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REGISTERED NUMBER: 02329014 (England and Wales)















Financial Statements for the Year Ended 31 December 2024

for

A M I Exchangers Limited

A M I Exchangers Limited (Registered number: 02329014)






Contents of the Financial Statements
for the Year Ended 31 December 2024




Page

Company Information 1

Balance Sheet 2

Notes to the Financial Statements 3


A M I Exchangers Limited

Company Information
for the Year Ended 31 December 2024







DIRECTORS: P L Jackson
M Coleman
S A Tin



REGISTERED OFFICE: Unit 5 St Albans Road Industrial Estate
C/O Spiro Gills
Unit 5 St Albans Road Industrial Estate
Stafford
Staffordshire
ST16 3DR



REGISTERED NUMBER: 02329014 (England and Wales)



SENIOR STATUTORY AUDITOR: Matthew Baker FCA



AUDITORS: Haines Watts Wolverhampton Limited
Statutory Auditors
Keepers Lane
The Wergs
Wolverhampton
West Midlands
WV6 8UA

A M I Exchangers Limited (Registered number: 02329014)

Balance Sheet
31 December 2024

2024 2023
Notes £    £    £    £   
FIXED ASSETS
Tangible assets 4 467,231 501,594

CURRENT ASSETS
Stocks 596,998 462,321
Debtors 5 2,710,614 3,393,726
Cash at bank and in hand 109,102 140,290
3,416,714 3,996,337
CREDITORS
Amounts falling due within one year 6 1,146,226 1,629,166
NET CURRENT ASSETS 2,270,488 2,367,171
TOTAL ASSETS LESS CURRENT
LIABILITIES

2,737,719

2,868,765

CREDITORS
Amounts falling due after more than one
year

7

(233,222

)

(422,267

)

PROVISIONS FOR LIABILITIES (11,909 ) (20,850 )

PENSION LIABILITY 10 (267,000 ) (434,000 )
NET ASSETS 2,225,588 1,991,648

CAPITAL AND RESERVES
Called up share capital 8 10,000 10,000
Retained earnings 2,215,588 1,981,648
SHAREHOLDERS' FUNDS 2,225,588 1,991,648

The financial statements have been prepared and delivered in accordance with the provisions applicable to companies subject to the small companies regime.

In accordance with Section 444 of the Companies Act 2006, the Income Statement has not been delivered.

The financial statements were approved by the Board of Directors and authorised for issue on 29 September 2025 and were signed on its behalf by:





S A Tin - Director


A M I Exchangers Limited (Registered number: 02329014)

Notes to the Financial Statements
for the Year Ended 31 December 2024

1. STATUTORY INFORMATION

A M I Exchangers Limited is a private company, limited by shares , registered in England and Wales. The company's registered number and registered office address can be found on the Company Information page.

2. ACCOUNTING POLICIES

Basis of preparing the financial statements
These financial statements have been prepared in accordance with Financial Reporting Standard 102 "The Financial Reporting Standard applicable in the UK and Republic of Ireland" including the provisions of Section 1A "Small Entities" and the Companies Act 2006. The financial statements have been prepared under the historical cost convention.

Related party exemption
The company has taken advantage of exemption, under the terms of Financial Reporting Standard 102 'The Financial Reporting Standard applicable in the UK and Republic of Ireland', not to disclose related party transactions with wholly owned subsidiaries within the group.

Significant judgements and estimates
The preparation of the financial statements requires management to make judgements, estimates and assumptions that affect the amounts reported. These estimates and judgements are continually reviewed and are based on experience and other factors, including expectations of future events that are believed to be reasonable under the circumstances.

Turnover
Turnover represents amounts receivable for goods and services net of VAT and trade discounts.
Revenue from the sale of goods is recognised when the significant risks and rewards of ownership of the goods have passed to the buyer (usually on dispatch of the goods), the amount of revenue can be measured reliably, it is probable that the economic benefits associated with the transaction will flow to the entity and the costs incurred or to be incurred in respect of the transaction can be measured reliably.

Revenue from contracts is recognised by reference to the stage of completion when the stage of completion, costs incurred and costs to complete can be estimated reliably. The stage of completion is calculated by comparing costs incurred, mainly in relation to contractual hourly staff rates and materials, as a proportion of total costs. Where the outcome cannot be estimated reliably, revenue is recognised only to the extent of the expenses recognised that are recoverable.

Tangible fixed assets
Depreciation is provided at the following annual rates in order to write off each asset over its estimated useful life.
Freehold property - 5% on cost and 2% on cost
Plant and machinery - 20% on cost and 10% on cost

Stocks
Stocks are stated at the lower of cost and estimated selling price less costs to complete and sell. Cost
comprises direct materials and, where applicable, direct labour costs and those overheads that have been incurred in bringing the stocks to their present location and condition.

Stocks held for distribution at no or nominal consideration are measured at the lower of cost and replacement cost, adjusted where applicable for any loss of service potential.


A M I Exchangers Limited (Registered number: 02329014)

Notes to the Financial Statements - continued
for the Year Ended 31 December 2024

2. ACCOUNTING POLICIES - continued
Taxation
Taxation for the year comprises current and deferred tax. Tax is recognised in the Profit and loss, except to the extent that it relates to items recognised in other comprehensive income or directly in equity.

Current or deferred taxation assets and liabilities are not discounted.

Current tax is recognised at the amount of tax payable using the tax rates and laws that have been enacted or substantively enacted by the balance sheet date.

Deferred tax
Deferred tax is recognised in respect of all timing differences that have originated but not reversed at the balance sheet date.

Timing differences arise from the inclusion of income and expenses in tax assessments in periods different from those in which they are recognised in financial statements. Deferred tax is measured using tax rates and laws that have been enacted or substantively enacted by the year end and that are expected to apply to the reversal of the timing difference.

Unrelieved tax losses and other deferred tax assets are recognised only to the extent that it is probable that they will be recovered against the reversal of deferred tax liabilities or other future taxable profits.

Employee benefits
The costs of short-term employee benefits are recognised as a liability and an expense, unless those costs are required to be recognised as part of the cost of stock or fixed assets.
The cost of any unused holiday entitlement is recognised In the period in which the employee's services are received.

Hire purchase and leasing commitments
Leases are classified as finance leases whenever the terms of the lease transfer substantially all the risks and rewards of ownership to the lessees. All other leases are classified as operating leases.
Assets held under finance leases are recognised as assets at the lower of the assets fair value at the date of inception and the present value of the minimum lease payments. The related liability is included in the balance sheet as a finance lease obligation. Lease payments are treated as consisting of capital and interest elements. The interest is charged to profit or loss so as to produce a constant periodic rate of interest on the remaining balance of the liability.


Retirement benefits

The company operates a contributory pension scheme, of the defined benefit type, for UK employees. The scheme is administered by trustees and Is independent of the group finances. Contributions are paid to the scheme in accordance with the recommendations of an independent actuary to enable the trustees to meet from the scheme the benefits accruing in respect of current and future service.

The pension scheme's surpluses, to the extent that they are considered recoverable, or deficits are recognised in full and presented on the face of the balance sheet net of the related deferred tax.
Contributions to defined contribution schemes are charged to profits as they fall due.

The cost of providing benefits under defined benefit plans is determined separately for each plan using the projected unit credit method, and is based on actuarial advice.

A M I Exchangers Limited (Registered number: 02329014)

Notes to the Financial Statements - continued
for the Year Ended 31 December 2024

2. ACCOUNTING POLICIES - continued

Pension costs and other post-retirement benefits
The change in the net defined benefit liability arising from employee service during the year is recognised as an employee cost. The cost of plan introductions, benefit changes, settlements and curtailments are recognised as an expense in measuring profit or loss in the period in which they arise.

The net interest element is determined by multiplying the net defined benefit liability by the discount rate, taking into account any changes in the net defined benefit liability during the period as a result of contribution and benefit payments. The net interest is recognised in profit or loss as either finance revenue or cost.

Remeasurement changes comprise actuarial gains and losses, the effect of the asset ceiling and the return on the net defined benefit liability excluding amounts included in net interest. These are recognised immediately in other comprehensive income in the period in which they occur and are not reclassified to profit and loss in subsequent periods.

The net defined benefit pension asset or liability in the balance sheet comprises the total for each plan of the Present value of the defined benefit obligation (using a discount rate based on high quality corporate bonds), less the fair value of plan assets out of which the obligations are to be settled directly. Fair value is based on ticket price information, and in the case of quoted securities is the published bid price. The value of a net pension benefit asset is limited to the amount that may be recovered either through reduced contributions or agreed refunds from the scheme.

Cash and cash equivalents
Cash and cash equivalents are basic financial assets and Include cash in hand, deposits held at call with banks, other short-term liquid investments with original maturities of three months or less, and bank overdrafts. Bank overdrafts are shown within borrowings in current liabilities.

Financial instruments
The company has elected to apply the provisions of Section 11 'Basic Financial Instruments' and Section 12 'Other Financial Instruments Issues' of FRS 102 to all of its financial instruments. Financial instruments are recognised in the company's balance sheet when the company becomes party to the contractual provisions of the instrument. Financial assets and liabilities are offset, with the net amounts presented in the financial statements, when there is a legally enforceable right to set off the recognised amounts and there is an intention to settle on a net basis or to realise the asset and settle the liability simultaneously.

Basic financial assets

Basic financial assets, which include debtors and cash and bank balances, are initially measured at
transaction price including transaction costs and are subsequently carried at amortised cost using the effective interest method unless the arrangement constitutes a financing transaction, where the transaction is measured at the present value of the future receipts discounted at a market rate of interest. Financial assets classified as receivable within one year are not amortised.

Equity instruments
Equity instruments issued by the company are recorded at the proceeds received, net of transaction costs. Dividends payable on equity instruments are recognised as liabilities once they are no longer at the discretion of the company.

3. EMPLOYEES AND DIRECTORS

The average number of employees during the year was 25 (2023 - 27 ) .

A M I Exchangers Limited (Registered number: 02329014)

Notes to the Financial Statements - continued
for the Year Ended 31 December 2024

4. TANGIBLE FIXED ASSETS
Plant and
Land and machinery
buildings etc Totals
£    £    £   
COST
At 1 January 2024 731,782 1,291,497 2,023,279
Additions - 17,870 17,870
At 31 December 2024 731,782 1,309,367 2,041,149
DEPRECIATION
At 1 January 2024 330,923 1,190,762 1,521,685
Charge for year 14,772 37,461 52,233
At 31 December 2024 345,695 1,228,223 1,573,918
NET BOOK VALUE
At 31 December 2024 386,087 81,144 467,231
At 31 December 2023 400,859 100,735 501,594

5. DEBTORS
2024 2023
£    £   
Amounts falling due within one year:
Trade debtors 644,892 892,018
Amounts owed by group undertakings 1,860,910 1,456,077
Other debtors 138,062 73,881
2,643,864 2,421,976

Amounts falling due after more than one year:
Other debtors 66,750 971,750

Aggregate amounts 2,710,614 3,393,726

6. CREDITORS: AMOUNTS FALLING DUE WITHIN ONE YEAR
2024 2023
£    £   
Bank loans and overdrafts 188,279 164,564
Trade creditors 383,493 690,174
Amounts owed to group undertakings - 250,000
Taxation and social security 24,659 25,616
Other creditors 549,795 498,812
1,146,226 1,629,166

A M I Exchangers Limited (Registered number: 02329014)

Notes to the Financial Statements - continued
for the Year Ended 31 December 2024

7. CREDITORS: AMOUNTS FALLING DUE AFTER MORE THAN ONE
YEAR
2024 2023
£    £   
Bank loans 233,222 422,267

8. CALLED UP SHARE CAPITAL

Allotted, issued and fully paid:
Number: Class: Nominal 2024 2023
value: £    £   
10,000 Ordinary 1 10,000 10,000

9. DISCLOSURE UNDER SECTION 444(5B) OF THE COMPANIES ACT 2006

The Report of the Auditors was unqualified.

Matthew Baker FCA (Senior Statutory Auditor)
for and on behalf of Haines Watts Wolverhampton Limited

10. EMPLOYEE BENEFIT OBLIGATIONS

The company operates a defined benefit pension scheme for qualifying employees. The scheme provides benefits on a defined benefit basis. The company currently contributes £82,000 per annum to the Scheme. The most recent triennial actuarial valuation to 30 June 2021 was completed and certified by the actuary.

The amounts recognised in the balance sheet are as follows:

Defined benefit
pension plans
2024 2023
£    £   
Present value of funded obligations (1,797,000 ) (1,976,000 )
Fair value of plan assets 1,530,000 1,542,000
(267,000 ) (434,000 )
Present value of unfunded obligations - -
Deficit (267,000 ) (434,000 )
Net liability (267,000 ) (434,000 )

A M I Exchangers Limited (Registered number: 02329014)

Notes to the Financial Statements - continued
for the Year Ended 31 December 2024

10. EMPLOYEE BENEFIT OBLIGATIONS - continued

The amounts recognised in profit or loss are as follows:

Defined benefit
pension plans
2024 2023
£    £   
Current service cost - -
Net interest from net defined benefit
asset/liability

87,000

89,000
Past service cost - -
87,000 89,000

Actual return on plan assets - -

Changes in the present value of the defined benefit obligation are as follows:

Defined benefit
pension plans
2024 2023
£    £   
Opening defined benefit obligation 1,976,000 1,888,000
Interest cost 87,000 89,000
Actuarial losses/(gains) (173,000 ) 84,000
Benefits paid (93,000 ) (85,000 )
1,797,000 1,976,000

Changes in the fair value of scheme assets are as follows:

Defined benefit
pension plans
2024 2023
£    £   
Opening fair value of scheme assets 1,542,000 1,441,000
Contributions by employer 83,000 96,000
Interest income 69,000 69,000
Benefits paid (93,000 ) (85,000 )
Return on plan assets (excluding interest
income)

(71,000

)

21,000
1,530,000 1,542,000

A M I Exchangers Limited (Registered number: 02329014)

Notes to the Financial Statements - continued
for the Year Ended 31 December 2024

10. EMPLOYEE BENEFIT OBLIGATIONS - continued

The amounts recognised in other comprehensive income are as follows:

Defined benefit
pension plans
2024 2023
£    £   
Return on plan assets (excluding interest
income)

(71,000

)

21,000
Actuarial gains/(losses) 173,000 (84,000 )
102,000 (63,000 )

The major categories of scheme assets as amounts of total scheme assets are as follows:

Defined benefit
pension plans
2024 2023
£    £   
Equities - 1,428,000
Cash 108,000 114,000
Bonds 634,000 -
Gilts 788,000 -
1,530,000 1,542,000

Principal actuarial assumptions at the balance sheet date (expressed as weighted averages):

2024 2023
Discount rate 5.30% 4.50%
Future salary increases 2.60% 2.35%
Future pension increases 2.60% 2.35%

Mortality assumptions

Assumed life expectations on retirement at age 65:20242023
Retiring todayYearsYears
- Males20.320.9
- Females22.823.3
Retiring in 20 years
- Males21.321.9
- Females24.024.5

11. ULTIMATE CONTROLLING PARTY

The ultimate parent undertaking is Diesel Marine International Limited, a company registered in England and Wales whose registered office is Unit 5 St. Albans Road Industrial Estate, Stafford, England, ST16 3DR.