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Registered number: 04846579









LXM MANAGEMENT LIMITED

FILLETED FINANCIAL STATEMENTS
FOR THE YEAR ENDED 31 DECEMBER 2024







































 
LXM MANAGEMENT LIMITED
REGISTERED NUMBER: 04846579

STATEMENT OF FINANCIAL POSITION
AS AT 31 DECEMBER 2024

2024
2023
Note
£
£

  

Current assets
  

Debtors: amounts falling due within one year
 4 
26,165,085
17,575,121

Cash at bank and in hand
  
1,652,255
1,983,005

  
27,817,340
19,558,126

Current liabilities
  

Creditors: amounts falling due within one year
 5 
(20,663,739)
(14,902,869)

Net current assets
  
 
 
7,153,601
 
 
4,655,257

Total assets less current liabilities
  
7,153,601
4,655,257

  

Net assets
  
7,153,601
4,655,257


Capital and reserves
  

Called up share capital 
 6 
1
1

Profit and loss account
  
7,153,600
4,655,256

  
7,153,601
4,655,257


The financial statements have been prepared in accordance with the provisions applicable to companies subject to the small companies regime and in accordance with the provisions of FRS 102 Section 1A - small entities.

The financial statements have been delivered in accordance with the provisions applicable to companies subject to the small companies regime.

The Company has opted not to file the statement of comprehensive income in accordance with provisions applicable to companies subject to the small companies' regime.

The financial statements were approved and authorised for issue by the Board and were signed on its behalf by: 






................................................
J S Miller
Director

Date: 22 September 2025

The notes on pages 2 to 6 form part of these financial statements.

Page 1

 
LXM MANAGEMENT LIMITED
 

 
NOTES TO THE FINANCIAL STATEMENTS
FOR THE YEAR ENDED 31 DECEMBER 2024

1.


General information

LXM Management Limited is a private company limited by shares, incorporated in England and Wales within the United Kingdom. The address of the registered office is Unit 21, Hopper Way, Diss, Norfolk, IP22 4NG. The registered number of the Company is 04846579.

2.Accounting policies

 
2.1

Basis of preparation of financial statements

The financial statements have been prepared under the historical cost convention unless otherwise specified within these accounting policies and in accordance with FRS 102 'The Financial Reporting Standard applicable in the UK and the Republic of Ireland' and the requirements of the Companies Act 2006. The disclosure requirements of Section 1A of FRS 102 have been applied other than where additional disclosure is required to show a true and fair view.

The following principal accounting policies have been applied:

  
2.2

Going concern

The financial statements have been prepared on a going concern basis as the directors have a reasonable expectation that the Company has adequate resources to continue in operational existence for the foreseeable future.

 
2.3

Revenue recognition

Revenue is recognised to the extent that it is probable that the economic benefits will flow to the Company and the revenue can be reliably measured. Revenue is measured as the fair value of the consideration received or receivable, excluding discounts, rebates, value added tax and other sales taxes. The following criteria must also be met before revenue is recognised:

Rendering of services

Revenue from a contract to provide services is recognised in the period in which the services are provided in accordance with the stage of completion of the contract when all of the following conditions are satisfied:
the amount of revenue can be measured reliably;
it is probable that the Company will receive the consideration due under the contract;
the stage of completion of the contract at the end of the reporting period can be measured reliably; and
the costs incurred and the costs to complete the contract can be measured reliably.

Turnover represents interest receivable from credit arrangement facilities supplied to insurance clients during the year.

 
2.4

Debtors

Short-term debtors are measured at transaction price, less any impairment. Loans receivable are measured initially at fair value, net of transaction costs, and are measured subsequently at amortised cost using the effective interest method, less any impairment.

Page 2

 
LXM MANAGEMENT LIMITED
 

 
NOTES TO THE FINANCIAL STATEMENTS
FOR THE YEAR ENDED 31 DECEMBER 2024

2.Accounting policies (continued)

 
2.5

Cash and cash equivalents

Cash is represented by cash in hand and deposits with financial institutions repayable without penalty on notice of not more than 24 hours. Cash equivalents are highly liquid investments that mature in no more than three months from the date of acquisition and that are readily convertible to known amounts of cash with insignificant risk of change in value.

 
2.6

Creditors

Short-term creditors are measured at the transaction price. Other financial liabilities, including bank loans, are measured initially at fair value, net of transaction costs, and are measured subsequently at amortised cost using the effective interest method.

 
2.7

Interest income

Interest income is recognised in profit or loss using the effective interest method.

 
2.8

Finance costs

Finance costs are charged to profit or loss over the term of the debt using the effective interest method so that the amount charged is at a constant rate on the carrying amount. Issue costs are initially recognised as a reduction in the proceeds of the associated capital instrument.

 
2.9

Taxation

Tax is recognised in profit or loss except that a charge attributable to an item of income and expense recognised as other comprehensive income or to an item recognised directly in equity is also recognised in other comprehensive income or directly in equity respectively.

The current income tax charge is calculated on the basis of tax rates and laws that have been enacted or substantively enacted by the reporting date in the countries where the Company operates and generates income.


Page 3

 
LXM MANAGEMENT LIMITED
 

 
NOTES TO THE FINANCIAL STATEMENTS
FOR THE YEAR ENDED 31 DECEMBER 2024

2.Accounting policies (continued)

 
2.10

Financial instruments

The Company has elected to apply the provisions of Section 11 “Basic Financial Instruments” of FRS 102 to all of its financial instruments.

Financial instruments are recognised in the Company's Statement of Financial Position when the Company becomes party to the contractual provisions of the instrument.

Basic financial assets

Basic financial assets, which include trade and other debtors, cash and bank balances, are initially measured at their transaction price (adjusted for transaction costs except in the initial measurement of financial assets that are subsequently measured at fair value through profit and loss) and are subsequently carried at their amortised cost using the effective interest method, less any provision for impairment, unless the arrangement constitutes a financing transaction, where the transaction is measured at the present value of the future receipts discounted at a market rate of interest.

Discounting is omitted where the effect of discounting is immaterial. The Company's cash and cash equivalents, trade and most other debtors due with the operating cycle fall into this category of financial instruments.

Financial liabilities

Financial liabilities and equity instruments are classified according to the substance of the contractual arrangements entered into. An equity instrument is any contract that evidences a residual interest in the assets of the Company after the deduction of all its liabilities.

Basic financial liabilities, which include trade and other creditors, bank loans and other loans are initially measured at their transaction price (adjusting for transaction costs except in the initial measurement of financial liabilities that are subsequently measured at fair value through profit and loss). When this constitutes a financing transaction, whereby the debt instrument is measured at the present value of the future payments discounted at a market rate of interest, discounting is omitted where the effect of discounting is immaterial.

Debt instruments are subsequently carried at their amortised cost using the effective interest rate method.

Trade creditors are obligations to pay for goods and services that have been acquired in the ordinary course of business from suppliers. Trade creditors are classified as current liabilities if the payment is due within one year. If not, they represent non-current liabilities. Trade creditors are initially recognised at their transaction price and subsequently are measured at amortised cost using the effective interest method. Discounting is omitted where the effect of discounting is immaterial.


3.


Employees

The average monthly number of employees, including directors, during the year was 3 (2023 - 1).

Page 4

 
LXM MANAGEMENT LIMITED
 

 
NOTES TO THE FINANCIAL STATEMENTS
FOR THE YEAR ENDED 31 DECEMBER 2024

4.


Debtors

2024
2023
£
£


Trade debtors
23,642,046
15,145,651

Amounts owed by group undertakings
2,280,535
2,157,031

Other debtors
242,504
272,439

26,165,085
17,575,121



5.


Creditors: Amounts falling due within one year

2024
2023
£
£

Trade creditors
-
42

Amounts owed to group undertakings
8,216,341
4,288,760

Other taxation and social security
433,172
545,391

Other creditors
11,987,026
10,037,676

Accruals and deferred income
27,200
31,000

20,663,739
14,902,869



6.


Share capital

2024
2023
£
£
Allotted, called up and fully paid



100 (2023 - 100) Ordinary shares of £0.01 each
1
1

On 29 May 2023 the Ordinary share capital of 1 share at £1 par was sub-divided into 100 shares of £0.01 par.



7.


Related party transactions

As the Company is a wholly owned subsidiary of Lexham Insurance Consultants Limited, the Company has taken advantage of the exemption contained in FRS102.33.1A and has therefore not disclosed transactions or balances with wholly owned subsidiaries which form part of the Group. 

Page 5

 
LXM MANAGEMENT LIMITED
 

 
NOTES TO THE FINANCIAL STATEMENTS
FOR THE YEAR ENDED 31 DECEMBER 2024

8.


Controlling party

Lexham Insurance Consultants Limited (Company number – 03897329), is the immediate parent undertaking. Lexham Insurance Consultants Limited is a Company registered in England and Wales within the United Kingdom. The registered office address of Lexham Insurance Consultants Limited is the same as that of the Company. 
On 11 January 2024, April SAS acquired the majority shareholding in Lexham Insurance Consultants Limited. As a result, April SAS is now the Company’s immediate parent undertaking of Lexham Insurance Consultants Limited.  April SAS is a Company incorporated in France under registered number 377 994 553. The registered office address is 12 Rue Juliette Recamier, 69006 Lyon.
The largest and smallest group of undertakings for which group accounts have been drawn up is that headed by Athena TopCo. Incorporated in France. Copies of the financial statements, in which the company is included, are available from Immeuble Next, 12 rue Juliette Recamier, 69006 Lyon, France.
Following a sale of The April Group to KKR & Co Inc they became the ultimate parent and controlling party.


9.


Auditors' information

The auditors' report on the financial statements for the year ended 31 December 2024 was unqualified.

The audit report was signed on 22 September 2025 by Christopher Ridgeon FCCA (Senior Statutory Auditor) on behalf of Whitings LLP.


Page 6