Charity Registration No. 294446
Company Registration No. 01969993 (England and Wales)
THE RAYDEN CHARITABLE TRUST
ANNUAL REPORT AND UNAUDITED FINANCIAL STATEMENTS
FOR THE YEAR ENDED 5 APRIL 2025
THE RAYDEN CHARITABLE TRUST
LEGAL AND ADMINISTRATIVE INFORMATION
TRUSTEES & DIRECTORS:
Mr C Rayden
Mr P Rayden
SECRETARY:
Mr P Rayden
REGISTERED NUMBER:
01969993
CHARITY REGISTRATION NUMBER:
294446
BANKERS:
Lloyds Bank
Trowbridge Branch
PO Box 1000
Trowbridge
Wiltshire
BX1 1LT
ACCOUNTANTS AND BUSINESS ADVISERS:
Beavis Morgan LLP
Accountants and Business Advisers
82 St John Street
London
EC1M 4JN
INDEPENDENT EXAMINER
Barrie Dunning FCA
ADDRESS OF CHARITY
Suite 2 De Walden Court
85 New Cavendish Street
London
W1W 6XS
THE RAYDEN CHARITABLE TRUST
CONTENTS
Page
Trustees' report
1
Independent examiner's report
2
Statement of financial activities
3
Balance sheet
4
Notes to the financial statements
5 - 8
THE RAYDEN CHARITABLE TRUST
TRUSTEES' REPORT (INCLUDING DIRECTORS' REPORT)
FOR THE YEAR ENDED 5 APRIL 2025
- 1 -

The Trustees who are also directors of the charity for the purposes of the Companies Act 2006 present their report and financial statements for the year ended 5 April 2025.

The financial statements have been prepared in accordance with the accounting policies set out in note 1 to the financial statements and comply with the charitable company's governing document, the Companies Act 2006 and "Accounting and Reporting by Charities: Statement of Recommended Practice applicable to charities preparing their accounts in accordance with the Financial Reporting Standard applicable in the UK and Republic of Ireland (FRS 102) (effective 1 January 2019)".

Principal objectives and activities

The charitable company is established to obtain funds to make donations for charitable purposes, and there was no change in the nature of this activity during the year under review.

 

The donations are made by the Trustees in accordance with the members’ wishes.

Achievements and performance

The charitable company successfully achieved its objectives in that suitable charitable institutions were identified and payments were made to them to the extent of the whole of the incoming resources of the year.

Financial review

The results of the charitable company’s activities during the year are fully reflected in the attached accounts, together with the notes thereon. Total income for the year to 5 April 2025 was £21,448 (2024 - £14,969) and there was a net increase in the funds of £1,065 (2024 - £3,252 decrease).

 

The company made charitable donations of £18,311 during the year under review (2024 - £16,185).

Reserves

The charity maintains reserves to enable it to fulfil any commitments it has in respect of donations payable and to enable it to meet any costs of winding-up should the sources of income no longer be forthcoming. The trustees consider sufficient funds are currently held.

Structure, governance and management

The charitable company is a company limited by guarantee and is governed by its Memorandum and Articles of Association.

The Trustees' (who are all directors of the company) who served during the year were as follows:

 

Mr C Rayden
Mr P Rayden

The Trustees' are appointed in accordance with the Articles of Association.

This report has been prepared in accordance with the provisions applicable to companies entitled to the small companies exemption.

 

The trustees' report was approved by the Board of Charitable Company.

Mr C Rayden
Trustee
Dated: 25 September 2025
THE RAYDEN CHARITABLE TRUST
INDEPENDENT EXAMINER'S REPORT
TO THE CHARITABLE COMPANY OF THE RAYDEN CHARITABLE TRUST
- 2 -

I report on the financial statements of the company for the year ended 5 April 2025 as set out on pages 3 to 8.

 

This report is made solely to the charity’s governors, as a body, in accordance with Section 145 of the Charities Act 2011. My work has been undertaken so that I might state to the charity’s trustees those matters I am required to state to them in this report and for no other purpose. To the fullest extent permitted by law, I do not accept or assume responsibility to anyone other than the charity and the charity’s trustees as a body, for my work, for this report, or for the opinions I have formed.

Respective responsibilities of charitable company and examiner

The charity's trustees (who are also the directors of the company for the purposes of company law) are responsible for the preparation of financial statements. The trustees consider that an audit is not required for this year under Section 144(2) of the Charities Act 2011 (the ‘2011 Act’) and that an independent examination is needed.

Having satisfied myself that the charity is not subject to audit under company law and is eligible for independent examination, it is my responsibility to:

(i)

examine the financial statements under section 145 of the 2011 Act;

(ii)
to follow the procedures laid down in the general Directions given by the Charity Commission under section 145(5)(b) of the 2011 Act; and
(iii)
to state whether particular matters have come to my attention.
Basis of independent examiner's report

My examination was carried out in accordance with the General Directions given by the Charity Commission. An examination includes a review of the accounting records kept by the charity and a comparison of the financial statements presented with those records. It also includes consideration of any unusual items or disclosures in the financial statements and seeking explanations from you as trustees concerning any such matters. The procedures undertaken do not provide all the evidence that would be required in an audit, and consequently no opinion is given as to whether the financial statements present a ‘true and fair view’ and the report is limited to those matters set out in the statement below.

Independent examiner's statement

I have completed my examination. I confirm that no matters have come to my attention in connection with the examination:

(a)
which gives me reasonable cause to believe that in any material respect the requirements:
(i)

to keep accounting records in accordance with section 386 of the Companies Act 2006; and

(ii)

to prepare financial statements which accord with the accounting records, comply with the accounting requirements of section 396 of the Companies Act 2006 and with the methods and principles of the Statement of Recommended Practice: Accounting and Reporting by Charities;

have not been met or
(b)

to which, in my opinion, attention should be drawn in order to enable a proper understanding of the financial statements to be reached.

Barrie Dunning FCA
for and on behalf of Beavis Morgan LLP
82 St John Street
London
EC1M 4JN
Dated: 2 October 2025
THE RAYDEN CHARITABLE TRUST
STATEMENT OF FINANCIAL ACTIVITIES
INCLUDING INCOME AND EXPENDITURE ACCOUNT
FOR THE YEAR ENDED 5 APRIL 2025
- 3 -
Unrestricted
Unrestricted
funds
funds
2025
2024
Notes
£
£
Income from:
Donations and legacies
2
21,448
14,969
Total income
21,448
14,969
Expenditure on:
Charitable activities
3
18,311
16,185
Other expenditure
7
2,072
2,036
Total expenditure
20,383
18,221
Net income/(expenditure) and movement in funds
1,065
(3,252)
Reconciliation of funds:
Fund balances at 6 April 2024
1,899
5,151
Fund balances at 5 April 2025
2,964
1,899

The statement of financial activities includes all gains and losses recognised in the year. All income and expenditure derive from continuing activities.

THE RAYDEN CHARITABLE TRUST
BALANCE SHEET
AS AT
5 APRIL 2025
05 April 2025
- 4 -
2025
2024
Notes
£
£
£
£
Current assets
Debtors
8
4,277
2,971
Cash at bank and in hand
87
328
4,364
3,299
Creditors: amounts falling due within one year
9
(1,400)
(1,400)
Net current assets
2,964
1,899
Net assets excluding pension liability
2,964
1,899
The funds of the company
Unrestricted funds
2,964
1,899
2,964
1,899

The company is entitled to the exemption from the audit requirement contained in section 477 of the Companies Act 2006, for the year ended 5 April 2025.

The directors acknowledge their responsibilities for ensuring that the charity keeps accounting records which comply with section 386 of the Act and for preparing financial statements which give a true and fair view of the state of affairs of the company as at the end of the financial year and of its incoming resources and application of resources, including its income and expenditure, for the financial year in accordance with the requirements of sections 394 and 395 and which otherwise comply with the requirements of the Companies Act 2006 relating to financial statements, so far as applicable to the company.

The members have not required the company to obtain an audit of its accounts for the year in question in accordance with section 476 of the Companies Act 2006. Section 144(2) of the Charities Act 2011 does not apply to the charity for the year; an independent examination has been carried out under section 145 of the Charities Act 2011.

These financial statements have been prepared in accordance with the provisions applicable to companies subject to the small companies regime.

The financial statements were approved by the charitable company on 25 September 2025
Mr C Rayden
Trustee
Company registration number 01969993 (England and Wales)
THE RAYDEN CHARITABLE TRUST
NOTES TO THE  FINANCIAL STATEMENTS
FOR THE YEAR ENDED 5 APRIL 2025
- 5 -
1
Accounting policies
Charity information

The Rayden Charitable Trust is a private company limited by guarantee incorporated in England and Wales. The registered office is 82,St John street, London ECIM 4JN.

1.1
Accounting convention

The accounts have been prepared in accordance with the charitable company's memorandum and articles of association, the Companies Act 2006 and “Accounting and Reporting by Charities: Statement of Recommended Practice applicable to charities preparing their accounts in accordance with the Financial Reporting Standard applicable in the UK and Republic of Ireland (FRS 102)” (effective 1 January 2019). The company is a Public Benefit Entity as defined by FRS 102.

 

The company has taken advantage of the provisions in the SORP for charities applying FRS 102 Update Bulletin 1 not to prepare a Statement of Cash Flows.

The financial statements are prepared in sterling, which is the functional currency of the company. Monetary amounts in these financial statements are rounded to the nearest £.

The accounts have been prepared under the historical cost convention. The principal accounting policies adopted are set out below.

1.2
Going concern

At the time of approving the accounts, the charitable company have a reasonable expectation that the company has adequate resources to continue in operational existence for the foreseeable future. Thus the trustees' continue to adopt the going concern basis of accounting in preparing the accounts.

1.3
Charitable funds

Unrestricted funds are available for use at the discretion of the charitable company in furtherance of their charitable objectives.

Restricted funds are subject to specific conditions by donors as to how they may be used. The purposes and uses of the restricted funds are set out in the notes to the accounts. There are currently no restricted funds.

1.4
Incoming resources
Income is recognised when the company is legally entitled to it after any performance conditions have been met, the amounts can be measured reliably, and it is probable that income will be received.

Cash donations are recognised on receipt. Other donations are recognised once the company has been notified of the donation, unless performance conditions require deferral of the amount. Income tax recoverable in relation to donations received under Gift Aid or deeds of covenant is recognised at the time of the donation.

1.5
Resources expended

Expenditure is recognised on an accruals basis as a liability is incurred.

 

Charitable expenditure comprises those costs incurred by the charity in the delivery of its activities and services for its beneficiaries. It includes both costs that can be allocated directly to such activities and those costs of an indirect nature necessary to support them.

 

Other costs include those costs associated with meeting the constitutional and statutory requirements of the charity and include the audit fees and costs linked to the strategic management of the charity.

THE RAYDEN CHARITABLE TRUST
NOTES TO THE  FINANCIAL STATEMENTS (CONTINUED)
FOR THE YEAR ENDED 5 APRIL 2025
1
Accounting policies
(Continued)
- 6 -
1.6
Cash and cash equivalents

Cash and cash equivalents include cash in hand, deposits held at call with banks and bank overdrafts. Where applicable bank overdrafts are shown within borrowings in current liabilities.

1.7
Financial instruments

The company has elected to apply the provisions of Section 11 ‘Basic Financial Instruments’ of FRS 102 to all of its financial instruments.

 

Financial instruments are recognised in the charitable company's balance sheet when the company becomes party to the contractual provisions of the instrument.

 

Financial assets and liabilities are offset, with the net amounts presented in the financial statements, when there is a legally enforceable right to set off the recognised amounts and there is an intention to settle on a net basis or to realise the asset and settle the liability simultaneously.

Basic financial assets

Basic financial assets, which include debtors and cash and bank balances, are initially measured at transaction price including transaction costs and are subsequently carried at amortised cost using the effective interest method unless the arrangement constitutes a financing transaction, where the transaction is measured at the present value of the future receipts discounted at a market rate of interest. Financial assets classified as receivable within one year are not amortised.

Basic financial liabilities

Basic financial liabilities, including creditors, are initially recognised at transaction price unless the arrangement constitutes a financing transaction, where the debt instrument is measured at the present value of the future payments discounted at a market rate of interest. Financial liabilities classified as payable within one year are not amortised.

 

Debt instruments are subsequently carried at amortised cost, using the effective interest rate method.

2
Donations and legacies
2025
2024
£
£
Donations and gifts
21,448
14,969
3
Charitable activities
2025
2024
£
£
Grant funding of activities (see note 5)
18,311
16,185
THE RAYDEN CHARITABLE TRUST
NOTES TO THE  FINANCIAL STATEMENTS (CONTINUED)
FOR THE YEAR ENDED 5 APRIL 2025
- 7 -
4
Employees

There were no employees during the current or prior year.

2025
2024
Number
Number
Total
0
0
5
Grants payable
2025
2024
£
£
Grants to institutions:
BR Friends United Hatzalah Israel
-
1,200
Music Secondary School
-
1,000
Saatchi Synagogue
1,393
-
United Synagogue
1,333
-
Western Marble Arch
4,580
3,205
St John's Wood Syn
7,000
7,000
Other (< £1,000)
4,005
3,780
18,311
16,185
6
Taxation

The charity is exempt from taxation on its activities because all its income is applied for charitable purposes.

7
Other expenses
2025
2024
£
£

Accountancy

1,830
1,809

Bank charges

208
214

General expenses

34
13
2,072
2,036
8
Debtors
2025
2024
Amounts falling due within one year:
£
£
Other debtors - income tax recoverable
4,277
2,971
THE RAYDEN CHARITABLE TRUST
NOTES TO THE  FINANCIAL STATEMENTS (CONTINUED)
FOR THE YEAR ENDED 5 APRIL 2025
- 8 -
9
Creditors: amounts falling due within one year
2025
2024
£
£
Accruals and deferred income
1,400
1,400
10
Unrestricted funds

The unrestricted funds of the charity comprise the unexpended balances of donations and grants which are not subject to specific conditions by donors and grantors as to how they may be used. These include designated funds which have been set aside out of unrestricted funds by the trustees for specific purposes.

At 6 April 2024
Incoming resources
Resources expended
At 5 April 2025
£
£
£
£
General funds
1,899
21,448
(20,383)
2,964
Previous year:
At 6 April 2023
Incoming resources
Resources expended
At 5 April 2024
£
£
£
£
General funds
5,151
14,969
(18,221)
1,899
11
Related party transactions

During the year donations totalling £17,107 (2024: £11,885) were received from 2 (2024: 2) Trustees. No expenses were reimbursed to any of the Trustees during the current or prior year.

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