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REGISTERED NUMBER: 04991452 (England and Wales)












Unaudited Financial Statements

for the Year Ended 31 December 2024

for

Lindsay Finance Limited

Lindsay Finance Limited (Registered number: 04991452)






Contents of the Financial Statements
for the year ended 31 December 2024




Page

Company Information 1

Balance Sheet 2

Notes to the Financial Statements 4


Lindsay Finance Limited

Company Information
for the year ended 31 December 2024







DIRECTORS: Mr S G Lindsay
Mrs S Lindsay



REGISTERED OFFICE: Cawley House
149-155 Canal Street
Nottingham
Nottinghamshire
NG1 7HR



REGISTERED NUMBER: 04991452 (England and Wales)



ACCOUNTANTS: Clayton & Brewill
Chartered Accountants
Cawley House
149-155 Canal Street
Nottingham
Nottinghamshire
NG1 7HR



BANKERS: HSBC Plc
Market Place
Newark
Nottinghamshire
NG24 1EQ

Lindsay Finance Limited (Registered number: 04991452)

Balance Sheet
31 December 2024

2024 2023
Notes £    £    £    £   
FIXED ASSETS
Intangible assets 4 1,302 1,302
Property, plant and equipment 5 404,310 245,626
Investments 6 160,100 160,100
565,712 407,028

CURRENT ASSETS
Debtors 7 579,068 450,075
Cash at bank and in hand 62,680 160,795
641,748 610,870
CREDITORS
Amounts falling due within one year 8 587,453 665,311
NET CURRENT ASSETS/(LIABILITIES) 54,295 (54,441 )
TOTAL ASSETS LESS CURRENT
LIABILITIES

620,007

352,587

CREDITORS
Amounts falling due after more than
one year

9

(128,516

)

(32,309

)

PROVISIONS FOR LIABILITIES (3,541 ) (3,541 )

ACCRUALS AND DEFERRED INCOME (7,583 ) (7,236 )
NET ASSETS 480,367 309,501

CAPITAL AND RESERVES
Called up share capital 1,089 1,089
Fair value reserve 10 160,000 160,000
Retained earnings 319,278 148,412
SHAREHOLDERS' FUNDS 480,367 309,501

The company is entitled to exemption from audit under Section 477 of the Companies Act 2006 for the year ended 31 December 2024.

The members have not required the company to obtain an audit of its financial statements for the year ended 31 December 2024 in accordance with Section 476 of the Companies Act 2006.

The directors acknowledge their responsibilities for:
(a)ensuring that the company keeps accounting records which comply with Sections 386 and 387 of the Companies Act 2006 and
(b)preparing financial statements which give a true and fair view of the state of affairs of the company as at the end of each financial year and of its profit or loss for each financial year in accordance with the requirements of Sections 394 and 395 and which otherwise comply with the requirements of the Companies Act 2006 relating to financial statements, so far as applicable to the company.

Lindsay Finance Limited (Registered number: 04991452)

Balance Sheet - continued
31 December 2024


The financial statements have been prepared and delivered in accordance with the provisions applicable to companies subject to the small companies regime.

In accordance with Section 444 of the Companies Act 2006, the Income Statement has not been delivered.

The financial statements were approved by the Board of Directors and authorised for issue on 26 September 2025 and were signed on its behalf by:





Mr S G Lindsay - Director


Lindsay Finance Limited (Registered number: 04991452)

Notes to the Financial Statements
for the year ended 31 December 2024

1. STATUTORY INFORMATION

Lindsay Finance Limited is a private company, limited by shares , registered in England and Wales. The company's registered number and registered office address can be found on the Company Information page.

2. ACCOUNTING POLICIES

Basis of preparing the financial statements
These financial statements have been prepared in accordance with Financial Reporting Standard 102 "The Financial Reporting Standard applicable in the UK and Republic of Ireland" including the provisions of Section 1A "Small Entities" and the Companies Act 2006. The financial statements have been prepared under the historical cost convention as modified by the revaluation of certain assets.

These financial statements have been prepared in accordance with the provisions of Section 1A "Small Entities" of Financial Reporting Standard 102 "The Financial Reporting Standard applicable in the UK and Republic of Ireland" and the Companies Act 2006. The financial statements have been prepared under the historical cost convention.

Turnover
Revenue is measured at the fair value of the consideration received or receivable, excluding discounts, rebates, value added tax and other sales taxes.

Intangible assets
Intangible assets are initially measured at cost. After initial recognition, intangible assets are measured at cost less any accumulated amortisation and any accumulated impairment losses.

Computer software is being amortised evenly over its estimated useful life of nil years.

Tangible fixed assets
Depreciation is provided at the following annual rates in order to write off each asset over its estimated useful life.
Fixtures and fittings - 25% per annum straight line
Motor vehicles - 25% reducing balance
Computer equipment - 33% on cost

Investments in subsidiaries
Investments in subsidiaries are recognised initially at fair value which is normally the transaction price excluding transaction costs. Subsequently, they are measured at fair value through profit or loss where the value of the shares can be measured reliably.

Taxation
Taxation for the year comprises current and deferred tax. Tax is recognised in the Income Statement, except to the extent that it relates to items recognised in other comprehensive income or directly in equity.

Current or deferred taxation assets and liabilities are not discounted.

Current tax is recognised at the amount of tax payable using the tax rates and laws that have been enacted or substantively enacted by the balance sheet date.

Deferred tax
Deferred tax is recognised in respect of all timing differences that have originated but not reversed at the balance sheet date.

Timing differences arise from the inclusion of income and expenses in tax assessments in periods different from those in which they are recognised in financial statements. Deferred tax is measured using tax rates and laws that have been enacted or substantively enacted by the year end and that are expected to apply to the reversal of the timing difference.

Unrelieved tax losses and other deferred tax assets are recognised only to the extent that it is probable that they will be recovered against the reversal of deferred tax liabilities or other future taxable profits.

Lindsay Finance Limited (Registered number: 04991452)

Notes to the Financial Statements - continued
for the year ended 31 December 2024

2. ACCOUNTING POLICIES - continued

Hire purchase and leasing commitments
Rentals paid under operating leases are charged to profit or loss on a straight line basis over the period of the lease.

Pension costs and other post-retirement benefits
The company operates a defined contribution pension scheme. Contributions payable to the company's pension scheme are charged to profit or loss in the period to which they relate.

3. EMPLOYEES AND DIRECTORS

The average number of employees during the year was 9 (2023 - 7 ) .

4. INTANGIBLE FIXED ASSETS
Other
intangible
assets
£   
COST
At 1 January 2024
and 31 December 2024 1,302
NET BOOK VALUE
At 31 December 2024 1,302
At 31 December 2023 1,302

5. PROPERTY, PLANT AND EQUIPMENT
Fixtures
Freehold Plant and and
property machinery fittings
£    £    £   
COST
At 1 January 2024 230,495 - 42,339
Additions - 5,000 8,463
At 31 December 2024 230,495 5,000 50,802
DEPRECIATION
At 1 January 2024 - - 37,096
Charge for year - 1,250 2,721
At 31 December 2024 - 1,250 39,817
NET BOOK VALUE
At 31 December 2024 230,495 3,750 10,985
At 31 December 2023 230,495 - 5,243

Lindsay Finance Limited (Registered number: 04991452)

Notes to the Financial Statements - continued
for the year ended 31 December 2024

5. PROPERTY, PLANT AND EQUIPMENT - continued

Motor Computer
vehicles equipment Totals
£    £    £   
COST
At 1 January 2024 16,680 58,036 347,550
Additions 174,572 7,816 195,851
At 31 December 2024 191,252 65,852 543,401
DEPRECIATION
At 1 January 2024 6,792 58,036 101,924
Charge for year 31,202 1,994 37,167
At 31 December 2024 37,994 60,030 139,091
NET BOOK VALUE
At 31 December 2024 153,258 5,822 404,310
At 31 December 2023 9,888 - 245,626

6. FIXED ASSET INVESTMENTS
Shares in
group
undertakings
£   
COST OR VALUATION
At 1 January 2024
and 31 December 2024 160,100
NET BOOK VALUE
At 31 December 2024 160,100
At 31 December 2023 160,100

Cost or valuation at 31 December 2024 is represented by:

Shares in
group
undertakings
£   
Valuation in 2021 160,000
Cost 100
160,100

If shares in 6WW Ltd had not been revalued they would have been included at the following historical cost:

2024 2023
£    £   
Cost 100 100

Shares in 6WW Ltd were valued on an open market basis on 31 December 2021 by the directors. .

Lindsay Finance Limited (Registered number: 04991452)

Notes to the Financial Statements - continued
for the year ended 31 December 2024

7. DEBTORS: AMOUNTS FALLING DUE WITHIN ONE YEAR
2024 2023
£    £   
Trade debtors 7,697 11,020
Amounts owed by group undertakings 439,644 435,219
Directors' current accounts 129,557 -
VAT 2,170 3,836
579,068 450,075

8. CREDITORS: AMOUNTS FALLING DUE WITHIN ONE YEAR
2024 2023
£    £   
Bank loans and overdrafts 10,397 10,140
Mortgage account 339,006 486,638
Hire purchase contracts 18,511 -
Trade creditors 2,047 17,310
Corporation tax 166,690 120,145
Social security and other taxes 9,865 2,523
Other creditors & accruals 39,526 26,961
Credit card 1,411 1,594
587,453 665,311

9. CREDITORS: AMOUNTS FALLING DUE AFTER MORE THAN ONE
YEAR
2024 2023
£    £   
Bank loans - 1-2 years 4,409 10,397
Bank loans - 2-5 years - 4,412
Other loans - 1-2 years 10,818 17,500
Hire purchase contracts 113,289 -
128,516 32,309

10. RESERVES
Fair
value
reserve
£   
At 1 January 2024
and 31 December 2024 160,000

11. DIRECTORS' ADVANCES, CREDITS AND GUARANTEES

The following advances and credits to directors subsisted during the years ended 31 December 2024 and 31 December 2023:

2024 2023
£    £   
Mr S G Lindsay
Balance outstanding at start of year - -
Amounts advanced 117,593 -
Amounts repaid - -
Amounts written off - -
Amounts waived - -
Balance outstanding at end of year 117,593 -

Lindsay Finance Limited (Registered number: 04991452)

Notes to the Financial Statements - continued
for the year ended 31 December 2024

11. DIRECTORS' ADVANCES, CREDITS AND GUARANTEES - continued

Mrs S Lindsay
Balance outstanding at start of year - -
Amounts advanced 11,964 -
Amounts repaid - -
Amounts written off - -
Amounts waived - -
Balance outstanding at end of year 11,964 -