Charity Registration No. SC020693
Company Registration No. SC294897
THE APPLECROSS TRUST
ANNUAL REPORT AND CONSOLIDATED FINANCIAL STATEMENTS
FOR THE YEAR ENDED 31 MARCH 2025
THE APPLECROSS TRUST
LEGAL AND ADMINISTRATIVE INFORMATION
Trustees
Mr D Bertie
Mr A L MacDonald
Mr A MacDonald
Mrs V Macpherson
Mr K R McDiarmid
Mr M Taylor
Secretary
Gillespie MacAndrew Secretaries Limited
Senior management
D A MacLellan
Trust Administrator
Charity number
SC020693
Company number
SC294897
Principal address
Old Bank House
Somerled Square
Portree
Isle of Skye
IV51 9EH
IV51 9EH
Registered office
5 Atholl Crescent
Edinburgh
EH3 8EJ
Auditor
MacKenzie Kerr Limited
Chartered Accountants and Statutory Auditor
Redwood
19 Culduthel Road
Inverness
IV2 4AA
Bankers
Virgin Money
15 Academy Street
Inverness
IV1 1JN
Solicitors
Gillespie Macandrew LLP
1-5 Atholl Crescent
Edinburgh
EH3 8EJ
Investment advisors
Cazenove Capital Management Limited
22 Charlotte Square
Edinburgh
EH2 4DF
THE APPLECROSS TRUST
CONTENTS OF THE FINANCIAL STATEMENTS
Page
Trustees' report
1 - 7
Independent auditor's report
8 - 11
Consolidated statement of financial activities
12
Parent charity statement of financial activities
13
Consolidated balance sheet
14
15
Parent charity balance sheet
Consolidated statement of cash flows
16
Parent charity statement of cash flows
17
Notes to the consolidated financial statements
18 - 44
THE APPLECROSS TRUST
TRUSTEES' REPORT (INCLUDING DIRECTORS' REPORT)
FOR THE YEAR ENDED 31 MARCH 2025
- 1 -

The trustees present their report and financial statements for the group and parent charitable company for the year ended 31 March 2025.

The financial statements have been prepared in accordance with the accounting policies set out in note 1 to the financial statements and comply with the charity' Memorandum and Article of Association, the Charities and Trustee Investment (Scotland) Act 2005, the Charities Accounts (Scotland) Regulations 2006 (as amended) and "Accounting and Reporting by Charities: Statement of Recommended Practice applicable to charities preparing their accounts in accordance with the Financial Reporting Standard applicable in the UK and Republic of Ireland (FRS 102) (effective 1 January 2019)".

Objectives and activities

The objects of the charity are set out in the company’s Memorandum of Association:

 

The criteria used to assess success in the reporting period

The trustees seek to conserve and enhance the landscape and the infrastructure and buildings on the estate and to sustain and support its traditional enterprises, so as to maintain it as a place of inspiration for the general public and those who live and work there, whilst at the same time ensuring that the financial resources of the charity remain at a level which sustain that aspiration.

 

The Trust’s Risk Register was reviewed, no additions or changes were thought necessary. A survey of trees close to paths, roads and public areas continues to be reviewed.

THE APPLECROSS TRUST
TRUSTEES' REPORT (INCLUDING DIRECTORS' REPORT) (CONTINUED)
FOR THE YEAR ENDED 31 MARCH 2025
- 2 -
Achievements and performance

The formal objects of the charity are restated in the Estate Development Plan and are delivered under three themes:

 

Theme One

“The Applecross Trust is committed to the conservation and enhancement of the unique character of the Applecross Peninsula for the benefit of both those who live and work there, and also of those who visit to enjoy its wild beauty and cultural heritage”.

 

Key elements under this theme include:

 

Nature Conservation

Deer are controlled in a traditional way with the objective of keeping herd numbers at sustainable levels with an equal balance of stags and hinds.

 

The Trust engaged with the South West Ross Deer Management Group and other interested parties on the development of a formal Deer Plan which will continue to achieve this objective in future years.

 

The Trust achieved Wildlife Estates Scotland accreditation in February 2023, and is working to maintain the targets set for review after five years.

 

As part of the development of this scheme initiative, the Trust engaged Strath Caulaidh to undertake a baseline study of the Estate and to develop a plan for sustainable Estate management in line with biodiversity targets.

 

A deer count, carried out on foot in Spring 2024, recorded 315 stags, 469 hinds and 120 calves over a 5 successive day period. This information informed deer population modelling and subsequent cull targets for the year.

 

The Applecross River continues to be monitored annually. Wester Ross Fisheries Trust carried out sweep netting on the Applecross River to catch and check fish for lice.

 

Review of the 10-year Forest Plan started in 2022 and is set to be in place this year. On-going rhododendron control took place through the summer and control of spruce and lodgepole pine volunteer plants from Gateway Wood continued to be removed.

 

THE APPLECROSS TRUST
TRUSTEES' REPORT (INCLUDING DIRECTORS' REPORT) (CONTINUED)
FOR THE YEAR ENDED 31 MARCH 2025
- 3 -

Historic Buildings

Following a public consultation on the future use of the Steading and other buildings, a working group was formed with local representatives who are continuing to consider various proposals. The Applecross Restoration Advisory Group (ARAG) involved Trust and Community representatives and met periodically through the year to discuss and monitor progress on the Steading Plan.

 

Work on repointing and stabilisation of the walls surrounding the Walled Garden continued through the summer months.

 

Conversion and upgrade of the old workshop at Clachan was completed with its conversion to retail premises and studio.

 

A complete renovation of the three bedroomed Grieves Cottage continued through the year with works ongoing post year end.

 

Replacement of floor coverings were laid in Applecross House. Electrical upgrade works took place at Camus an Eilean.

 

Refurbishment of the Operations Wing at Hartfield House Hostel included provision of en-suite bedrooms for use as staff accommodation and there were improvements to fire escape steps.

 

Provision of outside lighting at the Walled Garden, improvements to perimeter walls and replacement of windows in the Walled Garden Restaurant were the main focus of expenditure at the garden although purchase of mulch, path gravel and miscellaneous materials provided improvements to the growing areas.

 

New windows were fitted at the Joiner’s Shop; a unit rented on a long-term residential let. The heating system at Kennel’s cottage was upgraded. Works included a new oil tank.

 

Consolidation works at the mains of Applecross steading included removal of the asbestos clad roof and steel framed structure from the fold.

 

Internal cattle penning was fitted in the new Bay Shed to assist with cattle housing and handling.

 

New office space and store was created next to the existing estate office. This will provide improved working facilities for staff.

 

 

Theme Two

“Protection of the rare and fragile environment of the Peninsula is a major element, against which the introduction of sensitive access provision and services for the general public is to be balanced”.

 

Key elements under this theme include:

 

Upgrading of signage was on-going, directed towards tourists to the peninsula.

 

Trust staff continue to undertake maintenance work to paths across the estate.

 

Base line studies were carried out across the peninsula by Strath Caulaidh.

 

Green Energy Production

The existing hydro-electric schemes at Kishorn and Inverbain continue to operate successfully in parallel with the community owned scheme near the Steading.

 

The 2-megawatt hydro-electric scheme on crofting townships’ common grazings at Allt na Moine secured a

connection to the grid. A long-distance Private Wire to Kishorn was built in 2024/25 and is due to be commissioned by the end of 2025. This will provide green energy to the Bakkafrost Fish Farm at Kishorn.

THE APPLECROSS TRUST
TRUSTEES' REPORT (INCLUDING DIRECTORS' REPORT) (CONTINUED)
FOR THE YEAR ENDED 31 MARCH 2025
- 4 -

Theme Three

“In so far as compatible with and complementary to the other themes, the Trust also seeks to join with others to encourage and support activities on the Peninsula which promote the wellbeing of the community and the wider public, and an understanding and appreciation of local traditions and culture”.

 

Key elements under this theme include:

 

Community Engagement

The Community Forum, established in May 2018 continues to be chaired by Jon Glover. Trustees are invited to participate in meetings.

 

There was continued success at the Highland Cattle Society’s Autumn sales at Oban.

 

Donations were provided towards study fees, roundhouse repairs and community fireworks.

 

Holiday lets and tourism

In addition to the Trust’s own four holiday cottages, Hartfield House Hostel is run by the Trust’s subsidiary Hartfield Applecross Limited.

 

Upgrade works to the holiday letting properties included upgrade works to kitchen and bathroom at Bramble Lodge holiday house.

 

Hartfield Applecross Limited had another largely successful year.

 

The ‘Ops’ Wing at Hartfield underwent a renovation with 2 new en-suite facilities being added along with new boiler and redecoration.

 

Commercial lettings

The Trust endeavours to encourage and support local enterprise as part of wider common desire to grow and sustain the community.

 

The rental income from key businesses is an important element in the funding of the Trust.

 

There was significant activity at Kishorn Dry Dock with development of the dry dock about to get underway at year end. The Bakkafrost on-shore hatchery continues to be greatly expanded.

 

A review of commercial terms was agreed with Leiths (Scotland) Ltd.

 

THE APPLECROSS TRUST
TRUSTEES' REPORT (INCLUDING DIRECTORS' REPORT) (CONTINUED)
FOR THE YEAR ENDED 31 MARCH 2025
- 5 -
Financial review

Principal funding sources

The parent charity accepts donations, but its main sources of funding are from income derived from its own activities. The parent charity’s principal revenue generating activities are commercial and residential rents, royalties and wayleaves, as well as the sale of game and livestock. The total income from all of these sources was £778,610 (2024: £1,007,345)

 

Dividend income from the parent charity’s investment portfolio and interest on cash deposits totalled £65,495 (2024: £76,064) a decrease of £10,569 compared to the previous year.

 

The total unrestricted funds of the group as at 31 March 2025 stood at £6,241,152. The comparable figure as at 31 March 2024 was £6,260,255 and the trustees are pleased with the progress made during the year.

 

These total funds include the charity’s heritable property, the bulk of which is to be held in perpetuity.

 

Reserves policy

 

In view of the ongoing commitments of the charity, it is the policy of the trustees to maintain its free reserves at a level which equates to at least three months’ average expenditure, which is £225,815, plus sufficient funds to meet commitments in respect of ongoing building and conservation projects. The trustees have power to resort to capital from the investment portfolio to further the aims of the charity at any time.

Significant risks and uncertainties

The trustees have formally reviewed the major strategic, business and operational risks which the charity faces, including those faced by Hartfield Applecross Limited, and they believe that those risks are appropriately contained in the context of asset backing, the nature and pattern of activities and the contractual arrangements associated with them, and compliance with current safety and employment legislation.

Land Reform

The trustees have engaged with the Scottish Land Commission in developing appropriate policies and on related issues.

 

A continuing dialogue with the local community is a key element of the Estate Development Plan, and will assist in minimising potential risks going forward.

 

Cash Flow

The trustees are satisfied that the Trust’s rental income is sufficiently well diversified across commercial, long term residential, holiday and other sectors, augmented by royalties, so as to withstand any one particular adverse seasonal or economic event, and that the spread of investments in the Trust’s portfolio across UK and international equities and bonds, and hedge funds, should mitigate any loss of available income in the event of a change of market conditions.

 

However, they are conscious of the historic reliance on grants under the Scottish Government’s Rural Priorities scheme and on other subsidies for forestry, farming and wildlife management, and will endeavour to reduce that dependence.

 

Strict budgetary control is exercised to ensure that the ongoing maintenance programme remains affordable, and that new projects are costed and scheduled within achievable timescales and with a presumption against borrowing.

 

THE APPLECROSS TRUST
TRUSTEES' REPORT (INCLUDING DIRECTORS' REPORT) (CONTINUED)
FOR THE YEAR ENDED 31 MARCH 2025
- 6 -

Over reliance on key personnel

The trustees are very conscious of operating with a small team of key personnel, and of their reliance on the services of the current Administrator in particular. Working practices are regularly reviewed and a staff handbook provided to each employee.

 

The Trust’s disaster recovery plan was reviewed and is held at a separate secure location, together with a comprehensive operations manual.

 

Arrangements for setting the pay and remuneration of key management personnel

The contract with D A MacLellan as the Trust’s Administrator is subject to bi-annual review by the Trustees. The remuneration of other key management personnel is reviewed by the Trustees annually by reference to the publications issued by Scottish Agricultural Wages Board, and local comparators.

The ongoing programmes already initiated will be continued. An increased focus will be given to Nature Conservation and Science and Education as referred to above

 

Other major projects in prospect include the establishment of a comprehensive tourist strategy, the operation and development of the Hartfield Hostel complex by Hartfield Applecross Limited, the renovation and conversion of the old Steading near the Campsite and the re-use of the existing stores, workshops and Victorian Kennels. Delivery of these projects will be scheduled within the cash flow budgetary constraints referred to above.

Structure, governance and management

Governing document

The Trust is a charitable company, limited by guarantee. It was incorporated on 28 December 2005, and its charitable status was confirmed by H M Revenue & Customs by way of charity recognition letter dated 6 February 2006. The company's Memorandum and Articles of Association reflect the objects and powers set out in the Deed of Trust dated 2 September 1992, registered in the books of Council and Session on 13 November 1992, under which the present charity was established. The management of the Trust is now the responsibility of the trustees of the charitable company.

The trustees, who are also the directors for the purpose of company law, and who served during the year and up to the date of signature of the financial statements were:

 

Mr D Bertie
Mr A L MacDonald
Mr A MacDonald
Mrs V Macpherson
Mr K R McDiarmid
Mr M Taylor

Recruitment and appointment of trustees

The rules governing the appointment of trustees are laid down in the company's Articles of Association. Those holding trustee positions have experience in legal matters, land management, the provision of social housing, crofting and project management, and all live in Scotland and/or have long standing connections with Applecross. It is anticipated that any future appointments will complement the abilities already held by the present trustees. Trustees are given an induction pack and receive appropriate training as considered necessary.

 

None of the trustees has any beneficial interest in the company. All of the trustees are members of the company and guarantee to contribute £1 in the event of a winding up.

Related parties

The Trust holds 100% of the issued share capital of Hartfield Applecross Limited, which is involved in the operation of a youth hostel in order to raise funds to support the work of the Trust.

THE APPLECROSS TRUST
TRUSTEES' REPORT (INCLUDING DIRECTORS' REPORT) (CONTINUED)
FOR THE YEAR ENDED 31 MARCH 2025
- 7 -
Statement of trustees' responsibilities

The trustees, who are also the directors of The Applecross Trust for the purpose of company law, are responsible for preparing the Trustees' Report and the financial statements in accordance with applicable law and United Kingdom Accounting Standards (United Kingdom Generally Accepted Accounting Practice).

 

Company Law requires the trustees to prepare financial statements for each financial year which give a true and fair view of the state of affairs of the charity and the group, and of the incoming resources and application of resources, including the income and expenditure, of the charitable group for that year.

 

In preparing these financial statements, the trustees are required to:

 

- select suitable accounting policies and then apply them consistently;

 

- observe the methods and principles in the Charities SORP;

 

- make judgements and estimates that are reasonable and prudent;

 

- state whether applicable UK Accounting Standards have been followed, subject to any material departures disclosed and explained in the financial statements; and

 

- prepare the financial statements on the going concern basis unless it is inappropriate to presume that the charity will continue in operation.

 

The trustees are responsible for keeping adequate accounting records that disclose with reasonable accuracy at any time the financial position of the charity and enable them to ensure that the financial statements comply with the Charities and Trustee Investment (Scotland) Act 2005, the Charities Accounts (Scotland) Regulations 2006 (as amended) and the Companies Act 2006. They are also responsible for safeguarding the assets of the charity and the group and hence for taking reasonable steps for the prevention and detection of fraud and other irregularities.

 

The trustees are responsible for the maintenance and integrity of the corporate and financial information included on the charitable company's website. Legislation in the United Kingdom governing the reparation and dissemination of financial statements may differ from legislation in other jurisdictions.

Auditor

In accordance with the company's articles, a resolution proposing that MacKenzie Kerr Limited be reappointed as auditor of the company will be put at a General Meeting.

Disclosure of information to auditor

Each of the trustees has confirmed that there is no information of which they are aware which is relevant to the audit, but of which the auditor is unaware. They have further confirmed that they have taken appropriate steps to identify such relevant information and to establish that the auditor is aware of such information.

 

This report has been prepared in accordance with the special provisions relating to small companies within Part 15 of the Companies Act 2006.

The trustees' report was approved by the Board of Trustees.

Mr K R McDiarmid
Trustee
Dated: 7 October 2025
THE APPLECROSS TRUST
INDEPENDENT AUDITOR'S REPORT
TO THE MEMBERS AND TRUSTEES OF THE APPLECROSS TRUST
- 8 -

Opinion

We have audited the financial statements of The Applecross Trust (the 'charitable group' and 'charitable company’) for the year ended 31 March 2025 which comprise the consolidated statement of financial activities, the parent charity statement of financial activities, the consolidated balance sheet, the parent charity balance sheet, the consolidated statement of cash flows, the parent charity statement of cash flows and notes to the consolidated financial statements, including significant accounting policies. The financial reporting framework that has been applied in their preparation is applicable law and United Kingdom Accounting Standards, including FRS 102 "The Financial Reporting Standard applicable in the UK and Republic of Ireland" (United Kingdom Generally Accepted Accounting Practice).

In our opinion, the financial statements:

-

give a true and fair view of the state of the group's and parent charitable company's affairs as at 31 March 2025 and of its incoming resources and application of resources, for the year then ended;

-
have been properly prepared in accordance with United Kingdom Generally Accepted Accounting Practice; and
-

have been prepared in accordance with the requirements of the Companies Act 2006, the Charities and Trustee Investment (Scotland) Act 2005 and regulation 8 of the Charities Accounts (Scotland) Regulations 2006.

Basis for opinion

We conducted our audit in accordance with International Standards on Auditing (UK) (ISAs (UK)) and applicable law. Our responsibilities under those standards are further described in the Auditor's responsibilities for the audit of the financial statements section of our report. We are independent of the charity in accordance with the ethical requirements that are relevant to our audit of the financial statements in the UK, including the FRC’s Ethical Standard, and the provisions available for small entities, in the circumstances set out in note 33 to the financial statements, and we have fulfilled our other ethical responsibilities in accordance with these requirements. We believe that the audit evidence we have obtained is sufficient and appropriate to provide a basis for our opinion.

Conclusions relating to going concern

In auditing the financial statements, we have concluded that the trustees' use of the going concern basis of accounting in the preparation of the financial statements is appropriate.

 

Based on the work we have performed, we have not identified any material uncertainties relating to events or conditions that, individually or collectively, may cast significant doubt on the group's or the parent charitable company’s ability to continue as a going concern for a period of at least twelve months from when the financial statements are authorised for issue.

 

Our responsibilities and the responsibilities of the trustees with respect to going concern are described in the relevant sections of this report.

Other information

The other information comprises the information included in the annual report other than the financial statements and our auditor's report thereon. The trustees are responsible for the other information contained within the annual report. Our opinion on the financial statements does not cover the other information and, except to the extent otherwise explicitly stated in our report, we do not express any form of assurance conclusion thereon. Our responsibility is to read the other information and, in doing so, consider whether the other information is materially inconsistent with the financial statements or our knowledge obtained in the course of the audit, or otherwise appears to be materially misstated. If we identify such material inconsistencies or apparent material misstatements, we are required to determine whether this gives rise to a material misstatement in the financial statements themselves. If, based on the work we have performed, we conclude that there is a material misstatement of this other information, we are required to report that fact.

 

We have nothing to report in this regard.

THE APPLECROSS TRUST
INDEPENDENT AUDITOR'S REPORT (CONTINUED)
TO THE MEMBERS AND TRUSTEES OF THE APPLECROSS TRUST
- 9 -

Opinions on other matters prescribed by the Companies Act 2006

In our opinion, based on the work undertaken in the course of our audit:

-

the information given in the trustees' report for the financial year for which the financial statements are prepared, which includes the directors' report prepared for the purposes of company law, is consistent with the financial statements; and

-

the directors' report included within the trustees' report has been prepared in accordance with applicable legal requirements.

Matters on which we are required to report by exception

In the light of the knowledge and understanding of the group and the parent charitable company and its environment obtained in the course of the audit, we have not identified material misstatements in the directors' report included within the trustees' report.

We have nothing to report in respect of the following matters in relation to which the Companies Act 2006 and the Charities Accounts (Scotland) Regulations 2006 requires us to report to you if, in our opinion:

-

adequate and proper accounting records have not been kept, or returns adequate for our audit have not been received from branches not visited by us; or

-

the financial statements are not in agreement with the accounting records and returns; or

-

certain disclosures of trustees' remuneration specified by law are not made; or

-

we have not received all the information and explanations we require for our audit; or

-

the trustees were not entitled to prepare the financial statements in accordance with the small companies regime and take advantage of the small companies' exemptions in preparing the trustees' report and from the requirement to prepare a strategic report.

Responsibilities of trustees

As explained more fully in the statement of trustees' responsibilities, the trustees, who are also the directors of the charity for the purpose of company law, are responsible for the preparation of the financial statements and for being satisfied that they give a true and fair view, and for such internal control as the trustees determine is necessary to enable the preparation of financial statements that are free from material misstatement, whether due to fraud or error. In preparing the financial statements, the trustees are responsible for assessing the group’s and the parent charitable company's ability to continue as a going concern, disclosing, as applicable, matters related to going concern and using the going concern basis of accounting unless the trustees either intend to liquidate the group or the parent charitable company or to cease operations, or have no realistic alternative but to do so.

Auditor's responsibilities for the audit of the financial statements

We have been appointed as auditor under section 44(1)(c) of the Charities and Trustee Investment (Scotland) Act 2005 and under the Companies Act 2006 and report in accordance with the Acts and relevant regulations made or having effect thereunder.

Our objectives are to obtain reasonable assurance about whether the financial statements as a whole are free from material misstatement, whether due to fraud or error, and to issue an auditor's report that includes our opinion. Reasonable assurance is a high level of assurance but is not a guarantee that an audit conducted in accordance with ISAs (UK) will always detect a material misstatement when it exists. Misstatements can arise from fraud or error and are considered material if, individually or in the aggregate, they could reasonably be expected to influence the economic decisions of users taken on the basis of these financial statements.

The extent to which our procedures are capable of detecting irregularities, including fraud, is detailed below.

THE APPLECROSS TRUST
INDEPENDENT AUDITOR'S REPORT (CONTINUED)
TO THE MEMBERS AND TRUSTEES OF THE APPLECROSS TRUST
- 10 -

Identifying and assessing risks related to irregularities:

We assessed the susceptibility of the group and the parent charitable company's financial statements to material misstatement and how fraud might occur, including through discussions with the directors and management, discussions within our audit team planning meeting, updating our record of internal controls and ensuring these controls operated as intended. We evaluated possible incentives and opportunities for fraudulent manipulation of the financial statements. We identified laws and regulations that are of significance in the context of the group and the parent charitable company by discussions with management and updating our understanding of the sector in which the group and parent charitable company operates.

 

Laws and regulations of direct significance in the context of the group and parent charitable company include The Companies Act 2006, and UK Tax legislation.

 

Audit response to risks identified:

We considered the extent of compliance with these laws and regulations as part of our audit procedures on the related financial statement items including a review of financial statement disclosures. We reviewed the group and charitable company's records of breaches of laws and regulations, minutes of meetings and correspondence with relevant authorities to identify potential material misstatements arising. We discussed the group and charitable company's policies and procedures for compliance with laws and regulations with members of management responsible for compliance.

 

During the planning meeting with the audit team, the Responsible Individual (RI) drew attention to the key areas which might involve non-compliance with laws and regulations or fraud. We enquired of management whether they were aware of any instances of non-compliance with laws and regulations or knowledge of any actual, suspected or alleged fraud. We addressed the risk of fraud through management override of controls by testing the appropriateness of journal entries and identifying any significant transactions that were unusual or outside the normal course of business. We assessed whether judgements made in making accounting estimates gave rise to a possible indication of management bias. At the completion stage of the audit, the RI's review included ensuring that the team had approached their work with appropriate professional scepticism and thus the capacity to identify non-compliance with laws and regulations and fraud.

 

There are inherent limitations in the audit procedures described above and the further removed non-compliance with laws and regulations is from the events and transactions reflected in the financial statements, the less likely we would become aware of it. Also, the risk of not detecting a material misstatement due to fraud is higher than the risk of not detecting one resulting from error, as fraud may involve deliberate concealment by, for example, forgery or intentional misrepresentations, or through collusion.

A further description of our responsibilities is available on the Financial Reporting Council’s website at: https://www.frc.org.uk/auditorsresponsibilities. This description forms part of our auditor's report.

THE APPLECROSS TRUST
INDEPENDENT AUDITOR'S REPORT (CONTINUED)
TO THE MEMBERS AND TRUSTEES OF THE APPLECROSS TRUST
- 11 -

Use of our report

This report is made solely to the charitable company’s members, as a body, in accordance with Chapter 3 of Part 16 of the Companies Act 2006, and to the charitable company’s trustees, as a body, in accordance with Regulation 10 of the Charities Accounts (Scotland) Regulations 2006. Our audit work has been undertaken so that we might state to the charitable company’s members and trustees those matters we are required to state to them in an auditor’s report and for no other purpose. To the fullest extent permitted by law, we do not accept or assume responsibility to anyone other than the charitable company, the charitable company’s members as a body and the charitable company’s trustees as a body, for our audit work, for this report, or for the opinions we have formed.

Rhona Wilson, BA, FCCA (Senior Statutory Auditor)
for and on behalf of MacKenzie Kerr Limited
7 October 2025
Chartered Accountants and Statutory Auditor
Redwood
19 Culduthel Road
Inverness
IV2 4AA

MacKenzie Kerr Limited is eligible for appointment as auditor of the charity by virtue of its eligibility for appointment as auditor of a company under section 1212 of the Companies Act 2006.

THE APPLECROSS TRUST
CONSOLIDATED STATEMENT OF FINANCIAL ACTIVITIES
INCLUDING INCOME AND EXPENDITURE ACCOUNT
FOR THE YEAR ENDED 31 MARCH 2025
- 12 -
Unrestricted
Unrestricted
funds
funds
2025
2024
Notes
£
£
Income and endowments from:
Donations and legacies
4
57,096
65,360

Income from charitable activities

5
778,610
1,000,942
Other trading activities
6
322,969
250,298

Investments

9
65,495
76,064
Other income
8
2,249
5,833
Total income
1,226,419
1,398,497
Expenditure on:

Raising funds

10
343,273
279,578
Charitable activities
11
903,807
774,071
Total resources expended
1,247,080
1,053,649
Net gains/(losses) on investments
16
(18,210)
79,336
Net (outgoing)/incoming resources before transfers
(38,871)
424,184
Net movement in funds
(38,871)
424,184
Fund balances at 1 April 2024
6,325,761
5,901,577
Fund balances at 31 March 2025
6,286,890
6,325,761

The statement of financial activities includes all gains and losses recognised in the year. All income and expenditure derive from continuing activities.

The statement of financial activities also complies with the requirements for an income and expenditure account under the Companies Act 2006.
THE APPLECROSS TRUST
PARENT CHARITY STATEMENT OF FINANCIAL ACTIVITIES
INCLUDING INCOME AND EXPENDITURE ACCOUNT
FOR THE YEAR ENDED 31 MARCH 2025
- 13 -
Unrestricted
Unrestricted
funds
funds
2025
2024
Notes
£
£
Income and endowments from:
Donations and legacies
4
57,096
65,360
Income from charitable activities
5
778,610
1,007,345
Investments
9
65,495
76,064
Other income
8
1,164
5,624
Total income
902,365
1,154,393
Expenditure on:
Raising funds
10
2,095
204,808
Charitable activities
11
901,163
771,200
Total expenditure
903,258
976,008
Net gains/(losses) on investments
16
(18,210)
79,336
Net income/(expenditure) and movement in funds
(19,103)
257,721
Reconciliation of funds:
Fund balances at 1 April 2024
6,260,255
6,002,534
Fund balances at 31 March 2025
6,241,152
6,260,255

The statement of financial activities includes all gains and losses recognised in the year. All income and expenditure derive from continuing activities.

The statement of financial activities also complies with the requirements for an income and expenditure account under the Companies Act 2006.
THE APPLECROSS TRUST
CONSOLIDATED BALANCE SHEET
AS AT 31 MARCH 2025
31 March 2025
- 14 -
2025
2024
Notes
£
£
£
£
Fixed assets
Goodwill
18
19,300
24,125
Tangible assets
19
345,083
363,501
Heritage assets
20
4,146,848
3,911,038
Investments
21
1,357,140
1,378,664
5,868,371
5,677,328
Current assets
Stocks
22
64,661
63,843
Debtors
23
261,365
352,767
Cash at bank and in hand
355,900
478,093
681,926
894,703
Creditors: amounts falling due within one year
25
(263,407)
(246,270)
Net current assets
418,519
648,433
Total assets less current liabilities
6,286,890
6,325,761
Income funds
Unrestricted funds
6,286,890
6,325,761
6,286,890
6,325,761
The financial statements were approved by the Trustees on 7 October 2025
Mr K R McDiarmid
Trustee
Company Registration No. SC294897
THE APPLECROSS TRUST
PARENT CHARITY BALANCE SHEET
AS AT 31 MARCH 2025
31 March 2025
- 15 -
2025
2024
Notes
£
£
£
£
Fixed assets
Tangible assets
19
203,850
230,460
Heritage assets
20
4,146,848
3,911,038
Investments
21
1,405,391
1,426,915
5,756,089
5,568,413
Current assets
Stocks
23
63,122
62,145
Debtors
23
278,899
362,610
Cash at bank and in hand
330,647
473,773
672,668
898,528
Creditors: amounts falling due within one year
25
(187,605)
(206,686)
Net current assets
485,063
691,842
Total assets less current liabilities
6,241,152
6,260,255
Income funds
Unrestricted funds
6,241,152
6,260,255
6,241,152
6,260,255
The financial statements were approved by the Trustees on 7 October 2025
Mr K R McDiarmid
Trustee
Company Registration No. SC294897
THE APPLECROSS TRUST
CONSOLIDATED STATEMENT OF CASH FLOWS
FOR THE YEAR ENDED 31 MARCH 2025
- 16 -
2025
2024
Notes
£
£
£
£
Cash flows from operating activities
Cash generated from operations
31
176,254
350,852
Investing activities
Purchase of tangible fixed assets
(58,313)
(6,659)
Purchase of heritage assets
(299,235)
(195,472)
Proceeds from disposal of  investments
3,314
3,152
Investment income received
65,495
76,064
Net cash used in investing activities
(288,739)
(122,915)
Financing activities
Payment of finance leases obligations
(9,708)
(9,708)
Net cash used in financing activities
(9,708)
(9,708)
Net (decrease)/increase in cash and cash equivalents
(122,193)
218,229
Cash and cash equivalents at beginning of year
478,093
259,864
Cash and cash equivalents at end of year
355,900
478,093
THE APPLECROSS TRUST
PARENT CHARITY STATEMENT OF CASH FLOWS
FOR THE YEAR ENDED 31 MARCH 2025
- 17 -
2025
2024
Notes
£
£
£
£
Cash flows from operating activities
Cash generated from operations
31
141,327
348,430
Investing activities
Purchase of tangible fixed assets
(44,319)
(3,562)
Purchase of heritage assets
(299,235)
(195,472)
Proceeds from disposal of  investments
3,314
3,152
Investment income received
65,495
76,064
Net cash used in investing activities
(274,745)
(119,818)
Financing activities
Payment of finance leases obligations
(9,708)
(9,708)
Net cash used in financing activities
(9,708)
(9,708)
Net (decrease)/increase in cash and cash equivalents
(143,126)
218,904
Cash and cash equivalents at beginning of year
473,773
254,869
Cash and cash equivalents at end of year
330,647
473,773
THE APPLECROSS TRUST
NOTES TO THE  FINANCIAL STATEMENTS
FOR THE YEAR ENDED 31 MARCH 2025
- 18 -
1
Accounting policies
Charity information

The Applecross Trust is a private company limited by guarantee incorporated in Scotland. The registered office is 5 Atholl Crescent, Edinburgh, EH3 8EJ.

 

The group consists of The Applecross Trust and its subsidiary Hartfield Applecross Limited.

1.1
Accounting convention

The financial statements have been prepared in accordance with the charity's Memorandum and Articles of Association, the Charities and Trustee Investment (Scotland) Act 2005, the Charities Accounts (Scotland) Regulations 2006 (as amended) and "Accounting and Reporting by Charities: Statement of Recommended Practice applicable to charities preparing their accounts in accordance with the Financial Reporting Standard applicable in the UK and Republic of Ireland (FRS 102) (effective 1 January 2019)". The charity is a Public Benefit Entity as defined by FRS 102.

The financial statements are prepared in sterling, which is the functional currency of the group. Monetary amounts in these financial statements are rounded to the nearest £.

The financial statements have been prepared under the historical cost convention, modified to included investments at fair value. The principal accounting policies adopted are set out below.

The charity has taken advantage of the relevant exemptions available to qualifying entities within the Reduced Disclosure Framework of FRS 102 from the requirement to disclose certain information in relation to the individual parent charitable company, including statement of cash flows and key management personnel compensation. The consolidated financial statements present this information for the group only.

 

These financial statements consolidate the results of the charitable company and it's subsidiary, Hartfield Applecross Limited, on a line by line basis.

 

1.2
Going concern

At the time of approving the financial statements, the trustees have a reasonable expectation that the charity has adequate resources to continue in operational existence for the foreseeable future. Thus the trustees continue to adopt the going concern basis of accounting in preparing the financial statements.

1.3
Charitable funds

Unrestricted funds are available for use at the discretion of the trustees in furtherance of their charitable objectives.

Restricted funds are subject to specific conditions by donors or grantors as to how they may be used. The purposes and uses of the restricted funds are set out in the notes to the financial statements.

Endowment funds are subject to specific conditions by donors that the capital must be maintained by the charity.
THE APPLECROSS TRUST
NOTES TO THE  FINANCIAL STATEMENTS (CONTINUED)
FOR THE YEAR ENDED 31 MARCH 2025
1
Accounting policies (Continued)
- 19 -
1.4
Income
Income is recognised when the charity is legally entitled to it after any performance conditions have been met, the amounts can be measured reliably, and it is probable that income will be received.

Income from government and other grants, whether capital or revenue grants, is recognised when the charity has entitlement to the funds, any performance conditions attached to the grants have been met, it is probable that the income will be received and the amount can be measured reliably.

1.5
Expenditure

Expenditure is recognised once there is a legal or constructive obligation to make a payment to a third party, it is probable that settlement will be required and the amount of the obligation can be measured reliably.

 

Irrecoverable VAT is charged as a cost against the activity for which the expenditure was incurred.

Overhead and support costs have been apportioned on an appropriate basis between Charitable Activities and Governance Costs.

1.6
Intangible fixed assets - goodwill

Goodwill arising on the acquisition of subsidiary undertakings represents the excess of the fair value of the consideration over the fair value of the identifiable assets and liabilities acquired. It is initially recognised as an asset at cost and is subsequently measured at cost less accumulated amortisation and accumulated impairment losses. Goodwill shall be considered to have a finite useful life, and shall be amortised on a systematic basis over its expected life, which is 10 years.

1.7
Tangible fixed assets

Tangible fixed assets are initially measured at cost and subsequently measured at cost or valuation, net of depreciation and any impairment losses.

Depreciation is recognised so as to write off the cost or valuation of assets less their residual values over their useful lives on the following bases:

Other land and buildings
0% - 2% per annum straight line basis
Plant and equipment
20% per annum straight line and reducing balance basis
Fixtures and fittings
10% - 15% per annum straight line basis
Computers
25% per annum straight line basis
Motor   vehicles
25% per annum reducing balance basis
Fencing
10% per annum straight line basis

The gain or loss arising on the disposal of an asset is determined as the difference between the sale proceeds and the carrying value of the asset, and is recognised in the statement of financial activities.

1.8
Heritage assets

The heritage assets relate to the land and buildings of the Applecross peninsula, which were gifted to the charity by the former landowner on its inception in 1992. The heritage assets are held at depreciated cost, cost representing the valuation attached to the assets on 28 December 2005 when the assets and liabilities of the unincorporated trust were acquired by the company.

 

Major improvements to the properties are treated as additions to heritage land and buildings in the year in which the expenditure is incurred. Other expenditure, which in the trustees' view is required to maintain the special character of the peninsula, is recognised in the statement of financial activities when it is incurred. Public access to the peninsula is permitted at all times.

THE APPLECROSS TRUST
NOTES TO THE  FINANCIAL STATEMENTS (CONTINUED)
FOR THE YEAR ENDED 31 MARCH 2025
1
Accounting policies (Continued)
- 20 -
1.9
Fixed asset investments

In the parent charitable company financial statements, interests in subsidiaries are initially measured at cost and subsequently measured at cost less any accumulated impairment losses. The investments are assessed for impairment at each reporting date and any impairment losses or reversals of impairment losses are recognised immediately in income and expenditure.

 

A subsidiary is an entity controlled by the charity. Control is the power to govern the financial and operating policies of the entity so as to obtain benefits from its activities,

 

Listed investments are stated at market value. Gains and losses on disposal and revaluation of listed investments are charged or credited to the statement of financial activities. Where there is a permanent diminution in the value of a listed investment, the loss arising is charged to the general reserve. No such charge is recorded in respect of temporary fluctuations in market values, which may result in a negative balance on the revaluation reserve.

1.10
Impairment of fixed assets

At each reporting end date, the charity reviews the carrying amounts of its tangible and intangible assets to determine whether there is any indication that those assets have suffered an impairment loss. If any such indication exists, the recoverable amount of the asset is estimated in order to determine the extent of the impairment loss (if any).

1.11
Stocks

Stocks are stated at the lower of cost and net realisable value. Livestock is valued in accordance with HMRC guidelines.

Net realisable value is the estimated selling price less all estimated costs of completion and costs to be incurred in marketing, selling and distribution.

1.12
Cash and cash equivalents

Cash and cash equivalents include cash in hand, deposits held at call with banks. Bank overdrafts are shown within borrowings in current liabilities.

1.13
Financial instruments

The charity has elected to apply the provisions of Section 11 ‘Basic Financial Instruments’ and Section 12 ‘Other Financial Instruments Issues’ of FRS 102 to all of its financial instruments.

 

Financial instruments are recognised in the group's balance sheet when the group becomes party to the contractual provisions of the instrument.

 

Debtors

Debtors do not carry interest and are stated at their nominal value. Appropriate allowances are made for estimated unrecoverable amounts, which are recognised in the statement of financial activities when there is objective evidence that the asset is impaired.

 

Trade creditors

Trade creditors are not interest bearing and are stated at their nominal value.

1.14
Employee benefits

The cost of short-term employee benefits are recognised as a liability and an expense. The cost of any unused holiday entitlement is recognised in the period in which the employee’s services are received.

 

Termination benefits are recognised immediately as an expense when the charity is demonstrably committed to terminate the employment of an employee or to provide termination benefits.

THE APPLECROSS TRUST
NOTES TO THE  FINANCIAL STATEMENTS (CONTINUED)
FOR THE YEAR ENDED 31 MARCH 2025
1
Accounting policies (Continued)
- 21 -
1.15
Retirement benefits

Payments to defined contribution retirement benefit schemes are charged as an expense as they fall due.

1.16
Leases

Leases are classified as finance leases whenever the terms of the lease transfer substantially all the risks and rewards of ownership to the lessees. All other leases are classified as operating leases.

 

Assets held under finance leases are recognised as assets at the lower of the assets fair value at the date of inception and the present value of the minimum lease payments. The related liability is included in the balance sheet as a finance lease obligation. Lease payments are treated as consisting of capital and interest elements. The interest is charged to net income/(expenditure) for the year so as to produce a constant periodic rate of interest on the remaining balance of the liability.

2
Critical accounting estimates and judgements

In the application of the charity’s accounting policies, the trustees are required to make judgements, estimates and assumptions about the carrying amount of assets and liabilities that are not readily apparent from other sources. The estimates and associated assumptions are based on historical experience and other factors that are considered to be relevant. Actual results may differ from these estimates.

 

The estimates and underlying assumptions are reviewed on an ongoing basis. Revisions to accounting estimates are recognised in the period in which the estimate is revised where the revision affects only that period, or in the period of the revision and future periods where the revision affects both current and future periods.

Critical judgements
The following judgements (apart from those involving estimates) have had the most significant effect on amounts recognised in the financial statements.
Heritage assets

The accounting treatment of the land and buildings owned by the charity requires judgements to be made. The land and buildings have been included in the accounts as heritage assets because the objective of the charity is to maintain the culture and nature of the peninsula, and that culture and nature is the land and buildings.

Depreciation

Depreciation is calculated based on an estimation of the assets expected useful lives. This requires assumptions to be made, which includes the condition of the assets, demand for the assets and expected level of use of the assets. Within the parent charitable company, depreciation of £129,531 was charged in the year, and the net book value of assets as at 31 March 2025 was £4,350,698. Within the group, depreciation of £135,331 was charged in the year, and the net book value of assets as at 31 March 2025 was £4,491,931.

3
Members' liability

The company is limited by guarantee, not having a share capital and consequently the liability of members is limited, subject to an undertaking by each member to contribute to the net assets or liabilities of the company on winding up such amounts as may be required not exceeding £1.

THE APPLECROSS TRUST
NOTES TO THE  FINANCIAL STATEMENTS (CONTINUED)
FOR THE YEAR ENDED 31 MARCH 2025
- 22 -
4
Income from donations and legacies - group and charity
Unrestricted
Unrestricted
funds
funds
2025
2024
£
£
Donations and gifts
75
10,458
Grants
57,021
54,902
57,096
65,360
Grants
Forestry grants
7,837
-
Farming subsidies
32,859
32,624
Conservation
16,325
16,325
Community regeration
-
5,953
57,021
54,902
THE APPLECROSS TRUST
NOTES TO THE  FINANCIAL STATEMENTS (CONTINUED)
FOR THE YEAR ENDED 31 MARCH 2025
- 23 -
5
Charitable activity income
Group

Estate

Tourism

Sporting and conservation

Farm management

Community

Total
2025
Total
2024
2025
2025
2025
2025
2025
£
£
£
£
£
£
£

Sales

-
-
33,814
20,603
-
54,417
52,943

Rental income

455,015
138,405
-
-
-
593,420
815,434
Other income
130,648
-
-
-
125
130,773
132,565
585,663
138,405
33,814
20,603
125
778,610
1,000,942
Analysis by fund
Unrestricted funds - general
585,663
138,405
33,814
20,603
125
778,610
1,000,942
For the year ended 31 March 2024

Estate

Tourism

Sporting and conservation

Farm management

Woods

Community

Total
2024
£
£
£
£
£
£
£

Sales

-
-
25,611
20,040
7,292
-
52,943

Rental income

686,626
128,808
-
-
-
-
815,434
Other income
132,434
-
-
-
-
131
132,565
819,060
128,808
25,611
20,040
7,292
131
1,000,942
Analysis by fund
Unrestricted funds - general
819,060
128,808
25,611
20,040
7,292
131
1,000,942
THE APPLECROSS TRUST
NOTES TO THE  FINANCIAL STATEMENTS (CONTINUED)
FOR THE YEAR ENDED 31 MARCH 2025
- 24 -
5
Charitable activity income (Continued)
Charity

Estate

Tourism

Sporting and conservation

Farm management

Community

Total
2025
Total
2024
2025
2025
2025
2025
2025
£
£
£
£
£
£
£

Sales

-
-
33,814
20,603
-
54,417
52,943

Rental income

455,015
138,405
-
-
-
593,420
815,434
Other income
130,648
-
-
-
125
130,773
138,968
585,663
138,405
33,814
20,603
125
778,610
1,007,345
Analysis by fund
Unrestricted funds - general
585,663
138,405
33,814
20,603
125
778,610
1,007,345
For the year ended 31 March 2024

Estate

Tourism

Sporting and conservation

Farm management

Woods

Community

Total
2024
£
£
£
£
£
£
£

Sales

-
-
25,611
20,040
7,292
-
52,943

Rental income

686,626
128,808
-
-
-
-
815,434
Other income
138,837
-
-
-
-
131
138,968
825,463
128,808
25,611
20,040
7,292
131
1,007,345
Analysis by fund
Unrestricted funds - general
825,463
128,808
25,611
20,040
7,292
131
1,007,345
THE APPLECROSS TRUST
NOTES TO THE  FINANCIAL STATEMENTS (CONTINUED)
FOR THE YEAR ENDED 31 MARCH 2025
- 25 -
6
Income from other trading activities - group only
Unrestricted
Unrestricted
funds
funds
2025
2024
£
£
Accomodation sales
322,969
250,298
7
Income and expenditure from commercial trading operations
The wholly owned trading subsidiary Hartfield Applecross Limited is incorporated in Scotland (SC624423).  Hartfield Applecross Limited operates the youth hostel at Hartfield House in Applecross.  The charity owns the entire share capital of 1 Ordinary share of £1 each.
A summary of the trading results is shown below:
Unrestricted
Unrestricted
funds
funds
general
general
2025
2024
£
£
Turnover
324,154
251,625
Cost of sales and administrative expenses
(346,516)
(283,332)
Other operating income
2,084
203,026
Net profit/( loss)
(20,278)
171,319
Taxation
-
-
Profit/(Loss) for the financial period retained in subsidiary
(20,278)
171,319
The assets and liabilities at 31 March 2025 were
Fixed assets
141,234
133,040
Current assets
32,379
27,826
Creditors amounts fualling due within one year
(98,924)
(65,899)
Aggregate share capital and reserves
74,689
(94,967)
THE APPLECROSS TRUST
NOTES TO THE  FINANCIAL STATEMENTS (CONTINUED)
FOR THE YEAR ENDED 31 MARCH 2025
- 26 -
8
Other income
Group
Group
Charity
Charity
Unrestricted
Unrestricted
Unrestricted
Unrestricted
funds
funds
funds
funds
2025
2024
2025
2024
£
£
£
£
Net gain / (loss) on disposal of tangible fixed assets
(4,825)
-
(4,825)
-
Other income
2,084
833
999
624
HMRC employment allowance
4,990
5,000
4,990
5,000
2,249
5,833
1,164
5,624
9
Investments - group and charity
Unrestricted
Unrestricted
funds
funds
general
general
2025
2024
£
£
Dividends
57,044
57,375
Interest receivable
8,451
18,689
65,495
76,064
THE APPLECROSS TRUST
NOTES TO THE  FINANCIAL STATEMENTS (CONTINUED)
FOR THE YEAR ENDED 31 MARCH 2025
- 27 -
10
Raising funds
Group
Unrestricted
Unrestricted
funds
funds
general
general
2025
2024
£
£
Trading costs

Trading subsidiary cost of sales and administrative expenses

183,678
150,316
Staff costs
145,200
112,528
Depreciation and impairment
5,800
5,169
Support costs
6,500
8,950
Trading costs
341,178
276,963

Investment management

2,095
2,615
343,273
279,578
Raising funds
Charity
Unrestricted
Unrestricted
funds
funds
general
general
2025
2024
£
£
Trading costs
Exceptional trading costs
-
202,193

Investment management

2,095
2,615
2,095
204,808
During 2024 The Applecross Trust wrote-off a loan due from its trading subsidiary of £202,193 and this is considered an exceptional trading cost.
The majority of this loan was advanced to enable Hartfield Applecross Limited to renovate and repair Hartfield House, which is a property owned by the Trust.
THE APPLECROSS TRUST
NOTES TO THE  FINANCIAL STATEMENTS (CONTINUED)
FOR THE YEAR ENDED 31 MARCH 2025
- 28 -
11
Charitable activity costs
Group

Estate

Tourism

 

Sporting and conservation

Farm management

Woods

Community engagement

Other

Total
2025
Total
2024
2025
2025
2025
2025
2025
2025
2025
£
£
£
£
£
£
£
£
£
Staff costs
57,543
6,272
50,871
9,376
4,844
18,414
-
147,320
100,195
Depreciation and impairment
81,958
3,870
16,475
16,833
10,253
-
-
129,389
122,356

Direct costs

27,769
-
2,239
27,983
8,081
-
-
66,072
57,947

Overheads and administrative expenses

155,598
89,779
47,657
32,835
20,520
5,475
1,401
353,265
311,908
322,868
99,921
117,242
87,027
43,698
23,889
1,401
696,046
592,406
Share of support costs (see note 15)
29,241
29,239
29,239
29,239
29,239
29,239
-
175,436
155,200
Share of governance costs (see note 15)
5,388
5,388
5,388
5,387
5,387
5,387
-
32,325
26,465
357,497
134,548
151,869
121,653
78,324
58,515
1,401
903,807
774,071
Analysis by fund
Unrestricted funds - general
357,497
134,548
151,869
121,653
78,324
58,515
1,401
903,807
774,071
THE APPLECROSS TRUST
NOTES TO THE  FINANCIAL STATEMENTS (CONTINUED)
FOR THE YEAR ENDED 31 MARCH 2025
11
Charitable activity costs (Continued)
- 29 -
For the year ended 31 March 2024

Estate

Tourism

 

Sporting and conservation

Farm management

Woods

Community engagement

Other

Total
2024
£
£
£
£
£
£
£
£
Staff costs
38,133
4,593
32,812
7,343
2,852
14,462
-
100,195
Depreciation and impairment
77,573
3,596
12,917
18,722
9,548
-
-
122,356

Direct costs

26,596
-
9,721
19,100
2,530
-
-
57,947

Overheads and administrative expenses

106,163
86,417
42,181
35,578
33,829
4,884
2,856
311,908
248,465
94,606
97,631
80,743
48,759
19,346
2,856
592,406
Share of support costs (see note 15)
25,867
25,865
25,867
25,867
25,867
25,867
-
155,200
Share of governance costs (see note 15)
4,409
4,411
4,411
4,411
4,411
4,412
-
26,465
278,741
124,882
127,909
111,021
79,037
49,625
2,856
774,071
Analysis by fund
Unrestricted funds - general
278,741
124,882
127,909
111,021
79,037
49,625
2,856
774,071
THE APPLECROSS TRUST
NOTES TO THE  FINANCIAL STATEMENTS (CONTINUED)
FOR THE YEAR ENDED 31 MARCH 2025
- 30 -
11
Charitable activity costs
Charity

Estate

Tourism

 

Sporting and conservation

Farm management

Woods

Community engagement

Other

Total
2025
Total
2024
2025
2025
2025
2025
2025
2025
2025
£
£
£
£
£
£
£
£
£
Staff costs
57,543
6,272
50,871
9,376
4,844
18,414
-
147,320
100,195
Depreciation and impairment
81,958
3,870
16,475
16,833
10,253
-
-
129,389
122,356

Direct costs

27,769
-
2,239
27,983
8,081
-
-
66,072
57,956

Overheads and administrative expenses

155,598
89,779
47,657
32,835
20,520
6,375
1,496
354,680
311,902
322,868
99,921
117,242
87,027
43,698
24,789
1,496
697,041
592,411
Share of support costs (see note12)
28,609
28,608
28,609
28,608
28,609
28,608
-
171,651
150,998
Share of governance costs (see note 12)
5,412
5,412
5,412
5,412
5,412
5,411
-
32,471
27,791
356,889
133,941
151,263
121,047
77,719
58,808
1,496
901,163
771,200
Analysis by fund
Unrestricted funds - general
356,887
133,942
151,263
121,048
77,718
58,809
1,496
901,163
771,200
THE APPLECROSS TRUST
NOTES TO THE  FINANCIAL STATEMENTS (CONTINUED)
FOR THE YEAR ENDED 31 MARCH 2025
11
Charitable activity costs (Continued)
- 31 -
For the year ended 31 March 2024

Estate

Tourism

 

Sporting and conservation

Farm management

Woods

Community engagement

Other

Total
2024
£
£
£
£
£
£
£
£
Staff costs
38,133
4,593
32,812
7,343
2,852
14,462
-
100,195
Depreciation and impairment
77,573
3,598
12,917
18,722
9,548
-
-
122,356

Direct costs

26,605
-
9,721
19,100
2,530
-
-
57,956

Overheads and administrative expenses

106,161
86,413
42,181
35,578
33,829
4,884
2,856
311,902
248,472
94,604
97,631
80,743
48,759
19,346
2,856
592,411
Share of support costs (see note 15)
25,168
25,166
25,166
25,166
25,166
25,166
-
150,998
Share of governance costs (see note 15)
4,630
4,632
4,632
4,632
4,632
4,633
-
27,791
278,270
124,402
127,429
110,541
78,557
49,145
2,856
771,200
Analysis by fund
Unrestricted funds - general
278,270
124,402
127,429
110,541
78,557
49,145
2,856
771,200
THE APPLECROSS TRUST
NOTES TO THE  FINANCIAL STATEMENTS (CONTINUED)
FOR THE YEAR ENDED 31 MARCH 2025
- 32 -
12
Support costs
Group
Support costs
Governance costs
2025
Support costs
Governance costs
2024
£
£
£
£
£
£
Staff costs
35,838
-
35,838
31,278
-
31,278
Depreciation
4,967
-
4,967
4,886
-
4,886

Management and administration fee

96,281
-
96,281
92,674
-
92,674

IT and office costs

7,595
-
7,595
12,953
-
12,953

Legal and professional

30,755
-
30,755
13,409
-
13,409
Audit fees
-
17,050
17,050
-
18,550
18,550
Accountancy
-
12,739
12,739
-
11,981
11,981

Trustees' insurance costs

-
-
-
-
1,840
1,840

Trustees' travelling expenses

-
9,036
9,036
-
3,044
3,044
175,436
38,825
214,261
155,200
35,415
190,615
Analysed between
Trading
-
6,500
6,500
-
8,950
8,950
Charitable activities
175,436
32,325
207,761
155,200
26,465
181,665
175,436
38,825
214,261
155,200
35,415
190,615

 

THE APPLECROSS TRUST
NOTES TO THE  FINANCIAL STATEMENTS (CONTINUED)
FOR THE YEAR ENDED 31 MARCH 2025
- 33 -
12
Support costs (Continued)
Charity
Support costs
Governance costs
2025
Support costs
Governance costs
2024
£
£
£
£
£
£
Staff costs
36,837
-
36,837
31,902
-
31,902
Depreciation
142
-
142
60
-
60

Management and administration fee

96,280
-
96,280
92,674
-
92,674

IT and office costs

7,637
-
7,637
12,953
-
12,953

Legal and professional

30,755
-
30,755
13,409
-
13,409
Audit fees
-
12,050
12,050
-
11,550
11,550
Accountancy
-
11,239
11,239
-
10,031
10,031

Trustees' insurance costs

-
-
-
-
1,840
1,840

Trustees' travelling expenses

-
9,182
9,182
-
4,370
4,370
171,651
32,471
204,122
150,998
27,791
178,789
Analysed between
Charitable activities
171,651
32,471
204,122
150,998
27,791
178,789

 

13
Net movement in funds
Group
Group
Charity
Charity
2025
2024
2025
2024
£
£
£
£
The net movement in funds is stated after charging/(crediting):
Fees payable to the charity's auditor:
- for the audit of the charity's financial statements
12,050
11,550
12,050
11,550
- for other assurance services
12,739
11,981
11,321
9,331
Depreciation of owned tangible fixed assets
71,906
70,142
66,106
64,974
Depreciation of heritage assets
63,425
57,444
63,425
57,444
Loss on disposal of tangible fixed assets
4,825
-
4,825
-
Amortisation of intangible assets
4,825
4,825
4,825
4,825
14
Trustees

None of the trustees (or any persons connected with them) received any remuneration during the year, but 3 (2024 - 4) of the trustees were reimbursed for expenses totalling £2,524 (2024 - £1,193) in relation to travel expenses incurred to and from trustee meetings. There was also a NFU Trustee Liability insurance policy taken out during 2024 to cover the period 26.10.23 to 01.04.25 costing £1,555.

THE APPLECROSS TRUST
NOTES TO THE  FINANCIAL STATEMENTS (CONTINUED)
FOR THE YEAR ENDED 31 MARCH 2025
- 34 -
15
Employees

The average monthly number of employees during the year was:

Group
Group
Charity
Charity
2025
2024
2025
2024
Number
Number
Number
Number
12
11
4
4
Employment costs
2025
2024
2025
2024
£
£
£
£
Wages and salaries
291,469
204,917
134,928
111,923
Social security costs
23,416
17,833
13,066
10,424
Other pension costs
13,473
21,251
6,163
9,751
328,358
244,001
154,157
132,098
There were no employees whose annual remuneration was more than £60,000.
During the year an employee was paid an ex-gratia payment amounting to £30,000.
Remuneration of key management personnel
Key management personnel is considered to be the Trust Administrator, whom did not receive remuneration during the year but did invoice the group for the provision of consultancy services totalling £100,539 (2024 - £95,862).
16
Net gains/(losses) on investments - group and charity
Unrestricted
Unrestricted
funds
funds
general
general
2025
2024
£
£
Revaluation of investments
(18,210)
79,336
17
Taxation

The charity is exempt from taxation on its activities because all its income is applied for charitable purposes.

THE APPLECROSS TRUST
NOTES TO THE  FINANCIAL STATEMENTS (CONTINUED)
FOR THE YEAR ENDED 31 MARCH 2025
- 35 -
18
Intangible fixed assets - group
Goodwill
£
Cost
At 1 April 2024 and 31 March 2025
48,250
Amortisation and impairment
At 1 April 2024
24,125
Amortisation charged for the year
4,825
At 31 March 2025
28,950
Carrying amount
At 31 March 2025
19,300
At 31 March 2024
24,125
THE APPLECROSS TRUST
NOTES TO THE  FINANCIAL STATEMENTS (CONTINUED)
FOR THE YEAR ENDED 31 MARCH 2025
- 36 -
19
Tangible fixed assets
Group
Other land and buildings
Plant and equipment
Fixtures and fittings
Computers
Motor   vehicles
Fencing
Total
£
£
£
£
£
£
£
Cost
At 1 April 2024
134,944
62,125
323,837
416
198,925
45,836
766,083
Additions
12,017
6,921
1,977
-
30,354
7,044
58,313
Disposals
-
(7,211)
-
-
(29,742)
-
(36,953)
At 31 March 2025
146,961
61,835
325,814
416
199,537
52,880
787,443
Depreciation and impairment
At 1 April 2024
9,939
55,119
212,287
9
111,477
13,751
402,582
Depreciation charged in the year
2,939
4,310
31,001
104
28,264
5,288
71,906
Eliminated in respect of disposals
-
(7,128)
-
-
(25,000)
-
(32,128)
At 31 March 2025
12,878
52,301
243,288
113
114,741
19,039
442,360
Carrying amount
At 31 March 2025
134,083
9,534
82,526
303
84,796
33,841
345,083
At 31 March 2024
125,005
7,005
111,551
407
87,448
32,085
363,501
THE APPLECROSS TRUST
NOTES TO THE  FINANCIAL STATEMENTS (CONTINUED)
FOR THE YEAR ENDED 31 MARCH 2025
- 37 -
19
Tangible fixed assets (Continued)
Charity
Plant and equipment
Fixtures and fittings
Motor   vehicles
Fencing
Total
£
£
£
£
£
Cost
At 1 April 2024
62,125
307,432
198,925
45,836
614,318
Additions
6,921
-
30,354
7,044
44,319
Disposals
(7,211)
-
(29,742)
-
(36,953)
At 31 March 2025
61,835
307,432
199,537
52,880
621,684
Depreciation and impairment
At 1 April 2024
55,119
203,509
111,477
13,751
383,856
Depreciation charged in the year
4,310
28,244
28,264
5,288
66,106
Eliminated in respect of disposals
(7,128)
-
(25,000)
-
(32,128)
At 31 March 2025
52,301
231,753
114,741
19,039
417,834
Carrying amount
At 31 March 2025
9,534
75,679
84,796
33,841
203,850
At 31 March 2024
7,005
103,922
87,448
32,085
230,460
20
Heritage assets
2025
2024
2023
2022
2021
Group and charity
£
£
£
£
£
Carrying amount brought forward
3,911,038
3,773,010
3,700,626
3,663,166
3,575,557
Additions
299,235
195,472
125,919
88,476
147,661
Depreciation
(63,425)
(57,444)
(53,535)
(51,016)
(49,243)
Disposals
-
-
-
-
(10,809)
Carrying amount
4,146,848
3,911,038
3,773,010
3,700,626
3,663,166
THE APPLECROSS TRUST
NOTES TO THE  FINANCIAL STATEMENTS (CONTINUED)
FOR THE YEAR ENDED 31 MARCH 2025
- 38 -
21
Fixed asset investments
Group
Listed investments
Cash in portfolio
Other investments
Total
£
£
£
£
Cost or valuation
At 1 April 2024
1,371,700
6,964
-
1,378,664
Valuation changes
(18,210)
-
-
(18,210)
Decrease in cash
-
(3,314)
-
(3,314)
At 31 March 2025
1,353,490
3,650
-
1,357,140
Carrying amount
At 31 March 2025
1,353,490
3,650
-
1,357,140
At 31 March 2024
1,371,700
6,964
-
1,378,664
Charity
Listed investments
Cash in portfolio
Other investments
Total
£
£
£
£
Cost or valuation
At 1 April 2024
1,371,700
6,964
48,251
1,426,915
Valuation changes
(18,210)
-
-
(18,210)
Decrease in cash
-
(3,314)
-
(3,314)
-
-
-
-
At 31 March 2025
1,353,490
3,650
48,251
1,405,391
Carrying amount
At 31 March 2025
1,353,490
3,650
48,251
1,405,391
At 31 March 2024
1,371,700
6,964
48,251
1,426,915
Notes
2025
2024
Other investments comprise:
£
£
Investments in subsidiaries
30
48,251
48,251
48,251
48,251
THE APPLECROSS TRUST
NOTES TO THE  FINANCIAL STATEMENTS (CONTINUED)
FOR THE YEAR ENDED 31 MARCH 2025
- 39 -
22
Stocks
Group
Group
Charity
Charity
2025
2024
2025
2024
£
£
£
£
Raw materials and consumables
1,539
1,698
-
-
Cattle
23,447
22,470
23,447
22,470
Ponies
2,000
2,000
2,000
2,000
Planted trees
37,675
37,675
37,675
67,675
64,661
63,843
63,122
62,145
23
Debtors
Group
Group
Charity
Charity
2025
2024
2025
2024
Amounts falling due within one year:
£
£
£
£
Trade debtors
96,288
72,938
95,318
64,353
Amounts owed by subsidiary undertakings
-
-
23,121
26,314
Other debtors
16,978
15,618
16,861
11,667
Prepayments and accrued income
148,099
264,211
143,599
260,276
261,365
352,767
278,899
362,610
24
Finance lease obligations - group and charity
Future minimum lease payments due under finance leases:
2025
2024
£
£
Within one year
-
9,708

Hire purchase liabilities are secured over the assets which they relate to.

25
Creditors: amounts falling due within one year
Group
Group
Charity
Charity
2025
2024
2025
2024
Notes
£
£
£
£
Obligations under finance leases
24
-
9,708
-
9,708
Other taxation and social security
17,838
11,912
11,808
11,912
Deferred income
26
100,764
68,017
48,324
57,662
Trade creditors
9,588
55,274
7,760
48,399
Other creditors
2,509
7,998
-
-
Accruals
132,708
93,361
119,713
79,005
263,407
246,270
187,605
206,686
THE APPLECROSS TRUST
NOTES TO THE  FINANCIAL STATEMENTS (CONTINUED)
FOR THE YEAR ENDED 31 MARCH 2025
- 40 -
26
Deferred income
Group
Group
Charity
Charity
2025
2024
2025
2024
£
£
£
£
Arising from Deferred income
100,764
68,017
48,324
57,662

Deferred income is included in the financial statements as follows:

 

2025
2024
2025
2024
£
£
£
£
Deferred income is included within:
Current liabilities
100,764
68,017
48,324
57,662
Movements in the year:
Deferred income at 1 April 2024
68,017
67,744
57,662
53,471
Released from previous periods
(68,017)
(67,744)
(57,662)
(53,471)
Resources deferred in the year
100,764
68,017
48,324
57,662
Deferred income at 31 March 2025
100,764
68,017
48,324
57,662
27
Retirement benefit schemes - group and charity
2025
2024
Defined contribution schemes
£
£
Charge to profit or loss in respect of defined contribution schemes
13,473
21,251

The charity operates a defined contribution pension scheme for all qualifying employees. The assets of the scheme are held separately from those of the charity in an independently administered fund.

THE APPLECROSS TRUST
NOTES TO THE  FINANCIAL STATEMENTS (CONTINUED)
FOR THE YEAR ENDED 31 MARCH 2025
- 41 -
28
Unrestricted funds
Group

The unrestricted funds of the group and charity comprise the unexpended balances of donations and grants which are not subject to specific conditions by donors and grantors as to how they may be used. These include designated funds which have been set aside out of unrestricted funds by the trustees for specific purposes.

At 1 April 2024
Incoming resources
Resources expended
Transfers
Gains and losses
At 31 March 2025
£
£
£
£
£
£
General funds
6,325,761
1,226,419
(1,247,080)
-
(18,210)
6,286,890
Previous year:
At 1 April 2023
Incoming resources
Resources expended
Transfers
Gains and losses
At 31 March 2024
£
£
£
£
£
£
Revaluation reserve
131,731
-
-
(131,731)
-
-
General funds
5,769,846
1,398,497
(1,053,649)
131,731
79,336
6,325,761
5,901,577
1,398,497
(1,053,649)
-
79,336
6,325,761
Charity
At 1 April 2024
Incoming resources
Resources expended
Transfers
Gains and losses
At 31 March 2025
£
£
£
£
£
£
General funds
6,260,255
902,365
(903,258)
-
(18,210)
6,241,152
Previous year:
At 1 April 2023
Incoming resources
Resources expended
Transfers
Gains and losses
At 31 March 2024
£
£
£
£
£
£
Revaluation reserve
131,731
-
-
(131,731)
-
-
General funds
5,870,803
1,154,393
(976,008)
131,731
79,336
6,260,255
6,002,534
1,154,393
(976,008)
-
79,336
6,260,255

Revaluation reserve

Represents the increase in market value over the cost of fixed asset investments.

 

Transfers

A transfer took place between revaluation reserve funds and general funds to correct the historic excess on valuation as investments were valued at less than their original cost.

THE APPLECROSS TRUST
NOTES TO THE  FINANCIAL STATEMENTS (CONTINUED)
FOR THE YEAR ENDED 31 MARCH 2025
- 42 -
29
Analysis of net assets between funds
Group
Group
Charity
Charity
Unrestricted funds
Unrestricted funds
Unrestricted funds
Unrestricted funds
2025
2024
2025
2024
£
£
£
£
Fund balances at 31 March 2025 are represented by:
Intangible fixed assets
19,300
24,125
-
Tangible assets
345,083
363,501
203,850
230,461
Heritage assets
4,146,848
3,911,038
4,146,848
3,911,037
Investments
1,357,140
1,378,664
1,405,391
1,426,915
Current assets/(liabilities)
418,519
648,433
485,063
691,842
6,286,890
6,325,761
6,241,152
6,260,255
30
Subsidiaries

Details of the charity's subsidiaries at 31 March 2025 are as follows:

Name of undertaking
Registered
Nature of business
Class of
% Held
office
shares held
Direct
Indirect
Hartfield Applecross Limited
Scotland
Youth hostel
Ordinary
100
0

The investment in the subsidiary is stated at cost.

Registered office address: 5 Atholl Crescent, Edinburgh, EH3 8EJ.

THE APPLECROSS TRUST
NOTES TO THE  FINANCIAL STATEMENTS (CONTINUED)
FOR THE YEAR ENDED 31 MARCH 2025
- 43 -
31
Cash generated from operations
2025
2024
£
£
Group
(Deficit)/surplus for the year
(38,871)
424,184
Adjustments for:
Investment income recognised in statement of financial activities
(65,495)
(76,064)
Loss on disposal of tangible fixed assets
4,825
-
Fair value gains and losses on investments
18,210
(79,336)
Amortisation and impairment of intangible assets
4,825
4,825
Depreciation and impairment of tangible fixed assets
135,331
127,586
Movements in working capital:
(Increase) in stocks
(818)
(1,663)
Decrease/(increase) in debtors
91,402
(144,067)
(Decrease)/increase in creditors
(5,902)
95,114
Increase in deferred income
32,747
273
Cash generated from operations
176,254
350,852
2025
2024
£
£
Charity
(Deficit)/surplus for the year
(19,103)
257,721
Adjustments for:
Investment income recognised in statement of financial activities
(65,495)
(76,064)
Loss on disposal of tangible fixed assets
4,825
-
Fair value gains and losses on investments
18,210
(79,336)
Depreciation and impairment of tangible fixed assets
129,531
122,417
Movements in working capital:
(Increase)/decrease in stocks
(978)
35
Decrease in debtors
83,710
38,129
(Decrease)/increase in creditors
(35)
81,337
(Decrease)/increase in deferred income
(9,338)
4,191
Cash generated from operations
141,327
348,430
THE APPLECROSS TRUST
NOTES TO THE  FINANCIAL STATEMENTS (CONTINUED)
FOR THE YEAR ENDED 31 MARCH 2025
- 44 -
32
Analysis of changes in net funds
At 1 April 2024
Cash flows
At 31 March 2025
Group
£
£
£
Cash at bank and in hand
478,093
(122,193)
355,900
Obligations under finance leases
(9,708)
9,708
-
468,385
(112,485)
355,900
At 1 April 2024
Cash flows
At 31 March 2025
Charity
£
£
£
473,773
(143,126)
330,647
Obligations under finance leases
(9,708)
9,708
-
464,065
(133,418)
330,647
33
Non-audit services provided by auditor

In common with many businesses of our size and nature we use our auditor to assist with the preparation of the financial statements,

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