Silverfin false false 30/11/2024 01/12/2023 30/11/2024 Laurie Thorpe 19/11/2020 08 October 2025 The principal activity of the company during the financial year was that of property rental. SC681477 2024-11-30 SC681477 bus:Director1 2024-11-30 SC681477 2023-11-30 SC681477 core:CurrentFinancialInstruments 2024-11-30 SC681477 core:CurrentFinancialInstruments 2023-11-30 SC681477 core:Non-currentFinancialInstruments 2024-11-30 SC681477 core:Non-currentFinancialInstruments 2023-11-30 SC681477 core:ShareCapital 2024-11-30 SC681477 core:ShareCapital 2023-11-30 SC681477 core:RetainedEarningsAccumulatedLosses 2024-11-30 SC681477 core:RetainedEarningsAccumulatedLosses 2023-11-30 SC681477 core:CurrentFinancialInstruments core:Secured 2024-11-30 SC681477 core:MoreThanFiveYears 2024-11-30 SC681477 core:MoreThanFiveYears 2023-11-30 SC681477 bus:OrdinaryShareClass1 2024-11-30 SC681477 2023-12-01 2024-11-30 SC681477 bus:FilletedAccounts 2023-12-01 2024-11-30 SC681477 bus:SmallEntities 2023-12-01 2024-11-30 SC681477 bus:AuditExemptWithAccountantsReport 2023-12-01 2024-11-30 SC681477 bus:PrivateLimitedCompanyLtd 2023-12-01 2024-11-30 SC681477 bus:Director1 2023-12-01 2024-11-30 SC681477 2022-12-01 2023-11-30 SC681477 core:CurrentFinancialInstruments 2023-12-01 2024-11-30 SC681477 core:Non-currentFinancialInstruments 2023-12-01 2024-11-30 SC681477 bus:OrdinaryShareClass1 2023-12-01 2024-11-30 SC681477 bus:OrdinaryShareClass1 2022-12-01 2023-11-30 iso4217:GBP xbrli:pure xbrli:shares

Company No: SC681477 (Scotland)

PROPERTY HOLDINGS (SCOTLAND) LTD

UNAUDITED FINANCIAL STATEMENTS
FOR THE FINANCIAL YEAR ENDED 30 NOVEMBER 2024
PAGES FOR FILING WITH THE REGISTRAR

PROPERTY HOLDINGS (SCOTLAND) LTD

UNAUDITED FINANCIAL STATEMENTS

FOR THE FINANCIAL YEAR ENDED 30 NOVEMBER 2024

Contents

PROPERTY HOLDINGS (SCOTLAND) LTD

BALANCE SHEET

AS AT 30 NOVEMBER 2024
PROPERTY HOLDINGS (SCOTLAND) LTD

BALANCE SHEET (continued)

AS AT 30 NOVEMBER 2024
Note 2024 2023
£ £
Fixed assets
Investment property 3 354,998 255,040
354,998 255,040
Current assets
Debtors 4 3,817 3,050
Cash at bank and in hand 3,993 4,350
7,810 7,400
Creditors: amounts falling due within one year 5 ( 139,429) ( 92,191)
Net current liabilities (131,619) (84,791)
Total assets less current liabilities 223,379 170,249
Creditors: amounts falling due after more than one year 6 ( 200,584) ( 155,001)
Net assets 22,795 15,248
Capital and reserves
Called-up share capital 7 100 100
Profit and loss account 22,695 15,148
Total shareholder's funds 22,795 15,248

For the financial year ending 30 November 2024 the Company was entitled to exemption from audit under section 477 of the Companies Act 2006 relating to small companies.

Director's responsibilities:

The financial statements of Property Holdings (Scotland) Ltd (registered number: SC681477) were approved and authorised for issue by the Director on 08 October 2025. They were signed on its behalf by:

Laurie Thorpe
Director
PROPERTY HOLDINGS (SCOTLAND) LTD

NOTES TO THE FINANCIAL STATEMENTS

FOR THE FINANCIAL YEAR ENDED 30 NOVEMBER 2024
PROPERTY HOLDINGS (SCOTLAND) LTD

NOTES TO THE FINANCIAL STATEMENTS

FOR THE FINANCIAL YEAR ENDED 30 NOVEMBER 2024
1. Accounting policies

The principal accounting policies are summarised below. They have all been applied consistently throughout the financial year and to the preceding financial year, unless otherwise stated.

General information and basis of accounting

Property Holdings (Scotland) Ltd (the Company) is a private company, limited by shares, incorporated in the United Kingdom under the Companies Act 2006 and is registered in Scotland. The address of the Company's registered office is C/O Johnston Carmichael Bishop's Court, 29 Albyn Place, Aberdeen, AB10 1YL, Scotland, United Kingdom.

The financial statements have been prepared under the historical cost convention, modified to include the revaluation of freehold properties and to include investment properties and certain items at fair value, and in accordance with Section 1A of Financial Reporting Standard 102 (FRS 102) ‘The Financial Reporting Standard applicable in the UK and Republic of Ireland’ issued by the Financial Reporting Council and the requirements of the Companies Act 2006 as applicable to companies subject to the small companies regime.

The financial statements are presented in pounds sterling which is the functional currency of the Company and rounded to the nearest £.

Going concern

The director has assessed the Balance Sheet and likely future cash flows at the date of approving these financial statements. The director notes that the business has net assets of £22,795 (2023 - £15,248) there are net current liabilities of £131,619 (2023 - £84,791). The company is supported through loans from the director and connected companies. The director has confirmed that the mortgage facilities will continue to be available for at least 12 months from the date of signing these financial statements and the director, along with connected companies, will continue to support the Company. Given the correct position, the director believes that any foreseeable debts can be met for at least 12 months from the date of signing these financial statements. Accordingly, they continue to adopt the going concern basis is preparing the financial statements.

Turnover

Turnover is recognised at the fair value of the consideration received from property rental provided in the normal course of business, and is shown net of VAT.

Taxation

Current tax
Current tax is provided at amounts expected to be paid (or recoverable) using the tax rates and laws that have been enacted or substantively enacted at the Balance Sheet date.

Investment property

Investment property is initially recognised at cost, which includes the purchase cost and any directly attributable expenditure. Subsequently it is measured at fair value at each reporting date with changes in fair value recognised in profit or loss. Deferred taxation is provided on these gains at the rate expected to apply when the property is sold.

Cash and cash equivalents

Cash and cash equivalents are basic financial assets and include deposits held at call with banks.

Financial instruments

Financial assets and financial liabilities are recognised when the Company becomes a party to the contractual provisions of the instrument.

Financial liabilities and equity instruments are classified according to the substance of the contractual arrangements entered into. An equity instrument is any contract that evidences a residual interest in the assets of the Company after deducting all of its liabilities.

Basic financial assets
Basic financial assets, which include debtors and bank balances, are measured at transaction price including transaction costs.

Basic financial liabilities
Basic financial liabilities, including creditors, bank loans, loans from fellow group companies and preference shares that are classified as debt, are initially recognised at transaction price unless the arrangement constitutes a financing transaction, where the debt instrument is measured at the present value of the future payments discounted at a market rate of interest. Financial liabilities classified as payable within one year are not amortised.

Debt instruments are subsequently carried at amortised cost, using the effective interest rate method.

Trade creditors are obligations to pay for goods or services that have been acquired in the ordinary course of business from suppliers. Amounts payable are classified as current liabilities if payment is due within one year or less.

Equity instruments
Equity instruments issued by the Company are recorded at the fair value of cash or other resources received or receivable, net of direct issue costs. If payment is deferred and the time value of money is material, the initial measurement is on a present value basis. Dividends payable on equity instruments are recognised as liabilities once they are no longer at the discretion of the Company.

2. Employees

2024 2023
Number Number
Monthly average number of persons employed by the Company during the year, including the director 1 1

3. Investment property

Investment property
£
Valuation
As at 01 December 2023 255,040
Additions 99,958
As at 30 November 2024 354,998

Valuation

The closing value of investment properties as at 30 November 2024 is £354,998. The director believes this value to be representative of the market value at 30 November 2024.

4. Debtors

2024 2023
£ £
Trade debtors 3,450 2,700
Other debtors 367 350
3,817 3,050

5. Creditors: amounts falling due within one year

2024 2023
£ £
Bank loans (secured) 8,048 7,295
Taxation and social security 1,770 751
Other creditors 129,611 84,145
139,429 92,191

Bank loans are secured over the assets of the company.

6. Creditors: amounts falling due after more than one year

2024 2023
£ £
Bank loans (secured) 200,584 155,001

Bank loans are secured over the assets of the company.

Amounts repayable after more than 5 years are included in creditors falling due over one year:

2024 2023
£ £
Bank loans (secured) 118,528 125,822

7. Called-up share capital

2024 2023
£ £
Allotted, called-up and fully-paid
100 Ordinary shares of £ 1.00 each 100 100

8. Related party transactions

Transactions with the entity's director

2024 2023
£ £
Amounts due to key management personnel 37,075 24,400

This balance is interest free and has no fixed terms of repayment.

Other related party transactions

2024 2023
£ £
Amounts due to other related parties 87,937 55,896

This balance is interest free and has no fixed terms of repayment.