HULL & EAST YORKSHIRE COMMUNITY MONEY ADVICE CIC

Company limited by guarantee

Company Registration Number:
11097260 (England and Wales)

Unaudited statutory accounts for the year ended 31 December 2024

Period of accounts

Start date: 1 January 2024

End date: 31 December 2024

HULL & EAST YORKSHIRE COMMUNITY MONEY ADVICE CIC

Contents of the Financial Statements

for the Period Ended 31 December 2024

Directors report
Profit and loss
Balance sheet
Additional notes
Balance sheet notes
Community Interest Report

HULL & EAST YORKSHIRE COMMUNITY MONEY ADVICE CIC

Directors' report period ended 31 December 2024

The directors present their report with the financial statements of the company for the period ended 31 December 2024

Directors

The directors shown below have held office during the whole of the period from
1 January 2024 to 31 December 2024

Steven Jarvis
Ian Miller Priddle
Naomi Elizabeth Jarvis
Louise Ann Sanderson
Brenda Jarvis


The above report has been prepared in accordance with the special provisions in part 15 of the Companies Act 2006

This report was approved by the board of directors on
29 September 2025

And signed on behalf of the board by:
Name: Steven Jarvis
Status: Director

HULL & EAST YORKSHIRE COMMUNITY MONEY ADVICE CIC

Profit And Loss Account

for the Period Ended 31 December 2024

2024 2023


£

£
Turnover: 0 0
Cost of sales: ( 5,057 ) ( 4,057 )
Gross profit(or loss): (5,057) (4,057)
Distribution costs: 0 0
Administrative expenses: ( 49,350 ) ( 38,215 )
Other operating income: 65,877 44,661
Operating profit(or loss): 11,470 2,389
Interest receivable and similar income: 41 26
Interest payable and similar charges: 0 0
Profit(or loss) before tax: 11,511 2,415
Tax: 0 0
Profit(or loss) for the financial year: 11,511 2,415

HULL & EAST YORKSHIRE COMMUNITY MONEY ADVICE CIC

Balance sheet

As at 31 December 2024

Notes 2024 2023


£

£
Fixed assets
Intangible assets:   0 0
Tangible assets: 3 17,397 7,609
Investments:   0 0
Total fixed assets: 17,397 7,609
Current assets
Cash at bank and in hand: 12,893 8,385
Total current assets: 12,893 8,385
Creditors: amounts falling due within one year: 4 ( 11,773 ) ( 8,988 )
Net current assets (liabilities): 1,120 (603)
Total assets less current liabilities: 18,517 7,006
Total net assets (liabilities): 18,517 7,006
Members' funds
Profit and loss account: 18,517 7,006
Total members' funds: 18,517 7,006

The notes form part of these financial statements

HULL & EAST YORKSHIRE COMMUNITY MONEY ADVICE CIC

Balance sheet statements

For the year ending 31 December 2024 the company was entitled to exemption under section 477 of the Companies Act 2006 relating to small companies.

The members have not required the company to obtain an audit in accordance with section 476 of the Companies Act 2006.

The directors acknowledge their responsibilities for complying with the requirements of the Act with respect to accounting records and the preparation of accounts.

These accounts have been prepared and delivered in accordance with the provisions applicable to companies subject to the small companies regime.

This report was approved by the board of directors on 29 September 2025
and signed on behalf of the board by:

Name: Steven Jarvis
Status: Director

The notes form part of these financial statements

HULL & EAST YORKSHIRE COMMUNITY MONEY ADVICE CIC

Notes to the Financial Statements

for the Period Ended 31 December 2024

  • 1. Accounting policies

    Basis of measurement and preparation

    These financial statements have been prepared in accordance with the provisions of Section 1A (Small Entities) of Financial Reporting Standard 102

    Turnover policy

    Turnover comprises the invoiced value of goods and services supplied by the company, net of Value Added Tax and trade discounts.

    Tangible fixed assets depreciation policy

    Tangible fixed assets, other than freehold land, are stated at cost or valuation less depreciation and any provision for impairment. Depreciation is provided at rates calculated to write off the cost or valuation of fixed assets, less their estimated residual value, over their expected useful lives on the following basis: Fixtures and Fittings 10% Straight Line Computer Equipment 33% Straight Line

    Other accounting policies

    Website cost Planning and operating costs for the company's website are charged to the income statement as incurred. Government grants Government grants received are credited to deferred income. Grants towards capital expenditure are released to the income statement over the expected useful life of the assets. Grants received towards revenue expenditure are released to the income statement as the related expenditure is incurred.

HULL & EAST YORKSHIRE COMMUNITY MONEY ADVICE CIC

Notes to the Financial Statements

for the Period Ended 31 December 2024

  • 2. Employees

    2024 2023
    Average number of employees during the period 2 2

HULL & EAST YORKSHIRE COMMUNITY MONEY ADVICE CIC

Notes to the Financial Statements

for the Period Ended 31 December 2024

3. Tangible assets

Land & buildings Plant & machinery Fixtures & fittings Office equipment Motor vehicles Total
Cost £ £ £ £ £ £
At 1 January 2024 0 16,995 16,995
Additions 14,193 309 14,502
Disposals
Revaluations
Transfers
At 31 December 2024 14,193 17,304 31,497
Depreciation
At 1 January 2024 0 9,386 9,386
Charge for year 710 4,004 4,714
On disposals
Other adjustments
At 31 December 2024 710 13,390 14,100
Net book value
At 31 December 2024 13,483 3,914 17,397
At 31 December 2023 0 7,609 7,609

HULL & EAST YORKSHIRE COMMUNITY MONEY ADVICE CIC

Notes to the Financial Statements

for the Period Ended 31 December 2024

4. Creditors: amounts falling due within one year note

2024 2023
£ £
Taxation and social security 330 0
Accruals and deferred income 10,695 8,290
Other creditors 748 698
Total 11,773 8,988

COMMUNITY INTEREST ANNUAL REPORT

HULL & EAST YORKSHIRE COMMUNITY MONEY ADVICE CIC

Company Number: 11097260 (England and Wales)

Year Ending: 31 December 2024

Company activities and impact

Hull & East Yorkshire Community Money Advice CIC is committed to providing free and confidential debt advice, as well as financial education services, to residents of Hull and East Yorkshire. Our focus is on supporting individuals facing financial difficulties, particularly in light of the significant challenges associated with deprivation in Hull, which is ranked as the fourth most deprived local authority in England. In 2024, our debt services successfully reached some of the hardest-to-reach clients across the Hull and East Yorkshire region. We encountered many challenging situations while assisting clients dealing with issues such as eviction, homelessness, substance misuse, domestic violence, and critical health conditions. Our collaboration with established partners, including Bodmin Road Church, Job Centre Plus, Lemon Tree Children’s Centre, and Renew, among others, has been vital in our efforts. Despite the ongoing high demand for our debt services, we faced challenges in sustaining our benefits advice service. As a result, we paused the delivery of this service in late-2024 until we could find a trained advisor to lead it. We aim to reinstate this service in 2025, and to expedite this process, we have engaged a dedicated bid writer to assist with our fundraising efforts for all our community services, ensuring we can continue to offer free debt advice and educational services in our community. Additionally, we continued our financial education workshops in schools and community groups. We provided training to 180 secondary school students across the Hull and East Riding areas, and we offered budgeting advice workshops to 30 adults who have completed drug and alcohol rehabilitation, in partnership with Renew in North Bransholme. We continued to strengthen our partnership with The National Databank, enabling us to distribute the largest number of O2 and Vodafone Mobile SIM cards to community members who lack internet access since we opened our doors. Demand for our services continues to be strong, and as we approach 2025, we anticipate this trend will continue.

Consultation with stakeholders

Hull & East Yorkshire Community Money Advice CIC's primary stakeholders are the residents of Hull and East Yorkshire. Additional stakeholders include volunteers and key partners. We are dedicated to consulting with our stakeholders and responding to their feedback as needed. We continuously enhance our monitoring and evaluation of services and take into account the views of our stakeholders through regular feedback meetings, surveys, questionnaires, and consultations with partner groups.

Directors' remuneration

Directors Remuneration is shown in the annual accounts

Transfer of assets

No transfer of assets other than for full consideration

This report was approved by the board of directors on
29 September 2025

And signed on behalf of the board by:
Name: Steven Jarvis
Status: Director