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# H & S COMMERCIAL FINANCE & MORTGAGES LIMITED

## Company Registration Number:
15977629 (England and Wales)

## Unaudited statutory accounts for the year ended 30 September 2025

## Period of accounts

## Start date: 25 September 2024

## End date: 30 September 2025

# H & S COMMERCIAL FINANCE & MORTGAGES LIMITED

## Contents of the Financial Statements

for the Period Ended 30 September 2025

Directors report |
Profit and loss |
Balance sheet |
Additional notes |
Balance sheet notes |

# H & S COMMERCIAL FINANCE & MORTGAGES LIMITED

Directors' report period ended 30 September 2025

The directors present their report with the financial statements of the company for the period ended 30 September 2025

Directors

The directors shown below have held office during the whole of the period from
25 September 2024 to 30 September 2025

Hamza Shafique
Hamza Shafique
hamza Shafique

The director shown below has held office during the period of
24 September 2025 to 30 September 2025

Hamza Shafique

Secretary Hamza shafique

The above report has been prepared in accordance with the special provisions in part 15 of the Companies Act 2006

This report was approved by the board of directors on
10 October 2025

And signed on behalf of the board by:
Name: Hamza Shafique
Status: Director

# H & S COMMERCIAL FINANCE & MORTGAGES LIMITED

## Profit And Loss Account

for the Period Ended 30 September 2025

| 2025
--- | ---
| £
Turnover: | 90,000 |
Cost of sales: | ( 180,000 ) |
Gross profit(or loss): | (90,000)
Distribution costs: | ( 2,000 ) |
Administrative expenses: | ( 47,500 ) |
Other operating income: | 0 |
Operating profit(or loss): | (139,500)
Interest receivable and similar income: | 500 |
Interest payable and similar charges: | ( 250 ) |
Profit(or loss) before tax: | (139,250)
Tax: | ( 371,250 ) |
Profit(or loss) for the financial year: | (510,500)

# H & S COMMERCIAL FINANCE & MORTGAGES LIMITED

## Balance sheet

As at 30 September 2025

| Notes | 2025
--- | --- | ---
|  | £
Called up share capital not paid: |  | 0 |
Fixed assets
Intangible assets: | 3 | 2,000 |
Tangible assets: | 4 | 8,500 |
Investments: | 5 | 3,000 |
Total fixed assets: |  | 13,500
Current assets
Stocks: | 6 | 1,500 |
Debtors: | 7 | 7,000 |
Cash at bank and in hand: |  | 15,000 |
Investments: | 8 | 2,000 |
Total current assets: |  | 25,500
Prepayments and accrued income: |  | 1,000 |
Creditors: amounts falling due within one year: | 9 | ( 6,500 ) |
Net current assets (liabilities): |  | 20,000
Total assets less current liabilities: |  | 33,500
Creditors: amounts falling due after more than one year: | 10 | ( 1,000 ) |
Provision for liabilities: |  | ( 500 ) |
Accruals and deferred income: |  | ( 1,500 ) |
Total net assets (liabilities): |  | 30,500
Capital and reserves
Called up share capital: |  | 1,000 |
Share premium account: |  | 3,000 |
Other reserves: |  | 5,500 |
Profit and loss account: |  | 21,000 |
Total Shareholders' funds: |  | 30,500

The notes form part of these financial statements

# H & S COMMERCIAL FINANCE & MORTGAGES LIMITED

## Balance sheet statements

For the year ending 30 September 2025 the company was entitled to exemption under section 477 of the Companies Act 2006 relating to small companies.

The members have not required the company to obtain an audit in accordance with section 476 of the Companies Act 2006.

The directors acknowledge their responsibilities for complying with the requirements of the Act with respect to accounting records and the preparation of accounts.

These accounts have been prepared and delivered in accordance with the provisions applicable to companies subject to the small companies regime.

This report was approved by the board of directors on 10 October 2025
and signed on behalf of the board by:

Name: Hamza Shafique
Status: Director

The notes form part of these financial statements

# H & S COMMERCIAL FINANCE & MORTGAGES LIMITED

## Notes to the Financial Statements

for the Period Ended 30 September 2025

- ## 1. Accounting policies

  Basis of measurement and preparation

  These financial statements have been prepared in accordance with the provisions of Financial Reporting Standard 101

# H & S COMMERCIAL FINANCE & MORTGAGES LIMITED

## Notes to the Financial Statements

for the Period Ended 30 September 2025

- ## 2. Employees

  | 2025
  --- | ---
  Average number of employees during the period | 2 |

# H & S COMMERCIAL FINANCE & MORTGAGES LIMITED

## Notes to the Financial Statements

for the Period Ended 30 September 2025

## 3. Intangible assets

| Goodwill | Other | Total
--- | --- | --- | ---
Cost | £ | £ | £
Additions | 1,500 | 1,000 | 2,500
Disposals | ( 500 ) |  | ( 500 )
Revaluations | 0 | 0 | 0
Transfers | 0 | 0 | 0
At 30 September 2025 | 1,000 | 1,000 | 2,000
Amortisation |  |  |
Charge for year | 100 | 0 | 100
On disposals | ( 100 ) | 0 | ( 100 )
Other adjustments | 0 | 0 | 0
At 30 September 2025 | 0 | 0 | 0
Net book value |  |  |
At 30 September 2025 | 1,000 | 1,000 | 2,000

# H & S COMMERCIAL FINANCE & MORTGAGES LIMITED

## Notes to the Financial Statements

for the Period Ended 30 September 2025

## 4. Tangible assets

| Land & buildings | Plant & machinery | Fixtures & fittings | Office equipment | Motor vehicles | Total
--- | --- | --- | --- | --- | --- | ---
Cost | £ | £ | £ | £ | £ | £
Additions | 0 | 1,500 | 2,000 | 5,000 | 2,900 | 11,400
Disposals | 0 | ( 500 ) | ( 500 ) | ( 1,000 ) | ( 100 ) | ( 2,100 )
Revaluations | 0 | 0 | 0 | 0 | 0 | 0
Transfers | 0 | 0 | 0 | 0 | 0 | 0
At 30 September 2025 | 0 | 1,000 | 1,500 | 4,000 | 2,800 | 9,300
Depreciation |  |  |  |  |  |
Charge for year | 0 | 200 | 300 | 500 | 400 | 1,400
On disposals | 0 | ( 100 ) | ( 100 ) | ( 200 ) | ( 200 ) | ( 600 )
Other adjustments | 0 | 0 | 0 | 0 | 0 | 0
At 30 September 2025 | 0 | 100 | 200 | 300 | 200 | 800
Net book value |  |  |  |  |  |
At 30 September 2025 | 0 | 900 | 1,300 | 3,700 | 2,600 | 8,500

# H & S COMMERCIAL FINANCE & MORTGAGES LIMITED

## Notes to the Financial Statements

for the Period Ended 30 September 2025

## 5. Fixed assets investments note

Total Net Book Value 3000Investments Balance Sheet – Fixed Assets 3000

# H & S COMMERCIAL FINANCE & MORTGAGES LIMITED

## Notes to the Financial Statements

for the Period Ended 30 September 2025

## 6. Stocks

| 2025
--- | ---
| £
Stocks | 1,000 |
Payments on account | 500 |
Total | 1,500

# H & S COMMERCIAL FINANCE & MORTGAGES LIMITED

## Notes to the Financial Statements

for the Period Ended 30 September 2025

## 7. Debtors

| 2025
--- | ---
| £
Trade debtors | 4,500 |
Prepayments and accrued income | 1,500 |
Other debtors | 1,000 |
Total | 7,000
Debtors due after more than one year: | 2,000 |

# H & S COMMERCIAL FINANCE & MORTGAGES LIMITED

## Notes to the Financial Statements

for the Period Ended 30 September 2025

## 8. Current assets investments note

2000

# H & S COMMERCIAL FINANCE & MORTGAGES LIMITED

## Notes to the Financial Statements

for the Period Ended 30 September 2025

## 9. Creditors: amounts falling due within one year note

| 2025
--- | ---
| £
Bank loans and overdrafts | 1,500 |
Amounts due under finance leases and hire purchase contracts | 500 |
Trade creditors | 2,000 |
Taxation and social security | 1,000 |
Accruals and deferred income | 1,000 |
Other creditors | 500 |
Total | 6,500

# H & S COMMERCIAL FINANCE & MORTGAGES LIMITED

## Notes to the Financial Statements

for the Period Ended 30 September 2025

## 10. Creditors: amounts falling due after more than one year note

| 2025
--- | ---
| £
Bank loans and overdrafts | 600 |
Amounts due under finance leases and hire purchase contracts | 200 |
Other creditors | 200 |
Total | 1,000