SMART FINANCIAL SERVICES LTD

Registered number: 13804298

Unaudited Financial Statements

For the Period 1 January 2025 to 30 September 2025

Registered number: 13804298

	30 September 2025	31 December 2024
	£	£

Current assets	21,891	19,917
Prepayments and accrued income	1,934	-
Creditors: Amounts Falling Due Within One Year	(3,942 )	(3,214 )

NET CURRENT ASSETS	19,883	16,703

TOTAL ASSETS LESS CURRENT LIABILITIES	19,883	16,703

Provisions for liabilities	(20,086 )	(16,053 )
Accruals and deferred income	(780 )	(650 )

NET LIABILITIES	(983 )	-

CAPITAL AND RESERVES	(983 )	-

Notes

1. General Information

SMART FINANCIAL SERVICES LTD is a private company, limited by shares, incorporated in England & Wales, registered number 13804298 . The registered office is 10 Southernhay West, Exeter, EX1 1JG.

2. Average Number of Employees

Average number of employees, including directors, during the period was: 4 (2024: 4)

For the period ending 30 September 2025 the company was entitled to exemption from audit under section 477 of the Companies Act 2006 relating to small companies.

The members have not required the company to obtain an audit in accordance with section 476 of the Companies Act 2006.

The directors acknowledge their responsibilities for complying with the requirements of the Act with respect to accounting records and the preparation of accounts.

These accounts have been prepared in accordance with the micro-entity provisions and delivered in accordance with the provisions applicable to companies subject to the small companies regime.

On behalf of the board

Mr Michael TILSTON

Director

10/10/2025