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Registered number: 03583719










SNG GROUP LIMITED










ANNUAL REPORT AND FINANCIAL STATEMENTS

FOR THE YEAR ENDED 31 DECEMBER 2024

 
SNG GROUP LIMITED
 
 
COMPANY INFORMATION


Directors
B Smart (appointed 13 December 2024)
J G Barratt 
P Morrison (appointed 10 March 2025)
J McDonough (resigned 10 March 2025)




Company secretary
J G Barratt



Registered number
03583719



Registered office
The Heritage Building
Stourbridge Road

Bridgnorth

Shropshire

WV15 6AP




Independent auditors
WR Partners
Chartered Accountants & Statutory Auditors

Belmont House

Shrewsbury Business Park

Shrewsbury

Shropshire

SY2 6LG





 
SNG GROUP LIMITED
 

CONTENTS



Page
Strategic Report
1 - 3
Directors' Report
4 - 5
Independent Auditors' Report
6 - 9
Statement of Comprehensive Income
10
Statement of Financial Position
11
Statement of Changes in Equity
12
Notes to the Financial Statements
13 - 30


 
SNG GROUP LIMITED
 
 
STRATEGIC REPORT
FOR THE YEAR ENDED 31 DECEMBER 2024

Business review
 
SNG Group Limited (the Company) is a leading supplier of spare parts for Jaguar and other classic marques.
The Company presents a balanced and comprehensive review of the development and performance of the business during the year and the position at the year end. The review is consistent with the size and non-complex nature of the business in the context of the risks and uncertainties faced.
The Company considers that the key performance indicators and those that communicate the financial performance and the position of the Company as a whole are turnover, profit margins, net current assets and net assets. During the year under review, the company's turnover was £14,428,237 (2023: £14,082,685), whilst profit before tax was £492,759 (2023: £1,609,398).
Net current assets of the Company decreased to £2,102,263 as at 31 December 2024 (2023: £5,356,250), principally as a result of settling an intercompany balance via a dividend in specie. Net assets remained strong at £3,416,208 (2023: £6,952,575)
The Company operates in a competitive market in which global, political and economic conditions, actions of competitors, foreign exchange and interest rates all have an impact on the performance of the Company.
The Company was acquired by Radial Automotive UK Ltd on 13th December 2024 merging with Moss Motors and Rimmer Bros. The combined group is a portfolio company of Radial Equity Partners.

Page 1

 
SNG GROUP LIMITED
 

STRATEGIC REPORT (CONTINUED)
FOR THE YEAR ENDED 31 DECEMBER 2024

Principal risks and uncertainties
 
The Company is subject to the following principal risks and uncertainties.
Competition
There are a number of competitors in what is a highly fragmented market. The new group has a loyal but disparate customer base, so the risks associated with any particular customer concentration are automatically limited. The directors continually monitor the competitive position to ensure the Company is best placed to serve its customers’ needs.
Working Capital Management
The Company's operating model is based upon the ability to have inventory available to customers as and when they need it, meaning that there is a significant amount of gross working capital held in the business. However, this position is continually monitored and assessed by the directors, and there continues to be sufficient liquidity available to the Company to ensure it can be appropriately manage its operating obligations as they fall due.
Financial risk management objectives and policies
The Company's principal financial instruments comprise bank loans and cash at bank. The main purpose of these financial instruments is to raise finance for the Company's operations. The Company has various other financial instruments such as trade debtors and trade creditors, which arise directly from its operations. The Company does not enter into derivative transactions.
The main risks arising from the Company's financial instruments are foreign currency risk, interest rate risk, liquidity risk and credit risk. The board reviews and agrees policies for managing each risk and they are summarised below:
Foreign currency risk
The Company is exposed in its trading operations to the risk of changes in foreign currency exchange rates. The Company both buys and sells goods globally and the director considers that the overall risk is not significant. The main foreign currencies in which the Company operates are the Euro and the US Dollar. The Company has both US and European based subsidiaries which can affect the Sterling consolidated statement of financial position, as a result of exchange rate movements.
Interest rate risk
The Company's exposure to market risk for changes in interest rates relates to primarily to the Company's bank loans. The Company does not hedge against interest rate fluctuations.
Liquidity risk
The Company's objective is to maintain a balance between continuity of funding and flexibility through the use of bank loans and its cash balances.
Credit risk
The Company trades with only recognised, creditworthy third parties. It is the Company's policy that all customers who wish to trade on credit terms are subject to vetting procedures. In addition, receivable balances are monitored on an ongoing basis with the result that the Company's exposure to bad debts is not significant.
 

Other key performance indicators
 
The Company works to a high standard and all operations conform to the quality management system BS EN ISO 9001:2015.
The Company monitors its relationships with key customer and suppliers which continue to be strong.

Page 2

 
SNG GROUP LIMITED
 

STRATEGIC REPORT (CONTINUED)
FOR THE YEAR ENDED 31 DECEMBER 2024


This report was approved by the board and signed on its behalf.



P Morrison
Director

Date: 29 September 2025

Page 3

 
SNG GROUP LIMITED
 
 
 
DIRECTORS' REPORT
FOR THE YEAR ENDED 31 DECEMBER 2024

The directors present their report and the financial statements for the year ended 31 December 2024.

Directors' responsibilities statement

The directors are responsible for preparing the Strategic Report, the Directors' Report and the financial statements in accordance with applicable law and regulations.
 
Company law requires the directors to prepare financial statements for each financial year. Under that law the directors have elected to prepare the financial statements in accordance with applicable law and United Kingdom Accounting Standards (United Kingdom Generally Accepted Accounting Practice), including Financial Reporting Standard 102 ‘The Financial Reporting Standard applicable in the UK and Republic of Ireland'. Under company law the directors must not approve the financial statements unless they are satisfied that they give a true and fair view of the state of affairs of the Company and of the profit or loss of the Company for that period.

 In preparing these financial statements, the directors are required to:


select suitable accounting policies for the Company's financial statements and then apply them consistently;

make judgments and accounting estimates that are reasonable and prudent;

state whether applicable UK Accounting Standards have been followed, subject to any material departures disclosed and explained in the financial statements;

prepare the financial statements on the going concern basis unless it is inappropriate to presume that the Company will continue in business.

The directors are responsible for keeping adequate accounting records that are sufficient to show and explain the Company's transactions and disclose with reasonable accuracy at any time the financial position of the Company and to enable them to ensure that the financial statements comply with the Companies Act 2006They are also responsible for safeguarding the assets of the Company and hence for taking reasonable steps for the prevention and detection of fraud and other irregularities.

Principal activity

The principal activity of the Company in the year under review was that of supplying parts and spares for the classic car industry both in the UK and overseas.

Results and dividends

The profit for the year, after taxation, amounted to £429,149 (2023 - £1,663,736).

The total distribution of dividends for the year ended 31 December 2024 was £3,966,127 (2023: £2,000,000). 

Directors

The directors who served during the year were:

B Smart (appointed 13 December 2024)
J G Barratt 
J McDonough (resigned 10 March 2025)

Future developments

The Company continues to trade in relation to its principal activities and there are no likely future developments which the directors consider relevant. 

Page 4

 
SNG GROUP LIMITED
 
 
 
DIRECTORS' REPORT (CONTINUED)
FOR THE YEAR ENDED 31 DECEMBER 2024

Qualifying third party indemnity provisions

The Company had provided a third party indemnity provision in respect of the directors in force during the year and at the date of this report. 

Disclosure of information to auditors

Each of the persons who are directors at the time when this Directors' Report is approved has confirmed that:
 
so far as the director is aware, there is no relevant audit information of which the Company's auditors are unaware, and

the director has taken all the steps that ought to have been taken as a director in order to be aware of any relevant audit information and to establish that the Company's auditors are aware of that information.

Post balance sheet events

There have been no significant events affecting the Company since the year end.

This report was approved by the board and signed on its behalf.
 





P Morrison
Director

Date: 29 September 2025

Page 5

 
SNG GROUP LIMITED
 
 
 
INDEPENDENT AUDITORS' REPORT TO THE MEMBERS OF SNG GROUP LIMITED
 

Opinion


We have audited the financial statements of SNG Group Limited (the 'Company') for the year ended 31 December 2024, which comprise the Statement of Comprehensive Income, the Statement of Financial Position, the Statement of Changes in Equity and the related notes, including a summary of significant accounting policiesThe financial reporting framework that has been applied in their preparation is applicable law and United Kingdom Accounting Standards, including Financial Reporting Standard 102 ‘The Financial Reporting Standard applicable in the UK and Republic of Ireland' (United Kingdom Generally Accepted Accounting Practice).


In our opinion the financial statements:


give a true and fair view of the state of the Company's affairs as at 31 December 2024 and of its profit for the year then ended;
have been properly prepared in accordance with United Kingdom Generally Accepted Accounting Practice; and
have been prepared in accordance with the requirements of the Companies Act 2006.


Basis for opinion


We conducted our audit in accordance with International Standards on Auditing (UK) (ISAs (UK)) and applicable law. Our responsibilities under those standards are further described in the Auditors' responsibilities for the audit of the financial statements section of our report. We are independent of the Company in accordance with the ethical requirements that are relevant to our audit of the financial statements in the United Kingdom, including the Financial Reporting Council's Ethical Standard and we have fulfilled our other ethical responsibilities in accordance with these requirements. We believe that the audit evidence we have obtained is sufficient and appropriate to provide a basis for our opinion.


Conclusions relating to going concern


In auditing the financial statements, we have concluded that the directors' use of the going concern basis of accounting in the preparation of the financial statements is appropriate.


Based on the work we have performed, we have not identified any material uncertainties relating to events or conditions that, individually or collectively, may cast significant doubt on the Company's ability to continue as a going concern for a period of at least twelve months from when the financial statements are authorised for issue.


Our responsibilities and the responsibilities of the directors with respect to going concern are described in the relevant sections of this report.


Page 6

 
SNG GROUP LIMITED
 
 
 
INDEPENDENT AUDITORS' REPORT TO THE MEMBERS OF SNG GROUP LIMITED (CONTINUED)


Other information


The other information comprises the information included in the Annual Report other than the financial statements and our Auditors' Report thereon. The directors are responsible for the other information contained within the Annual ReportOur opinion on the financial statements does not cover the other information and, except to the extent otherwise explicitly stated in our report, we do not express any form of assurance conclusion thereon. Our responsibility is to read the other information and, in doing so, consider whether the other information is materially inconsistent with the financial statements or our knowledge obtained in the course of the audit, or otherwise appears to be materially misstated. If we identify such material inconsistencies or apparent material misstatements, we are required to determine whether this gives rise to a material misstatement in the financial statements themselves. If, based on the work we have performed, we conclude that there is a material misstatement of this other information, we are required to report that fact.


We have nothing to report in this regard.


Opinion on other matters prescribed by the Companies Act 2006
 

In our opinion, based on the work undertaken in the course of the audit:


the information given in the Strategic Report and the Directors' Report for the financial year for which the financial statements are prepared is consistent with the financial statements; and
the Strategic Report and the Directors' Report have been prepared in accordance with applicable legal requirements.


Matters on which we are required to report by exception
 

In the light of the knowledge and understanding of the Company and its environment obtained in the course of the audit, we have not identified material misstatements in the Strategic Report or the Directors' Report.


We have nothing to report in respect of the following matters in relation to which the Companies Act 2006 requires us to report to you if, in our opinion:


adequate accounting records have not been kept, or returns adequate for our audit have not been received from branches not visited by us; or
the financial statements are not in agreement with the accounting records and returns; or
certain disclosures of directors' remuneration specified by law are not made; or
we have not received all the information and explanations we require for our audit.


Responsibilities of directors
 

As explained more fully in the Directors' Responsibilities Statement set out on page 4, the directors are responsible for the preparation of the financial statements and for being satisfied that they give a true and fair view, and for such internal control as the directors determine is necessary to enable the preparation of financial statements that are free from material misstatement, whether due to fraud or error.


In preparing the financial statements, the directors are responsible for assessing the Company's ability to continue as a going concern, disclosing, as applicable, matters related to going concern and using the going concern basis of accounting unless the directors either intend to liquidate the Company or to cease operations, or have no realistic alternative but to do so.


Page 7

 
SNG GROUP LIMITED
 
 
 
INDEPENDENT AUDITORS' REPORT TO THE MEMBERS OF SNG GROUP LIMITED (CONTINUED)


Auditors' responsibilities for the audit of the financial statements
 

Our objectives are to obtain reasonable assurance about whether the financial statements as a whole are free from material misstatement, whether due to fraud or error, and to issue an Auditors' Report that includes our opinion. Reasonable assurance is a high level of assurance, but is not a guarantee that an audit conducted in accordance with ISAs (UK) will always detect a material misstatement when it exists. Misstatements can arise from fraud or error and are considered material if, individually or in the aggregate, they could reasonably be expected to influence the economic decisions of users taken on the basis of these financial statements.


Irregularities, including fraud, are instances of non-compliance with laws and regulations. We design procedures in line with our responsibilities, outlined above, to detect material misstatements in respect of irregularities, including fraud. The extent to which our procedures are capable of detecting irregularities, including fraud is detailed below:

The audit team obtained an understanding of the legal and regulatory frameworks that are applicable to the Company and determined that the most significant are those that relate to the reporting framework (FRS 102 and the Companies Act 2006), the relevant tax compliance regulations, employment law, Health and Safety Regulations and the EU General Data Protection Regulation (GDPR). 
We understood how the Company is complying with these frameworks by making enquiries of management and those responsible for legal and compliance procedures. We also reviewed board minutes to identify any recorded instances of irregularity or non compliance that might have a material impact on the financial statements. 
We assessed the susceptibility of the Company to material misstatement, including how fraud might occur by meeting with key management to understand where they considered there was susceptibility to fraud. Based on our understanding our procedures involved enquiries of management and those charged with governance, manual journal entry testing, cashbook reviews for large and unusual items and the challenge of significant accounting estimates used in preparing the financial statements. 


Because of the inherent limitations of an audit, there is a risk that we will not detect all irregularities, including those leading to a material misstatement in the financial statements or non-compliance with regulation. This risk increases the more that compliance with a law or regulation is removed from the events and transactions reflected in the financial statements, as we will be less likely to become aware of instances of non-compliance. The risk is also greater regarding irregularities occurring due to fraud rather than error, as fraud involves intentional concealment, forgery, collusion, omission or misrepresentation.


A further description of our responsibilities for the audit of the financial statements is located on the Financial Reporting Council's website at: www.frc.org.uk/auditorsresponsibilities. This description forms part of our Auditors' Report.


Page 8

 
SNG GROUP LIMITED
 
 
 
INDEPENDENT AUDITORS' REPORT TO THE MEMBERS OF SNG GROUP LIMITED (CONTINUED)


Use of our report
 

This report is made solely to the Company's members, as a body, in accordance with Chapter 3 of Part 16 of the Companies Act 2006Our audit work has been undertaken so that we might state to the Company's members those matters we are required to state to them in an Auditors' Report and for no other purpose. To the fullest extent permitted by law, we do not accept or assume responsibility to anyone other than the Company and the Company's members, as a body, for our audit work, for this report, or for the opinions we have formed.





John Fletcher BA (Hons) FCA (Senior Statutory Auditor)
  
for and on behalf of
WR Partners
 
Chartered Accountants
Statutory Auditors
  
Belmont House
Shrewsbury Business Park
Shrewsbury
Shropshire
SY2 6LG

30 September 2025
Page 9

 
SNG GROUP LIMITED
 
 
STATEMENT OF COMPREHENSIVE INCOME
FOR THE YEAR ENDED 31 DECEMBER 2024

2024
2023
Note
£
£

  

Turnover
 4 
14,428,237
14,082,685

Cost of sales
  
(8,985,844)
(8,874,797)

Gross profit
  
5,442,393
5,207,888

Administrative expenses
  
(4,801,709)
(5,216,547)

Exceptional administrative expenses
  
-
(376,323)

Operating profit/(loss)
 5 
640,684
(384,982)

Income from shares in group undertakings
  
-
2,000,000

Interest payable and similar expenses
 8 
(147,925)
(5,620)

Profit before tax
  
492,759
1,609,398

Tax on profit
 9 
(63,610)
54,338

Profit for the financial year
  
429,149
1,663,736

There was no other comprehensive income for 2024 (2023:£NIL).

The notes on pages 13 to 30 form part of these financial statements.

Page 10

 
SNG GROUP LIMITED
REGISTERED NUMBER: 03583719

STATEMENT OF FINANCIAL POSITION
AS AT 31 DECEMBER 2024

2024
2023
Note
£
£

Fixed assets
  

Tangible assets
 12 
1,374,114
1,686,828

Investments
 13 
79,181
79,792

  
1,453,295
1,766,620

Current assets
  

Stocks
 14 
4,242,755
5,304,974

Debtors: amounts falling due within one year
 15 
875,688
3,489,103

Cash at bank and in hand
 16 
1,207,816
632,234

  
6,326,259
9,426,311

Creditors: amounts falling due within one year
 17 
(4,223,996)
(4,070,061)

Net current assets
  
 
 
2,102,263
 
 
5,356,250

Total assets less current liabilities
  
3,555,558
7,122,870

Creditors: amounts falling due after more than one year
 18 
(77,124)
(87,526)

Provisions for liabilities
  

Deferred tax
 21 
(62,837)
(82,769)

  
 
 
(62,837)
 
 
(82,769)

Net assets
  
3,415,597
6,952,575


Capital and reserves
  

Called up share capital 
 22 
4
4

Profit and loss account
 23 
3,415,593
6,952,571

  
3,415,597
6,952,575


The financial statements were approved and authorised for issue by the board and were signed on its behalf on 29 September 2025.




P Morrison
Director

The notes on pages 13 to 30 form part of these financial statements.

Page 11

 
SNG GROUP LIMITED
 

STATEMENT OF CHANGES IN EQUITY
FOR THE YEAR ENDED 31 DECEMBER 2024


Called up share capital
Profit and loss account
Total equity

£
£
£


At 1 January 2023
4
7,288,835
7,288,839


Comprehensive income for the year

Profit for the year
-
1,663,736
1,663,736
Total comprehensive income for the year
-
1,663,736
1,663,736


Contributions by and distributions to owners

Dividends: Equity capital
-
(2,000,000)
(2,000,000)


Total transactions with owners
-
(2,000,000)
(2,000,000)



At 1 January 2024
4
6,952,571
6,952,575


Comprehensive income for the year

Profit for the year
-
429,149
429,149
Total comprehensive income for the year
-
429,149
429,149


Contributions by and distributions to owners

Dividends: Equity capital
-
(3,966,127)
(3,966,127)


Total transactions with owners
-
(3,966,127)
(3,966,127)


At 31 December 2024
4
3,415,593
3,415,597


The notes on pages 13 to 30 form part of these financial statements.

Page 12

 
SNG GROUP LIMITED
 
 
 
NOTES TO THE FINANCIAL STATEMENTS
FOR THE YEAR ENDED 31 DECEMBER 2024

1.


General information

SNG Group Limited is a private company limited by shares and incorporated in England and Wales. Its registered office and principal place of business is located at The Heritage Building, Stourbridge Road, Bridgnorth, Shropshire, WV15 6AP. 

2.Accounting policies

 
2.1

Basis of preparation of financial statements

The financial statements have been prepared under the historical cost convention unless otherwise specified within these accounting policies and in accordance with Financial Reporting Standard 102, the Financial Reporting Standard applicable in the UK and the Republic of Ireland and the Companies Act 2006.

The preparation of financial statements in compliance with FRS 102 requires the use of certain critical accounting estimates. It also requires management to exercise judgment in applying the Company's accounting policies (see note 3).

The following principal accounting policies have been applied:

 
2.2

Financial Reporting Standard 102 - reduced disclosure exemptions

The Company has taken advantage of the following disclosure exemptions in preparing these financial statements, as permitted by the FRS 102 "The Financial Reporting Standard applicable in the UK and Republic of Ireland":
the requirements of Section 7 Statement of Cash Flows;
the requirements of Section 3 Financial Statement Presentation paragraph 3.17(d);
the requirements of Section 33 Related Party Disclosures paragraph 33.7.

This information is included in the consolidated financial statements of Radial Automotive UK Holding Company Ltd as at 31 December 2024 and these financial statements may be obtained from Companies House or the registered office, which is located at Triumph House Sleaford Road, Bracebridge Heath, Lincoln, United Kingdom, LN4 2NA from the 31 December 2025.

 
2.3

Exemption from preparing consolidated financial statements

The Company is a parent company that is also a subsidiary included in the consolidated financial statements of a larger group by a parent undertaking established under the law of any part of the United Kingdom and is therefore exempt from the requirement to prepare consolidated financial statements under section 400 of the Companies Act 2006.

Page 13

 
SNG GROUP LIMITED
 
 
 
NOTES TO THE FINANCIAL STATEMENTS
FOR THE YEAR ENDED 31 DECEMBER 2024

2.Accounting policies (continued)

 
2.4

Foreign currency translation

Functional and presentation currency

The Company's functional and presentational currency is GBP.

Transactions and balances

Foreign currency transactions are translated into the functional currency using the spot exchange rates at the dates of the transactions.

At each period end foreign currency monetary items are translated using the closing rate. Non-monetary items measured at historical cost are translated using the exchange rate at the date of the transaction and non-monetary items measured at fair value are measured using the exchange rate when fair value was determined.

Foreign exchange gains and losses resulting from the settlement of transactions and from the translation at period-end exchange rates of monetary assets and liabilities denominated in foreign currencies are recognised in profit or loss except when deferred in other comprehensive income as qualifying cash flow hedges.

Foreign exchange gains and losses that relate to borrowings and cash and cash equivalents are presented in the Statement of Comprehensive Income within 'finance income or costs'. All other foreign exchange gains and losses are presented in profit or loss within 'other operating income'.

  
2.5

Going concern

The Company's business activities, together with the factors likely to affect the future development, performance and position, are set out in the Strategic Report. The financial position of the Company, its cash flows, liquidity position and borrowing facilities are also described. The Company has considerable financial resources including cash and unutilised banking facilities, which gives the Directors confidence that the Company is well placed to manage its business risks successfully despite the current uncertain economic outlook. 

 
2.6

Revenue

Revenue is recognised to the extent that it is probable that the economic benefits will flow to the Company and the revenue can be reliably measured. Revenue is measured as the fair value of the consideration received or receivable, excluding discounts, rebates, value added tax and other sales taxes. The following criteria must also be met before revenue is recognised:

Sale of goods

Revenue from the sale of goods is recognised when all of the following conditions are satisfied:
the Company has transferred the significant risks and rewards of ownership to the buyer;
the Company retains neither continuing managerial involvement to the degree usually associated with ownership nor effective control over the goods sold;
the amount of revenue can be measured reliably;
it is probable that the Company will receive the consideration due under the transaction; and
the costs incurred or to be incurred in respect of the transaction can be measured reliably.

Page 14

 
SNG GROUP LIMITED
 
 
 
NOTES TO THE FINANCIAL STATEMENTS
FOR THE YEAR ENDED 31 DECEMBER 2024

2.Accounting policies (continued)

  
2.7

Operating leases: as lessee

Rentals paid under operating leases are charged to profit or loss on a straight-line basis over the lease term. 

  
2.8

Interest income

Interest income is recognised in profit or loss using the effective interest method. 

 
2.9

Finance costs

Finance costs are charged to profit or loss over the term of the debt using the effective interest method so that the amount charged is at a constant rate on the carrying amount. Issue costs are initially recognised as a reduction in the proceeds of the associated capital instrument.

 
2.10

Pensions

Defined contribution pension plan

The Company operates a defined contribution plan for its employees. A defined contribution plan is a pension plan under which the Company pays fixed contributions into a separate entity. Once the contributions have been paid the Company has no further payment obligations.

The contributions are recognised as an expense in profit or loss when they fall due. Amounts not paid are shown in accruals as a liability in the Statement of Financial Position. The assets of the plan are held separately from the Company in independently administered funds.

 
2.11

Current and deferred taxation

The tax expense for the year comprises current and deferred tax. Tax is recognised in profit or loss except that a charge attributable to an item of income and expense recognised as other comprehensive income or to an item recognised directly in equity is also recognised in other comprehensive income or directly in equity respectively.

The current income tax charge is calculated on the basis of tax rates and laws that have been enacted or substantively enacted by the reporting date in the countries where the Company operates and generates income.

Deferred tax balances are recognised in respect of all timing differences that have originated but not reversed by the reporting date, except that:
The recognition of deferred tax assets is limited to the extent that it is probable that they will be recovered against the reversal of deferred tax liabilities or other future taxable profits; and
Any deferred tax balances are reversed if and when all conditions for retaining associated tax allowances have been met.

Deferred tax balances are not recognised in respect of permanent differences except in respect of business combinations, when deferred tax is recognised on the differences between the fair values of assets acquired and the future tax deductions available for them and the differences between the fair values of liabilities acquired and the amount that will be assessed for tax. Deferred tax is determined using tax rates and laws that have been enacted or substantively enacted by the reporting date.


Page 15

 
SNG GROUP LIMITED
 
 
 
NOTES TO THE FINANCIAL STATEMENTS
FOR THE YEAR ENDED 31 DECEMBER 2024

2.Accounting policies (continued)

 
2.12

Tangible fixed assets

Tangible fixed assets under the cost model are stated at historical cost less accumulated depreciation and any accumulated impairment losses. Historical cost includes expenditure that is directly attributable to bringing the asset to the location and condition necessary for it to be capable of operating in the manner intended by management.

The Company adds to the carrying amount of an item of fixed assets the cost of replacing part of such an item when that cost is incurred, if the replacement part is expected to provide incremental future benefits to the Company. The carrying amount of the replaced part is derecognised. Repairs and maintenance are charged to profit or loss during the period in which they are incurred.

Depreciation is charged so as to allocate the cost of assets less their residual value over their estimated useful lives, using the straight-line method.

Depreciation is provided on the following basis:

Freehold and leasehold property
-
10%
Plant and machinery
-
5-25%
Motor vehicles
-
20%
Fixtures and fittings
-
25%
Classic cars
-
Not depreciated

The assets' residual values, useful lives and depreciation methods are reviewed, and adjusted prospectively if appropriate, or if there is an indication of a significant change since the last reporting date.

Gains and losses on disposals are determined by comparing the proceeds with the carrying amount and are recognised in profit or loss.

Classic cars are not depreciated on the basis that their residual value is considered to be in excess of their cost. 

 
2.13

Valuation of investments

Investments in subsidiaries are measured at cost less accumulated impairment.

 
2.14

Stocks

Stocks are stated at the lower of cost and net realisable value, being the estimated selling price less costs to complete and sell. Cost is based on the cost of purchase on a weighted average basis. Work in progress and finished goods include labour and attributable overheads.

At each reporting date, stocks are assessed for impairment. If stock is impaired, the carrying amount is reduced to its selling price less costs to complete and sell. The impairment loss is recognised immediately in profit or loss.

 
2.15

Debtors

Short-term debtors are measured at transaction price, less any impairment. Loans receivable are measured initially at fair value, net of transaction costs, and are measured subsequently at amortised cost using the effective interest method, less any impairment.

Page 16

 
SNG GROUP LIMITED
 
 
 
NOTES TO THE FINANCIAL STATEMENTS
FOR THE YEAR ENDED 31 DECEMBER 2024

2.Accounting policies (continued)

 
2.16

Cash and cash equivalents

Cash is represented by cash in hand and deposits with financial institutions repayable without penalty on notice of not more than 24 hours. Cash equivalents are highly liquid investments that mature in no more than three months from the date of acquisition and that are readily convertible to known amounts of cash with insignificant risk of change in value.

 
2.17

Creditors

Short-term creditors are measured at the transaction price. Other financial liabilities, including bank loans, are measured initially at fair value, net of transaction costs, and are measured subsequently at amortised cost using the effective interest method.

 
2.18

Provisions for liabilities

Provisions are recognised when an event has taken place that gives rise to a legal or constructive obligation, a transfer of economic benefits is probable and a reliable estimate can be made.
Provisions are measured as the best estimate of the amount required to settle the obligation, taking into account the related risks and uncertainties.
 
Increases in provisions are generally charged as an expense to profit or loss.

 
2.19

Financial instruments


The Company has elected to apply the provisions of Section 11 “Basic Financial Instruments” of FRS 102 to all of its financial instruments.

The Company has elected to apply the recognition and measurement provisions of IFRS 9 Financial Instruments (as adopted by the UK Endorsement Board) with the disclosure requirements of Sections 11 and 12 and the other presentation requirements of FRS 102.

Financial instruments are recognised in the Company's Statement of Financial Position when the Company becomes party to the contractual provisions of the instrument.

Financial assets and liabilities are offset, with the net amounts presented in the financial statements, when there is a legally enforceable right to set off the recognised amounts and there is an intention to settle on a net basis or to realise the asset and settle the liability simultaneously.

Basic financial assets

Basic financial assets, which include trade and other debtors, cash and bank balances, are initially measured at their transaction price (adjusted for transaction costs except in the initial measurement of financial assets that are subsequently measured at fair value through profit and loss) and are subsequently carried at their amortised cost using the effective interest method, less any provision for impairment, unless the arrangement constitutes a financing transaction, where the transaction is measured at the present value of the future receipts discounted at a market rate of interest.

Discounting is omitted where the effect of discounting is immaterial. The Company's cash and cash equivalents, trade and most other debtors due with the operating cycle fall into this category of financial instruments.

Page 17

 
SNG GROUP LIMITED
 
 
 
NOTES TO THE FINANCIAL STATEMENTS
FOR THE YEAR ENDED 31 DECEMBER 2024

2.Accounting policies (continued)


2.19
Financial instruments (continued)

Other financial assets

Other financial assets, which includes investments in equity instruments which are not classified as subsidiaries, associates or joint ventures, are initially measured at fair value, which is normally the recognised transaction price. Such assets are subsequently measured at fair value with the changes in fair value being recognised in the profit or loss. Where other financial assets are not publicly traded, hence their fair value cannot be measured reliably, they are measured at cost less impairment.

Impairment of financial assets

At the end of each reporting period financial assets measured at amortised cost are assessed for objective evidence of impairment. If an asset is impaired the impairment loss is the difference between the carrying amount and the present value of the estimated cash flows discounted at the asset’s original effective interest rate. The impairment loss is recognised in profit or loss. 

Financial assets are impaired when events, subsequent to their initial recognition, indicate the estimated future cash flows derived from the financial asset(s) have been adversely impacted. The impairment loss will be the difference between the current carrying amount and the present value of the future cash flows at the asset(s) original effective interest rate.

If there is a favourable change in relation to the events surrounding the impairment loss then the impairment can be reviewed for possible reversal. The reversal will not cause the current carrying amount to exceed the original carrying amount had the impairment not been recognised. The impairment reversal is recognised in the profit or loss.

Basic financial liabilities

Financial liabilities and equity instruments are classified according to the substance of the contractual arrangements entered into. An equity instrument is any contract that evidences a residual interest in the assets of the Company after the deduction of all its liabilities.

Basic financial liabilities, which include trade and other creditors, bank loans and other loans are initially measured at their transaction price (adjusting for transaction costs except in the initial measurement of financial liabilities that are subsequently measured at fair value through profit and loss). When this constitutes a financing transaction, whereby the debt instrument is measured at the present value of the future payments discounted at a market rate of interest, discounting is omitted where the effect of discounting is immaterial.

Debt instruments are subsequently carried at their amortised cost using the effective interest rate method.

Trade creditors are obligations to pay for goods and services that have been acquired in the ordinary course of business from suppliers. Trade creditors are classified as current liabilities if the payment is due within one year. If not, they represent non-current liabilities. Trade creditors are initially recognised at their transaction price and subsequently are measured at amortised cost using the effective interest method. Discounting is omitted where the effect of discounting is immaterial.



Page 18

 
SNG GROUP LIMITED
 
 
 
NOTES TO THE FINANCIAL STATEMENTS
FOR THE YEAR ENDED 31 DECEMBER 2024

2.Accounting policies (continued)

 
2.20

Dividends

Equity dividends are recognised when they become legally payable. Interim equity dividends are recognised when paid. Final equity dividends are recognised when approved by the shareholders at an annual general meeting.


3.


Judgments in applying accounting policies and key sources of estimation uncertainty

Preparation of the financial statements requires management to make significant judgments and estimates. The items in the financial statements where these judgments and estimates have been made include: 
Valuation of inventory
Inventory is carried at the lower of cost or net realisable value, with cost being determined using actual cost at an individual item level. Net realisable value is calculated based on a formula which provides against the cost of an item depending on the last time that item (or that line of items) was purchased. This method of valuation can be impacted by consumer demand, availability of the inventory, the length of time that the inventory is held, and other external market factors. Management monitors the level of provision applied through this formula, which has been consistently applied year on year, and makes further adjustments where changes in the above factors would mean that it is appropriate to do so. The application of this estimation technique in applying the inventory provisioning policy represents a significant judgment in the preparation of the financial statements, as items may be ultimately sold at amounts which differ from their carrying value, and management continually reviews the appropriateness of this technique to ensure that it continues to represent their best estimate of net realisable value of inventory. 


4.


Turnover

The whole of the turnover is attributable to the principal activity of the Company. 

Analysis of turnover by country of destination:

2024
2023
£
£

United Kingdom
10,202,135
9,445,284

Rest of Europe
2,578,908
3,115,467

Rest of the world
1,647,194
1,521,934

14,428,237
14,082,685


Page 19

 
SNG GROUP LIMITED
 
 
 
NOTES TO THE FINANCIAL STATEMENTS
FOR THE YEAR ENDED 31 DECEMBER 2024

5.


Operating profit/(loss)

The operating profit/(loss) is stated after charging:

2024
2023
£
£

Exchange differences
(57,463)
51,676

Impairment of fixed asset investment
-
376,000

(Profit)/loss on sale of tangible fixed assets
25,239
(70,712)


6.


Auditors' remuneration

During the year, the Company obtained the following services from the Company's auditors:


2024
2023
£
£

Fees payable to the Company's auditors for the audit of the Company's financial statements
27,000
25,025


7.


Employees

Staff costs were as follows:


2024
2023
£
£

Wages and salaries
3,532,366
3,096,987

Social security costs
312,044
304,533

Cost of defined contribution scheme
118,301
124,347

3,962,711
3,525,867


The average monthly number of employees, including the directors, during the year was as follows:


        2024
        2023
            No.
            No.







Monthly Employees
86
94

Page 20

 
SNG GROUP LIMITED
 
 
 
NOTES TO THE FINANCIAL STATEMENTS
FOR THE YEAR ENDED 31 DECEMBER 2024

8.


Interest payable and similar expenses

2024
2023
£
£


Bank interest payable
665
5,620

Loans from group undertakings
147,260
-

147,925
5,620


9.


Taxation


2024
2023
£
£

Corporation tax


Current tax on profits for the year
89,385
-


89,385
-


Total current tax
89,385
-

Deferred tax


Origination and reversal of timing differences
(19,932)
(54,338)

Prior year adjustment
(5,843)
-

Total deferred tax
(25,775)
(54,338)


Tax on profit
63,610
(54,338)
Page 21

 
SNG GROUP LIMITED
 
 
 
NOTES TO THE FINANCIAL STATEMENTS
FOR THE YEAR ENDED 31 DECEMBER 2024
 
9.Taxation (continued)


Factors affecting tax charge for the year

The tax assessed for the year is lower than (2023 - lower than) the standard rate of corporation tax in the UK of 25% (2023 - 23.5%). The differences are explained below:

2024
2023
£
£


Profit on ordinary activities before tax
492,759
1,609,398


Profit on ordinary activities multiplied by standard rate of corporation tax in the UK of 25% (2023 - 23.5%)
123,190
378,209

Effects of:


Non-tax deductible
-
91,565

Non-taxable income
-
(470,000)

Book profit on chargeable assets
22,321
(16,617)

Timing differences net of movement in tax rates
(9,107)
(28,987)

Group relief
-
(8,508)

Utilisation of tax losses
(66,951)
-

Prior period adjustment
(5,843)
-

Total tax charge for the year
63,610
(54,338)


Factors that may affect future tax charges

There were no factors that may affect future tax charges.


10.


Dividends

2024
2023
£
£


Dividends paid on ordinary share capital
3,966,127
2,000,000

3,966,127
2,000,000

Page 22

 
SNG GROUP LIMITED
 
 
 
NOTES TO THE FINANCIAL STATEMENTS
FOR THE YEAR ENDED 31 DECEMBER 2024

11.


Exceptional items

2024
2023
£
£


Exceptional items - impairment charge
-
376,323

-
376,323

In the previous year, an impairment charge was recognised against the value of the investment in Holden Vintage and Classic Limited in anticipation of the trade and net liabilities of this subsidiary being transferred to SNG Group Limited in January 2024.


12.


Tangible fixed assets





Freehold property
Plant and machinery
Motor vehicles
Fixtures and fittings
Classic Cars

£
£
£
£
£



Cost or valuation


At 1 January 2024
578,486
1,570,917
598,175
909,070
390,734


Additions
3,550
24,499
85,464
113,528
-


Disposals
-
(86,075)
(261,912)
(298,175)
(70,000)


Transfers between classes
410
(330)
-
(80)
-



At 31 December 2024

582,446
1,509,011
421,727
724,343
320,734



Depreciation


At 1 January 2024
401,860
935,525
301,715
721,454
-


Charge for the year on owned assets
31,198
111,586
64,870
58,323
-


Disposals
-
(86,075)
(125,590)
(230,719)
-


Transfers between classes
(29)
-
-
29
-



At 31 December 2024

433,029
961,036
240,995
549,087
-



Net book value



At 31 December 2024
149,417
547,975
180,732
175,256
320,734



At 31 December 2023
176,626
635,391
296,461
187,616
390,734
Page 23

 
SNG GROUP LIMITED
 
 
 
NOTES TO THE FINANCIAL STATEMENTS
FOR THE YEAR ENDED 31 DECEMBER 2024

           12.Tangible fixed assets (continued)


Total

£



Cost or valuation


At 1 January 2024
4,047,382


Additions
227,041


Disposals
(716,162)


Transfers between classes
-



At 31 December 2024

3,558,261



Depreciation


At 1 January 2024
2,360,554


Charge for the year on owned assets
265,977


Disposals
(442,384)


Transfers between classes
-



At 31 December 2024

2,184,147



Net book value



At 31 December 2024
1,374,114



At 31 December 2023
1,686,828

The net book value of assets held under finance leases or hire purchase contracts, included above, are as follows:


2024
2023
£
£



Plant and machinery
151,244
171,188

Motor vehicles
66,845
14,280

218,089
185,468

Page 24

 
SNG GROUP LIMITED
 
 
 
NOTES TO THE FINANCIAL STATEMENTS
FOR THE YEAR ENDED 31 DECEMBER 2024

13.


Fixed asset investments





Investments in subsidiary companies

£



Cost or valuation


At 1 January 2024
79,792


Disposals
(611)



At 31 December 2024
79,181






Net book value



At 31 December 2024
79,181



At 31 December 2023
79,792


Subsidiary undertakings


The following were subsidiary undertakings of the Company:

Name

Registered office

Class of shares

Holding

S.N.G. Barratt Limited
The Heritage Building, Stourbridge Road, Bridgnorth, Salop, WV15 6AP
Ordinary
100%
S.N.G Barratt BV
Sneeuwhaas 4 5236 NX, 's- Hertogenbosch, Noord-Brabant, Netherlands
Ordinary
100%
S.N.G Barratt France EURL
62 Che du Bois D'Alier, 71850 Charnay-Les-Macon, France
Ordinary
100%
Holden Vintage & Classic Limited
Unit 1c & 2a Stanmore Business Park, Bridgnorth, England, WV15 5HR
Ordinary
100%

As a part of the acquisition of the group by Radial Automotive Holdings LLC on 13 December 2024, B.A. Distributers Inc. was sold to another group company. No profit or loss was recognised on the disposal of the subsidiary.

Page 25

 
SNG GROUP LIMITED
 
 
 
NOTES TO THE FINANCIAL STATEMENTS
FOR THE YEAR ENDED 31 DECEMBER 2024

14.


Stocks

2024
2023
£
£

Finished goods and goods for resale
4,242,755
5,304,974

4,242,755
5,304,974


The difference between purchase price or production cost of stocks and their replacement cost is not material. 
Impairment losses totaling £85,791 (2023: £149,406) were recognised in profit and loss against stock during the year in relation to slow-moving and obsolete stock. 


15.


Debtors

2024
2023
£
£


Trade debtors
457,814
488,616

Amounts owed by group undertakings
159,120
2,777,121

Other debtors
67,028
31,889

Prepayments and accrued income
185,865
183,061

Tax recoverable
5,861
8,416

875,688
3,489,103


Impairment reversals of £9,618 (2023: £103,771) were recognised against trade debtors during the year. 
Amounts owed by group undertakings are unsecured and are repayable on demand. No interest is charged on these amounts as they are trading balances with normal commercial terms. 


16.


Cash and cash equivalents

2024
2023
£
£

Cash at bank and in hand
1,207,816
632,234

1,207,816
632,234


Page 26

 
SNG GROUP LIMITED
 
 
 
NOTES TO THE FINANCIAL STATEMENTS
FOR THE YEAR ENDED 31 DECEMBER 2024

17.


Creditors: Amounts falling due within one year

2024
2023
£
£

Bank loans
10,000
-

Trade creditors
1,424,593
1,405,567

Amounts owed to group undertakings
1,902,397
2,412,918

Corporation tax
86,830
-

Other taxation and social security
91,285
86,218

Obligations under finance lease and hire purchase contracts
37,237
32,544

Other creditors
1,785
18,088

Accruals and deferred income
669,869
114,726

4,223,996
4,070,061


Amounts owed by group undertakings are unsecured and are repayable on demand. No interest is charged on these amounts as they are trading balances with normal commercial terms. 
The amount due under finance lease and hire purchase contracts are secured on the assets to which they relate. 


18.


Creditors: Amounts falling due after more than one year

2024
2023
£
£

Bank loans
4,198
-

Net obligations under finance leases and hire purchase contracts
72,926
87,526

77,124
87,526


The amount due under finance lease and hire purchase contracts are secured on the assets to which they relate. 

Page 27

 
SNG GROUP LIMITED
 
 
 
NOTES TO THE FINANCIAL STATEMENTS
FOR THE YEAR ENDED 31 DECEMBER 2024

19.


Loans


Analysis of the maturity of loans is given below:


2024
2023
£
£

Amounts falling due within one year

Bank loans
10,000
-


10,000
-

Amounts falling due 1-2 years

Bank loans
4,198
-


4,198
-



14,198
-


Included within bank loans is a secured Bounce Back Lloyds TSB which is expected to be repaid by the end of 2025. Interest is charged on the balance at 2.5% per annum. 


20.


Hire purchase and finance leases


Minimum lease payments under hire purchase fall due as follows:

2024
2023
£
£


Within one year
37,237
32,544

Between 1-5 years
72,926
87,526

110,163
120,070

Page 28

 
SNG GROUP LIMITED
 
 
 
NOTES TO THE FINANCIAL STATEMENTS
FOR THE YEAR ENDED 31 DECEMBER 2024

21.


Deferred taxation




2024


£






At beginning of year
(82,769)


Charged to profit or loss
19,932



At end of year
(62,837)

The provision for deferred taxation is made up as follows:

2024
2023
£
£


Accelerated capital allowances
(63,062)
(87,290)

Short term timing differences
225
4,521

(62,837)
(82,769)


22.


Share capital

2024
2023
£
£
Allotted, called up and fully paid



4,000,000 (2023 - 4,000,000) Ordinary shares of £0.000001 each
4
4



23.


Reserves

Profit and loss account

The profit and loss account contains all current and prior period profit and losses, net of dividends paid and currency translation differences on consolidation. 


24.


Pension commitments

The Company operates a defined contributions pension scheme. The assets of the scheme are scheme separately from those of the Company in an independently administered fund. The pension cost charge represents contributions payable by the Company to the fund and amounted to £118,301 (2023: £124,347). Contributions totaling £902 (2023: £18,083) were payable to the fund at the reporting date and are included in creditors. 

Page 29

 
SNG GROUP LIMITED
 
 
 
NOTES TO THE FINANCIAL STATEMENTS
FOR THE YEAR ENDED 31 DECEMBER 2024

25.


Commitments under operating leases

At 31 December 2024 the Company had future minimum lease payments due under non-cancellable operating leases for each of the following periods:

2024
2023
£
£


Not later than 1 year
28,359
28,359

Later than 1 year and not later than 5 years
31,818
31,818

60,177
60,177


26.


Related party transactions

The Company has taken advantage of the exemption in section 33 of Financial Reporting Standard 102 from disclosing transactions with wholly owned members of the group. 
The directors, who are also considered the key management personnel of the Company received no emoluments for services provided to the Company and are remunerated through other group companies.


27.


Controlling party

The ultimate controlling parent company of SNG Group Limited is Radial Automotive Holdings, LLC. 
Radial Automotive Holdings, LLC is incorporated in the United States and is the largest group of which the Company is a member. 


 
Page 30