Acorah Software Products - Accounts Production 16.5.460 false true 31 March 2024 1 April 2023 false 1 April 2024 31 March 2025 31 March 2025 SC298270 Mr Murray Jamieson Mrs Wendy Jamieson Mr. M. Jamieson true iso4217:GBP iso4217:EUR iso4217:USD xbrli:shares xbrli:pure xbrli:pure SC298270 2024-03-31 SC298270 2025-03-31 SC298270 2024-04-01 2025-03-31 SC298270 frs-core:CurrentFinancialInstruments 2025-03-31 SC298270 frs-core:Non-currentFinancialInstruments 2025-03-31 SC298270 frs-core:ShareCapital 2025-03-31 SC298270 frs-core:RetainedEarningsAccumulatedLosses 2025-03-31 SC298270 frs-bus:PrivateLimitedCompanyLtd 2024-04-01 2025-03-31 SC298270 frs-bus:FilletedAccounts 2024-04-01 2025-03-31 SC298270 frs-bus:SmallEntities 2024-04-01 2025-03-31 SC298270 frs-bus:AuditExempt-NoAccountantsReport 2024-04-01 2025-03-31 SC298270 frs-bus:SmallCompaniesRegimeForAccounts 2024-04-01 2025-03-31 SC298270 1 2024-04-01 2025-03-31 SC298270 frs-bus:Director1 2024-04-01 2025-03-31 SC298270 frs-bus:CompanySecretary1 2024-04-01 2025-03-31 SC298270 frs-countries:Scotland 2024-04-01 2025-03-31 SC298270 2023-03-31 SC298270 2024-03-31 SC298270 2023-04-01 2024-03-31 SC298270 frs-core:CurrentFinancialInstruments 2024-03-31 SC298270 frs-core:Non-currentFinancialInstruments 2024-03-31 SC298270 frs-core:ShareCapital 2024-03-31 SC298270 frs-core:RetainedEarningsAccumulatedLosses 2024-03-31
Registered number: SC298270
Scotia Financial And Mortgage Services Ltd.
Unaudited Financial Statements
For The Year Ended 31 March 2025
Paterson Accountancy Ltd
29 Academy Place
Bathgate
EH48 1AS
Scotia Financial And Mortgage Services Ltd.
Contents
Contents

| Page
--- | ---
Balance Sheet | 1—2
Notes to the Financial Statements | 3—4

Page 1
Scotia Financial And Mortgage Services Ltd.
Balance Sheet
As At 31 March 2025
Balance Sheet
Registered number: SC298270

| 2025 | 2024
--- | --- | ---
| Notes | £ | £ | £ | £
CURRENT ASSETS
Debtors | 3 | 100 |  | 100 |
Cash at bank and in hand |  | 12,246 |  | 12,028 |
|  | 12,346 |  | 12,128 |
Creditors: Amounts Falling Due Within One Year | 4 | (1,793 ) |  | (897 ) |
NET CURRENT ASSETS (LIABILITIES) |  |  | 10,553 |  | 11,231
TOTAL ASSETS LESS CURRENT LIABILITIES |  |  | 10,553 |  | 11,231
Creditors: Amounts Falling Due After More Than One Year | 5 |  | (2,118 ) |  | (3,374 )
NET ASSETS |  |  | 8,435 |  | 7,857
CAPITAL AND RESERVES
Called up share capital | 6 |  | 100 |  | 100
Profit and Loss Account |  |  | 8,335 |  | 7,757
SHAREHOLDERS' FUNDS |  |  | 8,435 |  | 7,857

Page 1
Page 2
Scotia Financial And Mortgage Services Ltd.
Balance Sheet (continued)
As At 31 March 2025
For the year ending 31 March 2025 the company was entitled to exemption from audit under section 477 of the Companies Act 2006 relating to small companies.
The members have not required the company to obtain an audit in accordance with section 476 of the Companies Act 2006.
The director acknowledges his responsibilities for complying with the requirements of the Act with respect to accounting records and the preparation of accounts.
These accounts have been prepared and delivered in accordance with the provisions applicable to companies subject to the small companies regime.
The company has taken advantage of section 444(1) of the Companies Act 2006 and opted not to deliver to the registrar a copy of the company's Profit and Loss Account.
On behalf of the board

Mr Murray Jamieson Director
15/10/2025

The notes on pages 3 to 4 form part of these financial statements.
Page 2
Page 3
Scotia Financial And Mortgage Services Ltd.
Notes to the Financial Statements
For The Year Ended 31 March 2025
Notes to the Financial Statements
1. Accounting Policies
1.1. Basis of Preparation of Financial Statements
The financial statements have been prepared under the historical cost convention and in accordance with Financial Reporting Standard 102 section 1A Small Entities "The Financial Reporting Standard applicable in the UK and Republic of Ireland" and the Companies Act 2006.
1.2. Turnover
Turnover comprises the invoiced value of goods and services supplied by the company, net of Value Added Tax and trade discounts.
2. Average Number of Employees
Average number of employees, including directors, during the year was:

| 2025 |  | 2024
--- | --- | --- | ---
Office and administration | 1 |  | 1
Sales, marketing and distribution | 1 |  | 1
| 2 |  | 2

3. Debtors

| 2025 |  | 2024
--- | --- | --- | ---
| £ |  | £
Due within one year
Called up share capital not paid | 100 |  | 100

4. Creditors: Amounts Falling Due Within One Year

| 2025 |  | 2024
--- | --- | --- | ---
| £ |  | £
Director's loan account | 1,793 |  | 897

5. Creditors: Amounts Falling Due After More Than One Year

| 2025 |  | 2024
--- | --- | --- | ---
| £ |  | £
Bank loans | 2,118 |  | 3,374

6. Share Capital

| 2025 |  | 2024
--- | --- | --- | ---
| £ |  | £
Called Up Share Capital not Paid | 100 |  | 100
Amount of Allotted, Called Up Share Capital | 100 |  | 100

Page 3
Page 4
Scotia Financial And Mortgage Services Ltd.
Notes to the Financial Statements (continued)
For The Year Ended 31 March 2025
7. Ultimate Controlling Party
The company's ultimate controlling party is Mr. M. Jamieson by virtue of his ownership of 100% of the issued share capital in the company.
Page 4