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Registered number: 10983417









INTELETRAVEL UK LIMITED









FINANCIAL STATEMENTS

INFORMATION FOR FILING WITH THE REGISTRAR

FOR THE YEAR ENDED 31 DECEMBER 2024

 
INTELETRAVEL UK LIMITED
REGISTERED NUMBER: 10983417

STATEMENT OF FINANCIAL POSITION
AS AT 31 DECEMBER 2024

As restated
2024
2023
Note
£
£

Fixed assets
  

Tangible assets
 5 
754
3,194

  
754
3,194

Current assets
  

Debtors: amounts falling due within one year
 6 
9,426,891
8,299,860

Cash at bank and in hand
 7 
5,620,779
882,395

  
15,047,670
9,182,255

Creditors: amounts falling due within one year
 8 
(12,369,664)
(8,889,771)

Net current assets
  
 
 
2,678,006
 
 
292,484

Total assets less current liabilities
  
2,678,760
295,678

Creditors: amounts falling due after more than one year
 9 
(1,563,934)
(1,563,934)

Provisions for liabilities
  

Deferred tax
 10 
(189)
(799)

Other provisions
 11 
(75,472)
(75,472)

  
 
 
(75,661)
 
 
(76,271)

Net assets/(liabilities)
  
1,039,165
(1,344,527)


Capital and reserves
  

Called up share capital 
  
127,580
127,580

Profit and loss account
  
911,585
(1,472,107)

  
1,039,165
(1,344,527)


Page 1

 
INTELETRAVEL UK LIMITED
REGISTERED NUMBER: 10983417
    
STATEMENT OF FINANCIAL POSITION (CONTINUED)
AS AT 31 DECEMBER 2024

The Company's financial statements have been prepared in accordance with the provisions applicable to companies subject to the small companies regime.

The financial statements have been delivered in accordance with the provisions applicable to companies subject to the small companies regime.

The Company has opted not to file the statement of comprehensive income in accordance with provisions applicable to companies subject to the small companies' regime.

The financial statements were approved and authorised for issue by the board and were signed on its behalf on 19 September 2025.





P K Hughes
Director

The notes on pages 3 to 11 form part of these financial statements.

Page 2

 
INTELETRAVEL UK LIMITED
 
 
 
NOTES TO THE FINANCIAL STATEMENTS
FOR THE YEAR ENDED 31 DECEMBER 2024

1.


General information

Inteletravel UK Limited is a private company limited by shares and incorporated in England under registered number 10983417. Its registered office is at 2nd Floor, Nucleus House, 2 Lower Mortlake Road, Richmond, TW9 2JA.

2.Accounting policies

 
2.1

Basis of preparation of financial statements

The financial statements have been prepared under the historical cost convention unless otherwise specified within these accounting policies and in accordance with Financial Reporting Standard 102, the Financial Reporting Standard applicable in the UK and the Republic of Ireland and the Companies Act 2006.

The following principal accounting policies have been applied:

 
2.2

Going concern

Company management and the directors have a reasonable expectation that the Company has adequate resources to continue in operational existence for the foreseeable future, being at least the following 12 months from the signing of these financial statements.
The directors consider the Company to be a going concern based upon detailed profit and loss account, balance sheet and cash flow projections drawn up to 31 December 2026. The directors believe they have taken all necessary steps to mitigate the impact of any risks mentioned and potential recession.

 
2.3

Foreign currency translation

Functional and presentation currency

The Company's functional and presentational currency is GBP.

Transactions and balances

Foreign currency transactions are translated into the functional currency using the spot exchange rates at the dates of the transactions.

At each period end foreign currency monetary items are translated using the closing rate. Non-monetary items measured at historical cost are translated using the exchange rate at the date of the transaction and non-monetary items measured at fair value are measured using the exchange rate when fair value was determined.

Foreign exchange gains and losses resulting from the settlement of transactions and from the translation at period-end exchange rates of monetary assets and liabilities denominated in foreign currencies are recognised in profit or loss except when deferred in other comprehensive income as qualifying cash flow hedges.

Foreign exchange gains and losses that relate to borrowings and cash and cash equivalents are presented in the Statement of Comprehensive Income within 'finance income or costs'. All other foreign exchange gains and losses are presented in profit or loss within 'other operating income'.

Page 3

 
INTELETRAVEL UK LIMITED
 
 
 
NOTES TO THE FINANCIAL STATEMENTS
FOR THE YEAR ENDED 31 DECEMBER 2024

2.Accounting policies (continued)

 
2.4

Revenue

Turnover represents the net commission earned on holiday and travel arrangement sales, recognised on a date-of-booking basis. 
For bookings where the Company acts as the merchant of record, the amounts due from agents and principals are offset, and the net amounts payable to operators are presented in the accounts. For all other bookings, commissions receivable by the Company are recorded within trade debtors, and agents’ commission payable is included within accruals and deferred income.
Turnover from training events is recognised in the period in which the events take place.

 
2.5

Interest income

Interest income is recognised in profit or loss using the effective interest method.

 
2.6

Finance costs

Finance costs are charged to profit or loss over the term of the debt using the effective interest method so that the amount charged is at a constant rate on the carrying amount. Issue costs are initially recognised as a reduction in the proceeds of the associated capital instrument.

 
2.7

Pensions

Defined contribution pension plan

The Company operates a defined contribution plan for its employees. A defined contribution plan is a pension plan under which the Company pays fixed contributions into a separate entity. Once the contributions have been paid the Company has no further payment obligations.

The contributions are recognised as an expense in profit or loss when they fall due. Amounts not paid are shown in accruals as a liability in the Statement of Financial Position. The assets of the plan are held separately from the Company in independently administered funds.

 
2.8

Tangible fixed assets

Tangible fixed assets under the cost model are stated at historical cost less accumulated depreciation and any accumulated impairment losses. Historical cost includes expenditure that is directly attributable to bringing the asset to the location and condition necessary for it to be capable of operating in the manner intended by management.

Page 4

 
INTELETRAVEL UK LIMITED
 
 
 
NOTES TO THE FINANCIAL STATEMENTS
FOR THE YEAR ENDED 31 DECEMBER 2024

2.Accounting policies (continued)


2.8
Tangible fixed assets (continued)

Depreciation is charged so as to allocate the cost of assets less their residual value over their estimated useful lives, using the straight-line method.

Depreciation is provided on the following basis:

Computer equipment
-
33%

The assets' residual values, useful lives and depreciation methods are reviewed, and adjusted prospectively if appropriate, or if there is an indication of a significant change since the last reporting date.

Gains and losses on disposals are determined by comparing the proceeds with the carrying amount and are recognised in profit or loss.

 
2.9

Current and deferred taxation

The tax expense for the year comprises current and deferred tax. Tax is recognised in profit or loss except that a charge attributable to an item of income and expense recognised as other comprehensive income or to an item recognised directly in equity is also recognised in other comprehensive income or directly in equity respectively.

The current income tax charge is calculated on the basis of tax rates and laws that have been enacted or substantively enacted by the reporting date in the countries where the Company operates and generates income.

Deferred tax balances are recognised in respect of all timing differences that have originated but not reversed by the reporting date, except that:
The recognition of deferred tax assets is limited to the extent that it is probable that they will be recovered against the reversal of deferred tax liabilities or other future taxable profits; and
Any deferred tax balances are reversed if and when all conditions for retaining associated tax allowances have been met.

Deferred tax balances are not recognised in respect of permanent differences except in respect of business combinations, when deferred tax is recognised on the differences between the fair values of assets acquired and the future tax deductions available for them and the differences between the fair values of liabilities acquired and the amount that will be assessed for tax. Deferred tax is determined using tax rates and laws that have been enacted or substantively enacted by the reporting date.


 
2.10

Debtors

Short-term debtors are measured at transaction price, less any impairment. Loans receivable are measured initially at fair value, net of transaction costs, and are measured subsequently at amortised cost using the effective interest method, less any impairment.

Page 5

 
INTELETRAVEL UK LIMITED
 
 
 
NOTES TO THE FINANCIAL STATEMENTS
FOR THE YEAR ENDED 31 DECEMBER 2024

2.Accounting policies (continued)

 
2.11

Cash and cash equivalents

Cash is represented by cash in hand and deposits with financial institutions repayable without penalty on notice of not more than 24 hours. Cash equivalents are highly liquid investments that mature in no more than three months from the date of acquisition and that are readily convertible to known amounts of cash with insignificant risk of change in value.

 
2.12

Creditors

Short-term creditors are measured at the transaction price. Other financial liabilities, including bank loans, are measured initially at fair value, net of transaction costs, and are measured subsequently at amortised cost using the effective interest method.

 
2.13

Provisions for liabilities

Provisions are recognised when an event has taken place that gives rise to a legal or constructive obligation, a transfer of economic benefits is probable and a reliable estimate can be made.
Provisions are measured as the best estimate of the amount required to settle the obligation, taking into account the related risks and uncertainties.
 
Increases in provisions are generally charged as an expense to profit or loss.


3.


Judgments in applying accounting policies and key sources of estimation uncertainty

Estimates and judgments are continually evaluated and are based on historical experience and other factors, including expectations of future events that are believed to be reasonable under the circumstances.
a) Critical judgments in applying the Company's accounting policies
The directors believe that there are no critical judgments involved in applying the Company's accounting policies that warrant disclosure.
b) Key accounting estimates and assumptions
The directors believe that there are no key accounting estimates and assumptions involved in applying the Company's accounting policies that warrant disclosure.

Page 6

 
INTELETRAVEL UK LIMITED
 
 
 
NOTES TO THE FINANCIAL STATEMENTS
FOR THE YEAR ENDED 31 DECEMBER 2024

4.


Employees

The average monthly number of employees, including the directors, during the year was as follows:


        2024
        2023
            No.
            No.







Directors
1
1



Administration
6
1

7
2


5.


Tangible fixed assets





Computer equipment

£



Cost


At 1 January 2024
10,135


Additions
679



At 31 December 2024

10,814



Depreciation


At 1 January 2024
6,941


Charge for the year on owned assets
3,119



At 31 December 2024

10,060



Net book value



At 31 December 2024
754



At 31 December 2023
3,194

Page 7

 
INTELETRAVEL UK LIMITED
 
 
 
NOTES TO THE FINANCIAL STATEMENTS
FOR THE YEAR ENDED 31 DECEMBER 2024

6.


Debtors

As restated
2024
2023
£
£


Trade debtors
2,485,929
2,302,999

Amounts owed by group undertakings
127,339
-

Amounts owed by related parties
750,000
-

Other debtors
5,980,247
5,965,827

Prepayments and accrued income
83,376
31,034

9,426,891
8,299,860



7.


Cash and cash equivalents

2024
2023
£
£

Cash at bank and in hand
5,620,779
882,395

5,620,779
882,395


Included in cash at bank are restricted funds in the sum of £Nil (2023: £332,004) being pipeline monies cash held in trust for specific supplier principals.
Included in cash at bank are restricted funds in the sum of £73,080 (2023: £22,212) being cash held in trust as part of the terms of the grant of the Company's Air Travel Organisers Licence ("ATOL") by the Civil Aviation Authority ("CAA").


8.


Creditors: Amounts falling due within one year

As restated
2024
2023
£
£

Trade creditors
26,022
32,769

Amounts owed to related parties
3,603,198
3,297,182

Corporation tax
143,966
145,125

Other taxation and social security
326,132
202,969

Net due to operators
4,127,812
2,456,053

Accruals and deferred income
4,142,534
2,755,673

12,369,664
8,889,771


Page 8

 
INTELETRAVEL UK LIMITED
 
 
 
NOTES TO THE FINANCIAL STATEMENTS
FOR THE YEAR ENDED 31 DECEMBER 2024

9.


Creditors: Amounts falling due after more than one year

2024
2023
£
£

Amounts owed to related party undertakings
1,543,834
1,543,834

Shareholder loan
20,100
20,100

1,563,934
1,563,934


The loan provided by Mr J Traina in the sum of £20,100 is interest free and has no specific repayment date. 
The related party loan in the sum of £5,147,032 (2023: £4,841,016) included within amounts due within one year and more than one year provided by 45 Buyers Group Inc is interest free and has no specific repayment date. Of the total loan amount, £840,000 is subject to a subordinated undertaking and cannot be repaid without the prior written consent of the Civil Aviation Authority ("CAA").


10.


Deferred taxation




2024
2023


£

£






At beginning of year
(799)
(1,643)


Charged to profit or loss
610
844



At end of year
(189)
(799)

The provision for deferred taxation is made up as follows:

2024
2023
£
£


Accelerated capital allowances
(189)
(799)

(189)
(799)

Page 9

 
INTELETRAVEL UK LIMITED
 
 
 
NOTES TO THE FINANCIAL STATEMENTS
FOR THE YEAR ENDED 31 DECEMBER 2024

11.


Provisions




Cancellation provision

£





At 1 January 2024
75,472



At 31 December 2024
75,472

The company has provided an estimate for the loss of commissions receivable as a result of possible future cancellations of bookings included in its turnover.


12.


Prior year adjustment

The comparative figures for the year ended 31 December 2023 have been restated to reflect a change in accounting policy. Revenue from all travel sales is now recognised on a date-of-booking basis. Previously, the Company recognised commission on bookings where it did not act as the merchant of record on the date of receipt of commission.
During the course of the Company’s first audit, it was identified that errors existed in the turnover, trade debtors, and creditors reports, resulting in an overstatement of reserves at 1 January 2023 of £2,937,143. In addition, errors were identified in the turnover reports for the year ended 31 December 2023, which resulted in an understatement of revenue and gross margin totalling £979,382.
The combined effect of these adjustments is a net reduction in retained earnings of £1,957,761 at 31 December 2023.


13.


Contingent liabilities

At 31 December 2024, there were contingent liabilities outstanding in respect of counter indemnities and guarantees given by the company in the normal course of business to its travel bond obligors in respect of an Association of British Travel Agents (ABTA) bond amounting to £999,543 (2023: £596,598). The Company has provided a cash deposit of £100,000 to the insurers.


14.


Pension commitments

The Company operates a defined contribution pension scheme. The assets of the scheme are held separately from those of the Company in an independently administered fund. The pension cost charge represents contributions payable by the Company to the fund and amounted to £3,062 (2023 - £Nil) . Contributions totalling £Nil (2023 - £Nil) were payable to the fund at the reporting date.


15.


Commitments under operating leases

The Company had no commitments under non-cancellable operating leases at the reporting date.

Page 10

 
INTELETRAVEL UK LIMITED
 
 
 
NOTES TO THE FINANCIAL STATEMENTS
FOR THE YEAR ENDED 31 DECEMBER 2024

16.


Related party transactions


2024
2023
£
£

Pinpoint Travel Solutions Limited
 
Mrs P K Hughes, a director, is also a director and shareholder in this company
Services provided to the Company
18,000
115,229
Amount due to the related party at the balance sheet date
-
7,750
  
45 Buyers Group Inc.
 
Mr J Traina, a director, is also a director and shareholder in this company
Services provided to the Company
-
-
Amount due to the related party at the balance sheet date
5,147,032
4,841,016

On 7 January 2019, 45 Buyers Group Inc. provided a cross company guarantee to ABTA Limited in relation to the ABTA membership of Inteletravel UK Limited and to the Civil Aviation Authority in relation to the Company's ATOL.
45 Buyers Group Inc. also provided third party counter indemnities to the bond obligors in respect of the Association of British Travel Agents (ABTA) bond as set out in note 15.


17.


Post balance sheet events

There have been no significant events affecting the Company since the year end.


18.


Controlling party

The ultimate controlling party is Mr J Traina, a director of the company, by virtue of his ownership of the entire issued share capital of Inteletravel UK Holdings Limited, the parent company of InteleTravel UK Limited.


19.


Holding company

The Company is a 100% owned subsidiary of Inteletravel UK Holdings Limited, a company incorporated in England and Wales, whose registered office is situated at Nucleus House, 2 Lower Mortlake Road, Richmond, TW9 2JA.


20.


Auditors' information

The auditors' report on the financial statements for the year ended 31 December 2024 was unqualified.

The audit report was signed on 19 September 2025 by Ms N A Spoor FCA FCCA (Senior Statutory Auditor) on behalf of White Hart Associates (London) Limited.

 
Page 11