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Registered number: 05195416









Pinden Limited









Annual Report and Financial Statements

For the 18 months Ended 31 March 2024

 
Pinden Limited
 
 
Company Information


Directors
T M Bishop 
S E Bishop 
T J Bishop 
S M Bishop 




Registered number
05195416



Registered office
Waldens Depot
Waldens Road

Orpington

Kent

BR5 4EU




Independent auditors
Hurst Accountants Limited
Statutory Auditors & Chartered Accountants

3 Stockport Exchange

Stockport

Cheshire

SK1 3GG





 
Pinden Limited
 

Contents



Page
Strategic Report
 
1 - 3
Directors' Report
 
4 - 5
Independent Auditors' Report
 
6 - 9
Statement of Comprehensive Income
 
10
Balance Sheet
 
11
Statement of Changes in Equity
 
12
Notes to the Financial Statements
 
13 - 35


 
Pinden Limited
 
 
Strategic Report
For the 18 months Ended 31 March 2024

Introduction
 
The directors present their Strategic Report for the 18 months ended 31 March 2024.

Business review
 
The Company has had another period of difficult trading. Turnover remained static after accounting for the extended period of account at £15.4m, and although there was an improvement in the gross profit percentage from 24% to 27%, the heavy burden of the increased finance costs of the bridging loan arranged in the period led to the business posting a significant loss before tax of £2.96m (Year ended 30 September 2022: £1.5m loss before tax).
During the period, the business had to find alternative finance to ensure it met its tax liabilities with HMRC. The strength of the balance sheet enabled the business to achieve both a short-term loan with Together Finance and a new invoice discounting facility with Close Brothers on improved terms from the departing provider. The business has maintained a good record with both providers, with no breaches on any covenants.
The Company adopted a policy of revaluing its property assets in the prior year, and a further revaluation took place during 2024. This resulted in a revaluation uplift of £3.9m being recognised in Other Comprehensive Income. Total comprehensive income for the year was £964k (Year ended 30 September 2022: £1.6m). The Directors took out a comprehensive review of the value of the land and buildings by a recognised leading professional firm in the this field, which led to a significant uplift in value which the Directors are very confident about.
Waste Transfer Station
The impact of the fire in August 2020 has still had an effect its general waste customer base as the recovery to rebuild it has taken longer than expected. Further pressure came from contraction in the overseas energy market and the available contracts for disposal, whilst wage pressure is still felt as economic inflationary pressure continues.
Transport
The skip business maintained its position in the market, but the continued pressure on drivers’ wages cannot be discounted. The Directors sought to incentivise members of the transport team with increasing productivity bonuses to maintain the appropriate staffing levels. 
Asbestos Landfill
The market is tough, but the position has remained steady with no further contraction.
Position at the end of the year and into 2025
During the year, the Company started to see some improvements in sales but the heavy financial costs of the bridging loan would continue to significantly impact the results until the business could obtain a loan on a term basis, which is what the Directors are currently pursuing.
In the current year of trading, the Directors have re-employed a key member of the senior management team to turn around the operations of the business. The early indications of which a very promising, with the business returning to profitability ahead of the financial statements being approved in October 2025, even under the burden of the interest from the short-term loans.  The Directors feel confident about the trading future of the business and look forward to the year ahead.

Page 1

 
Pinden Limited
 

Strategic Report (continued)
For the 18 months Ended 31 March 2024

Principal risks and uncertainties
 
The Company uses financial instruments including bank loans and overdrafts, invoice discounting and hire purchase agreements. These instruments expose the Company to a number of financial risks, which are described below:
Funding risk
The Company finances its operations through a combination of equity, bridging loans, invoice discounting, hire purchase contracts and working capital. The Company undertakes short term cash forecasting to monitor its expected cash flows against its cash availability and finance facilities. The Company also undertakes longer term cash forecasting to monitor its expected funding requirements in order to meet its current business plan, in the context of its existing facilities, and to identify and address its requirement for future funding facilities.
Interest risk
The Company finances its operations through a mixture of profits and bank and hire purchase borrowings.
Liquidity risk
In normal trading periods, the Company seeks to manage liquidity risk by ensuring sufficient liquidity is available to meet ongoing operations and future development. Short term debt finance flexibility is achieved by invoice discounting, hire purchase and bridging loans which help smooth the cash flow over the year as the Group operates in a seasonally effected industry.
Currently liquidity risk is being managed by the directors in accordance with the usual procedures, but utilising the short-term bridging facilities in place. The directors secured an invoice discounting facility, which together with planned property sales will address any liquidity risk for the longer term.
Credit risk
The Company’s principal financial assets are cash and trade debtors. In order to manage credit risk, the directors set limits for customers based on carrying out independent credit checks, credit agency and third party references. Payment history is also monitored based on trading history. Credit limits are reviewed on a regular basis by the credit control team in conjunction with debt aging and collection history.
Competitive risks
The Company operates in competitive markets. The breadth of the client base reduces the possible effect of the loss of any one single client. The Company focuses on providing clients with a high level of service and wide range of services. This enables the Company to maintain long term relationships with clients and attract new custom.
Compliance risk
Compliance is central to everything the Company does, particularly the operation of a landfill site, recycling facility and waste transfer stations alongside managing a large fleet of vehicles and plant and machinery. The Company has continually invested in people and systems whilst engaging with external professional bodies and stakeholders to ensure the business the highest standards and levels of compliance.

Financial key performance indicators
 
The financial key performance indicators of the Company are Turnover, Gross Profit and Profit before tax, as noted above.

Other key performance indicators
 
The Directors and senior management team continue to use a number of methods to monitor performance including the use of the data extraction tools within the accounting package to pinpoint departmental and cost centre fluctuations both seasonal and unexpected, so that decisions can be made to rectify performance. The use of the hand-recording payroll system enable the HR function to assess sickness absence and overall morale of the staff to ensure that policies to help and support staff can be put in place. The transport function has a suite of tools to help it maintain efficiencies including vehicle tracking, digital tachographs and fuel management software, to maintain and develop the department.

Page 2

 
Pinden Limited
 

Strategic Report (continued)
For the 18 months Ended 31 March 2024


This report was approved by the board and signed on its behalf.


S E Bishop
Director

Date: 8 October 2025

Page 3

 
Pinden Limited
 
 
 
Directors' Report
For the 18 months Ended 31 March 2024

The directors present their report and the financial statements for the 18 months ended 31 March 2024.

Directors' responsibilities statement

The directors are responsible for preparing the Strategic Report, the Directors' Report and the financial statements in accordance with applicable law and regulations.
 
Company law requires the directors to prepare financial statements for each financial year. Under that law the directors have elected to prepare the financial statements in accordance with applicable law and United Kingdom Accounting Standards (United Kingdom Generally Accepted Accounting Practice), including Financial Reporting Standard 102 ‘The Financial Reporting Standard applicable in the UK and Republic of Ireland'. Under company law the directors must not approve the financial statements unless they are satisfied that they give a true and fair view of the state of affairs of the Company and of the profit or loss of the Company for that period.

 In preparing these financial statements, the directors are required to:


select suitable accounting policies for the Company's financial statements and then apply them consistently;

make judgments and accounting estimates that are reasonable and prudent;

prepare the financial statements on the going concern basis unless it is inappropriate to presume that the Company will continue in business.

The directors are responsible for keeping adequate accounting records that are sufficient to show and explain the Company's transactions and disclose with reasonable accuracy at any time the financial position of the Company and to enable them to ensure that the financial statements comply with the Companies Act 2006They are also responsible for safeguarding the assets of the Company and hence for taking reasonable steps for the prevention and detection of fraud and other irregularities.

Results and dividends

The loss for the period, after taxation, amounted to £2,979,005 (Year ended 30 September 2022 - loss £1,427,221).

The directors do not recommend the payment of a final dividend.

Directors

The directors who served during the 18 months were:

T M Bishop 
S E Bishop 
T J Bishop 
S M Bishop 

Future developments

Future developments are discussed in the Strategic Report.

Page 4

 
Pinden Limited
 
 
 
Directors' Report (continued)
For the 18 months Ended 31 March 2024

Disclosure of information to auditors

Each of the persons who are directors at the time when this Directors' Report is approved has confirmed that:
 
so far as the director is aware, there is no relevant audit information of which the Company's auditors are unaware, and

the director has taken all the steps that ought to have been taken as a director in order to be aware of any relevant audit information and to establish that the Company's auditors are aware of that information.

Post balance sheet events and going concern

The financial statements have been prepared on a going concern basis.
The Company had net assets totalling £6.2m at 31 March 2024 (30 September 2022: £5.2m), with the movement reflecting the £3.9m revaluation uplift and £2.9m losses in the period. The Company has been meeting its working capital requirements through cash generated from operations, intercompany loans and other loans as noted below. 
At the beginning of the period, the Company breached the terms of covenants under the previous facility with Shawbrook Bank, and tax liabilities totalling £2.3m were overdue for payment. In November 2023, the Company arranged a £5.5m commercial bridging loan which enabled the tax liabilities to be paid under the terms of a payment arrangement, and Shawbrook Bank loans and invoice discounting facilities were settled early. The bridging loan was initially repayable in November 2024, and an agreement was subsequently made to increase the loan to £5.8m and extend the repayment date to November 2025, which is less than 12 months after the financial statements being approved. Net current liabilities totalled £7.3m at 31 March 2024 (30 September 2022: £2.3m) as a result of the bridging loan being due for repayment in less than one year.
In July 2025, tax liabilities totalling £0.9m were overdue and at the date of the accounts being approved, all scheduled payments under a Time-To-Pay arrangement have been made to date.
The current position represents a material uncertainty over the Company’s ability to continue to trade as a going concern. However, the Directors are very confident that an extension to the repayment date of the bridging loan, or obtaining a new bridging loan, will be achievable ahead of the repayment date. The Company continued to make a loss in the year ended 31 March 2025, however improvements have been made to internal operations and the Company's trading position has begun to improve in the 2025/26 period. There is also significant value in the property assets held in the wider group headed by Watch It Come Down Limited, which may be utilised in the event of funds being required.
The directors believe it is appropriate to prepare the financial statements to 31 March 2024 on a going concern basis.

Auditors

The auditorsHurst Accountants Limitedwill be proposed for reappointment in accordance with section 485 of the Companies Act 2006.

This report was approved by the board and signed on its behalf.
 


S E Bishop
Director

Date: 8 October 2025

Page 5

 
Pinden Limited
 
 
 
Independent Auditors' Report to the Members of Pinden Limited
 

Opinion


We have audited the financial statements of Pinden Limited (the 'Company') for the 18 months ended 31 March 2024, which comprise the Statement of Comprehensive Income, the Balance Sheet, the Statement of Changes in Equity and the related notes, including a summary of significant accounting policiesThe financial reporting framework that has been applied in their preparation is applicable law and United Kingdom Accounting Standards, including Financial Reporting Standard 102 ‘The Financial Reporting Standard applicable in the UK and Republic of Ireland' (United Kingdom Generally Accepted Accounting Practice).


In our opinion the financial statements:


give a true and fair view of the state of the Company's affairs as at 31 March 2024 and of its loss for the 18 months then ended;
have been properly prepared in accordance with United Kingdom Generally Accepted Accounting Practice; and
have been prepared in accordance with the requirements of the Companies Act 2006.


Basis for opinion


We conducted our audit in accordance with International Standards on Auditing (UK) (ISAs (UK)) and applicable law. Our responsibilities under those standards are further described in the Auditors' responsibilities for the audit of the financial statements section of our report. We are independent of the Company in accordance with the ethical requirements that are relevant to our audit of the financial statements in the United Kingdom, including the Financial Reporting Council's Ethical Standard and we have fulfilled our other ethical responsibilities in accordance with these requirements. We believe that the audit evidence we have obtained is sufficient and appropriate to provide a basis for our opinion.


Material uncertainty related to going concern


We draw attention to note 2.4 in the financial statements, which indicates that a material uncertainty exists that may cast significant doubt on the Company's ability to continue as a going concern. The material uncertainty is in relation to the Company's ability to repay, or obtain an extension to the repayment date of, a bridging loan which is due to be repaid in November 2025, less than 12 months from the financial statements being approved. Our opinion is not modified in respect of this matter.


In auditing the financial statements, we have concluded that the directors' use of the going concern basis of accounting in the preparation of the financial statements is appropriate.


Our responsibilities and the responsibilities of the directors with respect to going concern are described in the relevant sections of this report.
Key audit matters
Except for the matter described in the Material uncertainty related to going concern section, we have determined that there are no other key audit matters to be communicated in our report.


Page 6

 
Pinden Limited
 
 
 
Independent Auditors' Report to the Members of Pinden Limited (continued)


Other information


The other information comprises the information included in the Annual Report other than the financial statements and our Auditors' Report thereon. The directors are responsible for the other information contained within the Annual ReportOur opinion on the financial statements does not cover the other information and, except to the extent otherwise explicitly stated in our report, we do not express any form of assurance conclusion thereon. Our responsibility is to read the other information and, in doing so, consider whether the other information is materially inconsistent with the financial statements or our knowledge obtained in the course of the audit, or otherwise appears to be materially misstated. If we identify such material inconsistencies or apparent material misstatements, we are required to determine whether this gives rise to a material misstatement in the financial statements themselves. If, based on the work we have performed, we conclude that there is a material misstatement of this other information, we are required to report that fact.


We have nothing to report in this regard.


Opinion on other matters prescribed by the Companies Act 2006
 

In our opinion, based on the work undertaken in the course of the audit:


the information given in the Strategic Report and the Directors' Report for the financial 18 months for which the financial statements are prepared is consistent with the financial statements; and
the Strategic Report and the Directors' Report have been prepared in accordance with applicable legal requirements.


Matters on which we are required to report by exception
 

In the light of the knowledge and understanding of the Company and its environment obtained in the course of the audit, we have not identified material misstatements in the Strategic Report or the Directors' Report.


We have nothing to report in respect of the following matters in relation to which the Companies Act 2006 requires us to report to you if, in our opinion:


adequate accounting records have not been kept, or returns adequate for our audit have not been received from branches not visited by us; or
the financial statements are not in agreement with the accounting records and returns; or
certain disclosures of directors' remuneration specified by law are not made; or
we have not received all the information and explanations we require for our audit.


Responsibilities of directors
 

As explained more fully in the Directors' Responsibilities Statement set out on page 4, the directors are responsible for the preparation of the financial statements and for being satisfied that they give a true and fair view, and for such internal control as the directors determine is necessary to enable the preparation of financial statements that are free from material misstatement, whether due to fraud or error.


In preparing the financial statements, the directors are responsible for assessing the Company's ability to continue as a going concern, disclosing, as applicable, matters related to going concern and using the going concern basis of accounting unless the directors either intend to liquidate the Company or to cease operations, or have no realistic alternative but to do so.


Page 7

 
Pinden Limited
 
 
 
Independent Auditors' Report to the Members of Pinden Limited (continued)


Auditors' responsibilities for the audit of the financial statements
 

Our objectives are to obtain reasonable assurance about whether the financial statements as a whole are free from material misstatement, whether due to fraud or error, and to issue an Auditors' Report that includes our opinion. Reasonable assurance is a high level of assurance, but is not a guarantee that an audit conducted in accordance with ISAs (UK) will always detect a material misstatement when it exists. Misstatements can arise from fraud or error and are considered material if, individually or in the aggregate, they could reasonably be expected to influence the economic decisions of users taken on the basis of these financial statements.


Irregularities, including fraud, are instances of non-compliance with laws and regulations. We design procedures in line with our responsibilities, outlined above, to detect material misstatements in respect of irregularities, including fraud. The extent to which our procedures are capable of detecting irregularities, including fraud is detailed below:

Identifying and assessing potential risks related to irregularities
In identifying and assessing the risks of material misstatement in respect of irregularities, including fraud and non-compliance with laws and regulations, we considered the following:
• The nature of the industry and sector in which the company operates; the control environment and business     performance including key drivers for directors' remuneration, bonus levels and performance targets.
• The outcome of enquiries of management, including whether management was aware of any instances of non-
 compliance with laws and regulations, and whether management had knowledge of any actual, suspected, or alleged 
 fraud. 
• Supporting documentation relating to the Company's policies and procedures for:
    - Identifying, evaluating, and complying with laws and regulations
    - Detecting and responding to the risks of fraud
• The internal controls established to mitigate risks related to fraud or non-compliance with laws and regulations.
• The outcome of discussions amongst the engagement team regarding how and where fraud might occur in the    financial statements and any potential indicators of fraud.
• The legal and regulatory framework in which the Company operates, particularly those laws and regulations which    have a direct effect on the financial statements, such as the Companies Act 2006, pensions and tax legislation, or    which had a fundamental effect on the operations of the Company, including General Data Protection requirements,   Anti-bribery and Corruption, healthy and safety regulations and regulations associated with the Company's waste    carrier licence, waste management/operations permits and landfill permit.
Audit response to risks identified
Our procedures to respond to the risks identified included the following:
• Reviewing the financial statements disclosures and testing to supporting documentation to assess compliance with    the provisions of those relevant laws and regulations which have a direct effect on the financial statements.
• Discussions with management, including consideration of known or suspected instances of non-compliance with    laws and regulations and fraud.
• Evaluation of the operating effectiveness of management’s controls designed to prevent and detect irregularities.
• Enquiring of management about any actual and potential litigation and claims.
• Performing analytical procedures to identify any unusual or unexpected relationships which may indicate risks of    material misstatement due to fraud.
 
Page 8

 
Pinden Limited
 
 
 
Independent Auditors' Report to the Members of Pinden Limited (continued)


We have also considered the risk of fraud through management override of controls by:
• Testing the appropriateness of journal entries and other adjustments. We have used data analytics software to    identify accounting transactions which may pose a heightened risk of material misstatement, whether due to fraud or  error.
• Challenging assumptions made by management in their significant accounting estimates, and assessing whether the    judgements made in making accounting estimates are indicative of a potential bias; and
• Evaluating the business rationale of any significant transactions that are unusual or outside the normal course of    business.
We also communicated relevant identified laws and regulations and potential fraud risks to all engagement team members and remained alert to any indications of fraud or non-compliance with laws and regulations throughout the audit.
There are inherent limitations in the audit procedures described above, and the further removed non-compliance with laws and regulations are from the events and transactions reflected in the financial statements, the less likely we would become aware of them.  Also, the risk of not detecting a material misstatement due to fraud is higher than the risk of not detecting one resulting from error, as fraud may involve deliberate concealment by, for example, forgery or intentional misrepresentations, or through collusion.


A further description of our responsibilities for the audit of the financial statements is located on the Financial Reporting Council's website at: www.frc.org.uk/auditorsresponsibilities. This description forms part of our Auditors' Report.


Use of our report
 

This report is made solely to the Company's members, as a body, in accordance with Chapter 3 of Part 16 of the Companies Act 2006Our audit work has been undertaken so that we might state to the Company's members those matters we are required to state to them in an Auditors' Report and for no other purpose. To the fullest extent permitted by law, we do not accept or assume responsibility to anyone other than the Company and the Company's members, as a body, for our audit work, for this report, or for the opinions we have formed.


Anthony Woodings (Senior Statutory Auditor)
for and on behalf of
Hurst Accountants Limited
Statutory Auditors
Chartered Accountants
3 Stockport Exchange
Stockport
Cheshire
SK1 3GG

8 October 2025
Page 9

 
Pinden Limited
 
 
Statement of Comprehensive Income
For the 18 months Ended 31 March 2024

18 months ended
31 March
Year ended
30 September
2024
2022
Note
£
£

  

Turnover
 4 
15,463,778
10,658,946

Cost of sales
  
(11,272,145)
(8,007,489)

Gross profit
  
4,191,633
2,651,457

Administrative expenses
  
(6,184,277)
(3,827,360)

Other operating income
 5 
7,750
3,577

Operating loss
 6 
(1,984,894)
(1,172,326)

Interest receivable and similar income
 9 
-
56

Interest payable and similar expenses
 10 
(978,028)
(329,130)

Loss before tax
  
(2,962,922)
(1,501,400)

Tax on loss
 11 
(16,083)
74,179

Profit/(loss) for the financial period/year
  
(2,979,005)
(1,427,221)

 
Other comprehensive income for the period/year
  

Unrealised surplus on revaluation of tangible fixed assets
  
3,942,845
3,061,224

Other comprehensive income for the period/year
  
3,942,845
3,061,224

Total comprehensive income for the period/year
  
963,840
1,634,003

The notes on pages 13 to 35 form part of these financial statements.

Page 10

 
Pinden Limited
Registered number: 05195416

Balance Sheet
As at 31 March 2024

31 March
30 September
2024
2022
Note
£
£

Fixed assets
  

Intangible assets
 12 
28,800
36,000

Tangible assets
 13 
16,409,960
13,937,909

Investments
 14 
204
204

  
16,438,964
13,974,113

Current assets
  

Stocks
 15 
95,760
153,047

Debtors: amounts falling due within one year
 16 
2,959,909
3,212,536

Cash at bank and in hand
 17 
54,107
47,183

  
3,109,776
3,412,766

Creditors: amounts falling due within one year
 18 
(10,370,251)
(5,693,050)

Net current liabilities
  
 
 
(7,260,475)
 
 
(2,280,284)

Total assets less current liabilities
  
9,178,489
11,693,829

Creditors: amounts falling due after more than one year
 19 
(513,194)
(4,023,849)

Provisions for liabilities
  

Other provisions
 23 
(2,502,432)
(2,470,957)

Net assets
  
6,162,863
5,199,023


Capital and reserves
  

Called up share capital 
 24 
100
100

Revaluation reserve
 25 
6,817,171
3,061,224

Profit and loss account
 25 
(654,408)
2,137,699

  
6,162,863
5,199,023


The financial statements were approved and authorised for issue by the board and were signed on its behalf by: 

S E Bishop
T M Bishop
Director
Director


Date: 8 October 2025

The notes on pages 13 to 35 form part of these financial statements.

Page 11

 
Pinden Limited
 

Statement of Changes in Equity
For the 18 months Ended 31 March 2024


Called up share capital
Revaluation reserve
Profit and loss account
Total equity

£
£
£
£

At 1 October 2022
100
3,061,224
2,137,699
5,199,023


Comprehensive /(deficit) for the period

Loss for the period

-
-
(2,979,005)
(2,979,005)

Surplus on revaluation of freehold property
-
3,942,845
-
3,942,845


Other comprehensive income/(deficit) for the period
-
3,942,845
-
3,942,845


Total comprehensive income/(deficit) for the period
-
3,942,845
(2,979,005)
963,840

Transfer to/from profit and loss account
-
(186,898)
186,898
-


At 31 March 2024
100
6,817,171
(654,408)
6,162,863



Statement of Changes in Equity
For the Year Ended 30 September 2022


Called up share capital
Revaluation reserve
Profit and loss account
Total equity

£
£
£
£

At 1 October 2021
100
-
3,564,920
3,565,020


Comprehensive income/(deficit) for the year

Loss for the year

-
-
(1,427,221)
(1,427,221)

Surplus on revaluation of freehold property
-
3,061,224
-
3,061,224


Other comprehensive income for the year
-
3,061,224
-
3,061,224


Total comprehensive income/(deficit) for the year
-
3,061,224
(1,427,221)
1,634,003


At 30 September 2022
100
3,061,224
2,137,699
5,199,023


The notes on pages 13 to 35 form part of these financial statements.

Page 12

 
Pinden Limited
 
 
 
Notes to the Financial Statements
For the 18 months Ended 31 March 2024

1.


General information

Pinden Limited ('the Company') is a private limited company limited by shares and domiciled and incorporated in England and Wales.
The address of its registered office and its place of business is Waldens Depot, Waldens Road, Orpington, Kent, BR5 4EU.
The principal activities of the Company continue to be waste management, recycling and asbestos disposal.

2.Accounting policies

 
2.1

Basis of preparation of financial statements

The financial statements have been prepared under the historical cost convention unless otherwise specified within these accounting policies and in accordance with Financial Reporting Standard 102, the Financial Reporting Standard applicable in the UK and the Republic of Ireland and the Companies Act 2006.

The preparation of financial statements in compliance with FRS 102 requires the use of certain critical accounting estimates. It also requires management to exercise judgment in applying the Company's accounting policies (see note 3).
The reporting period is the 18 months ended 31 March 2024. As the previous reporting period was the year ended 30 September 2022, the comparative amounts presented in the financial statements are not entirely comparable.

The following principal accounting policies have been applied:

 
2.2

Financial Reporting Standard 102 - reduced disclosure exemptions

The Company has taken advantage of the following disclosure exemptions in preparing these financial statements, as permitted by the FRS 102 "The Financial Reporting Standard applicable in the UK and Republic of Ireland":
the requirements of Section 7 Statement of Cash Flows;
the requirements of Section 3 Financial Statement Presentation paragraph 3.17(d);
the requirements of Section 33 Related Party Disclosures paragraph 33.7.

This information is included in the consolidated financial statements of Watch It Come Down Limited as at 31 March 2024 and these financial statements may be obtained from Companies House.

 
2.3

Exemption from preparing consolidated financial statements

The Company is a parent company that is also a subsidiary included in the consolidated financial statements of a larger group by a parent undertaking established under the law of any part of the United Kingdom and is therefore exempt from the requirement to prepare consolidated financial statements under section 400 of the Companies Act 2006. 

Page 13

 
Pinden Limited
 
 
 
Notes to the Financial Statements
For the 18 months Ended 31 March 2024

2.Accounting policies (continued)

 
2.4

Going concern

The financial statements have been prepared on a going concern basis.
The Company had net assets totalling £6.2m at 31 March 2024 (30 September 2022: £5.2m), with the movement reflecting the £3.9m revaluation uplift and £2.9m losses in the period. The Company has been meeting its working capital requirements through cash generated from operations, intercompany loans and other loans as noted below. 
At the beginning of the period, the Company breached the terms of covenants under the previous facility with Shawbrook Bank, and tax liabilities totalling £2.3m were overdue for payment. In November 2023, the Company arranged a £5.5m commercial bridging loan which enabled the tax liabilities to be paid under the terms of a payment arrangement, and Shawbrook Bank loans and invoice discounting facilities were settled early. The bridging loan was initially repayable in November 2024, and an agreement was subsequently made to increase the loan to £5.8m and extend the repayment date to November 2025, which is less than 12 months after the financial statements being approved. Net current liabilities totalled £7.3m at 31 March 2024 (30 September 2022: £2.3m) as a result of the bridging loan being due for repayment in less than one year.
In July 2025, tax liabilities totalling £0.9m were overdue and at the date of the accounts being approved, all scheduled payments under a Time-To-Pay arrangement have been made to date.
The current position represents a material uncertainty over the Company’s ability to continue to trade as a going concern. However, the Directors are very confident that an extension to the repayment date of the bridging loan, or obtaining a new bridging loan, will be achievable ahead of the repayment date. The Company continued to make a loss in the year ended 31 March 2025, however improvements have been made to internal operations and the Company's trading position has begun to improve in the 2025/26 period. There is also significant value in the property assets held in the wider group headed by Watch It Come Down Limited, which may be utilised in the event of funds being required.
The directors believe it is appropriate to prepare the financial statements to 31 March 2024 on a going concern basis.

 
2.5

Revenue

Revenue is recognised to the extent that it is probable that the economic benefits will flow to the Company and the revenue can be reliably measured. Revenue is measured as the fair value of the consideration received or receivable, excluding discounts, rebates, value added tax and other sales taxes. 
Specifically, revenue from landfill and waste recycling operations is recognised when the waste is deposited or when the skips are delivered.

 
2.6

Operating leases: the Company as lessee

Rentals paid under operating leases are charged to profit or loss on a straight-line basis over the lease term.

Benefits received and receivable as an incentive to sign an operating lease are recognised on a straight-line basis over the lease term, unless another systematic basis is representative of the time pattern of the lessee's benefit from the use of the leased asset.

Page 14

 
Pinden Limited
 
 
 
Notes to the Financial Statements
For the 18 months Ended 31 March 2024

2.Accounting policies (continued)

 
2.7

Leased assets: the Company as lessee

Assets obtained under hire purchase contracts and finance leases are capitalised as tangible fixed assets. Assets acquired by finance lease are depreciated over the shorter of the lease term and their useful lives. Assets acquired by hire purchase are depreciated over their useful lives. Finance leases are those where substantially all of the benefits and risks of ownership are assumed by the company. Obligations under such agreements are included in creditors net of the finance charge allocated to future periods. The finance element of the rental payment is charged to profit or loss so as to produce a constant periodic rate of charge on the net obligation outstanding in each period.

 
2.8

Interest income

Interest income is recognised in profit or loss using the effective interest method.

 
2.9

Finance costs

Finance costs are charged to profit or loss over the term of the debt using the effective interest method so that the amount charged is at a constant rate on the carrying amount. Issue costs are initially recognised as a reduction in the proceeds of the associated capital instrument.

 
2.10

Pensions

Defined contribution pension plan

The Company operates a defined contribution plan for its employees. A defined contribution plan is a pension plan under which the Company pays fixed contributions into a separate entity. Once the contributions have been paid the Company has no further payment obligations.

The contributions are recognised as an expense in profit or loss when they fall due. Amounts not paid are shown in accruals as a liability in the Balance Sheet. The assets of the plan are held separately from the Company in independently administered funds.

Page 15

 
Pinden Limited
 
 
 
Notes to the Financial Statements
For the 18 months Ended 31 March 2024

2.Accounting policies (continued)

 
2.11

Current and deferred taxation

The tax expense for the 18 months comprises current and deferred tax. Tax is recognised in profit or loss except that a charge attributable to an item of income and expense recognised as other comprehensive income or to an item recognised directly in equity is also recognised in other comprehensive income or directly in equity respectively.

The current income tax charge is calculated on the basis of tax rates and laws that have been enacted or substantively enacted by the balance sheet date in the countries where the Company operates and generates income.

Deferred tax balances are recognised in respect of all timing differences that have originated but not reversed by the balance sheet date, except that:
The recognition of deferred tax assets is limited to the extent that it is probable that they will be recovered against the reversal of deferred tax liabilities or other future taxable profits; and
Any deferred tax balances are reversed if and when all conditions for retaining associated tax allowances have been met.

Deferred tax balances are not recognised in respect of permanent differences except in respect of business combinations, when deferred tax is recognised on the differences between the fair values of assets acquired and the future tax deductions available for them and the differences between the fair values of liabilities acquired and the amount that will be assessed for tax. Deferred tax is determined using tax rates and laws that have been enacted or substantively enacted by the balance sheet date.

 
2.12

Intangible assets

Goodwill

Goodwill represents the difference between amounts paid on the cost of a business combination and the acquirer’s interest in the fair value of its identifiable assets and liabilities of the acquiree at the date of acquisition. Subsequent to initial recognition, goodwill is measured at cost less accumulated amortisation and accumulated impairment losses. Goodwill is amortised on a straight-line basis to the Statement of Comprehensive Income over its useful economic life.

Other intangible assets

Intangible assets are initially recognised at cost. After recognition, under the cost model, intangible assets are measured at cost less any accumulated amortisation and any accumulated impairment losses.

All intangible assets are considered to have a finite useful life. If a reliable estimate of the useful life cannot be made, the useful life shall not exceed ten years.

 Amortisation is provided on the following bases:

Goodwill
-
20%
straight line

Page 16

 
Pinden Limited
 
 
 
Notes to the Financial Statements
For the 18 months Ended 31 March 2024

2.Accounting policies (continued)

 
2.13

Tangible fixed assets

Tangible fixed assets under the cost model are stated at historical cost less accumulated depreciation and any accumulated impairment losses. Historical cost includes expenditure that is directly attributable to bringing the asset to the location and condition necessary for it to be capable of operating in the manner intended by management.

Depreciation is charged so as to allocate the cost of assets less their residual value over their estimated useful lives, using the straight-line and reducing balance methods.

Depreciation is provided on the following basis:

Freehold property
-
38 years and 50 years (straight line) based on original cost - the total useful life remains unchanged under the revaluation policy
Landfill site
-
Over the life of the site (see below)
Short-term leasehold property
-
Over the 21-year lease term (straight line)
Plant and machinery
-
25% reducing balance and 10% straight line for recycling facility
Motor vehicles
-
25% reducing balance
Fixtures and fittings
-
25% reducing balance

The assets' residual values, useful lives and depreciation methods are reviewed, and adjusted prospectively if appropriate, or if there is an indication of a significant change since the last reporting date.

Gains and losses on disposals are determined by comparing the proceeds with the carrying amount and are recognised in profit or loss.
The landfill site is depreciated over its useful economic life, as calculated by the proportion of the site which has been filled with waste, relative to its estimated total capacity.

 
2.14

Revaluation of tangible fixed assets

Individual freehold and leasehold properties are carried at current year value at fair value at the date of the revaluation less any subsequent accumulated depreciation and subsequent accumulated impairment losses. Revaluations are undertaken with sufficient regularity to ensure the carrying amount does not differ materially from that which would be determined using fair value at the balance sheet date.
Fair values are determined from market based evidence normally undertaken by professionally qualified valuers.

Revaluation gains and losses are recognised in other comprehensive income unless losses exceed the previously recognised gains or reflect a clear consumption of economic benefits, in which case the excess losses are recognised in profit or loss.

 
2.15

Valuation of investments

Investments in subsidiaries are measured at cost less accumulated impairment.

Page 17

 
Pinden Limited
 
 
 
Notes to the Financial Statements
For the 18 months Ended 31 March 2024

2.Accounting policies (continued)

 
2.16

Stocks

Stocks are stated at the lower of cost and net realisable value, being the estimated selling price less costs to complete and sell. Cost is based on the cost of purchase on a first in, first out basis. 

At each balance sheet date, stocks are assessed for impairment. If stock is impaired, the carrying amount is reduced to its selling price less costs to complete and sell. The impairment loss is recognised immediately in profit or loss.

 
2.17

Debtors

Short-term debtors are measured at transaction price, less any impairment. Loans receivable are measured initially at fair value, net of transaction costs, and are measured subsequently at amortised cost using the effective interest method, less any impairment.

 
2.18

Cash and cash equivalents

Cash is represented by cash in hand and deposits with financial institutions repayable without penalty on notice of not more than 24 hours. 

 
2.19

Creditors

Short-term creditors are measured at the transaction price. Other financial liabilities, including bank loans, are measured initially at fair value, net of transaction costs, and are measured subsequently at amortised cost using the effective interest method.

 
2.20

Holiday pay accrual

A liability is recognised to the extent of any unused holiday pay entitlement which is accrued at the balance sheet date and carried forward to future periods. This is measured at the undiscounted salary cost of the future holiday entitlement so accrued at the balance sheet date.

 
2.21

Provisions for liabilities

Provisions are recognised when an event has taken place that gives rise to a legal or constructive obligation, a transfer of economic benefits is probable and a reliable estimate can be made.
Provisions are measured as the best estimate of the amount required to settle the obligation, taking into account the related risks and uncertainties.
 
Increases in provisions are generally charged as an expense to profit or loss.
Aftercare costs are those of reinstating the landfill site at the end of its usage, and of monitoring the site thereafter, as required by the Environment Agency. Provision is made based on the costs estimated at the balance sheet date. The provision is allocated over the estimated useful life of the site, based on the current rate of landfill. The provision is based on present-value terms.

 
2.22

Financial instruments

Financial instruments are recognised in the Company's Balance Sheet when the Company becomes party to the contractual provisions of the instrument.

Financial assets and liabilities are offset, with the net amounts presented in the financial statements, when there
Page 18

 
Pinden Limited
 
 
 
Notes to the Financial Statements
For the 18 months Ended 31 March 2024

2.Accounting policies (continued)


2.22
Financial instruments (continued)

is a legally enforceable right to set off the recognised amounts and there is an intention to settle on a net basis or to realise the asset and settle the liability simultaneously.

Basic financial assets

Basic financial assets, which include trade and other receivables, cash and bank balances, are initially measured at their transaction price including transaction costs and are subsequently carried at their amortised cost using the effective interest method, less any provision for impairment, unless the arrangement constitutes a financing transaction, where the transaction is measured at the present value of the future receipts discounted at a market rate of interest.

Discounting is omitted where the effect of discounting is immaterial. The Company's cash and cash equivalents, trade and most other receivables due with the operating cycle fall into this category of financial instruments.

Impairment of financial assets

Financial assets are assessed for indicators of impairment at each reporting date. 

Financial assets are impaired when events, subsequent to their initial recognition, indicate the estimated future cash flows derived from the financial asset(s) have been adversely impacted. The impairment loss will be the difference between the current carrying amount and the present value of the future cash flows at the asset(s) original effective interest rate.

If there is a favourable change in relation to the events surrounding the impairment loss then the impairment can be reviewed for possible reversal. The reversal will not cause the current carrying amount to exceed the original carrying amount had the impairment not been recognised. The impairment reversal is recognised in the profit or loss.

 

Financial liabilities

Financial liabilities and equity instruments are classified according to the substance of the contractual arrangements entered into. An equity instrument is any contract that evidences a residual interest in the assets of the Company after the deduction of all its liabilities.

Basic financial liabilities, which include trade and other payables, bank loans and other loans are initially measured at their transaction price after transaction costs. When this constitutes a financing transaction, whereby the debt instrument is measured at the present value of the future receipts discounted at a market rate of interest. Discounting is omitted where the effect of discounting is immaterial.

Debt instruments are subsequently carried at their amortised cost using the effective interest rate method.

Trade payables are obligations to pay for goods and services that have been acquired in the ordinary course of business from suppliers. Trade payables are classified as current liabilities if the payment is due within one year. If not, they represent non-current liabilities. Trade payables are initially recognised at their transaction price and subsequently are measured at amortised cost using the effective interest method. Discounting is omitted where the effect of discounting is immaterial.

Page 19

 
Pinden Limited
 
 
 
Notes to the Financial Statements
For the 18 months Ended 31 March 2024

2.Accounting policies (continued)


2.22
Financial instruments (continued)

Derecognition of financial instruments

Derecognition of financial assets

Financial assets are derecognised when their contractual right to future cash flow expire, or are settled, or when the Company transfers the asset and substantially all the risks and rewards of ownership to another party. If significant risks and rewards of ownership are retained after the transfer to another party, then the Company will continue to recognise the value of the portion of the risks and rewards retained.

Derecognition of financial liabilities

Financial liabilities are derecognised when the Company's contractual obligations expire or are discharged or cancelled.


3.


Judgments in applying accounting policies and key sources of estimation uncertainty

Estimates and judgements are continually evaluated and are based on historical experience and other factors, including expectations of future events that are believed to be reasonable under the circumstances.
After-care provision
Management makes judgements in relation to the provision made for after-care costs associated with the landfill site. The total aftercare costs were calculated by an independent expert and a proportion of this is included within the accounts based on the level of fill of the entire site. The carrying value of the aftercare provision at 31 March 2024 was £2,502,432 (30 September 2022: £2,470,957).
Revaluation of Freehold Property and Landfill
The Company’s accounting policy is to revalue certain freehold property and the landfill site to fair value in accordance with FRS 102. The determination of fair value involves significant judgement and estimation. Management engages qualified independent valuers to assess the fair value of properties at appropriate intervals. In determining fair value, the valuers consider market conditions, recent transactions for similar properties, location, condition, and the current use of the asset.
Due to the nature of property valuation, there is inherent uncertainty in the estimates. Changes in market conditions or assumptions may result in material adjustments to the carrying amount of revalued properties.
Management has reviewed the valuation reports and considers the assumptions used to be reasonable and supportable at the reporting date.
The carrying value of the freehold property and landfill at 31 March 2024 was £7,100,000 and £4,370,000 respectively (30 September 2022: £7,046,774 and £1,063,229 respectively).

Page 20

 
Pinden Limited
 
 
 
Notes to the Financial Statements
For the 18 months Ended 31 March 2024

4.


Turnover

An analysis of turnover by class of business is as follows:


18 months ended
31 March
Year ended
30 September
2024
2022
£
£

Waste management, recycling and asbestos disposal
15,463,778
10,658,946


All turnover arose within the United Kingdom.


5.


Other operating income

18 months ended
31 March
Year ended
30 September
2024
2022
£
£

Net rents receivable
-
705

Insurance claims receivable
7,750
2,872

7,750
3,577



6.


Operating loss

The operating loss is stated after charging:

18 months ended
31 March
Year ended
30 September
2024
2022
£
£

Other operating lease rentals
221,440
125,888

(Profit)/loss on sale of tangible assets
(75,908)
(182,702)

Page 21

 
Pinden Limited
 
 
 
Notes to the Financial Statements
For the 18 months Ended 31 March 2024

7.


Auditors' remuneration

During the period, the Company obtained the following services from the Company's auditors:


18 months ended
31 March
Year ended
30 September
2024
2022
£
£

Fees payable to the Company's auditors for the audit of the Company's financial statements
12,400
13,200

The Company has taken advantage of the exemption not to disclose amounts paid for non-audit services as these are disclosed in the consolidated accounts of the parent Company.


8.


Employees

Staff costs were as follows:


18 months ended
31 March
Year ended
30 September
2024
2022
£
£

Wages and salaries
5,200,240
3,328,233

Social security costs
576,454
377,118

Cost of defined contribution scheme
131,832
76,290

Staff private health insurance
-
25,114

5,908,526
3,806,755


The average monthly number of employees, including the directors, during the 18 months was as follows:


  18 months ended
       31 March
       Year ended
     30 September
        2024
        2022
            No.
            No.







Administration staff
20
16



Production staff
72
68



Directors
4
4

96
88

Page 22

 
Pinden Limited
 
 
 
Notes to the Financial Statements
For the 18 months Ended 31 March 2024

9.


Interest receivable

18 months ended
31 March
Year ended
30 September
2024
2022
£
£


Other interest receivable
-
56


10.


Interest payable and similar expenses

18 months ended
31 March
Year ended
30 September
2024
2022
£
£


Bank interest payable
550,852
259,412

Other loan interest payable
332,888
34,468

Finance leases and hire purchase contracts
94,258
35,250

Other interest payable
30
-

978,028
329,130


11.


Taxation


18 months ended
31 March
Year ended
30 September
2024
2022
£
£

Corporation tax


Adjustments in respect of previous periods
16,083
(74,179)

Total current tax
16,083
(74,179)

Deferred tax


Origination and reversal of timing differences
-
-

Total deferred tax
-
-


Tax on loss
16,083
(74,179)
Page 23

 
Pinden Limited
 
 
 
Notes to the Financial Statements
For the 18 months Ended 31 March 2024
 
11.Taxation (continued)


Factors affecting tax charge for the period/year

The tax assessed for the period/year is higher than (2022 - higher than) the standard rate of corporation tax in the UK of25% (Year ended 30 September 2022 - 19%). The differences are explained below:

18 months ended
31 March
Year ended
30 September
2024
2022
£
£


Loss on ordinary activities before tax
(2,962,922)
(1,501,400)


Loss on ordinary activities multiplied by standard rate of corporation tax in the UK of 25% (Year ended 30 September 2022 - 19%)
(740,731)
(285,266)

Effects of:


Expenses not deductible for tax purposes, other than goodwill amortisation and impairment
43,040
117,343

Deferred tax movements not recognised
122,691
220,951

Adjustments to tax charge in respect of prior periods
16,083
(74,179)

Unrelieved tax losses carried forward
575,000
-

Adjust for closing deferred tax at 25% rate
-
(53,028)

Total tax charge for the period/year
16,083
(74,179)


Factors that may affect future tax charges

The Company has tax losses of approximately £4.7m (30 September 2022: £2.5m) available to carry forward against future trading profits.

Page 24

 
Pinden Limited
 
 
 
Notes to the Financial Statements
For the 18 months Ended 31 March 2024

12.


Intangible assets






Goodwill

£



Cost


At 1 October 2022
36,000



At 31 March 2024

36,000



Amortisation


Charge for the period
7,200



At 31 March 2024

7,200



Net book value



At 31 March 2024
28,800



At 30 September 2022
36,000



Page 25

 
Pinden Limited
 
 
 
Notes to the Financial Statements
For the 18 months Ended 31 March 2024

13.


Tangible fixed assets







Freehold property
Landfill
Short-term leasehold property
Plant and machinery
Motor vehicles

£
£
£
£
£



Cost or valuation


At 1 October 2022
7,046,773
1,063,229
173,773
11,067,330
5,052,549


Additions
-
580,471
-
74,468
760,611


Disposals
(800,000)
-
-
(82,697)
(691,055)


Revaluations
853,227
2,726,300
-
-
-



At 31 March 2024

7,100,000
4,370,000
173,773
11,059,101
5,122,105



Depreciation


At 1 October 2022
-
-
56,914
6,390,963
4,114,335


Charge for the period
363,317
-
12,721
1,209,948
464,427


Disposals
-
-
-
(82,091)
(679,144)


On revalued assets
(363,317)
-
-
-
-



At 31 March 2024

-
-
69,635
7,518,820
3,899,618



Net book value



At 31 March 2024
7,100,000
4,370,000
104,138
3,540,281
1,222,487



At 30 September 2022
7,046,773
1,063,229
116,859
4,676,367
938,214
Page 26

 
Pinden Limited
 
 
 
Notes to the Financial Statements
For the 18 months Ended 31 March 2024

           13.Tangible fixed assets (continued)


Fixtures and fittings
Total

£
£



Cost or valuation


At 1 October 2022
349,368
24,753,022


Additions
14,829
1,430,379


Disposals
-
(1,573,752)


Revaluations
-
3,579,527



At 31 March 2024

364,197
28,189,176



Depreciation


At 1 October 2022
252,901
10,815,113


Charge for the period
38,242
2,088,655


Disposals
-
(761,235)


On revalued assets
-
(363,317)



At 31 March 2024

291,143
11,779,216



Net book value



At 31 March 2024
73,054
16,409,960



At 30 September 2022
96,467
13,937,909

In the prior year financial statements, long-term leasehold property and landfill sites with a net book value of
£679k and £384k respectively were classified separately in the Tangible fixed assets note. In these financial statements, the directors have assessed that it is more appropriate to classify these assets together as 'Landfill', with no impact on net book value brought forward.

Page 27

 
Pinden Limited
 
 
 
Notes to the Financial Statements
For the 18 months Ended 31 March 2024

           13.Tangible fixed assets (continued)




The net book value of land and buildings may be further analysed as follows:


31 March
As restated
30 September
2024
2022
£
£

Freehold
7,100,000
7,046,773

Landfill site
4,370,000
1,063,229

Short leasehold
104,138
116,859

11,574,138
8,226,861


The net book value of assets held under finance leases or hire purchase contracts, included above, are as follows:


31 March
30 September
2024
2022
£
£



Plant and machinery
372,466
567,567

Motor vehicles
688,802
79,000

1,061,268
646,567

At the balance sheet date, Freehold property and Landfill sites included within other fixed assets have been revalued to £7.1m and £4.37m respectively. The valuation was carried out by by a third party, Knight Frank, in May 2024. The surveyors were Chris Monkhouse MRICS MCIWM, Partner and Development Head of Infrastructure (Waste, Energy & Minerals team) together with Katie Perks-Beattie (Associate).

If the land and buildings had not been included at valuation they would have been included under the historical cost convention as follows:

31 March
30 September
2024
2022
£
£



Cost
5,517,129
6,187,203

Accumulated depreciation
(2,208,345)
(1,976,218)

Net book value
3,308,784
4,210,985

Page 28

 
Pinden Limited
 
 
 
Notes to the Financial Statements
For the 18 months Ended 31 March 2024

14.


Fixed asset investments








Investments in subsidiary companies

£



Cost or valuation


At 1 October 2022
204



At 31 March 2024
204





Subsidiary undertakings


The following were subsidiary undertakings of the Company:

Name

Registered office

Class of shares

Holding

Erith Waste Management Limited
Waldens Depot, Waldens Road, Orpington, Kent, BR4 4EU
Ordinary
100%
Asbestos Waste Solutions Limited
As above
Ordinary
100%
Bexleyheath Skips Limited
As above
Ordinary
100%
Erith Waste Recycling Limited
As above
Ordinary
100%


15.


Stocks

31 March
30 September
2024
2022
£
£

Fuel stock and raw material for skips
95,760
153,047








 

Page 29

 
Pinden Limited
 
 
 
Notes to the Financial Statements
For the 18 months Ended 31 March 2024

16.


Debtors

31 March
30 September
2024
2022
£
£


Trade debtors
1,245,465
1,393,592

Amounts owed by group undertakings
1,069,981
1,141,470

Other debtors
126,402
220,846

Prepayments and accrued income
67,978
6,545

Deferred taxation
450,083
450,083

2,959,909
3,212,536


Amounts owed by group undertakings are unsecured, interest-free and repayable on demand.


17.


Cash and cash equivalents

31 March
30 September
2024
2022
£
£

Cash at bank and in hand
54,107
47,183


Page 30

 
Pinden Limited
 
 
 
Notes to the Financial Statements
For the 18 months Ended 31 March 2024

18.


Creditors: Amounts falling due within one year

31 March
30 September
2024
2022
£
£

Bank loans
-
168,402

Other loans
5,577,430
-

Trade creditors
565,476
1,210,170

Amounts owed to group undertakings
2,016,833
1,694,337

Other taxation and social security
296,076
1,534,964

Obligations under finance lease and hire purchase contracts
375,933
131,213

Invoice discounting advances
1,168,189
800,262

Other creditors
59,259
76,186

Accruals and deferred income
311,055
77,516

10,370,251
5,693,050


Amounts owed to group undertakings are unsecured, interest-free and payable on demand.
Secured Liabilities
At the prior year end, the Group, of which the Company is a subsidiary of, had a cross-company guarantee in favour of Shawbrook Bank Limited, secured via a mortgage debenture in favour of the bank over all the assets of the Group. The cross-company guarantee was in relation to bank loans and invoice discounting facilities provided to the Company. In November 2023 the Group refinanced with new lenders and there is no longer any cross-company guarantee in place.
Other loans are secured on the Company's property (including land) and property in the wider group headed by Watch It Come Down Limited.
Invoice discounting advances are secured by a charge on present and future debts, related rights, revenues or claims of the Company.
The finance lease liabilities are secured by the assets to which they relate. 


19.


Creditors: Amounts falling due after more than one year

31 March
30 September
2024
2022
£
£

Bank loans
-
3,572,413

Net obligations under finance leases and hire purchase contracts
513,194
451,436

513,194
4,023,849


The finance lease liabilities are secured by the assets to which they relate. 

Page 31

 
Pinden Limited
 
 
 
Notes to the Financial Statements
For the 18 months Ended 31 March 2024

20.


Loans


Analysis of the maturity of loans is given below:


31 March
30 September
2024
2022
£
£

Amounts falling due within one year

Bank loans
-
168,402

Other loans
5,577,430
-


5,577,430
168,402

Amounts falling due 1-2 years

Bank loans
-
3,572,413

5,577,430
3,740,815


Terms of Bank loans and Other loans
At the prior period end, 30 September 2022, included in bank loans were amounts totalling £3,740,815 bearing interest at 5.65% above base rate per annum. The loan was repayable in monthly instalments of £24,138, between August 2021 and January 2036. 
In November 2023, the Company arranged a £5.5m commercial bridging loan, which enabled the Shawbrook bank loan (and invoice discounting facilities) to be settled early. Arrangement fees totalling £77,430 were also incurred and remain outstanding on the loan account at 31 March 2024. The bridging loan was originally repayable in November 2024, and a 1-year extension to the repayment date was obtained subsequent to the year-ended 31 March 2024. The applicable monthly interest rate is 1.05% and is variable, for example due to there being change in risk to the lender in providing the loans.


21.


Hire purchase and finance leases


Minimum lease payments under hire purchase fall due as follows:

31 March
30 September
2024
2022
£
£


Within one year
433,462
156,506

Between 1-5 years
410,273
156,506

Over 5 years
126,824
330,362

970,559
643,374


 

Page 32

 
Pinden Limited
 
 
 
Notes to the Financial Statements
For the 18 months Ended 31 March 2024

22.


Deferred taxation






2024


£






At beginning of year
450,083



At end of year
450,083

The deferred tax asset is made up as follows:

31 March
30 September
2024
2022
£
£


Accelerated capital allowances
(47,000)
37,568

Tax losses carried forward
1,193,303
374,388

Short term temporary differences
110,956
38,127

Unrealised capital gains
(807,176)
-

450,083
450,083


The amount of the net reversal of the deferred tax asset expected to occur during the year ended 31 March 2025 is £nil.


23.


Provision






Aftercare provision

£





At 1 October 2022
2,470,957


Charged to profit or loss
31,475



At 31 March 2024
2,502,432

The aftercare provision relates to the Company's obligation to reinstate the land after quarrying and landfill, and of monitoring the site thereafter, as required by the Environment Agency, which is expected to take place in 21 years.


 

Page 33

 
Pinden Limited
 
 
 
Notes to the Financial Statements
For the 18 months Ended 31 March 2024

24.


Share capital

31 March
30 September
2024
2022
£
£
Allotted, called up and fully paid



100 (2022 - 100) Ordinary shares of £1.00 each
100
100



25.


Reserves

Revaluation reserve
The revaluation reserve comprises the cumulative effect of revaluations of freehold land and buildings.
Profit and loss account
The cumulative profit and loss, net of distribution to owners.


26.


Contingent liabilities

The Company had a cross-company guarantee in favour of Shawbrook Bank Limited. The cross-company guarantee was in relation to bank loans and invoice discounting facilities provided to the group, totalling £4,841,186 at 30 September 2022 (of which £4,631,075 was recognised as liability of the Company). These facilities were repaid during the period alongside refinancing. The Company now has a £5.5m commercial bridging loan in place.


27.


Pension commitments

The Company operates a defined contributions pension scheme. The assets of the scheme are held separately from those of the Company in an independently administered fund. The pension cost charge represents contributions payable by the company to the fund and amounted to £131,812 (Year ended 30 September 2022: £76,290). Contributions totalling £29,669 (30 September 2022: £39,939) were payable to the fund at the balance sheet date and are included in creditors.

Page 34

 
Pinden Limited
 
 
 
Notes to the Financial Statements
For the 18 months Ended 31 March 2024

28.


Commitments under operating leases

At 31 March 2024 the Company had future minimum lease payments due under non-cancellable operating leases for each of the following periods:

31 March
As restated
30 September
2024
2022
£
£


Not later than 1 year
72,721
72,721

Later than 1 year and not later than 5 years
104,935
180,766

Later than 5 years
-
25,083

177,656
278,570

In the prior year financial statements, commitments under operating leases at 30 September 2022 were presented totalling £532,439. In these financial statements, Commitments under operating leases at 30 September 2022 have been corrected (restated) to reflect the impact of a break clause included in a lease agreement.


29.Directors' personal guarantees

Personal guarantees have been given by the directors in respect of the Company's commercial bridging loan (classified within 'Other loans') totalling £5,577,430 (30 September 2022: £nil).


30.


Related party transactions

The Company has taken advantage of exemption, under the terms of section 33.1A of Financial Reporting Standard 102, not to disclose related party transactions with wholly owned subsidiaries within the group.


31.


Controlling party

The Company is a wholly owned subsidiary of Syd Bishop & Sons (Demolition) Limited. The ultimate parent undertaking is Watch It Come Down Limited, which is controlled by the board of directors of this company.
Watch It Come Down Limited prepares group financial statements, and its registered office is Waldens Depot, Waldens Road, Orpington, Kent, BR5 4EU.

 
Page 35