms S C Fowler

Company secretary

Mrs L Oxland

Registered office

Unit 3 Gereint Hill
Tithebarn
Exeter
Devon
EX1 3RS

Auditors

Thompson Jenner LLP
Statutory Auditor
28 Alexandra Terrace
Exmouth
Devon
EX8 1BD

 

3West Holdings Limited
(Registration number: 10012078)
 

Strategic Report for the Year Ended 31 December 2024

The directors present their strategic report for the year ended 31 December 2024.

Principal activity

The principal activity of the group is property development

Fair review of the business

The directors consider that the key financial performance indicators are those that communicate the financial performance and strength of the group as a whole, these being turnover, profit margins and an assessment of the company's investment property portfolio.

The group's key financial and other performance indicators during the year were as follows:

Financial KPIs

Unit

2024

2023

Turnover

£,000

28,017

13,521

Gross profit

£,000

6,443

2,922

Gross profit margin

%

23

22

Fair value of investment properties

£,000

11,519

11,798

Principal risks and uncertainties

The board of directors undertake a regular review of the group and have identified that the principal risks faced by the group relate to competition and the impacts of the current economic climate.

Approved and authorised by the Board on 3 September 2025 and signed on its behalf by:
 

.........................................
Mr J D Fowler
Director

 

3West Holdings Limited
(Registration number: 10012078)
 

Directors' Report for the Year Ended 31 December 2024

The directors present their report and the for the year ended 31 December 2024.

Directors of the group

The directors who held office during the year were as follows:

Mrs K L Fowler

Mr F J D Fowler (appointed 1 February 2024)

Mr J D Fowler

Ms S C Fowler (appointed 1 February 2024)

Financial instruments

Objectives and policies

The company's principal financial instruments comprise the bank balance, trade creditors, hire purchase agreements and bank borrowings. The main purpose of these instruments is to raise funds for the group's operations.

Price risk, credit risk, liquidity risk and cash flow risk

The group's approach to managing risks applicable to the financial instruments is shown below.

In respect of the bank balance, the liquidity risk is managed by maintaining a balance between the continuity of funding and flexibility through the use of bank borrowings at various rates of interest.

The hire purchase agreements are provided by financial institutions at fixed and variable rates of interest. The company ensures that there are sufficient funds to meet these requirements.

Trade creditors liquidity risk is managed by ensuring that sufficient funds are available to meet amounts due.

Loans are provided by financial institutions in the form of revolving credit facilities. The interest rates and monthly repayments are variable. The business manages the liquidity risk by ensuring that there are sufficient house completions within specified periods.

The group is affected by price fluctuations in the UK housing market. These are in turn affected by the wider economic conditions such as mortgage availability and associated interest rates, employment and consumer confidence. Market downturns could adversely affect property valuations, sales volumes, and project profitability. Whilst these risks are beyond the company's control, the company has managed the risks by selling some houses to a corporate investor, thus reducing the reliance on the private sale market.

The company's exposure to credit risk is limited by the fact that the company receives cash for the sales to private individuals at the point of legal completion. For the block sales to corporate investors, the company collects cash at regular intervals in line with build progress in order to minimise its credit risk.

 

3West Holdings Limited
(Registration number: 10012078)
 

Directors' Report for the Year Ended 31 December 2024

Future developments

The directors do not envisage the business of the group changing in the foreseeable future, but continually look for opportunities for further expansion.

Important non adjusting events after the financial period

After the year-end, investment properties were sold at their fair value for consideration of £6,417,000.

Disclosure of information to the auditor

Each director has taken steps that they ought to have taken as a director in order to make themselves aware of any relevant audit information and to establish that the company's auditor is aware of that information. The directors confirm that there is no relevant information that they know of and of which they know the auditor is unaware.

Approved and authorised by the Board on 3 September 2025 and signed on its behalf by:
 

.........................................
Mr J D Fowler
Director

 

3West Holdings Limited
(Registration number: 10012078)
 

Statement of Directors' Responsibilities

The directors acknowledge their responsibilities for preparing the Annual Report and the financial statements in accordance with applicable law and regulations.

Company law requires the directors to prepare financial statements for each financial year. Under that law the directors have elected to prepare the financial statements in accordance with United Kingdom Generally Accepted Accounting Practice (United Kingdom Accounting Standards and applicable law). Under company law the directors must not approve the financial statements unless they are satisfied that they give a true and fair view of the state of affairs of the group and the company and of the profit or loss of the group for that period. In preparing these financial statements, the directors are required to:

select suitable accounting policies and apply them consistently;

make judgements and accounting estimates that are reasonable and prudent;

state whether applicable UK Accounting Standards have been followed, subject to any material departures disclosed and explained in the financial statements; and

prepare the financial statements on the going concern basis unless it is inappropriate to presume that the company will continue in business.

The directors are responsible for keeping adequate accounting records that are sufficient to show and explain the group's and the company's transactions and disclose with reasonable accuracy at any time the financial position of the group and the company and enable them to ensure that the financial statements comply with the Companies Act 2006. They are also responsible for safeguarding the assets of the group and the company and hence for taking reasonable steps for the prevention and detection of fraud and other irregularities.

 

3West Holdings Limited
(Registration number: 10012078)
 

Independent Auditor's Report to the Members of 3West Holdings Limited

Opinion

We have audited the financial statements of 3West Holdings Limited (the 'parent company') and its subsidiaries (the 'group') for the year ended 31 December 2024, which comprise the Consolidated Profit and Loss Account, Consolidated Statement of Comprehensive Income, Consolidated Balance Sheet, Balance Sheet, Consolidated Statement of Changes in Equity, Statement of Changes in Equity, Consolidated Statement of Cash Flows, Statement of Cash Flows, and Notes to the Financial Statements, including a summary of significant accounting policies. The financial reporting framework that has been applied in their preparation is applicable law and United Kingdom Accounting Standards, including Financial Reporting Standard 102 'The Financial Reporting Standard applicable in the UK and Republic of Ireland' (United Kingdom Generally Accepted Accounting Practice).

In our opinion the financial statements:

give a true and fair view of the state of the group's and the parent company's affairs as at 31 December 2024 and of the group's profit for the year then ended;

have been properly prepared in accordance with United Kingdom Generally Accepted Accounting Practice; and

have been prepared in accordance with the requirements of the Companies Act 2006.

Basis for opinion

We conducted our audit in accordance with International Standards on Auditing (UK) (ISAs (UK)) and applicable law. Our responsibilities under those standards are further described in the auditor responsibilities for the audit of the financial statements section of our report. We are independent of the group in accordance with the ethical requirements that are relevant to our audit of the financial statements in the UK, including the FRC’s Ethical Standard, and we have fulfilled our other ethical responsibilities in accordance with these requirements. We believe that the audit evidence we have obtained is sufficient and appropriate to provide a basis for our opinion.

Other matters

The financial statements for the year ended 31 December 2024 have been audited. However, the comparative financial statements for the year ended 31 December 2023, which were not audited, are presented for comparative purposes only. We do not express an opinion on these comparatives, as they were not audited. We have, however, performed procedures relating to the opening balances as required by ISA (UK and Ireland) 510, and we are not aware of any material misstatement in those opening balances.

 

3West Holdings Limited
(Registration number: 10012078)
 

Independent Auditor's Report to the Members of 3West Holdings Limited

Conclusions relating to going concern

In auditing the financial statements, we have concluded that the director's use of the going concern basis of accounting in the preparation of the financial statements is appropriate.

Based on the work we have performed, we have not identified any material uncertainties relating to events or conditions that, individually or collectively, may cast significant doubt on the group's ability to continue as a going concern for a period of at least twelve months from when the original financial statements were authorised for issue.

Our responsibilities and the responsibilities of the directors with respect to going concern are described in the relevant sections of this report.

Other information

The directors are responsible for the other information. The other information comprises the information included in the annual report, other than the financial statements and our auditor’s report thereon. Our opinion on the financial statements does not cover the other information and, except to the extent otherwise explicitly stated in our report, we do not express any form of assurance conclusion thereon.

In connection with our audit of the financial statements, our responsibility is to read the other information and, in doing so, consider whether the other information is materially inconsistent with the financial statements or our knowledge obtained in the audit or otherwise appears to be materially misstated. If we identify such material inconsistencies or apparent material misstatements, we are required to determine whether there is a material misstatement in the financial statements or a material misstatement of the other information. If, based on the work we have performed, we conclude that there is a material misstatement of this other information, we are required to report that fact.

We have nothing to report in this regard.

Opinion on other matter prescribed by the Companies Act 2006

In our opinion, based on the work undertaken in the course of the audit:

the information given in the Strategic Report and Directors' Report for the financial year for which the financial statements are prepared is consistent with the financial statements; and

the Strategic Report and Directors' Report have been prepared in accordance with applicable legal requirements.

Matters on which we are required to report by exception

In the light of our knowledge and understanding of the company and its environment obtained in the course of the audit, we have not identified material misstatements in the Strategic Report and the Directors' Report.

We have nothing to report in respect of the following matters where the Companies Act 2006 requires us to report to you if, in our opinion:

adequate accounting records have not been kept by the parent company, or returns adequate for our audit have not been received from branches not visited by us; or

the parent company financial statements are not in agreement with the accounting records and returns; or

certain disclosures of directors' remuneration specified by law are not made; or

we have not received all the information and explanations we require for our audit.

 

3West Holdings Limited
(Registration number: 10012078)
 

Independent Auditor's Report to the Members of 3West Holdings Limited

Responsibilities of directors

As explained more fully in the Statement of Directors' Responsibilities [set out on page 5], the directors are responsible for the preparation of the financial statements and for being satisfied that they give a true and fair view, and for such internal control as the directors determine is necessary to enable the preparation of financial statements that are free from material misstatement, whether due to fraud or error.

In preparing the financial statements, the directors are responsible for assessing the company's ability to continue as a going concern, disclosing, as applicable, matters related to going concern and using the going concern basis of accounting unless the directors either intend to liquidate the company or to cease operations, or have no realistic alternative but to do so.

Auditor Responsibilities for the audit of the financial statements

Our objectives are to obtain reasonable assurance about whether the financial statements as a whole are free from material misstatement, whether due to fraud or error, and to issue an auditor’s report that includes our opinion. Reasonable assurance is a high level of assurance, but is not a guarantee that an audit conducted in accordance with ISAs (UK) will always detect a material misstatement when it exists. Misstatements can arise from fraud or error and are considered material if, individually or in the aggregate, they could reasonably be expected to influence the economic decisions of users taken on the basis of these financial statements.

As part of an audit in accordance with ISAs (UK), we exercise professional judgement and maintain professional scepticism throughout the audit.

Irregularities, including fraud, are instances of non-compliance with laws and regulations. We design procedures in line with our responsibilities, outlined above, to detect material misstatements in respect of irregularities, including fraud. The extent to which our procedures are capable of detecting irregularities, including fraud is detailed below.

The extent to which the audit was considered capable of detecting irregularities including fraud

Our approach to identifying and assessing the risks of material misstatement in respect of irregularities, including fraud and non-compliance with laws and regulations, was as follows:

the engagement partner ensured that the engagement team collectively had the appropriate competence, capabilities and skills to identify or recognise non-compliance with applicable laws and regulations;

we identified the laws and regulations applicable to the company through discussions with directors and other management, and from our commercial knowledge and experience of the construction sector;

we focused on specific laws and regulations which we considered may have a direct material effect on the financial statements or the operations of the company, including the Companies Act 2006, taxation legislation, data protection, anti-bribery, employment, environmental, fire safety and health and safety legislation;

we assessed the extent of compliance with the laws and regulations identified above through making enquiries of management, reviewing licenses, certificates and relevant correspondence including the inspection of legal correspondence; and

 

3West Holdings Limited
(Registration number: 10012078)
 

Independent Auditor's Report to the Members of 3West Holdings Limited

identified laws and regulations were communicated within the audit team regularly and the team remained alert to instances of non-compliance throughout the audit.

We assessed the susceptibility of the company’s financial statements to material misstatement, including obtaining an understanding of how fraud might occur, by:

making enquiries of management as to where they considered there was susceptibility to fraud, their knowledge of actual, suspected and alleged fraud; and

considering the internal controls in place to mitigate risks of fraud and non-compliance with laws and regulations.

To address the risk of fraud through management bias and override of controls, we:

performed analytical procedures to identify any unusual or unexpected relationships;

tested journal entries to identify unusual transactions;

assessed whether judgements and assumptions made in determining the accounting estimates were indicative of potential bias; and

investigated the rationale behind significant or unusual transactions.

In response to the risk of irregularities and non-compliance with laws and regulations, we designed procedures which included, but were not limited to:

agreeing financial statement disclosures to underlying supporting documentation;

reading the minutes of meetings of those charged with governance;

enquiring of management as to actual and potential litigation and claims; and

reviewing correspondence with HMRC, relevant regulators and the company’s legal advisors.

There are inherent limitations in our audit procedures described above. The more removed that laws and regulations are from financial transactions, the less likely it is that we would become aware of non-compliance. Auditing standards also limit the audit procedures required to identify non-compliance with laws and regulations to enquiry of the directors and other management and the inspection of regulatory and legal correspondence, if any.

Material misstatements that arise due to fraud can be harder to detect than those that arise from error as they may involve deliberate concealment or collusion.

A further description of our responsibilities is available on the Financial Reporting Council’s website at: www.frc.org.uk/auditorsresponsibilities. This description forms part of our auditor’s report.

 

3West Holdings Limited
(Registration number: 10012078)
 

Independent Auditor's Report to the Members of 3West Holdings Limited

Use of our report
This report is made solely to the company’s members, as a body, in accordance with Chapter 3 of Part 16 of the Companies Act 2006. Our audit work has been undertaken so that we might state to the company’s members those matters we are required to state to them in an auditor’s report and for no other purpose. To the fullest extent permitted by law, we do not accept or assume responsibility to anyone other than the company and the company’s members as a body, for our audit work, for this report, or for the opinions we have formed.

......................................
David Tucker (Senior Statutory Auditor)
For and on behalf of Thompson Jenner LLP, Statutory Auditor

28 Alexandra Terrace
Exmouth
Devon
EX8 1BD

23 September 2025

 

3West Holdings Limited
(Registration number: 10012078)
 

Consolidated Profit and Loss Account for the Year Ended 31 December 2024

Note

2024
£

2023
£

Turnover

3

28,017,261

13,520,595

Cost of sales

 

(21,574,479)

(10,598,315)

Gross profit

 

6,442,782

2,922,280

Administrative expenses

 

991,477

1,386,905

Operating profit

4

7,434,259

4,309,185

Other interest receivable and similar income

5

513,787

184,661

Interest payable and similar expenses

6

(1,586,534)

(1,352,718)

Share of (loss)/profit of equity accounted investees

 

(149,952)

194,347

Profit before tax

 

6,211,560

3,335,475

Taxation

10

(1,637,338)

(785,447)

Profit for the financial year

 

4,574,222

2,550,028

Profit/(loss) attributable to:

 

Owners of the company

 

4,574,222

2,550,028

The above results were derived from continuing operations.

The group has no recognised gains or losses for the year other than the results above.

 

3West Holdings Limited
(Registration number: 10012078)
 

Consolidated Statement of Comprehensive Income for the Year Ended 31 December 2024

2024
£

2023
£

Profit for the year

4,574,222

2,550,028

Total comprehensive income for the year

4,574,222

2,550,028

Total comprehensive income attributable to:

Owners of the company

4,574,222

2,550,028

 

3West Holdings Limited
(Registration number: 10012078)
 

Consolidated Balance Sheet as at 31 December 2024

Note

2024
£

2023
£

Fixed assets

 

Tangible assets

11

333,145

109,426

Investment property

12

11,519,112

11,797,918

Investments

13

4,198,741

4,284,287

 

16,050,998

16,191,631

Current assets

 

Stocks

14

15,997,691

14,084,849

Debtors

15

12,398,384

5,163,730

Cash at bank and in hand

 

600,097

209,242

 

28,996,172

19,457,821

Creditors: Amounts falling due within one year

17

(20,783,194)

(5,446,898)

Net current assets

 

8,212,978

14,010,923

Total assets less current liabilities

 

24,263,976

30,202,554

Creditors: Amounts falling due after more than one year

17

(215,899)

(11,122,245)

Provisions for liabilities

19

(892,938)

(430,342)

Net assets

 

23,155,139

18,649,967

Capital and reserves

 

Called up share capital

20

17

69,067

Profit and loss account

23,155,122

18,580,900

Equity attributable to owners of the company

 

23,155,139

18,649,967

Total equity

 

23,155,139

18,649,967

Approved and authorised by the Board on 3 September 2025 and signed on its behalf by:
 

.........................................
Mr J D Fowler
Director

 

3West Holdings Limited
(Registration number: 10012078)
 

Balance Sheet as at 31 December 2024

Note

2024
£

2023
£

Fixed assets

 

Tangible assets

11

302,800

66,918

Investment property

12

11,519,112

11,797,918

Investments

13

10,920,580

10,920,580

 

22,742,492

22,785,416

Current assets

 

Debtors

15

12,221,381

9,633,535

Cash at bank and in hand

 

551,788

40,911

 

12,773,169

9,674,446

Creditors: Amounts falling due within one year

17

(4,046,468)

(1,869,217)

Net current assets

 

8,726,701

7,805,229

Total assets less current liabilities

 

31,469,193

30,590,645

Creditors: Amounts falling due after more than one year

17

(215,899)

(5,961,907)

Provisions for liabilities

19

(885,352)

(419,715)

Net assets

 

30,367,942

24,209,023

Capital and reserves

 

Called up share capital

17

17

Profit and loss account

30,367,925

24,209,006

Total equity

 

30,367,942

24,209,023

The company made a profit after tax for the financial year of £6,158,919 (2023 - profit of £7,742,158).

Approved and authorised by the Board on 3 September 2025 and signed on its behalf by:
 

.........................................
Mr J D Fowler
Director

 

3West Holdings Limited
(Registration number: 10012078)
 

Consolidated Statement of Changes in Equity for the Year Ended 31 December 2024
Equity attributable to the parent company

Share capital
£

Retained earnings
£

Total
£

Total equity
£

At 1 January 2024

69,067

18,580,163

18,649,230

18,649,230

Prior period adjustment

-

737

737

737

At 1 January 2024 (As restated)

69,067

18,580,900

18,649,967

18,649,967

Profit for the year

-

4,574,222

4,574,222

4,574,222

Other share capital movements

(69,050)

-

(69,050)

(69,050)

At 31 December 2024

17

23,155,122

23,155,139

23,155,139

Share capital
£

Retained earnings
£

Total
£

Total equity
£

At 1 January 2023

69,067

16,030,872

16,099,939

16,099,939

Profit for the year

-

2,550,028

2,550,028

2,550,028

At 31 December 2023

69,067

18,580,900

18,649,967

18,649,967

 

3West Holdings Limited
(Registration number: 10012078)
 

Statement of Changes in Equity for the Year Ended 31 December 2024

Share capital
£

Retained earnings
£

Total
£

At 1 January 2024

17

24,209,006

24,209,023

Profit for the year

-

6,158,919

6,158,919

At 31 December 2024

17

30,367,925

30,367,942

Share capital
£

Retained earnings
£

Total
£

At 1 January 2023

17

16,466,848

16,466,865

Profit for the year

-

7,742,158

7,742,158

At 31 December 2023

17

24,209,006

24,209,023

 

3West Holdings Limited
(Registration number: 10012078)
 

Consolidated Statement of Cash Flows for the Year Ended 31 December 2024

Note

2024
£

2023
£

Cash flows from operating activities

Profit for the year

 

4,574,222

2,550,028

Adjustments to cash flows from non-cash items

 

Depreciation and amortisation

4

83,594

7,844

Changes in fair value of investment property

12

(2,133,444)

(1,611,942)

Finance income

5

(513,787)

(184,661)

Finance costs

6

1,586,534

1,352,718

Share of profit/loss of equity accounted investees

 

149,952

(194,347)

Income tax expense

10

1,637,338

785,447

Impairment losses

 

(64,406)

6,917

 

5,320,003

2,712,004

Working capital adjustments

 

Increase in stocks

14

(1,912,842)

(2,469,559)

Increase in debtors

15

(7,234,654)

(1,061,907)

Increase/(decrease) in creditors

17

2,648,569

(1,825,888)

Decrease in deferred income, including government grants

 

-

(100,655)

Cash generated from operations

 

(1,178,924)

(2,746,005)

Income taxes paid

10

(196,894)

(168,586)

Net cash flow from operating activities

 

(1,375,818)

(2,914,591)

Cash flows from investing activities

 

Interest received

5

513,787

184,661

Acquisitions of tangible assets

11

(307,313)

(116,082)

Acquisition of investment properties

12

(27,750)

-

Proceeds from sale of investment properties

12

2,440,000

-

Dividends received from associates

 

-

200,000

Net cash flows from investing activities

 

2,618,724

268,579

Cash flows from financing activities

 

Interest paid

6

(1,586,534)

(1,352,718)

Proceeds from bank borrowing draw downs

 

19,543,022

14,570,713

Repayment of bank borrowing

 

(16,908,038)

(9,611,093)

Repayment of other borrowing

 

(2,083,885)

(2,000,000)

Payments to finance lease creditors

 

(26,184)

-

Proceeds of draw downs of finance lease creditors

 

209,568

66,277

Net cash flows from financing activities

 

(852,051)

1,673,179

Net increase/(decrease) in cash and cash equivalents

 

390,855

(972,833)

 

3West Holdings Limited
(Registration number: 10012078)
 

Consolidated Statement of Cash Flows for the Year Ended 31 December 2024

Note

2024
£

2023
£

Cash and cash equivalents at 1 January

 

209,242

1,182,075

Cash and cash equivalents at 31 December

 

600,097

209,242

 

3West Holdings Limited
(Registration number: 10012078)
 

Statement of Cash Flows for the Year Ended 31 December 2024

Note

2024
£

2023
£

Cash flows from operating activities

Profit for the year

 

6,158,919

7,742,158

Adjustments to cash flows from non-cash items

 

Depreciation and amortisation

4

71,431

1,701

Changes in fair value of investment property

12

(2,133,444)

(1,611,942)

Profit on disposal of tangible assets

-

(883)

Finance income

(3,999,657)

(6,566,578)

Finance costs

377,057

459,938

Income tax expense

10

1,078,448

547,029

 

1,552,754

571,423

Working capital adjustments

 

Increase in debtors

15

(2,587,846)

(4,981,305)

Decrease in creditors

17

(25,347)

(159,739)

Decrease in deferred income, including government grants

 

-

(100,655)

Cash generated from operations

 

(1,060,439)

(4,670,276)

Income taxes paid

10

(106,720)

(60,369)

Net cash flow from operating activities

 

(1,167,159)

(4,730,645)

Cash flows from investing activities

 

Interest received

1,049,657

366,578

Acquisitions of tangible assets

11

(307,313)

(67,432)

Proceeds from sale of tangible assets

 

-

883

Acquisition of investment properties

12

(27,750)

-

Proceeds from sale of investment properties

12

2,440,000

-

Dividend income

2,950,000

6,200,000

Net cash flows from investing activities

 

6,104,594

6,500,029

Cash flows from financing activities

 

Interest paid

(377,057)

(459,938)

Repayment of bank borrowing

 

(2,149,000)

(300,000)

Repayment of other borrowing

 

(2,083,885)

(2,000,000)

Payments to finance lease creditors

 

(26,184)

-

Proceeds from draw downs of finance lease creditors

 

209,568

66,277

Net cash flows from financing activities

 

(4,426,558)

(2,693,661)

Net increase/(decrease) in cash and cash equivalents

 

510,877

(924,277)

Cash and cash equivalents at 1 January

 

40,911

965,188

Cash and cash equivalents at 31 December

 

551,788

40,911

 

3West Holdings Limited
(Registration number: 10012078)
 

Notes to the Financial Statements for the Year Ended 31 December 2024

1

General information

The company is a private company limited by share capital, incorporated in England and Wales.

The address of its registered office is:
Unit 3 Gereint Hill
Tithebarn
Exeter
Devon
EX1 3RS

2

Accounting policies

Summary of significant accounting policies and key accounting estimates

The principal accounting policies applied in the preparation of these financial statements are set out below. These policies have been consistently applied to all the years presented, unless otherwise stated.

Statement of compliance

These financial statements were prepared in accordance with Financial Reporting Standard 102 'The Financial Reporting Standard applicable in the United Kingdom and Republic of Ireland and the Companies Act 2006'.

Basis of preparation

These financial statements have been prepared using the historical cost convention except that as disclosed in the accounting policies certain items are shown at fair value.

Basis of consolidation

The consolidated financial statements consolidate the financial statements of the company and its subsidiary undertakings, together with the group's share of the results of associates drawn up to 31 December 2024.

No Profit and Loss Account is presented for the company as permitted by section 408 of the Companies Act 2006. The company made a profit after tax for the financial year of £6,158,919 (2023 - profit of £7,742,158).

 

3West Holdings Limited
(Registration number: 10012078)
 

Notes to the Financial Statements for the Year Ended 31 December 2024

A subsidiary is an entity controlled by the company. Control is achieved where the company has the power to govern the financial and operating policies of an entity so as to obtain benefits from its activities.

The results of subsidiaries acquired or disposed of during the year are included in the Profit and Loss Account from the effective date of acquisition or up to the effective date of disposal, as appropriate. Where necessary, adjustments are made to the financial statements of subsidiaries to bring their accounting policies into line with those used by the group.

The purchase method of accounting is used to account for business combinations that result in the acquisition of subsidiaries by the group. The cost of a business combination is measured as the fair value of the assets given, equity instruments issued and liabilities incurred or assumed at the date of exchange, plus costs directly attributable to the business combination. Identifiable assets acquired and liabilities and contingent liabilities assumed in a business combination are measured initially at their fair values at the acquisition date. Any excess of the cost of the business combination over the acquirer’s interest in the net fair value of the identifiable assets, liabilities and contingent liabilities recognised is recorded as goodwill.

Inter-company transactions, balances and unrealised gains on transactions between the company and its subsidiaries, which are related parties, are eliminated in full.

Intra-group losses are also eliminated but may indicate an impairment that requires recognition in the consolidated financial statements.

Accounting policies of subsidiaries have been changed where necessary to ensure consistency with the policies adopted by the group. Non-controlling interests in the net assets of consolidated subsidiaries are identified separately from the group’s equity therein. Non-controlling interests consist of the amount of those interests at the date of the original business combination and the non-controlling shareholder’s share of changes in equity since the date of the combination.

An associate is an entity in which the group holds a long-term interest and where the group has significant influence. The group considered that it has significant influence where it has the power to participate in the financial and operating decisions of the associate. The results of associates are accounted for using the equity method of accounting.

Going concern

The financial statements have been prepared on a going concern basis.

 

3West Holdings Limited
(Registration number: 10012078)
 

Notes to the Financial Statements for the Year Ended 31 December 2024

Judgements

The company carries its investment properties at fair value, with changes in fair value being recognised in profit or loss. The investment properties were valued on 31 December 2024 by the directors. The methodology of this valuation was based on market values of similar properties and rental yields. The value of investment properties at the year end is £11,519,112 (2023: £11,797,918) with the carrying amount at historical cost being £8,046,752 (2023: £10,185,975).

Key sources of estimation uncertainty

The preparation of the financial statements includes the use of estimates including assumptions which are based on historical experience and other relevant factors and are reviewed on an ongoing basis. Revisions to accounting estimates are recognised in the year in which the estimate is revised if the revision affects only that year, or in the year of the revision and future years if the revision affects both current and future years.

The key source of estimation and uncertainty with a significant risk of a material change to the carrying value of assets and expenses is margin forecasting.

Cost of sales and gross margin on each plot sold is recognised based on the overall site margin expected to be generated over its remaining life. To determine the site margin, the company must make assumptions relating to future sales prices and the estimated costs to complete. Any changes in these assumptions are recognised in both the current year and future years.

The company regularly reviews the assumptions used in the calculation of site margin, including assessing the degree of future uncertainty from changes in macroeconomic factors. These include sales prices and build and labour costs.

Revenue recognition

Turnover comprises the fair value of the consideration received or receivable for the sale of goods and provision of services in the ordinary course of the group’s activities. Turnover is shown net of sales/value added tax, returns, rebates and discounts and after eliminating sales within the group. Recognition criteria for the primary income streams of the group are as follows:

Turnover on contracts recognised at a point in time - Revenue is recognised at a point in time when the customer obtains control of the completed home at legal completion, at which point the company has fulfilled its performance obligations, Cash incentives are considered to be a discount from the purchase price offered to the customer and are therefore accounted for as a reduction to revenue.

Turnover on contracts recognised over time - Revenue is recognised over time when the company reaches certain pre agreed build stages on each house. This is measured by a survey of the individual houses to determine if the relevant build stage has been completed. The company has an enforceable right to be paid for the stages completed to date and invoices are issued and paid over the life of the house build.

Rental income - Revenue is recognised over the period for which the land and buildings are occupied by the tenant and on a time apportionment basis.

 

3West Holdings Limited
(Registration number: 10012078)
 

Notes to the Financial Statements for the Year Ended 31 December 2024

Tax

The tax expense for the period comprises current and deferred tax. Tax is recognised in profit or loss, except that a change attributable to an item of income or expense recognised as other comprehensive income is also recognised directly in other comprehensive income.

The current income tax charge is calculated on the basis of tax rates and laws that have been enacted or substantively enacted by the reporting date in the countries where the group operates and generates taxable income.

Deferred income tax is recognised on temporary differences arising between the tax bases of assets and liabilities and their carrying amounts in the consolidated financial statements and on unused tax losses or tax credits in the group. Deferred income tax is determined using tax rates and laws that have been enacted or substantively enacted by the reporting date.

The carrying amount of deferred tax assets are reviewed at each reporting date and a valuation allowance is set up against deferred tax assets so that the net carrying amount equals the highest amount that is more likely than not to be recovered based on current or future taxable profit.

Tangible assets

Tangible assets are stated in the balance sheet at cost, less any subsequent accumulated depreciation and subsequent accumulated impairment losses.

The cost of tangible assets includes directly attributable incremental costs incurred in their acquisition and installation.

Depreciation

Depreciation is charged so as to write off the cost of assets, other than land and properties under construction over their estimated useful lives, as follows:

Asset class

Depreciation method and rate

Office equipment

25% reducing balance basis

Plant and machinery

25% reducing balance basis

Motor vehicles

25% reducing balance basis

Investment property

Investment properties are initially recognised at cost which includes purchase cost and any directly attributable expenditure.

Investment properties whose fair value can be measured reliably are subsequently measured at fair value, derived from the current market rents and investment property yields for comparable real estate, adjusted if necessary for any difference in the nature, location or condition of the specific asset. No depreciation is provided. Changes in fair value are recognised in profit or loss.

Business combinations

Business combinations are accounted for using the purchase method. The consideration for each acquisition is measured at the aggregate of the fair values at acquisition date of assets given, liabilities incurred or assumed, and equity instruments issued by the group in exchange for control of the acquired, plus any costs directly attributable to the business combination. When a business combination agreement provides for an adjustment to the cost of the combination contingent on future events, the group includes the estimated amount of that adjustment in the cost of the combination at the acquisition date if the adjustment is probable and can be measured reliably.

 

3West Holdings Limited
(Registration number: 10012078)
 

Notes to the Financial Statements for the Year Ended 31 December 2024

Investments

Investments in equity shares which are publicly traded or where the fair value can be measured reliably are initially measured at fair value, with changes in fair value recognised in profit or loss. Investments in equity shares which are not publicly traded and where fair value cannot be measured reliably are measured at cost less impairment.

Interest income on debt securities, where applicable, is recognised in income using the effective interest method. Dividends on equity securities are recognised in income when receivable.

Cash and cash equivalents

Cash and cash equivalents comprise cash on hand and call deposits, and other short-term highly liquid investments that are readily convertible to a known amount of cash and are subject to an insignificant risk of change in value.

Trade debtors

Trade debtors are amounts due from customers for properties sold or services performed in the ordinary course of business.

Trade debtors are recognised initially at the transaction price. They are subsequently measured at amortised cost using the effective interest method, less provision for impairment. A provision for the impairment of trade debtors is established when there is objective evidence that the group will not be able to collect all amounts due according to the original terms of the receivables.

Stocks

The cost of finished goods and work in progress comprises direct materials and, where applicable, direct labour costs and those overheads that have been incurred in bringing the inventories to their present location and condition. At each reporting date, stocks are assessed for impairment. If stocks are impaired, the carrying amount is reduced to its selling price less costs to complete and sell; the impairment loss is recognised immediately in profit or loss.

Trade creditors

Trade creditors are obligations to pay for goods or services that have been acquired in the ordinary course of business from suppliers. Accounts payable are classified as current liabilities if the group does not have an unconditional right, at the end of the reporting period, to defer settlement of the creditor for at least twelve months after the reporting date. If there is an unconditional right to defer settlement for at least twelve months after the reporting date, they are presented as non-current liabilities.

Trade creditors are recognised initially at the transaction price and subsequently measured at amortised cost using the effective interest method.

 

3West Holdings Limited
(Registration number: 10012078)
 

Notes to the Financial Statements for the Year Ended 31 December 2024

Borrowings

Interest-bearing borrowings are initially recorded at fair value, net of transaction costs. Interest-bearing borrowings are subsequently carried at amortised cost, with the difference between the proceeds, net of transaction costs, and the amount due on redemption being recognised as a charge to the profit and loss account over the period of the relevant borrowing.

Interest expense is recognised on the basis of the effective interest method and is included in interest payable and similar charges.

Borrowings are classified as current liabilities unless the group has an unconditional right to defer settlement of the liability for at least twelve months after the reporting date.

Leases

Leases in which substantially all the risks and rewards of ownership are retained by the lessor are classified as operating leases. Payments made under operating leases are charged to profit or loss on a straight-line basis over the period of the lease.

Leases are classified as finance leases whenever the terms of the lease transfer substantially all the risks and rewards of ownership to the lessee.

Assets held under finance leases are recognised at the lower of their fair value at inception of the lease and the present value of the minimum lease payments. These assets are depreciated on a straight-line basis over the shorter of the useful life of the asset and the lease term. The corresponding liability to the lessor is included in the balance sheet as a finance lease obligation.

Lease payments are apportioned between finance costs in the profit and loss account and reduction of the lease obligation so as to achieve a constant periodic rate of interest on the remaining balance of the liability.

Share capital

Ordinary shares are classified as equity. Equity instruments are measured at the fair value of the cash or other resources received or receivable, net of the direct costs of issuing the equity instruments. If payment is deferred and the time value of money is material, the initial measurement is on a present value basis.

Dividends

Dividend distribution to the group’s shareholders is recognised as a liability in the financial statements in the reporting period in which the dividends are declared.

 

3West Holdings Limited
(Registration number: 10012078)
 

Notes to the Financial Statements for the Year Ended 31 December 2024

3

Turnover

The analysis of the group's Turnover for the year from continuing operations is as follows:

2024
£

2023
£

Sale of goods

25,224,817

10,964,021

Rendering of services

1,846,522

1,696,978

Rental income from investment property

945,922

859,596

28,017,261

13,520,595

4

Operating profit

Arrived at after charging/(crediting)

2024
£

2023
£

Depreciation expense

83,594

7,844

Operating lease expense - plant and machinery

7,448

8,822

5

Other interest receivable and similar income

2024
£

2023
£

Other finance income

513,787

184,661

6

Interest payable and similar expenses

2024
£

2023
£

Interest on bank overdrafts and borrowings

1,471,947

892,780

Interest on obligations under finance leases and hire purchase contracts

14,033

-

Interest expense on other finance liabilities

100,554

459,938

1,586,534

1,352,718

 

3West Holdings Limited
(Registration number: 10012078)
 

Notes to the Financial Statements for the Year Ended 31 December 2024

7

Staff costs

The aggregate payroll costs (including directors' remuneration) were as follows:

2024
£

2023
£

Wages and salaries

561,310

62,046

Social security costs

72,515

7,432

633,825

69,478

The average number of persons employed by the group (including directors) during the year, analysed by category was as follows:

2024
No.

2023
No.

Administration and support

6

3

6

3

8

Directors' remuneration

The directors' remuneration for the year was as follows:

2024
£

2023
£

Remuneration

530,117

-

In respect of the highest paid director:

2024
£

2023
£

Remuneration

439,367

-

9

Auditors' remuneration

2024
£

2023
£

Audit of these financial statements

7,500

-

Audit of the financial statements of subsidiaries of the company pursuant to legislation

9,500

-

17,000

-


 

 

3West Holdings Limited
(Registration number: 10012078)
 

Notes to the Financial Statements for the Year Ended 31 December 2024

10

Taxation

Tax charged/(credited) in the consolidated profit and loss account

2024
£

2023
£

Current taxation

UK corporation tax

1,174,711

305,101

UK corporation tax adjustment to prior periods

31

50,231

1,174,742

355,332

Deferred taxation

Arising from origination and reversal of timing differences

462,596

430,115

Tax expense in the income statement

1,637,338

785,447

The tax on profit before tax for the year is higher than the standard rate of corporation tax in the UK (2023 - higher than the standard rate of corporation tax in the UK) of 25% (2023 - 23.52%).

The differences are reconciled below:

2024
£

2023
£

Profit before tax

6,211,560

3,335,475

Corporation tax at standard rate

1,552,890

784,504

Increase in UK and foreign current tax from adjustment for prior periods

31

11,864

Effect of expense not deductible in determining taxable profit (tax loss)

33,861

9,929

Increase/(decrease) from effect of joint-ventures and associates results reported net of tax

37,488

(45,745)

Deferred tax expense relating to changes in tax rates or laws

-

24,895

Tax increase from other tax effects

13,068

-

Total tax charge

1,637,338

785,447

As of 1 April 2023, the main rate of UK corporation tax increased from 19% to 25%. As the company’s previous financial year straddled this date, a blended corporation tax rate of 23.52% was applied which was calculated by apportioning the two tax rates on a weighted basis for the proportion of the financial year for which each main tax rate was applicable.

 

3West Holdings Limited
(Registration number: 10012078)
 

Notes to the Financial Statements for the Year Ended 31 December 2024

Deferred tax

Group

Deferred tax assets and liabilities

2024

Asset
£

Liability
£

Accelerated capital allowances

-

24,847

Revaluation of investment property

-

868,091

-

892,938

2023

Asset
£

Liability
£

Accelerated capital allowances

-

27,356

Revaluation of investment property

-

402,986

-

430,342

Company

Deferred tax assets and liabilities

2024

Asset
£

Liability
£

Accelerated capital allowances

-

17,261

Revaluation of investment property

-

868,091

-

885,352

2023

Asset
£

Liability
£

Accelerated capital allowances

-

16,729

Revaluation of investment property

-

402,986

-

419,715

 

3West Holdings Limited
(Registration number: 10012078)
 

Notes to the Financial Statements for the Year Ended 31 December 2024

11

Tangible assets

Group

Office Equipment
 £

Motor vehicles
 £

Plant and machinery
£

Total
£

Cost or valuation

At 1 January 2024

1,583

67,432

48,650

117,665

Additions

-

289,813

17,500

307,313

At 31 December 2024

1,583

357,245

66,150

424,978

Depreciation

At 1 January 2024

692

1,405

6,142

8,239

Charge for the year

223

70,114

13,257

83,594

At 31 December 2024

915

71,519

19,399

91,833

Carrying amount

At 31 December 2024

668

285,726

46,751

333,145

At 31 December 2023

891

66,027

42,508

109,426

Assets held under finance leases and hire purchase contracts

The net carrying amount of tangible assets includes the following amounts in respect of assets held under finance leases and hire purchase contracts:

2024
£

2023
£

Motor vehicles

264,918

66,027

   
 

3West Holdings Limited
(Registration number: 10012078)
 

Notes to the Financial Statements for the Year Ended 31 December 2024

Company

Office equipment
 £

Motor vehicles
 £

Plant and machinery
£

Total
£

Cost or valuation

At 1 January 2024

1,583

67,432

-

69,015

Additions

-

289,813

17,500

307,313

At 31 December 2024

1,583

357,245

17,500

376,328

Depreciation

At 1 January 2024

692

1,405

-

2,097

Charge for the year

223

70,114

1,094

71,431

At 31 December 2024

915

71,519

1,094

73,528

Carrying amount

At 31 December 2024

668

285,726

16,406

302,800

At 31 December 2023

891

66,027

-

66,918

Assets held under finance leases and hire purchase contracts

The net carrying amount of tangible assets includes the following amounts in respect of assets held under finance leases and hire purchase contracts:

2024
£

2023
£

Motor vehicles

264,918

66,027

   

12

Investment properties

Group

2024
£

At 1 January

11,797,918

Additions

27,750

Disposals

(2,440,000)

Fair value adjustments

2,133,444

At 31 December

11,519,112

The directors consider the open market value of the investment property portfolio to be the same as the carrying value in the accounts, which includes a fair value adjustment of £2,133,444 (2023: £1,611,942).

There has been no valuation of investment property by an independent valuer.

 

3West Holdings Limited
(Registration number: 10012078)
 

Notes to the Financial Statements for the Year Ended 31 December 2024

Company

2024
£

At 1 January

11,797,918

Additions

27,750

Disposals

(2,440,000)

Fair value adjustments

2,133,444

At 31 December

11,519,112

There has been no valuation of investment property by an independent valuer.

13

Investments

Group

Details of undertakings

Details of the investments (including principal place of business of unincorporated entities) in which the group holds 20% or more of the nominal value of any class of share capital are as follows:

Undertaking

Registered office

Holding

Proportion of voting rights and shares held

2024

2023

Subsidiary undertakings

Goodmores Limited*

Unit 3 Gereint Hill, Tithebarn, Exeter, Devon, England, EX1 3RS

Ordinary shares

100%

100%

Eagle Developments Limited

Unit 3 Gereint Hill, Tithebarn, Exeter, Devon, England, EX1 3RS

Ordinary

100%

0%

Associates

3West Group Limited

Unit 3 Gereint Hill, Tithebarn, Exeter, Devon, England, EX1 3RS

Ordinary

50%

50%

Eagle Investments (SW) Limited

Eagle House, 44 The Strand, Exmouth, Devon, EX8 1AL

Ordinary

33.3%

33.3%

* indicates direct investment of the company

 

3West Holdings Limited
(Registration number: 10012078)
 

Notes to the Financial Statements for the Year Ended 31 December 2024

Subsidiary undertakings

Goodmores Limited

The principal activity of Goodmores Limited is property development.

Eagle Developments Limited

The principal activity of Eagle Developments Limited is property development.

Associate undertakings

3West Group Limited

The principal activity of 3West Group Limited is property development.
 

 

Eagle Investments (SW) Limited

The principal activity of Eagle Investments (SW) Limited is property development.
 

 

Group

£

Associates

Cost

At 1 January 2024

4,160,050

At 31 December 2024

4,160,050

Provision

At 1 January 2024

124,237

Provision

(85,546)

At 31 December 2024

38,691

Carrying amount

At 31 December 2024

4,198,741

At 31 December 2023

4,284,287

 

3West Holdings Limited
(Registration number: 10012078)
 

Notes to the Financial Statements for the Year Ended 31 December 2024

Company

2024
£

2023
£

Investments in subsidiaries

6,760,580

6,760,580

Investments in associates

4,160,000

4,160,000

10,920,580

10,920,580

Subsidiaries

£

Cost or valuation

At 1 January 2024

6,760,580

At 31 December 2024

6,760,580

Carrying amount

At 31 December 2024

6,760,580

At 31 December 2023

6,760,580

Associates

£

Cost

At 1 January 2024

4,160,000

At 31 December 2024

4,160,000

Carrying amount

At 31 December 2024

4,160,000

At 31 December 2023

4,160,000

14

Stocks

 

Group

Company

2024
£

2023
£

2024
£

2023
£

Work in progress - build costs

7,246,916

8,326,827

-

-

Work in progress - land

8,750,775

5,758,022

-

-

15,997,691

14,084,849

-

-

 

3West Holdings Limited
(Registration number: 10012078)
 

Notes to the Financial Statements for the Year Ended 31 December 2024

15

Debtors

   

Group

Company

Note

2024
£

2023
£

2024
£

2023
£

Trade debtors

 

19,669

600

4,514

600

Amounts owed by related parties

24

6,233,412

3,632,283

8,008,731

8,017,106

Other debtors

 

4,961,933

1,238,654

4,135,426

1,338,930

Prepayments and accrued income

 

1,183,370

292,193

72,710

276,899

 

12,398,384

5,163,730

12,221,381

9,633,535

16

Cash and cash equivalents

 

Group

Company

2024
£

2023
£

2024
£

2023
£

Cash at bank

600,097

209,242

551,788

40,911

17

Creditors

   

Group

Company

Note

2024
£

2023
£

2024
£

2023
£

Due within one year

 

Loans and borrowings

18

15,394,309

3,753,480

2,009,762

313,255

Trade creditors

 

116,257

12,197

115,758

11,432

Social security and other taxes

 

31,680

25,950

31,680

25,950

Other creditors

 

1,802,034

1,148,860

401,264

1,212,550

Accruals

 

2,264,204

309,549

875,214

199,331

Corporation tax liability

10

1,174,710

196,862

612,790

106,699

 

20,783,194

5,446,898

4,046,468

1,869,217

Due after one year

 

Loans and borrowings

18

215,899

11,122,245

215,899

5,961,907

 

3West Holdings Limited
(Registration number: 10012078)
 

Notes to the Financial Statements for the Year Ended 31 December 2024

18

Loans and borrowings

Current loans and borrowings

 

Group

Company

2024
£

2023
£

2024
£

2023
£

Bank borrowings

15,360,547

3,740,225

1,976,000

300,000

Hire purchase contracts

33,762

13,255

33,762

13,255

15,394,309

3,753,480

2,009,762

313,255

Non-current loans and borrowings

 

Group

Company

2024
£

2023
£

2024
£

2023
£

Bank borrowings

-

8,985,338

-

3,825,000

Hire purchase contracts

215,899

53,022

215,899

53,022

Other borrowings

-

2,083,885

-

2,083,885

215,899

11,122,245

215,899

5,961,907

Group

Bank borrowings

The group has a variable rate loan denominated in sterling with a nominal interest rate of Bank of England Base Rate + 2.00%, and the final instalment is due on 12 August 2025. The carrying amount at year end is £1,976,000 (2023 - £4,125,000).

The loan is secured by way of a charge over the assets of the investment properties owned by the company.

The group has a revolving loan facility denominated in sterling with a nominal interest rate of Bank of England Base Rate + 5.50%, and the final instalment is due on 30 June 2025. The carrying amount at year end is £5,852,790 (2023 - £8,600,563).

The loan is secured by a fixed and floating charge over all the assets of the company.

The group has a variable rate loan denominated in sterling with a nominal interest rate of Bank of England Base Rate + 4.50%, and the final instalment is due on 30 June 2025. The carrying amount at year end is £4,787,097 (2023 - £Nil).

The loan is secured by a fixed and floating charge over all assets of the company.

The group has a revolving loan facility denominated in sterling with a nominal interest rate of Bank of England Base Rate + 4.50%, and the final instalment is due on 31 January 2027. The carrying amount at year end is £2,744,660 (2023 - £Nil). The year end balance has been classified as due within one year due to the repayment terms of the loan, but a total of £13.55m can be borrowed over the life of the facility providing the maximum balance at any one time does not exceed £6.15m.

The loan is secured by a fixed and floating charge over all assets of the company.

 

3West Holdings Limited
(Registration number: 10012078)
 

Notes to the Financial Statements for the Year Ended 31 December 2024

19

Provisions for liabilities

Group

Deferred tax
£

Total
£

At 1 January 2024

430,342

430,342

Increase (decrease) in existing provisions

462,596

462,596

At 31 December 2024

892,938

892,938

Company

Deferred tax
£

Total
£

At 1 January 2024

419,715

419,715

Increase (decrease) in existing provisions

465,637

465,637

At 31 December 2024

885,352

885,352

20

Share capital

Allotted, called up and fully paid shares

2024

2023

No.

£

No.

£

Ordinary of £0.01 each

1,702

17

1,702

17

       

Rights, preferences and restrictions

Ordinary have the following rights, preferences and restrictions:
There are no restrictions on the distribution of dividends and the repayment of capital. Shares carry voting rights of 1 per share.

21

Obligations under leases and hire purchase contracts

The amounts disclosed below are applicable to both the group and the company.

Finance leases

The total of future minimum lease payments is as follows:

2024
£

2023
£

Not later than one year

33,762

13,255

Later than one year and not later than five years

215,899

53,022

249,661

66,277

 

3West Holdings Limited
(Registration number: 10012078)
 

Notes to the Financial Statements for the Year Ended 31 December 2024

Operating leases - lessor

The total of future minimum lease payments is as follows:

2024
£

2023
£

Not later than one year

385,831

619,924

Later than one year and not later than five years

1,129,382

550,664

1,515,213

1,170,588

Company

Operating leases - lessor

The total of future minimum lease payments is as follows:

2024
£

2023
£

Not later than one year

385,831

619,924

Later than one year and not later than five years

1,129,382

550,664

1,515,213

1,170,588


The company holds investment properties, which are let to third parties. These non-cancellable leases have remaining terms (up to a break clause date where applicable) of between 1 and 44 months. A majority of the leases also have periodic rent reviews according to prevailing market conditions.

 

3West Holdings Limited
(Registration number: 10012078)
 

Notes to the Financial Statements for the Year Ended 31 December 2024

22

Analysis of changes in net debt

Group

At 1 January 2024
£

Financing cash flows
£

Acquisition of subsidiaries
£

New finance leases
£

Other non-cash changes
£

At 31 December 2024
£

Cash and cash equivalents

Cash

209,242

6,497,219

(6,106,364)

-

-

600,097

Borrowings

Long term borrowings

(11,069,223)

9,093,223

-

-

1,976,000

-

Short term borrowings

(3,740,225)

(9,644,322)

-

-

(1,976,000)

(15,360,547)

Lease liabilities

(66,277)

26,184

-

(209,568)

-

(249,661)

(14,875,725)

(524,915)

-

(209,568)

-

(15,610,208)

 

(14,666,483)

5,972,304

(6,106,364)

(209,568)

-

(15,010,111)

 

3West Holdings Limited
(Registration number: 10012078)
 

Notes to the Financial Statements for the Year Ended 31 December 2024

Company

At 1 January 2024
£

Financing cash flows
£

New finance leases
£

Other non-cash changes
£

At 31 December 2024
£

Cash and cash equivalents

Cash

40,911

510,877

-

-

551,788

Borrowings

Long term borrowings

(5,908,885)

3,932,885

-

1,976,000

-

Short term borrowings

(300,000)

300,000

-

(1,976,000)

(1,976,000)

Lease liabilities

(66,277)

26,184

(209,568)

-

(249,661)

(6,275,162)

4,259,069

(209,568)

-

(2,225,661)

 

(6,234,251)

4,769,946

(209,568)

-

(1,673,873)

 

3West Holdings Limited
(Registration number: 10012078)
 

Notes to the Financial Statements for the Year Ended 31 December 2024

23

Financial guarantee contracts

Company

The company has agreed to charge its shares in the subsidiary company Goodmores Limited in respect of loan finance advanced to Goodmores Limited by a third party. The total of the liability as at 31 December 2024 was £13,384,547 (2023: £8,600,563).

24

Related party transactions

Group

Sales amounting to £200,000 were made to directors relating to two plots of land on the development.

Income and receivables from related parties

2024

Other related parties
£

Sale of goods

336,219

Amounts receivable from related party

772,207

2023

Other related parties
£

Sale of goods

1,696,498

Amounts receivable from related party

155,942

Expenditure with and payables to related parties

2024

Other related parties
£

Purchase of goods

11,318,889

Amounts payable to related party

1,268,073

2023

Other related parties
£

Purchase of goods

11,108,035

 

3West Holdings Limited
(Registration number: 10012078)
 

Notes to the Financial Statements for the Year Ended 31 December 2024

Loans to related parties

2024

Associates
£

Other related parties
£

Total
£

At start of period

732,283

3,922,547

4,654,830

Advanced

2,655,534

3,104,880

5,760,414

Impairment

(64,406)

-

(64,406)

At end of period

3,323,411

7,027,427

10,350,838

2023

Associates
£

Other related parties
£

Total
£

At start of period

926,260

1,100,000

2,026,260

Advanced

607,000

3,922,547

4,529,547

Repaid

(807,894)

(1,100,000)

(1,907,894)

Impairment

6,917

-

6,917

At end of period

732,283

3,922,547

4,654,830

Terms of loans to related parties

Loans to associates are interest-free and repayable on demand
 Loans to other related parties are interest-free and repayable on demand

Company

Loans to related parties

2024

Associates
£

Other related parties
£

Total
£

At start of period

1,074,106

1,022,547

2,096,653

Advanced

2,655,534

3,094,880

5,750,414

At end of period

3,729,640

4,117,427

7,847,067

2023

Associates
£

Other related parties
£

Total
£

At start of period

1,275,000

1,100,000

2,375,000

Advanced

607,000

1,022,547

1,629,547

Repaid

(807,894)

(1,100,000)

(1,907,894)

At end of period

1,074,106

1,022,547

2,096,653

Terms of loans to related parties

Loans to associates are interest-free and repayable on demand
 Loans to other related parties are interest-free and repayable on demand

 

3West Holdings Limited
(Registration number: 10012078)
 

Notes to the Financial Statements for the Year Ended 31 December 2024

25

Non adjusting events after the financial period

After the year-end, investment properties were sold at their fair value for consideration of £6,417,000.

26

Controlling party

The ultimate controlling party is Mr J D Fowler.