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Company Registration No. 05788165 (England and Wales)
Newquay Mortgage and Pensions Limited Unaudited accounts for the year ended 30 September 2025
Newquay Mortgage and Pensions Limited Unaudited accounts Contents
Page
Company information
3
Statement of financial position
4
Notes to the accounts
5
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Newquay Mortgage and Pensions Limited Company Information for the year ended 30 September 2025
Directors
Andrew Willmott Jacob Leech
Secretary
Andrew Willmott
Company Number
05788165 (England and Wales)
Registered Office
Newquay Mortgage & Pensions Ltd 8 Chester Road Newquay Cornwall TR7 2RX England
Accountants
Chynance Accountancy Services Ltd 2 King Mark House Stret Constantine Newquay Cornwall TR7 1GF
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Newquay Mortgage and Pensions Limited Statement of financial position as at 30 September 2025
2025
2024
Notes
£
£
Fixed assets
Tangible assets
4
765
1,020
Current assets
Debtors
5
76,216
66,561
Cash at bank and in hand
150,828
50,677
227,044
117,238
Creditors: amounts falling due within one year
6
(51,987)
(34,368)
Net current assets
175,057
82,870
Total assets less current liabilities
175,822
83,890
Creditors: amounts falling due after more than one year
7
(61,335)
(12,500)
Provisions for liabilities
Other provisions
(356)
(356)
Net assets
114,131
71,034
Capital and reserves
Called up share capital
10
10
Profit and loss account
114,121
71,024
Shareholders' funds
114,131
71,034
For the year ending 30 September 2025 the company was entitled to exemption from audit under section 477 of the Companies Act 2006 relating to small companies. The members have not required the company to obtain an audit in accordance with section 476 of the Companies Act 2006.
The directors acknowledge their responsibilities for complying with the requirements of the Act with respect to accounting records and the preparation of accounts.
These accounts have been prepared and delivered in accordance with the provisions applicable to companies subject to the small companies' regime and in accordance with the provisions of FRS 102 Section 1A - Small Entities. The profit and loss account has not been delivered to the Registrar of Companies.
The financial statements were approved by the Board of Directors and authorised for issue on 17 October 2025 and were signed on its behalf by
Andrew Willmott Director Company Registration No. 05788165
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Newquay Mortgage and Pensions Limited Notes to the Accounts for the year ended 30 September 2025
1
Statutory information
Newquay Mortgage and Pensions Limited is a private company, limited by shares, registered in England and Wales, registration number 05788165. The registered office is Newquay Mortgage & Pensions Ltd, 8 Chester Road, Newquay, Cornwall, TR7 2RX, England.
2
Compliance with accounting standards
The accounts have been prepared in accordance with the provisions of FRS 102 Section 1A Small Entities. There were no material departures from that standard.
3
Accounting policies
The principal accounting policies adopted in the preparation of the financial statements are set out below and have remained unchanged from the previous year, and also have been consistently applied within the same accounts.
Basis of preparation
The accounts have been prepared under the historical cost convention as modified by the revaluation of certain fixed assets.
Presentation currency
The accounts are presented in £ sterling.
Tangible fixed assets and depreciation
Tangible assets are included at cost less depreciation and impairment. Depreciation has been provided at the following rates in order to write off the assets over their estimated useful lives:
Computer equipment
25% Reducing Balance
4
Tangible fixed assets
Computer equipment
£
Cost or valuation
At cost
At 1 October 2024
58,501
At 30 September 2025
58,501
Depreciation
At 1 October 2024
57,481
Charge for the year
255
At 30 September 2025
57,736
Net book value
At 30 September 2025
765
At 30 September 2024
1,020
5
Debtors
2025
2024
£
£
Amounts falling due within one year
Trade debtors
76,216
66,561
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Newquay Mortgage and Pensions Limited Notes to the Accounts for the year ended 30 September 2025
6
Creditors: amounts falling due within one year
2025
2024
£
£
Bank loans and overdrafts
10,000
10,000
Taxes and social security
41,572
23,035
Loans from directors
415
1,213
Accruals
-
120
51,987
34,368
7
Creditors: amounts falling due after more than one year
2025
2024
£
£
Bank loans
61,335
12,500
8
Average number of employees
During the year the average number of employees was 7 (2024: 7).
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