Caseware UK (AP4) 2024.0.164 2024.0.164 Caseware UK (AP4) 2024.0.164 2024.0.164 2024-12-31494001289028864392444940013301302544595432933432933492024-01-01falsenot blank102024-12-31 04292136 2024-01-01 2024-12-31 04292136 2023-01-01 2023-12-31 04292136 2024-12-31 04292136 2023-12-31 04292136 2024-01-01 04292136 2023-01-01 04292136 c:RegisteredOffice 2024-01-01 2024-12-31 04292136 d:Buildings 2024-01-01 2024-12-31 04292136 d:Buildings 2024-12-31 04292136 d:Buildings 2023-12-31 04292136 d:FurnitureFittings 2024-01-01 2024-12-31 04292136 d:FurnitureFittings 2024-12-31 04292136 d:FurnitureFittings 2023-12-31 04292136 d:FreeholdInvestmentProperty 2024-12-31 04292136 d:FreeholdInvestmentProperty 2023-12-31 04292136 d:CurrentFinancialInstruments 2024-12-31 04292136 d:CurrentFinancialInstruments 2023-12-31 04292136 d:CurrentFinancialInstruments 3 2024-12-31 04292136 d:CurrentFinancialInstruments 3 2023-12-31 04292136 c:FRS102 2024-01-01 2024-12-31 04292136 c:IndependentExaminationCharity 2024-01-01 2024-12-31 04292136 c:PrivateLimitedCompanyLtd 2024-01-01 2024-12-31 04292136 b:Trustee1 2024-01-01 2024-12-31 04292136 b:Trustee2 2024-01-01 2024-12-31 04292136 b:Trustee3 2024-01-01 2024-12-31 04292136 b:Trustee4 2024-01-01 2024-12-31 04292136 b:Trustee5 2024-01-01 2024-12-31 04292136 b:Trustee6 2024-01-01 2024-12-31 04292136 b:Trustee7 2024-01-01 2024-12-31 04292136 b:UnrestrictedFundsGeneral 2024-01-01 2024-12-31 04292136 b:RestrictedIncomeFunds 2024-01-01 2024-12-31 04292136 b:RestrictedIncomeFunds 2023-01-01 2023-12-31 04292136 b:TotalEndowmentFunds 2024-01-01 2024-12-31 04292136 b:TotalEndowmentFunds 2023-01-01 2023-12-31 04292136 b:UnrestrictedFundsGeneral 2024-12-31 04292136 b:UnrestrictedFundsGeneral 2023-12-31 04292136 b:RestrictedIncomeFunds 2024-12-31 04292136 b:RestrictedIncomeFunds 2023-12-31 04292136 b:TotalEndowmentFunds 2024-12-31 04292136 b:TotalEndowmentFunds 2023-12-31 04292136 1 2024-01-01 2024-12-31 04292136 1 2023-01-01 2023-12-31 04292136 b:RestrictedIncomeFunds 1 2024-01-01 2024-12-31 04292136 b:TotalEndowmentFunds 1 2024-01-01 2024-12-31 04292136 1 2024-12-31 04292136 2 2024-12-31 04292136 1 2023-12-31 04292136 2 2023-12-31 04292136 b:Activity1 2024-01-01 2024-12-31 04292136 b:FundraisingEvents b:Activity1 b:TotalEndowmentFunds 2024-01-01 2024-12-31 04292136 b:FundraisingEvents b:Activity1 2024-01-01 2024-12-31 04292136 b:FundraisingEvents b:Activity1 2023-01-01 2023-12-31 04292136 b:FundraisingEvents b:TotalEndowmentFunds 2024-01-01 2024-12-31 04292136 b:FundraisingEvents b:TotalEndowmentFunds 2023-01-01 2023-12-31 04292136 b:FundraisingEvents 2024-01-01 2024-12-31 04292136 b:FundraisingEvents 2023-01-01 2023-12-31 04292136 b:TotalUnrestrictedFunds 2024-12-31 04292136 b:TotalUnrestrictedFunds 2023-12-31 04292136 b:TotalRestrictedIncomeFunds 2024-12-31 04292136 b:TotalRestrictedIncomeFunds 2023-12-31 04292136 c:FullAccounts 2024-01-01 2024-12-31 iso4217:GBP xbrli:pure
Registered number: 04292136
Charity number: 1093252












SOUTH EASTERN BAPTIST ASSOCIATION
(A company limited by guarantee)
UNAUDITED
TRUSTEES' REPORT AND FINANCIAL STATEMENTS
FOR THE YEAR ENDED 31 DECEMBER 2024

 
SOUTH EASTERN BAPTIST ASSOCIATION
 
(A company limited by guarantee)
 

CONTENTS



Page
Reference and administrative details of the Charity, its Trustees and advisers
 
1
Trustees' report
 
2 - 4
Independent examiner's report
 
5
Statement of financial activities
 
6
Balance sheet
 
7 - 8
Statement of cash flows
 
9
Notes to the financial statements
 
10 - 28

 
SOUTH EASTERN BAPTIST ASSOCIATION
 
(A company limited by guarantee)
 

REFERENCE AND ADMINISTRATIVE DETAILS OF THE CHARITY, ITS TRUSTEES AND ADVISERS
FOR THE YEAR ENDED 31 DECEMBER 2024


Trustees
Mr M F Browning (resigned 31 March 2025)
Revd P J Butchers
Revd M J Fanstone (resigned 31 March 2025)
Revd J E Hardwick
Revd J G Newson
Revd N Richardson
Mrs C L Fisk

Company registered number
04292136

Charity registered number
1093252

Registered office
17 Cherry Close
Burgess Hill
West Sussex
RH15 9PR

Senior Management Team

Revd P J Butchers - Moderator
Mrs C L Fisk - Treasurer
Revd J L Hunt - Team Leader & Regional Minister
Mr R Stanford Beale - Operations Manager

Independent Examiner
Magee Gammon
Chartered Accountants
Henwood House
Henwood
Ashford
Kent
TN24 8DH


Page 1

 
SOUTH EASTERN BAPTIST ASSOCIATION
 
(A company limited by guarantee)
 
  
TRUSTEES' REPORT
FOR THE YEAR ENDED 31 DECEMBER 2024

The Trustees present their annual report together with the financial statements of the Charity for the year 1 January 2024 to 31 December 2024The Annual report serves the purposes of both a Trustees' report and a directors' report under company law. The Trustees confirm that the Annual report and financial statements of the charitable company comply with the current statutory requirements, the requirements of the charitable company's governing document and the provisions of the Statement of Recommended Practice (SORP) applicable to charities preparing their accounts in accordance with the Financial Reporting Standard applicable in the UK and Republic of Ireland (FRS102) (effective 1 January 2019). 
 

Since the Charity qualifies as small under section 382 of the Companies Act 2006, the Strategic report required of medium and large companies under the Companies Act 2006 (Strategic Report and Directors' Report) Regulations 2013 has been omitted.
 

Objectives and activities
 

a. Policies and objectives
 

The objects of the charity are to advance the Christian religion, especially by means of and in accordance with the principles of the Baptist denomination as set out for the time being in the Declaration of Principles of the Baptist Union of Great Britain. 
The principal activities continue to be the resourcing and envisioning of ministers and churches throughout the whole area. This is mainly achieved through personal contacts, pastoral care, and the encouragement of strategies which will achieve an expanded Christian witness and the stated objectives of the charity.
 

In setting objectives and planning for activities, the Trustees have given due consideration to general guidance published by the Charity Commission relating to public benefit, including the guidance 'Public benefit: running a charity (PB2)'.
 

Achievements and performance
 

a. Main achievements of the Charity
 

Throughout 2024 the Association continued to support its member churches in a wide range of activities including:
• Communication, including the provision of religious material via the Association's website:
  www.seba-baptist.org.uk;
• Promoting the study of religious teachings, practices and scriptures;
• Support of religious office holders, e.g. ministers, deacons and elders of member churches:
• Promoting prayer, praise and provision of training events;
• Pastoral support to ministers and church congregations;
• Contributing to the spiritual and moral education of children and young people and the provision of training;
• Comply with the legal requirements regarding safeguarding.
The residential conference for ministers and church leaders held in 2023 and 2024 continues to be a well received time of ministry and fellowship for our wider church network, and this will be continued into 2025 and beyond.
 

Page 2

 
SOUTH EASTERN BAPTIST ASSOCIATION
 
(A company limited by guarantee)
 
Financial review
 

a. Going concern
 

After making appropriate enquiries, the Trustees have a reasonable expectation that the Charity has adequate resources to continue in operational existence for the foreseeable future. For this reason, they continue to adopt the going concern basis in preparing the financial statements. Further details regarding the adoption of the going concern basis can be found in the accounting policies.
 

b. Reserves policy
 

It is the policy of the charity to seek to maintain a level of reserves sufficient to cover 6 months' running costs.
 

c. General review
 

The results of the year are set out on pages 6 to 9.
The trustees consider the fund balance at 31 December 2024 to be satisfactory and the level of reserves meets the charity's reserves policy. The inclusion of the defined benefit liability to the multi-employer pension scheme is reflected in the Balance Sheet.
At the year end the Association Building Loan Fund totalled £250,000 (2023: £521,980). No new loans (2023: £Nil) were made during the year. During 2024 the Loan Fund assisted 7 churches (2023: 8). As part of a review of the wider financial structure, the Trustees deemed it appropriate to reduce the fund to £250,000, to reflect the reduction in loans over the prior years and the shift away from granting loans. The Trustees therefore transferred £271,980 from this pot to General Funds. The total amount of loans outstanding at the year-end was £114,344 (2023: £131,244). 
The total funds held by the charity at the end of the financial period amounted to £1,815,318 (2023: £1,609,811) of which restricted funds not available for the general purpose of the charity amounted to £164,667 (2023: £164,667).
 

Structure, governance and management
 

a. Constitution
 

South Eastern Baptist Association is a company limited by guarantee and a registered charity. It is governed by its Memorandum and Articles of Association.
 

b. Methods of appointment or election of Trustees
 

The management of the Charity is the responsibility of the Trustees who are elected and co-opted under the terms of the Trust deed.
The power to appoint up to 5 trustees is vested in the member churches; the Moderator and the Treasurer are also appointed by the member churches, up to 3 trustees may be co-opted by the Board of Trustees as a whole. 
 

c. Organisational structure and decision-making policies
 

The Board of Trustees is responsible for all aspects of the management and running of the charity and holds regular meetings in furtherance of those responsibilities. The Trustees are supported in their work by the Operations Team, the Leadership Team and the Finance Committee. The Operations Team, comprising the paid staff team, work together to further the charity’s aims and objectives. The Leadership team, made up of a mixture of paid staff and volunteer ministers from our Networks, meet together to steer the Association and focus its ministry aims. The Finance Committee, made up of Trustees, paid staff and volunteers, oversee the charity’s position and financial governance.
 

Page 3

 
SOUTH EASTERN BAPTIST ASSOCIATION
 
(A company limited by guarantee)
 
Structure, governance and management (continued)

d. Policies adopted for the induction and training of Trustees
 

All serving trustees understand the methods and purpose of the charity. All new trustees are given sufficient training upon appointment and new guidance is notified and made available at Board meetings.
 

Plans for future periods
 

The charity plans to continue to carry out its current objectives and activities and to seek further ways in which these can be more fully utilised.
 

Statement of Trustees' responsibilities
 

The Trustees (who are also the directors of the Charity for the purposes of company law) are responsible for preparing the Trustees' report and the financial statements in accordance with applicable law and United Kingdom Accounting Standards (United Kingdom Generally Accepted Accounting Practice).


Company law requires the Trustees to prepare financial statements for each financial year. Under company law, the Trustees must not approve the financial statements unless they are satisfied that they give a true and fair view of the state of affairs of the Charity and of its incoming resources and application of resources, including its income and expenditure, for that period. In preparing these financial statements, the Trustees are required to:

select suitable accounting policies and then apply them consistently;
observe the methods and principles of the Charities SORP (FRS 102);
make judgments and accounting estimates that are reasonable and prudent;
state whether applicable UK Accounting Standards (FRS 102) have been followed, subject to any material departures disclosed and explained in the financial statements;
prepare the financial statements on the going concern basis unless it is inappropriate to presume that the Charity will continue in business.


The Trustees are responsible for keeping adequate accounting records that are sufficient to show and explain the Charity's transactions and disclose with reasonable accuracy at any time the financial position of the Charity and enable them to ensure that the financial statements comply with the Companies Act 2006. They are also responsible for safeguarding the assets of the Charity and hence for taking reasonable steps for the prevention and detection of fraud and other irregularities.


 

Approved by order of the members of the board of Trustees on 26 September 2025 and signed on their behalf by: 
 


___________________________
Revd P J Butchers
Chair
Page 4

 
SOUTH EASTERN BAPTIST ASSOCIATION

(A company limited by guarantee)
 

 
INDEPENDENT EXAMINER'S REPORT
FOR THE YEAR ENDED 31 DECEMBER 2024

Independent examiner's report to the Trustees of South Eastern Baptist Association ('the Charity')

 
I report to the charity Trustees on my examination of the accounts of the Charity for the year ended 31 December 2024.


Responsibilities and basis of report


As the Trustees of the Charity (and its directors for the purposes of company law) you are responsible for the preparation of the accounts in accordance with the requirements of the Companies Act 2006 ('the 2006 Act').


Having satisfied myself that the accounts of the Charity are not required to be audited under Part 16 of the 2006 Act and are eligible for independent examination, I report in respect of my examination of the Charity's accounts carried out under section 145 of the Charities Act 2011 ('the 2011 Act'). In carrying out my examination I have followed the Directions given by the Charity Commission under section 145(5)(b) of the 2011 Act.


Independent examiner's statement


Since the Charity's gross income exceeded £250,000 your examiner must be a member of a body listed in section 145 of the 2011 Act. I confirm that I am qualified to undertake the examination because I am a member of ICAEW, which is one of the listed bodies.


I have completed my examination. I confirm that no matters have come to my attention in connection with the examination giving me cause to believe:


1.
accounting records were not kept in respect of the Charity as required by section 386 of the 2006 Act; or

2.
the accounts do not accord with those records; or

3.
the accounts do not comply with the accounting requirements of section 396 of the 2006 Act other than any requirement that the accounts give a 'true and fair' view which is not a matter considered as part of an independent examination; or

4.
the accounts have not been prepared in accordance with the methods and principles of the Statement of Recommended Practice for accounting and reporting by charities [applicable to charities preparing their accounts in accordance with the Financial Reporting Standard applicable in the UK and Republic of Ireland (FRS 102)].



I have no concerns and have come across no other matters in connection with the examination to which attention should be drawn in this report in order to enable a proper understanding of the accounts to be reached.



Signed:      Dated: 26 September 2025

Mr R G Parry FCA     

Magee Gammon
Chartered Accountants
Henwood House
Henwood
Ashford
Kent
TN24 8DH
Page 5

 
SOUTH EASTERN BAPTIST ASSOCIATION
 
(A company limited by guarantee)


 
STATEMENT OF FINANCIAL ACTIVITIES (INCORPORATING INCOME AND EXPENDITURE ACCOUNT)
FOR THE YEAR ENDED 31 DECEMBER 2024


Restricted funds
2024
Unrestricted funds
2024
Total
funds
2024
Total
funds
2023
Note

Income from:







Donations and legacies

3

-

550,636

550,636

476,818
 
Other trading activities

4

-

10,713

10,713

11,113
 
Investments

5

-

63,105

63,105

47,976
 
Other income

6

-

31,753

31,753

31,153
 
Total income
-
656,207
656,207
567,060
Expenditure on:







Charitable activities

7

-

454,169

454,169

506,475
 
Total expenditure
-
454,169
454,169
506,475

Net income before net gains on investments

  

-

202,038

202,038

60,585
 
Net gains on investments

  

-

3,469

3,469

11,696
 
Net income before taxation

  

-

205,507

205,507

72,281
 
Net income

  

-

205,507

205,507

72,281
 
Net movement in funds before other recognised gains/(losses)

  

-

205,507

205,507

72,281
 

Other recognised gains/(losses):

  





Gains on revaluation of fixed assets

  

-

-

-

19,750
 
Net movement in funds
  
-
205,507
205,507
92,031

Reconciliation of funds:

  





Total funds brought forward

  

164,667

1,445,144

1,609,811

1,517,780
 
Net movement in funds

  

-

205,507

205,507

92,031
 
Total funds carried forward
  
164,667
1,650,651
1,815,318
1,609,811

The Statement of financial activities includes all gains and losses recognised in the year.

The notes on pages 10 to 28 form part of these financial statements.

Page 6

 
SOUTH EASTERN BAPTIST ASSOCIATION
 
(A company limited by guarantee)
REGISTERED NUMBER: 04292136


 
BALANCE SHEET
AS AT 31 DECEMBER 2024


2024
2023
Note

Fixed assets
  

Tangible assets
 12 
2,927
2,992

Investments
 14 
167,273
163,804

Investment property
 13 
582,250
582,250

  
752,450
749,046

Current assets
  

Debtors
 15 
185,819
159,221

Cash at bank and in hand
  
904,633
722,755

  
1,090,452
881,976

Creditors: amounts falling due within one year
 16 
(27,584)
(21,211)

Net current assets 
  
 
 
1,062,868
 
 
860,765

Total assets less current liabilities
  
1,815,318
1,609,811

Total net assets 
  
1,815,318
1,609,811


Charity funds
  

Restricted funds
 19 
164,667
164,667

Unrestricted funds
 19 
1,650,651
1,445,144

Total funds
  
1,815,318
1,609,811

Page 7

 
SOUTH EASTERN BAPTIST ASSOCIATION
 
(A company limited by guarantee)
REGISTERED NUMBER: 04292136


 
BALANCE SHEET (CONTINUED)
AS AT 31 DECEMBER 2024

The Charity was entitled to exemption from audit under section 477 of the Companies Act 2006.

The members have not required the company to obtain an audit for the year in question in accordance with section 476 of Companies Act 2006.

The Trustees acknowledge their responsibilities for complying with the requirements of the Act with respect to accounting records and preparation of financial statements.

The financial statements have been prepared in accordance with the provisions applicable to entities subject to the small companies regime.

The financial statements were approved and authorised for issue by the Trustees on 26 September 2025 and signed on their behalf by:




___________________________
Revd P J Butchers
Chair

The notes on pages 10 to 28 form part of these financial statements.

Page 8

 
SOUTH EASTERN BAPTIST ASSOCIATION
 
(A company limited by guarantee)


 
STATEMENT OF CASH FLOWS
FOR THE YEAR ENDED 31 DECEMBER 2024

2024
2023

Cash flows from operating activities

Net cash used in operating activities

118,773
(58,354)

Cash flows from investing activities

Dividends, interests and rents from investments
63,105
47,976

Net cash provided by investing activities

63,105
47,976

Change in cash and cash equivalents in the year
 
181,878
 
(10,378)

Cash and cash equivalents at the beginning of the year
722,755
733,133

Cash and cash equivalents at the end of the year
904,633
722,755

The notes on pages 10 to 28 form part of these financial statements

Page 9

 
SOUTH EASTERN BAPTIST ASSOCIATION

(A company limited by guarantee)
 

 
NOTES TO THE FINANCIAL STATEMENTS
FOR THE YEAR ENDED 31 DECEMBER 2024

1.


General information

South Eastern Baptist Association is a charity registered in England and Wales under the number 1093252. The principle office is 17 Cherry Close, Burgess Hill, RH15 9PR.


2.Accounting policies

  
2.1

Basis of preparation of financial statements

The financial statements have been prepared in accordance with the Charities SORP (FRS 102) - Accounting and Reporting by Charities: Statement of Recommended Practice applicable to charities preparing their accounts in accordance with the Financial Reporting Standard applicable in the UK and Republic of Ireland (FRS 102) (effective 1 January 2019), the Financial Reporting Standard applicable in the UK and Republic of Ireland (FRS 102) and the Companies Act 2006.

South Eastern Baptist Association meets the definition of a public benefit entity under FRS 102. Assets and liabilities are initially recognised at historical cost or transaction value unless otherwise stated in the relevant accounting policy.

  
2.2

Income

All income is recognised once the Charity has entitlement to the income, it is probable that the income will be received and the amount of income receivable can be measured reliably.

Grants are included in the Statement of financial activities on a receivable basis. The balance of income received for specific purposes but not expended during the period is shown in the relevant funds on the Balance sheet. Where income is received in advance of entitlement of receipt, its recognition is deferred and included in creditors as deferred income. Where entitlement occurs before income is received, the income is accrued.

Income tax recoverable in relation to investment income is recognised at the time the investment income is receivable.

Other income is recognised in the period in which it is receivable and to the extent the goods have been provided or on completion of the service.

  
2.3

Expenditure

Expenditure is recognised once there is a legal or constructive obligation to transfer economic benefit to a third party, it is probable that a transfer of economic benefits will be required in settlement and the amount of the obligation can be measured reliably. Expenditure is classified by activity. The costs of each activity are made up of the total of direct costs and shared costs, including support costs involved in undertaking each activity. Direct costs attributable to a single activity are allocated directly to that activity. Shared costs which contribute to more than one activity and support costs which are not attributable to a single activity are apportioned between those activities on a basis consistent with the use of resources. Central staff costs are allocated on the basis of time spent, and depreciation charges allocated on the portion of the asset’s use.

Expenditure on charitable activities is incurred on directly undertaking the activities which further the Charity's objectives, as well as any associated support costs.

All expenditure is inclusive of irrecoverable VAT.

Page 10

 
SOUTH EASTERN BAPTIST ASSOCIATION

(A company limited by guarantee)
 

 
NOTES TO THE FINANCIAL STATEMENTS
FOR THE YEAR ENDED 31 DECEMBER 2024

2.Accounting policies (continued)

  
2.4

Interest receivable

Interest on funds held on deposit is included when receivable and the amount can be measured reliably by the Charity; this is normally upon notification of the interest paid or payable by the institution with whom the funds are deposited.

 
2.5

Tangible fixed assets and depreciation

Tangible fixed assets costing £500 or more are capitalised and recognised when future economic benefits are probable and the cost or value of the asset can be measured reliably. 

Tangible fixed assets are initially recognised at cost. After recognition, under the cost model, tangible fixed assets are measured at cost less accumulated depreciation and any accumulated impairment losses. All costs incurred to bring a tangible fixed asset into its intended working condition should be included in the measurement of cost.

Depreciation is charged so as to allocate the cost of tangible fixed assets less their residual value over their estimated useful lives, using the straight-line method.

Depreciation is provided on the following bases:

Freehold property
-
On a straight-line basis over 50 years
Fixtures and fittings
-
100% write off immediately

  
2.6

Investment Property

Investment property, which is property held to earn rentals and/or for capital appreciation, is initially
recognised at cost, which includes the purchase cost and any directly attributable expenditure. Subsequently it is measured at fair value at the reporting end date. The surplus or deficit on revaluation is recognised in profit or loss.

  
2.7

Investments

Fixed asset investments are a form of financial instrument and are initially recognised at their transaction cost and subsequently measured at fair value at the Balance sheet date, unless the value cannot be measured reliably in which case it is measured at cost less impairment. Investment gains and losses, whether realised or unrealised, are combined and presented as ‘Gains/(Losses) on investments’ in the Statement of financial activities.

Investments in subsidiaries are valued at cost less provision for impairment.

  
2.8

Debtors

Trade and other debtors are recognised at the settlement amount after any trade discount offered. Prepayments are valued at the amount prepaid net of any trade discounts due.

  
2.9

Cash at bank and in hand

Cash at bank and in hand includes cash and short-term highly liquid investments with a short maturity of three months or less from the date of acquisition or opening of the deposit or similar account.

Page 11

 
SOUTH EASTERN BAPTIST ASSOCIATION

(A company limited by guarantee)
 

 
NOTES TO THE FINANCIAL STATEMENTS
FOR THE YEAR ENDED 31 DECEMBER 2024

2.Accounting policies (continued)


2.10

Liabilities and provisions

Liabilities are recognised when there is an obligation at the Balance sheet date as a result of a past event, it is probable that a transfer of economic benefit will be required in settlement, and the amount of the settlement can be estimated reliably.

Liabilities are recognised at the amount that the Charity anticipates it will pay to settle the debt or the amount it has received as advanced payments for the goods or services it must provide.

Provisions are measured at the best estimate of the amounts required to settle the obligation. Where the effect of the time value of money is material, the provision is based on the present value of those amounts, discounted at the pre-tax discount rate that reflects the risks specific to the liability. The unwinding of the discount is recognised in the Statement of financial activities as a finance cost.

  
2.11

Financial instruments

The Charity only has financial assets and financial liabilities of a kind that qualify as basic financial instruments. Basic financial instruments are initially recognised at transaction value and subsequently measured at their settlement value with the exception of bank loans which are subsequently measured at amortised cost using the effective interest method.

  
2.12

Pensions

The Charity operates a defined contribution pension scheme and the pension charge represents the amounts payable by the Charity to the fund in respect of the year.

The Charity is a member of a multi-employer plan. Where it is not possible for the Charity to obtain sufficient information to enable it to account for the plan as a defined benefit plan, it accounts for the plan as a defined contribution plan.

  
2.13

Fund accounting

General funds are unrestricted funds which are available for use at the discretion of the Trustees in furtherance of the general objectives of the Charity and which have not been designated for other purposes.

Designated funds comprise unrestricted funds that have been set aside by the Trustees for particular purposes. The aim and use of each designated fund is set out in the notes to the financial statements.

Restricted funds are funds which are to be used in accordance with specific restrictions imposed by donors or which have been raised by the Charity for particular purposes. The costs of raising and administering such funds are charged against the specific fund. The aim and use of each restricted fund is set out in the notes to the financial statements.

Investment income, gains and losses are allocated to the appropriate fund.

Page 12

 
SOUTH EASTERN BAPTIST ASSOCIATION

(A company limited by guarantee)
 

 
NOTES TO THE FINANCIAL STATEMENTS
FOR THE YEAR ENDED 31 DECEMBER 2024

3.

Income from donations and legacies





Restricted funds
2024
Unrestricted funds
2024
Total
funds
2024
Total
funds
2023
 



 
Donations

-

-

-

17,467
 
Preaching fees

-

5,636

5,636

4,190
 
Donations from other charities

-

19,491

19,491

13,578
 
Home Mission fund grant

-

265,382

265,382

250,077
 
Other income

-

250,567

250,567

191,506
 
Donations from subsidiaries
-
9,560
9,560
-


-
550,636
550,636
476,818
Total 2023


17,467
459,351
476,818


4.

Income from other trading activities

Income from fundraising events




Unrestricted funds
2024
Total
funds
2024
Total
funds
2023




Membership subscriptions

10,713

10,713

11,113
 


10,713
10,713
11,113
Total 2023


11,113
11,113

Page 13

 
SOUTH EASTERN BAPTIST ASSOCIATION

(A company limited by guarantee)
 

 
NOTES TO THE FINANCIAL STATEMENTS
FOR THE YEAR ENDED 31 DECEMBER 2024

5.

Investment income




Unrestricted funds
2024
Total
funds
2024
Total
funds
2023




Dividend income

1,330

1,330

1,294
 
Interest income

12,283

12,283

6,612
 
Rental income

49,492

49,492

40,070
 


63,105
63,105
47,976
Total 2023


47,976
47,976



6.

Other incoming resources




Unrestricted funds
2024
Total
funds
2024
Total
funds
2023




Other income

268

268

2,394
 
Conference and training fees

31,485

31,485

28,759
 


31,753
31,753
31,153
Total 2023


31,153
31,153


7.

Analysis of expenditure on charitable activities


Summary by fund type





Restricted funds
2024
Unrestricted funds
2024
Total
2024
Total
2023





Expenditure on charitable activities

-

454,169

454,169

506,475
 


-
454,169
454,169
506,475
Total 2023


131,058
375,417
506,475

Page 14

 
SOUTH EASTERN BAPTIST ASSOCIATION

(A company limited by guarantee)
 

 
NOTES TO THE FINANCIAL STATEMENTS
FOR THE YEAR ENDED 31 DECEMBER 2024

8.

Analysis of expenditure by activities





Activities undertaken directly
2024
Support costs
2024
Total
funds
2024
Total
funds
2023





Expenditure on charitable activities

419,920

34,249

454,169

506,475
 


419,920
34,249
454,169
506,475
Total 2023


469,713
36,762
506,475


Analysis of direct costs




General Funds
2024
Total
funds
2024
Total
funds
2023




Staff costs

229,776

229,776

173,035
 
Council tax and rates

10,503

10,503

9,762
 
Property maintenance

420

420

69,065
 
Small equipment

-

-

23
 
Training and conferences

25,394

25,394

18,817
 
Travelling

21,889

21,889

17,336
 
Housing allowance

42,800

42,800

32,400
 
Sundry expenses

359

359

7,638
 
Ministry grant paid

83,489

83,489

135,396
 
Printing, postage and stationery

-

-

108
 
Accountancy fees

5,225

5,225

6,068
 
Depreciation

65

65

65
 


419,920
419,920
469,713
Total 2023


469,713
469,713

Page 15

 
SOUTH EASTERN BAPTIST ASSOCIATION

(A company limited by guarantee)
 

 
NOTES TO THE FINANCIAL STATEMENTS
FOR THE YEAR ENDED 31 DECEMBER 2024

8.Analysis of expenditure by activities (continued)

Analysis of support costs




General Funds
2024
Total
funds
2024
Total
funds
2023




Rental property

13,372

13,372

12,964
 
Insurance

3,079

3,079

1,841
 
Equipment

3,972

3,972

3,629
 
Telephone

3,130

3,130

2,967
 
Printing, postage and stationery

1,553

1,553

1,255
 
Trade subscriptions

4,198

4,198

3,534
 
Sundry expenses

4,321

4,321

6,075
 
Travel

369

369

426
 
Board costs

245

245

296
 
Interest payable

10

10

12
 
Bad debts

-

-

3,763
 


34,249
34,249
36,762
Total 2023


36,762
36,762


9.

Independent examiner's remuneration

2024
2023

Fees payable to the Charity's independent examiner for the independent examination of the Charity's annual accounts
3,830
4,920

Page 16

 
SOUTH EASTERN BAPTIST ASSOCIATION

(A company limited by guarantee)
 

 
NOTES TO THE FINANCIAL STATEMENTS
FOR THE YEAR ENDED 31 DECEMBER 2024

10.



Staff costs


2024
2023


Wages and salaries
196,919
150,187

Social security costs
11,352
6,554

Contribution to defined contribution pension schemes
21,505
16,294

229,776
173,035

The average number of persons employed by the Charity during the year was as follows:


2024
2023

No.
No.


Full Time Staff
3
3

Part Time Staff
7
6

10
9

The number of employees whose employee benefits (excluding employer pension costs) exceeded £60,000 was:


2024
2023

No.
No.


In the band £60,001 - £70,000
-
1

The key management of the association comprise of the senior management team noted on page 1. The total employee benefits of the key management personnel of the charity were £76,294 (2023: £77,722). Included in this amount is Revd J L Hunt's housing allowance of £16,800 for the full year.


11.


Trustees' remuneration and expenses

During the year, no Trustees received any remuneration or other benefits (2023 - £19,730).

During the year ended 31 December 2024, expenses totalling £1,042 were reimbursed or paid directly to 4 Trustees (2023 - £4,571 to 6 Trustees).

Page 17

 
SOUTH EASTERN BAPTIST ASSOCIATION

(A company limited by guarantee)
 

 
NOTES TO THE FINANCIAL STATEMENTS
FOR THE YEAR ENDED 31 DECEMBER 2024

12.


Tangible fixed assets




Freehold property
Fixtures and fittings
Total


Cost or valuation

At 1 January 2024
3,252
4,919
8,171


At 31 December 2024

3,252
4,919
8,171


Depreciation

At 1 January 2024
260
4,919
5,179

Charge for the year
65
-
65


At 31 December 2024

325
4,919
5,244


Net book value


At 31 December 2024
2,927
-
2,927


At 31 December 2023
2,992
-
2,992


13.


Investment property




Freehold investment property


Valuation

At 1 January 2024
582,250


At 31 December 2024
582,250



Page 18

 
SOUTH EASTERN BAPTIST ASSOCIATION

(A company limited by guarantee)
 

 
NOTES TO THE FINANCIAL STATEMENTS
FOR THE YEAR ENDED 31 DECEMBER 2024

14.


Fixed asset investments





Investments in subsidiary companies
Listed investments
Unlisted investments
Total




Cost or valuation






At 1 January 2024
10
151,779
12,015
163,804


Revaluations
-
3,469
-
3,469



At 31 December 2024

10
155,248
12,015
167,273




Net book value







At 31 December 2024
10
155,248
12,015
167,273



At 31 December 2023
10
151,779
12,015
163,804

All investments are held in the UK.
The unlisted investment relates to 2,403 ordinary shares held in Baptist Insurance Company Plc (registered company number 00083597) a public company limited by shares. As these shares are not actively traded through Stock Markets, no market value can be obtained, resulting in the shares being valued at historic cost. 


15.



Debtors


2024
2023


Due within one year

Loans to churches
114,344
131,244

Prepayments and accrued income
65,832
22,334

Other debtors
5,643
5,643

185,819
159,221


16.



Creditors: Amounts falling due within one year


2024
2023


Trade creditors
925
-

Pension fund loan payable
250
299

Accruals and deferred income
26,409
20,912

27,584
21,211

Page 19

 
SOUTH EASTERN BAPTIST ASSOCIATION

(A company limited by guarantee)
 

 
NOTES TO THE FINANCIAL STATEMENTS
FOR THE YEAR ENDED 31 DECEMBER 2024

17.



Deferred income




2024
2023


Deferred income at 1 January 2024
8,661
37,382

Amounts released from previous periods
(8,661)
(37,382)

Resources deferred during the year
14,764
8,661

Deferred income at 31 December 2024
14,764
8,661


18.


Pension commitments

In 2022 Just Retirement Limited bought out the assets and liabilities of the Baptist Pension Scheme and the scheme no longer has a shortfall. As such and as a participating employer the South Eastern Baptist Association is no longer required to contribute to the pension scheme. There was an existing deficit recovery plan of a nominal £1 per month which ceased on 31 October 2024. As from 31 October 2024 the employer has been released from its commitments regarding this scheme. 
The Scheme is considered to be a multi-employer scheme as described in Section 28 of FRS 102. As it is not possible to attribute the Scheme’s assets and liabilities to specific employers, the scheme is accounted for as if it were a defined contribution scheme.
The Charity operates a defined contribution pension scheme. The assets of the scheme are held separately from those of the group in an independently administered fund. The pension cost charge represents contributions payable by the group to the fund and amounted to £21,505 (2023 - £16,294). Contibutions totalling £250 (2023 - £299) were payable to the fund at the balance sheet date and are included in creditors.

Page 20

 
SOUTH EASTERN BAPTIST ASSOCIATION

(A company limited by guarantee)
 

 
NOTES TO THE FINANCIAL STATEMENTS
FOR THE YEAR ENDED 31 DECEMBER 2024

19.

Statement of funds


Statement of funds - current year

Balance at 1 January 2024
Income
Expenditure
Transfers in/out
Gains/
(Losses)
Balance at 31 December 2024

Unrestricted funds







Designated funds








Building loan fund

521,980

-

-

(271,980)

-

250,000
 
Capital reserve

250,883

-

-

-

-

250,883
 
Zion fund

75,000

-

-

-

-

75,000
 



847,863
-
-
(271,980)
-
575,883

General funds








Revaluation reserve

99,144

-

-

-

-

99,144
 
Unrestricted income fund

498,137

656,207

(454,169)

271,980

3,469

975,624
 



597,281
656,207
(454,169)
271,980
3,469
1,074,768
Total Unrestricted funds




1,445,144

656,207

(454,169)

-

3,469

1,650,651

Restricted funds








Cavendish fund

88,193

-

-

-

-

88,193
 
Brasted fund

74,205

-

-

-

-

74,205
 
Fresh Expressions

161

-

-

-

-

161
 
Kent Union fund

2,108

-

-

-

-

2,108
 



164,667
-
-
-
-
164,667

Total of funds


1,609,811
656,207
(454,169)
-
3,469
1,815,318

Page 21

 
SOUTH EASTERN BAPTIST ASSOCIATION

(A company limited by guarantee)
 

 
NOTES TO THE FINANCIAL STATEMENTS
FOR THE YEAR ENDED 31 DECEMBER 2024

19.

Statement of funds (continued)



Statement of funds - prior year

Balance at
1 January 2023
Income
Expenditure
Transfers in/out
Gains/
(Losses)
Balance at
31 December 2023

Unrestricted funds







Designated funds








Home Mission grant for missions

(57,386)

-

-

57,386

-

-
 
Building loan fund

521,980

-

-

-

-

521,980
 
Capital reserve

250,883

-

-

-

-

250,883
 
Investment reserve

7,065

-

-

(7,065)

-

-
 
Zion fund

75,000

-

-

-

-

75,000
 
The Evangelism fund

14,765

-

-

(14,765)

-

-
 
Le Ferve

3,287

-

-

(3,287)

-

-
 



815,594
-
-
32,269
-
847,863

General funds








Revaluation reserve

79,394

-

-

-

19,750

99,144
 
Unrestricted income fund

411,283

549,593

(375,417)

(99,018)

11,696

498,137
 



490,677
549,593
(375,417)
(99,018)
31,446
597,281
Total Unrestricted funds




1,306,271

549,593

(375,417)

(66,749)

31,446

1,445,144


Page 22

 
SOUTH EASTERN BAPTIST ASSOCIATION

(A company limited by guarantee)
 

 
NOTES TO THE FINANCIAL STATEMENTS
FOR THE YEAR ENDED 31 DECEMBER 2024

19.

Statement of funds (continued)


Balance at
1 January 2023
Income
Expenditure
Transfers in/out
Gains/
(Losses)
Balance at
31 December 2023







Restricted funds








Cavendish fund

88,193

-

-

-

-

88,193
 
Brasted fund

74,205

-

-

-

-

74,205
 
Fresh Expressions

161

-

-

-

-

161
 
Kent Union fund

2,108

-

-

-

-

2,108
 
Kent Thameside Church Planting Project

28,506

15,804

(53,517)

9,207

-

-
 
Baptist Grant

6,931

-

-

(6,931)

-

-
 
Northfleet Project

-

1,623

(5,037)

3,414

-

-
 
KTCP Bus Project

11,405

-

(11,405)

-

-

-
 
Bread of Life Project

-

40

(61,099)

61,059

-

-
 



211,509
17,467
(131,058)
66,749
-
164,667


Total of funds


1,517,780
567,060
(506,475)
-
31,446
1,609,811

Page 23

 
SOUTH EASTERN BAPTIST ASSOCIATION

(A company limited by guarantee)
 

 
NOTES TO THE FINANCIAL STATEMENTS
FOR THE YEAR ENDED 31 DECEMBER 2024

19.

Statement of funds (continued)

The specific purposes for which the funds are to be applied are as follows:
Designated Funds
Building loan fund - Monies designated for use by the Association to assist member churches in respect of property purchase, major improvements and major repairs. As part of a review of the wider financial structure, the Trustees deemed it appropriate to reduce the fund to £250,000, to reflect the reduction in loans over the prior years and the shift away from granting loans. The Trustees therefore transferred £271,980 from this pot to General Funds.
Capital Reserve - Capital income available for the general purpose of the Association mainly used in connection with the purchase of properties.
Zion Fund - Funds received from the closure of a church for the general purposes of Kent Baptist Association and used to purchase a Manse for the Regional Minister.
The Evangelism Fund - The Evangelism fund relates to funds held in investments, previously held by the Baptist Union, transferred to the charity during 2013. During the prior period, the Trustees reviewed the position on the designated fund and re-allocated the balance remaining to the General Fund, to further support the general mission work of the Charity. As such, the balance on these funds is now £Nil.
La Ferve - This is a Baptist Union fund which was transferred across to SEBA in earlier years. The funds are held for Mission work. During the prior period, the Trustees reviewed the position on this designated fund and agreed to re-allocate the balance remaining to the General Fund, to further support the general mission work of the Charity. As such, the balance on these funds is now £Nil. 
Investment Reserve - Funds transferred from the General Fund to enable the original Association to purchase shares from the Baptist Insurance Company plc (BIC). During the prior period, the Trustees have reviewed the position and decided that no further shares will be purchased in BIC, and as such the remaining balance has been transferred back to General funds at the period end. As such, the balance on these funds is now £Nil.
Restricted Funds
Cavendish & Brasted Funds - These restricted funds relate to monies received at the time of a church closure, which can only be used to purchase property. 
Fresh Expressions - These funds are used to run Mission Shaped Ministry courses in conjunction with the Fresh Expressions training organisation, offering the opportunity for ministers to engage in concepts, or fresh expressions of church which will connect with those people currently missing from our congregations.
Kent Union Fund - Income received from the Kent Union Fund, to be used for the benefit of needy retired ministers or their spouses. 
Kent Thameside Church Plant Project - This is a long-term project in which the Association is engaged at the Kent Thameside Development. The project has funds in both designated and restricted accounts. During the prior period, this project was fully transferred from SEBA to the Kent Thameside Church, (known as Ebbsfleet Baptist) and as such the fund was closed at year end. As such, the balance on these funds is now £Nil.
Baptist Grant - Monies received from the Baptist Union for a specific Mission Project. During the prior period, the Trustees reviewed this fund and felt it could be utilised in line with their other restricted projects, and as such the balance of the fund was transferred into the Bread of Life project fund. As such, the balance on these funds is now £Nil.
 
Page 24

 
SOUTH EASTERN BAPTIST ASSOCIATION

(A company limited by guarantee)
 

 
NOTES TO THE FINANCIAL STATEMENTS
FOR THE YEAR ENDED 31 DECEMBER 2024

19.

Statement of funds (continued)



20.

Summary of funds


Summary of funds - current year

Balance at 1 January 2024
 
Income
 
Expenditure
 
Transfers in/out
 
Gains/
(Losses)
 
Balance at 31 December 2024
 
Designated funds

847,863

-

-

(271,980)

-

575,883
 
General funds

597,281

656,207

(454,169)

271,980

3,469

1,074,768
 
Restricted funds

164,667

-

-

-

-

164,667
 


1,609,811
656,207
(454,169)
-
3,469
1,815,318


Summary of funds - prior year

Balance at
1 January 2023
 
Income
 
Expenditure
 
Transfers in/out
 
Gains/
(Losses)
 
Balance at
31 December 2023
 
Designated funds

815,594

-

-

32,269

-

847,863
 
General funds

490,677

549,593

(375,417)

(99,018)

31,446

597,281
 
Restricted funds

211,509

17,467

(131,058)

66,749

-

164,667
 


1,517,780
567,060
(506,475)
-
31,446
1,609,811

Page 25

 
SOUTH EASTERN BAPTIST ASSOCIATION

(A company limited by guarantee)
 

 
NOTES TO THE FINANCIAL STATEMENTS
FOR THE YEAR ENDED 31 DECEMBER 2024

21.

Analysis of net assets between funds

Analysis of net assets between funds - current period

Restricted funds
2024
Unrestricted funds
2024
Total
funds
2024



Tangible fixed assets

-

2,927

2,927

Fixed asset investments

-

167,273

167,273

Investment property

-

582,250

582,250

Current assets

164,667

925,785

1,090,452

Creditors due within one year

-

(27,584)

(27,584)

Total 


164,667
1,650,651
1,815,318



Analysis of net assets between funds - prior period

Restricted funds
2023
Unrestricted funds
2023
Total
funds
2023



Tangible fixed assets

-

2,992

2,992

Fixed asset investments

-

163,804

163,804

Investment property

-

582,250

582,250

Current assets

164,667

717,309

881,976

Creditors due within one year

-

(21,211)

(21,211)

Total 

164,667
1,445,144
1,609,811


22.



Reconciliation of net movement in funds to net cash flow from operating activities


2024
2023

Net income for the period (as per Statement of Financial Activities)



205,507

72,281

Adjustments for:

Depreciation charges
65
65

Losses on investments
(3,469)
(11,696)

Dividends, interests and rents from investments
(63,105)
(47,976)

Decrease/(increase) in debtors
(26,598)
26,548

Increase/(decrease) in creditors
6,373
(97,576)

Net cash provided by/(used in) operating activities
118,773
(58,354)


Page 26

 
SOUTH EASTERN BAPTIST ASSOCIATION

(A company limited by guarantee)
 

 
NOTES TO THE FINANCIAL STATEMENTS
FOR THE YEAR ENDED 31 DECEMBER 2024

23.



Analysis of cash and cash equivalents


2024
2023

Cash in hand
904,633
722,755

Total cash and cash equivalents
904,633
722,755


24.



Analysis of changes in net debt





At 1 January 2024
Cash flows
At 31 December 2024


Cash at bank and in hand

722,755

181,878

904,633

Debt due within 1 year

(299)

49

(250)


722,456
181,927
904,383



25.


Related party transactions

The charity is a member of the Baptist Union of Great Britain and is in receipt of grants from the Home Mission Fund, which is part of the Baptist Union of Great Britain Group. Grants of £265,382 (2023: £250,077) were received in this respect.
The charity has not entered into any other related party transactions other than those disclosed within the financial statements.

Page 27

 
SOUTH EASTERN BAPTIST ASSOCIATION

(A company limited by guarantee)
 

 
NOTES TO THE FINANCIAL STATEMENTS
FOR THE YEAR ENDED 31 DECEMBER 2024

26.


Principal subsidiaries

The following was a subsidiary undertaking of the Charity:


Name

Company number

Registered office or principal place of business

Class of shares

Holding


Bread of Life Ltd
13000089
17 Cherry Close, Burgess Hill, West Sussex, RH15 9PR
Ordinary
100%

Included in consolidation


No

The financial results of the subsidiary for the period were:


Name

Income

Expenditure

Profit/(Loss)/ Surplus/ (Deficit) for the period

Net assets


Bread of Life Ltd
42,970
25,590
17,380
58,969
Page 28