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Company No: 13597554 (England and Wales)

FUTURE-FORM HOLDING LTD

Annual Report and Consolidated Financial Statements
For the financial year ended 31 December 2024

FUTURE-FORM HOLDING LTD

Annual Report and Consolidated Financial Statements

For the financial year ended 31 December 2024

Contents

FUTURE-FORM HOLDING LTD

COMPANY INFORMATION

For the financial year ended 31 December 2024
FUTURE-FORM HOLDING LTD

COMPANY INFORMATION (continued)

For the financial year ended 31 December 2024
DIRECTORS A E Jenner (Resigned 20 March 2025)
B Jenner
J Jenner (Resigned 20 March 2025)
L Jenner
W Jenner
REGISTERED OFFICE Tre Wyn
Treverbyn Road
St. Austell
PL25 4EW
United Kingdom
COMPANY NUMBER 13597554 (England and Wales)
AUDITOR PKF Francis Clark
Statutory Auditor
Lowin House
Tregolls Road
Truro
Cornwall
UK
FUTURE-FORM HOLDING LTD

GROUP STRATEGIC REPORT

For the financial year ended 31 December 2024
FUTURE-FORM HOLDING LTD

GROUP STRATEGIC REPORT (continued)

For the financial year ended 31 December 2024

The directors present their Strategic Report for the financial year ended 31 December 2024.

REVIEW OF THE BUSINESS

The Group operates within the construction sector and while wider market activity has levelled off after a period of rapid growth, the company is pleased to report continued strength in its sales performance.

Where expansion was required to support continued growth, the company closely monitor its financial health through regular analysis of financial statements and key performance indicators, with particular focus on productivity and stock days. Monthly shareholder meetings are held to review progress, align strategic direction, and respond promptly to market developments.

The Directors remain optimistic about market conditions and anticipate continued growth over the coming years, albeit at a more moderate pace than seen in previous periods.

PRINCIPAL RISKS AND UNCERTAINTIES

The key risks facing the business include:

•Supply chain disruption due to geopolitical or environmental events
•Cost volatility in materials and logistics
•Inflation and broader economic uncertainty affecting construction demand

To mitigate these risks, the Directors actively monitor global developments, including conflict, environmental concerns, and disruptions to international shipping. Measures in place include diversifying the supply chain, reviewing insurance options, and regularly evaluating pricing strategies, while also exploring new markets for growth.

The Directors believe that these strong internal controls, alongside the company’s robust cash reserves and sound financial planning, position the Group well to navigate current and future challenges. They are confident that Coastal Group is well-placed to deliver sustainable performance in the year ahead, supported by robust governance and effective risk management.

Approved by the Board of Directors and signed on its behalf by:

W Jenner
Director
Tre Wyn
Treverbyn Road
St. Austell
PL25 4EW
United Kingdom

26 September 2025

FUTURE-FORM HOLDING LTD

DIRECTORS' REPORT

For the financial year ended 31 December 2024
FUTURE-FORM HOLDING LTD

DIRECTORS' REPORT (continued)

For the financial year ended 31 December 2024

The directors present their annual report on the affairs of the Company and the Group, together with the financial statements and auditors’ report, for the financial year ended 31 December 2024.

PRINCIPAL ACTIVITIES

The principal activity of the Group during the financial year was that of retail and wholesale of ironmongery, ventilation units and associated products.

GOING CONCERN

The directors have a reasonable expectation that the Group has adequate resources to continue in operational existence for the foreseeable future. Thus they continue to adopt the going concern basis in preparing the annual financial statements. Further details regarding the adoption of the going concern basis can be found in note 1 to the financial statements.

REVIEW OF THE BUSINESS

Turnover for the financial year amounted to £10,536,906 (2023: £10,349,528). The Group earned a profit after taxation totalling £863,908 (2023: £1,210,838).

The net current asset position of the Group as at the financial year end amounted to £5,402,863 (2023: net current asset £5,239,732).

The net asset position of the Group as at the financial year end amounted to £6,564,239 (2023: net asset £6,212,042).

DIVIDENDS

The directors paid a dividend of £511,692 in the current financial year (2023: £631,629).

DIRECTORS

The directors, who served during the financial year and to the date of this report except as noted, were as follows:

A E Jenner (Resigned 20 March 2025)
B Jenner
J Jenner (Resigned 20 March 2025)
L Jenner
W Jenner

AUDITOR

Each of the persons who is a director at the date of approval of this report confirms that:

* So far as the director is aware, there is no relevant audit information of which the Company's auditor is unaware; and

* The director has taken all the steps that they ought to have taken as a director in order to make himself/herself aware of any relevant audit information and to establish that the Company's auditor is aware of that information.


PKF Francis Clark have expressed their willingness to continue in office as auditor and appropriate arrangements have been put in place for them to be deemed reappointed as auditors in the absence of an Annual General Meeting.



Approved by the Board of Directors and signed on its behalf by:

W Jenner
Director
Tre Wyn
Treverbyn Road
St. Austell
PL25 4EW
United Kingdom

26 September 2025

FUTURE-FORM HOLDING LTD

DIRECTORS' RESPONSIBILITIES STATEMENT

For the financial year ended 31 December 2024
FUTURE-FORM HOLDING LTD

DIRECTORS' RESPONSIBILITIES STATEMENT (continued)

For the financial year ended 31 December 2024

The directors are responsible for preparing the annual report and the financial statements in accordance with applicable law and regulations.

Company law requires the directors to prepare financial statements for each financial year. Under that law the directors have elected to prepare the financial statements in accordance with United Kingdom Generally Accepted Accounting Practice (United Kingdom Accounting Standards and applicable law), including FRS 102 “The Financial Reporting Standard applicable in the UK and Republic of Ireland”. Under company law the directors must not approve the financial statements unless they are satisfied that they give a true and fair view of the state of affairs of the Company and Group and of the profit or loss of the Group for that financial period.

In preparing these financial statements, the directors are required to:
* Select suitable accounting policies and then apply them consistently;
* Make judgements and accounting estimates that are reasonable and prudent;
* State whether applicable UK Accounting Standards have been followed, subject to any material departures disclosed and explained in the financial statements; and
* Prepare the financial statements on the going concern basis unless it is inappropriate to presume that the Group will continue in business.

The directors are responsible for keeping adequate accounting records that are sufficient to show and explain the Company and Group's transactions and disclose with reasonable accuracy at any time the financial position of the Company and Group and enable them to ensure that the financial statements comply with the Companies Act 2006. The directors are also responsible for safeguarding the assets of the Group and hence for taking reasonable steps for the prevention and detection of fraud and other irregularities.

INDEPENDENT AUDITOR'S REPORT TO THE MEMBERS OF FUTURE-FORM HOLDING LTD

For the financial year ended 31 December 2024

INDEPENDENT AUDITOR'S REPORT TO THE MEMBERS OF FUTURE-FORM HOLDING LTD (continued)

For the financial year ended 31 December 2024

Report on the audit of the financial statements

Qualified opinion

We have audited the financial statements of Future-Form Holding Ltd (the 'parent company') and its subsidiaries (the 'group') for the year ended 31 December 2024, which comprise the Consolidated Statement of Comprehensive Income, Consolidated Balance Sheet, Balance Sheet, Consolidated Statement of Changes in Equity, Statement of Changes in Equity, Consolidated Statement of Cash Flows, and Notes to the Financial Statements, including a summary of significant accounting policies. The financial reporting framework that has been applied in their preparation is applicable law and United Kingdom Accounting Standards, including Financial Reporting Standard 102 'The Financial Reporting Standard applicable in the UK and Republic of Ireland' (United Kingdom Generally Accepted Accounting Practice).

In our opinion, except for the effects of the matter described in the Basis for qualified opinion section of our report, the financial statements:
•give a true and fair view of the state of the group's and the parent company's affairs as at 31 December 2024 and of the group's profit for the year then ended;
•have been properly prepared in accordance with United Kingdom Generally Accepted Accounting Practice; and
•have been prepared in accordance with the requirements of the Companies Act 2006.

Basis for qualified opinion

We were not appointed as auditors of the company until after 31 December 2023 and thus did not observe the counting of physical stocks at the start of the year. We were unable to satisfy ourselves by alternative means concerning the stock quantities held at 31 December 2023, which are included in the group balance sheet at £1,559,973. Consequently, we were unable to determine whether any adjustment to this amount was necessary or whether there was any consequential effect on cost of sales for the current period. In addition, were any adjustments to the inventory balance to be required, the directors report would also need to be amended.

We conducted our audit in accordance with International Standards on Auditing (UK) (ISAs (UK)) and applicable law. Our responsibilities under those standards are further described in the auditor responsibilities for the audit of the financial statements section of our report. We are independent of the group in accordance with the ethical requirements that are relevant to our audit of the financial statements in the UK, including the FRC’s Ethical Standard, and we have fulfilled our other ethical responsibilities in accordance with these requirements. We believe that the audit evidence we have obtained is sufficient and appropriate to provide a basis for our qualified opinion.

Conclusions relating to going concern

In auditing the financial statements, we have concluded that the director's use of the going concern basis of accounting in the preparation of the financial statements is appropriate.

Based on the work we have performed, we have not identified any material uncertainties relating to events or conditions that, individually or collectively, may cast significant doubt on the group and parent company's ability to continue as a going concern for a period of at least twelve months from when the original financial statements were authorised for issue.

Our responsibilities and the responsibilities of the directors with respect to going concern are described in the relevant sections of this report.

Other matter

The financial statements of the Group for the year ended 31 December 2023 are unaudited.

Other information

The directors are responsible for the other information. The other information comprises the information included in the annual report, other than the financial statements and our auditor’s report thereon. Our opinion on the financial statements does not cover the other information and, except to the extent otherwise explicitly stated in our report, we do not express any form of assurance conclusion thereon.

In connection with our audit of the financial statements, our responsibility is to read the other information and, in doing so, consider whether the other information is materially inconsistent with the financial statements or our knowledge obtained in the audit or otherwise appears to be materially misstated. If we identify such material inconsistencies or apparent material misstatements, we are required to determine whether there is a material misstatement in the financial statements or a material misstatement of the other information. If, based on the work we have performed, we conclude that there is a material misstatement of this other information, we are required to report that fact.

As described in the basis for qualified opinion section of our report, we were unable to satisfy ourselves concerning the inventory quantities of £1,559,973 held at 31 December 2023. We have concluded that where other information refers to the inventory balance or related balances such as cost of sales, it may be materially misstated for the same reason.

Report on other legal and regulatory requirements

Opinions on other matters prescribed by the Companies Act 2006

Except for the possible effects of the matter described in the basis for qualified opinion section of our report. In our opinion, based on the work undertaken in the course of the audit:
•the information given in the Group Strategic Report and Directors Report for the financial year for which the financial statements are prepared is consistent with the financial statements; and
•the Group Strategic Report and Directors Report have been prepared in accordance with applicable legal requirements.

Matters on which we are required to report by exception

Except for the possible effects of the matter described in the basis for qualified opinion section of our report. In the light of our knowledge and understanding of the company and its environment obtained in the course of the audit, we have not identified material misstatements in the Group Strategic Report and Directors Report.

Arising solely from the limitation on the scope of our work relating to inventory, referred to above:
• We have not obtained all the information and explanations that we considered necessary for the purpose of our audit; and
• we were unable to determine whether adequate accounting records have been kept.

We have nothing to report in respect of the following matters where the Companies Act 2006 requires us to report to you if, in our opinion:
•returns adequate for our audit have not been received from branches not visited by us; or
•the parent company financial statements are not in agreement with the accounting records and returns; or
•certain disclosures of directors' remuneration specified by law are not made.

Responsibilities of directors

As explained more fully in the Statement of Directors' Responsibilities set out on page 7, the directors are responsible for the preparation of the financial statements and for being satisfied that they give a true and fair view, and for such internal control as the directors determine is necessary to enable the preparation of financial statements that are free from material misstatement, whether due to fraud or error.

In preparing the financial statements, the directors are responsible for assessing the group’s and the parent company's ability to continue as a going concern, disclosing, as applicable, matters related to going concern and using the going concern basis of accounting unless the directors either intend to liquidate the group or the parent company or to cease operations, or have no realistic alternative but to do so.

Auditor’s responsibilities for the audit of the financial statements

Our objectives are to obtain reasonable assurance about whether the financial statements as a whole are free from material misstatement, whether due to fraud or error, and to issue an auditor’s report that includes our opinion. Reasonable assurance is a high level of assurance, but is not a guarantee that an audit conducted in accordance with ISAs (UK) will always detect a material misstatement when it exists. Misstatements can arise from fraud or error and are considered material if, individually or in the aggregate, they could reasonably be expected to influence the economic decisions of users taken on the basis of these financial statements.

Extent to which the audit was considered capable of detecting irregularities, including fraud

Irregularities, including fraud, are instances of non-compliance with laws and regulations. We design procedures in line with our responsibilities, outlined above, to detect material misstatements in respect of irregularities, including fraud. The extent to which our procedures are capable of detecting irregularities, including fraud is detailed below:

The objectives of an audit, in respect to fraud are: to identify and assess the risks of material misstatement of the financial statements due to fraud; to obtain sufficient appropriate audit evidence regarding the assessed risks of material misstatements due to fraud, through designing and implementing appropriate responses; and to respond appropriately to fraud or suspected fraud identified during the audit. However, the primary responsibility for the prevention and detection of fraud rests with both those charged with governance of the group and management.

We obtained an understanding of the legal and regulatory frameworks that are applicable to the group at the planning stage of the audit. Firstly, the group is subject to laws and regulations that directly affect the financial statements including financial reporting legislation (including related company legislation) and taxation legislation and we assessed the extent of compliance with these laws and regulations as part of our procedures on the related financial statement items. Secondly, the group is subject to other laws and regulations where the consequences of non-compliance could have a material effect on amounts or disclosures in the financial statements, for instance through the imposition of fines or litigation or the loss of the group’s ability to operate. In making this assessment we determined that the most significant elements of legislation include employment laws and regulations and Health & Safety regulations.

Based on this understanding we designed our audit procedures to identify non-compliance with such laws and regulations. Our procedures involved the following:
•Enquiries of management regarding their knowledge of any non-compliance with laws and regulations that could affect the financial statements. As part of these enquiries, we also discussed with management whether there have been any known instances, allegations or suspicion of fraud.
•Enquiries of management as to the occurrence and outcome of any reported Health & Safety breaches or instances of non-compliance.
•We reviewed the board minutes for the year ended 31 December 2024.

We also evaluated the risk of fraud through management override including that arising from management's incentives. The key risk we identified was with regards to management bias in selecting accounting estimates. In response to this identified risk as part of our audit work we:
•Used data analytics to test journal entries throughout the year, for appropriateness.
•Reviewed estimates and judgements made in the accounts for any indication of bias and challenged assumptions used by management in making these estimates.

Because of the inherent limitations of an audit, there is a risk that we will not detect all irregularities, including those leading to a material misstatement in the financial statements. The risk of not detecting a material misstatement due to fraud is higher than the risk of not detecting one resulting from error, as fraud may involve deliberate omissions, collusion, forgery, misrepresentations, or the override of internal controls. We are also less likely to become aware of instances of non-compliance with laws and regulations that are not closely related to events and transactions reflected in the financial statements.

A further description of our responsibilities is available on the Financial Reporting Council’s website at: www.frc.org.uk/auditorsresponsibilities. This description forms part of our auditor’s report.

Use of our report

This report is made solely to the Company’s members, as a body, in accordance with Chapter 3 of Part 16 of the Companies Act 2006. Our audit work has been undertaken so that we might state to the Company’s members those matters we are required to state to them in an auditor’s report and for no other purpose. To the fullest extent permitted by law, we do not accept or assume responsibility to anyone other than the Company and the Company’s members as a body, for our audit work, for this report, or for the opinions we have formed.

Nicola Cornish BSc BFP FCA CTA (Senior Statutory Auditor)
For and on behalf of
PKF Francis Clark
Statutory Auditor

Lowin House
Tregolls Road
Truro
Cornwall
UK

30 September 2025

FUTURE-FORM HOLDING LTD

CONSOLIDATED STATEMENT OF COMPREHENSIVE INCOME

For the financial year ended 31 December 2024
FUTURE-FORM HOLDING LTD

CONSOLIDATED STATEMENT OF COMPREHENSIVE INCOME (continued)

For the financial year ended 31 December 2024
Note 2024 2023
£ £
Turnover 3 10,536,906 10,349,528
Cost of sales ( 5,963,816) ( 5,760,472)
Gross profit 4,573,090 4,589,056
Administrative expenses ( 3,466,799) ( 2,988,750)
Operating profit 1,106,291 1,600,306
Interest receivable and similar income 4 44,205 13,142
Interest payable and similar expenses 4 ( 391) ( 179)
Profit before taxation 5 1,150,105 1,613,269
Tax on profit 9 ( 286,197) ( 402,431)
Profit for the financial year 863,908 1,210,838
Other comprehensive income 0 0
Total comprehensive income 863,908 1,210,838

All amounts relate to continuing operations.

FUTURE-FORM HOLDING LTD

CONSOLIDATED BALANCE SHEET

As at 31 December 2024
FUTURE-FORM HOLDING LTD

CONSOLIDATED BALANCE SHEET (continued)

As at 31 December 2024
Note 2024 2023
£ £
Fixed assets
Intangible assets 10 1,500 2,417
Tangible assets 11 1,225,640 1,040,434
1,227,140 1,042,851
Current assets
Stocks 13 1,571,601 1,559,973
Debtors 14 1,359,976 1,378,681
Cash at bank and in hand 15 3,553,829 3,165,189
6,485,406 6,103,843
Creditors: amounts falling due within one year 16 ( 1,082,543) ( 864,111)
Net current assets 5,402,863 5,239,732
Total assets less current liabilities 6,630,003 6,282,583
Creditors: amounts falling due after more than one year 17 0 ( 2,380)
Provision for liabilities 18 ( 65,764) ( 68,161)
Net assets 6,564,239 6,212,042
Capital and reserves 20
Called-up share capital 4 24
Profit and loss account 6,564,235 6,212,018
Total shareholders' funds 6,564,239 6,212,042

The financial statements of Future-Form Holding Ltd (registered number: 13597554) were approved and authorised for issue by the Board of Directors on 26 September 2025. They were signed on its behalf by:

W Jenner
Director
Tre Wyn
Treverbyn Road
St. Austell
PL25 4EW
United Kingdom

26 September 2025

FUTURE-FORM HOLDING LTD

COMPANY BALANCE SHEET

As at 31 December 2024
FUTURE-FORM HOLDING LTD

COMPANY BALANCE SHEET (continued)

As at 31 December 2024
Note 2024 2023
£ £
Fixed assets
Investments 12 104 84
104 84
Current assets
Debtors 14 356,089 272,682
Cash at bank and in hand 15 2,198,436 1,809,135
2,554,525 2,081,817
Creditors: amounts falling due within one year 16 ( 1,150) ( 1,070)
Net current assets 2,553,375 2,080,747
Total assets less current liabilities 2,553,479 2,080,831
Net assets 2,553,479 2,080,831
Capital and reserves 20
Called-up share capital 4 4
Profit and loss account 2,553,475 2,080,827
Total shareholders' funds 2,553,479 2,080,831

The Company has taken advantage of the exemption allowed under section 408 of the Companies Act 2006 and has not presented its own Statement of Comprehensive Income in these financial statements. The profit of the parent company was £984,339 (2023: £1,389,358).

The financial statements of Future-Form Holding Ltd (registered number: 13597554) were approved and authorised for issue by the Board of Directors on 26 September 2025. They were signed on its behalf by:

W Jenner
Director
Tre Wyn
Treverbyn Road
St. Austell
PL25 4EW
United Kingdom

26 September 2025

FUTURE-FORM HOLDING LTD

CONSOLIDATED STATEMENT OF CHANGES IN EQUITY

For the financial year ended 31 December 2024
FUTURE-FORM HOLDING LTD

CONSOLIDATED STATEMENT OF CHANGES IN EQUITY (continued)

For the financial year ended 31 December 2024
Called-up share capital Profit and loss account Total
£ £ £
At 01 January 2023 4 5,632,808 5,632,812
Profit for the financial year 0 1,210,838 1,210,838
Total comprehensive income 0 1,210,838 1,210,838
Issue of share capital 20 0 20
Dividends paid on equity shares 0 ( 631,628) ( 631,628)
At 31 December 2023 24 6,212,018 6,212,042
At 01 January 2024 24 6,212,018 6,212,042
Profit for the financial year 0 863,908 863,908
Total comprehensive income 0 863,908 863,908
Issue of share capital ( 20) 0 ( 20)
Dividends paid on equity shares 0 ( 511,691) ( 511,691)
At 31 December 2024 4 6,564,235 6,564,239
FUTURE-FORM HOLDING LTD

COMPANY STATEMENT OF CHANGES IN EQUITY

For the financial year ended 31 December 2024
FUTURE-FORM HOLDING LTD

COMPANY STATEMENT OF CHANGES IN EQUITY (continued)

For the financial year ended 31 December 2024
Called-up share capital Profit and loss account Total
£ £ £
At 01 January 2023 4 1,323,098 1,323,102
Profit for the financial year 0 1,389,358 1,389,358
Total comprehensive income 0 1,389,358 1,389,358
Dividends paid on equity shares 0 ( 631,629) ( 631,629)
At 31 December 2023 4 2,080,827 2,080,831
At 01 January 2024 4 2,080,827 2,080,831
Profit for the financial year 0 984,339 984,339
Total comprehensive income 0 984,339 984,339
Dividends paid on equity shares 0 ( 511,691) ( 511,691)
At 31 December 2024 4 2,553,475 2,553,479
FUTURE-FORM HOLDING LTD

CONSOLIDATED STATEMENT OF CASH FLOWS

For the financial year ended 31 December 2024
FUTURE-FORM HOLDING LTD

CONSOLIDATED STATEMENT OF CASH FLOWS (continued)

For the financial year ended 31 December 2024
2024 2023
£ £
Operating profit 1,106,291 1,600,306
Adjustment for:
Depreciation and amortisation 156,233 106,724
Loss/(profit) on sale of plant and equipment 9,217 ( 19,369)
Operating cash flows before movement in working capital 1,271,741 1,687,661
(Increase)/decrease in stocks ( 11,628) 43,994
Decrease in debtors 18,705 124,022
Increase/(decrease) in creditors 201,008 ( 10,067)
Cash generated by operations 1,479,826 1,845,610
Income taxes paid ( 273,550) ( 445,254)
Net cash flows from operating activities 1,206,276 1,400,356
Cash flows from investing activities
Proceeds from sale of plant and machinery 45,253 46,881
Purchase of plant and machinery ( 394,992) ( 211,834)
Interest received 44,205 13,142
Purchase of intangible assets 0 ( 2,750)
Interest paid (391) (179)
Proceeds from purchase of minority interest (20) 0
Net cash flows from investing activities ( 305,945) ( 154,740)
Cash flows from financing activities
Dividends paid (511,691) (631,629)
Net cash flows from financing activities ( 511,691) ( 631,629)
Net increase in cash and cash equivalents 388,640 613,987
Cash and cash equivalents at beginning of year 3,165,189 2,551,202
Cash and cash equivalents at end of year 3,553,829 3,165,189
Reconciliation to cash at bank and in hand:
Cash at bank and in hand at end of year 3,553,829 3,165,189
Cash and cash equivalents at end of year 3,553,829 3,165,189
FUTURE-FORM HOLDING LTD

NOTES TO THE CONSOLIDATED FINANCIAL STATEMENTS

For the financial year ended 31 December 2024
FUTURE-FORM HOLDING LTD

NOTES TO THE CONSOLIDATED FINANCIAL STATEMENTS

For the financial year ended 31 December 2024
1. Accounting policies

The principal accounting policies are summarised below. They have all been applied consistently throughout the financial year and to the preceding financial year, unless otherwise stated.

General information and basis of accounting

Future-Form Holding Ltd (the Company) is a private company, limited by shares, incorporated in the United Kingdom under the Companies Act 2006 and is registered in England and Wales. The address of the Group's registered office is Tre Wyn, Treverbyn Road, St. Austell, PL25 4EW, United Kingdom.

The principal activities are set out in the Strategic Report.

The financial statements have been prepared under the historical cost convention, modified to include the revaluation of freehold properties and to include investment properties and certain items at fair value, and in accordance with Financial Reporting Standard 102 (FRS 102) applicable in the UK and Republic of Ireland issued by the Financial Reporting Council and the requirements of the Companies Act 2006.

The financial statements are presented in pounds sterling which is the functional currency of the Company and rounded to the nearest £.

Going concern

The Group’s business activities, together with the factors likely to affect its future development, performance and position are set out in the Directors’ Report. The Directors’ Report describes the financial position of the Group; its cash flows, liquidity position and borrowing facilities; the Group’s objectives, policies and processes for managing its capital; its financial risk management objectives; details of its financial instruments and hedging activities; and its exposure to credit risk and liquidity risk.

Basis of consolidation

The Group financial statements consolidate the financial statements of the Group and its subsidiary undertakings drawn up to 31 December each year. The results of subsidiaries acquired or sold are consolidated for the periods from or to the date on which control passed.

Business combinations are accounted for under the purchase method. Where necessary, adjustments are made to the financial statements of subsidiaries to bring the accounting policies used into line with those used by the Group. All intra-group transactions, balances, income and expenses are eliminated on consolidation. In accordance with Section 35 of FRS 102, Section 19 of FRS 102 has not been applied in these financial statements in respect of business combinations effected prior to the date of transition.

Change in accounting policies

The company has changed its accounting policy on [matter].
In previous years, [old policy]. Now, [new policy].
The policy has changed to [align with group / more fairly reflect X - explain why the new policy is better].
The change in policy has [reduced prior year revenues and profits by Y, and reduced current year revenues and profits by Z - describe impact].

Business combinations

The cost of a business combination is the fair value of consideration paid, including cash, other assets, and the estimated amount of any contingent payments.
This is recorded as an investment in the company's individual financial statements.

Foreign currency

Transactions in foreign currencies are recorded at the rate of exchange at the date of the transaction. Monetary assets and liabilities denominated in foreign currencies at the Balance Sheet date are reported at the rates of exchange prevailing at that date.

Turnover

Turnover comprises the fair value of the consideration received or receivable for the retail sale and wholesale of ironmongery and ventilation units. Turnover is shown net of value added tax, returns, rebates and discounts.

The company recognises revenue when:
The amount of revenue can be reliably measured;
it is probable that future economic benefits will flow to the entity;
and specific criteria have been met for each of the company's activities.

Taxation

Current tax, including UK corporation tax and foreign tax, is provided at amounts expected to be paid (or recovered) using the tax rates and laws that have been enacted or substantively enacted by the Balance Sheet date.

Deferred tax is recognised in respect of all timing differences that have originated but not reversed at the Balance Sheet date where transactions or events that result in an obligation to pay more tax in the future or a right to pay less tax in the future have occurred at the Balance Sheet date. Timing differences are differences between the Group's taxable profits and its results as stated in the financial statements that arise from the inclusion of gains and losses in tax assessments in periods different from those in which they are recognised in the financial statements.

Unrelieved tax losses and other deferred tax assets are recognised only to the extent that, on the basis of all available evidence, it can be regarded as more likely than not that there will be suitable taxable profits from which the future reversal of the underlying timing differences can be deducted.

When the amount that can be deducted for tax for an asset that is recognised in a business combination is less (more) than the value at which it is recognised, a deferred tax liability (asset) is recognised for the additional tax that will be paid (avoided) in respect of that difference. Similarly, a deferred tax asset (liability) is recognised for the additional tax that will be avoided (paid) because of a difference between the value at which a liability is recognised and the amount that will be assessed for tax.

Deferred tax liabilities are recognised for timing differences arising from investments in subsidiaries and associates, except where the Group is able to control the reversal of the timing difference and it is probable that it will not reverse in the foreseeable future.

Deferred tax is measured using the tax rates and laws that have been enacted or substantively enacted by the Balance Sheet date that are expected to apply to the reversal of the timing difference. Deferred tax relating to property, plant and equipment is measured using the revaluation model and investment property is measured using the tax rates and allowances that apply to the sale of the asset.

Where items recognised in the Statement of Comprehensive Income or equity are chargeable to or deductible for tax purposes, the resulting current or deferred tax expense or income is presented in the same component of comprehensive income or equity as the transaction or other event that resulted in the tax expense or income.

Current tax assets and liabilities are offset only when there is a legally enforceable right to set off the amounts and the Group intends either to settle on a net basis or to realise the asset and settle the liability simultaneously. Deferred tax assets and liabilities are offset only if: a) the Group has a legally enforceable right to set off current tax assets against current tax liabilities; and b) the deferred tax assets and deferred tax liabilities relate to income taxes levied by the same taxation authority on the Group and the Group intends either to settle current tax liabilities and assets on a net basis, or to realise the assets and settle the liabilities simultaneously, in each future period in which significant amounts of deferred tax liabilities or assets are expected to be settled or recovered.

Intangible assets

Trademarks, patents and licences 5 years straight line
Other intangible assets 5 years straight line
Trademarks, patents and licences

Separately acquired patents and trademarks are included at cost and amortised in equal annual instalments over a period of 5 years which is their estimated useful economic life. An allowance is made for any impairment.

Intangible assets acquired as part of a business combination are measured at fair value at the acquisition date.

Other intangible assets

Intangible assets are initially recognised at cost. After recognition, under the cost model, intangible assets are measured at cost less any accumulated amortisation and any accumulated impairment losses.

All intangible assets are considered to have a finite useful life. If a reliable estimate of the useful life cannot be made, the useful life shall not exceed ten years.

Tangible fixed assets

Tangible fixed assets are stated at cost or valuation, net of depreciation and any provision for impairment. Depreciation is provided on all tangible fixed assets, other than investment property and freehold land, at rates calculated to write off the cost or valuation, less estimated residual value, of each asset on a reducing balance basis over its expected useful life, as follows:

Land and buildings 2.5 % reducing balance
Leasehold improvements 2.5 % reducing balance
Plant and machinery etc. 20 - 25 % reducing balance

Residual value represents the estimated amount which would currently be obtained from disposal of an asset, after deducting estimated costs of disposal, if the asset were already of the age and in the condition expected at the end of its useful life.

Leases

The Group as lessee
Assets held under finance leases, hire purchase contracts and other similar arrangements, which confer rights and obligations similar to those attached to owned assets, are capitalised as tangible fixed assets at the fair value of the leased asset (or, if lower, the present value of the minimum lease payments as determined at the inception of the lease) and are depreciated over the shorter of the lease terms and their useful lives. The capital elements of future lease obligations are recorded as liabilities, while the interest elements are charged to the Statement of Comprehensive Income over the period of the leases to produce a constant periodic rate of interest on the remaining balance of the liability.

Rentals under operating leases are charged on a straight-line basis over the lease term, even if the payments are not made on such a basis. Benefits received and receivable as an incentive to sign an operating lease are similarly spread on a straight-line basis over the lease term.

Impairment of assets

Assets, other than those measured at fair value, are assessed for indicators of impairment at each Balance Sheet date. If there is objective evidence of impairment, an impairment loss is recognised in the Statement of Comprehensive Income as described below.

Fixed asset investments

Investments are recognised initially at fair value which is normally the transaction price excluding transaction costs. Subsequently, they are measured at fair value through profit or loss if the shares are publicly traded or their fair value can otherwise be measured reliably. Other investments are measured at cost less impairment.

Stocks

Stocks are stated at the lower of cost and estimated selling price less costs to sell, which is equivalent to the net realisable value. Cost includes materials, direct labour and an attributable proportion of manufacturing overheads based on normal levels of activity. Cost is calculated using the FIFO (first-in, first-out) method. Provision is made for obsolete, slow-moving or defective items where appropriate.

Financial instruments

Financial assets and financial liabilities are recognised when the Group becomes a party to the contractual provisions of the instrument.

Financial liabilities and equity instruments are classified according to the substance of the contractual arrangements entered into. An equity instrument is any contract that evidences a residual interest in the assets of the Group after deducting all of its liabilities.

Financial assets and liabilities are only offset in the Balance Sheet when, and only when there exists a legally enforceable right to set off the recognised amounts and the Group intends either to settle on a net basis, or to realise the asset and settle the liability simultaneously.

Basic financial assets
Basic financial assets receivable within one year, such as trade debtors and bank balances, are measured at transaction price less any impairment.

Basic financial assets receivable within more than one year are measured at amortised cost less any impairment.

Basic financial liabilities
Basic financial liabilities that have no stated interest rate and are payable within one year, such as trade creditors, are measured at transaction price.

Other basic financial liabilities are measured at amortised cost.

Provisions

Provisions are recognised when the Group has a present obligation (legal or constructive) as a result of a past event, it is probable that the Group will be required to settle that obligation and a reliable estimate can be made of the amount of the obligation.

The amount recognised as a provision is the best estimate of the consideration required to settle the present obligation at the Balance Sheet date, taking into account the risks and uncertainties surrounding the obligation. Where a provision is measured using the cash flows estimated to settle the present obligation, its carrying amount is the present value of those cash flows (when the effect of the time value of money is material).

When some or all of the economic benefits required to settle a provision are expected to be recovered from a third party, a receivable is recognised as an asset if it is virtually certain that reimbursement will be received and the amount of the receivable can be measured reliably.

Ordinary share capital

The ordinary share capital of the Group is presented as equity.

Dividends

Equity dividends are recognised when they become legally payable. Interim equity dividends are recognised when paid. Final equity dividends are recognised when approved by the shareholders at an annual general meeting.

2. Critical accounting judgements and key sources of estimation uncertainty

In the application of the Group’s accounting policies, which are described in note 1, the directors are required to make judgements, estimates and assumptions about the carrying amounts of assets and liabilities that are not readily apparent from other sources. The estimates and associated assumptions are based on historical experience and other factors that are considered to be relevant. Actual results may differ from these estimates.

The estimates and underlying assumptions are reviewed on an ongoing basis. Revisions to accounting estimates are recognised in the financial year in which the estimate is revised if the revision affects only that financial year, or in the financial year of the revision and future financial years if the revision affects both current and future financial years.

The directors do not consider that any critical judgements have been made in the application of the Group's accounting policies and no key sources of estimation uncertainty have been identified that have a significant risk of causing a material misstatement to the carrying amount of assets and liabilities within the financial year.

3. Turnover

Turnover represents the fair value of goods/services provided to customers during the financial year excluding value added tax.

Turnover is wholly attributable to the principal activity of the Group and arises solely within the United Kingdom.

4. Interest receivable and interest payable

2024 2023
£ £
Interest receivable and similar income 44,205 13,142
Interest payable and similar expenses ( 391) ( 179)
43,814 12,963

5. Profit before taxation

Profit before taxation is stated after charging/(crediting):

2024 2023
£ £
Depreciation of tangible fixed assets (note 11) 155,316 106,391
Amortisation of intangible assets (note 10) 917 333
Research and development 52,643 65,525
Operating lease rentals 13,415 11,306
Foreign exchange (gains)/losses ( 13,816) 49,423
Loss/(gain) on disposal of fixed assets 9,217 ( 19,369)

6. Auditor's remuneration

An analysis of the auditor's remuneration is as follows:

2024 2023
£ £
Fees payable to the Group’s auditor and its associates for the audit of the Group's annual financial statements: 12,485 0
Total audit fees 12,485 0

7. Staff number and costs

Group Group
2024 2023
Number Number
The average monthly number of employees (including directors) was:
Administration and support 5 5
Sales, marketing and distribution 50 43
55 48

Their aggregate remuneration comprised:

Group Group
2024 2023
£ £
Wages and salaries 2,321,893 1,872,034
Social security costs 243,911 194,894
Other retirement benefit costs 28,632 19,673
2,594,436 2,086,601

.

8. Directors' remuneration

2024 2023
£ £
Directors' emoluments 367,706 306,453

Remuneration of the highest paid director

2024 2023
£ £
Director's emoluments 140,000 95,433

9. Tax on profit

2024 2023
£ £
Current tax on profit
UK corporation tax 288,594 387,108
Total current tax 288,594 387,108
Deferred tax
Origination and reversal of timing differences ( 2,397) 15,323
Total deferred tax ( 2,397) 15,323
Total tax on profit 286,197 402,431
Tax reconciliation

The tax assessed for the year is lower than (2023: higher than) the standard rate of corporation tax in the UK:

2024 2023
£ £
Profit before taxation 1,150,105 1,613,269
Tax on profit at standard UK corporation tax rate of 25% (2023: 19%) 287,526 306,521
Effects of:
Expenses not deductible for tax purposes 1,031 314
Adjustments in respect of prior years ( 2,360) 21,195
Hybrid tax rate difference 0 74,401
0 0
Total tax charge for year 286,197 402,431

10. Intangible assets

Group

Trademarks, patents
and licences
Other intangible assets Total
£ £ £
Cost
At 01 January 2024 6,826 2,750 9,576
At 31 December 2024 6,826 2,750 9,576
Accumulated amortisation
At 01 January 2024 6,826 333 7,159
Charge for the financial year 0 917 917
At 31 December 2024 6,826 1,250 8,076
Net book value
At 31 December 2024 0 1,500 1,500
At 31 December 2023 0 2,417 2,417

Amortisation of intangible fixed assets is included in administrative expenses.

11. Tangible assets

Group

Land and
buildings
Leasehold improve-
ments
Plant and machinery etc. Total
£ £ £ £
Cost
At 01 January 2024 708,976 117,751 780,244 1,606,971
Additions 6,366 2,824 385,802 394,992
Disposals 0 0 ( 182,663) ( 182,663)
At 31 December 2024 715,342 120,575 983,383 1,819,300
Accumulated depreciation
At 01 January 2024 164,736 7,239 394,562 566,537
Charge for the financial year 13,660 2,769 10,694 27,123
At 31 December 2024 178,396 10,008 405,256 593,660
Net book value
At 31 December 2024 536,946 110,567 578,127 1,225,640
At 31 December 2023 544,240 110,512 385,682 1,040,434

12. Fixed asset investments

Group

Total
£
Cost or valuation before impairment
At 01 January 2024 0
At 31 December 2024 0
Carrying value at 31 December 2024 0
Carrying value at 31 December 2023 0

Company

Investments in subsidiaries Total
£ £
Cost or valuation before impairment
At 01 January 2024 84 84
Additions 20 20
At 31 December 2024 104 104
Carrying value at 31 December 2024 104 104
Carrying value at 31 December 2023 84 84

Investments in subsidiaries

The following were subsidiary undertakings of the Company:

Name of entity Registered office Principal activity Class of
shares
Ownership
31.12.2024
Ownership
31.12.2023
Held
Coastal Specialist Ironmongery Limited Global House, 3 Bojea Industrial Estate, Trethowel, St. Austell, PL25 5RJ Retail and wholesale of ironmongery Ordinary 100.00% 100.00% Direct
Venti Group Limited Global House, 3 Bojea Industrial Estate, Trethowel, St. Austell, PL25 5RJ Wholesale of air ventilation units Ordinary 100.00% 80.00% Direct

13. Stocks

2024 2023
£ £
Stocks 1,571,601 1,559,973

14. Debtors

Group Group Company Company
2024 2023 2024 2023
£ £ £ £
Trade debtors 1,178,058 1,112,600 0 0
Amounts owed by Group undertakings (note 22) 0 0 356,089 263,682
Other debtors 139,832 158,456 0 0
Prepayments 42,086 8,804 0 0
Amounts owed by directors (note 22) 0 98,821 0 9,000
1,359,976 1,378,681 356,089 272,682

15. Cash and cash equivalents

Group Group Company Company
2024 2023 2024 2023
£ £ £ £
Cash at bank and in hand 3,553,829 3,165,189 2,198,436 1,809,135

16. Creditors: amounts falling due within one year

Group Group Company Company
2024 2023 2024 2023
£ £ £ £
Obligations under finance leases and hire purchase contracts (secured) 2,381 2,155 0 0
Directors loans (note 22) 226,634 0 0 0
Trade creditors 298,228 273,582 0 0
Payroll taxes payable 64,346 73,746 0 0
Taxation and social security 100,437 85,393 0 0
VAT 290,283 248,051 0 0
Accruals and deferred income 30,032 113,285 1,050 990
Other creditors 70,202 67,899 100 80
1,082,543 864,111 1,150 1,070

17. Creditors: amounts falling due after more than one year

Group Group
2024 2023
£ £
Obligations under finance leases and hire purchase contracts (secured) 0 2,380
Finance leases
Group Group
2024 2023
£ £
Between one and two years 0 0
Between two and five years 0 2,380
After five years 0 0
0 2,380
On demand or within one year 2,381 2,155
2,381 4,535
Directors loans
Group Group
2024 2023
£ £
Between one and two years 0 0
Between two and five years 0 0
After five years 0 0
0 0
On demand or within one year 226,634 0
226,634 0
Total borrowings including finance leases
Group Group
2024 2023
£ £
Between two and five years 0 2,380
On demand or within one year 229,015 2,155
229,015 4,535

18. Provision for liabilities

Group

Deferred taxation Total
£ £
At 01 January 2024 68,161 68,161
Credited to the Profit and Loss Account ( 2,397) ( 2,397)
At 31 December 2024 65,764 65,764

Deferred tax

2024 2023
£ £
Accelerated capital allowances 65,764 68,161
Provision for deferred tax 65,764 68,161

Company

Total
£
At 01 January 2024 0
At 31 December 2024 0

Deferred tax

2024 2023
£ £
Provision for deferred tax 0 0

19. Financial instruments

The carrying values of the Group’s financial assets and liabilities are summarised by category below:

Group Group Company Company
2024 2023 2024 2023
£ £ £ £
Financial assets
Measured at undiscounted amount receivable
Trade debtors (note 14) 1,178,058 1,112,600 0 0
Other debtors (note 14) 139,732 158,356 0 0
Amounts owed by Group undertakings (note 14) 0 0 356,089 263,682
Amounts owed by directors (note 14) 0 98,821 0 9,000
1,317,790 1,369,777 356,089 272,682
Financial liabilities
Measured at amortised cost
Bank loans and other loans ( 11,878) ( 24,801) 0 0
Measured at undiscounted amount payable
Trade creditors (note 16) ( 298,228) ( 273,582) 0 0
Other payables (note 16) ( 53,431) ( 43,454) ( 100) ( 80)
Amounts owed to directors (note 16) ( 226,634) 0 0 0
(590,171) (341,837) (100) (80)

20. Called-up share capital and reserves

2024 2023
£ £
Allotted, called-up and fully-paid
590 Ordinary A shares of £ 0.001 each 0.59 0.59
590 Ordinary B shares of £ 0.001 each 0.59 0.59
1,120 Ordinary C shares of £ 0.001 each 1.12 1.12
1,040 Ordinary D shares of £ 0.001 each 1.04 1.04
660 Ordinary E shares of £ 0.001 each 0.66 0.66
Nil Minority interest ordinary shares (2023: 20 shares of £ 1.00 each) 0 20.00
4.00 24.00
Presented as follows:
Called-up share capital presented as equity 4 24

The Company's other reserves are as follows:

The profit and loss reserve represents cumulative profits or losses, net of dividends paid and other adjustments.

21. Financial commitments

Commitments

Total future minimum lease payments under non-cancellable operating leases are as follows:

Group Group
2024 2023
£ £
within one year 92,000 53,016
between one and five years 354,667 181,838
after five years 247,000 83,321
693,667 318,175

22. Related party transactions

The Group has availed of the exemption provided in FRS 102 Section 33 Related Party Disclosures not to disclose transactions entered into with fellow group companies that are wholly owned within the group of companies of which the Group is a wholly owned member.

Transactions with related parties or connected persons

Amounts owed by related parties

2024 2023
£ £
Asservio Solutions Ltd 5,000 0

Transactions with the entity’s directors (or members of its governing body)

Amounts owed by directors

2024 2023
£ £
Amounts owed by directors 0 98,821

Amounts owed to directors

2024 2023
£ £
Amounts owed to directors 226,634 0

23. Events after the Balance Sheet date

After the balance sheet date the group was restructured and a new holding company, Future Form Group Ltd, became the Ultimate Parent company of the group.