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REGISTERED NUMBER: 01983002 (England and Wales)











UNAUDITED FINANCIAL STATEMENTS

FOR THE YEAR ENDED 31 MARCH 2025

FOR

FIRST CHARTERHOUSE INVESTMENTS
LIMITED

FIRST CHARTERHOUSE INVESTMENTS
LIMITED (REGISTERED NUMBER: 01983002)

CONTENTS OF THE FINANCIAL STATEMENTS
FOR THE YEAR ENDED 31 MARCH 2025










Page

Balance Sheet 1

Notes to the Financial Statements 2


FIRST CHARTERHOUSE INVESTMENTS
LIMITED (REGISTERED NUMBER: 01983002)

BALANCE SHEET
31 MARCH 2025

2025 2024
Notes £    £   
FIXED ASSETS
Tangible assets 4 17,389 20,084
Investments 5 1,122,392 1,122,392
Investment property 6 8,950,702 8,785,100
10,090,483 9,927,576

CURRENT ASSETS
Stocks 7,263,035 7,419,963
Debtors 7 4,290,195 4,036,635
Investments 8 288,666 -
Cash at bank and in hand 1,590,370 667,663
13,432,266 12,124,261
CREDITORS
Amounts falling due within one year 9 (613,530 ) (976,538 )
NET CURRENT ASSETS 12,818,736 11,147,723
TOTAL ASSETS LESS CURRENT LIABILITIES 22,909,219 21,075,299

CREDITORS
Amounts falling due after more than one year 10 (3,738,950 ) (2,412,593 )

PROVISIONS FOR LIABILITIES (846,494 ) (818,038 )
NET ASSETS 18,323,775 17,844,668

CAPITAL AND RESERVES
Called up share capital 10,000 10,000
Fair value reserve 3,436,796 3,313,620
Retained earnings 14,876,979 14,521,048
18,323,775 17,844,668

The company is entitled to exemption from audit under Section 477 of the Companies Act 2006 for the year ended 31 March 2025.

The members have not required the company to obtain an audit of its financial statements for the year ended 31 March 2025 in accordance with Section 476 of the Companies Act 2006.

The directors acknowledge their responsibilities for:
(a)ensuring that the company keeps accounting records which comply with Sections 386 and 387 of the Companies Act 2006 and
(b)preparing financial statements which give a true and fair view of the state of affairs of the company as at the end of each financial year and of its profit or loss for each financial year in accordance with the requirements of Sections 394 and 395 and which otherwise comply with the requirements of the Companies Act 2006 relating to financial statements, so far as applicable to the company.

The financial statements have been prepared and delivered in accordance with the provisions applicable to companies subject to the small companies regime.

In accordance with Section 444 of the Companies Act 2006, the Income Statement has not been delivered.

The financial statements were approved by the Board of Directors and authorised for issue on 18 September 2025 and were signed on its behalf by:





A Bhimji - Director


FIRST CHARTERHOUSE INVESTMENTS
LIMITED (REGISTERED NUMBER: 01983002)

NOTES TO THE FINANCIAL STATEMENTS
FOR THE YEAR ENDED 31 MARCH 2025


1. STATUTORY INFORMATION

First Charterhouse Investments Limited is a private company, limited by shares , registered in England and Wales. The company's registered number and registered office address are as below:

Registered number: 01983002

Registered office: 15 West Street
Brighton
East Sussex
BN1 2RL

The presentation currency of the financial statements is the Pound Sterling (£).


2. ACCOUNTING POLICIES

Basis of preparing the financial statements
These financial statements have been prepared in accordance with Financial Reporting Standard 102 "The Financial Reporting Standard applicable in the UK and Republic of Ireland" including the provisions of Section 1A "Small Entities" and the Companies Act 2006. The financial statements have been prepared under the historical cost convention as modified by the revaluation of certain assets.

Preparation of consolidated financial statements
The financial statements contain information about First Charterhouse Investments Limited as an individual company and do not contain consolidated financial information as the parent of a group. The company is exempt under Section 399(2A) of the Companies Act 2006 from the requirements to prepare consolidated financial statements.

Turnover
Turnover represents the total property sales made during the period and derives from the property development that falls within the company's ordinary activities. Turnover is recognised at the point that there is an irrevocable contract right to sale proceeds.

Other income
Other income relates to income received during the year for lease extensions premiums granted on the investment properties.

Rental income
Rental income represents the rents due to be received in the period that they fall due.

Tangible fixed assets
Depreciation is provided at the following annual rates in order to write off each asset over its estimated useful life.
Computer equipment - 25% on reducing balance
Fixtures, fittings and equipment - 10% on reducing balance
Motor vehicles - 25% on reducing balance

Tangible fixed assets are stated at cost (or deemed cost) or valuation less accumulated depreciation and accumulated impairment losses. Cost includes costs directly attributable to making the asset capable of operating as intended.

Investments in subsidiaries
Investments in subsidiary undertakings are recognised at cost.

Investment property
Investment property is shown at fair value. Any aggregate surplus or deficit arising from changes in fair value is recognised in the income statement and then transferred to the fair value reserve.

Stocks
Stocks comprise of development properties and are valued at the lower of cost and estimated selling price.

Taxation
Taxation for the year comprises current and deferred tax. Tax is recognised in the Income Statement, except to the extent that it relates to items recognised in other comprehensive income or directly in equity.

Deferred tax
Deferred tax is recognised in respect of all timing differences that have originated but not reversed at the balance sheet date.

Hire purchase and leasing commitments
Rentals paid under operating leases are charged to profit or loss on a straight line basis over the period of the lease.

Pension costs and other post-retirement benefits
The company operates a defined contribution pension scheme. Contributions payable to the company's pension scheme are charged to profit or loss in the period to which they relate.

FIRST CHARTERHOUSE INVESTMENTS
LIMITED (REGISTERED NUMBER: 01983002)

NOTES TO THE FINANCIAL STATEMENTS - continued
FOR THE YEAR ENDED 31 MARCH 2025


2. ACCOUNTING POLICIES - continued

Financial instruments
Debtors and creditors with no stated interest rate and receivable or payable within one year are recorded at transaction price. Any losses arising from impairment are recognised in the profit and loss account in other administrative expenses.

3. EMPLOYEES AND DIRECTORS

The average number of employees during the year was 4 (2024 - 2 ) .

4. TANGIBLE FIXED ASSETS
Fixtures,
fittings
Computer and Motor
equipment equipment vehicles Totals
£    £    £    £   
COST
At 1 April 2024 6,024 1,600 54,390 62,014
Additions 2,527 105 - 2,632
At 31 March 2025 8,551 1,705 54,390 64,646
DEPRECIATION
At 1 April 2024 4,927 485 36,518 41,930
Charge for year 748 111 4,468 5,327
At 31 March 2025 5,675 596 40,986 47,257
NET BOOK VALUE
At 31 March 2025 2,876 1,109 13,404 17,389
At 31 March 2024 1,097 1,115 17,872 20,084

5. FIXED ASSET INVESTMENTS
Shares in
group
undertakings
£   
COST
At 1 April 2024
and 31 March 2025 1,122,392
NET BOOK VALUE
At 31 March 2025 1,122,392
At 31 March 2024 1,122,392

6. INVESTMENT PROPERTY
Total
£   
FAIR VALUE
At 1 April 2024 8,785,100
Additions 15,965
Revaluations 149,637
At 31 March 2025 8,950,702
NET BOOK VALUE
At 31 March 2025 8,950,702
At 31 March 2024 8,785,100

If investment properties had not been revalued, they would have been included at the historical cost £4,862,969 (2024: £4,847,003).

FIRST CHARTERHOUSE INVESTMENTS
LIMITED (REGISTERED NUMBER: 01983002)

NOTES TO THE FINANCIAL STATEMENTS - continued
FOR THE YEAR ENDED 31 MARCH 2025


7. DEBTORS: AMOUNTS FALLING DUE WITHIN ONE YEAR
2025 2024
£    £   
Amounts owed by group undertakings 4,237,687 3,967,777
Other debtors 52,508 68,858
4,290,195 4,036,635

8. CURRENT ASSET INVESTMENTS
2025 2024
£    £   
Short term investments 288,666 -

9. CREDITORS: AMOUNTS FALLING DUE WITHIN ONE YEAR
2025 2024
£    £   
Bank loans and overdrafts 153,199 153,199
Trade creditors 13,999 2,500
Amounts owed to group undertakings 49,958 532,594
Taxation and social security 44,784 59,427
Other creditors 351,590 228,818
613,530 976,538

10. CREDITORS: AMOUNTS FALLING DUE AFTER MORE THAN ONE YEAR
2025 2024
£    £   
Bank loans 2,246,676 2,412,593
Other creditors 1,492,274 -
3,738,950 2,412,593

Amounts falling due in more than five years:

Repayable otherwise than by instalments
Bank loans repayable in more than 5 years 2,246,676 2,412,593

11. SECURED DEBTS

The following secured debts are included within creditors:

2025 2024
£    £   
Bank loans 2,399,875 2,565,792

The bank loans and overdrafts are secured by fixed and floating charges over the properties and assets owned by the company and a charge over a property owned by the director.