Company Registration No. 10449858 (England and Wales)
Umbrella Mortgage Solutions Ltd
Unaudited accounts
for the year ended 31 December 2024
Umbrella Mortgage Solutions Ltd
Company Information
for the year ended 31 December 2024
Directors
Robin Simon Black
Karen Ward
Company Number
10449858 (England and Wales)
Registered Office
80 CANNON LANE
PINNER
HA5 1HR
ENGLAND
Accountants
Biz Accounting Ltd
14 Village Way East
Harrow
London
HA2 7LU
Umbrella Mortgage Solutions Ltd
Statement of financial position
as at 31 December 2024
Tangible assets
1,678
2,237
Cash at bank and in hand
2,447
13,533
Creditors: amounts falling due within one year
(14,359)
(27,848)
Net current liabilities
(717)
(1,364)
Called up share capital
100
100
Profit and loss account
861
773
Shareholders' funds
961
873
For the year ending 31 December 2024 the company was entitled to exemption from audit under section 477 of the Companies Act 2006 relating to small companies. The members have not required the company to obtain an audit in accordance with section 476 of the Companies Act 2006.
The directors acknowledge their responsibilities for complying with the requirements of the Act with respect to accounting records and the preparation of accounts.
These accounts have been prepared and delivered in accordance with the provisions applicable to companies subject to the small companies' regime and in accordance with the provisions of FRS 102 Section 1A - Small Entities. The profit and loss account has not been delivered to the Registrar of Companies.
The financial statements were approved by the Board of Directors and authorised for issue on 29 September 2025 and were signed on its behalf by
Robin Simon Black
Director
Company Registration No. 10449858
Umbrella Mortgage Solutions Ltd
Notes to the Accounts
for the year ended 31 December 2024
Umbrella Mortgage Solutions Ltd is a private company, limited by shares, registered in England and Wales, registration number 10449858. The registered office is 80 CANNON LANE, PINNER, HA5 1HR, ENGLAND.
2
Compliance with accounting standards
The accounts have been prepared in accordance with the provisions of FRS 102 Section 1A Small Entities. There were no material departures from that standard.
The principal accounting policies adopted in the preparation of the financial statements are set out below and have remained unchanged from the previous year, and also have been consistently applied within the same accounts.
The accounts have been prepared under the historical cost convention as modified by the revaluation of certain fixed assets.
Tangible fixed assets and depreciation
Tangible assets are included at cost less depreciation and impairment. Depreciation has been provided at the following rates in order to write off the assets over their estimated useful lives:
Fixtures & fittings
25% Straight line
Computer equipment
25% Straight line
4
Tangible fixed assets
Computer equipment
At 31 December 2024
10,264
Amounts falling due within one year
Trade debtors
11,195
12,951
Umbrella Mortgage Solutions Ltd
Notes to the Accounts
for the year ended 31 December 2024
6
Creditors: amounts falling due within one year
2024
2023
Taxes and social security
4,377
2,215
Deferred income
3,550
17,050
7
Average number of employees
During the year the average number of employees was 3 (2023: 3).