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REGISTERED NUMBER: 08247201 (England and Wales)

| Unaudited Financial Statements |

| for the Year Ended 28 February 2025 |

| for |

| Larkbridge Mortgages Limited |

| Larkbridge Mortgages Limited (Registered number: 08247201) |

Contents of the Financial Statements

for the Year Ended 28 February 2025

Page |

| Company Information | 1 |

| Balance Sheet | 2 |

| Notes to the Financial Statements | 4 |

| Larkbridge Mortgages Limited |

Company Information

for the Year Ended 28 February 2025

| DIRECTORS: | L E J Brown

| A M Speed

| REGISTERED OFFICE: | The Stables

| Flempton House

| Flempton

| Bury St Edmunds

| Suffolk

| IP28 6EG

| REGISTERED NUMBER: | 08247201 (England and Wales)

| ACCOUNTANTS: | Knights Lowe Chartered Accountants

| Eldo House

| Kempson Way

| Suffolk Business Park

| Bury St Edmunds

| Suffolk

| IP32 7AR

| Larkbridge Mortgages Limited (Registered number: 08247201) |

Balance Sheet

28 February 2025

| 2025 | 2024 |

| Notes | £ | £ | £ | £ |

FIXED ASSETS

Intangible assets | 5 | - |  | - |  |

Tangible assets | 6 | 2,984 |  | 5,140 |  |

2,984 |  | 5,140 |  |

CURRENT ASSETS

Debtors | 7 | 70,958 |  | 63,038 |  |

Cash at bank and in hand | 30,939 |  | 59,971 |  |

101,897 |  | 123,009 |  |

CREDITORS

Amounts falling due within one year | 8 | 48,994 |  | 46,220 |  |

NET CURRENT ASSETS | 52,903 |  | 76,789 |  |

TOTAL ASSETS LESS CURRENT LIABILITIES | 55,887 |  | 81,929 |  |

PROVISIONS FOR LIABILITIES | 10 | - |  | 976 |  |

NET ASSETS | 55,887 |  | 80,953 |  |

CAPITAL AND RESERVES

Called up share capital | 11 | 750 |  | 750 |  |

Capital redemption reserve | 12 | 250 |  | 250 |  |

Retained earnings | 12 | 54,887 |  | 79,953 |  |

SHAREHOLDERS' FUNDS | 55,887 |  | 80,953 |  |

| Larkbridge Mortgages Limited (Registered number: 08247201) |

Balance Sheet - continued

28 February 2025

The company is entitled to exemption from audit under Section 477 of the Companies Act 2006 for the year ended 28 February 2025.

The members have not required the company to obtain an audit of its financial statements for the year ended 28 February 2025 in accordance with Section 476 of the Companies Act 2006.

The directors acknowledge their responsibilities for:

(a) | ensuring that the company keeps accounting records which comply with Sections 386 and 387 of the Companies Act 2006 and

(b) | preparing financial statements which give a true and fair view of the state of affairs of the company as at the end of each financial year and of its profit or loss for each financial year in accordance with the requirements of Sections 394 and 395 and which otherwise comply with the requirements of the Companies Act 2006 relating to financial statements, so far as applicable to the company.

The financial statements have been prepared and delivered in accordance with the provisions applicable to companies subject to the small companies regime.

In accordance with Section 444 of the Companies Act 2006, the Income Statement has not been delivered.

The financial statements were approved by the Board of Directors and authorised for issue on 21 August 2025 and were signed on its behalf by:

L E J Brown - Director

| Larkbridge Mortgages Limited (Registered number: 08247201) |

Notes to the Financial Statements

for the Year Ended 28 February 2025

1. | STATUTORY INFORMATION

| Larkbridge Mortgages Limited is a private company, limited by shares , registered in England and Wales. The company's registered number and registered office address can be found on the Company Information page.

| The presentation currency of the financial statements is the Pound Sterling (£).

2. | STATEMENT OF COMPLIANCE

| These financial statements have been prepared in accordance with Financial Reporting Standard 102 "The Financial Reporting Standard applicable in the UK and Republic of Ireland" including the provisions of Section 1A "Small Entities" and the Companies Act 2006.

3. | ACCOUNTING POLICIES

| Basis of preparing the financial statements

| The financial statements have been prepared under the historical cost convention.

| Turnover

| Turnover is measured at the fair value of the consideration receivable, excluding discounts, rebates and other sales taxes for services and commissions. Commission income in relation to work carried out during the year but received after the year end is estimated based on amounts received in the two months following the year end.

| Goodwill

| Goodwill, being the amount paid in connection with the acquisition of a business in 2013, is being amortised evenly over its estimated useful life of five years.

| Intangible assets

| Intangible assets are initially measured at cost. After initial recognition, intangible assets are measured at cost less any accumulated amortisation and any accumulated impairment losses.

| Tangible fixed assets

| Depreciation is provided at the following annual rates in order to write off the cost less estimated residual value of each asset over its estimated useful life.

| Leasehold property improvements | - | 5 years straight line

| Fixtures and fittings | - | 5 years straight line

| Office equipment | - | 3 years straight line

| Financial instruments

| All of the company's financial instruments are considered to be basic. Basic financial instruments are recognised at amortised cost.

| Taxation

| Taxation for the year comprises current and deferred tax. Tax is recognised in the Income Statement, except to the extent that it relates to items recognised in other comprehensive income or directly in equity.

| Current or deferred taxation assets and liabilities are not discounted.

| Current tax is recognised at the amount of tax payable using the tax rates and laws that have been enacted or substantively enacted by the balance sheet date.

| Larkbridge Mortgages Limited (Registered number: 08247201) |

Notes to the Financial Statements - continued

for the Year Ended 28 February 2025

3. | ACCOUNTING POLICIES - continued

| Deferred tax

| Deferred tax is recognised in respect of all timing differences that have originated but not reversed at the balance sheet date.

| Timing differences arise from the inclusion of income and expenses in tax assessments in periods different from those in which they are recognised in financial statements. Deferred tax is measured using tax rates and laws that have been enacted or substantively enacted by the year end and that are expected to apply to the reversal of the timing difference.

| Unrelieved tax losses and other deferred tax assets are recognised only to the extent that it is probable that they will be recovered against the reversal of deferred tax liabilities or other future taxable profits.

| Hire purchase and leasing commitments

| Rentals paid under operating leases are charged to profit or loss on a straight line basis over the period of the lease.

| Pension costs and other post-retirement benefits

| The company operates a defined contribution pension scheme. Contributions payable to the company's pension scheme are charged to profit or loss in the period to which they relate.

| Impairment

| At each reporting date, goodwill and other fixed assets, including tangible fixed assets and investments but excluding investment properties, are assessed to determine whether there is an indication that the carrying amount of an asset may be more than its recoverable amount and that the asset should be impaired. If there is an indication of possible impairment, the recoverable amount of an asset, which is the higher of its value in use and its net realisable value, is estimated and compared with its carrying amount. If the recoverable amount is lower, the carrying amount of the asset is written down to its estimated recoverable amount and an impairment loss is recognised in the income statement.

4. | EMPLOYEES AND DIRECTORS

| The average number of employees during the year was 10 (2024 - 10 ) .

5. | INTANGIBLE FIXED ASSETS

| Goodwill

£ |

| COST

| At 1 March 2024

| and 28 February 2025 | 500 |  |

| AMORTISATION

| At 1 March 2024

| and 28 February 2025 | 500 |  |

| NET BOOK VALUE

| At 28 February 2025 | - |  |

| At 29 February 2024 | - |  |

| Larkbridge Mortgages Limited (Registered number: 08247201) |

Notes to the Financial Statements - continued

for the Year Ended 28 February 2025

6. | TANGIBLE FIXED ASSETS

| Plant and |

| Land and |  | machinery |

| buildings |  | etc |  | Totals

£ | £ | £ |

| COST

| At 1 March 2024 | 19,200 |  | 29,216 |  | 48,416 |  |

| Additions | - |  | 918 |  | 918 |  |

| At 28 February 2025 | 19,200 |  | 30,134 |  | 49,334 |  |

| DEPRECIATION

| At 1 March 2024 | 19,200 |  | 24,076 |  | 43,276 |  |

| Charge for year | - |  | 3,074 |  | 3,074 |  |

| At 28 February 2025 | 19,200 |  | 27,150 |  | 46,350 |  |

| NET BOOK VALUE

| At 28 February 2025 | - |  | 2,984 |  | 2,984 |  |

| At 29 February 2024 | - |  | 5,140 |  | 5,140 |  |

7. | DEBTORS: AMOUNTS FALLING DUE WITHIN ONE YEAR |

2025 | 2024 |

£ | £ |

| Trade debtors | 68,180 |  | 61,310 |  |

| Other debtors | 2,778 |  | 1,728 |  |

70,958 |  | 63,038 |  |

8. | CREDITORS: AMOUNTS FALLING DUE WITHIN ONE YEAR |

2025 | 2024 |

£ | £ |

| Trade creditors | 3,652 |  | 2,884 |  |

| Taxation and social security | 5,236 |  | 7,757 |  |

| Other creditors | 40,106 |  | 35,579 |  |

48,994 |  | 46,220 |  |

| Other creditors includes amounts owed to the directors.

9. | LEASING AGREEMENTS

| Minimum lease payments under non-cancellable operating leases fall due as follows:

2025 | 2024 |

£ | £ |

| Within one year | 22,554 |  | 15,000 |  |

| Between one and five years | 51,259 |  | 65,000 |  |

73,813 |  | 80,000 |  |

| Larkbridge Mortgages Limited (Registered number: 08247201) |

Notes to the Financial Statements - continued

for the Year Ended 28 February 2025

10. | PROVISIONS FOR LIABILITIES

2025 | 2024 |

£ | £ |

| Deferred tax

| Accelerated capital allowances | - |  | 976 |  |

| Deferred |

| tax |

£ |

| Balance at 1 March 2024 | 976 |  |

| Credit to Income Statement during year | (976 | ) |

| Balance at 28 February 2025 | - |  |

11. | CALLED UP SHARE CAPITAL

| Allotted, issued and fully paid:

| Number: | Class: | Nominal | 2025 | 2024 |

| value: | £ | £ |

| 750 | Ordinary | £1 | 750 |  | 750 |  |

12. | RESERVES

| Capital |

| Retained |  | redemption |

| earnings |  | reserve |  | Totals

£ | £ | £ |

| At 1 March 2024 | 79,953 |  | 250 |  | 80,203 |  |

| Deficit for the year | (25,066 | ) | (25,066 | ) |

| At 28 February 2025 | 54,887 |  | 250 |  | 55,137 |  |