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Company Registration No. 12213812 (England and Wales)
ChandlerMortgages Ltd Unaudited accounts for the year ended 31 March 2025
ChandlerMortgages Ltd Unaudited accounts Contents
Page
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ChandlerMortgages Ltd Company Information for the year ended 31 March 2025
Directors
Mr J Chandler Mrs J Chandler
Company Number
12213812 (England and Wales)
Registered Office
249 Main Road Biggin Hill Westerham Kent TN16 3JY England
Accountants
Brambillow Accounting Ltd Brookhouse Cranoe Road Welham Leicestershire LE16 7UH
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ChandlerMortgages Ltd Statement of financial position as at 31 March 2025
2025 
2024 
Notes
£ 
£ 
Fixed assets
Tangible assets
14,746 
789 
Current assets
Debtors
370 
2,645 
Cash at bank and in hand
13,699 
11,209 
14,069 
13,854 
Creditors: amounts falling due within one year
(15,019)
(7,887)
Net current (liabilities)/assets
(950)
5,967 
Total assets less current liabilities
13,796 
6,756 
Provisions for liabilities
Deferred tax
(2,802)
(150)
Net assets
10,994 
6,606 
Capital and reserves
Called up share capital
2 
2 
Profit and loss account
10,992 
6,604 
Shareholders' funds
10,994 
6,606 
For the year ending 31 March 2025 the company was entitled to exemption from audit under section 477 of the Companies Act 2006 relating to small companies. The members have not required the company to obtain an audit in accordance with section 476 of the Companies Act 2006.
The directors acknowledge their responsibilities for complying with the requirements of the Act with respect to accounting records and the preparation of accounts.
These accounts have been prepared and delivered in accordance with the provisions applicable to companies subject to the small companies' regime and in accordance with the provisions of FRS 102 Section 1A - Small Entities. The profit and loss account has not been delivered to the Registrar of Companies.
The financial statements were approved by the Board of Directors and authorised for issue on 22 October 2025 and were signed on its behalf by
Mr J Chandler Director Company Registration No. 12213812
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ChandlerMortgages Ltd Notes to the Accounts for the year ended 31 March 2025
1
Statutory information
ChandlerMortgages Ltd is a private company, limited by shares, registered in England and Wales, registration number 12213812. The registered office is 249 Main Road, Biggin Hill, Westerham, Kent, TN16 3JY, England.
2
Compliance with accounting standards
The accounts have been prepared in accordance with the provisions of FRS 102 Section 1A Small Entities. There were no material departures from that standard.
3
Accounting policies
The principal accounting policies adopted in the preparation of the financial statements are set out below and have remained unchanged from the previous year, and also have been consistently applied within the same accounts.
Basis of preparation
The accounts have been prepared under the historical cost convention as modified by the revaluation of certain fixed assets.
Presentation currency
The accounts are presented in £ sterling.
Tangible fixed assets and depreciation
Tangible assets are included at cost less depreciation and impairment. Depreciation has been provided at the following rates in order to write off the assets over their estimated useful lives:
Land & buildings
5% Straight Line
Fixtures & fittings
20% Straight Line
Computer equipment
25% Straight Line
Deferred taxation
Deferred tax arises as a result of including items of income and expenditure in taxation computations in periods different from those in which they are included in the company's accounts. Deferred tax is provided in full on timing differences which result in an obligation to pay more (or less) tax at a future date, at the average tax rates that are expected to apply when the timing differences reverse, based on current tax rates and laws. Deferred tax assets and liabilities are not discounted.
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ChandlerMortgages Ltd Notes to the Accounts for the year ended 31 March 2025
4
Tangible fixed assets
Land & buildings 
Fixtures & fittings 
Computer equipment 
Total 
£ 
£ 
£ 
£ 
Cost or valuation
At cost 
At cost 
At cost 
At 1 April 2024
- 
721 
813 
1,534 
Additions
10,287 
4,148 
- 
14,435 
At 31 March 2025
10,287 
4,869 
813 
15,969 
Depreciation
At 1 April 2024
- 
70 
675 
745 
Charge for the year
86 
254 
138 
478 
At 31 March 2025
86 
324 
813 
1,223 
Net book value
At 31 March 2025
10,201 
4,545 
- 
14,746 
At 31 March 2024
- 
651 
138 
789 
5
Debtors
2025 
2024 
£ 
£ 
Amounts falling due within one year
Accrued income and prepayments
370 
428 
Other debtors
- 
2,217 
370 
2,645 
6
Creditors: amounts falling due within one year
2025 
2024 
£ 
£ 
Taxes and social security
7,395 
7,740 
Loans from directors
7,624 
- 
Accruals
- 
147 
15,019 
7,887 
7
Transactions with related parties
Included within creditors is an amount of £7,624 (2024: a debtor balance of £2,217) which is owed to the Directors by the Company. Interest is not payable on this amount and there is no fixed date for repayment.
8
Average number of employees
During the year the average number of employees was 2 (2024: 2).
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