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Registration number: NI007919

Norman Emerson Group Limited

Annual Report and Financial Statements

for the Period from 1 January 2024 to 30 September 2024

 

Norman Emerson Group Limited

Contents

Company Information

1

Strategic Report

2

Directors' Report

3 to 4

Statement of Directors' Responsibilities

5

Independent Auditor's Report

6 to 8

Profit and Loss Account

9

Statement of Comprehensive Income

10

Balance Sheet

11

Statement of Changes in Equity

12

Statement of Cash Flows

13

Notes to the Financial Statements

14 to 31

 

Norman Emerson Group Limited

Company Information

Directors

Mr Seamus McKeague

Mr Gerard McKeague

Mr Patrick McKeague

Registered office

38 Blackpark Road
Toomebridge
County Antrim
BT41 3SL

Auditors

McKeague Morgan & Company
Senior Statutory Auditor27 College Gardens
Belfast
BT9 6BS

 

Norman Emerson Group Limited

Strategic Report for the Period from 1 January 2024 to 30 September 2024

The directors present their strategic report for the period from 1 January 2024 to 30 September 2024.

Principal activity

The principal activity of the company is extraction, processing and distribution of sand and related products.

Fair review of the business

In June 2024, the company was acquired by Creagh Concrete Products Limited. Creagh Concrete Products Limited have provided financial support alongside refinanced bank borrowings to initially reduce the company's financial liabilities and to provide a strong platform for returning to profitibilty and future growth.

Subsequent to acquisition, the company has also undertaken a robust restructuring process to streamline the business operations and ensure the business’s core trading activities return to profitability. This restructure included the key acquisition of a new sand dredger after the reporting period which will ensure continuity of raw materials, ensuring that production and sales targets are met. The planning process continues regarding the Hortensia, however this is no longer critical to the company's sand dredging operations.

The directors are confident that the business can return to profitability in the next financial year.

The company's key financial and other performance indicators during the period were as follows:

Financial KPIs

Unit

2024

2023

Turnover

£000s

7,881

9,539

Gross profit

£000s

910

1,270

Gross profit margin

%

12

13

Operating profit/(loss)

£000s

111

(66)

Profit/(loss) before tax

£000s

(144)

(365)

Principal risks and uncertainties

The principal risks and uncertainties faced by the group relate to possible adverse changes in the economic environment, including a decline in the overall activity, actions of competitors which may decrease the company's revenues or margins, high fuel prices, incurring bad debt from customers and inclement weather.

Annual forecasts are prepared and variances against these forecasts are measured on a monthly basis to ensure their effects can be accurately estimated and appropriate action taken.

Approved and authorised by the Board on 25 June 2025 and signed on its behalf by:
 

.........................................
Mr Seamus McKeague
Director

 

Norman Emerson Group Limited

Directors' Report for the Period from 1 January 2024 to 30 September 2024

The directors present their report and the financial statements for the period from 1 January 2024 to 30 September 2024.

Directors of the company

The directors who held office during the period were as follows:

Mr Seamus McKeague (appointed 13 June 2024)

Mr Gerard McKeague (appointed 13 June 2024)

Mr Patrick McKeague (appointed 13 June 2024)

Mr John Ferguson (resigned 13 June 2024)

Mr Colin Emerson (resigned 13 June 2024)

Mr George Emerson (resigned 13 June 2024)

Mr Conor Jordan (resigned 13 June 2024)

Financial instruments

Objectives and policies

The company's operations expose it to a variety of financial risks that include price, credit, foreign exchange risk, interest rate risk and liquidity risk and cash flow risk. The company has in place a risk management programme that seeks to limit adverse effects on its financial performance.

Price risk, credit risk, liquidity risk and cash flow risk

Price risk

The company is exposed to certain commodity price risks as a result of its operations. However, given the size of the company's operations, the costs of managing exposure to commodity price risk exceed any potential benefits. The directors will revisit the appropriateness of this policy should the company's operations change in size or nature.

Credit risk

The company has implemented policies that require appropriate credit checks on potential customers before sales are made. The amount of exposure to individual customers is subject to a limit, which is reassessed regularly by the board.

Foreign exchange risk

The company has its principal operations in the United Kingdom and Ireland and therefore fluctuations in currency exchange rates may affect reported operating results and financial position. The company is exposed to some foreign exchange risk in the normal course of its business, however the costs of continually managing exposure to foreign exchange rate variances is deemed to exceed any potential benefits.

Interest rate risk

The company is exposed to interest rate movements on its bank loans with variable interest rates. These are monitored by the directors.

Liquidity and cash flow risk

The company actively maintains a mixture of long-term and short-term debt finance that is designed to ensure the company has sufficient available funds for its operations and planned expansions.

 

Norman Emerson Group Limited

Directors' Report for the Period from 1 January 2024 to 30 September 2024 (continued)

Disclosure of information to the auditors

Each director has taken steps that they ought to have taken as a director in order to make themselves aware of any relevant audit information and to establish that the company's auditors are aware of that information. The directors confirm that there is no relevant information that they know of and of which they know the auditors are unaware.

Approved and authorised by the Board on 25 June 2025 and signed on its behalf by:
 

.........................................
Mr Seamus McKeague
Director

 

Norman Emerson Group Limited

Statement of Directors' Responsibilities

The directors acknowledge their responsibilities for preparing the Annual Report and the financial statements in accordance with applicable law and regulations.

Company law requires the directors to prepare financial statements for each financial year. Under that law the directors have elected to prepare the financial statements in accordance with United Kingdom Generally Accepted Accounting Practice (United Kingdom Accounting Standards and applicable law). Under company law the directors must not approve the financial statements unless they are satisfied that they give a true and fair view of the state of affairs of the company and of the profit or loss of the company for that period. In preparing these financial statements, the directors are required to:

select suitable accounting policies and apply them consistently;

make judgements and accounting estimates that are reasonable and prudent;

state whether applicable United Kingdom Accounting Standards have been followed, subject to any material departures disclosed and explained in the financial statements; and

prepare the financial statements on the going concern basis unless it is inappropriate to presume that the company will continue in business.

The directors are responsible for keeping adequate accounting records that are sufficient to show and explain the company's transactions and disclose with reasonable accuracy at any time the financial position of the company and enable them to ensure that the financial statements comply with the Companies Act 2006. They are also responsible for safeguarding the assets of the company and hence for taking reasonable steps for the prevention and detection of fraud and other irregularities.

 

Norman Emerson Group Limited

Independent Auditor's Report to the Members of Norman Emerson Group Limited

Opinion

We have audited the financial statements of Norman Emerson Group Limited (the 'company') for the period from 1 January 2024 to 30 September 2024, which comprise the Profit and Loss Account, Statement of Comprehensive Income, Balance Sheet, Statement of Changes in Equity, Statement of Cash Flows, and Notes to the Financial Statements, including a summary of significant accounting policies. The financial reporting framework that has been applied in their preparation is applicable law and United Kingdom Accounting Standards, including Financial Reporting Standard 102 The Financial Reporting Standard applicable in the UK and Republic of Ireland (United Kingdom Generally Accepted Accounting Practice).

In our opinion the financial statements:

give a true and fair view of the state of the company's affairs as at 30 September 2024 and of its profit for the period then ended;

have been properly prepared in accordance with United Kingdom Generally Accepted Accounting Practice; and

have been prepared in accordance with the requirements of the Companies Act 2006.

Basis for opinion

We conducted our audit in accordance with International Standards on Auditing (UK) (ISAs (UK)) and applicable law. Our responsibilities under those standards are further described in the auditor responsibilities for the audit of the financial statements section of our report. We are independent of the company in accordance with the ethical requirements that are relevant to our audit of the financial statements in the UK, including the FRC’s Ethical Standard, and we have fulfilled our other ethical responsibilities in accordance with these requirements. We believe that the audit evidence we have obtained is sufficient and appropriate to provide a basis for our opinion.

Conclusions relating to going concern

In auditing the financial statements, we have concluded that the director's use of the going concern basis of accounting in the preparation of the financial statements is appropriate.

Based on the work we have performed, we have not identified any material uncertainties relating to events or conditions that, individually or collectively, may cast significant doubt on the company's ability to continue as a going concern for a period of at least twelve months from when the original financial statements were authorised for issue.

Our responsibilities and the responsibilities of the directors with respect to going concern are described in the relevant sections of this report.

Other information

The directors are responsible for the other information. The other information comprises the information included in the annual report, other than the financial statements and our auditor’s report thereon. Our opinion on the financial statements does not cover the other information and, except to the extent otherwise explicitly stated in our report, we do not express any form of assurance conclusion thereon.

In connection with our audit of the financial statements, our responsibility is to read the other information and, in doing so, consider whether the other information is materially inconsistent with the financial statements or our knowledge obtained in the audit or otherwise appears to be materially misstated. If we identify such material inconsistencies or apparent material misstatements, we are required to determine whether there is a material misstatement in the financial statements or a material misstatement of the other information. If, based on the work we have performed, we conclude that there is a material misstatement of this other information, we are required to report that fact.

We have nothing to report in this regard.

 

Norman Emerson Group Limited

Independent Auditor's Report to the Members of Norman Emerson Group Limited (continued)

Opinion on other matter prescribed by the Companies Act 2006

In our opinion, based on the work undertaken in the course of the audit:

the information given in the Strategic Report and Directors' Report for the financial period for which the financial statements are prepared is consistent with the financial statements; and

the Strategic Report and Directors' Report have been prepared in accordance with applicable legal requirements.

Matters on which we are required to report by exception

In the light of our knowledge and understanding of the company and its environment obtained in the course of the audit, we have not identified material misstatements in the Strategic Report and the Directors' Report.

We have nothing to report in respect of the following matters where the Companies Act 2006 requires us to report to you if, in our opinion:

adequate accounting records have not been kept, or returns adequate for our audit have not been received from branches not visited by us; or

the financial statements are not in agreement with the accounting records and returns; or

certain disclosures of directors' remuneration specified by law are not made; or

we have not received all the information and explanations we require for our audit.

Responsibilities of directors

As explained more fully in the Statement of Directors' Responsibilities [set out on page 5], the directors are responsible for the preparation of the financial statements and for being satisfied that they give a true and fair view, and for such internal control as the directors determine is necessary to enable the preparation of financial statements that are free from material misstatement, whether due to fraud or error.

In preparing the financial statements, the directors are responsible for assessing the company's ability to continue as a going concern, disclosing, as applicable, matters related to going concern and using the going concern basis of accounting unless the directors either intend to liquidate the company or to cease operations, or have no realistic alternative but to do so.

Auditor Responsibilities for the audit of the financial statements

Our objectives are to obtain reasonable assurance about whether the financial statements as a whole are free from material misstatement, whether due to fraud or error, and to issue an auditor’s report that includes our opinion. Reasonable assurance is a high level of assurance, but is not a guarantee that an audit conducted in accordance with ISAs (UK) will always detect a material misstatement when it exists. Misstatements can arise from fraud or error and are considered material if, individually or in the aggregate, they could reasonably be expected to influence the economic decisions of users taken on the basis of these financial statements.

The extent to which our procedures are capable of detecting irregularities, including fraud is detailed below:

We made enquiries of management to understand how the company is complying with its legal and regulatory obligations.

We evaluated the susceptibility of the financial statements to material misstatement and discussed with management the areas where we believed risk of fraud may be higher and what procedures are in place to prevent or detect fraud or non-compliance.

We reviewed manual journal entries for any unusual postings.

We performed tests in areas where significant accounting estimates and judgements are made to assess their reasonableness.

 

Norman Emerson Group Limited

Independent Auditor's Report to the Members of Norman Emerson Group Limited (continued)

 

There are inherent limitations in the audit procedures described above. The further removed any non-compliance with laws and regulations is from the events and transactions reflected in the financial statements, the less likely we would become aware of it. Furthermore, the risk of material misstatement due to fraud is higher than the risk of material misstatement due to error, as fraud may involve deliberate concealment.

A further description of our responsibilities is available on the Financial Reporting Council’s website at: www.frc.org.uk/auditorsresponsibilities. This description forms part of our auditor’s report.

Use of our report

This report is made solely to the company’s members, as a body, in accordance with Chapter 3 of Part 16 of the Companies Act 2006. Our audit work has been undertaken so that we might state to the company’s members those matters we are required to state to them in an auditor’s report and for no other purpose. To the fullest extent permitted by law, we do not accept or assume responsibility to anyone other than the company and the company’s members as a body, for our audit work, for this report, or for the opinions we have formed.

......................................
Darren McKeown (Senior Statutory Auditor)
For and on behalf of McKeague Morgan & Company, Statutory Auditor
 27 College Gardens
Belfast
BT9 6BS

25 June 2025

 

Norman Emerson Group Limited

Profit and Loss Account for the Period from 1 January 2024 to 30 September 2024

Note

9-months ended
30 September
2024
£

Year ended
31 December
2023
£

Turnover

4

7,880,717

9,539,282

Cost of sales

 

(6,970,703)

(8,268,895)

Gross profit

 

910,014

1,270,387

Distribution costs

 

(114,514)

(89,626)

Administrative expenses

 

(731,951)

(1,335,827)

Other operating income

5

47,261

89,440

Operating profit/(loss)

7

110,810

(65,626)

Interest payable and similar expenses

8

(254,322)

(299,315)

Loss before tax

 

(143,512)

(364,941)

Taxation

12

191,133

40,156

Profit/(loss) for the financial period

 

47,621

(324,785)

The above results were derived from continuing operations.

The company has no recognised gains or losses for the period other than the results above.

 

Norman Emerson Group Limited

Statement of Comprehensive Income for the Period from 1 January 2024 to 30 September 2024

9-months ended
30 September
2024
£

Year ended
31 December
2023
£

Profit/(loss) for the period

47,621

(324,785)

Deficit on property, plant and equipment revaluation

-

(160,000)

Deferred tax related to items recognised as items of other comprehensive income

-

70,072

-

(89,928)

Total comprehensive income for the period

47,621

(414,713)

 

Norman Emerson Group Limited

(Registration number: NI007919)
Balance Sheet as at 30 September 2024

Note

30 September
2024
£

31 December
2023
£

Fixed assets

 

Tangible assets

13

6,713,834

6,677,459

Investment property

14

170,000

170,000

Investments

15

51

51

 

6,883,885

6,847,510

Current assets

 

Stocks

16

381,694

542,154

Debtors

17

2,955,512

2,059,611

Cash at bank and in hand

 

57,329

-

 

3,394,535

2,601,765

Creditors: Amounts falling due within one year

19

(6,144,610)

(5,053,922)

Net current liabilities

 

(2,750,075)

(2,452,157)

Total assets less current liabilities

 

4,133,810

4,395,353

Creditors: Amounts falling due after more than one year

19

(1,011,401)

(1,129,432)

Provisions for liabilities

20

(80,087)

(271,220)

Net assets

 

3,042,322

2,994,701

Capital and reserves

 

Called up share capital

22

200,005

200,005

Revaluation reserve

2,346,985

2,179,311

Non-distributable reserve

36,067

36,067

Profit and loss account

459,265

579,318

Total equity

 

3,042,322

2,994,701

Approved and authorised by the Board on 25 June 2025 and signed on its behalf by:
 

.........................................
Mr Seamus McKeague
Director

   
     
 

Norman Emerson Group Limited

Statement of Changes in Equity for the Period from 1 January 2024 to 30 September 2024

Share capital
£

Revaluation reserve
£

Non-distributable reserve
£

Retained earnings
£

Total
£

At 1 January 2024

200,005

2,179,311

36,067

579,318

2,994,701

Profit for the period

-

-

-

47,621

47,621

Transfers

-

167,674

-

(167,674)

-

At 30 September 2024

200,005

2,346,985

36,067

459,265

3,042,322

Share capital
£

Revaluation reserve
£

Non-distributable reserve
£

Retained earnings
£

Total
£

At 1 January 2023

200,005

2,294,726

21,489

922,556

3,438,776

Loss for the period

-

-

-

(324,785)

(324,785)

Other comprehensive income

-

(89,928)

-

-

(89,928)

Total comprehensive income

-

(89,928)

-

(324,785)

(414,713)

Dividends

-

-

-

(29,362)

(29,362)

Transfers

-

(25,487)

14,578

10,909

-

At 31 December 2023

200,005

2,179,311

36,067

579,318

2,994,701

 

Norman Emerson Group Limited

Statement of Cash Flows for the Period from 1 January 2024 to 30 September 2024

Note

9-months ended
30 September
2024
£

Year ended
31 December
2023
£

Cash flows from operating activities

Profit/(loss) for the period

 

47,621

(324,785)

Adjustments to cash flows from non-cash items

 

Depreciation and amortisation

7

128,379

174,277

Changes in fair value of investment property

14

-

(20,000)

Loss on disposal of tangible assets

6

14,761

102

Finance costs

8

254,322

299,315

Income tax expense

12

(191,133)

(40,156)

 

253,950

88,753

Working capital adjustments

 

Decrease in stocks

16

160,460

54,059

Increase in trade debtors

17

(806,873)

(336,719)

(Increase)/decrease in other debtors

17

(89,028)

20,115

Increase in trade creditors

19

272,349

454,733

Increase in other creditors

19

1,165,997

53,378

Net cash flow from operating activities

 

956,855

334,319

Cash flows from investing activities

 

Acquisitions of tangible assets

(179,515)

(423,544)

Proceeds from sale of tangible assets

 

-

6,000

Net cash flows from investing activities

 

(179,515)

(417,544)

Cash flows from financing activities

 

Interest paid

8

(254,322)

(299,315)

(Decrease)/increase in utilisation of invoice discounting facility

 

(66,320)

260,069

Repayment of bank borrowing

 

(30,698)

(29,676)

Proceeds from other borrowing draw downs

 

-

45,847

Repayment of other borrowing

 

(45,847)

-

Proceeds from finance lease draw downs

 

60,000

377,798

Payments to finance lease creditors

 

(132,822)

(279,742)

Dividends paid

24

-

(29,362)

Net cash flows from financing activities

 

(470,009)

45,619

Net increase/(decrease) in cash and cash equivalents

 

307,331

(37,606)

Cash and cash equivalents at 1 January

 

(250,002)

(212,396)

Cash and cash equivalents at 30 September

 

57,329

(250,002)

 

Norman Emerson Group Limited

Notes to the Financial Statements for the Period from 1 January 2024 to 30 September 2024

1

General information

The company is a private company limited by share capital, incorporated in the United Kingdom.

The address of its registered office is:
38 Blackpark Road
Toomebridge
County Antrim
BT41 3SL

These financial statements were authorised for issue by the Board on 25 June 2025.

2

Accounting policies

Summary of significant accounting policies and key accounting estimates

The principal accounting policies applied in the preparation of these financial statements are set out below. These policies have been consistently applied to all the years presented, unless otherwise stated.

Statement of compliance

These financial statements were prepared in accordance with Financial Reporting Standard 102 'The Financial Reporting Standard applicable in the United Kingdom and Republic of Ireland and the Companies Act 2006'.

Basis of preparation

These financial statements have been prepared using the historical cost convention except that as disclosed in the accounting policies certain items are shown at fair value.

 

Norman Emerson Group Limited

Notes to the Financial Statements for the Period from 1 January 2024 to 30 September 2024 (continued)

2

Accounting policies (continued)

Going concern

The company’s business activities and its financial position are described in Strategic Report.

The company made a loss of £143,512 before tax for the 9 month period (loss for the year ended 31 December 2023 - £364,941). During the year the company was acquired by Creagh Concrete Products Limited. Subsequent to the acquisition, the company has gone through a cost saving review and certain operational decisions have been made in order to return the company to profitability within the near future.

At the year end the company had net assets of £2,994,701 (31 December 2023 - £3,319,486) and net current liabilities of £2,750,075 (31 December 2023 - £2,452,157).

The company continues to review its financial position to ensure there are sufficient resources and access to working capital facilities in order to meet current and potential future financial demands.

Taking into account the acquisition by Creagh Concrete Products Limited with the financial support in place, alongside restructuring measures implemented, the directors believe the company is able to manage its business risks and continue to trade ongoing contracts with customers and suppliers. The acquisition of the new sand dredger also provides long-term security of raw materials.

In the preparation of its financial projections the Directors recognise that the current economic conditions globally have a negative impact on business activity and confidence, however they note that demand within the company’s market continues to be strong and its sales order book is robust.

After making enquiries, the directors are confident that the company has adequate resources in place, with sufficient headroom for the foreseeable future. Accordingly, they continue to adopt the going concern basis in preparing the annual report and Financial statements.

Revenue recognition

Turnover comprises the fair value of the consideration received or receivable for the sale of goods and provision of services in the ordinary course of the company’s activities. Turnover is shown net of sales/value added tax, returns, rebates and discounts.

The company recognises revenue when:
The amount of revenue can be reliably measured;
it is probable that future economic benefits will flow to the entity;
and specific criteria have been met for each of the company's activities.

Tax

The tax expense for the period comprises deferred tax. Tax is recognised in profit or loss, except that a change attributable to an item of income or expense recognised as other comprehensive income is also recognised directly in other comprehensive income.

 

Norman Emerson Group Limited

Notes to the Financial Statements for the Period from 1 January 2024 to 30 September 2024 (continued)

2

Accounting policies (continued)

Deferred tax is recognised in respect of all timing differences between taxable profits and profits reported in the financial statements.

Unrelieved tax losses and other deferred tax assets are recognised when it is probable that they will be recovered against the reversal of deferred tax liabilities or other future taxable profits.

Deferred tax is measured using the tax rates and laws that have been enacted or substantively enacted by the reporting date and that are expected to apply to the reversal of the timing difference, except for revalued land and investment property where the tax rate that applies to the sale of the asset is used.

Tangible assets

Tangible assets are stated in the balance sheet at cost, less any subsequent accumulated depreciation and subsequent accumulated impairment losses.

The cost of tangible assets includes directly attributable incremental costs incurred in their acquisition and installation.

Depreciation

Depreciation is charged so as to write off the cost of assets, other than land and properties under construction over their estimated useful lives, as follows:

Asset class

Depreciation method and rate

Freehold land and buildings

Not depreciated on the basis that residual value is expected to be no less than net book value

Plant and machinery

10-25% reducing balance and 5% straight line

Motor vehicles

10-25% reducing balance

Fixtures and fittings

20% reducing balance

Sand barges

6.67% straight line

Investment property

Investment property is carried at fair value, derived from the current market prices for comparable real estate determined annually by external valuers. The valuers use observable market prices, adjusted if necessary for any difference in the nature, location or condition of the specific asset. Changes in fair value are recognised in profit or loss.

Business combinations

Business combinations are accounted for using the purchase method. The consideration for each acquisition is measured at the aggregate of the fair values at acquisition date of assets given, liabilities incurred or assumed, and equity instruments issued by the group in exchange for control of the acquired, plus any costs directly attributable to the business combination. When a business combination agreement provides for an adjustment to the cost of the combination contingent on future events, the group includes the estimated amount of that adjustment in the cost of the combination at the acquisition date if the adjustment is probable and can be measured reliably.

 

Norman Emerson Group Limited

Notes to the Financial Statements for the Period from 1 January 2024 to 30 September 2024 (continued)

2

Accounting policies (continued)

Investments

Investments in equity shares which are publicly traded or where the fair value can be measured reliably are initially measured at fair value, with changes in fair value recognised in profit or loss. Investments in equity shares which are not publicly traded and where fair value cannot be measured reliably are measured at cost less impairment.


Interest income on debt securities, where applicable, is recognised in income using the effective interest method. Dividends on equity securities are recognised in income when receivable.

Cash and cash equivalents

Cash and cash equivalents comprise cash on hand and call deposits, and other short-term highly liquid investments that are readily convertible to a known amount of cash and are subject to an insignificant risk of change in value.

Trade debtors

Trade debtors are amounts due from customers for merchandise sold or services performed in the ordinary course of business.

Trade debtors are recognised initially at the transaction price. They are subsequently measured at amortised cost using the effective interest method, less provision for impairment. A provision for the impairment of trade debtors is established when there is objective evidence that the company will not be able to collect all amounts due according to the original terms of the receivables.

Stocks

Stocks are stated at the lower of cost and estimated selling price less costs to complete and sell. Cost is determined using the first-in, first-out (FIFO) method.

The cost of finished goods and work in progress comprises direct materials and, where applicable, direct labour costs and those overheads that have been incurred in bringing the inventories to their present location and condition. At each reporting date, stocks are assessed for impairment. If stocks are impaired, the carrying amount is reduced to its selling price less costs to complete and sell; the impairment loss is recognised immediately in profit or loss.

Trade creditors

Trade creditors are obligations to pay for goods or services that have been acquired in the ordinary course of business from suppliers. Accounts payable are classified as current liabilities if the company does not have an unconditional right, at the end of the reporting period, to defer settlement of the creditor for at least twelve months after the reporting date. If there is an unconditional right to defer settlement for at least twelve months after the reporting date, they are presented as non-current liabilities.

Trade creditors are recognised initially at the transaction price and subsequently measured at amortised cost using the effective interest method.

 

Norman Emerson Group Limited

Notes to the Financial Statements for the Period from 1 January 2024 to 30 September 2024 (continued)

2

Accounting policies (continued)

Borrowings

Interest-bearing borrowings are initially recorded at fair value, net of transaction costs. Interest-bearing borrowings are subsequently carried at amortised cost, with the difference between the proceeds, net of transaction costs, and the amount due on redemption being recognised as a charge to the profit and loss account over the period of the relevant borrowing.

Interest expense is recognised on the basis of the effective interest method and is included in interest payable and similar charges.

Borrowings are classified as current liabilities unless the company has an unconditional right to defer settlement of the liability for at least twelve months after the reporting date.

Provisions

Provisions are recognised when the company has an obligation at the reporting date as a result of a past event, it is probable that the company will be required to settle that obligation and a reliable estimate can be made of the amount of the obligation.

Leases

Leases are classified as finance leases whenever the terms of the lease transfer substantially all the risks and rewards of ownership to the lessee.

Assets held under finance leases are recognised at the lower of their fair value at inception of the lease and the present value of the minimum lease payments. These assets are depreciated on a straight-line basis over the shorter of the useful life of the asset and the lease term. The corresponding liability to the lessor is included in the balance sheet as a finance lease obligation.

Lease payments are apportioned between finance costs in the profit and loss account and reduction of the lease obligation so as to achieve a constant periodic rate of interest on the remaining balance of the liability.

Share capital

Ordinary shares are classified as equity. Equity instruments are measured at the fair value of the cash or other resources received or receivable, net of the direct costs of issuing the equity instruments. If payment is deferred and the time value of money is material, the initial measurement is on a present value basis.

Dividends

Dividend distribution to the company’s shareholders is recognised as a liability in the financial statements in the reporting period in which the dividends are declared.

Defined contribution pension obligation

A defined contribution plan is a pension plan under which fixed contributions are paid into a pension fund and the company has no legal or constructive obligation to pay further contributions even if the fund does not hold sufficient assets to pay all employees the benefits relating to employee service in the current and prior periods.

Contributions to defined contribution plans are recognised as employee benefit expense when they are due. If contribution payments exceed the contribution due for service, the excess is recognised as a prepayment.

 

Norman Emerson Group Limited

Notes to the Financial Statements for the Period from 1 January 2024 to 30 September 2024 (continued)

3

Judgements and key sources of estimation uncertainty

In the application of the company's accounting policies, the directors are required to make judgements, estimates and assumptions about the carrying amount of assets and liabilities that are not readily apparent from other sources. These estimates and associated assumptions are based on historical experience and other factors that are considered to be relevant. Actual results may differ from these estimates.

The estimates and underlying assumptions are reviewed on an ongoing basis. Revisions to accounting estimates are recognised in the period in which the estimate is revised where the revision affects only that period, or in the period of revision and future periods where the revision affects both current and future periods.

Critical judgements

The following judgements (apart from those involving estimates) have had the most significant effect on amounts recognised in the financial statements:

Useful economic life of tangible assets

The annual depreciation charge for tangible assets is sensitive to changes in the estimated useful economic lives and residual values of the assets. The useful economic lives and residual values are reassessed annually. They are amended when necessary to reflect current estimates, based on technological advancement, future investments, economic utilisation and the physical condition of the assets.

Inventory provision

The company considers the recoverability of the cost of inventory and the associated provisioning required. When calculating the inventory provision, management considers the nature and condition of the inventory, as well as applying assumptions around anticipated saleability of finished goods and future usage of raw materials.

Impairment of debtors

The company makes an estimate of the recoverable value of trade and other debtors. When assessing impairment of trade and other debtors, management considers factors including the current credit rating of the debtor, the ageing profile of debtors and historical experience.

4

Turnover

The analysis of the company's turnover for the period from continuing operations is as follows:

9-months ended
30 September
2024
£

Year ended
31 December
2023
£

Sale of goods

7,880,717

9,539,282

 

Norman Emerson Group Limited

Notes to the Financial Statements for the Period from 1 January 2024 to 30 September 2024 (continued)

5

Other operating income

The analysis of the company's other operating income for the period is as follows:

9-months ended
30 September
2024
£

Year ended
31 December
2023
£

Miscellaneous other operating income

47,261

89,440

6

Other gains and losses

The analysis of the company's other gains and losses for the period is as follows:

9-months ended
30 September
2024
£

Year ended
31 December
2023
£

Loss on disposal of tangible assets

(14,761)

(102)

7

Operating profit/(loss)

Arrived at after charging/(crediting)

9-months ended
30 September
2024
£

Year ended
31 December
2023
£

Depreciation expense

128,379

174,277

Loss on disposal of property, plant and equipment

14,761

102

8

Interest payable and similar expenses

9-months ended
30 September
2024
£

Year ended
31 December
2023
£

Interest on bank overdrafts and borrowings

219,894

244,268

Interest on obligations under finance leases and hire purchase contracts

34,428

55,047

254,322

299,315

 

Norman Emerson Group Limited

Notes to the Financial Statements for the Period from 1 January 2024 to 30 September 2024 (continued)

9

Staff costs

The aggregate payroll costs (including directors' remuneration) were as follows:

9-months ended
30 September
2024
£

Year ended
31 December
2023
£

Wages and salaries

1,544,831

1,846,897

Social security costs

144,500

184,085

Other short-term employee benefits

18,729

18,293

Pension costs, defined contribution scheme

31,579

39,905

Other employee expense

23,430

60,771

1,763,069

2,149,951

The average number of persons employed by the company (including directors) during the period, analysed by category was as follows:

9-months ended
30 September
2024
No.

Year ended
31 December
2023
No.

Production

48

51

Administration and support

10

11

58

62

10

Directors' remuneration

The directors' remuneration for the period was as follows:

9-months ended
30 September
2024
£

Year ended
31 December
2023
£

Remuneration

85,450

253,243

Contributions paid to money purchase schemes

2,201

5,283

87,651

258,526

 

Norman Emerson Group Limited

Notes to the Financial Statements for the Period from 1 January 2024 to 30 September 2024 (continued)

10

Directors' remuneration (continued)

During the period the number of directors who were receiving benefits and share incentives was as follows:

9-months ended
30 September
2024
No.

Year ended
31 December
2023
No.

Accruing benefits under money purchase pension scheme

4

4

11

Auditors' remuneration

9-months ended
30 September
2024
£

Year ended
31 December
2023
£

Audit of the financial statements

6,750

5,577


 

12

Taxation

Tax charged/(credited) in the profit and loss account

9-months ended
30 September
2024
£

Year ended
31 December
2023
£

Deferred taxation

Arising from origination and reversal of timing differences

(191,133)

(40,156)

 

Norman Emerson Group Limited

Notes to the Financial Statements for the Period from 1 January 2024 to 30 September 2024 (continued)

12

Taxation (continued)

The tax on profit before tax for the period is higher than the standard rate of corporation tax in the UK (2023 - lower than the standard rate of corporation tax in the UK) of 25% (2023 - 23.52%).

The differences are reconciled below:

9-months ended
30 September
2024
£

Year ended
31 December
2023
£

Loss before tax

(143,512)

(364,941)

Corporation tax at standard rate

(35,878)

(85,834)

Tax decrease from effect of capital allowances and depreciation

(17,521)

(60,029)

Effect of expense not deductible in determining taxable profit (tax loss)

(16,250)

21,290

Tax increase from effect of unrelieved tax losses carried forward

69,649

129,277

Deferred tax credit from unrecognised tax loss or credit

(191,133)

(40,156)

Other tax effects for reconciliation between accounting profit and tax expense (income)

-

(4,704)

Total tax credit

(191,133)

(40,156)

 

Norman Emerson Group Limited

Notes to the Financial Statements for the Period from 1 January 2024 to 30 September 2024 (continued)

12

Taxation (continued)

Deferred tax

Deferred tax assets and liabilities

2024

Asset
£

Liability
£

Accelerated tax depreciation

-

497,930

Revaluation of property, plant and equipment

-

304,775

Revaluation of investment property

-

12,023

Tax losses

711,182

-

711,182

814,728

2023

Asset
£

Liability
£

Accelerated tax depreciation

-

485,919

Revaluation of property, plant and equipment

-

304,775

Revaluation of investment property

-

12,023

Tax losses

531,497

-

531,497

802,717

Tax relating to items recognised in other comprehensive income or equity

9-months ended
30 September
2024
£

Year ended
31 December
2023
£

Deferred tax related to items recognised as items of other comprehensive income

-

(70,072)

 

Norman Emerson Group Limited

Notes to the Financial Statements for the Period from 1 January 2024 to 30 September 2024 (continued)

13

Tangible assets

Freehold land and buildings
£

Fixtures and fittings
£

Plant and machinery
£

Motor vehicles
 £

Sand barges
£

Total
£

Cost or valuation

At 1 January 2024

4,490,000

315,707

4,005,907

1,907,435

1,303,001

12,022,050

Additions

-

9,838

35,742

57,555

76,380

179,515

Disposals

-

-

-

(150,002)

-

(150,002)

At 30 September 2024

4,490,000

325,545

4,041,649

1,814,988

1,379,381

12,051,563

Depreciation

At 1 January 2024

-

282,371

3,449,757

1,367,637

244,826

5,344,591

Charge for the period

-

6,851

53,732

62,442

5,354

128,379

Eliminated on disposal

-

-

-

(135,241)

-

(135,241)

At 30 September 2024

-

289,222

3,503,489

1,294,838

250,180

5,337,729

Carrying amount

At 30 September 2024

4,490,000

36,323

538,160

520,150

1,129,201

6,713,834

At 31 December 2023

4,490,000

33,336

556,150

539,798

1,058,175

6,677,459

Included within the net book value of land and buildings above is £4,490,000 (2023 - £4,490,000) in respect of freehold land and buildings.
 

 

Norman Emerson Group Limited

Notes to the Financial Statements for the Period from 1 January 2024 to 30 September 2024 (continued)

13

Tangible assets (continued)

Revaluation

The company's freehold land and buildings were revalued by independent external valuers Osborne King and Savills on 27 November 2023 and 30 November 2023 respectively on an open market basis.

Had this class of asset been measured on a historical cost basis, the carrying amount would have been £1,933,456 (2023 - £1,933,456).

Assets held under finance leases and hire purchase contracts

The net carrying amount of tangible assets includes the following amounts in respect of assets held under finance leases and hire purchase contracts:

30 September
2024
£

31 December
2023
£

Plant and machinery

278,724

302,353

Motor vehicles

379,329

398,466

658,053

700,819

14

Investment properties

30 September
2024
£

At 1 January

170,000

At 30 September

170,000

The company's investment property was revalued by independent external valuers Osborne King on 27 November 2023 on an open market basis.

15

Investments

30 September
2024
£

31 December
2023
£

Investments in subsidiaries

1

1

Investments in joint ventures

50

50

51

51

 

Norman Emerson Group Limited

Notes to the Financial Statements for the Period from 1 January 2024 to 30 September 2024 (continued)

15

Investments (continued)

Subsidiaries

£

Cost or valuation

At 1 January 2024

1

At 30 September 2024

1

Carrying amount

At 30 September 2024

1

At 31 December 2023

1

Joint ventures

£

Cost

At 1 January 2024

50

At 30 September 2024

50

Carrying amount

At 30 September 2024

50

At 31 December 2023

50

Details of undertakings

Details of the investments in which the company holds 20% or more of the nominal value of any class of share capital are as follows:

Undertaking

Registered office

Holding

Proportion of voting rights and shares held

     

2024

2023

Subsidiary undertakings

Emerson Sand & Gravel Limited

38 Blackpark Road, Toomebridge, Co. Antrim

N Ireland

Ordinary

100%

100%

Joint ventures

Lough Neagh Sand Traders Limited

Murray House, Murray Street, Belfast, Co. Antrim

50 C Ordinary shares

25%

25%

 

N Ireland

     
 

Norman Emerson Group Limited

Notes to the Financial Statements for the Period from 1 January 2024 to 30 September 2024 (continued)

15

Investments (continued)

Subsidiary undertakings

Emerson Sand & Gravel Limited

Emerson Sand & Gravel Limited is a dormant company.

Joint ventures

Lough Neagh Sand Traders Limited

The principal activity of Lough Neagh Sand Traders Limited is management consultancy.

16

Stocks

30 September
2024
£

31 December
2023
£

Other inventories

381,694

542,154

17

Debtors

30 September
2024
£

31 December
2023
£

Trade debtors

2,741,610

1,934,737

Other debtors

82,412

55,367

Prepayments

131,490

69,507

2,955,512

2,059,611

18

Cash and cash equivalents

30 September
2024
£

31 December
2023
£

Cash at bank

57,329

-

Bank overdrafts

-

(250,002)

Cash and cash equivalents in statement of cash flows

57,329

(250,002)

 

Norman Emerson Group Limited

Notes to the Financial Statements for the Period from 1 January 2024 to 30 September 2024 (continued)

19

Creditors

Note

30 September
2024
£

31 December
2023
£

Due within one year

 

Loans and borrowings

23

1,418,524

1,720,335

Trade creditors

 

2,558,543

2,286,194

Amounts due to related parties

25

1,206,131

-

Social security and other taxes

 

530,101

414,060

Outstanding defined contribution pension costs

 

8,552

10,196

Other payables

 

128,436

195,958

Accrued expenses

 

294,323

381,332

Loans from directors

 

-

45,847

 

6,144,610

5,053,922

Due after one year

 

Loans and borrowings

23

1,011,401

1,129,432

20

Provisions for liabilities

Deferred tax
£

Total
£

At 1 January 2024

271,220

271,220

Increase (decrease) in existing provisions

(191,133)

(191,133)

At 30 September 2024

80,087

80,087

21

Pension and other schemes

Defined contribution pension scheme

The company operates a defined contribution pension scheme. The pension cost charge for the period represents contributions payable by the company to the scheme and amounted to £31,579 (2023 - £39,905).

Contributions totalling £8,552 (2023 - £10,196) were payable to the scheme at the end of the period and are included in creditors.

 

Norman Emerson Group Limited

Notes to the Financial Statements for the Period from 1 January 2024 to 30 September 2024 (continued)

22

Share capital

Allotted, called up and fully paid shares

30 September
2024

31 December
2023

No.

£

No.

£

Ordinary shares of £1 each

200,005

200,005

200,005

200,005

       

23

Loans and borrowings

Non-current loans and borrowings

30 September
2024
£

31 December
2023
£

Bank borrowings

704,831

742,517

Hire purchase contracts

306,570

386,915

1,011,401

1,129,432

30 September
2024
£

31 December
2023
£

Current loans and borrowings

Bank borrowings

51,187

44,199

Bank overdrafts

-

250,002

Hire purchase contracts

166,792

159,269

Invoice discounting

1,200,545

1,266,865

1,418,524

1,720,335

Bank borrowings

Bank overdrafts is denominated in sterling with a nominal interest rate of 3.25% above the base rate. The carrying amount at period end is £Nil (31 December 2023 - £250,002).

Bank borrowings is denominated in sterling with a nominal interest rate of 3.25% above the base rate. The carrying amount at period end is £756,018 (31 December 2023 - £786,716).

The company has provided a debenture over the assets and undertakings of the company, a first legal charge over the company's land and property assets and a letter of subordination over the repayment of any directors loans and/or third party loans.

 

Norman Emerson Group Limited

Notes to the Financial Statements for the Period from 1 January 2024 to 30 September 2024 (continued)

23

Loans and borrowings (continued)

The invoice discounting facility is subject to a nominal interest rate of 3.25% above the base rate on its variable outstanding balance.

Amounts advanced under the invoice discounting arrangements are secured by an equitable assignment of book debts.

24

Dividends

Interim dividends paid

30 September
2024
£

31 December
2023
£

Interim dividend of £Nil (2023 - £0.1468) per each Ordinary shares

-

29,362

 

 

25

Related party transactions

Graeme and Geoffrey Emerson T/A Emerson Brothers

Graeme and Geoffrey Emerson T/A Emerson Brothers are considered to be a related party as they were shareholders in Norman Emerson Group Limited during part of the financial period. Sales transactions with Emerson Brothers include service charges and sales of £410 (2023 - £4,591). Emerson Brothers charged the company £78,950 (2023 - £90,099) for plant repairs and maintenance during the period in which they were a related party. Emerson Brothers also operate as owner drivers and charged the company £61,905 (2023 - £711,077) during the period in which they were a related party for haulage services. At 30 September 2024 the aggregate balance owed to Emerson Brothers was £339,861 (2023 - £335,855 ).

Lough Neagh Sand Traders Limited

The company owns a 25% holding of Lough Neagh Sand Traders Limited giving it significant influence over the entity. Sales during the period totalled £13,875 (2023 - £28,840) and relate to a contribution paid by Lough Neagh Sand Traders Limited towards Conor Jordan's management of the company on behalf of all the sand traders around the Lough. Lough Neagh Sand Traders Limited charged the company £Nil (2023 - £47,548) during the period for the purchase of sand from other sand traders around the Lough.