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Registered number: 00439336














SAUL D HARRISON & SONS PLC
ANNUAL REPORT AND FINANCIAL STATEMENTS
FOR THE YEAR ENDED 31 MARCH 2025

 
SAUL D HARRISON & SONS PLC
 
 
COMPANY INFORMATION


Directors
S D Harrison 
L C Harrison 




Company secretary
L C Harrison



Registered number
00439336



Registered office
4 Langley Close
Harold Hill Industrial Estate

Romford

Essex

RM3 8XB




Independent auditors
Sopher + Co LLP
Chartered Accountants & Statutory Auditors

5 Elstree Gate

Elstree Way

Borehamwood

Hertfordshire

WD6 1JD





 
SAUL D HARRISON & SONS PLC
 

CONTENTS



Page
Group Strategic Report
 
1 - 2
Directors' Report
 
3 - 4
Independent Auditors' Report
 
5 - 8
Consolidated Statement of Comprehensive Income
 
9
Consolidated Statement of Financial Position
 
10
Company Statement of Financial Position
 
11
Consolidated Statement of Changes in Equity
 
12
Company Statement of Changes in Equity
 
13
Consolidated Statement of Cash Flows
 
14 - 15
Consolidated Analysis of Net Debt
 
16
Notes to the Financial Statements
 
17 - 33


 
SAUL D HARRISON & SONS PLC
 
 
GROUP STRATEGIC REPORT
FOR THE YEAR ENDED 31 MARCH 2025

Introduction
 
The directors present their Strategic Report for the year ended 31 March 2025. The Company entered 2025 with a strengthened operational base and enhanced strategic capabilities following key investments and acquisitions to enable us to drive future growth.

Business review
 
Over the past year, the Company has pursued its long-term goal of continuous development of its expertise and footprint in non-woven wipes across diverse B2B markets. This now includes full in-house wet wipe manufacturing capabilities through the acquisition of the assets and business of Ecotech (a UK Competitor) in February 2025. 
Despite facing various global economic challenges, the Company has once again met its trading expectations and successfully mitigated business interruptions. This includes managing upward cost pressures from increases in the employment costs including employer national insurance contributions, which have affected ourselves and our customers’ businesses across the UK, particularly in manufacturing and hospitality sectors. 
Significant investment in production, storage and logistics have enabled us to maintain and develop our reputation for delivering on time and in full to our clients. Ongoing investment in new product categories, digitalisation, process automation, and workforce upskilling continue to enhance productivity and resilience. 
 
Performance Highlights:
Market Position and Growth
:
 
1.The Company has enhanced its market presence and reputation as a leading specialist in non-woven wiping cloths across various B2B sectors.   This position has been further strengthened by the integration of the assets and business of Ecotech, enabling entry into industrial, healthcare, and facilities management markets. 
2.Investments in production equipment, planning, storage facilities, and team development have proven instrumental. Synergies from the Ecotech acquisition, including shared R&D and procurement efficiencies, will deliver measurable benefits as we progress its integration.

Operational Developments:
 
1.The most important change is our new strategic 3PL partnership with Magnum Logistics. By moving this function into the heart of London Gateway Port we are now working from a BREAM-certified warehouse. This consolidation has significantly reduced our carbon miles. Additional improvements include process automation and advanced planning systems to optimise resources.   
2.We continue to develop the teams’ skills by implementing targeted training and workforce engagement initiatives.

Sustainability 
The Company remains committed to its environmental and social responsibilities. We achieved a 7% reduction in our carbon footprint versus 2024 levels through initiatives launched in partnership with Planet Mark.
Our product line features market-leading certified compostable cloths, and now includes an increased proportion of 100% natural and recycled fibre-based wipes, reinforcing our commitment to plastic reduction.

Principal risks and uncertainties
 
The management and execution of the Company’s strategy face several risks. These include cost inflation, supply chain pressures, and sector-specific challenges such as reduced demand and transition delays in the automotive industry. Further significant risks arising from the rapid acquisition of the assets and business of
Page 1

 
SAUL D HARRISON & SONS PLC
 

GROUP STRATEGIC REPORT (CONTINUED)
FOR THE YEAR ENDED 31 MARCH 2025

Ecotech (out of Administration) will be mitigated over the next 6 months through careful investment in the integration of its activities, customers and suppliers with our main operation.

Strategic Outlook for 2025/26
 
Looking ahead, the Company is confident in its ability to deliver sustainable growth. Successfully managing the integration of the  assets and business of Ecotech, combined with ongoing investment in innovation, efficiency, and sustainability, will position us strongly to meet evolving market demands and deliver long-term stakeholder value.

Directors' statement of compliance with duty to promote the success of the Group
 
The directors continue to act in good faith to promote the long-term success of the Company. This includes balancing stakeholder interests, responding proactively to cost pressures, and advancing our sustainability and digital transformation agendas.


This report was approved by the board on 29 September 2025 and signed on its behalf.



S D Harrison
Director

Page 2

 
SAUL D HARRISON & SONS PLC
 
 
DIRECTORS' REPORT
FOR THE YEAR ENDED 31 MARCH 2025

The directors present their report and the financial statements for the year ended 31 March 2025.

Directors

The directors who served during the year were:

S D Harrison 
L C Harrison 

Results and dividends

The profit for the year, after taxation, amounted to £501,383 (2024 - £628,977).

During the year an ordinary dividend was paid to the 'C' shareholders amounting to £335,004 (2024 - £362,921).

Directors' responsibilities statement

The directors are responsible for preparing the Group Strategic Report, the Directors' Report and the consolidated financial statements in accordance with applicable law and regulations.
 
Company law requires the directors to prepare financial statements for each financial year. Under that law the directors have elected to prepare the financial statements in accordance with applicable law and United Kingdom Accounting Standards (United Kingdom Generally Accepted Accounting Practice), including Financial Reporting Standard 102 ‘The Financial Reporting Standard applicable in the UK and Republic of Ireland'. Under company law the directors must not approve the financial statements unless they are satisfied that they give a true and fair view of the state of affairs of the Company and the Group and of the profit or loss of the Group for that period.

 In preparing these financial statements, the directors are required to:


select suitable accounting policies for the Group's financial statements and then apply them consistently;

make judgments and accounting estimates that are reasonable and prudent;

state whether applicable UK Accounting Standards have been followed, subject to any material departures disclosed and explained in the financial statements;

prepare the financial statements on the going concern basis unless it is inappropriate to presume that the Group will continue in business.

The directors are responsible for keeping adequate accounting records that are sufficient to show and explain the Company's transactions and disclose with reasonable accuracy at any time the financial position of the Company and the Group and to enable them to ensure that the financial statements comply with the Companies Act 2006They are also responsible for safeguarding the assets of the Company and the Group and hence for taking reasonable steps for the prevention and detection of fraud and other irregularities.

Future developments

The future outlook continues to be highly competitive and challenging. The directors believe that the strategies it has in place, and the investment made in new machinery and computer systems, should ensure continued profitability.

Qualifying third party indemnity provisions

The Company maintains insurance policies on behalf of the directors against liability arising from negligence, breach of duty and breach of trust in relation to the company.

Page 3

 
SAUL D HARRISON & SONS PLC
 
 
DIRECTORS' REPORT (CONTINUED)
FOR THE YEAR ENDED 31 MARCH 2025

Disclosure of information to auditors

Each of the persons who are directors at the time when this Directors' Report is approved has confirmed that:
 
so far as the director is aware, there is no relevant audit information of which the Company and the Group's auditors are unaware, and

the director has taken all the steps that ought to have been taken as a director in order to be aware of any relevant audit information and to establish that the Company and the Group's auditors are aware of that information.

Auditors

Under section 487(2) of the Companies Act 2006Sopher + Co LLP will be deemed to have been reappointed as auditors 28 days after these financial statements were sent to members or 28 days after the latest date prescribed for filing the accounts with the registrar, whichever is earlier.

This report was approved by the board on 29 September 2025 and signed on its behalf.
 





S D Harrison
Director

Page 4

 
SAUL D HARRISON & SONS PLC
 
 
INDEPENDENT AUDITORS' REPORT TO THE MEMBERS OF SAUL D HARRISON & SONS PLC
 

Opinion


We have audited the financial statements of Saul D Harrison & Sons PLC (the 'parent Company') and its subsidiaries (the 'Group') for the year ended 31 March 2025, which comprise the Group Statement of Comprehensive Income, the Group and Company Statements of Financial Position, the Group Statement of Cash Flows, the Group and Company Statement of Changes in Equity and the related notes, including a summary of significant accounting policiesThe financial reporting framework that has been applied in their preparation is applicable law and United Kingdom Accounting Standards, including Financial Reporting Standard 102 ‘The Financial Reporting Standard applicable in the UK and Republic of Ireland' (United Kingdom Generally Accepted Accounting Practice).


In our opinion the financial statements:


give a true and fair view of the state of the Group's and of the parent Company's affairs as at 31 March 2025 and of the Group's profit for the year then ended;
have been properly prepared in accordance with United Kingdom Generally Accepted Accounting Practice; and
have been prepared in accordance with the requirements of the Companies Act 2006.


Basis for opinion


We conducted our audit in accordance with International Standards on Auditing (UK) (ISAs (UK)) and applicable law. Our responsibilities under those standards are further described in the Auditors' responsibilities for the audit of the financial statements section of our report. We are independent of the Group in accordance with the ethical requirements that are relevant to our audit of the financial statements in the United Kingdom, including the Financial Reporting Council's Ethical Standard and we have fulfilled our other ethical responsibilities in accordance with these requirements. We believe that the audit evidence we have obtained is sufficient and appropriate to provide a basis for our opinion.


Conclusions relating to going concern


In auditing the financial statements, we have concluded that the directors' use of the going concern basis of accounting in the preparation of the financial statements is appropriate.


Based on the work we have performed, we have not identified any material uncertainties relating to events or conditions that, individually or collectively, may cast significant doubt on the Group's or the parent Company's ability to continue as a going concern for a period of at least twelve months from when the financial statements are authorised for issue.


Our responsibilities and the responsibilities of the directors with respect to going concern are described in the relevant sections of this report.


Other information


The directors are responsible for the other information. The other information comprises the information included in the Annual Report, other than the financial statements and our Auditors' Report thereon. Our opinion on the financial statements does not cover the other information and, except to the extent otherwise explicitly stated in our report, we do not express any form of assurance conclusion thereon.


In connection with our audit of the financial statementsour responsibility is to read the other information and, in doing so, consider whether the other information is materially inconsistent with the financial statements or our knowledge obtained in the audit or otherwise appears to be materially misstated. If we identify such material inconsistencies or apparent material misstatements, we are required to determine whether there is a material
Page 5

 
SAUL D HARRISON & SONS PLC
 
 
INDEPENDENT AUDITORS' REPORT TO THE MEMBERS OF SAUL D HARRISON & SONS PLC (CONTINUED)

misstatement in the financial statements or a material misstatement of the other information. If, based on the work we have performed, we conclude that there is a material misstatement of this other information, we are required to report that fact.


We have nothing to report in this regard.


Opinion on other matters prescribed by the Companies Act 2006
 

In our opinion, based on the work undertaken in the course of the audit:


the information given in the Group Strategic Report and the Directors' Report for the financial year for which the financial statements are prepared is consistent with the financial statements; and
the Group Strategic Report and the Directors' Report have been prepared in accordance with applicable legal requirements.


Matters on which we are required to report by exception
 

In the light of the knowledge and understanding of the Group and the parent Company and its environment obtained in the course of the audit, we have not identified material misstatements in the Group Strategic Report or the Directors' Report.


We have nothing to report in respect of the following matters in relation to which the Companies Act 2006 requires us to report to you if, in our opinion:


adequate accounting records have not been kept by the parent Company, or returns adequate for our audit have not been received from branches not visited by us; or
the parent Company financial statements are not in agreement with the accounting records and returns; or
certain disclosures of directors' remuneration specified by law are not made; or
we have not received all the information and explanations we require for our audit.


Responsibilities of directors
 

As explained more fully in the Directors' Responsibilities Statement set out on page 3, the directors are responsible for the preparation of the financial statements and for being satisfied that they give a true and fair view, and for such internal control as the directors determine is necessary to enable the preparation of financial statements that are free from material misstatement, whether due to fraud or error.


In preparing the financial statements, the directors are responsible for assessing the Group's and the parent Company's ability to continue as a going concern, disclosing, as applicable, matters related to going concern and using the going concern basis of accounting unless the directors either intend to liquidate the Group or the parent Company or to cease operations, or have no realistic alternative but to do so.


Auditors' responsibilities for the audit of the financial statements
 

Our objectives are to obtain reasonable assurance about whether the financial statements as a whole are free from material misstatement, whether due to fraud or error, and to issue an Auditors' Report that includes our opinion. Reasonable assurance is a high level of assurance, but is not a guarantee that an audit conducted in accordance with ISAs (UK) will always detect a material misstatement when it exists. Misstatements can arise from fraud or error and are considered material if, individually or in the aggregate, they could reasonably be expected to influence the economic decisions of users taken on the basis of these Group financial statements.


Page 6

 
SAUL D HARRISON & SONS PLC
 
 
INDEPENDENT AUDITORS' REPORT TO THE MEMBERS OF SAUL D HARRISON & SONS PLC (CONTINUED)

Irregularities, including fraud, are instances of non-compliance with laws and regulations. We design procedures in line with our responsibilities, outlined above, to detect material misstatements in respect of irregularities, including fraud. The extent to which our procedures are capable of detecting irregularities, including fraud is detailed below:
Our approach to identifying and assessing the risks of material misstatement in respect of irregularities, including fraud and non-compliance with laws and regulations, was as follows:
 
the engagement partner ensured that the engagement team collectively had the appropriate competence, capabilities and skills to identify or recognise non-compliance with applicable laws and regulations; 
we identified the laws and regulations applicable to the Company through discussions with directors and other management, and from our commercial knowledge and experience of the manufacturing and supply sector; 
we focused on specific laws and regulations which we considered may have a direct material effect on the financial statements or the operations of the Company, including the Companies Act 2006, taxation legislation and data protection, anti-bribery, employment, environmental and health and safety legislation;
we assessed the extent of compliance with the laws and regulations identified above through making enquiries of management and inspecting legal correspondence; and 
identified laws and regulations were communicated within the audit team regularly and the team remained alert to instances of non-compliance throughout the audit. 

We assessed the susceptibility of the Company’s financial statements to material misstatement, including obtaining an understanding of how fraud might occur, by: 
 
making enquiries of management as to where they considered there was susceptibility to fraud, their knowledge of actual, suspected and alleged fraud; 
considering the internal controls in place to mitigate risks of fraud and non-compliance with laws and regulations; and 
understanding the design of the Company’s remuneration policies. 

To address the risk of fraud through management bias and override of controls, we: 
 
performed analytical procedures to identify any unusual or unexpected relationships; 
tested journal entries to identify unusual transactions; 
assessed whether judgements and assumptions made in determining the accounting estimates were indicative of potential bias; and 
investigated the rationale behind significant or unusual transactions. 

In response to the risk of irregularities and non-compliance with laws and regulations, we designed procedures which included, but were not limited to: 
 
agreeing financial statement disclosures to underlying supporting documentation; 
reading the minutes of meetings of those charged with governance; 
enquiring of management as to actual and potential litigation and claims; and 
reviewing correspondence with HMRC, relevant regulators and the Company’s legal advisors. 

There are inherent limitations in our audit procedures described above. The more removed that laws and regulations are from financial transactions, the less likely it is that we would become aware of non-compliance. Auditing standards also limit the audit procedures required to identify non-compliance with laws and regulations to enquiry of the directors and other management and the inspection of regulatory and legal correspondence, if any. 
Material misstatements that arise due to fraud can be harder to detect than those that arise from error as they may involve deliberate concealment or collusion.
 
Page 7

 
SAUL D HARRISON & SONS PLC
 
 
INDEPENDENT AUDITORS' REPORT TO THE MEMBERS OF SAUL D HARRISON & SONS PLC (CONTINUED)



A further description of our responsibilities for the audit of the financial statements is located on the Financial Reporting Council's website at: www.frc.org.uk/auditorsresponsibilities. This description forms part of our Auditors' Report.


Use of our report
 

This report is made solely to the Company's members, as a body, in accordance with Chapter 3 of Part 16 of the Companies Act 2006Our audit work has been undertaken so that we might state to the Company's members those matters we are required to state to them in an Auditors' Report and for no other purpose. To the fullest extent permitted by law, we do not accept or assume responsibility to anyone other than the Company and the Company's members, as a body, for our audit work, for this report, or for the opinions we have formed.





Martyn Atkinson FCA (Senior Statutory Auditor)
  
for and on behalf of
Sopher + Co LLP
 
Chartered Accountants
Statutory Auditors
  
5 Elstree Gate
Elstree Way
Borehamwood
Hertfordshire
WD6 1JD

29 September 2025
Page 8

 
SAUL D HARRISON & SONS PLC
 
 
CONSOLIDATED STATEMENT OF COMPREHENSIVE INCOME
FOR THE YEAR ENDED 31 MARCH 2025

2025
2024
Note
£
£

  

Turnover
 4 
20,411,925
19,376,377

Cost of sales
  
(15,596,697)
(15,031,949)

Gross profit
  
4,815,228
4,344,428

Distribution costs
  
(1,110,149)
(1,007,387)

Administrative expenses
  
(3,064,773)
(2,489,700)

Other operating charges
 5 
(40,930)
(158,158)

Operating profit
 6 
599,376
689,183

Interest receivable and similar income
  
15,706
9,583

Interest payable and similar expenses
  
(9,911)
-

Profit before tax
  
605,171
698,766

Tax on profit
 10 
(103,788)
(69,789)

Profit for the financial year
  
501,383
628,977

Profit for the year attributable to:
  

Owners of the parent company
  
501,383
628,977

There was no other comprehensive income for 2025 (2024:£NIL).

The notes on pages 17 to 33 form part of these financial statements.

Page 9

 
SAUL D HARRISON & SONS PLC
REGISTERED NUMBER:00439336

CONSOLIDATED STATEMENT OF FINANCIAL POSITION
AS AT 31 MARCH 2025

2025
2024
Note
£
£

Fixed assets
  

Intangible assets
 13 
(754,152)
-

Tangible assets
 14 
2,066,619
1,410,534

  
1,312,467
1,410,534

Current assets
  

Stocks
 16 
4,998,501
3,304,894

Debtors: amounts falling due within one year
 17 
4,106,144
4,014,985

Cash at bank and in hand
  
1,782,037
1,053,918

  
10,886,682
8,373,797

Current liabilities
  

Creditors: amounts falling due within one year
 18 
(3,922,155)
(3,652,732)

Net current assets
  
 
 
6,964,527
 
 
4,721,065

Total assets less current liabilities
  
8,276,994
6,131,599

Creditors: amounts falling due after more than one year
 19 
(1,921,262)
-

Provisions for liabilities
  

Deferred tax
 21 
(108,249)
(50,495)

Net assets
  
6,247,483
6,081,104


Capital and reserves
  

Called up share capital 
 22 
6,569
6,569

Capital redemption reserve
  
410,986
410,986

Profit and loss account
  
5,829,928
5,663,549

  
6,247,483
6,081,104


The financial statements were approved and authorised for issue by the board and were signed on its behalf on 29 September 2025.




S D Harrison
Director

The notes on pages 17 to 33 form part of these financial statements.

Page 10

 
SAUL D HARRISON & SONS PLC
REGISTERED NUMBER:00439336

COMPANY STATEMENT OF FINANCIAL POSITION
AS AT 31 MARCH 2025

2025
2024
Note
£
£

Fixed assets
  

Tangible assets
 14 
1,357,307
1,410,534

Investments
 15 
4
4

  
1,357,311
1,410,538

Current assets
  

Stocks
 16 
4,254,282
3,304,894

Debtors: amounts falling due within one year
 17 
4,293,926
4,014,985

Cash at bank and in hand
  
1,751,386
1,053,918

Current liabilities
  
10,299,594
8,373,797

Creditors: amounts falling due within one year
 18 
(3,540,883)
(3,652,736)

Net current assets
  
 
 
6,758,711
 
 
4,721,061

Total assets less current liabilities
  
8,116,022
6,131,599

  

Creditors: amounts falling due after more than one year
 19 
(1,921,262)
-

Provisions for liabilities
  

Deferred taxation
 21 
(46,748)
(50,495)

Net assets
  
6,148,012
6,081,104


Capital and reserves
  

Called up share capital 
 22 
6,569
6,569

Capital redemption reserve
  
410,986
410,986

Profit and loss account carried forward
  
5,730,457
5,663,549

  
6,148,012
6,081,104


The financial statements were approved and authorised for issue by the board and were signed on its behalf on 29 September 2025.


S D Harrison
Director

The notes on pages 17 to 33 form part of these financial statements.

Page 11

 
SAUL D HARRISON & SONS PLC
 

CONSOLIDATED STATEMENT OF CHANGES IN EQUITY
FOR THE YEAR ENDED 31 MARCH 2025


Called up share capital
Capital redemption reserve
Profit and loss account
Equity attributable to owners of parent Company
Total equity

£
£
£
£
£


At 1 April 2023
6,569
410,986
5,397,493
5,815,048
5,815,048



Profit for the year
-
-
628,977
628,977
628,977

Dividends: Equity capital
-
-
(362,921)
(362,921)
(362,921)



At 1 April 2024
6,569
410,986
5,663,549
6,081,104
6,081,104



Profit for the year
-
-
501,383
501,383
501,383

Dividends: Equity capital
-
-
(335,004)
(335,004)
(335,004)


At 31 March 2025
6,569
410,986
5,829,928
6,247,483
6,247,483


The notes on pages 17 to 33 form part of these financial statements.

Page 12

 
SAUL D HARRISON & SONS PLC
 

COMPANY STATEMENT OF CHANGES IN EQUITY
FOR THE YEAR ENDED 31 MARCH 2025


Called up share capital
Capital redemption reserve
Profit and loss account
Total equity

£
£
£
£


At 1 April 2023
6,569
410,986
5,397,493
5,815,048



Profit for the year
-
-
628,977
628,977

Dividends: Equity capital
-
-
(362,921)
(362,921)



At 1 April 2024
6,569
410,986
5,663,549
6,081,104



Profit for the year
-
-
401,912
401,912

Dividends: Equity capital
-
-
(335,004)
(335,004)


At 31 March 2025
6,569
410,986
5,730,457
6,148,012


The notes on pages 17 to 33 form part of these financial statements.

Page 13

 
SAUL D HARRISON & SONS PLC
 

CONSOLIDATED STATEMENT OF CASH FLOWS
FOR THE YEAR ENDED 31 MARCH 2025

2025
2024
£
£

Cash flows from operating activities

Profit for the financial year
501,383
628,977

Adjustments for:

Amortisation of intangible assets
(13,809)
-

Depreciation of tangible assets
95,872
84,868

Loss on disposal of tangible assets
-
4,550

Interest payable
9,911
-

Interest receivable
(15,706)
(9,583)

Taxation charge
103,788
69,789

(Increase)/decrease in stocks
(1,325,572)
1,001,036

Increase in debtors
(64,528)
(549,620)

Increase/(decrease) in creditors
209,376
(669,839)

Corporation tax paid
(70,560)
(152,104)

Fair value adjustment of forward contracts
(118,371)
7,518

Negative goodwill released to profit and loss
(92,009)
-

Net cash (used in)/generated from operating activities

(780,225)
415,592

Cash flows used in/(from) investing activities

Purchase of intangible fixed assets
(10,000)
-

Purchase of tangible fixed assets
(158,013)
(46,678)

Interest received
15,706
9,583

Net cash used in investing activities

(152,307)
(37,095)
Page 14

 
SAUL D HARRISON & SONS PLC
 

CONSOLIDATED STATEMENT OF CASH FLOWS (CONTINUED)
FOR THE YEAR ENDED 31 MARCH 2025


2025
2024

£
£



Cash flows from/(used in) financing activities

New secured loans
2,013,000
-

Repayment of loans
(7,434)
-

Dividends paid
(335,004)
(362,921)

Interest paid
(9,911)
-

Net cash from/(used in) financing activities
1,660,651
(362,921)

Net increase in cash and cash equivalents
728,119
15,576

Cash and cash equivalents at beginning of year
1,053,918
1,038,342

Cash and cash equivalents at the end of year
1,782,037
1,053,918


Cash and cash equivalents at the end of year comprise:

Cash at bank and in hand
1,782,037
1,053,918


The notes on pages 17 to 33 form part of these financial statements.

Page 15

 
SAUL D HARRISON & SONS PLC
 

CONSOLIDATED ANALYSIS OF NET DEBT
FOR THE YEAR ENDED 31 MARCH 2025




At 1 April 2024
Cash flows
At 31 March 2025
£

£

£

Cash at bank and in hand

1,053,918

728,119

1,782,037

Debt due after 1 year

-

(1,921,262)

(1,921,262)

Debt due within 1 year

-

(84,304)

(84,304)

Derivatives

(91,704)

118,331

26,627


962,214
(1,159,116)
(196,902)

The notes on pages 17 to 33 form part of these financial statements.

Page 16

 
SAUL D HARRISON & SONS PLC
 
 
NOTES TO THE FINANCIAL STATEMENTS
FOR THE YEAR ENDED 31 MARCH 2025

1.


General information

Saul D Harrison & Sons is a public limited company incorporated in England and Wales, with its principal place of business and registered office address at 4 Langley Close, Harold Hill Industrial Estate, Romford, Essex, RM3 8XB.
The principal activity of the Group continues to be the manufacture and supply of wiping cloths to various industry sectors.
The functional and presentational currency is £ Sterling. 

2.Accounting policies

 
2.1

Basis of preparation of financial statements

The financial statements have been prepared under the historical cost convention unless otherwise specified within these accounting policies and in accordance with Financial Reporting Standard 102, the Financial Reporting Standard applicable in the UK and the Republic of Ireland and the Companies Act 2006.

The preparation of financial statements in compliance with FRS 102 requires the use of certain critical accounting estimates. It also requires Group management to exercise judgment in applying the Group's accounting policies (see note 3).

The Company has taken advantage of the exemption allowed under section 408 of the Companies Act 2006 and has not presented its own Statement of Comprehensive Income in these financial statements.

The following principal accounting policies have been applied:

 
2.2

Basis of consolidation

The consolidated financial statements present the results of the Company and its own subsidiaries ("the Group") as if they form a single entity. Intercompany transactions and balances between group companies are therefore eliminated in full.
The consolidated financial statements incorporate the results of business combinations using the purchase method. In the Statement of Financial Position, the acquiree's identifiable assets, liabilities and contingent liabilities are initially recognised at their fair values at the acquisition date. The results of acquired operations are included in the Consolidated Statement of Comprehensive Income from the date on which control is obtained. They are deconsolidated from the date control ceases.

 
2.3

Turnover

Turnover represents amounts receivable for goods supplied during the year net of VAT and trade discounts.
Revenue is recognised when goods are delivered.

Page 17

 
SAUL D HARRISON & SONS PLC
 
 
NOTES TO THE FINANCIAL STATEMENTS
FOR THE YEAR ENDED 31 MARCH 2025

2.Accounting policies (continued)

 
2.4

Intangible assets

Negative goodwill arises in a business combination when the acquisition cost is less than the fair value of the identifiable net assets acquired. It is subsequently recognised in profit or loss over time. An amount up to the fair value of acquired non-monetary assets is released over the periods those assets are recovered, such as over their useful life for depreciable assets or when inventory is sold. Any excess negative goodwill is released over the periods expected to benefit from the acquisition, based on management's estimate.
All intangible assets are considered to have a finite useful life. If a reliable estimate of the useful life cannot be made, the useful life shall not exceed ten years.

 
2.5

Tangible fixed assets

Tangible fixed assets under the cost model are stated at historical cost less accumulated depreciation and any accumulated impairment losses. Historical cost includes expenditure that is directly attributable to bringing the asset to the location and condition necessary for it to be capable of operating in the manner intended by management.

At each reporting date the Group assesses whether there is any indication of impairment. If such indication exists, the recoverable amount of the asset is determined which is the higher of its fair value less costs to sell and its value in use. An impairment loss is recognised where the carrying amount exceeds the recoverable amount.

Land is not depreciated. Depreciation on other assets is charged so as to allocate the cost of assets less their residual value over their estimated useful lives, as follows.

Depreciation is provided on the following basis:

Freehold property
-
2%
straight line on cost and improvement of buildings
Plant and machinery
-
15%
reducing balance
Fixtures and fittings
-
20%
straight line
Computer equipment
-
33%
straight line

The assets' residual values, useful lives and depreciation methods are reviewed, and adjusted prospectively if appropriate, or if there is an indication of a significant change since the last reporting date.

Gains and losses on disposals are determined by comparing the proceeds with the carrying amount and are recognised in profit or loss.

 
2.6

Operating leases: the Group as lessee

Rentals paid under operating leases are charged to profit or loss on a straight-line basis over the lease term.

 
2.7

Valuation of investments

Investments in subsidiaries are measured at cost less accumulated impairment.

Page 18

 
SAUL D HARRISON & SONS PLC
 
 
NOTES TO THE FINANCIAL STATEMENTS
FOR THE YEAR ENDED 31 MARCH 2025

2.Accounting policies (continued)

 
2.8

Stocks

Stocks are valued at the lower of cost and net realisable value after making due allowance for obsolete and slow-moving stocks. Cost includes all direct costs.

 
2.9

Debtors

Short term debtors are measured at the transaction price, less any impairment.

 
2.10

Financial instruments

Basic financial assets, including trade and other receivables, and cash and bank balances, are initially recognised at the transaction price, unless the arrangement constitutes a financing transaction, where the transaction is measured at the present value of the future receipts discounted at a market rate of interest. Such assets are subsequently carried at amortised cost using the effective interest method.
Debt instruments (other than those wholly repayable or receivable within one year), including loans and other accounts receivable and payable, are initially measured at present value of the future cash flows and subsequently at amortised cost using the effective interest method. Debt instruments that are payable or receivable within one year, typically trade payables or receivables, are measured, initially and subsequently, at the undiscounted amount of the cash or other consideration, expected to be paid or received. 
Financial assets that are measured at cost and amortised cost are assessed at the end of each reporting period for objective evidence of impairment. If objective evidence of impairment is found, an impairment loss is recognised in the Statement of Comprehensive Income.
Derivatives, for example forward foreign exchange contracts, are not basic financial instruments.  Derivatives are initially recognised at fair value on the date a derivative contract is entered into and are subsequently re-measured at their fair value. Changes in the fair value of derivatives are recognised in Statement of Comprehensive Income in finance costs or other operating income as appropriate.

 
2.11

Creditors

Short-term creditors are measured at the transaction price. Other financial liabilities, including bank loans, are measured initially at fair value, net of transaction costs, and are measured subsequently at amortised cost using the effective interest method.

 
2.12

Cash and cash equivalents

Cash is represented by cash in hand and deposits with financial institutions repayable without penalty on notice of not more than 24 hours. 
In the Statement of Cash Flows, cash and cash equivalents are shown net of bank overdrafts that are repayable on demand and form an integral part of the Company's cash management.

Page 19

 
SAUL D HARRISON & SONS PLC
 
 
NOTES TO THE FINANCIAL STATEMENTS
FOR THE YEAR ENDED 31 MARCH 2025

2.Accounting policies (continued)

 
2.13

Foreign currency translation

Functional and presentation currency

The Company's functional and presentational currency is £ Sterling.

Transactions and balances

Foreign currency transactions are translated into the functional currency using the spot exchange rates at the dates of the transactions.

At each period end foreign currency monetary items are translated using the closing rate. Non-monetary items measured at historical cost are translated using the exchange rate at the date of the transaction and non-monetary items measured at fair value are measured using the exchange rate when fair value was determined.

Foreign exchange gains and losses resulting from the settlement of transactions and from the translation at period-end exchange rates of monetary assets and liabilities denominated in foreign currencies are recognised in profit or loss except when deferred in other comprehensive income as qualifying cash flow hedges.

On consolidation, the results of overseas operations are translated into Sterling at rates approximating to those ruling when the transactions took place. All assets and liabilities of overseas operations are translated at the rate ruling at the reporting date. Exchange differences arising on translating the opening net assets at opening rate and the results of overseas operations at actual rate are recognised in other comprehensive income.

Foreign exchange gains and losses are presented in the Statement of Comprehensive Income within other operating income and charges.

 
2.14

Dividends

Equity dividends are recognised when they become legally payable. Interim equity dividends are recognised when paid.

 
2.15

Pensions

Defined contribution pension plan
The Company contributes to a defined contribution plan for its employees. A defined contribution plan is a pension plan under which the Company pays fixed contributions into a separate entity. Once the contributions have been paid the Company has no further payment obligations.
The contributions are recognised as an expense in profit or loss when they fall due. Amounts not paid are shown in accruals as a liability in the Statement of Financial Position. The assets of the plan are held separately from the Company in independently administered funds.

 
2.16

Current and deferred taxation

The tax expense for the year comprises current and deferred tax. Tax is recognised in profit or loss except that a charge attributable to an item of income and expense recognised as other comprehensive income or to an item recognised directly in equity is also recognised in other comprehensive income or directly in equity respectively.

Page 20

 
SAUL D HARRISON & SONS PLC
 
 
NOTES TO THE FINANCIAL STATEMENTS
FOR THE YEAR ENDED 31 MARCH 2025

2.Accounting policies (continued)


2.16
Current and deferred taxation (continued)

The current income tax charge is calculated on the basis of tax rates and laws that have been enacted or substantively enacted by the reporting date in the countries where the Company and the Group operate and generate income.


Deferred tax balances are recognised in respect of all timing differences that have originated but not reversed by the Balance Sheet date, except that:
 
The recognition of deferred tax assets is limited to the extent that it is probable that they will be recovered against the reversal of deferred tax liabilities or other future taxable profits; and
 
Any deferred tax balances are reversed if and when all conditions for retaining associated tax allowances have been met.
 
Deferred tax is determined using tax rates and laws that have been enacted or substantively enacted by the balance sheet date.

3.


Judgments in applying accounting policies and key sources of estimation uncertainty

In preparing these financial statements, the directors have made the following judgments:
 
To determine whether there are indicators of impairment of intangible assets and tangible assets, factors taken into consideration in reaching such a decision include the economic viability and expected future financial performance of the asset, and where it is a component of a larger asset, the viability and expected future performance of that asset.
 
To determine the value of forward exchange contracts.


4.


Turnover

Analysis of turnover by country of destination:

2025
2024
£
£

United Kingdom
19,356,392
18,426,234

Rest of Europe
1,005,358
950,143

Rest of the world
50,175
-

20,411,925
19,376,377


Page 21

 
SAUL D HARRISON & SONS PLC
 
 
NOTES TO THE FINANCIAL STATEMENTS
FOR THE YEAR ENDED 31 MARCH 2025

5.


Other operating charges

2025
2024
£
£

Foreign exchange losses
40,930
158,158



6.


Operating profit

The operating profit is stated after charging:

2025
2024
£
£

Exchange differences
40,930
158,158

Other operating lease rentals
34,937
35,076


7.


Auditors' remuneration

During the year, the Group obtained the following services from the Company's auditors and their associates:


2025
2024
£
£

Fees payable to the Company's auditors and their associates for the audit of the consolidated and parent Company's financial statements
27,400
19,500


8.


Employees

Staff costs, including directors' remuneration, were as follows:


Group
Group
Company
Company
2025
2024
2025
2024
£
£
£
£


Wages and salaries
2,830,882
2,361,013
2,656,595
2,361,013

Social security costs
235,343
194,970
219,909
194,970

Cost of defined contribution scheme
193,976
161,785
185,614
161,785

3,260,201
2,717,768
3,062,118
2,717,768


Page 22

 
SAUL D HARRISON & SONS PLC
 
 
NOTES TO THE FINANCIAL STATEMENTS
FOR THE YEAR ENDED 31 MARCH 2025

8.Employees (continued)

The average monthly number of employees, including the directors, during the year was as follows:



Group
Group
Company
Company
        2025
        2024
        2025
        2024
            No.
            No.
            No.
            No.









Office
17
10
14
10



Sales
12
7
8
7



Factory
66
42
44
42

95
59
66
59


9.


Directors' remuneration and key management compensation

2025
2024
£
£

Directors' emoluments
70,531
66,852

Group contributions to defined contribution pension schemes
104,500
94,000

175,031
160,852


During the year retirement benefits were accruing to 2 directors (2024 - 2) in respect of defined contribution pension schemes.


10.


Taxation


2025
2024
£
£

Corporation tax


Current tax on profits for the year
138,043
70,512


Deferred tax


Origination and reversal of timing differences
(34,255)
(723)


Tax on profit
103,788
69,789
Page 23

 
SAUL D HARRISON & SONS PLC
 
 
NOTES TO THE FINANCIAL STATEMENTS
FOR THE YEAR ENDED 31 MARCH 2025
 
10.Taxation (continued)


Factors affecting tax charge for the year

The tax assessed for the year is lower than (2024 - lower than) the standard rate of corporation tax in the UK of 25% (2024 - 25%). The differences are explained below:

2025
2024
£
£


Profit on ordinary activities before tax
605,171
698,766


Profit on ordinary activities multiplied by the standard rate of corporation tax in the UK of 25% (2024 - 25%)
151,293
174,692

Effects of:


Expenses not deductible for tax purposes
4,499
1,606

Depreciation for the year in excess of capital allowances
15,296
7,313

Other timing differences leading to a decrease in taxation
-
(113,099)

Non-taxable income
(29,593)
-

Amortisation of intangible assets
(3,452)
-

Deferred taxation
(34,255)
(723)

Total tax charge for the year
103,788
69,789


11.


Dividends

2025
2024
£
£


Dividends paid on Ordinary 'C' Shares
335,004
362,921


12.


Parent company profit for the year

The Company has taken advantage of the exemption allowed under section 408 of the Companies Act 2006 and has not presented its own Statement of Comprehensive Income in these financial statements. The profit after tax of the parent Company for the year was £401,912 (2024 - £628,977).

Page 24

 
SAUL D HARRISON & SONS PLC
 
 
NOTES TO THE FINANCIAL STATEMENTS
FOR THE YEAR ENDED 31 MARCH 2025

13.


Intangible assets

Group





Goodwill
Negative goodwill
Total

£
£
£



Cost


Additions
10,000
(869,970)
(859,970)


Released to profit and loss
-
92,009
92,009



At 31 March 2025

10,000
(777,961)
(767,961)



Amortisation


Charge for the year on owned assets
333
(14,142)
(13,809)



At 31 March 2025

333
(14,142)
(13,809)



Net book value



At 31 March 2025
9,667
(763,819)
(754,152)



At 31 March 2024
-
-
-



Page 25

 
SAUL D HARRISON & SONS PLC
 
 
NOTES TO THE FINANCIAL STATEMENTS
FOR THE YEAR ENDED 31 MARCH 2025

14.


Tangible fixed assets

Group






Freehold property
Plant and machinery
Computer equipment
Total

£
£
£
£



Cost 


At 1 April 2024
1,795,501
1,086,904
331,569
3,213,974


Additions
-
143,641
14,372
158,013


Revaluations
-
593,944
-
593,944



At 31 March 2025

1,795,501
1,824,489
345,941
3,965,931



Depreciation


At 1 April 2024
627,670
870,967
304,803
1,803,440


Charge for the year on owned assets
30,910
51,623
13,339
95,872



At 31 March 2025

658,580
922,590
318,142
1,899,312



Net book value



At 31 March 2025
1,136,921
901,899
27,799
2,066,619



At 31 March 2024
1,167,831
215,937
26,766
1,410,534

Included in land and buildings is freehold land at cost of £250,000 (2024 - £250,000) which is not depreciated.

Page 26

 
SAUL D HARRISON & SONS PLC
 
 
NOTES TO THE FINANCIAL STATEMENTS
FOR THE YEAR ENDED 31 MARCH 2025

           14.Tangible fixed assets (continued)


Company






Freehold property
Plant and machinery
Computer equipment
Total

£
£
£
£

Cost 


At 1 April 2024
1,795,501
1,086,904
331,569
3,213,974


Additions
-
10,085
14,372
24,457



At 31 March 2025

1,795,501
1,096,989
345,941
3,238,431



Depreciation


At 1 April 2024
627,670
870,967
304,803
1,803,440


Charge for the year on owned assets
30,910
33,435
13,339
77,684



At 31 March 2025

658,580
904,402
318,142
1,881,124



Net book value



At 31 March 2025
1,136,921
192,587
27,799
1,357,307



At 31 March 2024
1,167,831
215,937
26,766
1,410,534





The net book value of land and buildings may be further analysed as follows:


2025
2024
£
£

Freehold property
1,136,921
1,167,831


Page 27

 
SAUL D HARRISON & SONS PLC
 
 
NOTES TO THE FINANCIAL STATEMENTS
FOR THE YEAR ENDED 31 MARCH 2025

15.


Fixed asset investments

Company





Investments in subsidiary companies

£



Cost


At 1 April 2024
4



At 31 March 2025
4





Subsidiary undertakings


The following were subsidiary undertakings of the Company:

Name

Class of shares

Holding

Easiwipes Limited *
Ordinary
100%
Harrison Wipes Limited *
Ordinary
100%
Harrison Wipers Limited *
Ordinary
100%
Harrison Wiping Limited
Ordinary
100%

The registered address for the subsidiaries is 4 Langley Close, Harold Hill Industrial Estate, Romford, Essex, RM3 8XB.
* Year ended 30 June 2025.


16.


Stocks

Group
Group
Company
Company
2025
2024
2025
2024
£
£
£
£

Raw materials and consumables
3,097,837
2,085,078
2,582,758
2,085,078

Finished goods and goods for resale
1,900,664
1,219,816
1,671,524
1,219,816

4,998,501
3,304,894
4,254,282
3,304,894


Page 28

 
SAUL D HARRISON & SONS PLC
 
 
NOTES TO THE FINANCIAL STATEMENTS
FOR THE YEAR ENDED 31 MARCH 2025

17.


Debtors

Group
Group
Company
Company
2025
2024
2025
2024
£
£
£
£


Trade debtors
3,393,908
3,571,624
2,923,702
3,571,624

Amounts owed by group undertakings
-
-
857,091
-

Other debtors
5,232
-
-
-

Prepayments and accrued income
680,377
443,361
486,506
443,361

Financial instruments
26,627
-
26,627
-

4,106,144
4,014,985
4,293,926
4,014,985



18.


Creditors: Amounts falling due within one year

Group
Group
Company
Company
2025
2024
2025
2024
£
£
£
£

Bank loan (note 19)
84,304
-
84,304
-

Trade creditors
2,848,496
2,705,288
2,663,754
2,705,288

Corporation tax
137,912
70,429
111,743
70,429

Other taxation and social security
473,033
541,804
420,479
541,804

Other creditors
19,352
8,305
6,838
8,309

Accruals and deferred income
359,058
235,162
253,765
235,162

Financial instruments
-
91,744
-
91,744

3,922,155
3,652,732
3,540,883
3,652,736



19.


Creditors: Amounts falling due after more than one year

Group
Group
Company
Company
2025
2024
2025
2024
£
£
£
£

Bank loan
1,921,262
-
1,921,262
-


The bank loan is secured by a legal charge over the company’s property, bears a floating interest rate of 1.9%, and is repayable by 28 February 2035.

Page 29

 
SAUL D HARRISON & SONS PLC
 
 
NOTES TO THE FINANCIAL STATEMENTS
FOR THE YEAR ENDED 31 MARCH 2025

20.


Financial instruments

Group
Group
Company
Company
2025
2024
2025
2024
£
£
£
£

Financial assets

Financial assets measured at fair value through profit or loss
1,782,037
1,053,918
1,808,664
1,053,918

Financial assets that are debt instruments measured at amortised cost
3,477,499
3,571,624
3,399,139
3,571,624

Derivative financial instruments measured at fair value through profit or loss held as part of a trading portfolio
26,627
-
26,627
-

5,286,163
4,625,542
5,234,430
4,625,542


Financial liabilities

Derivative financial instruments measured at fair value through profit or loss held as part of a trading portfolio
-
91,744
-
91,744

Financial liabilities measured at amortised cost
5,237,865
2,713,597
5,237,865
2,713,597

5,237,865
2,805,341
5,237,865
2,805,341


Financial assets measured at amortised cost comprise trade debtors, other debtors.
Financial liabilities measured at amortised cost comprise trade creditors and other creditors.
The company enters into forward foreign currency contracts to mitigate the exchange rate risk for certain foreign currency payables. At year end, the outstanding contracts all matured within 15 months (2024 - 12 months). The company is committed to buy USD 9,000,000 and EUR 1,200,000 (2024 - USD 3,600,000 and EUR 1,850,000) and pay a fixed sterling amount. 
The forward currency contracts are measured at fair value, which is determined using valuation techniques that utilise observable inputs. The key inputs used in valuing the derivatives are the forward exchange rate for £:USD and £:EUR. A fair value net credit of £118,371 (2024 - net charge of £7,518) has been recognised in the statement of comprehensive income.

Page 30

 
SAUL D HARRISON & SONS PLC
 
 
NOTES TO THE FINANCIAL STATEMENTS
FOR THE YEAR ENDED 31 MARCH 2025

21.


Deferred taxation


Group





2025


£






At beginning of year
50,495


Credited to profit or loss
(34,255)


Arising on negative goodwill
(92,009)



At end of year
108,249

Company




2025


£






At beginning of year
50,495


Charged to profit or loss
(3,747)



At end of year
46,748

Group
Group
Company
Company
2025
2024
2025
2024
£
£
£
£

Accelerated capital allowances
46,910
50,495
46,748
50,495

Arising on negative goodwill
61,339
-
-
-

108,249
50,495
46,748
50,495

Page 31

 
SAUL D HARRISON & SONS PLC
 
 
NOTES TO THE FINANCIAL STATEMENTS
FOR THE YEAR ENDED 31 MARCH 2025

22.


Share capital

2025
2024
£
£
Allotted, called up and fully paid



15 (2024 - 15) 'A' Ordinary shares of £0.10 each
2
2
65,672 (2024 - 65,672) 'C' Ordinary shares of £0.10 each
6,567
6,567

6,569

6,569

'A' Ordinary shares carry rights to be notified of and attend and vote at all company meetings. They carry no right to receive a dividend, and on a return of assets on liquidation or otherwise, they will be redeemed at the paid up amount.
'C' Ordinary shares carry no rights to be notified of or attend and vote at company meetings. They carry the right to receive dividends, and on a return of assets on liquidation, or otherwise, they carry the right to participate in a distribution after the rights attaching to the 'A' Ordinary shares have been satisfied.



23.


Pension commitments

The Group contributes to defined contribution pension schemes. The assets of the schemes are held separately from those of the company in independently administered funds. 
The net pension cost for the year was £192,468 (2024 - £161,785).
At the year end, the outstanding contributions amounted to £11,147 (2024 - £510).


24.


Commitments under operating leases

At 31 March 2025 the Group had future minimum lease payments due under non-cancellable operating leases for each of the following periods:

2025
2024
Group
£
£


Not later than 1 year
206,413
34,390

Later than 1 year and not later than 5 years
32,509
58,619

238,922
93,009

2025
2024

£
£

Company


Not later than 1 year
26,254
34,390

Later than 1 year and not later than 5 years
32,509
58,619

58,763
93,009

Page 32

 
SAUL D HARRISON & SONS PLC
 
 
NOTES TO THE FINANCIAL STATEMENTS
FOR THE YEAR ENDED 31 MARCH 2025

25.


Related party transactions

During the year, the Company paid dividends of £335,004 (2024 - £362,921) to the directors of the Company.
During the year, the Company paid management service charges of £425,333 (2024 - £770,000) to Chesave, an unlimited company under common control registered in England and Wales. At the year end, £158,000 was due from Chesave (2024: £212,000 owed to Chesave).


26.


Controlling party

The Company is controlled by S D Harrison, a director of the Company.

 
Page 33