for the Period Ended 31 August 2025
| Directors report | |
| Profit and loss | |
| Balance sheet | |
| Additional notes | |
| Balance sheet notes | |
| Community Interest Report |
Directors' report period ended
The directors present their report with the financial statements of the company for the period ended 31 August 2025
Principal activities of the company
Directors
The directors shown below have held office during the whole of the period from
23 August 2024
to
31 August 2025
The above report has been prepared in accordance with the special provisions in part 15 of the Companies Act 2006
This report was approved by the board of directors on
And signed on behalf of the board by:
Name:
Status: Director
for the Period Ended
| 2025 | ||
|---|---|---|
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£ |
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| Turnover: |
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| Cost of sales: |
(
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| Gross profit(or loss): |
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| Administrative expenses: |
(
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| Operating profit(or loss): |
( |
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| Profit(or loss) before tax: |
( |
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| Profit(or loss) for the financial year: |
( |
As at
| Notes | 2025 | ||
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£ |
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| Current assets | |||
| Cash at bank and in hand: |
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| Total current assets: |
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| Creditors: amounts falling due within one year: | 3 |
(
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| Net current assets (liabilities): |
( |
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| Total assets less current liabilities: |
( |
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| Total net assets (liabilities): |
( |
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| Members' funds | |||
| Profit and loss account: |
( |
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| Total members' funds: |
( |
The notes form part of these financial statements
This report was approved by the board of directors on
and signed on behalf of the board by:
Name:
Status: Director
The notes form part of these financial statements
for the Period Ended 31 August 2025
Basis of measurement and preparation
Turnover policy
for the Period Ended 31 August 2025
| 2025 | ||
|---|---|---|
| Average number of employees during the period |
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for the Period Ended 31 August 2025
| 2025 | ||
|---|---|---|
| £ | ||
| Bank loans and overdrafts |
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| Amounts due under finance leases and hire purchase contracts |
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| Trade creditors |
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| Taxation and social security |
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| Accruals and deferred income |
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| Other creditors |
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| Total |
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During the 2024–2025 financial year, Financial Inclusion Support Initiative CIC continued to expand its work in supporting individuals and organisations to build stronger, more resilient financial foundations. Recognising the increasing complexity of managing money in a digital-first environment, we delivered a range of accessible and practical training sessions focused on improving financial literacy, digital banking confidence, and budgeting skills. For individuals, we ran a series of in-person and online workshops covering topics such as online banking, safe digital transactions, setting up and managing household budgets, and navigating the government’s “Making Tax Digital” requirements. For organisations, we provided bespoke support tailored to the needs of local charities, voluntary groups, and small businesses. This included in-house training, strategic financial planning sessions, and resource development to build financial capability within teams. Over the course of the year, we also improved our programme design by integrating user feedback, expanding partnerships with local authorities and third-sector bodies, and developing new digital resources to make our services more scalable and inclusive. Our work this year has directly helped individuals and small organisations feel more confident and in control of their financial decision-making. Many participants reported improved ability to manage personal or organisational budgets, better use of online banking platforms, and greater understanding of tax and compliance obligations. We have seen tangible improvements in financial outcomes for participants, including reduced financial anxiety, fewer instances of digital exclusion, and stronger organisational resilience. Our support has also helped community organisations better serve their own beneficiaries by ensuring their finances are well-managed and sustainable. Overall, our work continues to break down barriers to financial inclusion and empower people from all backgrounds to make informed, confident decisions about money.
Our key stakeholders include the individuals who directly benefit from our services, as well as partner organisations, community groups, and other service providers we collaborate with. We actively engage with these stakeholders through feedback gathered during and after sessions, informal consultations, and ongoing communication. This ensures that our support remains responsive, timely, and aligned with the evolving needs of the community.
No remuneration was received
No transfer of assets other than for full consideration
This report was approved by the board of directors on
19 September 2025
And signed on behalf of the board by:
Name: Mariah W Tompkins
Status: Director