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Registered number: 08064080









LUBBER LIMITED







UNAUDITED

FINANCIAL STATEMENTS

INFORMATION FOR FILING WITH THE REGISTRAR

FOR THE YEAR ENDED 31 MARCH 2025

 
LUBBER LIMITED
REGISTERED NUMBER: 08064080

STATEMENT OF FINANCIAL POSITION
AS AT 31 MARCH 2025

2025
2024
Note
£
£

Fixed assets
  

Tangible fixed assets
  
3,496
3,950

Investments
 6 
102
102

Investment property
 7 
5,546,698
5,546,698

  
5,550,296
5,550,750

Current assets
  

Debtors: amounts falling due within one year
 8 
65,561
40,900

Cash at bank and in hand
  
10,657
240,675

  
76,218
281,575

Creditors: amounts falling due within one year
 9 
(312,256)
(1,070,673)

Net current liabilities
  
 
 
(236,038)
 
 
(789,098)

Total assets less current liabilities
  
5,314,258
4,761,652

Creditors: amounts falling due after more than one year
 10 
(640,000)
(575,000)

  

Net assets
  
4,674,258
4,186,652


Capital and reserves
  

Called up share capital 
  
1
1

Profit and loss account
  
4,674,257
4,186,651

  
4,674,258
4,186,652


Page 1

 
LUBBER LIMITED
REGISTERED NUMBER: 08064080
    
STATEMENT OF FINANCIAL POSITION (CONTINUED)
AS AT 31 MARCH 2025

The director considers that the company is entitled to exemption from audit under section 477 of the Companies Act 2006 and members have not required the company to obtain an audit for the year in question in accordance with section 476 of the Companies Act 2006.

The director acknowledges his responsibilities for complying with the requirements of the Companies Act 2006 with respect to accounting records and the preparation of financial statements.

The financial statements have been prepared in accordance with the provisions applicable to companies subject to the small companies regime and in accordance with the provisions of FRS 102 Section 1A - small entities.

The financial statements have been delivered in accordance with the provisions applicable to companies subject to the small companies regime.

The company has opted not to file the statement of income and retained earnings in accordance with provisions applicable to companies subject to the small companies' regime.

The financial statements were approved and authorised for issue by the board and were signed on its behalf on 21 October 2025.



A Newman
Director

Page 2

 
LUBBER LIMITED
 
 
 
NOTES TO THE FINANCIAL STATEMENTS
FOR THE YEAR ENDED 31 MARCH 2025

1.


General information

Lubber Limited is a private company limited by shares, incorporated in England and Wales. The address of its registered office is 124 Finchley Road, London, NW3 5JS. 

2.Accounting policies

 
2.1

Basis of preparation of financial statements

The financial statements have been prepared under the historical cost convention unless otherwise specified within these accounting policies and in accordance with FRS 102 'The Financial Reporting Standard applicable in the UK and the Republic of Ireland' and the requirements of the Companies Act 2006. The disclosure requirements of Section 1A of FRS 102 have been applied other than where additional disclosure is required to show a true and fair view.

The company is the parent undertaking of a small group and as such is not required by the Companies Act 2006 to prepare group accounts. These financial statements therefore present information about the company as an individual undertaking and not about its group.

 
2.2

Revenue recognition

Revenue is recognised to the extent that it is probable that the economic benefits will flow to the Company and the revenue can be reliably measured. Revenue is measured as the fair value of the consideration received or receivable, excluding discounts, rebates, value added tax and other sales taxes.
Rental revenue as lessor
Investment property are leased to tenants under contracted terms. The rental income receivable under these leases is recognised through profit and loss on a straight line basis over the term of the lease. Any rent-free period is spread over the period of the lease. 

 
2.3

Tangible fixed assets

Tangible fixed assets under the cost model are stated at historical cost less accumulated depreciation and any accumulated impairment losses. Historical cost includes expenditure that is directly attributable to bringing the asset to the location and condition necessary for it to be capable of operating in the manner intended by management.

Depreciation is charged so as to allocate the cost of assets less their residual value over their estimated useful lives.

Depreciation is provided on the following basis:

Plant and machinery
-
Over 5 years straight line
Computer equipment
-
Over 3 years straight line

 
2.4

Investment property

Investment property is carried at fair value derived from the current market rents and investment property yields for comparable real estate, adjusted if necessary for any difference in the nature, location or condition of the specific asset. No depreciation is provided. Movements in fair value are recognised in the statement of income and retained earnings.

Page 3

 
LUBBER LIMITED
 
 
 
NOTES TO THE FINANCIAL STATEMENTS
FOR THE YEAR ENDED 31 MARCH 2025

2.Accounting policies (continued)

 
2.5

Valuation of investments

Investments in subsidiaries are measured at cost less accumulated impairment.

 
2.6

Financial instruments

The company has elected to apply the provisions of Section 11 “Basic Financial Instruments” of FRS 102 to all of its financial instruments.

Basic financial assets

Basic financial assets, which include trade and other debtors, cash and bank balances, are initially measured at their transaction price (adjusted for transaction costs except in the initial measurement of financial assets that are subsequently measured at fair value through profit and loss) and are subsequently carried at their amortised cost using the effective interest method, less any provision for impairment, unless the arrangement constitutes a financing transaction, where the transaction is measured at the present value of the future receipts discounted at a market rate of interest.

Discounting is omitted where the effect of discounting is immaterial. The company's cash and cash equivalents, trade and most other debtors due with the operating cycle fall into this category of financial instruments.

Basic financial liabilities

Financial liabilities and equity instruments are classified according to the substance of the contractual arrangements entered into. An equity instrument is any contract that evidences a residual interest in the assets of the company after the deduction of all its liabilities.

Basic financial liabilities, which include trade and other creditors, bank loans and other loans are initially measured at their transaction price (adjusting for transaction costs except in the initial measurement of financial liabilities that are subsequently measured at fair value through profit and loss). When this constitutes a financing transaction, whereby the debt instrument is measured at the present value of the future payments discounted at a market rate of interest, discounting is omitted where the effect of discounting is immaterial.

Debt instruments are subsequently carried at their amortised cost using the effective interest rate method.

Trade creditors are obligations to pay for goods and services that have been acquired in the ordinary course of business from suppliers. Trade creditors are classified as current liabilities if the payment is due within one year. If not, they represent non-current liabilities. Trade creditors are initially recognised at their transaction price and subsequently are measured at amortised cost using the effective interest method. Discounting is omitted where the effect of discounting is immaterial.

Page 4

 
LUBBER LIMITED
 
 
 
NOTES TO THE FINANCIAL STATEMENTS
FOR THE YEAR ENDED 31 MARCH 2025

2.Accounting policies (continued)

 
2.7

Foreign currency translation

Functional and presentation currency

The company's functional and presentational currency is GBP, rounded to the nearest £1.

Transactions and balances

Foreign currency transactions are translated into the functional currency using the spot exchange rates at the dates of the transactions.

At each period end foreign currency monetary items are translated using the closing rate. Non-monetary items measured at historical cost are translated using the exchange rate at the date of the transaction and non-monetary items measured at fair value are measured using the exchange rate when fair value was determined.

 
2.8

Finance costs

Finance costs are charged to profit or loss over the term of the debt using the effective interest method so that the amount charged is at a constant rate on the carrying amount. Issue costs are initially recognised as a reduction in the proceeds of the associated capital instrument.

 
2.9

Borrowing costs

All borrowing costs are recognised in profit or loss in the year in which they are incurred.


3.


Judgments in applying accounting policies and key sources of estimation uncertainty

The preparation of the financial statements requires management to make judgements, estimates and assumptions that affect the amounts reported for assets and liabilities as at the reporting date and the amounts reported for revenues and expenses during the year. However, the nature of estimation means that actual outcomes could differ from those estimates.
Accruals
The company makes an estimate of accruals at the year end based on invoices received after the year end and work undertaken which has not been invoiced based on quotations or estimates of amounts that may be due for payment.


4.


Employees

The average monthly number of employees, including directors, during the year was 1 (2024 - 1).

Page 5

 
LUBBER LIMITED
 
 
 
NOTES TO THE FINANCIAL STATEMENTS
FOR THE YEAR ENDED 31 MARCH 2025

5.


Tangible fixed assets





Plant and machinery
Computer equipment
Total

£
£
£



Cost or valuation


At 1 April 2024
6,584
894
7,478


Additions
1,035
-
1,035



At 31 March 2025

7,619
894
8,513



Depreciation


At 1 April 2024
2,634
894
3,528


Charge for the year on owned assets
1,489
-
1,489



At 31 March 2025

4,123
894
5,017



Net book value



At 31 March 2025
3,496
-
3,496



At 31 March 2024
3,950
-
3,950


6.


Fixed asset investments





Investments in subsidiary companies

£



Cost or valuation


At 1 April 2024
102



At 31 March 2025
102




Page 6

 
LUBBER LIMITED
 
 
 
NOTES TO THE FINANCIAL STATEMENTS
FOR THE YEAR ENDED 31 MARCH 2025

7.


Investment property


Freehold investment property

£



Valuation


At 1 April 2024
5,546,698



At 31 March 2025
5,546,698

The investment properties were valued in 2021 on an open market value for existing use basis. The Director considers this to be a fair reflection of the current market value at the reporting date.  





If the Investment properties had been accounted for under the historic cost accounting rules, the properties would have been measured as follows:

2025
2024
£
£


Historic cost
5,611,564
5,611,564

Page 7

 
LUBBER LIMITED
 
 
 
NOTES TO THE FINANCIAL STATEMENTS
FOR THE YEAR ENDED 31 MARCH 2025

8.


Debtors

2025
2024
£
£


Amounts owed by group undertakings
18,345
-

Other debtors
37,737
34,096

Prepayments and accrued income
9,479
6,804

65,561
40,900


Amounts owed by group undertakings are interest free and repayable on demand.


9.


Creditors: Amounts falling due within one year

2025
2024
£
£

Bank loans
120,000
525,000

Trade creditors
3,679
8,408

Amounts owed to group undertakings
-
313,334

Other creditors
175,427
213,809

Accruals and deferred income
13,150
10,122

312,256
1,070,673


Amounts owed to group undertakings are interest free and repayable on demand.


10.


Creditors: Amounts falling due after more than one year

2025
2024
£
£

Bank loans
640,000
575,000


The bank loans are secured by fixed and floating charges over the assets of the company and its subsidiary. Mr A Newman, the director, has also provided a personal guarantee. 
There are two separate bank loans included in the balance above:
The amount outstanding at the reporting date on the first bank loan was £575,000. The balance is  repayable by quarterly instalments of £25,000, with a balancing payment at the maturity date of the loan. Interest is charged on amounts outstanding at 2.79% over the base rate.
The amount outstanding at the reporting date on the second bank loan was £185,000. The balance is  repayable by quarterly instalments of £5,000, with a balancing payment at the maturity date of the loan. Interest is charged on amounts outstanding at 2.50% over the base rate. 

Page 8

 
LUBBER LIMITED
 
 
 
NOTES TO THE FINANCIAL STATEMENTS
FOR THE YEAR ENDED 31 MARCH 2025

11.


Related party transactions

At the reporting date the company owed Mr A Newman, the director, £67,991 (2024: £130,473) which is included in other creditors. The amount is not subject to interest and is repayable on demand.
At the reporting date, the company was owed amounts totalling £24,102 (2024: £24,102) by 1st Folding Sliding Holdings Limited, a company under the control of the director, this amount is included within other debtors. The amount is not subject to interest and is repayable on demand.
At the reporting date the company owed Morespace Basements Limited, a company under the control of Mr A Newman, the director, £93,711 (2024: £70,711) which is included in other creditors. The amount is not subject to interest and is repayable on demand.
At the reporting date, the company was owed £18,345 (2024: company owed £313,334) by Loft Rooms.co.uk Limited, a subsidiary company, which is included in amounts owed by group undertakings. The balance was not subject to interest and is repayable on demand. 
 

 
Page 9