Caseware UK (AP4) 2024.0.164 2024.0.164 2024-12-312024-12-315true2024-01-01falseThe principal activity of the company is to provide investment advisory services.4trueThe members have not required the company to obtain an audit in accordance with section 476 of the Companies Act 2006. 13910768 2024-01-01 2024-12-31 13910768 2023-01-01 2023-12-31 13910768 2024-12-31 13910768 2023-12-31 13910768 c:Director1 2024-01-01 2024-12-31 13910768 c:Director2 2024-01-01 2024-12-31 13910768 c:RegisteredOffice 2024-01-01 2024-12-31 13910768 d:Buildings d:LongLeaseholdAssets 2024-01-01 2024-12-31 13910768 d:Buildings d:LongLeaseholdAssets 2024-12-31 13910768 d:Buildings d:LongLeaseholdAssets 2023-12-31 13910768 d:FurnitureFittings 2024-01-01 2024-12-31 13910768 d:FurnitureFittings 2024-12-31 13910768 d:FurnitureFittings 2023-12-31 13910768 d:FurnitureFittings d:OwnedOrFreeholdAssets 2024-01-01 2024-12-31 13910768 d:OfficeEquipment 2024-01-01 2024-12-31 13910768 d:OfficeEquipment 2024-12-31 13910768 d:OfficeEquipment 2023-12-31 13910768 d:OfficeEquipment d:OwnedOrFreeholdAssets 2024-01-01 2024-12-31 13910768 d:ComputerEquipment 2024-01-01 2024-12-31 13910768 d:ComputerEquipment 2024-12-31 13910768 d:ComputerEquipment 2023-12-31 13910768 d:ComputerEquipment d:OwnedOrFreeholdAssets 2024-01-01 2024-12-31 13910768 d:OwnedOrFreeholdAssets 2024-01-01 2024-12-31 13910768 d:CurrentFinancialInstruments 2024-12-31 13910768 d:CurrentFinancialInstruments 2023-12-31 13910768 d:CurrentFinancialInstruments d:WithinOneYear 2024-12-31 13910768 d:CurrentFinancialInstruments d:WithinOneYear 2023-12-31 13910768 d:ShareCapital 2024-12-31 13910768 d:ShareCapital 2023-12-31 13910768 d:RetainedEarningsAccumulatedLosses 2024-12-31 13910768 d:RetainedEarningsAccumulatedLosses 2023-12-31 13910768 d:FinancialAssetsDesignatedFairValueThroughProfitOrLoss 2024-12-31 13910768 d:FinancialAssetsDesignatedFairValueThroughProfitOrLoss 2023-12-31 13910768 c:OrdinaryShareClass1 2024-01-01 2024-12-31 13910768 c:OrdinaryShareClass1 2024-12-31 13910768 c:OrdinaryShareClass1 2023-12-31 13910768 c:FRS102 2024-01-01 2024-12-31 13910768 c:AuditExempt-NoAccountantsReport 2024-01-01 2024-12-31 13910768 c:FullAccounts 2024-01-01 2024-12-31 13910768 c:PrivateLimitedCompanyLtd 2024-01-01 2024-12-31 13910768 2 2024-01-01 2024-12-31 13910768 e:PoundSterling 2024-01-01 2024-12-31 iso4217:GBP xbrli:shares xbrli:pure

Registered number: 13910768









ZINAL ADVISORS LTD







UNAUDITED

FINANCIAL STATEMENTS

INFORMATION FOR FILING WITH THE REGISTRAR

FOR THE YEAR ENDED 31 DECEMBER 2024

 
ZINAL ADVISORS LTD
 
 
COMPANY INFORMATION


Directors
G G Pousaz 
G Waser 




Registered number
13910768



Registered office
Eighth Floor
6 New Street Square

New Fetter Lane

London

EC4A 3AQ




Accountants
Rawlinson & Hunter LLP
Chartered Accountants

Eighth Floor

6 New Street Square

New Fetter Lane

London

EC4A 3AQ





 
ZINAL ADVISORS LTD
 

CONTENTS



Page
Balance Sheet
 
1 - 2
Notes to the Financial Statements
 
3 - 8


 
ZINAL ADVISORS LTD
REGISTERED NUMBER: 13910768

BALANCE SHEET
AS AT 31 DECEMBER 2024

2024
2023
Note
£
£

Fixed assets
  

Tangible assets
 4 
135,009
22,743

  
135,009
22,743

Current assets
  

Debtors: amounts falling due within one year
 5 
1,835,232
1,375,383

Cash at bank and in hand
 6 
141,234
550,040

  
1,976,466
1,925,423

Creditors: amounts falling due within one year
 7 
(3,185,192)
(2,270,272)

Net current liabilities
  
 
 
(1,208,726)
 
 
(344,849)

Total assets less current liabilities
  
(1,073,717)
(322,106)

  

Net liabilities
  
(1,073,717)
(322,106)


Capital and reserves
  

Called up share capital 
 9 
100
100

Profit and loss account
  
(1,073,817)
(322,206)

  
(1,073,717)
(322,106)


Page 1

 
ZINAL ADVISORS LTD
REGISTERED NUMBER: 13910768
    
BALANCE SHEET (CONTINUED)
AS AT 31 DECEMBER 2024

The directors consider that the Company is entitled to exemption from audit under section 477 of the Companies Act 2006 and members have not required the Company to obtain an audit for the year in question in accordance with section 476 of the Companies Act 2006.

The directors acknowledge their responsibilities for complying with the requirements of the Companies Act 2006 with respect to accounting records and the preparation of financial statements.

The financial statements have been prepared in accordance with the provisions applicable to companies subject to the small companies regime and in accordance with the provisions of FRS 102 Section 1A - small entities.

The financial statements have been delivered in accordance with the provisions applicable to companies subject to the small companies regime.

The Company has opted not to file the profit and loss account in accordance with provisions applicable to companies subject to the small companies' regime.

The financial statements were approved and authorised for issue by the board and were signed on its behalf by: 




G Waser
Director

Date: 25 September 2025

The notes on pages 3 to 8 form part of these financial statements.

Page 2

 
ZINAL ADVISORS LTD
 
 
 
NOTES TO THE FINANCIAL STATEMENTS
FOR THE YEAR ENDED 31 DECEMBER 2024

1.


General information

Zinal Advisors Ltd is a private company, limited by shares, incorporated in England and Wales with registration number 13910768.  The registered address is Eighth Floor, 6 New Street Square, New Fetter Lane, London, United Kingdom, EC4A 3AQ.

2.Accounting policies

 
2.1

Basis of preparation of financial statements

The financial statements have been prepared under the historical cost convention unless otherwise specified within these accounting policies and in accordance with Section 1A of Financial Reporting Standard 102, the Financial Reporting Standard applicable in the UK and the Republic of Ireland and the Companies Act 2006.

The following principal accounting policies have been applied:

 
2.2

Going concern

The financial statements have been prepared on a going concern basis which assumes that the company will continue in operational existence for the foreseeable future. The company expects the support of the shareholder, who has confirmed that it will provide such financial support as is necessary for the company to meet its liabilities as they fall due and continue in operation for a period of at least twelve months from the date of signing of the financial statements of the company.

 
2.3

Foreign currency translation

Functional and presentation currency

The Company's functional and presentational currency is GBP.

Transactions and balances

Foreign currency transactions are translated into the functional currency using the spot exchange rates at the dates of the transactions.

At each period end foreign currency monetary items are translated using the closing rate. Non-monetary items measured at historical cost are translated using the exchange rate at the date of the transaction and non-monetary items measured at fair value are measured using the exchange rate when fair value was determined.

Page 3

 
ZINAL ADVISORS LTD
 
 
 
NOTES TO THE FINANCIAL STATEMENTS
FOR THE YEAR ENDED 31 DECEMBER 2024

2.Accounting policies (continued)

 
2.4

Revenue

Revenue is recognised to the extent that it is probable that the economic benefits will flow to the Company and the revenue can be reliably measured. Revenue is measured as the fair value of the consideration received or receivable, excluding discounts, rebates, value added tax and other sales taxes. The following criteria must also be met before revenue is recognised:

Rendering of services

Revenue from a contract to provide services is recognised in the period in which the services are provided in accordance with the stage of completion of the contract when all of the following conditions are satisfied:
the amount of revenue can be measured reliably;
it is probable that the Company will receive the consideration due under the contract;
the stage of completion of the contract at the end of the reporting period can be measured reliably; and
the costs incurred and the costs to complete the contract can be measured reliably.

 
2.5

Operating leases: the Company as lessee

Rentals paid under operating leases are charged to profit or loss on a straight-line basis over the lease term.

Benefits received and receivable as an incentive to sign an operating lease are recognised on a straight-line basis over the lease term, unless another systematic basis is representative of the time pattern of the lessee's benefit from the use of the leased asset.

 
2.6

Interest income

Interest income is recognised in profit or loss using the effective interest method.

 
2.7

Pensions

Defined contribution pension plan

The Company operates a defined contribution plan for its employees. A defined contribution plan is a pension plan under which the Company pays fixed contributions into a separate entity. Once the contributions have been paid the Company has no further payment obligations.

The contributions are recognised as an expense in profit or loss when they fall due. Amounts not paid are shown in creditors as a liability in the Balance Sheet. The assets of the plan are held separately from the Company in independently administered funds.

Page 4

 
ZINAL ADVISORS LTD
 
 
 
NOTES TO THE FINANCIAL STATEMENTS
FOR THE YEAR ENDED 31 DECEMBER 2024

2.Accounting policies (continued)

 
2.8

Tangible fixed assets

Tangible fixed assets under the cost model are stated at historical cost less accumulated depreciation and any accumulated impairment losses. Historical cost includes expenditure that is directly attributable to bringing the asset to the location and condition necessary for it to be capable of operating in the manner intended by management.

Depreciation is charged so as to allocate the cost of assets less their residual value over their estimated useful lives, using the straight-line method.

Depreciation is provided on the following basis:

Leasehold improvements
-
20%
Fixtures and fittings
-
33%
Office equipment
-
33%
Computer equipment
-
33%

The assets' residual values, useful lives and depreciation methods are reviewed, and adjusted prospectively if appropriate, or if there is an indication of a significant change since the last reporting date.

Gains and losses on disposals are determined by comparing the proceeds with the carrying amount and are recognised in profit or loss.

 
2.9

Debtors

Short-term debtors are measured at transaction price, less any impairment. Loans receivable are measured initially at fair value, net of transaction costs, and are measured subsequently at amortised cost using the effective interest method, less any impairment.

 
2.10

Cash and cash equivalents

Cash is represented by cash in hand and deposits with financial institutions repayable without penalty on notice of not more than 24 hours. Cash equivalents are highly liquid investments that mature in no more than three months from the date of acquisition and that are readily convertible to known amounts of cash with insignificant risk of change in value.

 
2.11

Creditors

Short-term creditors are measured at the transaction price. Other financial liabilities, including bank loans, are measured initially at fair value, net of transaction costs, and are measured subsequently at amortised cost using the effective interest method.

Page 5

 
ZINAL ADVISORS LTD
 
 
 
NOTES TO THE FINANCIAL STATEMENTS
FOR THE YEAR ENDED 31 DECEMBER 2024

2.Accounting policies (continued)

 
2.12

Financial instruments

The Company has elected to apply the provisions of Section 11 “Basic Financial Instruments” of FRS 102 to all of its financial instruments.


3.


Employees

The average monthly number of employees, including directors, during the year was 5 (2023 - 4).


4.


Tangible fixed assets





Long-term leasehold property
Fixtures and fittings
Office equipment
Computer equipment
Total

£
£
£
£
£



Cost or valuation


At 1 January 2024
-
11,450
8,647
5,350
25,447


Additions
83,063
69,849
1,785
2,737
157,434



At 31 December 2024

83,063
81,299
10,432
8,087
182,881



Depreciation


At 1 January 2024
-
636
480
1,588
2,704


Charge for the year on owned assets
16,030
22,965
3,478
2,695
45,168



At 31 December 2024

16,030
23,601
3,958
4,283
47,872



Net book value



At 31 December 2024
67,033
57,698
6,474
3,804
135,009



At 31 December 2023
-
10,814
8,167
3,762
22,743

Page 6

 
ZINAL ADVISORS LTD
 
 
 
NOTES TO THE FINANCIAL STATEMENTS
FOR THE YEAR ENDED 31 DECEMBER 2024

5.


Debtors

2024
2023
£
£


Trade debtors
270,671
-

Other debtors
281,300
413,987

Prepayments and accrued income
1,283,261
961,396

1,835,232
1,375,383



6.


Cash and cash equivalents

2024
2023
£
£

Cash at bank and in hand
141,234
550,040



7.


Creditors: Amounts falling due within one year

2024
2023
£
£

Other loans
200,000
200,000

Trade creditors
816
31,021

Other taxation and social security
48,290
44,232

Pension contributions
3,827
3,590

Other creditors
2,439,900
1,359,900

Accruals and deferred income
492,359
631,529

3,185,192
2,270,272



8.


Financial instruments

2024
2023
£
£

Financial assets


Financial assets measured at fair value through profit or loss
141,234
550,040




Financial assets measured at fair value through profit or loss comprise cash at bank and in hand.

Page 7

 
ZINAL ADVISORS LTD
 
 
 
NOTES TO THE FINANCIAL STATEMENTS
FOR THE YEAR ENDED 31 DECEMBER 2024

9.


Share capital

2024
2023
£
£
Allotted, called up and paid



100 (2023 - 100) Ordinary Shares shares of £1.00 each
100
100



10.


Pension commitments

The company operates a defined contribution pension scheme.  The assets of the scheme are held separately from those of the company in an independently administered fund.  The pension cost charge represents contributions payable by the company to the fund.  Contributions totalling £3,827 (2023 - £3,590) were payable to the fund at the balance sheet date and are included in creditors.


11.


Related party transactions

Included within creditors (note 7) is a loan of £200,000 (2023 - £200,000) due to Zinal Growth Partners Limited. Zinal Growth Partners Limited's ultimate owner is a trust which the shareholder of Zinal Advisors Limited settled. This loan is interest free and repayable on demand. 
Included in turnover in the period is £1,773,364 (2023 - £1,436,822) from Zinal Growth Partners Limited of which £896,423 (2023 – £496,073) is included within accrued income (note 5). 
Included in turnover in the period is £944,318 (2023 - £435,500) from Besso 1 LP, a partnership whose partners include a trust which the shareholder of Zinal Advisors Limited settled, of which £322,109 (2023 – £435,500) is included within accrued income (note 5).

 
Page 8