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Registration number: 09689753

Coombefish Holdings Ltd

Annual Report and Consolidated Financial Statements

for the Year Ended 31 December 2024

 

Coombefish Holdings Ltd

Contents

Company Information

1

Strategic Report

2 to 3

Directors' Report

4 to 5

Statement of Directors' Responsibilities

6

Independent Auditor's Report

7 to 9

Consolidated Profit and Loss Account

10

Consolidated Statement of Comprehensive Income

11

Consolidated Balance Sheet

12

Balance Sheet

13

Consolidated Statement of Changes in Equity

14

Statement of Changes in Equity

15

Consolidated Statement of Cash Flows

16 to 17

Notes to the Financial Statements

18 to 44

 

Coombefish Holdings Ltd

Company Information

Directors

A D J Spear

R A C Spear

Registered office

Coombe Fisheries
Riverside Road
Pottington Business Park
Barnstaple
Devon
EX31 1QN

Auditors

ML Audit LLP
Chartered Accountants and Statutory Auditors
Winchester House
Deane Gate Avenue
Taunton
Somerset
TA1 2UH

 

Coombefish Holdings Ltd

Strategic Report for the Year Ended 31 December 2024

The directors present their strategic report for the year ended 31 December 2024.

Principal activity

The principal activity of the group is the catching and shellfish and fish processing for sale and distribution within UK, Europe and South East Asia.

Fair review of the business

Fish is primarily sourced through South West markets and direct landings from local vessels, strengthened by close relationships with trusted suppliers committed to sustainable practices. The Group’s ownership of a diverse fleet of fishing vessels provides additional security of supply and access to premium raw material.

With the prior period covering 15 months, comparisons are not exact; on a like-for-like 12-month basis, turnover was around 10% lower and profitability moved into a modest loss. Despite these headwinds, the Group has remained resilient, maintaining strong customer relationships and operational capacity. The Directors are confident that the foundations are in place to deliver improved performance and a return to sustainable profitability, supported by the Group’s strong balance sheet, capable fleet, and secure supply base.

The acquisition of a further vessel was agreed in December 2024 and the purchase was completed in early January 2025. Alongside this addition, the Group commenced the consolidation of its wholly-owned fleet within the renamed Coombefish Fleet Management Ltd, aligning investment with a more structured approach to fleet management.

Coombe Fisheries Limited operates within a highly competitive marketplace where underlying direct costs have continued to rise, placing continued pressure on gross margins. While the utilisation of overseas labour supported higher levels of throughput, the associated recruitment also weighed on overall earnings compared with the prior year.

The Group remains focused on enhancing efficiency across its operations. While the nature of our products requires significant manual input, opportunities for process improvement and selective automation are continually assessed to support productivity. In parallel, careful sourcing and disciplined production methods ensure customers benefit from seafood that is of consistent reliability and value. Although raw material costs fluctuate with supply conditions, ongoing investment in the catching sector provides greater stability of supply. The Group also works closely with sector organisations and regulatory partners to promote the long-term sustainability of local fisheries, reinforcing both the strength of our offer and the resilience of our supply chain.

 

Coombefish Holdings Ltd

Strategic Report for the Year Ended 31 December 2024

Principal risks and uncertainties

The supply of raw materials has become increasingly challenging for the Group, as it has for the industry as a whole. To address this, investment has been made in the catching sector, providing more consistent and reliable supply, and the Group will continue to seek opportunities for further investment of this type.

Recruitment of labour, particularly within processing operations, remains a challenge. While the use of overseas workers has supported throughput, the associated recruitment and integration costs create additional pressures. The Group continues to monitor this closely while exploring longer-term workforce solutions.

The health, safety and welfare of our employees is of paramount importance. Standards are continually reviewed, and investment in training and facilities ensures that safe working practices are maintained across all operations.

As the Group derives the majority of its turnover from export sales, it remains exposed to exchange rate movements, which are managed through appropriate treasury controls.

The Group is also mindful of the longer-term impact of environmental and regulatory changes and continues to work with partners across the sector to support sustainable fishing practices.

In light of the continuing economic challenges, the Directors have reviewed projections and budgets for the next twelve months. On the basis that the Group has strong supply chains, excellent customer relationships and plentiful capital resources available, the Directors remain very confident that the Group is a going concern and is able to continue trading for the foreseeable future.

Approved and authorised by the Board on 8 September 2025 and signed on its behalf by:
 

.........................................
A D J Spear
Director

 

Coombefish Holdings Ltd

Directors' Report for the Year Ended 31 December 2024

The directors present their report and the for the year ended 31 December 2024.

Directors of the group

The directors who held office during the year were as follows:

A D J Spear

R A C Spear

Financial instruments

Objectives and policies

The Group's operations expose it to a variety of financial risks that include the effects of changes in market prices, credit risk, liquidity risk, interest rate risk and foreign exchange rate risk. The Group has in place a risk management programme that seeks to limit the adverse effects on the financial performance of the Group.
 

Price risk, credit risk, liquidity risk and cash flow risk

Price risk
The Group is exposed to commodity price risk as a result of its operations. However, given the size of the Group's operations, the cost of managing exposure to commodity price risk exceed any potential benefits. The directors will revisit the appropriateness of this policy should the Group's operations change in size or nature.

Credit risk
The Group has a continued policy that requires appropriate credit checks on potential customers before sales are made. Management have made the decision to further reduce the risk by taking out insurance cover against specific customer debts.

Liquidity risk
The Group maintains facilities that are designed to ensure the Group has sufficient funds for operations and planned expenses.

Cashflow risk
The Group has interest bearing liabilities and foreign currency transactions. The Group has a policy of maintaining debt at a fixed rate where appropriate to ensure certainty of future interest cash flows. However, given the size of the Group's operations, the cost of managing exposure to foreign exchange rate risk exceed any potential benefits. The directors will revisit the appropriateness of this policy should the Group's operations change in size or nature.

Future developments

The directors aim to maintain the management policies going forward. They consider the next year will show further growth in sales from continuing operations.

 

Coombefish Holdings Ltd

Directors' Report for the Year Ended 31 December 2024

Disclosure of information to the auditor

Each director has taken steps that they ought to have taken as a director in order to make themselves aware of any relevant audit information and to establish that the group's auditor is aware of that information. The directors confirm that there is no relevant information that they know of and of which they know the auditor is unaware.

Approved by the Board on 8 September 2025 and signed on its behalf by:

A D J Spear
Director

   
     
 

Coombefish Holdings Ltd

Statement of Directors' Responsibilities

The directors acknowledge their responsibilities for preparing the Annual Report and the financial statements in accordance with applicable law and regulations.

Company law requires the directors to prepare financial statements for each financial year. Under that law the directors have elected to prepare the financial statements in accordance with United Kingdom Generally Accepted Accounting Practice (United Kingdom Accounting Standards and applicable law). Under company law the directors must not approve the financial statements unless they are satisfied that they give a true and fair view of the state of affairs of the group and the company and of the profit or loss of the group for that period. In preparing these financial statements, the directors are required to:

select suitable accounting policies and apply them consistently;

make judgements and accounting estimates that are reasonable and prudent;

state whether applicable UK Accounting Standards have been followed, subject to any material departures disclosed and explained in the financial statements; and

prepare the financial statements on the going concern basis unless it is inappropriate to presume that the company will continue in business.

The directors are responsible for keeping adequate accounting records that are sufficient to show and explain the group's and the company's transactions and disclose with reasonable accuracy at any time the financial position of the group and the company and enable them to ensure that the financial statements comply with the Companies Act 2006. They are also responsible for safeguarding the assets of the group and the company and hence for taking reasonable steps for the prevention and detection of fraud and other irregularities.

 

Coombefish Holdings Ltd

Independent Auditor's Report to the Members of Coombefish Holdings Ltd

Opinion

We have audited the financial statements of Coombefish Holdings Ltd (the 'parent company') and its subsidiaries (the 'group') for the year ended 31 December 2024, which comprise the Consolidated Profit and Loss Account, Consolidated Statement of Comprehensive Income, Consolidated Balance Sheet, Balance Sheet, Consolidated Statement of Changes in Equity, Statement of Changes in Equity, Consolidated Statement of Cash Flows, and Notes to the Financial Statements, including a summary of significant accounting policies. The financial reporting framework that has been applied in their preparation is applicable law and United Kingdom Accounting Standards, including Financial Reporting Standard 102 'The Financial Reporting Standard applicable in the UK and Republic of Ireland' (United Kingdom Generally Accepted Accounting Practice).

In our opinion the financial statements:

give a true and fair view of the state of the group's and the parent company's affairs as at 31 December 2024 and of the group's loss for the year then ended;

have been properly prepared in accordance with United Kingdom Generally Accepted Accounting Practice; and

have been prepared in accordance with the requirements of the Companies Act 2006.

Basis for opinion

We conducted our audit in accordance with International Standards on Auditing (UK) (ISAs (UK)) and applicable law. Our responsibilities under those standards are further described in the auditor responsibilities for the audit of the financial statements section of our report. We are independent of the group in accordance with the ethical requirements that are relevant to our audit of the financial statements in the UK, including the FRC’s Ethical Standard, and we have fulfilled our other ethical responsibilities in accordance with these requirements. We believe that the audit evidence we have obtained is sufficient and appropriate to provide a basis for our opinion.

Conclusions relating to going concern

In auditing the financial statements, we have concluded that the directors' use of the going concern basis of accounting in the preparation of the financial statements is appropriate.

Based on the work we have performed, we have not identified any material uncertainties relating to events or conditions that, individually or collectively, may cast significant doubt on the company's ability to continue as a going concern for a period of at least twelve months from when the original financial statements were authorised for issue.

Our responsibilities and the responsibilities of the directors with respect to going concern are described in the relevant sections of this report.

Other information

The directors are responsible for the other information. The other information comprises the information included in the annual report, other than the financial statements and our auditor’s report thereon. Our opinion on the financial statements does not cover the other information and, except to the extent otherwise explicitly stated in our report, we do not express any form of assurance conclusion thereon.

In connection with our audit of the financial statements, our responsibility is to read the other information and, in doing so, consider whether the other information is materially inconsistent with the financial statements or our knowledge obtained in the audit or otherwise appears to be materially misstated. If we identify such material inconsistencies or apparent material misstatements, we are required to determine whether there is a material misstatement in the financial statements or a material misstatement of the other information. If, based on the work we have performed, we conclude that there is a material misstatement of this other information, we are required to report that fact.

 

Coombefish Holdings Ltd

Independent Auditor's Report to the Members of Coombefish Holdings Ltd

We have nothing to report in this regard.

Opinion on other matter prescribed by the Companies Act 2006

In our opinion, based on the work undertaken in the course of the audit:

the information given in the Strategic Report and Directors' Report for the financial year for which the financial statements are prepared is consistent with the financial statements; and

the Strategic Report and Directors' Report have been prepared in accordance with applicable legal requirements.

Matters on which we are required to report by exception

In the light of our knowledge and understanding of the company and its environment obtained in the course of the audit, we have not identified material misstatements in the Strategic Report and the Directors' Report.

We have nothing to report in respect of the following matters where the Companies Act 2006 requires us to report to you if, in our opinion:

adequate accounting records have not been kept by the parent company, or returns adequate for our audit have not been received from branches not visited by us; or

the parent company financial statements are not in agreement with the accounting records and returns; or

certain disclosures of directors' remuneration specified by law are not made; or

we have not received all the information and explanations we require for our audit.

Other matters
The consolidated financial statements of Coombefish Holdings Ltd including the parent company's figures for the period ended 31 December 2023 were not audited. Accordingly, the corresponding figures for the period ended 31 December 2023 were unaudited.

The financial statements of the group entity Coombe Fisheries Limited for the year ended 31 December 2023 were audited by Milsted Langdon LLP who expressed an unmodified opinion on those statements on 6 August 2024.

Responsibilities of directors

As explained more fully in the Statement of Directors' Responsibilities set out on page 6, the directors are responsible for the preparation of the financial statements and for being satisfied that they give a true and fair view, and for such internal control as the directors determine is necessary to enable the preparation of financial statements that are free from material misstatement, whether due to fraud or error.

In preparing the financial statements, the directors are responsible for assessing the group’s and the parent company's ability to continue as a going concern, disclosing, as applicable, matters related to going concern and using the going concern basis of accounting unless the directors either intend to liquidate the group or the parent company or to cease operations, or have no realistic alternative but to do so.

 

Coombefish Holdings Ltd

Independent Auditor's Report to the Members of Coombefish Holdings Ltd

Auditor Responsibilities for the audit of the financial statements

Our objectives are to obtain reasonable assurance about whether the financial statements as a whole are free from material misstatement, whether due to fraud or error, and to issue an auditor’s report that includes our opinion. Reasonable assurance is a high level of assurance, but is not a guarantee that an audit conducted in accordance with ISAs (UK) will always detect a material misstatement when it exists. Misstatements can arise from fraud or error and are considered material if, individually or in the aggregate, they could reasonably be expected to influence the economic decisions of users taken on the basis of these financial statements.

In identifying and assessing risks of material misstatement in respect of irregularities, including fraud, the audit engagement team:

obtained an understanding of the nature of the industry and sector, including the legal and regulatory framework that the company operates in and how the company is complying with the legal and regulatory framework;

inquired of management, and those charged with governance, about their own identification and assessment of the risks or irregularities, including known and actual, suspected or alleged instances of fraud;

discussed matters about non-compliance with laws and regulations and how fraud might occur including assessment of how and where the financial statements may be susceptible to fraud.

undertook a review of manual journals processed in the accounting system, applying professional scepticism to ensure they are in line with our expectations and that they are not unusual in the normal course of business.

However, it is the primary responsibility of management, with the oversight of those charged with governance, to ensure that the entity’s operations are conducted in accordance with the provisions of laws and regulations and for the prevention and detection of fraud.

A further description of our responsibilities for the audit of the financial statements is located on the Financial Reporting Council’s website at: http://www.frc.org.uk/auditorsresponsibilities. This description forms part of our auditor’s report.

Use of our report
This report is made solely to the company’s members, as a body, in accordance with Chapter 3 of Part 16 of the Companies Act 2006. Our audit work has been undertaken so that we might state to the company’s members those matters we are required to state to them in an auditor’s report and for no other purpose. To the fullest extent permitted by law, we do not accept or assume responsibility to anyone other than the company and the company’s members as a body, for our audit work, for this report, or for the opinions we have formed.

......................................
Mr Nigel Fry (Senior Statutory Auditor)
For and on behalf of ML Audit LLP
Statutory Auditor
Winchester House
Deane Gate Avenue
Taunton
Somerset
TA1 2UH

25 September 2025

 

Coombefish Holdings Ltd

Consolidated Profit and Loss Account for the Year Ended 31 December 2024

Note

2024
£

Unaudited Period
from 1 September 2022 to 31 December
2023
£

Turnover

3

31,596,234

44,122,755

Cost of sales

 

(27,385,156)

(36,883,376)

Gross profit

 

4,211,078

7,239,379

Distribution costs

 

(1,162,356)

(1,278,477)

Administrative expenses

 

(3,840,996)

(4,112,434)

Other operating income

4

347,925

298,304

Operating (loss)/profit

6

(444,349)

2,146,772

Other interest receivable and similar income

7

25,893

17,878

Interest payable and similar expenses

8

(337,294)

(405,050)

   

(311,401)

(387,172)

Share of (loss)/profit of equity accounted investees

 

(15,583)

19,257

(Loss)/profit before tax

 

(771,333)

1,778,857

Tax on (loss)/profit

12

49,355

(308,789)

(Loss)/profit for the financial year

 

(721,978)

1,470,068

Profit/(loss) attributable to:

 

Owners of the company

 

(721,978)

1,470,068

 

Coombefish Holdings Ltd

Consolidated Statement of Comprehensive Income for the Year Ended 31 December 2024

2024
£

Unaudited Period
2023
£

(Loss)/profit for the year

(721,978)

1,470,068

Unrealised (loss)/gain on cash flow hedges

(42,116)

87,883

Total comprehensive income for the year

(764,094)

1,557,951

Total comprehensive income attributable to:

Owners of the company

(764,094)

1,557,951

 

Coombefish Holdings Ltd

(Registration number: 09689753)
Consolidated Balance Sheet as at 31 December 2024

Note

2024
£

Unaudited
2023
£

Fixed assets

 

Intangible assets

13

1,081,828

1,251,978

Tangible assets

14

7,198,809

7,244,197

Investments

15

396,485

412,068

Other financial assets

16

5,000

5,000

 

8,682,122

8,913,243

Current assets

 

Stocks

17

3,967,180

3,947,078

Debtors

18

4,432,031

3,854,510

Cash at bank and in hand

19

8,711

15,021

 

8,407,922

7,816,609

Creditors: Amounts falling due within one year

20

(8,744,478)

(7,972,594)

Net current liabilities

 

(336,556)

(155,985)

Total assets less current liabilities

 

8,345,566

8,757,258

Creditors: Amounts falling due after more than one year

20

(3,897,316)

(3,209,644)

Provisions for liabilities

21

(845,081)

(832,261)

Net assets

 

3,603,169

4,715,353

Capital and reserves

 

Called up share capital

23

2,065,118

2,065,118

Capital redemption reserve

24

64

64

Other reserves

24

(2,081,555)

(2,081,555)

Profit and loss account

24

3,619,542

4,731,726

Equity attributable to owners of the company

 

3,603,169

4,715,353

Total equity

 

3,603,169

4,715,353

Approved and authorised by the Board on 8 September 2025 and signed on its behalf by:
 

A D J Spear
Director

   
     
 

Coombefish Holdings Ltd

(Registration number: 09689753)
Balance Sheet as at 31 December 2024

Note

2024
£

Unaudited
2023
£

Fixed assets

 

Investments

15

3,940,355

4,104,019

Current assets

 

Debtors

18

680,757

1,052,921

Cash at bank and in hand

19

2,229

12,600

 

682,986

1,065,521

Creditors: Amounts falling due within one year

20

(2,063,331)

(2,015,156)

Net current liabilities

 

(1,380,345)

(949,635)

Total assets less current liabilities

 

2,560,010

3,154,384

Creditors: Amounts falling due after more than one year

20

(374,513)

(672,117)

Net assets

 

2,185,497

2,482,267

Capital and reserves

 

Called up share capital

23

2,065,118

2,065,118

Capital redemption reserve

24

58

58

Profit and loss account

24

120,321

417,091

Total equity

 

2,185,497

2,482,267

The company made a profit after tax for the financial year of £93,436 (2023 - profit of £955,279).

Approved and authorised by the Board on 8 September 2025 and signed on its behalf by:
 

A D J Spear
Director

   
     
 

Coombefish Holdings Ltd

Consolidated Statement of Changes in Equity for the Year Ended 31 December 2024
Equity attributable to the parent company

Share capital
£

Capital redemption reserve
£

Merger reserve
£

Retained earnings
£

Total
£

Total equity
£

At 1 January 2024

2,065,118

64

(2,081,555)

4,731,726

4,715,353

4,715,353

Loss for the year

-

-

-

(721,978)

(721,978)

(721,978)

Other comprehensive income

-

-

-

(42,116)

(42,116)

(42,116)

Total comprehensive income

-

-

-

(764,094)

(764,094)

(764,094)

Dividends

-

-

-

(348,090)

(348,090)

(348,090)

At 31 December 2024

2,065,118

64

(2,081,555)

3,619,542

3,603,169

3,603,169

Share capital
£

Capital redemption reserve
£

Merger reserve
£

Retained earnings
£

Total
£

Total equity
£

At 1 September 2022

176

6

(2,081,555)

3,995,955

1,914,582

1,914,582

Profit for the year

-

-

-

1,470,068

1,470,068

1,470,068

Other comprehensive income

-

-

-

87,883

87,883

87,883

Total comprehensive income

-

-

-

1,557,951

1,557,951

1,557,951

Dividends

-

-

-

(279,569)

(279,569)

(279,569)

New share capital subscribed

2,065,000

-

-

-

2,065,000

2,065,000

Purchase of own share capital

(58)

-

-

(542,611)

(542,669)

(542,669)

Other capital redemption reserve movements

-

58

-

-

58

58

At 31 December 2023

2,065,118

64

(2,081,555)

4,731,726

4,715,353

4,715,353

 

Coombefish Holdings Ltd

Statement of Changes in Equity for the Year Ended 31 December 2024

Share capital
£

Capital redemption reserve
£

Retained earnings
£

Total
£

At 1 January 2024

2,065,118

58

417,091

2,482,267

Profit for the year

-

-

93,436

93,436

Other comprehensive income

-

-

(42,116)

(42,116)

Total comprehensive income

-

-

51,320

51,320

Dividends

-

-

(348,090)

(348,090)

At 31 December 2024

2,065,118

58

120,321

2,185,497

Share capital
£

Capital redemption reserve
£

Retained earnings
£

Total
£

At 1 September 2022

176

-

173,160

173,336

Profit for the year

-

-

955,279

955,279

Other comprehensive income

-

-

87,883

87,883

Total comprehensive income

-

-

1,043,162

1,043,162

Dividends

-

-

(256,620)

(256,620)

New share capital subscribed

2,065,000

-

-

2,065,000

Purchase of own share capital

(58)

-

(542,611)

(542,669)

Other capital redemption reserve movements

-

58

-

58

At 31 December 2023

2,065,118

58

417,091

2,482,267

 

Coombefish Holdings Ltd

Consolidated Statement of Cash Flows for the Year Ended 31 December 2024

Note

2024
£

Unaudited Period
from 1 September 2022 to 31 December
2023
£

Cash flows from operating activities

(Loss)/profit for the year

 

(721,978)

1,470,068

Adjustments to cash flows from non-cash items

 

Depreciation and amortisation

6

634,500

687,287

Financial instrument net gains (losses) through profit and loss

 

(42,116)

87,883

Loss on disposal of tangible assets

5

48,725

3,968

Profit on disposal of intangible assets

5

-

(873,040)

Finance income

7

(25,893)

(17,878)

Finance costs

8

337,294

405,050

Income tax expense

12

(49,355)

308,789

 

181,177

2,072,127

Working capital adjustments

 

Increase in stocks

17

(20,102)

(186,793)

(Increase)/decrease in trade debtors

18

(476,585)

937,817

Increase/(decrease) in trade creditors

20

1,486,571

(1,369,498)

Increase in deferred income, including government grants

 

155,652

53,903

Cash generated from operations

 

1,326,713

1,507,556

Income taxes paid

12

(189,678)

(88,726)

Net cash flow from operating activities

 

1,137,035

1,418,830

Cash flows from investing activities

 

Interest received

25,893

17,878

Acquisitions of tangible assets

(511,043)

(444,127)

Proceeds from sale of tangible assets

 

43,355

10,000

Acquisition of subsidiary

 

-

(160,988)

Acquisition of investments in joint ventures and associates

15

15,583

(19,257)

Net cash flows from investing activities

 

(426,212)

(596,494)

 

Coombefish Holdings Ltd

Consolidated Statement of Cash Flows for the Year Ended 31 December 2024

Note

2024
£

Unaudited Period
from 1 September 2022 to 31 December
2023
£

Cash flows from financing activities

 

Interest paid

8

(337,294)

(405,050)

Payments for purchase of own shares

 

-

(542,611)

Proceeds from bank borrowing draw downs

 

(322,374)

(369,071)

Amounts paid on aquisition of shares

 

-

(913,805)

Proceeds from other borrowing draw downs

 

(186,300)

665,789

Payments to finance lease creditors

 

266,298

(96,150)

Dividends paid

(348,090)

(279,569)

Net cash flows from financing activities

 

(927,760)

(1,940,467)

Net decrease in cash and cash equivalents

 

(216,937)

(1,118,131)

Cash and cash equivalents at 1 January

 

(3,053,114)

(1,934,983)

Cash and cash equivalents at 31 December

19

(3,270,051)

(3,053,114)

 

Coombefish Holdings Ltd

Notes to the Financial Statements for the Year Ended 31 December 2024

1

General information

The company is a private company limited by share capital, incorporated in England and Wales.

The address of its registered office is:
Coombe Fisheries
Riverside Road
Pottington Business Park
Barnstaple
Devon
EX31 1QN
United Kingdom

These financial statements were authorised for issue by the Board on 8 September 2025.

2

Accounting policies

Statement of compliance

These financial statements were prepared in accordance with Financial Reporting Standard 102 'The Financial Reporting Standard applicable in the United Kingdom and Republic of Ireland and the Companies Act 2006'.

The directors consider that the financial statements present fairly the entity's financial position as at the 31st December 2024, and its financial performance and cash flows for the year there ended, in accordance with the above Financial Standard.

Basis of preparation

These financial statements have been prepared using the historical cost convention except that as disclosed in the accounting policies certain items are shown at fair value.

The financial statements are prepared in sterling, which is the functional currency of the company, and rounded to the nearest £.

Summary of significant accounting policies and key accounting estimates

The principal accounting policies applied in the preparation of these financial statements are set out below. These policies have been consistently applied to all the years presented, unless otherwise stated.

Departure from requirements of FRS 102

In accordance with paragraph 3.4 of FRS 102, management have concluded that in order to give a true and fair view of the financial position of the group, a true and fair view override is required in the
adoption of merger accounting.

Merger accounting has been adopted to account for a share for share exchange, in which 17,500 shares in Coombe Fisheries Limited were acquired in exchange for 114,503,050 shares in Coombefish Holdings Ltd. This exchange did not meet the requirements for merger accounting under FRS102 as the final percentage shareholdings differed to those pre-acqisition, however, the requirements for merger accounting under CA06 were met.

Excluding the above departure, all other requirements of FRS 102 have been met.
 

 

Coombefish Holdings Ltd

Notes to the Financial Statements for the Year Ended 31 December 2024

Summary of disclosure exemptions

Coombefish Holdings Ltd has taken exemption from presenting its unconsolidated profit and loss account under section 408 of the Companies Act 2006.

The company is a qualifying entity for the purposes of FRS102 and has taken the exemption available from presenting the parent company cash flow under FRS102 paragraph 1.12(B).

Basis of consolidation

The consolidated financial statements consolidate the financial statements of the company and its subsidiary undertakings drawn up to 31 December 2024.

The consolidated financial statements include the results of Coombefish Holdings Ltd and its subsidiares listed in Note 15.

A subsidiary is an entity controlled by the company. Control is achieved where the company has the power to govern the financial and operating policies of an entity so as to obtain benefits from its activities.

The results of subsidiaries acquired or disposed of during the year are included in the Profit and Loss Account from the effective date of acquisition or up to the effective date of disposal, as appropriate. Where necessary, adjustments are made to the financial statements of subsidiaries to bring their accounting policies into line with those used by the group.

The purchase method or merger method of accounting is used to account for business combinations that result in the acquisition of subsidiaries by the group.

The purchase method of accounting is used to account for business combinations that result in the acquisition of joint ventures by the group, whereby the group's share of the joint ventures profit or loss is recognised in the profit and loss account and as a revaluation on the group's investment.

Under the purchase method, the cost of a business combination is measured as the fair value of the assets given, equity instruments issued and liabilities incurred or assumed at the date of exchange, plus costs directly attributable to the business combination. Identifiable assets acquired and liabilities and contingent liabilities assumed in a business combination are measured initially at their fair values at the acquisition date. Any excess of the cost of the business combination over the acquirer’s interest in the net fair value of the identifiable assets, liabilities and contingent liabilities recognised is recorded as goodwill.

Under the merger method, the difference, if any, between the nominal value of the shares issued plus the value of any other consideration given, and the nominal value of the shares recieved in the exchange is shown as a movement on other reserves.

Inter-company transactions, balances and unrealised gains on transactions between the company and its subsidiaries, which are related parties, are eliminated in full.

Intra-group losses are also eliminated but may indicate an impairment that requires recognition in the consolidated financial statements.

 

Coombefish Holdings Ltd

Notes to the Financial Statements for the Year Ended 31 December 2024

Accounting policies of subsidiaries have been changed where necessary to ensure consistency with the policies adopted by the group. Non-controlling interests in the net assets of consolidated subsidiaries are identified separately from the group’s equity therein. Non-controlling interests consist of the amount of those interests at the date of the original business combination and the non-controlling shareholder’s share of changes in equity since the date of the combination.

Group reconstruction

On 30 March 2023, a share acquisition took place to effect a group reconstruction of Coombefish Holdings Ltd. Under the group reconstruction, Coombefish Holdings Ltd acquired the entire issued share capital of Coombe Fisheries Limited.

The results of these transactions is a merger of all entities previously under common control with the same ultimate controlling party and the equity interests of the owners remaining the same.

The group reconstruction has been accounted for using merger accounting with the consolidated results and cash flows of the entities being included from the start of the financial period and all comparative information has been restated as if the group had always existed in its current form.

The directors consider that the group reconstruction met the requirements for merger accounting and in adopting this approach correctly disclosed the substance of the transaction. As such, true and fair override has been enacted in accordance with FRS 102 to presenting these financial statements using merger accounting.

Where merger accounting has been used, the acquired entities’ assets and liabilities are not adjusted to fair value so no new goodwill arises and the entities’ assets and liabilities are brought in at the amounts at which the entities recorded them in their books before the combination. Goodwill arose on the acquisition of the associated companies, whereby the cash consideration exceeded the net assets of the shareholdings.

The differences between the nominal value of the shares issued plus the fair value of any other consideration given and the nominal value of the shares received in exchange is shown as a movement in other reserves.

Any existing balances on share premium account of the new subsidiary are brought in against other reserves. These movements are shown in the statement of changes in equity.

Any merger expenses are not shown against other reserves but are charged to the combined entities’ profit and loss account in the consolidation.

Under merger accounting, the combined entities’ results and financial positions are shown in the consolidated financial statements as if they had always been combined and the comparative numbers in the consolidation reflect this. This presentation is considered appropriate and there has been no change in the substance of the shareholders investment.

The ultimate shareholders of the parent and its subsidiaries remains the same and their rights relative to each other are unchanged. No minority’s interest in the net assets of the group is altered by the transfer of shareholdings and reconstruction of the group.

 

Coombefish Holdings Ltd

Notes to the Financial Statements for the Year Ended 31 December 2024

Going concern

The directors have reviewed the supply chains, key customers and the capital resources available and consider that the group has adequate resources in place to continue trading for the foreseeable future. Therefore, these accounts have been prepared on a going concern basis.

Key sources of estimation uncertainty

In the application of the company's accounting policies the directors are required to make judgements, estimates and assumptions about the carrying amounts of assets and liabilities that are not readily apparent from other sources. The estimates and associated assumptions are based on historical experience and other factors that are considered to be relevant. Actual results may differ from these estimates.

The estimates and underlying assumptions are reviewed on an ongoing basis. Revisions to accounting estimates are recognised in the period in which the estimate is revised, if the revision affects only that period, or in the period of revision and future periods if the revision affects both current and future periods.

Stock
The valuation of stock involves significant estimation and judgement. Key assumptions, including net realisable value and provisions for slow-moving stock, are reviewed and adjusted regularly. However, actual results may differ from these estimates under different conditions. The carrying amount is £3,967,180 (2023 -£3,947,078).

Useful economic lives of assets
The estimation of the useful lives of assets is a key area of uncertainty. The useful life of an asset is determined based on historical experience, industry standards, and expectations regarding future usage. These estimates and assumptions are reviewed regularly and adjusted as necessary. However, actual results may differ from these estimates under different assumptions or conditions. The carrying amount is £8,614,259 (2023 -£8,496,175).

Revenue recognition

Turnover comprises the fair value of the consideration received or receivable for the sale of goods and provision of services in the ordinary course of the company’s activities. Turnover is shown net of value added tax, returns, rebates and discounts. Turnover also includes dividends received from subsidiary companies.

The company recognises revenue when:
The amount of revenue can be reliably measured;
it is probable that future economic benefits will flow to the entity;
and specific criteria have been met for each of the company's activities.

Government grants

Grants are recognised in the financial statements when there is reasonable assurance that the entity
will comply with the conditions attached to them and the grants will be received. Grants become receivable as compensation for expenses or losses already incurred or for the purpose of giving immediate financial support to the entity with no future related costs shall be recognised in income in the period in which it becomes receivable.
Grants towards capital expenditure are initially recognised as deferred revenue and then released to
the profit and loss account over the expected useful life of the assets. Grants towards revenue
expenditure are released to the profit and loss account as the related expenditure is incurred.

 

Coombefish Holdings Ltd

Notes to the Financial Statements for the Year Ended 31 December 2024

Foreign currency transactions and balances

Transactions in foreign currencies are initially recorded at the functional currency rate prevailing at the date of the transaction. Monetary assets and liabilities denominated in foreign currencies are retranslated into the respective functional currency of the entity at the rates prevailing on the reporting period date. Non-monetary items carried at fair value that are denominated in foreign currencies are retranslated at the rate on the date when the fair value is re-measured.

Non-monetary items measured in terms of historical cost in a foreign currency are not retranslated.

Tax

The tax expense for the period comprises current and deferred tax. Tax is recognised in profit or loss, except that a change attributable to an item of income or expense recognised as other comprehensive income is also recognised directly in other comprehensive income.

The current income tax charge is calculated on the basis of tax rates and laws that have been enacted or substantively enacted by the reporting date in the countries where the group operates and generates taxable income.

Deferred tax is recognised in respect of all timing differences between taxable profits and profits reported in the consolidated financial statements.

Unrelieved tax losses and other deferred tax assets are recognised when it is probable that they will be recovered against the reversal of deferred tax liabilities or other future taxable profits.

Deferred tax is measured using the tax rates and laws that have been enacted or substantively enacted by the reporting date and that are expected to apply to the reversal of the timing difference.

Tangible assets

Tangible assets are stated in the Balance Sheet at cost, less any subsequent accumulated depreciation and subsequent accumulated impairment losses.

The cost of tangible assets includes directly attributable incremental costs incurred in their acquisition and installation.

Depreciation

Depreciation is charged so as to write off the cost of assets, other than land and properties under construction over their estimated useful lives, as follows:

Asset class

Depreciation method and rate

Freehold land

Nil

Freehold buildings

2% and 5% straight line

Short leasehold property

5% straight line

Plant & machinery

5%-25% straight line & reducing balance

Office equipment

25% straight line & reducing balance

Motor vehicles

25% straight line & reducing balance

Fixtures and fittings

10% straight line

Fishing vessels

5% straight line

 

Coombefish Holdings Ltd

Notes to the Financial Statements for the Year Ended 31 December 2024

Business combinations

Business combinations are accounted for using the purchase method or merger accounting as appropriate. For the purchase method the consideration for each acquisition is measured at the aggregate of the fair values at acqusition date of assets given, liabilities incurred or assumed, and equity instruments issued by the group in exchange for control of the acquired, plus any costs directly attributable to the business combination. When a business combination agreement provides for an adjustment to the cost of the combination contingent on future events, the group includes the estimated amount of that adjustment in the cost of the combination at the acquisition date if the adjustment is probable and can be measured reliably.

Goodwill

Goodwill arising on the acquisition of an entity represents the excess of the cost of acquisition over the group’s interest in the net fair value of the identifiable assets, liabilities and contingent liabilities of the entity recognised at the date of acquisition. Goodwill is initially recognised as an asset at cost and is subsequently measured at cost less accumulated amortisation and accumulated impairment losses. Goodwill is held in the currency of the acquired entity and revalued to the closing rate at each reporting period date. Goodwill is amortised over its useful life, which shall not exceed ten years if a reliable estimate of the useful life cannot be made.

Intangible assets

Separately acquired licences are shown at historical cost.

Licences have a finite useful life and are carried at cost less accumulated amortisation and any accumulated impairment losses.

Amortisation

Amortisation is provided on intangible assets so as to write off the cost, less any estimated residual value, over their useful life as follows:

Asset class

Amortisation method and rate

Goodwill

10% straight line

Fishing licences

2% straight line

Investments

Investments in equity shares which are publicly traded or where the fair value can be measured reliably are initially measured at fair value, with changes in fair value recognised in profit or loss. Investments in equity shares which are not publicly traded and where fair value cannot be measured reliably are measured at cost less impairment.

Interest income on debt securities, where applicable, is recognised in income using the effective interest method. Dividends on equity securities are recognised in income when receivable.

The company accounts for its investments in subsidiaries, jointly controlled entities and associates using the cost method in the company's individual financial statements. Under this method, investments are stated at cost less any provision for impairment.

Cash and cash equivalents

Cash and cash equivalents comprise cash on hand and call deposits, and other short-term highly liquid investments that are readily convertible to a known amount of cash and are subject to an insignificant risk of change in value.

 

Coombefish Holdings Ltd

Notes to the Financial Statements for the Year Ended 31 December 2024

Trade debtors

Trade debtors are amounts due from customers for merchandise sold or services performed in the ordinary course of business.

Trade debtors are recognised initially at the transaction price. They are subsequently measured at amortised cost using the effective interest method, less provision for impairment. A provision for the impairment of trade debtors is established when there is objective evidence that the group will not be able to collect all amounts due according to the original terms of the receivables.

Stocks

Stocks are stated at the lower of cost and estimated selling price less costs to complete and sell. Cost is determined using the first-in, first-out (FIFO) method.

The cost of finished goods and work in progress comprises direct materials and, where applicable, direct labour costs and those overheads that have been incurred in bringing the stocks to their present location and condition. At each reporting date, stocks are assessed for impairment. If stocks are impaired, the carrying amount is reduced to its selling price less costs to complete and sell; the impairment loss is recognised immediately in profit or loss.

Trade creditors

Trade creditors are obligations to pay for goods or services that have been acquired in the ordinary course of business from suppliers. Trade creditors are classified as current liabilities if the group does not have an unconditional right, at the end of the reporting period, to defer settlement of the creditor for at least twelve months after the reporting date. If there is an unconditional right to defer settlement for at least twelve months after the reporting date, they are presented as non-current liabilities.

Trade creditors are recognised initially at the transaction price and subsequently measured at amortised cost using the effective interest method.

Borrowings

Interest-bearing borrowings are initially recorded at fair value, net of transaction costs. Interest-bearing borrowings are subsequently carried at amortised cost, with the difference between the proceeds, net of transaction costs, and the amount due on redemption being recognised as a charge to the profit and loss account over the period of the relevant borrowing.

Interest expense is recognised on the basis of the effective interest method and is included in interest payable and similar charges.

Borrowings are classified as current liabilities unless the group has an unconditional right to defer settlement of the liability for at least twelve months after the reporting date.

 

Coombefish Holdings Ltd

Notes to the Financial Statements for the Year Ended 31 December 2024

Leases

Leases in which substantially all the risks and rewards of ownership are retained by the lessor are classified as operating leases. Payments made under operating leases are charged to profit or loss on a straight-line basis over the period of the lease.

Leases are classified as finance leases whenever the terms of the lease transfer substantially all the risks and rewards of ownership to the lessee.

Assets held under finance leases are recognised at the lower of their fair value at inception of the lease and the present value of the minimum lease payments. These assets are depreciated on a straight-line basis over the shorter of the useful life of the asset and the lease term. The corresponding liability to the lessor is included in the balance sheet as a finance lease obligation.

Lease payments are apportioned between finance costs in the profit and loss account and reduction of the lease obligation so as to achieve a constant periodic rate of interest on the remaining balance of the liability.

Share capital

Ordinary shares are classified as equity. Equity instruments are measured at the fair value of the cash or other resources received or receivable, net of the direct costs of issuing the equity instruments. If payment is deferred and the time value of money is material, the initial measurement is on a present value basis.

No shares in Coomefish Holdings Ltd are held by subsidiary undertakings.

Dividends

Dividend distribution to the group’s shareholders is recognised as a liability in the financial statements in the reporting period in which the dividends are declared.

Defined contribution pension obligation

A defined contribution plan is a pension plan under which fixed contributions are paid into a pension fund and the group has no legal or constructive obligation to pay further contributions even if the fund does not hold sufficient assets to pay all employees the benefits relating to employee service in the current and prior periods.

Contributions to defined contribution plans are recognised as employee benefit expense when they are due. If contribution payments exceed the contribution due for service, the excess is recognised as a prepayment.

3

Turnover

The analysis of the group's turnover for the year from continuing operations is as follows:

2024
£

Unaudited Period
2023
£

Sale of goods

31,454,684

43,909,415

Other revenue

141,550

213,340

31,596,234

44,122,755

 

Coombefish Holdings Ltd

Notes to the Financial Statements for the Year Ended 31 December 2024

The analysis of the group's Turnover for the year by market is as follows:

2024
£

Unaudited Period
2023
£

UK

11,551,783

28,199,106

Europe

13,219,914

12,474,515

Rest of world

6,824,537

3,449,134

31,596,234

44,122,755

4

Other operating income

The analysis of the group's other operating income for the year is as follows:

2024
£

Unaudited Period
2023
£

Miscellaneous other operating income

347,925

298,304

5

Other gains and losses

The analysis of the group's other gains and losses for the year is as follows:

2024
£

Unaudited Period
2023
£

Loss on disposal of Tangible assets

(48,725)

(3,968)

Gain on disposal of intangible assets

-

873,040

(48,725)

869,072

6

Operating (loss)/profit

Arrived at after charging/(crediting):

2024
£

Unaudited Period
2023
£

Depreciation expense

464,350

457,185

Amortisation expense

92,948

159,474

Foreign exchange losses/(gains)

16,181

(1,808)

Operating lease expense - plant and machinery

9,099

16,011

Operating lease expense - other

-

5,731

Loss on disposal of property, plant and equipment

48,725

3,968

 

Coombefish Holdings Ltd

Notes to the Financial Statements for the Year Ended 31 December 2024

7

Other interest receivable and similar income

2024
£

Unaudited Period
2023
£

Interest income on bank deposits

3,434

185

Other finance income

22,459

17,693

25,893

17,878

8

Interest payable and similar expenses

2024
£

Unaudited Period
2023
£

Interest on bank overdrafts and borrowings

217,645

224,955

Interest on obligations under finance leases and hire purchase contracts

22,175

5,095

Interest expense on other finance liabilities

101,036

180,507

Foreign exchange losses

(3,562)

(5,507)

337,294

405,050

9

Staff costs

The aggregate payroll costs (including directors' remuneration) were as follows:

2024
£

Unaudited Period
2023
£

Wages and salaries

6,180,242

5,811,738

Social security costs

496,311

429,123

Pension costs, defined contribution scheme

44,862

48,917

Other employee expense

6,236

6,596

6,727,651

6,296,374

 

Coombefish Holdings Ltd

Notes to the Financial Statements for the Year Ended 31 December 2024

The average number of persons employed by the group (including directors) during the year, analysed by category was as follows:

2024
No.

Unaudited Period
2023
No.

Production

141

130

Administration and support

24

23

165

153

10

Directors' remuneration

The directors' remuneration for the year was as follows:

2024
£

Unaudited Period
2023
£

Remuneration

19,000

10,957

Contributions paid to money purchase schemes

10,410

14,519

29,410

25,476

During the year the number of directors who were receiving benefits and share incentives was as follows:

2024
No.

Unaudited Period
2023
No.

Accruing benefits under money purchase pension scheme

2

3

11

Auditors' remuneration

2024
£

Unaudited Period
2023
£

Audit of these financial statements

8,000

-

Audit of the financial statements of subsidiaries of the company pursuant to legislation

19,000

18,000

27,000

18,000

Other fees to auditors

All other assurance services

38,398

39,190


 

 

Coombefish Holdings Ltd

Notes to the Financial Statements for the Year Ended 31 December 2024

12

Taxation

Tax charged/(credited) in the income statement:

2024
£

Unaudited Period
2023
£

Current taxation

UK corporation tax

(62,175)

263,389

UK corporation tax adjustment to prior periods

-

(51,203)

(62,175)

212,186

Deferred taxation

Arising from origination and reversal of timing differences

75,262

96,603

Deferred tax adjustment relating to prior years

(62,442)

-

Total deferred taxation

12,820

96,603

Tax (receipt)/expense in the income statement

(49,355)

308,789

The tax on profit before tax for the year is the same as the standard rate of corporation tax in the UK (2023 - the same as the standard rate of corporation tax in the UK) of 25% (2023 - 25%).

The differences are reconciled below:

2024
£

Unaudited Period
2023
£

(Loss)/profit before tax

(771,333)

1,778,857

Corporation tax at standard rate

(192,833)

444,714

Increase in UK and foreign current tax from adjustment for prior periods

-

14,996

Tax increase from effect of capital allowances and depreciation

106,452

17,852

Tax increase from other short-term timing differences

12,820

96,603

Effect of expense not deductible in determining taxable profit (tax loss)

3,650

(217,580)

Other tax effects

10,062

(55,008)

Increase in other short term timing differences not recognised

10,494

7,212

Total tax (credit)/charge

(49,355)

308,789

 

Coombefish Holdings Ltd

Notes to the Financial Statements for the Year Ended 31 December 2024

Deferred tax

Group

Deferred tax assets and liabilities

2024

Asset
£

Liability
£

Deferred tax

-

845,081

-

845,081

Unaudited Period 2023

Asset
£

Liability
£

Deferred tax

-

832,261

-

832,261

13

Intangible assets

Group

Goodwill
 £

Licences
 £

Total
£

Cost or valuation

At 1 January 2024

1,527,888

1,048,284

2,576,172

At 31 December 2024

1,527,888

1,048,284

2,576,172

Amortisation

At 1 January 2024

1,183,061

141,133

1,324,194

Amortisation charge

153,093

17,057

170,150

At 31 December 2024

1,336,154

158,190

1,494,344

Carrying amount

At 31 December 2024

191,734

890,094

1,081,828

At 31 December 2023

344,827

907,151

1,251,978

Licenses with a carrying amount of £890,094 (2023 - £907,151) are pledged as security for the group's bank loans.

On 30 March 2023, negative goodwill of £873,040 arose on the initial purchase of 30% of the share capital in Coombe Fisheries Limited. On the same day, there was a further purchase of the remaining 70% of the share capital. At this point the negative goodwill was disposed of, and the merger method of accounting was adopted.

 

Coombefish Holdings Ltd

Notes to the Financial Statements for the Year Ended 31 December 2024

14

Tangible assets

Group

Freehold land and buildings
£

Fishing Vessels
 £

Furniture, fittings and equipment
£

Plant and machinery
£

Office equipment
£

Motor vehicles
 £

Total
£

Cost or valuation

At 1 January 2024

3,389,686

1,411,123

22,275

6,888,689

291,893

627,345

12,631,011

Additions

30,672

-

-

92,518

15,090

372,763

511,043

Disposals

(42,775)

-

(1,099)

(4,559)

(7,661)

(202,820)

(258,914)

At 31 December 2024

3,377,583

1,411,123

21,176

6,976,648

299,322

797,288

12,883,140

Depreciation

At 1 January 2024

531,787

824,069

19,544

3,341,866

240,549

429,000

5,386,815

Charge for the year

59,952

45,479

321

244,888

15,997

97,713

464,350

Eliminated on disposal

(4,210)

-

(575)

(850)

(9,246)

(151,953)

(166,834)

At 31 December 2024

587,529

869,548

19,290

3,585,904

247,300

374,760

5,684,331

Carrying amount

At 31 December 2024

2,790,054

541,575

1,886

3,390,744

52,022

422,528

7,198,809

At 31 December 2023

2,857,899

587,054

2,731

3,546,824

51,344

198,345

7,244,197

 

Coombefish Holdings Ltd

Notes to the Financial Statements for the Year Ended 31 December 2024

Included within the net book value of land and buildings above is £2,790,054 (2023 - £2,857,899) in respect of freehold land and buildings.

Tangible fixed assets with a carrying value of £7,198,809 (2023 - £7,244,197) are pledged as security against the loans and borrowings of the group.

Company

Office equipment
£

Motor vehicles
 £

Total
£

Cost or valuation

At 1 January 2024

2,081

12,500

14,581

At 31 December 2024

2,081

12,500

14,581

Depreciation

At 1 January 2024

2,081

12,500

14,581

At 31 December 2024

2,081

12,500

14,581

Carrying amount

At 31 December 2024

-

-

-

Tangible fixed assets with a carrying amount of £nil have been pledged as security for over the loans and borrowings of the company.

15

Investments

Group

Details of undertakings

Details of the investments (including principal place of business of unincorporated entities) in which the group holds 20% or more of the nominal value of any class of share capital are as follows:

Undertaking

Registered office

Holding

Proportion of voting rights and shares held

2024

2023

Joint ventures

North Devon Trawlers Limited

Grosvenor House
1 New Road
Brixham
Devon
TQ5 8LZ

Equity shares

50%

50%

England and Wales

 

Coombefish Holdings Ltd

Notes to the Financial Statements for the Year Ended 31 December 2024

North Devon Trawlers Limited is owed 50% by Coombefish Holdings Ltd and 50% by another company, therefore it is considered to be a joint venture. The year end for North Devon Trawlers Limited 31 August 2024.

For the year ending 31 December 2024 the following subsidiaries were entities to exemption from audit under section 479A of the Companies Act 2006 relating subsidiary companies:

Coombefish Fleet Management Ltd

Girl Rona Holdings Limited

Girl Rona Limited
 

Joint ventures

£

Cost or valuation

At 1 January 2024

412,068

Impairment of investments in subsidiaries

(15,583)

At 31 December 2024

396,485

Aggregate financial information of joint ventures

2024
£

Unaudited Period
2023
£

Group's share of profit or loss in joint ventures

(15,583)

19,257

Company

2024
£

Unaudited Period
2023
£

Investments in subsidiaries

3,940,355

4,104,019

Subsidiaries

£

Cost or valuation

At 1 January 2024

4,104,019

Share of loss for the year

(163,664)

At 31 December 2024

3,940,355

 

Coombefish Holdings Ltd

Notes to the Financial Statements for the Year Ended 31 December 2024

Details of undertakings

Details of the investments (including principal place of business of unincorporated entities) in which the company holds 100% of the nominal value of any class of share capital are as follows:

Undertaking

Registered office

Holding

Proportion of voting rights and shares held

2024

2023

Subsidiary undertakings

Girl Rona Holdings Limited

Coombe Fisheries
Riverside Road
Pottington Business Park
Barnstaple
Devon
EX31 1QN

England and Wales

Equity shares

100%

100%

Girl Rona Limited

Coombe Fisheries
Riverside Road
Pottington Business Park
Barnstaple
Devon
EX31 1QN

England and Wales

Equity shares

100%

100%

Coombefish Fleet Management Ltd (formerly Mermaid Trawler Company Limited)

Coombe Fisheries
Riverside Road
Pottington Business Park
Barnstaple
Devon
EX31 1QN

England and Wales

Equity shares

100%

100%

Coombe Fisheries Limited

Coombe Fisheries
Riverside Road
Pottington Business Park
Barnstaple
Devon
EX31 1QN

England and Wales

Equity shares

100%

100%

WCS Fishing Limited

Coombe Fisheries
Riverside Road
Pottington Business Park
Barnstaple
Devon
EX31 1QN

England and Wales

Equity shares

0%

100%

 

Coombefish Holdings Ltd

Notes to the Financial Statements for the Year Ended 31 December 2024

Subsidiary undertakings

Girl Rona Holdings Limited

The principal activity of Girl Rona Holdings Limited is a Holding Company.

Girl Rona Limited

The principal activity of Girl Rona Limited is marine fishing. The company ceased trading in the year ended 31 December 2024.

Coombefish Fleet Management Ltd (formerly Mermaid Trawler Company Limited)

The principal activity of Coombefish Fleet Management Ltd (formerly Mermaid Trawler Company Limited) is Marine Fishing.

Coombe Fisheries Limited

The principal activity of Coombe Fisheries Limited is shellfish and fish processing for sale and distribution within the UK, Europe and South East Asia.

WCS Fishing Limited

The principal activity of WCS Fishing Limited is a non trading company. The company was dissolved on 9 January 2024.

16

Other financial assets

Group

Financial assets at cost less impairment
£

Total
£

Non-current financial assets

Cost or valuation

At 1 January 2024

5,000

5,000

At 31 December 2024

5,000

5,000

Impairment

Carrying amount

At 31 December 2024

5,000

5,000

 

Coombefish Holdings Ltd

Notes to the Financial Statements for the Year Ended 31 December 2024

17

Stocks

 

Group

Company

2024
£

Unaudited Period
2023
£

2024
£

Unaudited Period
2023
£

Raw materials and consumables

496,464

349,317

-

-

Merchandise

250,771

206,088

-

-

Finished goods and goods for resale

3,204,945

3,374,613

-

-

Other inventories

15,000

17,060

-

-

3,967,180

3,947,078

-

-

Group

The carrying amount of stocks pledged as security for liabilities amounted to £3,967,180 (2023 - £3,947,078).

18

Debtors

   

Group

Company

Current

Note

2024
£

Unaudited
Period
2023
£

2024
£

Unaudited Period
2023
£

Trade debtors

 

3,558,057

3,033,530

7,468

4,047

Amounts owed by related parties

29

-

-

430,660

826,688

Other debtors

 

535,467

479,173

241,863

221,798

Prepayments

 

165,740

245,910

766

388

Accrued income

 

71,831

95,897

-

-

Income tax asset

12

100,936

-

-

-

   

4,432,031

3,854,510

680,757

1,052,921

Details of non-current trade and other debtors

Company

£Nil (2023 - £221,680) of loans is classified as non current.

Group

Debtors with a carrying value of £4,191,264 (2023 - £3,510,133) are pledged as security against the loans and borrowings of the group.

Company

Debtors with a carrying value of £679,990 (2023 - £1,051,248) are pledged as security against the loans and borrowings of the company.

 

Coombefish Holdings Ltd

Notes to the Financial Statements for the Year Ended 31 December 2024

19

Cash and cash equivalents

 

Group

Company

2024
£

Unaudited Period
2023
£

2024
£

Unaudited Period
2023
£

Cash on hand

674

1,015

-

-

Cash at bank

8,036

14,005

2,229

12,600

Short-term deposits

1

1

-

-

8,711

15,021

2,229

12,600

Bank overdrafts

(716,813)

(1,012,467)

-

-

Cash and cash equivalents in statement of cash flows

(708,102)

(997,446)

2,229

12,600

Group

Amounts included in cash and cash equivalents with a carrying value of £8,711 (2023 - £15,021) have been pledged as security for the loans and borrowings of the group.

Company

Amounts included in cash and cash equivalents with a carrying value of £2,229 (2023 - £12,600) have been pledged as security for the loans and borrowings of the company

20

Creditors

   

Group

Company

Note

2024
£

Unaudited Period
2023
£

2024
£

Unaudited Period
2023
£

Due within one year

 

Loans and borrowings

25

4,094,045

4,811,585

1,448,421

1,365,085

Trade creditors

 

1,219,917

1,205,789

120

-

Amounts due to related parties

29

1,778,476

506,722

559,370

567,618

Social security and other taxes

 

136,192

110,793

1,598

1,285

Outstanding defined contribution pension costs

 

8,845

17,685

-

-

Other creditors

 

376,396

363,269

2,309

54,486

Accruals

 

531,929

360,927

51,513

26,307

Corporation tax liability

12

-

150,917

-

-

Deferred income

 

598,678

444,907

-

375

 

8,744,478

7,972,594

2,063,331

2,015,156

 

Coombefish Holdings Ltd

Notes to the Financial Statements for the Year Ended 31 December 2024

   

Group

Company

Note

2024
£

Unaudited Period
2023
£

2024
£

Unaudited Period
2023
£

Due after one year

 

Loans and borrowings

25

2,535,730

1,849,939

374,513

672,117

Deferred income

 

1,361,586

1,359,705

-

-

 

3,897,316

3,209,644

374,513

672,117

21

Provisions for liabilities

Group

Deferred tax
£

Total
£

At 1 January 2024

832,261

832,261

Increase (decrease) in existing provisions

12,820

12,820

At 31 December 2024

845,081

845,081

22

Pension and other schemes

Defined contribution pension scheme

The group operates a defined contribution pension scheme. The pension cost charge for the year represents contributions payable by the group to the scheme and amounted to £44,862 (2023 - £48,917).

Contributions totalling £8,845 (2023 - £17,685) were payable to the scheme at the end of the year and are included in creditors.

 

Coombefish Holdings Ltd

Notes to the Financial Statements for the Year Ended 31 December 2024

23

Share capital

Allotted, called up and fully paid shares

2024

Unaudited Period 2023

No.

£

No.

£

Ordinary shares of £0.01 each

114,503,050

1,145,031

114,503,050

1,145,031

AA Ordinary shares of £0.01 each

15,342,337

153,423

15,342,337

153,423

AB Ordinary shares of £0.01 each

15,343,275

153,433

15,343,275

153,433

AC Ordinary shares of £0.01 each

15,343,275

153,433

15,343,275

153,433

AD Ordinary shares of £0.01 each

15,326,917

153,269

15,326,917

153,269

AE Ordinary shares of £0.01 each

15,325,980

153,260

15,325,980

153,260

AF Ordinary shares of £0.01 each

15,326,917

153,269

15,326,917

153,269

206,511,751

2,065,118

206,511,751

2,065,118

Rights, preferences and restrictions

Ordinary shares have the following rights, preferences and restrictions:
These shares carry voting rights and are entitled to dividends. There are no restrictions in place.

Ordinary AA to AF shares have the following rights, preferences and restrictions:
These shares carry no voting rights but are entitled to receive dividends. They carry the right to have
capital repaid in priority to the ordinary shares and to a share of any surplus on winding up.

24

Reserves

Group

Merger reserve
Arising on consolidation under merger accounting, this reserve represents the difference between the par value of shares issued and the shares received as well as the difference between the original 30% investment in Coombe Fisheries Limited and the book value of the assets acquired.

Capital redemption reserve
Arising on the buyback of shares, this reserve represents a non-distributable balance arising from share capital purchased from the shareholders. This therefore ensures the maintenance of the capital base of the company.

 

Coombefish Holdings Ltd

Notes to the Financial Statements for the Year Ended 31 December 2024

25

Loans and borrowings

Non-current loans and borrowings

 

Group

Company

2024
£

Unaudited Period
2023
£

2024
£

Unaudited Period
2023
£

Bank borrowings

1,715,568

925,784

-

-

Hire purchase contracts

277,669

59,105

-

-

Other borrowings

542,493

865,050

374,513

672,117

2,535,730

1,849,939

374,513

672,117

Current loans and borrowings

 

Group

Company

2024
£

Unaudited Period
2023
£

2024
£

Unaudited Period
2023
£

Bank borrowings

492,321

1,604,479

-

-

Bank overdrafts

716,813

1,012,467

-

-

Hire purchase contracts

93,967

46,233

-

-

Invoice financing

2,561,949

2,055,668

-

-

Other borrowings

228,995

92,738

1,448,421

1,365,085

4,094,045

4,811,585

1,448,421

1,365,085

Group

The loans and borrowings of the group are secured by a way of fixed and floating charges over the group's tangible and intangible assets owned now or in the future, as well as the group's book debts, stocks and cash.

Coombefish Fleet Management Ltd - £1,090,346
Coombe Fisheries Limited - £8,667,785

Bank borrowings
Bank loan 1 was refinanced from an existing loan on the 18th December 2024. The loan is denominated in GBP with an annual interest rate of 1.50% over base rate and the final instalment is due on the 18th January 2040. The carrying amount at the year end is £623,781 (2023 - £641,129). The repayment terms of this bank loan were monthly instalments of £4,366 including interest.

Bank loan 2 was refinanced from an existing loan on the 22nd November 2024. The loan is denominated in GBP with an annual interest rate of 1.50% over base rate and the final instalment is due on the 22nd December 2039. The carrying amount at the year end is £416,516 (2023 - £420,901). The repayment terms of this bank loan were monthly instalments of £3,729 including interest.

 

Coombefish Holdings Ltd

Notes to the Financial Statements for the Year Ended 31 December 2024

Bank loan 3 is denominated in GBP with a fixed annual interest rate of 5.00% and the final instalment is due on the 3rd May 2027. The carrying amount at the year end is £251,019 (2023 - £352,083). The repayment terms of this bank loan were monthly instalments of £8,333 including interest.

Bank loan 4 is denominated in GBP with an annual interest rate of 3.1% over base rate and the final instalment is due on the 5th June 2041. The carrying amount at the year end is £110,220 (2023 - £114,854). The repayment terms of this bank loan were monthly instalments of £743 including interest.

Bank loan 5 is denominated in GBP with an annual interest rate of 2.75% over base rate and the final instalment is due on the 5th June 2030. The carrying amount at the year end is £252,560 (2023 - £270,327). The repayment terms of this bank loan were monthly instalments of £3,090 including interest.

Bank loan 6 is denominated in GBP with an annual interest rate of 3.23% over base rate and the final instalment is due on the 5th June 2030. The carrying amount at the year end is £247,711 (2023 - £267,262). The repayment terms of this bank loan were monthly instalments of £2,314 including interest.

Bank loan 7 is denominated in GBP with a fixed annual interest rate of 3.26% and the final instalment is due on the 5th June 2025. The carrying amount at the year end is £14,548 (2023 - £42,939). The repayment terms of this bank loan were monthly instalments of £2,441 including interest.

Bank loan 8 is denominated in GBP with an annual interest rate of 3.26% over base rate and the final instalment is due on the 5th June 2025. The carrying amount at the year end is £15,264 (2023 - £44,049). The repayment terms of this bank loan were monthly instalments of £2,583 including interest.

Bank loan 9 was refinanced post year end in February 2025 from an existing loan. The loan is denominated in GBP with an annual interest rate of 3.50% over base rate and the final instalment is due on the 1st January 2025. The carrying amount at the year end is £271,016 (2023 - £299,585). The repayment terms of this bank loan were monthly instalments of £4,159 including interest.

The above bank loans are secured by a way of fixed and floating charges over the companies assets owned now or in the future.

Invoice financing
The invoice financing facilities are denominated in GBP, Euros and USD depending on the currency that the sales are invoiced in. A margin of 1.5% is payable on the invoice value and interest is charged on the amounts advanced at the bank's base rate in GBP and at the bank's cost of funds for advances in Euros and USD. The amounts advanced are repayable on demand. The carrying amount at the year end is £2,561,949 (2023 - £2,055,668).

The invoice financing facilities are secured by way of a fixed and floating charge over all the assets of the group.

Company

The loans and borrowings of the company are secured by a way of fixed and floating charges over the company's tangible and intangible assets owned now or in the future, as well as the company's book debts, and cash.

 

Coombefish Holdings Ltd

Notes to the Financial Statements for the Year Ended 31 December 2024

26

Obligations under leases and hire purchase contracts

Group

Operating leases

The total of future minimum lease payments is as follows:

2024
£

Unaudited Period
2023
£

Not later than one year

130,272

91,773

Later than one year and not later than five years

482,425

344,359

Later than five years

736,100

617,500

1,348,797

1,053,632

The amount of non-cancellable operating lease payments recognised as an expense during the year was £94,029 (2023 - £71,412).

27

Dividends

Interim dividends paid

2024
£

2023
£

Interim dividend of £0.0049 (2023 - £74.8592) per each AB ordinary

75,955

70,218

Interim dividend of £0.006 (2023 - £78.5682) per each AC ordinary

91,445

73,697

Interim dividend of £0.0055 per each AD ordinary

84,000

57,787

Interim dividend of £0.0063 (2023 - £70.1537) per each AF ordinary

96,690

65,734

Interim dividend of £Nil (2023 - £1.9074) per each AG ordinary

-

5,362

Interim dividend of £Nil (2023 - £0.6403) per each AE ordinary

-

1,800

Interim dividend of £Nil (2023 - £1.2334) per each AA ordinary

-

3,471

Interim dividend of £Nil (2023 - £0.5336) per each AH ordinary

-

1,500

348,090

279,569

 

Coombefish Holdings Ltd

Notes to the Financial Statements for the Year Ended 31 December 2024

28

Analysis of changes in net debt

Group

At 1 January 2024
£

Financing cash flows
£

At 31 December 2024
£

Cash and cash equivalents

Cash

15,021

(6,310)

8,711

Invoice Discounting

(3,068,135)

(210,627)

(3,278,762)

(3,053,114)

(216,937)

(3,270,051)

 

(3,053,114)

(216,937)

(3,270,051)

29

Related party transactions

Group

Summary of transactions with key management

During the year, A D J Spear, a director of the company, maintained an interest free loan to the company. At the balance sheet date, the amount due to A D J Spear was £545,910 (2023 - £550,991).

During the year, R A C Spear, a director of the company, had a loan with the company. The loan is interest free and repayable on demand. At the balance sheet date, the aggregate amount owed by the company was £42,433 (2023 - £40,810).

 

Transactions with directors

2024

At 1 January 2024
£

Advances to director
£

Repayments by director
£

At 31 December 2024
£

R A C Spear

Directors loan account

40,810

107,969

(106,346)

42,433

2023

At 1 September 2022
£

Advances to director
£

Repayments by director
£

At 31 December 2023
£

R A C Spear

Directors loan account

35,017

100,446

(94,653)

40,810

 

Coombefish Holdings Ltd

Notes to the Financial Statements for the Year Ended 31 December 2024

Summary of transactions with other related parties

During the year, the group received a loan from another company in which the director of the group has a shareholding. At the balance sheet date, the amount owed by the group was £1,275,000 (2023 - £nil). The loan is interest free and repayable on demand.

During the year ended 31 December 2023, I J Spear resigned as a director of the group. The consolidated amount owed to I J Spear at the year end date was £578,748.

 

Income and receivables from related parties

2024

Other related parties
£

Sale of goods

7,134,722

2023

Other related parties
£

Sale of goods

12,671,609

Amounts receivable from related party

7,060

Company

Key management personnel

During the year, A D J Spear, a director of the company, maintained an interest free loan to the company. At the balance sheet date, the amount due to A D J Spear was £550,991 (2023 - £555,115).

During the year, R A C Spear, a director of the company, had a loan with the company. The loan is interest free and repayable on demand. At the balance sheet date, the aggregate amount owed by the company was £8,379 (2023 - £12,503).