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REGISTERED NUMBER: 12264608 (England and Wales)















Worthy Business Holdings Limited

Unaudited Financial Statements for the Year Ended 31 December 2024






Worthy Business Holdings Limited (Registered number: 12264608)






Contents of the Financial Statements
for the Year Ended 31 December 2024




Page

Company Information 1

Statement of Financial Position 2

Notes to the Financial Statements 3


Worthy Business Holdings Limited

Company Information
for the Year Ended 31 December 2024







Directors: C P Worthy
J T Worthy





Registered office: Pentwyn Barn
Newchurch
Chepstow
NP16 6DD





Registered number: 12264608 (England and Wales)





Accountants: Menzies LLP, Statutory Auditors
5th Floor Hodge House
114-116 St Mary Street
Cardiff
CF10 1DY

Worthy Business Holdings Limited (Registered number: 12264608)

Statement of Financial Position
31 December 2024

2024 2023
Notes £    £   
Fixed assets
Investments 4 1,008,000 1,008,000

Current assets
Debtors 5 2,009,021 2,234,246
Cash at bank 2,179 511,301
2,011,200 2,745,547
Creditors
Amounts falling due within one year 6 (510,323 ) (912,210 )
Net current assets 1,500,877 1,833,337
Total assets less current liabilities 2,508,877 2,841,337

Creditors
Amounts falling due after more than one
year

7

-

(394,785

)
Net assets 2,508,877 2,446,552

Capital and reserves
Called up share capital 500 500
Share premium 499,600 499,600
Retained earnings 2,008,777 1,946,452
Shareholders' funds 2,508,877 2,446,552

The company is entitled to exemption from audit under Section 477 of the Companies Act 2006 for the year ended 31 December 2024.

The members have not required the company to obtain an audit of its financial statements for the year ended 31 December 2024 in accordance with Section 476 of the Companies Act 2006.

The directors acknowledge their responsibilities for:
(a)ensuring that the company keeps accounting records which comply with Sections 386 and 387 of the Companies Act 2006 and
(b)preparing financial statements which give a true and fair view of the state of affairs of the company as at the end of each financial year and of its profit or loss for each financial year in accordance with the requirements of Sections 394 and 395 and which otherwise comply with the requirements of the Companies Act 2006 relating to financial statements, so far as applicable to the company.

The financial statements have been prepared and delivered in accordance with the provisions applicable to companies subject to the small companies regime.

In accordance with Section 444 of the Companies Act 2006, the Statement of Comprehensive Income has not been delivered.

The financial statements were approved by the Board of Directors and authorised for issue on 30 September 2025 and were signed on its behalf by:





C P Worthy - Director


Worthy Business Holdings Limited (Registered number: 12264608)

Notes to the Financial Statements
for the Year Ended 31 December 2024

1. Statutory information

Worthy Business Holdings Limited is a private company, limited by shares , registered in England and Wales. The company's registered number and registered office address can be found on the Company Information page.

The presentation currency of the financial statements is the Pound Sterling (£).


2. Accounting policies

Basis of preparing the financial statements
These financial statements have been prepared in accordance with Financial Reporting Standard 102 "The Financial Reporting Standard applicable in the UK and Republic of Ireland" including the provisions of Section 1A "Small Entities" and the Companies Act 2006. The financial statements have been prepared under the historical cost convention.

Preparation of consolidated financial statements
The financial statements contain information about Worthy Business Holdings Limited as an individual company and do not contain consolidated financial information as the parent of a group. The company is exempt under Section 399(2A) of the Companies Act 2006 from the requirements to prepare consolidated financial statements.

Going concern
The company's financial statements are prepared on a going concern basis due to the fact that current and future sources of funding or support will be more than adequate to meet the company's working capital requirements. A period of twelve months from the date of approval of the financial statements has been considered.

Investments in subsidiaries
Investments in subsidiary undertakings are recognised at cost.

Financial instruments
Financial instruments are classified and accounted for according to the substance of the contractual arrangements as either financial assets, financial liabilities or equity instruments, and are held at amortised cost. An equity instrument is any contract that evidences a residual interest in the assets of the company after deducting all its liabilities.

Loans and borrowings are initially recognised at the transaction price including transaction costs. Subsequently, they are measured at amortised cost using the effective interest rate method, less impairment. If an arrangement constitutes a finance transaction it is measured at present value of the future payments discounted at a market rate of interest for a similar debt instrument.

Taxation
Taxation for the year comprises current and deferred tax. Tax is recognised in the Income Statement, except to the extent that it relates to items recognised in other comprehensive income or directly in equity.

Current or deferred taxation assets and liabilities are not discounted.

Current tax is recognised at the amount of tax payable using the tax rates and laws that have been enacted or substantively enacted by the statement of financial position date.

Deferred tax
Deferred tax is recognised in respect of all timing differences that have originated but not reversed at the statement of financial position date.

Timing differences arise from the inclusion of income and expenses in tax assessments in periods different from those in which they are recognised in financial statements. Deferred tax is measured using tax rates and laws that have been enacted or substantively enacted by the year end and that are expected to apply to the reversal of the timing difference.

Unrelieved tax losses and other deferred tax assets are recognised only to the extent that it is probable that they will be recovered against the reversal of deferred tax liabilities or other future taxable profits.

3. Employees and directors

The average number of employees during the year was NIL (2023 - NIL).

Worthy Business Holdings Limited (Registered number: 12264608)

Notes to the Financial Statements - continued
for the Year Ended 31 December 2024

4. Fixed asset investments
Shares in
group
undertakings
£   
Cost
At 1 January 2024
and 31 December 2024 1,008,000
Net book value
At 31 December 2024 1,008,000
At 31 December 2023 1,008,000

5. Debtors
2024 2023
£    £   
Amounts falling due within one year:
Other debtors 270,271 495,496
Directors' current accounts 1,300,000 1,300,000
1,570,271 1,795,496

Amounts falling due after more than one year:
Other debtors 438,750 438,750

Aggregate amounts 2,009,021 2,234,246

6. Creditors: amounts falling due within one year
2024 2023
£    £   
Bank loans and overdrafts - 27,000
Other loans 300,000 75,000
Trade creditors - 1,200
Amounts owed to related
parties 209,000 369,000
Tax - 438,750
Accrued expenses 1,323 1,260
510,323 912,210

7. Creditors: amounts falling due after more than one year
2024 2023
£    £   
Bank loans - 1-2 years - 27,000
Bank loans - 2-5 years - 81,000
Bank loans more 5 yr by instal - 61,785
Other loans - 1-2 years - 75,000
Other loans - 2-5 years - 150,000
- 394,785

Amounts falling due in more than five years:

Repayable by instalments
Bank loans more 5 yr by instal - 61,785

Worthy Business Holdings Limited (Registered number: 12264608)

Notes to the Financial Statements - continued
for the Year Ended 31 December 2024

8. Secured debts

The following secured debts are included within creditors:

2024 2023
£    £   
Bank loans - 196,785

The bank loan is secured by a fixed and floating charge over all assets.

9. Directors' advances, credits and guarantees

The following advances and credits to a director subsisted during the years ended 31 December 2024 and 31 December 2023:

2024 2023
£    £   
C P Worthy
Balance outstanding at start of year 1,300,000 -
Amounts advanced - 1,300,000
Amounts repaid - -
Amounts written off - -
Amounts waived - -
Balance outstanding at end of year 1,300,000 1,300,000

10. Related party disclosures

The company has taken advantage of exemption, under the terms of Financial Reporting Standard 102 'The Financial Reporting Standard applicable in the UK and Republic of Ireland', not to disclose related party transactions with wholly owned subsidiaries within the group.

Included within creditors amounts falling due within one year is an amount of £300,000 (2023: £75,000) due to an immediate family member of the directors.

Included within creditors amounts falling due greater than one year is an amount of £Nil (2023: £225,000) due to an immediate family member of the directors.

The loan amounts are repayable in equal annual instalments. The balance will be repaid during the year ended 31 December 2025. The loan amounts are not interest bearing.