Company registration number 15802080 (England and Wales)
OTP HOLDINGS LTD
ANNUAL REPORT AND CONSOLIDATED FINANCIAL STATEMENTS
FOR THE PERIOD ENDED 31 DECEMBER 2024
OTP HOLDINGS LTD
COMPANY INFORMATION
Directors
V Delafaille
(Appointed 5 July 2024)
M V Mitchell
(Appointed 5 July 2024)
Mr M Lowndes
(Appointed 25 June 2024)
A J Burton
(Appointed 5 July 2024)
Mr J Barrowcliffe
(Appointed 5 July 2024)
Company number
15802080
Registered office
3 St Johns Court
Vicars Lane
Chester
CH1 1QE
Auditor
Cooper Parry Group Limited
St James Building
79 Oxford Street
Manchester
M1 6HT
OTP HOLDINGS LTD
CONTENTS
Page
Strategic report
1 - 3
Directors' report
4 - 5
Independent auditor's report
6 - 8
Group statement of comprehensive income
9
Group balance sheet
10
Company balance sheet
11
Group statement of changes in equity
12
Company statement of changes in equity
13
Group statement of cash flows
14
Notes to the financial statements
15 - 27
OTP HOLDINGS LTD
STRATEGIC REPORT
FOR THE PERIOD ENDED 31 DECEMBER 2024
- 1 -

This strategic report outlines the performance, strategy, risks, and key priorities of the group for the financial period ended 31 December 2024. It is prepared in accordance with the Companies Act 2006 and reflects the group’s position as a large employer in the UK construction recruitment sector.

Business strategy

Our strategy focuses on delivering high-quality services to the construction industry, supporting clients with skilled labour across all project phases. We aim to grow sustainably by expanding our client base, investing in technology, and maintaining strong relationships with contractors and candidates.

 

Objectives

Principal risks and uncertainties

Key risks include:

 

Mitigation strategies include proactive workforce planning, compliance monitoring, and investment in secure systems.

Financial review

Profit before tax was £256k during the period and turnover was £57.8m, which was primarily as a result of Exchequer Contracts Ltd purchasing the trade and assets of Exchequer Solutions Limited in July 2024. The Directors are pleased with how the integration of this trade has gone.

 

Gross margins remained stable and a key focus of the directors, with operational efficiencies and higher interest rates offsetting inflationary pressures. Cash flow and liquidity remain robust.

Future outlook

We expect continued demand for labour in construction, particularly in infrastructure and retrofit projects. Our focus will be on expanding our client base and on increasing the amount of trade we have with each client. This will be achieved by a focused sales force, targeting high quality and growing recruitment businesses delivering the highest quality of service at all times.

Promoting the success of the group

The directors recognise their duty under Section 172 of the Companies Act 2006 to promote the success of the group for the benefit of its members, while having regard to the interests of wider stakeholders. This duty is embedded in the group’s decision-making processes and strategic planning.

 

Consideration of Stakeholders

The board actively considers the views and interests of key stakeholders, including:

 

OTP HOLDINGS LTD
STRATEGIC REPORT (CONTINUED)
FOR THE PERIOD ENDED 31 DECEMBER 2024
- 2 -

 

 

 

 

 

Long-Term Decision Making

Strategic decisions are made with a view to long-term sustainability. This includes investing in digital platforms to improve operational efficiency, expanding into new market sectors, and aligning our services and product offerings with industry trends.

 

Ethical Conduct and Governance

The group maintains high standards of business conduct. Policies on anti-bribery, data protection, and equality are regularly reviewed and communicated across the business. The board receives regular updates on compliance and risk, ensuring governance remains robust.

 

Board Engagement and Oversight

Directors receive regular reports on stakeholder engagement, operational performance and ESG matters. These insights inform board-level decisions and help ensure that the group’s actions reflect its values and responsibilities.

 

Non-Financial and Sustainability Information Statement

As a large group, we disclose key non-financial information to demonstrate our commitment to responsible business practices:

 

 

 

 

 

 

This statement reflects our commitment to transparency, sustainability, and long-term value creation.

 

OTP HOLDINGS LTD
STRATEGIC REPORT (CONTINUED)
FOR THE PERIOD ENDED 31 DECEMBER 2024
- 3 -

On behalf of the board

Mr M Lowndes
Director
26 September 2025
OTP HOLDINGS LTD
DIRECTORS' REPORT
FOR THE PERIOD ENDED 31 DECEMBER 2024
- 4 -

The directors present their annual report and financial statements for the period ended 31 December 2024.

Principal activities

The principal activity of the group was that of providing commercial services to recruitment agencies and contractors across a range of sectors. The principal activity of the company in the period under review was that of a holding company.

Results and dividends

The results for the period are set out on page 9.

Ordinary dividends were paid amounting to £100,000. The directors do not recommend payment of a further dividend.

Directors

The directors who held office during the period and up to the date of signature of the financial statements were as follows:

V Delafaille
(Appointed 5 July 2024)
M V Mitchell
(Appointed 5 July 2024)
Mr M Lowndes
(Appointed 25 June 2024)
A J Burton
(Appointed 5 July 2024)
Mr J Barrowcliffe
(Appointed 5 July 2024)
Mrs J Barrowcliffe
(Appointed 5 July 2024 and resigned 18 October 2024)
Disabled persons

Applications for employment by disabled persons are always fully considered, bearing in mind the aptitudes of the applicant concerned. In the event of members of staff becoming disabled, every effort is made to ensure that their employment within the group continues and that the appropriate training is arranged. It is the policy of the group that the training, career development and promotion of disabled persons should, as far as possible, be identical to that of other employees.

Employee involvement

The group's policy is to consult and discuss with employees, through unions, staff councils and at meetings, matters likely to affect employees' interests.

 

Information about matters of concern to employees is given through information bulletins and reports which seek to achieve a common awareness on the part of all employees of the financial and economic factors affecting the group's performance.

Energy and carbon report

As the group has not consumed more than 40,000 kWh of energy in this reporting period, it qualifies as a low energy user under these regulations and is not required to report on its emissions, energy consumption or energy efficiency activities.

OTP HOLDINGS LTD
DIRECTORS' REPORT (CONTINUED)
FOR THE PERIOD ENDED 31 DECEMBER 2024
- 5 -
Statement of directors' responsibilities

The directors are responsible for preparing the Annual Report and the financial statements in accordance with applicable law and regulations.

 

Company law requires the directors to prepare financial statements for each financial year. Under that law the directors have elected to prepare the financial statements in accordance with United Kingdom Generally Accepted Accounting Practice (United Kingdom Accounting Standards and applicable law). Under company law the directors must not approve the financial statements unless they are satisfied that they give a true and fair view of the state of affairs of the group and company, and of the profit or loss of the group for that period. In preparing these financial statements, the directors are required to:

 

 

The directors are responsible for keeping adequate accounting records that are sufficient to show and explain the group’s and company’s transactions and disclose with reasonable accuracy at any time the financial position of the group and company and enable them to ensure that the financial statements comply with the Companies Act 2006. They are also responsible for safeguarding the assets of the group and company and hence for taking reasonable steps for the prevention and detection of fraud and other irregularities.

Statement of disclosure to auditor

So far as each person who was a director at the date of approving this report is aware, there is no relevant audit information of which the auditor of the company is unaware. Additionally, the directors individually have taken all the necessary steps that they ought to have taken as directors in order to make themselves aware of all relevant audit information and to establish that the auditor of the company is aware of that information.

Matters addressed within the strategic report

The group has chosen in accordance with Companies Act 2006, s. 414C(11) to set out in the group's strategic report information required by Large and Medium-sized Companies and Groups (Accounts and Reports) Regulations 2008, Sch. 7 to be contained in the directors' report. It has done so in respect of future developments and business relationships.

On behalf of the board
Mr M Lowndes
Director
26 September 2025
OTP HOLDINGS LTD
INDEPENDENT AUDITOR'S REPORT
TO THE MEMBERS OF OTP HOLDINGS LTD
- 6 -
Opinion

We have audited the financial statements of OTP Holdings Ltd (the 'parent company') and its subsidiaries (the 'group') for the period ended 31 December 2024 which comprise the group statement of comprehensive income, the group balance sheet, the company balance sheet, the group statement of changes in equity, the company statement of changes in equity, the group statement of cash flows and notes to the financial statements, including significant accounting policies. The financial reporting framework that has been applied in their preparation is applicable law and United Kingdom Accounting Standards, including Financial Reporting Standard 102 The Financial Reporting Standard applicable in the UK and Republic of Ireland (United Kingdom Generally Accepted Accounting Practice).

In our opinion the financial statements:

Basis for opinion

We conducted our audit in accordance with International Standards on Auditing (UK) (ISAs (UK)) and applicable law. Our responsibilities under those standards are further described in the Auditor's responsibilities for the audit of the financial statements section of our report. We are independent of the group and parent company in accordance with the ethical requirements that are relevant to our audit of the financial statements in the UK, including the FRC’s Ethical Standard, and we have fulfilled our other ethical responsibilities in accordance with these requirements. We believe that the audit evidence we have obtained is sufficient and appropriate to provide a basis for our opinion.

Conclusions relating to going concern

In auditing the financial statements, we have concluded that the directors' use of the going concern basis of accounting in the preparation of the financial statements is appropriate.

 

Based on the work we have performed, we have not identified any material uncertainties relating to events or conditions that, individually or collectively, may cast significant doubt on the group's and parent company's ability to continue as a going concern for a period of at least twelve months from when the financial statements are authorised for issue.

 

Our responsibilities and the responsibilities of the directors with respect to going concern are described in the relevant sections of this report.

Other information

The other information comprises the information included in the annual report other than the financial statements and our auditor's report thereon. The directors are responsible for the other information contained within the annual report. Our opinion on the financial statements does not cover the other information and, except to the extent otherwise explicitly stated in our report, we do not express any form of assurance conclusion thereon. Our responsibility is to read the other information and, in doing so, consider whether the other information is materially inconsistent with the financial statements or our knowledge obtained in the course of the audit, or otherwise appears to be materially misstated. If we identify such material inconsistencies or apparent material misstatements, we are required to determine whether this gives rise to a material misstatement in the financial statements themselves. If, based on the work we have performed, we conclude that there is a material misstatement of this other information, we are required to report that fact.

 

We have nothing to report in this regard.

Opinions on other matters prescribed by the Companies Act 2006

In our opinion, based on the work undertaken in the course of our audit:

OTP HOLDINGS LTD
INDEPENDENT AUDITOR'S REPORT (CONTINUED)
TO THE MEMBERS OF OTP HOLDINGS LTD
- 7 -
Matters on which we are required to report by exception

In the light of the knowledge and understanding of the group and the parent company and their environment obtained in the course of the audit, we have not identified material misstatements in the strategic report or the directors' report.

 

We have nothing to report in respect of the following matters in relation to which the Companies Act 2006 requires us to report to you if, in our opinion:

Responsibilities of directors

As explained more fully in the directors' responsibilities statement, the directors are responsible for the preparation of the financial statements and for being satisfied that they give a true and fair view, and for such internal control as the directors determine is necessary to enable the preparation of financial statements that are free from material misstatement, whether due to fraud or error. In preparing the financial statements, the directors are responsible for assessing the parent company's ability to continue as a going concern, disclosing, as applicable, matters related to going concern and using the going concern basis of accounting unless the directors either intend to liquidate the parent company or to cease operations, or have no realistic alternative but to do so.

Auditor's responsibilities for the audit of the financial statements

Our objectives are to obtain reasonable assurance about whether the financial statements as a whole are free from material misstatement, whether due to fraud or error, and to issue an auditor's report that includes our opinion. Reasonable assurance is a high level of assurance but is not a guarantee that an audit conducted in accordance with ISAs (UK) will always detect a material misstatement when it exists. Misstatements can arise from fraud or error and are considered material if, individually or in the aggregate, they could reasonably be expected to influence the economic decisions of users taken on the basis of these financial statements.

Extent to which the audit was considered capable of detecting irregularities including fraud

Irregularities, including fraud, are instances of non-compliance with laws and regulations. We design procedures in line with our responsibilities, outlined above, to detect material misstatements in respect of irregularities, including fraud. The extent to which our procedures are capable of detecting irregularities, including fraud, is detailed below.

Identifying and assessing potential risks related to irregularities

In identifying and assessing risks of material misstatement in respect of irregularities, including fraud, we considered the following:

 

As a result of these procedures, we considered the opportunities and incentives that may exist within the organisation for fraud and identified the greatest potential for fraud in the following areas: payroll and revenue recognition, and, in common with all audits under ISAs (UK), the risk of management override.

OTP HOLDINGS LTD
INDEPENDENT AUDITOR'S REPORT (CONTINUED)
TO THE MEMBERS OF OTP HOLDINGS LTD
- 8 -

Based on our understanding of the group and industry, we identified that the principal risks of non-compliance with laws and regulations related to the Pensions legislation, UK tax legislation and UK employment legislation, and we considered the extent to which non-compliance might have a material effect on the financial statements. We also considered those laws and regulations that have a direct impact on the preparation of the financial statements such as the Companies Act 2006. We evaluated management’s incentives and opportunities for fraudulent manipulation of the financial statements (including the risk of override of controls), and determined that the principal risks were related to posting inappropriate journal entries to increase revenue or manipulate expenditure and management bias in accounting estimates.

 

Audit procedures performed by the audit engagement team included:

 

There are inherent limitations in the audit procedures described above and the further removed non-compliance with laws and regulations is from the events and transactions reflected in the financial statements, the less likely we would become aware of it. Also, the risk of not detecting a material misstatement due to fraud is higher than the risk of not detecting one resulting from error, as fraud may involve deliberate concealment by, for example, forgery or intentional misrepresentations, or through collusion.

A further description of our responsibilities is available on the Financial Reporting Council’s website at: https://www.frc.org.uk/auditorsresponsibilities. This description forms part of our auditor's report.

Use of our report

This report is made solely to the parent company’s members, as a body, in accordance with Chapter 3 of Part 16 of the Companies Act 2006. Our audit work has been undertaken so that we might state to the parent company’s members those matters we are required to state to them in an auditor's report and for no other purpose. To the fullest extent permitted by law, we do not accept or assume responsibility to anyone other than the parent company and the parent company’s members as a body, for our audit work, for this report, or for the opinions we have formed.

Kimberly Burton BFP FCA (Senior Statutory Auditor)
For and on behalf of Cooper Parry Group Limited, Statutory Auditor
St James Building
79 Oxford Street
Manchester
M1 6HT
26 September 2025
OTP HOLDINGS LTD
GROUP STATEMENT OF COMPREHENSIVE INCOME
FOR THE PERIOD ENDED 31 DECEMBER 2024
- 9 -
Period
ended
31 December
2024
Notes
£
Turnover
3
57,752,915
Cost of sales
(56,818,707)
Gross profit
934,208
Administrative expenses
(735,341)
Operating profit
4
198,867
Interest receivable and similar income
8
56,925
Profit before taxation
255,792
Tax on profit
9
(70,112)
Profit for the financial period
20
185,680
Profit for the financial period is all attributable to the owners of the parent company.
Total comprehensive income for the period is all attributable to the owners of the parent company.
OTP HOLDINGS LTD
GROUP BALANCE SHEET
AS AT
31 DECEMBER 2024
31 December 2024
- 10 -
2024
Notes
£
£
Fixed assets
Goodwill
11
63,409
Total intangible assets
63,409
Tangible assets
12
142,908
206,317
Current assets
Debtors
15
264,506
Cash at bank and in hand
7,053,094
7,317,600
Creditors: amounts falling due within one year
16
(7,426,641)
Net current liabilities
(109,041)
Total assets less current liabilities
97,276
Provisions for liabilities
Deferred tax liability
17
11,496
(11,496)
Net assets
85,780
Capital and reserves
Called up share capital
19
100
Profit and loss reserves
20
85,680
Total equity
85,780
The financial statements were approved by the board of directors and authorised for issue on 26 September 2025 and are signed on its behalf by:
26 September 2025
Mr M Lowndes
Director
Company registration number 15802080 (England and Wales)
OTP HOLDINGS LTD
COMPANY BALANCE SHEET
AS AT 31 DECEMBER 2024
31 December 2024
- 11 -
2024
Notes
£
£
Fixed assets
Investments
13
1
Current assets
Debtors
15
100
Creditors: amounts falling due within one year
16
(1)
Net current assets
99
Net assets
100
Capital and reserves
Called up share capital
19
100

As permitted by section 408 of the Companies Act 2006, the company has not presented its own profit and loss account and related notes. The company’s profit for the year was £100,000.

The financial statements were approved by the board of directors and authorised for issue on 26 September 2025 and are signed on its behalf by:
26 September 2025
Mr M Lowndes
Director
Company registration number 15802080 (England and Wales)
OTP HOLDINGS LTD
GROUP STATEMENT OF CHANGES IN EQUITY
FOR THE PERIOD ENDED 31 DECEMBER 2024
- 12 -
Share capital
Profit and loss reserves
Total
Notes
£
£
£
Balance at 25 June 2024
-
-
-
Period ended 31 December 2024:
Profit and total comprehensive income
-
185,680
185,680
Issue of share capital
19
100
-
100
Dividends
10
-
(100,000)
(100,000)
Balance at 31 December 2024
100
85,680
85,780
OTP HOLDINGS LTD
COMPANY STATEMENT OF CHANGES IN EQUITY
FOR THE PERIOD ENDED 31 DECEMBER 2024
- 13 -
Share capital
Profit and loss reserves
Total
Notes
£
£
£
Balance at 25 June 2024
-
-
-
Period ended 31 December 2024:
Profit and total comprehensive income
-
100,000
100,000
Issue of share capital
19
100
-
100
Dividends
10
-
(100,000)
(100,000)
Balance at 31 December 2024
100
-
0
100
OTP HOLDINGS LTD
GROUP STATEMENT OF CASH FLOWS
FOR THE PERIOD ENDED 31 DECEMBER 2024
- 14 -
2024
Notes
£
£
Cash flows from operating activities
Cash generated from operations
24
7,282,755
Investing activities
Purchase of business
(51,286)
Purchase of tangible fixed assets
(135,300)
Interest received
56,925
Net cash used in investing activities
(129,661)
Financing activities
Dividends paid to equity shareholders
(100,000)
Net cash used in financing activities
(100,000)
Net increase in cash and cash equivalents
7,053,094
Cash and cash equivalents at beginning of period
-
Cash and cash equivalents at end of period
7,053,094
OTP HOLDINGS LTD
NOTES TO THE GROUP FINANCIAL STATEMENTS
FOR THE PERIOD ENDED 31 DECEMBER 2024
- 15 -
1
Accounting policies
Company information

OTP Holdings Ltd (“the company”) is a private limited company domiciled and incorporated in England and Wales. The registered office is 3 St Johns Court, Vicars Lane, Chester, CH1 1QE.

 

The group consists of OTP Holdings Ltd and all of its subsidiaries.

1.1
Reporting period

The company was incorporated on 25 June 2024, and these financial statements cover the period from incorporation to 31 December 2024. As this is a shorter reporting period, the figures presented may not be directly comparable with those of a typical annual period.

1.2
Basis of preparation

These financial statements have been prepared in accordance with FRS 102 “The Financial Reporting Standard applicable in the UK and Republic of Ireland” (“FRS 102”) and the requirements of the Companies Act 2006.

The financial statements are prepared in sterling, which is the functional currency of the group and parent company. Monetary amounts in these financial statements are rounded to the nearest £.

The financial statements have been prepared under the historical cost convention. The principal accounting policies adopted are set out below.

The company is a qualifying entity for the purposes of FRS 102, being a member of a group where the parent of that group prepares publicly available consolidated financial statements, including this company, which are intended to give a true and fair view of the assets, liabilities, financial position and profit or loss of the group. The company has therefore taken advantage of exemptions from the following disclosure requirements for parent company information presented within the consolidated financial statements:

 

1.3
Business combinations

In the parent company financial statements, the cost of a business combination is the fair value at the acquisition date of the assets given, equity instruments issued and liabilities incurred or assumed, plus costs directly attributable to the business combination. The excess of the cost of a business combination over the fair value of the identifiable assets, liabilities and contingent liabilities acquired is recognised as goodwill. The cost of the combination includes the estimated amount of contingent consideration that is probable and can be measured reliably, and is adjusted for changes in contingent consideration after the acquisition date. Provisional fair values recognised for business combinations in previous periods are adjusted retrospectively for final fair values determined in the 12 months following the acquisition date. Investments in subsidiaries, joint ventures and associates are accounted for at cost less impairment.

 

Deferred tax is recognised on differences between the value of assets (other than goodwill) and liabilities recognised in a business combination accounted for using the purchase method and the amounts that can be deducted or assessed for tax, considering the manner in which the carrying amount of the asset or liability is expected to be recovered or settled. The deferred tax recognised is adjusted against goodwill or negative goodwill.

OTP HOLDINGS LTD
NOTES TO THE GROUP FINANCIAL STATEMENTS (CONTINUED)
FOR THE PERIOD ENDED 31 DECEMBER 2024
1
Accounting policies
(Continued)
- 16 -
1.4
Basis of consolidation

The consolidated group financial statements consist of the financial statements of the parent company OTP Holdings Ltd together with all entities controlled by the parent company (its subsidiaries).

 

All financial statements are made up to 31 December 2024. Where necessary, adjustments are made to the financial statements of subsidiaries to bring the accounting policies used into line with those used by other members of the group.

 

All intra-group transactions, balances and unrealised gains on transactions between group companies are eliminated on consolidation. Unrealised losses are also eliminated unless the transaction provides evidence of an impairment of the asset transferred.

Subsidiaries are consolidated in the group’s financial statements from the date that control commences until the date that control ceases.

1.5
Going concern

At the time of approving the financial statements, the directors have a reasonable expectation that the group has adequate resources to continue in operational existence for the foreseeable future. Thus the directors continue to adopt the going concern basis of accounting in preparing the financial statements.

1.6
Turnover

Turnover represents the amounts receivable in the normal course of business for services provided net of trade discounts, VAT and other sales related taxes. In respect of specialist recruitment services the group recognises revenue when services are supplied to customers.

1.7
Intangible fixed assets - goodwill

Goodwill represents the excess of the cost of acquisition of a business over the fair value of net assets acquired. It is initially recognised as an asset at cost and is subsequently measured at cost less accumulated amortisation and accumulated impairment losses. Goodwill is considered to have a finite useful life and is amortised on a systematic basis over its expected life, which is 2 years.

 

For the purposes of impairment testing, goodwill is allocated to the cash-generating units expected to benefit from the acquisition. Cash-generating units to which goodwill has been allocated are tested for impairment at least annually, or more frequently when there is an indication that the unit may be impaired. If the recoverable amount of the cash-generating unit is less than the carrying amount of the unit, the impairment loss is allocated first to reduce the carrying amount of any goodwill allocated to the unit and then to the other assets of the unit pro-rata on the basis of the carrying amount of each asset in the unit.

1.8
Tangible fixed assets

Tangible fixed assets are initially measured at cost and subsequently measured at cost, net of depreciation and any impairment losses.

Depreciation is recognised so as to write off the cost of assets less their residual values over their useful lives on the following bases:

Fixtures and fittings
25% per annum straight line
Computers
30% per annum straight line
Motor vehicles
20% - 25% per annum straight line

The gain or loss arising on the disposal of an asset is determined as the difference between the sale proceeds and the carrying value of the asset, and is recognised in the profit and loss account.

OTP HOLDINGS LTD
NOTES TO THE GROUP FINANCIAL STATEMENTS (CONTINUED)
FOR THE PERIOD ENDED 31 DECEMBER 2024
1
Accounting policies
(Continued)
- 17 -
1.9
Fixed asset investments

Equity investments are measured at fair value through profit or loss, except for those equity investments that are not publicly traded and whose fair value cannot otherwise be measured reliably, which are recognised at cost less impairment until a reliable measure of fair value becomes available.

 

In the parent company financial statements, investments in subsidiaries are initially measured at cost and subsequently measured at cost less any accumulated impairment losses.

A subsidiary is an entity controlled by the group. Control is the power to govern the financial and operating policies of the entity so as to obtain benefits from its activities.

1.10
Impairment of fixed assets

At each reporting period end date, the group reviews the carrying amounts of its tangible and intangible assets to determine whether there is any indication that those assets have suffered an impairment loss. If any such indication exists, the recoverable amount of the asset is estimated in order to determine the extent of the impairment loss (if any). Where it is not possible to estimate the recoverable amount of an individual asset, the company estimates the recoverable amount of the cash-generating unit to which the asset belongs.

 

The carrying amount of the investments accounted for using the equity method is tested for impairment as a single asset. Any goodwill included in the carrying amount of the investment is not tested separately for impairment.

1.11
Cash and cash equivalents

Cash and cash equivalents are basic financial assets and include cash in hand, deposits held at call with banks, other short-term liquid investments with original maturities of three months or less, and bank overdrafts. Bank overdrafts are shown within borrowings in current liabilities.

1.12
Financial instruments

The group has elected to apply the provisions of Section 11 ‘Basic Financial Instruments' of FRS 102 to all of its financial instruments.

 

Financial instruments are recognised in the group's balance sheet when the group becomes party to the contractual provisions of the instrument.

 

Financial assets and liabilities are offset and the net amounts presented in the financial statements when there is a legally enforceable right to set off the recognised amounts and there is an intention to settle on a net basis or to realise the asset and settle the liability simultaneously.

Basic financial assets

Basic financial assets, which include debtors and cash and bank balances, are initially measured at transaction price including transaction costs and are subsequently carried at amortised cost using the effective interest method unless the arrangement constitutes a financing transaction, where the transaction is measured at the present value of the future receipts discounted at a market rate of interest. Financial assets classified as receivable within one year are not amortised.

Classification of financial liabilities

Financial liabilities and equity instruments are classified according to the substance of the contractual arrangements entered into. An equity instrument is any contract that evidences a residual interest in the assets of the group after deducting all of its liabilities.

OTP HOLDINGS LTD
NOTES TO THE GROUP FINANCIAL STATEMENTS (CONTINUED)
FOR THE PERIOD ENDED 31 DECEMBER 2024
1
Accounting policies
(Continued)
- 18 -
Basic financial liabilities

Basic financial liabilities, including creditors, bank loans, loans from fellow group companies and preference shares that are classified as debt, are initially recognised at transaction price unless the arrangement constitutes a financing transaction, where the debt instrument is measured at the present value of the future payments discounted at a market rate of interest. Financial liabilities classified as payable within one year are not amortised.

 

Debt instruments are subsequently carried at amortised cost, using the effective interest rate method.

 

Trade creditors are obligations to pay for goods or services that have been acquired in the ordinary course of business from suppliers. Amounts payable are classified as current liabilities if payment is due within one year or less. If not, they are presented as non-current liabilities. Trade creditors are recognised initially at transaction price and subsequently measured at amortised cost using the effective interest method.

1.13
Equity instruments

Equity instruments issued by the group are recorded at the proceeds received, net of transaction costs. Dividends payable on equity instruments are recognised as liabilities once they are no longer at the discretion of the group.

1.14
Taxation

The tax expense represents the sum of the tax currently payable and deferred tax.

Current tax

The tax currently payable is based on taxable profit for the year. Taxable profit differs from net profit as reported in the profit and loss account because it excludes items of income or expense that are taxable or deductible in other years and it further excludes items that are never taxable or deductible. The group’s liability for current tax is calculated using tax rates that have been enacted or substantively enacted by the reporting end date.

Deferred tax

Deferred tax liabilities are generally recognised for all timing differences and deferred tax assets are recognised to the extent that it is probable that they will be recovered against the reversal of deferred tax liabilities or other future taxable profits. Such assets and liabilities are not recognised if the timing difference arises from goodwill or from the initial recognition of other assets and liabilities in a transaction that affects neither the tax profit nor the accounting profit.

 

The carrying amount of deferred tax assets is reviewed at each reporting end date and reduced to the extent that it is no longer probable that sufficient taxable profits will be available to allow all or part of the asset to be recovered. Deferred tax is calculated at the tax rates that are expected to apply in the period when the liability is settled or the asset is realised. Deferred tax is charged or credited in the profit and loss account, except when it relates to items charged or credited directly to equity, in which case the deferred tax is also dealt with in equity. Deferred tax assets and liabilities are offset if, and only if, there is a legally enforceable right to offset current tax assets and liabilities and the deferred tax assets and liabilities relate to taxes levied by the same tax authority.

1.15
Employee benefits

The costs of short-term employee benefits are recognised as a liability and an expense, unless those costs are required to be recognised as part of the cost of stock or fixed assets.

 

The cost of any unused holiday entitlement is recognised in the period in which the employee’s services are received.

 

Termination benefits are recognised immediately as an expense when the group is demonstrably committed to terminate the employment of an employee or to provide termination benefits.

OTP HOLDINGS LTD
NOTES TO THE GROUP FINANCIAL STATEMENTS (CONTINUED)
FOR THE PERIOD ENDED 31 DECEMBER 2024
1
Accounting policies
(Continued)
- 19 -
1.16
Retirement benefits

Payments to defined contribution retirement benefit schemes are charged as an expense as they fall due.

1.17
Leases

Rentals payable under operating leases, including any lease incentives received, are charged to profit or loss on a straight line basis over the term of the relevant lease except where another more systematic basis is more representative of the time pattern in which economic benefits from the leased asset are consumed.

2
Judgements and key sources of estimation uncertainty

In the application of the group’s accounting policies, the directors are required to make judgements, estimates and assumptions about the carrying amount of assets and liabilities that are not readily apparent from other sources. The estimates and associated assumptions are based on historical experience and other factors that are considered to be relevant. Actual results may differ from these estimates.

 

The estimates and underlying assumptions are reviewed on an ongoing basis. Revisions to accounting estimates are recognised in the period in which the estimate is revised where the revision affects only that period, or in the period of the revision and future periods where the revision affects both current and future periods.

 

In the opinion of the directors, no judgements have a significant effect on amounts recognised in the financial statements and no estimates or assumptions have a significant risk of causing a material adjustment to the carrying amount of assets and liabilities.

3
Turnover
2024
£
Turnover analysed by class of business
Sales of services
57,752,915

All turnover arose within the United Kingdom.

4
Operating profit
2024
£
Operating profit for the period is stated after charging:
Depreciation of owned tangible fixed assets
12,392
Amortisation of intangible assets
15,000
Operating lease charges
8,948
5
Auditor's remuneration
2024
Fees payable to the company's auditor and associates:
£
For audit services
Audit of the financial statements of the group and company
-
Audit of the financial statements of the company's subsidiaries
20,000
OTP HOLDINGS LTD
NOTES TO THE GROUP FINANCIAL STATEMENTS (CONTINUED)
FOR THE PERIOD ENDED 31 DECEMBER 2024
5
Auditor's remuneration
(Continued)
- 20 -

Audit costs of the parent company are borne by the subsidiary.

6
Employees

The average monthly number of persons (including directors) employed by the group and company during the period was:

Group
Company
2024
2024
Number
Number
Administration
20
-
Contractors
1,052
-
Total
1,072
0

Their aggregate remuneration comprised:

Group
Company
2024
2024
£
£
Wages and salaries
9,651,997
-
0
Social security costs
862,655
-
Pension costs
40,169
-
0
10,554,821
-
0

In addition, the average number of persons on hire to clients was 8,471. The associated costs were wages of £45,958,116.

 

7
Directors' remuneration
2024
£
Remuneration for qualifying services
123,728
Company pension contributions to defined contribution schemes
4,612
128,340

The number of directors for whom retirement benefits are accruing under defined contribution schemes amounted to 3.

OTP HOLDINGS LTD
NOTES TO THE GROUP FINANCIAL STATEMENTS (CONTINUED)
FOR THE PERIOD ENDED 31 DECEMBER 2024
- 21 -
8
Interest receivable and similar income
2024
£
Interest income
Interest on bank deposits
56,925
9
Taxation
2024
£
Current tax
UK corporation tax on profits for the current period
58,616
Deferred tax
Origination and reversal of timing differences
11,496
Total tax charge
70,112

The actual charge for the period can be reconciled to the expected charge/(credit) for the period based on the profit or loss and the standard rate of tax as follows:

2024
£
Profit before taxation
255,792
Expected tax charge based on the standard rate of corporation tax in the UK of 25.00%
63,948
Tax effect of expenses that are not deductible in determining taxable profit
7,236
Amortisation on assets not qualifying for tax allowances
3,750
Other permanent differences
(2,464)
Marginal relief
(220)
Movement in deferred tax not recognised
(2,138)
Taxation charge
70,112
10
Dividends
2024
Recognised as distributions to equity holders:
£
Final paid
100,000
OTP HOLDINGS LTD
NOTES TO THE GROUP FINANCIAL STATEMENTS (CONTINUED)
FOR THE PERIOD ENDED 31 DECEMBER 2024
- 22 -
11
Intangible fixed assets
Group
Goodwill
£
Cost
At 25 June 2024
-
0
Additions
78,409
At 31 December 2024
78,409
Amortisation and impairment
At 25 June 2024
-
0
Amortisation charged for the period
15,000
At 31 December 2024
15,000
Carrying amount
At 31 December 2024
63,409
The company had no intangible fixed assets at 31 December 2024.
12
Tangible fixed assets
Group
Fixtures and fittings
Computers
Motor vehicles
Total
£
£
£
£
Cost
At 25 June 2024
-
0
-
0
-
0
-
0
Additions
-
0
2,784
132,516
135,300
Business combinations
4,500
-
0
15,500
20,000
At 31 December 2024
4,500
2,784
148,016
155,300
Depreciation and impairment
At 25 June 2024
-
0
-
0
-
0
-
0
Depreciation charged in the period
563
349
11,480
12,392
At 31 December 2024
563
349
11,480
12,392
Carrying amount
At 31 December 2024
3,937
2,435
136,536
142,908
The company had no tangible fixed assets at 31 December 2024.
OTP HOLDINGS LTD
NOTES TO THE GROUP FINANCIAL STATEMENTS (CONTINUED)
FOR THE PERIOD ENDED 31 DECEMBER 2024
- 23 -
13
Fixed asset investments
Group
Company
2024
2024
Notes
£
£
Investments in subsidiaries
14
-
0
1
Movements in fixed asset investments
Company
Shares in subsidiaries
£
Cost or valuation
At 25 June 2024
-
Additions
1
At 31 December 2024
1
Carrying amount
At 31 December 2024
1
14
Subsidiaries

Details of the company's subsidiaries at 31 December 2024 are as follows:

Name of undertaking
Registered office
Nature of business
Class of
% Held
shares held
Direct
Exchequer Contracts Limited
3 St Johns Court, Vicars Lane, Chester, England, CH1 1QE
Recruitment services
Ordinary
100.00
15
Debtors
Group
Company
2024
2024
Amounts falling due within one year:
£
£
Trade debtors
158,198
-
0
Unpaid share capital
100
100
Prepayments and accrued income
106,208
-
0
264,506
100
OTP HOLDINGS LTD
NOTES TO THE GROUP FINANCIAL STATEMENTS (CONTINUED)
FOR THE PERIOD ENDED 31 DECEMBER 2024
- 24 -
16
Creditors: amounts falling due within one year
Group
Company
2024
2024
£
£
Trade creditors
19,463
-
0
Amounts owed to group undertakings
-
0
1
Corporation tax payable
58,616
-
0
Other taxation and social security
7,126,458
-
Other creditors
108,020
-
0
Accruals and deferred income
114,084
-
0
7,426,641
1
17
Deferred taxation

The following are the major deferred tax liabilities and assets recognised by the group and company, and movements thereon:

Liabilities
2024
Group
£
Accelerated capital allowances
11,537
Short term timing differences
(41)
11,496
The company has no deferred tax assets or liabilities.
Group
Company
2024
2024
Movements in the period:
£
£
Asset at 25 June 2024
-
-
Charge to profit or loss
11,496
-
Liability at 31 December 2024
11,496
-
18
Retirement benefit schemes
2024
Defined contribution schemes
£
Charge to profit or loss in respect of defined contribution schemes
40,169
OTP HOLDINGS LTD
NOTES TO THE GROUP FINANCIAL STATEMENTS (CONTINUED)
FOR THE PERIOD ENDED 31 DECEMBER 2024
18
Retirement benefit schemes
(Continued)
- 25 -

A defined contribution pension scheme is operated for all qualifying employees. The assets of the scheme are held separately from those of the group in an independently administered fund.

 

At 31 December 2024 the amounts owed to the defined contribution scheme were £4,432.

19
Share capital
Group and company
2024
2024
Ordinary share capital
Number
£
Issued and not fully paid
Ordinary shares of £1 each
100
100
20
Reserves
Profit and loss reserves

The profit and loss reserve contains all retained profits less any distributions to shareholders.

21
Acquisition of a business

On 15 July 2024, the group acquired the trade and assets of Exchequer Solutions Limited.

Book Value
Adjustments
Fair Value
Net assets acquired
£
£
£
Property, plant and equipment
20,000
-
20,000
Trade and other receivables
10,000
-
10,000
Total identifiable net assets
30,000
-
30,000
Goodwill
60,000
Total consideration
90,000
The consideration was satisfied by:
£
Cash
60,000
Deferred consideration
30,000
90,000
OTP HOLDINGS LTD
NOTES TO THE GROUP FINANCIAL STATEMENTS (CONTINUED)
FOR THE PERIOD ENDED 31 DECEMBER 2024
21
Acquisition of a business
(Continued)
- 26 -
Contribution by the acquired business for the reporting period included in the group statement of comprehensive income since acquisition:
£
Turnover
-
Profit after tax
-

On 15 July 2024, the group acquired 100 percent of the issued share capital of Exchequer Contracts Limited.

Book Value
Adjustments
Fair Value
Net assets acquired
£
£
£
Trade and other receivables
9,126
-
9,126
Cash and cash equivalents
8,715
-
8,715
Trade and other payables
(51,383)
15,134
(36,249)
Total identifiable net assets
(33,542)
15,134
(18,408)
Goodwill
18,409
Total consideration
1
The consideration was satisfied by:
£
Cash
1
Contribution by the acquired business for the reporting period included in the group statement of comprehensive income since acquisition:
£
Turnover
57,752,916
Profit after tax
200,814
22
Secured liabilities

Exchequer Contracts Ltd, a subsidiary of the group, granted a fixed and floating charge over its assets on 15 July 2024 in favour of Exchequer Solutions Limited (in administration) and its joint administrators, in connection with the acquisition of that business.

23
Related party transactions

During the period, Meridian Business Support Limited was related by a common director until 13 August 2024 when the common directorship ceased. During the period, the group received £294,988 for sales of services provided. No amounts were due from the company at the year end.

OTP HOLDINGS LTD
NOTES TO THE GROUP FINANCIAL STATEMENTS (CONTINUED)
FOR THE PERIOD ENDED 31 DECEMBER 2024
- 27 -
24
Cash generated from group operations
2024
£
Profit after taxation
185,680
Adjustments for:
Taxation charged
70,112
Investment income
(56,925)
Amortisation and impairment of intangible assets
15,000
Depreciation and impairment of tangible fixed assets
12,392
Movements in working capital:
Increase in debtors
(245,280)
Increase in creditors
7,301,776
Cash generated from operations
7,282,755
25
Analysis of changes in net funds - group
25 June 2024
Cash flows
31 December 2024
£
£
£
Cash at bank and in hand
-
7,053,094
7,053,094
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