Company registration number 04287524 (England and Wales)
ICB HOLDINGS LIMITED
ANNUAL REPORT AND FINANCIAL STATEMENTS
FOR THE YEAR ENDED 31 DECEMBER 2024
ICB HOLDINGS LIMITED
COMPANY INFORMATION
Directors
JS Gordon
PR Hepburn
PK Johnstone
Secretary
Resolis Limited
Company number
04287524
Registered office
1 Park Row
Leeds
United Kingdom
LS1 5AB
Auditor
Johnston Carmichael LLP
7-11 Melville Street
Edinburgh
United Kingdom
EH3 7PE
ICB HOLDINGS LIMITED
CONTENTS
Page
Directors' report
1 - 2
Directors' responsibilities statement
3
Independent auditor's report
4 - 7
Group statement of comprehensive income
8
Group balance sheet
9
Company balance sheet
10
Group statement of changes in equity
11
Company statement of changes in equity
12
Notes to the financial statements
13 - 22
ICB HOLDINGS LIMITED
DIRECTORS' REPORT
FOR THE YEAR ENDED 31 DECEMBER 2024
- 1 -

The directors present their report with the financial statements of the company and the group for the year ended 31 December 2024.

Principal activities

The Company acts as a holding company for its subsidiary Investors in the Community (Buxton) Limited, together the "Group", whose principal activity is the financing, design and construction, refurbishment and partial operation of The Health and Safety Laboratories' facility in Buxton under the Government's Private Finance Initiative (the "Project"). The directors are not aware, at the date of this report, of any likely major changes in the Group's activities in the next year.

 

The Group has entered into a project agreement with the Health and Safety Executive, together with an associated construction contract, funding agreements, hard and soft services contracts and ancillary project agreements (together the "Project Agreements"). The Project Agreements require it to finance, design, develop, construct, maintain and deliver facilities management services for a primary term of 32 years from the date of signing of the Project Agreements, signed on 12 April 2002.

Results and dividends

The Group has modelled the anticipated financial outcome of the Project across its full term. The Group monitors actual financial performance against this anticipated performance. As at 31 December 2024, the Group's performance reflects an acceptable variance to this model. The Group is in the operational phase of the Project and is performing to the standards of the Project Agreements.

 

The results for the year are set out on page 8.

Directors

The directors who held office during the year and up to the date of signature of the financial statements were as follows:

JS Gordon
PR Hepburn
PK Johnstone
Qualifying third party indemnity provisions

The company has made qualifying third party indemnity provisions for the benefit of its directors during the year. These provisions remain in force at the reporting date.

Auditor

The auditor, Johnston Carmichael LLP, is deemed to be reappointed under section 487(2) of the Companies Act 2006.

Statement of disclosure to auditor

So far as each person who was a director at the date of approving this report is aware, there is no relevant audit information (as defined by Section 418 of the Companies Act 2006) of which the company’s auditor is unaware. Additionally, the directors individually have taken all the necessary steps that they ought to have taken as directors in order to make themselves aware of all relevant audit information and to establish that the company’s auditor is aware of that information.

Small companies exemption

This report has been prepared in accordance with the provisions applicable to companies entitled to the small companies exemption.

ICB HOLDINGS LIMITED
DIRECTORS' REPORT (CONTINUED)
FOR THE YEAR ENDED 31 DECEMBER 2024
- 2 -
On behalf of the board
PR Hepburn
Director
30 September 2025
ICB HOLDINGS LIMITED
DIRECTORS' RESPONSIBILITIES STATEMENT
FOR THE YEAR ENDED 31 DECEMBER 2024
- 3 -

The directors are responsible for preparing the Annual Report and the financial statements in accordance with applicable law and regulations.

 

Company law requires the directors to prepare financial statements for each financial year. Under that law the directors have elected to prepare the financial statements in accordance with United Kingdom Generally Accepted Accounting Practice (United Kingdom Accounting Standards and applicable law). Under company law the directors must not approve the financial statements unless they are satisfied that they give a true and fair view of the state of affairs of the group and company, and of the profit or loss of the group for that period. In preparing these financial statements, the directors are required to:

 

 

The directors are responsible for keeping adequate accounting records that are sufficient to show and explain the group’s and company’s transactions and disclose with reasonable accuracy at any time the financial position of the group and company and enable them to ensure that the financial statements comply with the Companies Act 2006. They are also responsible for safeguarding the assets of the group and company and hence for taking reasonable steps for the prevention and detection of fraud and other irregularities.

ICB HOLDINGS LIMITED
INDEPENDENT AUDITOR'S REPORT
TO THE MEMBERS OF ICB HOLDINGS LIMITED
- 4 -
Opinion

We have audited the financial statements of ICB Holdings Limited (‘the parent company’) and its subsidiaries (‘the group’) for the year ended 31 December 2024, which comprise the Group Statement of Comprehensive Income, Group Balance Sheet, Company Balance Sheet, Group Statement of Changes in Equity, Company Statement of Changes in Equity and notes to the financial statements, including significant accounting policies. The financial reporting framework that has been applied in their preparation is applicable law and United Kingdom Accounting Standards, including Financial Reporting Standard 102 The Financial Reporting Standard applicable in the UK and Republic of Ireland (United Kingdom Generally Accepted Accounting Practice).

In our opinion the financial statements:

Basis for opinion

We conducted our audit in accordance with International Standards on Auditing (UK) (ISAs (UK)) and applicable law. Our responsibilities under those standards are further described in the Auditor responsibilities for the audit of the financial statements section of our report. We are independent of the group and parent company in accordance with the ethical requirements that are relevant to our audit of the financial statements in the UK, including the FRC’s Ethical Standard, and we have fulfilled our other ethical responsibilities in accordance with these requirements. We believe that the audit evidence we have obtained is sufficient and appropriate to provide a basis for our opinion.

Conclusions relating to going concern

In auditing the financial statements, we have concluded that the Directors’ use of the going concern basis of accounting in the preparation of the financial statements is appropriate.

 

Based on the work we have performed, we have not identified any material uncertainties relating to events or conditions that, individually or collectively, may cast significant doubt on the group or parent company’s ability to continue as a going concern for a period of at least twelve months from when the financial statements are authorised for issue.

 

Our responsibilities and the responsibilities of the Directors with respect to going concern are described in the relevant sections of this report.

 

Other information

The other information comprises the information included in the Annual Report and Financial Statements other than the financial statements and our auditor's report thereon. The directors are responsible for the other information contained within the Annual Report and Financial Statements. Our opinion on the financial statements does not cover the other information and, except to the extent otherwise explicitly stated in our report, we do not express any form of assurance conclusion thereon. Our responsibility is to read the other information and, in doing so, consider whether the other information is materially inconsistent with the financial statements or our knowledge obtained in the course of the audit, or otherwise appears to be materially misstated. If we identify such material inconsistencies or apparent material misstatements, we are required to determine whether this gives rise to a material misstatement in the financial statements themselves. If, based on the work we have performed, we conclude that there is a material misstatement of this other information, we are required to report that fact.

 

We have nothing to report in this regard.

Opinions on other matters prescribed by the Companies Act 2006

In our opinion, based on the work undertaken in the course of the audit:

 

ICB HOLDINGS LIMITED
INDEPENDENT AUDITOR'S REPORT (CONTINUED)
TO THE MEMBERS OF ICB HOLDINGS LIMITED
- 5 -
Matters on which we are required to report by exception

In the light of the knowledge and understanding of the group and parent company and their environment obtained in the course of the audit, we have not identified material misstatements in the Directors' Report.

 

We have nothing to report in respect of the following matters in relation to which the Companies Act 2006 requires us to report to you if, in our opinion:

 

Responsibilities of directors

As explained more fully in the Directors' responsibilities statement set out on page 3, the directors are responsible for the preparation of the financial statements and for being satisfied that they give a true and fair view, and for such internal control as the directors determine is necessary to enable the preparation of financial statements that are free from material misstatement, whether due to fraud or error. In preparing the financial statements, the directors are responsible for assessing the parent company's ability to continue as a going concern, disclosing, as applicable, matters related to going concern and using the going concern basis of accounting unless the directors either intend to liquidate the group or parent company or to cease operations, or have no realistic alternative but to do so.

Auditor responsibilities for the audit of the financial statements

Our objectives are to obtain reasonable assurance about whether the financial statements as a whole are free from material misstatement, whether due to fraud or error, and to issue an auditor's report that includes our opinion. Reasonable assurance is a high level of assurance but is not a guarantee that an audit conducted in accordance with ISAs (UK) will always detect a material misstatement when it exists. Misstatements can arise from fraud or error and are considered material if, individually or in the aggregate, they could reasonably be expected to influence the economic decisions of users taken on the basis of these financial statements.

 

A further description of our responsibilities for the audit of the financial statements is located on the Financial Reporting Council’s website at: http://www.frc.org.uk/auditorsresponsibilities. This description forms part of our auditor’s report.

Extent to which the audit was considered capable of detecting irregularities, including fraud

 

Irregularities, including fraud, are instances of non-compliance with laws and regulations. We design procedures in

line with our responsibilities, outlined above, to detect material misstatements in respect of irregularities, including

fraud. The extent to which our procedures are capable of detecting irregularities, including fraud, is detailed below.

We assessed whether the engagement team collectively had the appropriate competence and capabilities to

identify or recognise non-compliance with laws and regulations by considering their experience, past performance

and support available.

All engagement team members were briefed on relevant identified laws and regulations and potential fraud risks at

the planning stage of the audit. Engagement team members were reminded to remain alert to any indications of

fraud or non-compliance with laws and regulations throughout the audit.

ICB HOLDINGS LIMITED
INDEPENDENT AUDITOR'S REPORT (CONTINUED)
TO THE MEMBERS OF ICB HOLDINGS LIMITED
- 6 -

We obtained an understanding of the legal and regulatory frameworks that are applicable to company and the

sector in which it operates, focusing on provisions that had a direct effect on the determination of material amounts

and disclosures in the financial statements. The most relevant frameworks we identified include:

 

 

We gained an understanding of how the company is complying with these laws and regulations by making enquiries

of management and those charged with governance. We corroborated these enquiries through our review of

relevant correspondence with regulatory bodies and board meeting minutes.

We assessed the susceptibility of the financial statements to material misstatement, including how fraud might

occur, by meeting with management and those charged with governance to understand where it was considered

there was susceptibility to fraud. This evaluation also considered how management and those charged with

governance were remunerated and whether this provided an incentive for fraudulent activity. We considered the

overall control environment and how management and those charged with governance oversee the implementation

and operation of controls. In areas of the financial statements where the risks were considered to be higher, we performed procedures to address each identified risk. We have a heightened fraud risk in relation to:

 

In addition to the above, the following procedures were performed to provide reasonable assurance that the financial statements were free of material fraud or error:

 

ICB HOLDINGS LIMITED
INDEPENDENT AUDITOR'S REPORT (CONTINUED)
TO THE MEMBERS OF ICB HOLDINGS LIMITED
- 7 -

Use of our report

This report is made solely to the company’s members, as a body, in accordance with Chapter 3 of Part 16 of the Companies Act 2006. Our audit work has been undertaken so that we might state to the company’s members those matters we are required to state to them in an auditor's report and for no other purpose. To the fullest extent permitted by law, we do not accept or assume responsibility to anyone other than the company and the company’s members as a body, for our audit work, for this report, or for the opinions we have formed.

Scott Jeffrey (Senior Statutory Auditor)
For and on behalf of Johnston Carmichael LLP
Statutory Auditor
7-11 Melville Street
Edinburgh
EH3 7PE
United Kingdom
30 September 2025
ICB HOLDINGS LIMITED
GROUP STATEMENT OF COMPREHENSIVE INCOME
FOR THE YEAR ENDED 31 DECEMBER 2024
- 8 -
2024
2023
Notes
£'000
£'000
Turnover
12,108
11,221
Cost of sales
(8,260)
(7,532)
Gross profit
3,848
3,689
Administrative expenses
(560)
(512)
Operating profit
3,288
3,177
Interest receivable and similar income
5
4,150
4,130
Interest payable and similar expenses
6
(4,701)
(8,065)
Profit/(loss) before taxation
2,737
(758)
Tax on profit/(loss)
7
(1,003)
(40)
Profit/(loss) for the financial year
1,734
(798)
Profit/(loss) for the financial year is all attributable to the owners of the parent company.

The profit and loss account has been prepared on the basis that all operations are continuing operations.

The notes on pages 13 to 22 form part of these financial statements.

ICB HOLDINGS LIMITED
GROUP BALANCE SHEET
AS AT
31 DECEMBER 2024
31 December 2024
- 9 -
2024
2023
Notes
£'000
£'000
£'000
£'000
Intangible assets
-
-
Current assets
Debtors falling due after more than one year
10
37,425
40,200
Debtors falling due within one year
10
13,438
15,390
Investments
11
16,144
15,200
Cash at bank and in hand
6,012
4,259
73,019
75,049
Creditors: amounts falling due within one year
12
(16,975)
(17,670)
Net current assets
56,044
57,379
Creditors: amounts falling due after more than one year
13
(48,228)
(51,139)
Provisions for liabilities
15
(2,689)
(1,924)
Net assets
5,127
4,316
Capital and reserves
Called up share capital
50
50
Profit and loss reserves
5,077
4,266
Total equity
5,127
4,316

The notes on pages 13 to 22 form part of these financial statements.

These financial statements have been prepared in accordance with the provisions applicable to groups and companies subject to the small companies regime.

The financial statements were approved by the board of directors and authorised for issue on 30 September 2025 and are signed on its behalf by:
30 September 2025
PR Hepburn
Director
Company registration number 04287524 (England and Wales)
ICB HOLDINGS LIMITED
COMPANY BALANCE SHEET
AS AT 31 DECEMBER 2024
31 December 2024
- 10 -
2024
2023
Notes
£'000
£'000
£'000
£'000
Fixed assets
Investments
8
50
50
Capital and reserves
Called up share capital
50
50

The notes on pages 13 to 22 form part of these financial statements.

As permitted by s408 Companies Act 2006, the company has not presented its own profit and loss account and related notes. The company’s profit for the year was £923,000 (2023: £- profit).

These financial statements have been prepared in accordance with the provisions applicable to companies subject to the small companies regime.

The financial statements were approved by the board of directors and authorised for issue on 30 September 2025 and are signed on its behalf by:
30 September 2025
PR Hepburn
Director
Company registration number 04287524 (England and Wales)
ICB HOLDINGS LIMITED
GROUP STATEMENT OF CHANGES IN EQUITY
FOR THE YEAR ENDED 31 DECEMBER 2024
- 11 -
Share capital
Profit and loss reserves
Total
Notes
£'000
£'000
£'000
Balance at 1 January 2023
50
5,064
5,114
Year ended 31 December 2023:
Loss and total comprehensive income
-
(798)
(798)
Balance at 31 December 2023
50
4,266
4,316
Year ended 31 December 2024:
Profit and total comprehensive income
-
1,734
1,734
Dividends
-
(923)
(923)
Balance at 31 December 2024
50
5,077
5,127

The notes on pages 13 to 22 form part of these financial statements.

ICB HOLDINGS LIMITED
COMPANY STATEMENT OF CHANGES IN EQUITY
FOR THE YEAR ENDED 31 DECEMBER 2024
- 12 -
Share capital
Profit and loss reserves
Total
Notes
£'000
£'000
£'000
Balance at 1 January 2023
50
-
0
50
Year ended 31 December 2023:
Profit and total comprehensive income for the year
-
-
-
0
Balance at 31 December 2023
50
-
0
50
Year ended 31 December 2024:
Profit and total comprehensive income
-
923
923
Dividends
-
(923)
(923)
Balance at 31 December 2024
50
-
0
50

The notes on pages 13 to 22 form part of these financial statements.

ICB HOLDINGS LIMITED
NOTES TO THE GROUP FINANCIAL STATEMENTS
FOR THE YEAR ENDED 31 DECEMBER 2024
- 13 -
1
Accounting policies
Company information

ICB Holdings Limited (“the company”) is a private limited company domiciled and incorporated in England and Wales. The registered office is 1 Park Row, Leeds, United Kingdom, LS1 5AB.

1.1
Accounting convention

These financial statements have been prepared in accordance with FRS 102 “The Financial Reporting Standard applicable in the UK and Republic of Ireland” (“FRS 102”) and the requirements of the Companies Act 2006 as applicable to companies subject to the small companies regime. The disclosure requirements of section 1A of FRS 102 have been applied other than where additional disclosure is required to show a true and fair view.

The financial statements are prepared in sterling, which is the functional currency of the company. Monetary amounts in these financial statements are rounded to the nearest £'000.

The financial statements have been prepared under the historical cost convention. The principal accounting policies adopted are set out below.

- Service concession arrangements: The Company entered into its Service concession arrangement before the date of transition to this FRS. Therefore, its service concession arrangements have continued to be accounted for using the same accounting policies being applied at the date of transition to this FRS.

 

The Company has taken advantage of the exemption in FRS 102 Section 7 'Statement of Cash Flows' part 1B, which states that a small company is not required to prepare a cash flow statement.

 

The Company has also taken advantage of the exemption in section 33 of FRS 102 'Related Party Disclosures', that allows it not to disclose transactions with wholly owned members of a group.

1.2
Basis of consolidation

The Group financial statements consolidate the financial statements of the Company and its subsidiary

undertaking. As a consolidated statement of comprehensive income is published, a separate statement of

comprehensive income for the parent company is omitted from the Group financial statements by virtue of

section 408 of the Companies Act 2006.

1.3
Going concern

The directors have reviewed the Group’s projected profits and cash flows by reference to a financial model covering accounting periods up to 2034. Incorporated within the model are the relevant terms of the PFI contract, subcontracts and Credit Agreement and reasonably prudent economic assumptions.

 

This model, which is updated regularly, predicts that the Group will be profitable and will have sufficient cash resources to operate within the terms of the PFI contract, Subcontract and Credit Agreement. Therefore, the directors, having considered the financial position of the Company and its expected future cash flows, have prepared the financial statements for the year on a going concern basis. The directors confirm that they do not intend to liquidate the Company or cease trading as they consider that they have realistic alternatives to doing so.

ICB HOLDINGS LIMITED
NOTES TO THE GROUP FINANCIAL STATEMENTS (CONTINUED)
FOR THE YEAR ENDED 31 DECEMBER 2024
1
Accounting policies
(Continued)
- 14 -
1.4
Finance debtor and service income

The Group is an operator of a PFI contract. The underlying asset is not deemed to be an asset of the Group under old UK GAAP, because the risks and rewards of ownership as set out in that Standard are deemed to lie principally with the Authority.

 

During the construction phase of the project, all attributable expenditure was included in amounts recoverable on contracts and turnover. Upon becoming operational, the costs were transferred to the finance debtor.

 

During the operational phase income is allocated between interest receivable and the finance debtor using a project specific interest rate. The remainder of the PFI unitary charge income is included within turnover in accordance with FRS 102 section 23. The Group recognises income in respect of the services provided as it fulfils its contractual obligations in respect of those services.

 

Major maintenance costs are recognised on a contractual basis and the revenue in respect of these services is recognised when these services are performed.

 

Turnover is recognised in accordance with the finance debtor and service income accounting policies above and excludes VAT. Income received in respect of the service concession is allocated between revenue and capital repayment of, and interest income on, the PFI financial asset using the effective interest rate method. Service revenue is recognised as a margin on non-pass through operating and maintenance costs.

1.5
Cash and cash equivalents

Cash and cash equivalents comprise cash balances and short-term deposits.

 

The Group is obligated to keep separate cash reserves in respect of future major maintenance costs and debt service commitments. The amounts sitting in these restricted accounts amount to £16,826,000 at the year end (2023: £16,157,000). Of this, £16,144,000 (2023: £15,200,000) was held on deposit at the balance sheet date and is therefore classified as a current investment, the remainder is shown within the "cash at bank and in hand" balance.

1.6
Financial instruments
Basic financial assets

Trade and other debtors/creditors

Trade and other debtors are recognised initially at transaction price less attributable transaction costs. Trade and other creditors are recognised initially at transaction price plus attributable transaction costs. Subsequent to initial recognition they are measured at amortised cost using the effective interest method, less any impairment losses in the case of trade debtors. If the arrangement constitutes a financing transaction, for example if payment is deferred beyond normal business terms, then it is measured at the present value of future payments discounted at a market rate of interest for a similar debt instrument.

 

Interest-bearing borrowings classified as basic financial instruments

Interest-bearing borrowings are recognised at amortised cost using the effective interest method, less any impairment losses.

 

Cash and cash equivalents

Cash and cash equivalents comprise cash balances and short-term deposits.

Other financial assets

Other financial assets, including investments in equity instruments which are not subsidiaries, associates or joint ventures, are initially measured at fair value, which is normally the transaction price. Such assets are subsequently carried at fair value and the changes in fair value are recognised in profit or loss, except that investments in equity instruments that are not publicly traded and whose fair values cannot be measured reliably are measured at cost less impairment.

ICB HOLDINGS LIMITED
NOTES TO THE GROUP FINANCIAL STATEMENTS (CONTINUED)
FOR THE YEAR ENDED 31 DECEMBER 2024
1
Accounting policies
(Continued)
- 15 -
Impairment of financial assets

Financial assets, other than those held at fair value through profit and loss, are assessed for indicators of impairment at each reporting end date.

 

Financial assets are impaired where there is objective evidence that, as a result of one or more events that occurred after the initial recognition of the financial asset, the estimated future cash flows have been affected. If an asset is impaired, the impairment loss is the difference between the carrying amount and the present value of the estimated cash flows discounted at the asset’s original effective interest rate. The impairment loss is recognised in profit or loss.

 

If there is a decrease in the impairment loss arising from an event occurring after the impairment was recognised, the impairment is reversed. The reversal is such that the current carrying amount does not exceed what the carrying amount would have been, had the impairment not previously been recognised. The impairment reversal is recognised in profit or loss.

Derecognition of financial assets

Financial assets are derecognised only when the contractual rights to the cash flows from the asset expire or are settled, or when the group transfers the financial asset and substantially all the risks and rewards of ownership to another entity, or if some significant risks and rewards of ownership are retained but control of the asset has transferred to another party that is able to sell the asset in its entirety to an unrelated third party.

Basic financial liabilities

Index-linked borrowings classified as basic financial instruments

Index-linked borrowings are recognised initially at the present value of future payments discounted at a market rate of indexation. Subsequent to initial recognition, Index-linked borrowings are stated at amortised cost using the effective interest method, less any impairment losses.

Derecognition of financial liabilities

Financial liabilities are derecognised when the group’s contractual obligations expire or are discharged or cancelled.

1.7
Equity instruments

Equity instruments issued by the group are recorded at the proceeds received, net of transaction costs.

1.8
Taxation

Taxation expense for the period comprises current and deferred tax recognised in the reporting period. Tax is recognised in the Statement of Comprehensive Income.

 

Current or deferred taxation assets and liabilities are not discounted

Current tax

Current tax is the amount of income tax payable in respect of the taxable profit for the year or prior years. Tax is calculated on the basis of tax rates and laws that have been enacted or substantively enacted by the period end.

 

The directors periodically evaluate positions taken in tax returns with respect to situations in which applicable tax regulation is subject to interpretation and establish provisions where appropriate on the basis of amounts expected to be paid to the tax authorities.

ICB HOLDINGS LIMITED
NOTES TO THE GROUP FINANCIAL STATEMENTS (CONTINUED)
FOR THE YEAR ENDED 31 DECEMBER 2024
1
Accounting policies
(Continued)
- 16 -
Deferred tax

Deferred tax arises from timing differences that are differences between taxable profits and total comprehensive income as stated in the financial statements. These timing differences arise from the inclusion of income and expenses in tax assessments in periods different from those in which they are recognised in the financial statements.

 

Deferred tax is recognised on all timing differences at the reporting date except for certain exceptions. Unrelieved tax losses and other deferred tax assets are only recognised when it is probable that they will be recovered against the reversal of deferred tax liabilities or other future taxable profits.

1.9

Interest receivable and interest payable

Interest payable and similar expenses include interest payable on borrowings and associated ongoing financing fees.

 

Other interest receivable and similar income include interest receivable on funds invested and interest recognised on the finance debtor based upon the finance debtor accounting policy above. Interest income and interest payable are recognised in profit or loss as they accrue, using the effective interest method.

1.10

Lifecycle

The Group is responsible for the lifecycle costs associated with its principal activity, however risk here is mitigated by passing on lifecycle risk to a third party facilities management company. Lifecycle costs are accounted for on an accrual basis as disclosed in the indicative lifecycle works program or lifecycle tracker as used by all parties through the operating phase of the concession period, with any underspend included within accruals and creditors due less than one year.

2
Judgements and key sources of estimation uncertainty

In the application of the group’s accounting policies, the directors are required to make judgements, estimates and assumptions about the carrying amount of assets and liabilities that are not readily apparent from other sources. The estimates and associated assumptions are based on historical experience and other factors that are considered to be relevant. Actual results may differ from these estimates.

 

The estimates and underlying assumptions are reviewed on an ongoing basis. Revisions to accounting estimates are recognised in the period in which the estimate is revised where the revision affects only that period, or in the period of the revision and future periods where the revision affects both current and future periods.

Critical judgements

The following judgements (apart from those involving estimates) have had the most significant effect on amounts recognised in the financial statements.

Service concession accounting

Accounting for the service concession contract and finance debtor requires an estimation of service margins, finance debtor interest rates and associated amortisation profile which is based on forecasted results of the service concession contract. Lifecycle costs are a significant proportion of future expenditure. Given the length of the Group’s service concession contract, the forecast of lifecycle costs is subject to significant estimation uncertainty and changes in the amount and timing of expenditure could have material impacts. As a result, there is a significant level of judgement applied in estimating future lifecycle costs. To reduce the risk of misstatement, future estimates of lifecycle expenditure are prepared by maintenance experts on an asset by asset basis and periodic technical evaluations of the physical condition of the facilities are undertaken. In addition, comparisons of actual expenditure are compared to the lifecycle forecast.

ICB HOLDINGS LIMITED
NOTES TO THE GROUP FINANCIAL STATEMENTS (CONTINUED)
FOR THE YEAR ENDED 31 DECEMBER 2024
- 17 -
3
Auditor's remuneration
2024
2023
Fees payable to the company's auditor and associates:
£'000
£'000
For audit services
Audit of the financial statements of the group and company
20
19
4
Employees

The Group and the Company had no employees during the year (2023: none).

5
Interest receivable and similar income
2024
2023
£'000
£'000
Other interest receivable and similar income
4,150
4,130
6
Interest payable and similar expenses
2024
2023
£'000
£'000
Interest payable and similar expenses includes the following:
Interest on 3.0812% index-linked secured guaranteed bonds
3,545
6,812
Interest payable to group undertakings
1,156
1,253
4,701
8,065
7
Taxation
2024
2023
£'000
£'000
Current tax
UK corporation tax on profits for the current period
237
162
Adjustments in respect of prior periods
-
0
(197)
Total current tax
237
(35)
Deferred tax
Origination and reversal of timing differences
766
75
Total tax charge
1,003
40
ICB HOLDINGS LIMITED
NOTES TO THE GROUP FINANCIAL STATEMENTS (CONTINUED)
FOR THE YEAR ENDED 31 DECEMBER 2024
7
Taxation
(Continued)
- 18 -

The actual charge for the year can be reconciled to the expected charge/(credit) for the year based on the profit or loss and the standard rate of tax as follows:

2024
2023
£'000
£'000
Profit/(loss) before taxation
2,737
(758)
Expected tax charge/(credit) based on the standard rate of corporation tax in the UK of 25.00% (2023: 23.52%)
684
(178)
Tax effect of utilisation of tax losses not previously recognised
(563)
143
Deferred tax origination and reversal of timing differences
882
75
Taxation charge
1,003
40
8
Fixed asset investments
Group
Company
2024
2023
2024
2023
£'000
£'000
£'000
£'000
Shares in group undertakings and participating interests
-
-
50
50
Movements in fixed asset investments
Company
Shares in subsidiaries
£'000
Cost or valuation
At 1 January 2024 and 31 December 2024
50
Carrying amount
At 31 December 2024
50
At 31 December 2023
50
9
Subsidiaries

Details of the company's subsidiaries at 31 December 2024 are as follows:

Name of undertaking
Registered office
Class of
% Held
shares held
Direct
Investors in the Community (Buxton) Limited
1 Park Row, Leeds, United Kingdom, LS1 5AB
£1 ordinary shares
100.00
ICB HOLDINGS LIMITED
NOTES TO THE GROUP FINANCIAL STATEMENTS (CONTINUED)
FOR THE YEAR ENDED 31 DECEMBER 2024
- 19 -
10
Debtors
Group
Company
2024
2023
2024
2023
Amounts falling due within one year:
£'000
£'000
£'000
£'000
Trade debtors
-
0
516
-
0
-
0
Corporation tax recoverable
-
0
25
-
0
-
0
Finance Debtor
2,692
2,569
-
0
-
0
Prepayments and accrued income
10,746
12,280
-
0
-
0
13,438
15,390
-
-
Amounts falling due after more than one year:
Finance Debtor
37,425
40,200
-
0
-
0
Total debtors
50,863
55,590
-
-

Included within the finance debtor is £4,161,000 (2023: £4,436,000) in respect of capitalised net finance costs.

11
Current asset investments
Group
Company
2024
2023
2024
2023
£'000
£'000
£'000
£'000
Investments
16,144
15,200
-
-

The Group is obligated to keep separate cash reserves in respect of future major maintenance costs and debt service commitments. The amounts sitting in these restricted accounts amount to £16,826,000 at the year end (2023: £16,157,000).

 

Of this, £16,144,000 (2023: £15,200,000) was held on deposit at the balance sheet date and is therefore classified as a current investment, the remainder is shown within the "cash at bank and in hand" balance.

12
Creditors: amounts falling due within one year
Group
Company
2024
2023
2024
2023
£'000
£'000
£'000
£'000
3.0812% Index–linked secured guaranteed bonds
4,861
4,913
-
0
-
0
Trade creditors
747
304
-
0
-
0
Corporation tax payable
74
-
0
-
0
-
0
Other taxation and social security
607
710
-
0
-
0
Other creditors
10,686
11,743
-
0
-
0
16,975
17,670
-
0
-
0
ICB HOLDINGS LIMITED
NOTES TO THE GROUP FINANCIAL STATEMENTS (CONTINUED)
FOR THE YEAR ENDED 31 DECEMBER 2024
- 20 -
13
Creditors: amounts falling due after more than one year
Group
Company
2024
2023
2024
2023
Notes
£'000
£'000
£'000
£'000
3.0812% Index–linked secured guaranteed bonds
40,632
43,543
-
0
-
0
13.75% subordinated loan stock due to group undertakings
7,596
7,596
-
0
-
0
48,228
51,139
-
-

The index-linked bonds are redeemed by instalments each on 30 September and 31 March commencing on 31 March 2006 with the final repayment due on 30 September 2033. The bonds are guaranteed by Assured Guaranty (UK) Limited and are secured by a fixed and floating charge over the assets of the Company. The Subordinated Loan Stock bears interest at 13.75% and is redeemable on 31 October 2034.

14
Loans and overdrafts
Group
Company
2024
2023
2024
2023
£'000
£'000
£'000
£'000
Bank loans
45,493
48,456
-
0
-
0
Loans from group undertakings and related parties
7,596
7,596
-
0
-
0
53,089
56,052
-
-
Payable within one year
4,861
4,913
-
-
Payable after one year
48,228
51,139
-
0
-
0

 

15
Deferred taxation

The following are the major deferred tax liabilities and assets recognised by the group and company, and movements thereon:

Liabilities
Liabilities
2024
2023
Group
£'000
£'000
Capital allowances in excess of related finance debtor amortisation
3,914
4,256
Tax losses
(3,572)
(4,834)
Pre-operating costs in excess of related finance debtor amortisation
2,347
2,502
2,689
1,924
The company has no deferred tax assets or liabilities.
ICB HOLDINGS LIMITED
NOTES TO THE GROUP FINANCIAL STATEMENTS (CONTINUED)
FOR THE YEAR ENDED 31 DECEMBER 2024
15
Deferred taxation
(Continued)
- 21 -
Group
Company
2024
2024
Movements in the year:
£'000
£'000
Liability at 1 January 2024
1,924
-
Charge to profit or loss
765
-
Liability at 31 December 2024
2,689
-
16
Related party transactions
Transactions with related parties

The majority shareholder of the Company as at 31 December 2024 is Ashover Project Investments Limited, which holds an 80% aggregate interest, from direct and indirect holdings, in the issued share capital of the Company. The remaining interest in issued share capital is held by Browning PFI Holdings Limited.

 

During the year, the Group incurred costs charged by the shareholders of the Parent Company or a company within the group of which the shareholder is a member as follows:

Payments
Payments
2024
2023
£'000
£'000
Group
Ashover Project Investments Ltd
Subordinated debt interest
2,329
887
Browning PFI Holdings Limited
Subordinated debt interest
259
99
Dalmore Capital 6 GP Ltd
Directors' fees
88
88
Dalmore Capital 31 GP Ltd
Directors' fees
103
103
Dalmore Capital 32 GP Ltd
Directors' fees
69
69
2,848
1,246

The following amounts were outstanding at the reporting end date:

Amounts due to related parties
2024
2023
£'000
£'000
Group
Ashover Project Investments Ltd
7,056
8,345
Browning PFI Holdings Limited
784
927

As at 31 December 2024 there was a prepayment balance of £65,000 (2023: £62,000) included within debtors relating to directors’ fees paid to related parties (£17,000 to Dalmore Capital 6 GP Ltd (2023: £16,000), £22,000 to Dalmore Capital 31 GP Ltd (2023: £21,000) and £26,000 to Dalmore Capital 32 GP Ltd (2023: £25,000).

ICB HOLDINGS LIMITED
NOTES TO THE GROUP FINANCIAL STATEMENTS (CONTINUED)
FOR THE YEAR ENDED 31 DECEMBER 2024
- 22 -
17
Controlling party

The majority shareholder of the Company is Ashover Project Investments Limited (“Ashover”). Ashover is a company registered at 1 Park Row, Leeds, United Kingdom, LS1 5AB.

 

These are the smallest and largest group accounts that are prepared of which the company is a member. No other group financial statements are prepared.

 

 

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