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REGISTERED NUMBER: 02741893 (England and Wales)

| FINANCIAL STATEMENTS |

| FOR THE YEAR ENDED 31 MARCH 2025 |

| FOR |

| FINBOND LIMITED |

FINBOND LIMITED (REGISTERED NUMBER: 02741893)

CONTENTS OF THE FINANCIAL STATEMENTS

FOR THE YEAR ENDED 31 MARCH 2025

Page |

Company Information | 1 |

Accountants' Report | 2 |

Statement of Financial Position | 3 |

Notes to the Financial Statements | 5 |

FINBOND LIMITED

COMPANY INFORMATION

FOR THE YEAR ENDED 31 MARCH 2025

| DIRECTORS: | Mr R S Patel

| Mrs L R Patel

| Mr S R Patel

| REGISTERED OFFICE: | 505 Pinner Road

| Harrow

| Middlesex

| HA2 6EH

| REGISTERED NUMBER: | 02741893 (England and Wales)

| ACCOUNTANTS: | STG Accountants Limited

| 505 Pinner Road

| Harrow

| Middlesex

| HA2 6EH

ACCOUNTANTS' REPORT TO THE BOARD OF DIRECTORS

ON THE UNAUDITED FINANCIAL STATEMENTS OF

FINBOND LIMITED

The following reproduces the text of the report prepared for the directors in respect of the company's annual unaudited financial statements. In accordance with the Companies Act 2006, the company is only required to file a Statement of Financial Position. Readers are cautioned that the Income Statement and certain other primary statements and the Report of the Directors are not required to be filed with the Registrar of Companies.

In order to assist you to fulfil your duties under the Companies Act 2006, we have prepared for your approval the financial statements of Finbond Limited for the year ended 31 March 2025 which comprise the Income Statement, Statement of Financial Position and the related notes from the company's accounting records and from information and explanations you have given us.

This report is made solely to the Board of Directors of Finbond Limited, as a body, in accordance with our terms of engagement. Our work has been undertaken solely to prepare for your approval the financial statements of Finbond Limited and state those matters that we have agreed to state to the Board of Directors of Finbond Limited, as a body, in this report. To the fullest extent permitted by law, we do not accept or assume responsibility to anyone other than the company and its Board of Directors, as a body, for our work or for this report.

It is your duty to ensure that Finbond Limited has kept adequate accounting records and to prepare statutory financial statements that give a true and fair view of the assets, liabilities, financial position and profit of Finbond Limited. You consider that Finbond Limited is exempt from the statutory audit requirement for the year.

We have not been instructed to carry out an audit or a review of the financial statements of Finbond Limited. For this reason, we have not verified the accuracy or completeness of the accounting records or information and explanations you have given to us and we do not, therefore, express any opinion on the statutory financial statements.

STG Accountants Limited

505 Pinner Road

Harrow

Middlesex

HA2 6EH

12 October 2025

FINBOND LIMITED (REGISTERED NUMBER: 02741893)

STATEMENT OF FINANCIAL POSITION

31 MARCH 2025

| 2025 | 2024 |

| Notes | £ | £ | £ | £ |

FIXED ASSETS

Tangible assets | 4 | 4,053,524 |  | 4,062,937 |  |

CURRENT ASSETS

Stocks | 3,000 |  | 3,000 |  |

Debtors | 5 | 38,679 |  | 122,010 |  |

Cash at bank and in hand | 140,206 |  | 121,018 |  |

181,885 |  | 246,028 |  |

CREDITORS

Amounts falling due within one year | 6 | 582,860 |  | 719,205 |  |

NET CURRENT LIABILITIES | (400,975 | ) | (473,177 | ) |

TOTAL ASSETS LESS CURRENT LIABILITIES | 3,652,549 |  | 3,589,760 |  |

CREDITORS

Amounts falling due after more than one year | 7 | (510,000 | ) | (510,000 | ) |

PROVISIONS FOR LIABILITIES | (573,026 | ) | (573,026 | ) |

NET ASSETS | 2,569,523 |  | 2,506,734 |  |

CAPITAL AND RESERVES

Called up share capital | 66 |  | 66 |  |

Revaluation reserve | 10 | 2,151,100 |  | 2,151,100 |  |

Retained earnings | 10 | 418,357 |  | 355,568 |  |

SHAREHOLDERS' FUNDS | 2,569,523 |  | 2,506,734 |  |

The company is entitled to exemption from audit under Section 477 of the Companies Act 2006 for the year ended 31 March 2025.

The members have not required the company to obtain an audit of its financial statements for the year ended 31 March 2025 in accordance with Section 476 of the Companies Act 2006.

The directors acknowledge their responsibilities for:

(a) | ensuring that the company keeps accounting records which comply with Sections 386 and 387 of the Companies Act 2006 and

(b) | preparing financial statements which give a true and fair view of the state of affairs of the company as at the end of each financial year and of its profit or loss for each financial year in accordance with the requirements of Sections 394 and 395 and which otherwise comply with the requirements of the Companies Act 2006 relating to financial statements, so far as applicable to the company.

FINBOND LIMITED (REGISTERED NUMBER: 02741893)

STATEMENT OF FINANCIAL POSITION - continued

31 MARCH 2025

The financial statements have been prepared and delivered in accordance with the provisions applicable to companies subject to the small companies regime.

In accordance with Section 444 of the Companies Act 2006, the Income Statement has not been delivered.

The financial statements were approved by the Board of Directors and authorised for issue on 12 October 2025 and were signed on its behalf by:

Mr R S Patel - Director

FINBOND LIMITED (REGISTERED NUMBER: 02741893)

NOTES TO THE FINANCIAL STATEMENTS

FOR THE YEAR ENDED 31 MARCH 2025

1. | STATUTORY INFORMATION

| Finbond Limited is a private company, limited by shares , registered in England and Wales. The company's registered number and registered office address can be found on the Company Information page.

2. | ACCOUNTING POLICIES

| Basis of preparing the financial statements

| These financial statements have been prepared in accordance with Financial Reporting Standard 102 "The Financial Reporting Standard applicable in the UK and Republic of Ireland" including the provisions of Section 1A "Small Entities" and the Companies Act 2006. The financial statements have been prepared under the historical cost convention as modified by the revaluation of certain assets.

| Turnover

| Turnover represents fees receivable for services provided. Turnover is recognised when the company has a right to consideration.

| Tangible fixed assets

| Depreciation is provided at the following annual rates in order to write off each asset over its estimated useful life.

| Freehold property | - | 2% on cost

| Plant and machinery | - | 15% on reducing balance

| Computer equipment | - | 15% on reducing balance

| Stocks

| Stocks are valued at the lower of cost and net realisable value, after making due allowance for obsolete and slow moving items.

| Pension costs and other post-retirement benefits

| The company operates a defined contribution pension scheme. Contributions payable to the company's pension scheme are charged to profit or loss in the period to which they relate.

3. | EMPLOYEES AND DIRECTORS

| The average number of employees during the year was 38 (2024 - 38 ) .

FINBOND LIMITED (REGISTERED NUMBER: 02741893)

NOTES TO THE FINANCIAL STATEMENTS - continued

FOR THE YEAR ENDED 31 MARCH 2025

4. | TANGIBLE FIXED ASSETS

| Freehold |  | Plant and |  | Computer |

| property |  | machinery |  | equipment |  | Totals

£ | £ | £ | £ |

| COST OR VALUATION

| At 1 April 2024 | 3,990,751 |  | 319,013 |  | 6,280 |  | 4,316,044 |  |

| Additions | - |  | 50,836 |  | 1,057 |  | 51,893 |  |

| At 31 March 2025 | 3,990,751 |  | 369,849 |  | 7,337 |  | 4,367,937 |  |

| DEPRECIATION

| At 1 April 2024 | 68,816 |  | 182,548 |  | 1,743 |  | 253,107 |  |

| Charge for year | 32,372 |  | 28,095 |  | 839 |  | 61,306 |  |

| At 31 March 2025 | 101,188 |  | 210,643 |  | 2,582 |  | 314,413 |  |

| NET BOOK VALUE

| At 31 March 2025 | 3,889,563 |  | 159,206 |  | 4,755 |  | 4,053,524 |  |

| At 31 March 2024 | 3,921,935 |  | 136,465 |  | 4,537 |  | 4,062,937 |  |

| Cost or valuation at 31 March 2025 is represented by:

| Freehold |  | Plant and |  | Computer |

| property |  | machinery |  | equipment |  | Totals

£ | £ | £ | £ |

| Valuation in 2022 | 2,195,000 |  | - |  | - |  | 2,195,000 |  |

| Cost | 1,795,751 |  | 369,849 |  | 7,337 |  | 2,172,937 |  |

3,990,751 |  | 369,849 |  | 7,337 |  | 4,367,937 |  |

| Freehold land and building was valued on an open market basis on 31 March 2025 by the directors .

| in the opinion of the Directors, the value of the freehold is not materially different to that stated above as at the Balance sheet date.

5. | DEBTORS: AMOUNTS FALLING DUE WITHIN ONE YEAR |

2025 | 2024 |

£ | £ |

| Trade debtors | 36,531 |  | 54,869 |  |

| Amounts owed by holding company | 279 |  | - |  |

| Amounts owed by connected companies | - |  | 64,762 |  |

| Other debtors | - |  | 572 |  |

| Prepayments | 1,869 |  | 1,807 |  |

38,679 |  | 122,010 |  |

FINBOND LIMITED (REGISTERED NUMBER: 02741893)

NOTES TO THE FINANCIAL STATEMENTS - continued

FOR THE YEAR ENDED 31 MARCH 2025

6. | CREDITORS: AMOUNTS FALLING DUE WITHIN ONE YEAR |

2025 | 2024 |

£ | £ |

| Trade creditors | 6,979 |  | 6,993 |  |

| Amounts owed to holding company | - |  | 143,795 |  |

| Amounts owed to connected companies | 450,805 |  | 416,757 |  |

| Tax | 24,448 |  | 34,386 |  |

| Social security and other taxes | 19,094 |  | 27,325 |  |

| Other creditors | 77,842 |  | 86,258 |  |

| Accrued expenses | 3,692 |  | 3,691 |  |

582,860 |  | 719,205 |  |

7. | CREDITORS: AMOUNTS FALLING DUE AFTER MORE THAN ONE YEAR |

2025 | 2024 |

£ | £ |

| Bank loans (see note 8) | 510,000 |  | 510,000 |  |

| Amounts falling due in more than five years:

| Repayable otherwise than by instalments

| Bank loans more 5 yrs non-inst | 510,000 |  | 510,000 |  |

8. | LOANS

| An analysis of the maturity of loans is given below:

2025 | 2024 |

£ | £ |

| Amounts falling due in more than five years:

| Repayable otherwise than by instalments

| Bank loans more 5 yrs non-inst | 510,000 |  | 510,000 |  |

9. | SECURED DEBTS

| The bank loan is secured by a fixed and floating charge over the investment properties of the company. The bank loan is also secured by personal guarantee from the directors limited to £175,000. The rate of interest charged at fixed rate is 5.30% per annum until 31 August 2028 and thereafter the rate of interest will be the bank's variable rate per annum. The loan is repayable over 15 years.

10. | RESERVES

| Retained |  | Revaluation |

| earnings |  | reserve |  | Totals

£ | £ | £ |

| At 1 April 2024 | 355,568 |  | 2,151,100 |  | 2,506,668 |  |

| Profit for the year | 244,789 |  | 244,789 |  |

| Dividends | (182,000 | ) | (182,000 | ) |

| At 31 March 2025 | 418,357 |  | 2,151,100 |  | 2,569,457 |  |

FINBOND LIMITED (REGISTERED NUMBER: 02741893)

NOTES TO THE FINANCIAL STATEMENTS - continued

FOR THE YEAR ENDED 31 MARCH 2025

11. | RELATED PARTY DISCLOSURES

| At the year end, the company was owed £703 (2024: owed £64,762) by Yew Tree Care Limited and owed £450,102 (2024: £416,757) to Nightingale Prop Limited, both companies in which the directors have a beneficial interest. The balances are unsecured, interest-free and repayable on demand.