Charity registration number SC021721 (Scotland)
Company registration number SC145529 (Scotland)
SHARE LEARNING LIMITED
ANNUAL REPORT AND FINANCIAL STATEMENTS
FOR THE YEAR ENDED 31 MARCH 2025
SHARE LEARNING LIMITED
CONTENTS
Page
Trustees' report
1 - 6
Independent auditor's report
7 - 9
Statement of financial activities
10
Balance sheet
11
Statement of cash flows
12
Notes to the financial statements
13 - 26
SHARE LEARNING LIMITED
TRUSTEES' REPORT (INCLUDING DIRECTORS' REPORT)
FOR THE YEAR ENDED 31 MARCH 2025
- 1 -

The trustees present their annual report and financial statements for the year ended 31 March 2025.

The financial statements have been prepared in accordance with the accounting policies set out in note 1 to the financial statements and comply with the charity's [governing document], the Charities and Trustee Investment (Scotland) Act 2005, the Charities Accounts (Scotland) Regulations 2006 (as amended) and "Accounting and Reporting by Charities: Statement of Recommended Practice applicable to charities preparing their accounts in accordance with the Financial Reporting Standard applicable in the UK and Republic of Ireland (FRS 102)" (effective 1 January 2019).

Objectives and activities

a. Policies and objectives

 

The principal objects of Share Learning Limited is:

 

- Helping to make a positive impact through learning and development, and professional support to advance the education of the public concerning all aspects of housing and housing management

 

 

b. Activities undertaken to achieve objectives

 

Share is a leading provider of cutting-edge learning and development solutions for the housing and property sector. In order to achieve the objectives, Share delivers housing education and training courses, E-Learning, seminars, conferences and other educational forums, to the staff and governing body members in the housing sector, as well as the wider public.

 

c. Charitable activities

 

Share continues to offer excellent benefits to its members and customers. Share continues to invest in new systems to aid with the delivery of services desired by our members. During the year, Share relaunched our membership, went live with an improved website and launched a newly developed e-Learning system, amongst other projects.

 

New staff, new ideas, updated training, additional events, improved and more targeted marketing, along with more contact with members and other customers are all key to ensuring that Share remains relevant and meets the needs of members.

 

The success of Share is due to the hard work of staff, Trustees and support from the housing sector.

 

SHARE LEARNING LIMITED
TRUSTEES' REPORT (INCLUDING DIRECTORS' REPORT) (CONTINUED)
FOR THE YEAR ENDED 31 MARCH 2025
- 2 -
Achievements and performance

a. Membership

 

At the beginning of this financial year, Share launched a new membership program featuring two categories: Corporate and Individual Memberships. The revised membership structure enhances flexibility, enabling both individuals and organisations to more easily access Share's membership benefits and resources. Since its launch, we have welcomed 41 Corporate Member Organisations and 405 Individual Members.

 

b. Professional development

 

This year, Share hosted 280 courses and 7 conferences, attracting more than 1,400 delegates.

 

In terms of member engagement, we have seen promising results:

 

As a membership benefit, the eLearning platform offers numerous advantages, including the convenience of accessing courses anytime and anywhere, the ability to learn at one's own pace and the opportunity to stay current with industry standards and best practices. This comprehensive resource has empowered our members to continuously develop their skills and knowledge, ultimately contributing to their professional growth and success.

In addition, our mailing list grew by nearly 1,000 new subscribers, bringing our total reach to over 3,000 individuals and organisations

This growth reflects the effectiveness of our digital outreach efforts and the growing interest in our work from both new and returning visitors.

 

SHARE LEARNING LIMITED
TRUSTEES' REPORT (INCLUDING DIRECTORS' REPORT) (CONTINUED)
FOR THE YEAR ENDED 31 MARCH 2025
- 3 -
Financial review

a.Financial position

 

The results for the year are set out in the attached financial statements.

 

Share's income comes mainly from affiliation fees paid by member organisations and income from training activities. Incoming resources for the year totaled £791,450 (2024: £876,989).

 

The charity generated net expenditure for the year of £137,990 (2024: Net income of £85,034) before the actuarial remeasurement of its pension scheme under SORP FRS 102.

 

At 31 March 2025 the charity had funds in surplus of £379,053 (2024: £512,043) after accounting for its defined benefit pension scheme under SORP FRS 102. The net liability as at 31 March 2025 is £159,000 (2024: £157,000) under the defined benefit basis. See reserves policy below.

 

b.Going concern

 

After making appropriate enquiries, the Trustees have a reasonable expectation that the Company has adequate resources to continue in operational existence for the foreseeable future. For this reason, they continue to adopt the going concern basis in preparing the financial statements. Further details regarding the adoption of the going concern basis can be found in the accounting policies.

 

c.Reserves policy

 

Share provides learning and development training to members and non-members, with revenue deriving from affiliation fees, course revenue and events. The general unrestricted funds are £538,053 (2024: £669,043). As set out in the Reserves Policy, the Trustees deem the minimum level of unrestricted reserves required to safeguard Share to be in the region of £510,000.

 

The Trustees consider the current reserves to be at a sufficient level to protect the organisation in the event of significant falls in the level of earned income as well as to support investment in a new IT and membership restructuring as detailed in the future plans below. The Reserves Policy is reviewed annually with any known or planned changes being taken into consideration.

 

d.Principal risks and uncertainties

 

Share generates its income through membership, its accredited qualifications, training, events and organisational development. A significant risk for Share is failing to provide the necessary training for the sector, which could hinder its ability to generate sufficient income to safeguard the organisation.

 

In addition, the Trustees recognise the risks associated with the pension scheme deficit and the potential for future liabilities. The risk register is reviewed regularly, and Trustees are aware of all risks associated with Share's activities.

 

SHARE LEARNING LIMITED
TRUSTEES' REPORT (INCLUDING DIRECTORS' REPORT) (CONTINUED)
FOR THE YEAR ENDED 31 MARCH 2025
- 4 -
Plans for future periods

Share has recently launched a new membership program which now sees Share offering two membership types: Corporate and Individual Membership.

 

Share's updated membership offering provides greater flexibility by allowing individuals or organisations, whether they are working within the social/private housing or property management sector, easier access to Share membership and resources.

 

In addition Share launched a new E-Learning platform with a variety of useful material, further supporting our members and allowing then the freedom they need to study and train flexibly. The digital platform will assist learners in advancing their careers whilst keeping an electronic log of their educational and CPD achievements.

 

Share has a unique opportunity to support career progression, professionalism, build a career pathway and offer a community of learning.

Structure, governance and management

Share is a company limited by guarantee, as defined by the Companies Act 2006. Share is governed by its Memorandum and Articles of Association which established the objects and powers of the charitable company.

The trustees, who are also the directors for the purpose of company law, and who served during the year and up to the date of signature of the financial statements were:

 

 

Administrative Details

 

Charity number         SC021721

 

Company number    SC145529

 

Registered office 2F Willow House

Kestrel View

Strathclyde Business Park

Bellshill

ML4 3PB

 

Trustees        Mr A Scott

Ms A Stuart

Ms S Bell

Mr J Giddings-Reid

Mr H Hayward

Ms K Kelly (Appointed 8 May 2024)

Ms L Adger

Mr A Bryant (Appointed 3 October 2024)

 

Secretary        Mr D McIntosh

 

Auditor         Thomson Cooper

3 Castle Court

Carnegie Campus

Dunfermline

KY11 8PB

 

 

SHARE LEARNING LIMITED
TRUSTEES' REPORT (INCLUDING DIRECTORS' REPORT) (CONTINUED)
FOR THE YEAR ENDED 31 MARCH 2025
- 5 -
Recruitment and appointment of trustees

Trustees are elected by the membership at the Annual General Meeting or can be appointed by the other Trustees at any time. A person is eligible to become a trustee whether or not they are a member of Share, so long as they have an interest in training, learning and development.

 

In accordance with the Articles of Association, the Trustees shall be appointed for a minimum term of 3 years. A third of those serving must retire by rotation and, being eligible, can offer themselves for re-appointment at the AGM. The Trustees to retire by rotation shall be those who have been longest in office and have served the 3-year minimum term.

 

The maximum number of trustees as set out in the Articles of Association is 14 (subject to any amendment permitted by ordinary resolution). If at any time the number of Trustees in office falls below 3, the number of fixed as the quorum, the remaining Trustees may act only for the purpose of filling vacancies or of calling a general meeting.

Organisational structure

The Trustees meet regularly to administer the strategic direction of Share. The operational and daily matters are administered by a Chief Executive Officer supported by a senior management team and Share staff.

Induction and training of trustees

Trustees are often already familiar with the work of Share through their existing responsibilities if they are either staff or committee members of member organisations. New trustees are fully inducted and relevant training is actively encouraged, both during the induction period and on an ongoing basis.

Remuneration policy

The key management personnel of the charity consists of the Trustees and the CEO which is further detailed in Note 9 of the notes to the financial statements. The remuneration policy for all employees aims to match the skills, experience and qualifications of each position.

Other matters

The trustees manage risk by annually reviewing Share's risk register, reserves policy, progress and future plans. When considering budgets and performance, consideration is given to the short-term cash flow requirements along with mid-term investment strategies.

SHARE LEARNING LIMITED
TRUSTEES' REPORT (INCLUDING DIRECTORS' REPORT) (CONTINUED)
FOR THE YEAR ENDED 31 MARCH 2025
- 6 -
Statement of trustees' responsibilities

The trustees, who are also the directors of Share Learning Limited for the purpose of company law, are responsible for preparing the Trustees' Report and the financial statements in accordance with applicable law and United Kingdom Accounting Standards (United Kingdom Generally Accepted Accounting Practice).

 

Company Law requires the trustees to prepare financial statements for each financial year which give a true and fair view of the state of affairs of the charity and of the incoming resources and application of resources, including the income and expenditure, of the charitable company for that year.

 

In preparing these financial statements, the trustees are required to:

 

- select suitable accounting policies and then apply them consistently;

 

- observe the methods and principles in the Charities SORP;

 

- make judgements and estimates that are reasonable and prudent;

 

- state whether applicable UK Accounting Standards have been followed, subject to any material departures disclosed and explained in the financial statements;

 

- prepare the financial statements on the going concern basis unless it is inappropriate to presume that the charity will continue in operation.

 

The trustees are responsible for keeping adequate accounting records that disclose with reasonable accuracy at any time the financial position of the charity and enable them to ensure that the financial statements comply with the Charities and Trustee Investment (Scotland) Act 2005, the Charities Accounts (Scotland) Regulations 2006 (as amended) and the Companies Act 2006. They are also responsible for safeguarding the assets of the charity and hence for taking reasonable steps for the prevention and detection of fraud and other irregularities.

The trustees are responsible for the maintenance and integrity of the charity and financial information included on the charity's website. Legislation in the United Kingdom governing the preparation and dissemination of financial statements may differ from legislation in other jurisdictions.

 

Auditor

In accordance with the company's articles, a resolution proposing that Thomson Cooper be reappointed as auditor of the company will be put at a General Meeting.

Disclosure of information to auditor

Each of the trustees has confirmed that there is no information of which they are aware which is relevant to the audit, but of which the auditor is unaware. They have further confirmed that they have taken appropriate steps to identify such relevant information and to establish that the auditor is aware of such information.

The trustees' report was approved by the Board of Trustees.

Mr A Scott
Chair of Trustees
27 August 2025
SHARE LEARNING LIMITED
INDEPENDENT AUDITOR'S REPORT
TO THE TRUSTEES OF SHARE LEARNING LIMITED
- 7 -

Opinion

We have audited the financial statements of Share Learning Limited (the ‘charity’) for the year ended 31 March 2025 which comprise the statement of financial activities, the balance sheet, the statement of cash flows and notes to the financial statements, including significant accounting policies. The financial reporting framework that has been applied in their preparation is applicable law and United Kingdom Accounting Standards, including Financial Reporting Standard 102 The Financial Reporting Standard applicable in the UK and Republic of Ireland (United Kingdom Generally Accepted Accounting Practice).

In our opinion, the financial statements:

-

give a true and fair view of the state of the charitable company's affairs as at 31 March 2025 and of its incoming resources and application of resources, for the year then ended;

-
have been properly prepared in accordance with United Kingdom Generally Accepted Accounting Practice; and
-

have been prepared in accordance with the requirements of the Companies Act 2006, the Charities and Trustee Investment (Scotland) Act 2005 and regulation 8 of the Charities Accounts (Scotland) Regulations 2006 (as amended).

Basis for opinion

We conducted our audit in accordance with International Standards on Auditing (UK) (ISAs (UK)) and applicable law. Our responsibilities under those standards are further described in the Auditor's responsibilities for the audit of the financial statements section of our report. We are independent of the charity in accordance with the ethical requirements that are relevant to our audit of the financial statements in the UK, including the FRC’s Ethical Standard, and we have fulfilled our other ethical responsibilities in accordance with these requirements. We believe that the audit evidence we have obtained is sufficient and appropriate to provide a basis for our opinion.

Conclusions relating to going concern

In auditing the financial statements, we have concluded that the trustees' use of the going concern basis of accounting in the preparation of the financial statements is appropriate.

 

Based on the work we have performed, we have not identified any material uncertainties relating to events or conditions that, individually or collectively, may cast significant doubt on the charity’s ability to continue as a going concern for a period of at least twelve months from when the financial statements are authorised for issue.

 

Our responsibilities and the responsibilities of the trustees with respect to going concern are described in the relevant sections of this report.

Other information

The other information comprises the information included in the annual report other than the financial statements and our auditor's report thereon. The trustees are responsible for the other information contained within the annual report. Our opinion on the financial statements does not cover the other information and we do not express any form of assurance conclusion thereon. Our responsibility is to read the other information and, in doing so, consider whether the other information is materially inconsistent with the financial statements or our knowledge obtained in the course of the audit, or otherwise appears to be materially misstated. If we identify such material inconsistencies or apparent material misstatements, we are required to determine whether this gives rise to a material misstatement in the financial statements themselves. If, based on the work we have performed, we conclude that there is a material misstatement of this other information, we are required to report that fact.

 

We have nothing to report in this regard.

SHARE LEARNING LIMITED
INDEPENDENT AUDITOR'S REPORT (CONTINUED)
TO THE TRUSTEES OF SHARE LEARNING LIMITED
- 8 -
Matters on which we are required to report by exception

We have nothing to report in respect of the following matters in relation to which the Charities Accounts (Scotland) Regulations 2006 (as amended) require us to report to you if, in our opinion:

-

the information given in the financial statements is inconsistent in any material respect with the trustees' report; or

-

proper accounting records have not been kept; or

-

the financial statements are not in agreement with the accounting records; or

-

we have not received all the information and explanations we require for our audit.

Responsibilities of trustees

As explained more fully in the statement of trustees' responsibilities, the trustees, who are also the directors of the charity for the purpose of company law, are responsible for the preparation of the financial statements and for being satisfied that they give a true and fair view, and for such internal control as the trustees determine is necessary to enable the preparation of financial statements that are free from material misstatement, whether due to fraud or error. In preparing the financial statements, the trustees are responsible for assessing the charity’s ability to continue as a going concern, disclosing, as applicable, matters related to going concern and using the going concern basis of accounting unless the trustees either intend to liquidate the charitable company or to cease operations, or have no realistic alternative but to do so.

Auditor's responsibilities for the audit of the financial statements

We have been appointed as auditor under section 44(1)(c) of the Charities and Trustee Investment (Scotland) Act 2005 and report in accordance with the Act and relevant regulations made or having effect thereunder.

Our objectives are to obtain reasonable assurance about whether the financial statements as a whole are free from material misstatement, whether due to fraud or error, and to issue an auditor's report that includes our opinion. Reasonable assurance is a high level of assurance but is not a guarantee that an audit conducted in accordance with ISAs (UK) will always detect a material misstatement when it exists. Misstatements can arise from fraud or error and are considered material if, individually or in the aggregate, they could reasonably be expected to influence the economic decisions of users taken on the basis of these financial statements.

The extent to which our procedures are capable of detecting irregularities, including fraud, is detailed below.

Extent to which the audit was considered capable of detecting irregularities, including fraud

We considered the opportunities and incentives that may exist within the organisation for fraud and identified the greatest potential for fraud in the following areas: existence and timing of recognition of income and posting of unusual journals along with complex transactions. We discussed these risks with management, designed audit procedures to test the timing and existence of revenue, tested a sample of journals to confirm they were appropriate and reviewed areas of judgement for indicators of management bias to address these risks.

We identified areas of laws and regulations that could reasonably be expected to have a material effect on the financial statements from our sector experience and through discussion with the officers and other management (as required by the auditing standards).

We reviewed the laws and regulations in areas that directly affect the financial statements including financial and taxation legislation and considered the extent of compliance with those laws and regulations as part of our procedures on the related financial statement items.

With the exception of any known or possible non-compliance with relevant and significant laws and regulations, and as required by the auditing standards, our work in respect of these was limited to enquiry of the officers and management of the charity.

We communicated identified laws and regulations throughout our team and remained alert to any indications of non-compliance throughout the audit.

SHARE LEARNING LIMITED
INDEPENDENT AUDITOR'S REPORT (CONTINUED)
TO THE TRUSTEES OF SHARE LEARNING LIMITED
- 9 -

Owing to the inherent limitations of an audit, there is an unavoidable risk that we may not have detected some material misstatements in the financial statements, even though we have properly planned and performed our audit in accordance with auditing standards. We are not responsible for preventing non-compliance and cannot be expected to detect non-compliance with all laws and regulations.

These inherent limitations are particularly significant in the case of misstatement resulting from fraud as this may involve sophisticated schemes designed to avoid detection, including deliberate failure to record transactions, collusion or the provision of intentional misrepresentations.

A further description of our responsibilities is available on the Financial Reporting Council’s website at: https://www.frc.org.uk/auditorsresponsibilities. This description forms part of our auditor's report.

Other matters

The financial statements for the year ended 31 March 2024 were audited by Anderson Anderson & Brown LLP who issued an unmodified opinion on their report dated 23 August 2024.

Use of our report

This report is made solely to the charity’s trustees, as a body, in accordance with regulation 10 of the Charities Accounts (Scotland) Regulations 2006. Our audit work has been undertaken so that we might state to the charity's trustees those matters we are required to state to them in an auditor's report and for no other purpose. To the fullest extent permitted by law, we do not accept or assume responsibility to anyone other than the charity and the charity’s trustees as a body, for our audit work, for this report, or for the opinions we have formed.

Jacqueline Whyte (Senior Statutory Auditor)
for and on behalf of Thomson Cooper
Statutory Auditor
Dunfermline
27 August 2025

Thomson Cooper is eligible for appointment as auditor of the charity by virtue of its eligibility for appointment as auditor of a company under section 1212 of the Companies Act 2006.

SHARE LEARNING LIMITED
STATEMENT OF FINANCIAL ACTIVITIES
INCLUDING INCOME AND EXPENDITURE ACCOUNT
FOR THE YEAR ENDED 31 MARCH 2025
- 10 -
Unrestricted
Unrestricted
funds
funds
2025
2024
Notes
£
£
Income from:
Housing association education
3
773,404
860,840
Investment income
4
18,046
16,149
Total income
791,450
876,989
Expenditure on:
Housing association education
5
929,224
791,955
Other expenditure
10
216
-
Total expenditure
929,440
791,955
Net income/(expenditure)
(137,990)
85,034
Other recognised gains and losses:
Actuarial gains/(losses) on defined benefit pension schemes
5,000
(72,000)
Net movement in funds
7
(132,990)
13,034
Reconciliation of funds:
Fund balances at 1 April 2024
512,043
499,009
Fund balances at 31 March 2025
379,053
512,043

The statement of financial activities includes all gains and losses recognised in the year. All income and expenditure derive from continuing activities.

The statement of financial activities also complies with the requirements for an income and expenditure account under the Companies Act 2006.

SHARE LEARNING LIMITED
BALANCE SHEET
AS AT 31 MARCH 2025
31 March 2025
- 11 -
2025
2024
Notes
£
£
£
£
Fixed assets
Intangible assets
12
56,777
71,004
Tangible assets
13
7,649
8,230
64,426
79,234
Current assets
Debtors
14
152,464
97,373
Cash at bank and in hand
637,815
713,084
790,279
810,457
Creditors: amounts falling due within one year
15
(316,652)
(220,648)
Net current assets
473,627
589,809
Total assets less current liabilities
538,053
669,043
Defined benefit pension liability
17
(159,000)
(157,000)
Net assets
379,053
512,043
The funds of the charity
Unrestricted funds
18
538,053
669,043
Pension reserve
(159,000)
(157,000)
379,053
512,043

These financial statements have been prepared in accordance with the provisions applicable to companies subject to the small companies regime.

The Trustees acknowledge their responsibilities for complying with the requirements of the Companies Act 2006 with respect to accounting records and the preparation of financial statements.

The financial statements were approved by the trustees on 27 August 2025
Mr A Scott
Chair of Trustees
Company registration number SC145529 (Scotland)
SHARE LEARNING LIMITED
STATEMENT OF CASH FLOWS
FOR THE YEAR ENDED 31 MARCH 2025
- 12 -
2025
2024
Notes
£
£
£
£
Cash flows from operating activities
Cash (absorbed by)/generated from operations
22
(88,874)
159,838
Investing activities
Purchase of intangible assets
-
(71,137)
Purchase of tangible fixed assets
(4,852)
(5,000)
Proceeds from disposal of tangible fixed assets
411
-
Investment income received
18,046
16,149
Net cash generated from/(used in) investing activities
13,605
(59,988)
Net cash used in financing activities
-
-
Net (decrease)/increase in cash and cash equivalents
(75,269)
99,850
Cash and cash equivalents at beginning of year
713,084
613,234
Cash and cash equivalents at end of year
637,815
713,084
SHARE LEARNING LIMITED
NOTES TO THE  FINANCIAL STATEMENTS
FOR THE YEAR ENDED 31 MARCH 2025
- 13 -
1
Accounting policies
Charity information

Share Learning Limited is a private company limited by guarantee incorporated in Scotland. The registered office is 2F Willow House, Kestrel View, Strathclyde Business Park, Bellshill, ML4 3PB.

1.1
Accounting convention

The financial statements have been prepared in accordance with the charity's SORP (FRS 102) - Accounting and Reporting by Charities: Statement of Recommended Practice applicable to charities preparing their accounts in accordance with the Financial Reporting Standard applicable in the UK and Republic of Ireland (FRS 102) and the Companies Act 2006.

 

Assets and liabilities are initially recognised at historical cost or transaction value unless otherwise stated in the relevant accounting policy.

The financial statements are prepared in sterling, which is the functional currency of the charity. Monetary amounts in these financial statements are rounded to the nearest £.

1.2
Going concern

The charity has cash resources and has no requirement for external funding. The trustees have a reasonable expectation that the charity has adequate resources to continue in operational existence for a minimum of twelve months from the date of approval of the financial statements. There are no known material uncertainties regarding the charity's ability to continue as a going concern.

 

The trustees continue to believe the going concern basis of accounting appropriate in preparing the annual financial statements.

 

The trustees receive regular management accounts which detail Share's financial performance and these along with other reports allow the trustees to monitor activity.

1.3
Charitable funds

Unrestricted funds are funds which are available for use at the discretion of the trustees in furtherance of the general objectives of the Company and which have not been designated for other purposes.

 

The pension reserve represents the defined benefit pension scheme liability.

 

Investment income, gains and losses are allocated to the appropriate fund.

1.4
Income

Income is recognised when the charity is legally entitled to it after any performance conditions have been met, the amounts can be measured reliably, and it is probable that income will be received.

 

Income from the provision of educational services is recognised upon delivery of the training course or conference or where entitlement occurs.

 

Investment income includes interest on monies held on deposit and is included when receivable and the amount can be measured reliably, normally on notification of interest paid or payable by the bank.

SHARE LEARNING LIMITED
NOTES TO THE  FINANCIAL STATEMENTS (CONTINUED)
FOR THE YEAR ENDED 31 MARCH 2025
1
Accounting policies
(Continued)
- 14 -
1.5
Expenditure

Costs relating to charitable activities are charged to the Statement of Financial Activities on an accrual basis, inclusive of irrecoverable Value Added Tax. Expenditure is recognised when there is a legal or constructive obligation to pay for expenditure.

 

Certain staff costs are apportioned between direct costs and support costs based on time expanded in these areas.

 

Charitable activities costs include costs incurred directly in meeting the objects of the charity and also include support costs incurred in support of the direct expenditure.

 

Governance costs, a category within support costs, are costs attributable to compliance with the charity's constitutional and statutory requirements.

1.6
Research and development expenditure

Development costs are capitalised within intangible assets where they can be identified with a specific product or project anticipated to produce future benefits, and are amortised on the straight line basis over the anticipates life of the benefits arising from the completed product or project.

 

Deferred research and development costs are reviewed annually, and where future benefits are deemed to have ceased or to be in doubt, the balance of any related research and development is written off to the Statement of Financial Activities.

1.7
Intangible fixed assets other than goodwill

Intangible assets acquired separately from a business are recognised at cost and are subsequently measured at cost less accumulated amortisation and accumulated impairment losses.

 

Intangible assets acquired on business combinations are recognised separately from goodwill at the acquisition date where it is probable that the expected future economic benefits that are attributable to the asset will flow to the entity and the fair value of the asset can be measured reliably; the intangible asset arises from contractual or other legal rights; and the intangible asset is separable from the entity.

Amortisation is recognised so as to write off the cost or valuation of assets less their residual values over their useful lives on the following bases:

Website development
5 years straight-line
E-Learning platform
5 years straight-line
1.8
Tangible fixed assets

Tangible fixed assets are initially measured at cost and subsequently measured at cost or valuation, net of depreciation and any impairment losses.

Depreciation is recognised so as to write off the cost or valuation of assets less their residual values over their useful lives on the following bases:

Computers
20% straight-line

The gain or loss arising on the disposal of an asset is determined as the difference between the sale proceeds and the carrying value of the asset, and is recognised in the statement of financial activities.

SHARE LEARNING LIMITED
NOTES TO THE  FINANCIAL STATEMENTS (CONTINUED)
FOR THE YEAR ENDED 31 MARCH 2025
1
Accounting policies
(Continued)
- 15 -
1.9
Impairment of fixed assets

At each reporting end date, the charity reviews the carrying amounts of its tangible and intangible assets to determine whether there is any indication that those assets have suffered an impairment loss. If any such indication exists, the recoverable amount of the asset is estimated in order to determine the extent of the impairment loss (if any).

1.10
Cash and cash equivalents

Cash and cash equivalents include cash on hand and cash at bank with a short term of maturity, being twelve months or less, from the opening of the deposit or similar account.

1.11
Financial instruments

The charity has elected to apply the provisions of Section 11 ‘Basic Financial Instruments’ and Section 12 ‘Other Financial Instruments Issues’ of FRS 102 to all of its financial instruments.

 

Financial instruments are recognised in the charity's balance sheet when the charity becomes party to the contractual provisions of the instrument.

 

Financial assets and liabilities are offset, with the net amounts presented in the financial statements, when there is a legally enforceable right to set off the recognised amounts and there is an intention to settle on a net basis or to realise the asset and settle the liability simultaneously.

Basic financial assets

Basic financial assets, which include debtors and cash and bank balances, are initially measured at transaction price including transaction costs and are subsequently carried at amortised cost using the effective interest method unless the arrangement constitutes a financing transaction, where the transaction is measured at the present value of the future receipts discounted at a market rate of interest. Financial assets classified as receivable within one year are not amortised.

Basic financial liabilities

Basic financial liabilities, including creditors and bank loans are initially recognised at transaction price unless the arrangement constitutes a financing transaction, where the debt instrument is measured at the present value of the future payments discounted at a market rate of interest. Financial liabilities classified as payable within one year are not amortised.

 

Debt instruments are subsequently carried at amortised cost, using the effective interest rate method.

 

Trade creditors are obligations to pay for goods or services that have been acquired in the ordinary course of operations from suppliers. Amounts payable are classified as current liabilities if payment is due within one year or less. If not, they are presented as non-current liabilities. Trade creditors are recognised initially at transaction price and subsequently measured at amortised cost using the effective interest method.

Derecognition of financial liabilities

Financial liabilities are derecognised when the charity’s contractual obligations expire or are discharged or cancelled.

1.12
Employee benefits

The cost of any unused holiday entitlement is recognised in the period in which the employee’s services are received.

 

Termination benefits are recognised immediately as an expense when the charity is demonstrably committed to terminate the employment of an employee or to provide termination benefits.

SHARE LEARNING LIMITED
NOTES TO THE  FINANCIAL STATEMENTS (CONTINUED)
FOR THE YEAR ENDED 31 MARCH 2025
1
Accounting policies
(Continued)
- 16 -
1.13
Retirement benefits

The company operates a defined contribution pension scheme and the pension charge represents the amounts payable by the Company to the fund in respect of the year.

The company participates in the Scottish Housing Associations' Pension Scheme (SHAPS). Participation until 30 June 2013 was to a defined benefit multi-employer scheme, the asset and liabilities of which are held independently from the company.

 

The scheme is accounted for on a defined benefit basis. Pension costs and the pension provision for the defined benefit scheme are calculated on the basis of actuarial advice and are charged to the income and expenditure account on a basis to spread the costs over the employees' working lives. A pension liability provision has been created within unrestricted funds in compliance with the SORP FRS 102, as detailed in Note 16.

The net interest element is determined by multiplying the net defined benefit liability by the discount rate, taking into account any changes in the net defined benefit liability during the period as a result of contribution and benefit payments. The net interest is recognised in income/(expenditure) for the year.

 

Remeasurement changes comprise actuarial gains and losses, the effect of the asset ceiling and the return on the net defined benefit liability excluding amounts included in net interest. These are recognised immediately in other recognised gains and losses in the period in which they occur and are not reclassified to income/(expenditure) in subsequent periods.

The net defined benefit pension asset or liability in the balance sheet comprises the total for each plan of the present value of the defined benefit obligation (using a discount rate based on high quality corporate bonds), less the fair value of plan assets out of which the obligations are to be settled directly. Fair value is based on market price information, and in the case of quoted securities is the published bid price. The value of a net pension benefit asset is limited to the amount that may be recovered either through reduced contributions or agreed refunds from the scheme.

2
Critical accounting estimates and judgements

Estimates and judgements are continually evaluated and are based on historical experience and other other factors, including expectations of future events that are believed to be reasonable under the circumstances.

 

Critical accounting estimates ad assumptions relate to the defined benefit pension scheme assumptions.

 

The Company makes estimates and assumptions concerning the future. The resulting accounting estimates and assumptions will, by definition, seldom equal the related actual results. The estimates and assumptions that have a significant risk of causing a material adjustment to the carrying amounts of assets and liabilities within the next financial year are discussed above.

SHARE LEARNING LIMITED
NOTES TO THE  FINANCIAL STATEMENTS (CONTINUED)
FOR THE YEAR ENDED 31 MARCH 2025
- 17 -
3
Income from charitable activities
Housing Association education
Housing Association education
2025
2024
£
£
Training and events
765,487
860,840
Grants
7,917
-
773,404
860,840
Analysis by fund
Unrestricted funds
773,404
860,840
4
Income from investments
Unrestricted
Unrestricted
funds
funds
2025
2024
£
£
Interest receivable
18,046
16,149
SHARE LEARNING LIMITED
NOTES TO THE  FINANCIAL STATEMENTS (CONTINUED)
FOR THE YEAR ENDED 31 MARCH 2025
- 18 -
5
Expenditure on charitable activities
Housing Association education
Housing Association education
2025
2024
£
£
Direct costs
Staff costs
482,184
381,857
Depreciation and impairment
19,033
5,280
Training and events
225,249
265,188
Telephone
3,525
4,310
Postage and stationery
3,107
4,638
Advertising
16,733
20,426
Sundries
1,278
27,234
Pension scheme fees
1,895
1,840
Staff training and recruitment
6,355
14,649
Subscriptions
2,188
2,402
IT, repairs and maintenance
60,118
4,317
Travel and subsistence
6,094
3,564
Insurance
4,995
3,634
Rent
39,989
18,170
Pension scheme interest expense
7,000
4,000
Committee expenses
-
44
879,743
761,553
Share of support and governance costs (see note 6)
Support
30,870
10,541
Governance
18,611
19,861
929,224
791,955
Analysis by fund
Unrestricted funds
929,224
791,955
6
Support costs allocated to activities
2025
2024
£
£
Staff costs
8,411
8,005
Accountancy and professional fees
22,205
2,058
Other costs
34
360
Bank charges
220
118
Governance costs
18,611
19,861
49,481
30,402
Analysed between:
Housing Association education
49,481
30,402
SHARE LEARNING LIMITED
NOTES TO THE  FINANCIAL STATEMENTS (CONTINUED)
FOR THE YEAR ENDED 31 MARCH 2025
6
Support costs allocated to activities
(Continued)
- 19 -
2025
2024
Governance costs comprise:
£
£
Staff costs
8,411
8,005
Audit fees
10,200
11,856
18,611
19,861

All support and governance costs are apportioned on a direct basis.

7
Net movement in funds
2025
2024
£
£
The net movement in funds is stated after charging/(crediting):
Fees payable for the audit of the charity's financial statements
10,200
11,856
Depreciation of owned tangible fixed assets
4,806
5,146
Loss on disposal of tangible fixed assets
216
-
Amortisation of intangible assets
14,227
133
8
Trustees

During the year, no trustees received any remuneration or other benefits (2024 - £nil).

9
Employees

The average monthly number of employees during the year was:

2025
2024
Number
Number
12
11
Employment costs
2025
2024
£
£
Wages and salaries
436,379
349,892
Social security costs
40,203
31,570
Other pension costs
22,424
16,405
499,006
397,867
SHARE LEARNING LIMITED
NOTES TO THE  FINANCIAL STATEMENTS (CONTINUED)
FOR THE YEAR ENDED 31 MARCH 2025
9
Employees
(Continued)
- 20 -

The number of employees whose total employee benefits (excluding employer pension costs) fell within the banding £60,000 to £70,000 was one (2024: one)

 

The charity considers the Trustees including the the Chief Executive Officer to be its key management personnel. The total employee benefits of the key management personnel in the year totalled £84,114 (2024 - £80,048).

 

At the year end £4,244 (2024: £1,692) of the other pension costs are outstanding and included in creditors.

10
Other expenditure
Unrestricted
Unrestricted
funds
funds
2025
2024
£
£
Net loss on disposal of tangible fixed assets
216
-
11
Taxation

The charity is exempt from taxation on its activities because all its income is applied for charitable purposes.

12
Intangible fixed assets
Website development
E-Learning platform
Total
£
£
£
Cost
At 1 April 2024 and 31 March 2025
7,980
63,157
71,137
Amortisation and impairment
At 1 April 2024
133
-
133
Amortisation charged for the year
1,596
12,631
14,227
At 31 March 2025
1,729
12,631
14,360
Carrying amount
At 31 March 2025
6,251
50,526
56,777
At 31 March 2024
7,847
63,157
71,004
SHARE LEARNING LIMITED
NOTES TO THE  FINANCIAL STATEMENTS (CONTINUED)
FOR THE YEAR ENDED 31 MARCH 2025
- 21 -
13
Tangible fixed assets
Computers
£
Cost
At 1 April 2024
27,401
Additions
4,852
Disposals
(10,466)
At 31 March 2025
21,787
Depreciation and impairment
At 1 April 2024
19,171
Depreciation charged in the year
4,806
Eliminated in respect of disposals
(9,839)
At 31 March 2025
14,138
Carrying amount
At 31 March 2025
7,649
At 31 March 2024
8,230

 

14
Debtors
2025
2024
Amounts falling due within one year:
£
£
Trade debtors
80,305
68,889
Accrued income
520
-
Prepayments
71,639
28,484
152,464
97,373
15
Creditors: amounts falling due within one year
2025
2024
Notes
£
£
Other taxation and social security
10,008
10,544
Deferred income
16
201,063
154,292
Trade creditors
69,925
24,446
Other creditors
19,692
16,319
Accruals
15,964
15,047
316,652
220,648
SHARE LEARNING LIMITED
NOTES TO THE  FINANCIAL STATEMENTS (CONTINUED)
FOR THE YEAR ENDED 31 MARCH 2025
- 22 -
16
Deferred income
2025
2024
£
£
Other deferred income
201,063
154,292

Deferred income is included in the financial statements as follows:

2025
2024
£
£
Deferred income is included within:
Current liabilities
201,063
154,292
Movements in the year:
Deferred income at 1 April 2024
154,292
236,610
Released from previous periods
(154,292)
(236,610)
Resources deferred in the year
201,063
154,292
Deferred income at 31 March 2025
201,063
154,292
17
Retirement benefit schemes
2025
2024
Defined contribution schemes
£
£
Charge to profit or loss in respect of defined contribution schemes
22,424
16,405

Share operates both a defined contribution scheme and a defined benefit pension scheme which require contributions to be made to separately administered funds for the benefit of employees.

SHARE LEARNING LIMITED
NOTES TO THE  FINANCIAL STATEMENTS (CONTINUED)
FOR THE YEAR ENDED 31 MARCH 2025
17
Retirement benefit schemes
(Continued)
- 23 -
Defined benefit schemes

The company participates in the SHAPS, a multi-employer scheme which provides benefits to over 150 non-associated employers. The scheme is a defined benefit scheme in the UK.

 

The scheme is subject to the funding legislation outline in the Pensions Act 2004 which came in to force on 30 December 2005. This, together with documents issued by the Pensions Regulator and Technical Actuarial Standards issued by the Financial Reporting Council set out the framework for funding defined benefit occupational pension schemes in the UK.

 

The scheme is classified as a 'last man standing arrangement'. Therefore, the company is potentially liable for other participating employers' obligations if those employers are unable to meet their share of the scheme deficit following withdrawal from the scheme. Participating employers are legally required to meet their share

of the scheme deficit on an annuity purchase basis on withdrawal from the scheme.

 

A valuation of the scheme for funding purposes was carried out as at 30 September 2024. This valuation revealed a deficit of £79.5m and means that employer deficit repayment contributions will be re-introduced from 1 April 2026. Employers, in total, will pay £15.6m per year from 1 April 2026, for a four year term to 31 March 2030. This will increase each 1 April by 3%.

 

The Scheme Trustee is awaiting the outcome of the Court case in respect of the Scheme benefit review and this may result in additional liabilities. This was excluded from the actuarial valuation of the Scheme as at 30 September 2024, due to their contingent nature. If any additional liabilities materialise, the Scheme Actuary will estimate their approximate value and the period of time that deficit contributions would be required to fund them.

 

This position will be reviewed as part of the 2027 valuation. TPT will shortly issue the full valuation outcome, together with details of individual employer deficit contributions and Scheme expenses payable from 1 April 2026. For employers with active members, this will also confirm the new future service contribution rates.

 

Key assumptions
2025
2024
%
%
Discount rate
5.68
4.86
Expected rate of salary increases
3.14
3.2
Inflation (RPI)
2.75
2.75
Inflation (CPI)
3.75
3.75
Allowamce for commutation of pension for cash at retirement
75
75
Mortality assumptions

The assumed life expectations on retirement at age 65 are:

2025
2024
Years
Years
Retiring today
- Males
20.2
20.5
- Females
22.7
22.7
Retiring in 20 years
- Males
21.5
21.4
- Females
24.2
24.1
SHARE LEARNING LIMITED
NOTES TO THE  FINANCIAL STATEMENTS (CONTINUED)
FOR THE YEAR ENDED 31 MARCH 2025
17
Retirement benefit schemes
(Continued)
- 24 -

The Company's share of the assets in the scheme was:

 

 

 

2025
2024
£000s
£000s
Global Equity
135
143
Absolute Return
-
56
Distressed Opportunities
-
46
Credit Relative Value
-
44
Alternative Risk Premia
-
45
Liquid Alternatives
214
-
Emerging Markets Debt
-
22
Risk Sharing
-
75
Insurance-Linked Securities
4
8
Property
58
53
Infrastructure
-
119
Private Equity
1
1
Real Assets
139
-
Private Debt
-
50
Opportunistic Illiquid Credit
-
49
Private Credit
145
-
Credit
50
-
Investment Grade Credit
53
-
Cash
6
32
Long Lease Property
-
9
Secure Income
27
41
Liability Driven Investment
328
450
Currency Hedging
2
1
Net Current Assets
2
2
Total assets
1,164
1,244
Amounts recognised in the profit and loss account
2025
2024
Costs/(income):
£
£
Current service cost
2,000
2,000
Net interest on defined benefit liability/(asset)
7,000
4,000
Total costs
9,000
6,000
SHARE LEARNING LIMITED
NOTES TO THE  FINANCIAL STATEMENTS (CONTINUED)
FOR THE YEAR ENDED 31 MARCH 2025
17
Retirement benefit schemes
(Continued)
- 25 -
2025
Movements in the present value of defined benefit obligations
£
Liabilities at 1 April 2024
1,401,000
Current service cost
2,000
Benefits paid
(67,000)
Actuarial gains and losses
(79,000)
Interest cost
66,000
At 31 March 2025
1,323,000
2025
Movements in the fair value of plan assets
£
Fair value of assets at 1 April 2024
1,244,000
Interest income
59,000
Return on plan assets (excluding amounts included in net interest)
(74,000)
Benefits paid
(67,000)
Contributions by the employer
2,000
At 31 March 2025
1,164,000
18
Unrestricted funds

The unrestricted funds of the charity comprise the unexpended balances of donations and grants which are not subject to specific conditions by donors and grantors as to how they may be used. These include designated funds which have been set aside out of unrestricted funds by the trustees for specific purposes.

At 1 April 2024
Incoming resources
Resources expended
Gains and losses
At 31 March 2025
£
£
£
£
£
General funds
669,043
791,450
(922,440)
-
538,053
Pension fund
(157,000)
-
(7,000)
5,000
(159,000)
512,043
791,450
929,440
5,000
379,053
Previous year:
At 1 April 2023
Incoming resources
Resources expended
Gains and losses
At 31 March 2024
£
£
£
£
£
General funds
580,009
876,989
(787,955)
-
669,043
Pension fund
(81,000)
-
(4,000)
(72,000)
(157,000)
499,009
876,989
(791,955)
(72,000)
512,043
SHARE LEARNING LIMITED
NOTES TO THE  FINANCIAL STATEMENTS (CONTINUED)
FOR THE YEAR ENDED 31 MARCH 2025
- 26 -
19
Operating lease commitments

At the reporting end date the charity had outstanding commitments for future minimum lease payments under non-cancellable operating leases, which fall due as follows:

2025
2024
£
£
Within one year
22,890
42,883
Between two and five years
3,796
26,685
26,686
69,568
20
Events after the reporting date

Since the Balance Sheet date, the charity has been advised that deficit contributions will be payable in respect of the defined benefit pension scheme (see note 17). As the amounts cannot be quantified at this time, no provision has been made.

21
Related party transactions

There were no disclosable related party transactions during the year (2024 - none).

22
Cash generated from operations
2025
2024
£
£
(Deficit)/surpus for the year
(137,990)
85,033
Adjustments for:
Investment income recognised in statement of financial activities
(18,046)
(16,149)
Loss on disposal of tangible fixed assets
216
-
Depreciation and impairment of tangible fixed assets
19,033
5,147
Difference between pension charge and cash contributions
7,000
(72,000)
Movements in working capital:
(Increase)/decrease in debtors
(55,091)
182,986
Increase/(decrease) in creditors
49,233
(18,994)
Increase/(decrease) in deferred income
46,771
(82,318)
Cash (absorbed by)/generated from operations
(88,874)
83,705
23
Analysis of changes in net funds

The charity had no material debt during the year.

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