Ably Realtime Limited
Annual Report and Financial Statements
For the year ended 31 January 2025
Company Registration No. 06946246 (England and Wales)
Ably Realtime Limited
Company Information
Directors
M O'Riordan
P Byers
K Wallington
S J Menashy
N Fiore
N A Shimer
(Appointed 10 September 2025)
Secretary
OHS Secretaries Limited
Company number
06946246
Registered office
9th Floor
107 Cheapside
London
United Kingdom
EC2V 6DN
Auditor
Moore Kingston Smith LLP
6th Floor
9 Appold Street
London
EC2A 2AP
Ably Realtime Limited
Contents
Page
Strategic report
1 - 4
Directors' report
5
Directors' responsibilities statement
6
Independent auditor's report
7 - 10
Group profit and loss account
11
Group statement of comprehensive income
12
Group balance sheet
13
Company balance sheet
14
Group statement of changes in equity
15
Company statement of changes in equity
16
Group statement of cash flows
17
Notes to the financial statements
18 - 31
Ably Realtime Limited
Strategic Report
For the year ended 31 January 2025
Page 1

The directors present the strategic report for Ably Realtime Limited and its subsidiary companies (together “the Group” or “Ably”) for the year ended 31 January 2025.

Overview

Ably continued to advance its vision to make the online world better with realtime experiences. We remain focused on our mission to become the definitive realtime experience infrastructure of the internet.

 

The global realtime market continues to grow, and both companies and consumers increasingly demand realtime interactions across all communication and online experiences. Leaders in realtime adoption report improved customer engagement and retention by delivering exceptional customer experiences.

 

Realtime adoption enables firms to increase revenue, reduce costs, and mitigate the risk of building and maintaining these complex systems themselves. Adopting a realtime solution ensures uptime and reliability, allowing firms to focus their resources on the areas that matter most.

 

Despite continued economic headwinds in 2024-25, including persistent inflation pressures and elevated interest rates, we consider Ably well positioned to perform strongly. We operate a critical service for our customers that becomes even more valuable during periods of economic constraint.

 

Our value proposition of reducing complexity, cost and risk, delivering superior user experiences faster, and enabling customers to build for the future with a trusted partner means our platform is fundamentally well-positioned.

 

We are confident in Ably's trajectory as we accelerate our path to profitability while expanding our global footprint.

Review of the business

Product and Market Development

During 2024-25, we maintained our focus on driving adoption and realtime-led transformation with new customers. Our multi-product strategy - delivering tools for product managers and senior developers, such as chat and collaboration - is gaining traction. While there’s still work to do on go-to-market and revenue conversion, early results validate the approach. We’ve successfully transitioned from a single-product company to a suite built on a strong core platform.

Across our global customer base, we are pleased to report that we maintained strong engagement with over 2 billion unique devices connecting to the Ably platform each month. This demonstrates continued strong demand for realtime infrastructure from both our customers and their end users.

The Ably platform continues to be a leading realtime infrastructure provider in the market. Providing low latency and high reliability, Ably's SDKs and APIs power realtime capabilities including Chat, Data Broadcast, Data Synchronization, Multiplayer Collaboration and Notifications.

Expanding our product offering remains a key strategic priority and is critical to support the acquisition of new customers and expansion within the accounts of our existing customers.

Geographic Performance

We continued to see strong performance in North America, which grew significantly as a proportion of revenue. North American customers represented £8.5m of revenue in 2025, up 32% from £6.4m in 2024. This growth reflects our strategic focus on the North American market and validates our investment in this region.

Revenue from Europe, Middle East and Africa declined to £0.5m from £1.9m in the prior year, while Asia-Pacific and Latin America revenues also decreased. These shifts reflect our strategic prioritization of the North American market and enterprise customer segment.

Ably Realtime Limited
Strategic Report (Continued)
For the year ended 31 January 2025
Page 2
Financials performance and key performance indicators

Revenue and Profitability

The Group reported revenue of £9.2m for the year, broadly flat compared to £9.3m in the prior year. This stable top-line performance was achieved despite some headwinds in the year. This included a substantial contraction from our largest customer, who remained with Ably but reduced spend by a substantial amount following the implementation of significant architectural changes, and revenue decline from non-target geographic regions.

Our core focus areas - target regions and enterprise customer segments - continued to perform well in a challenging macroeconomic environment, demonstrating the resilience of our strategic positioning and our focus on quality enterprise customers with improved unit economics.

We are particularly pleased to report that Gross Margin improved substantially by 10 percentage points to 63% (2024: 57%, 2023: 50%), driven by continued engineering efforts to deliver new technology and improve the efficiency of our existing system. This improvement in gross margin demonstrates the increasing operational leverage in our business model and the success of our platform optimization initiatives.

The Group reported a loss of £3.0m in 2025, a significant improvement of 68% compared to the £9.4m loss in 2024. This substantial reduction in losses reflects the success of our operational efficiency initiatives and our path toward profitability.

Operational Efficiency

The Group's primary focus in 2024-25 was on improving operational efficiency and extending our runway to profitability. This was achieved through:

We continue to closely assess our expenditure in line with strategy and benchmark against industry standards and revenue performance. All expenditure is reviewed to ensure alignment with our strategic objectives.

Average headcount decreased from 75 to 57 during the year, reflecting our more focused operational structure. Despite this reduction, we maintained investment in critical product-facing teams including product, engineering and developer success, while optimizing our go-to-market function.

Total staff costs decreased by 39% to £6.8m (2024: £11.1m), demonstrating significant progress in our cost optimization efforts. Staff costs continue to represent the majority of our operating and administrative expenditures, which is appropriate for a technology platform.

Capital Management

Ably continues to be well capitalized from our investment round in May 2021. At 31 January 2025, the Group held cash of £2.3m (2024: £3.4m), with net current assets of £3.4m (2024: £6.3m). The decrease in cash during the year reflects our planned investment in the business, with operating cash outflow substantially reduced compared to the prior year as our efficiency initiatives took effect.

Ably Realtime Limited
Strategic Report (Continued)
For the year ended 31 January 2025
Page 3

Customer Engagement

We continue to engage with customers on a subscription basis, with a land-and-expand go-to-market strategy. We continue to demonstrate our ability to execute on this strategy, with account expansion remaining an important driver of growth.

We continue to win new customer accounts across a range of industries including Sports & Entertainment, EdTech, Finance and Customer Experience, with North American customers representing the largest and fastest-growing proportion of new revenue.

People and Culture

Our people remain central to our success. Despite the headcount reductions in the year, we have maintained a strong culture and retained key talent in critical areas. Our more focused team structure has enabled clearer accountability and faster decision-making.

Principle uncertainties and risks

Macroeconomic Climate

Persistent economic challenges, including inflation and elevated interest rates, may continue to impact demand for our software and services. Customer budgets may remain constrained and sales cycles could extend.

However, our realtime software can reduce cost, improve reliability and accelerate time to value, positioning us well to thrive even in challenging market conditions. Our improved unit economics and path to profitability also reduce our dependence on external financing.

The economic climate may make it more challenging to raise capital if needed. While Ably currently has adequate runway to reach profitability based on current plans, our ability to access capital for potential growth acceleration initiatives remains important.

Global Instability

Ably's global presence means we may be at risk from rising global instability, either directly or indirectly through our customer base, due to changing geopolitical tensions, economic volatility and regulatory changes.

We actively monitor recent developments and support customers through our global service offering to ensure they can remain operational at all times.

Currency and Treasury Risk

Given our global presence, we are exposed to fluctuations in foreign exchange which could impact the business. When necessary, the Group manages cash held in multiple currencies to reduce exposure to foreign exchange rate fluctuations.

We maintain prudent treasury management practices, including diversifying our liquid assets across multiple banking partners and currencies to manage risk effectively.

Execution Risk

As we continue to optimize operations and pursue profitability, there is risk that cost reduction initiatives could impact our ability to compete effectively or serve customers at the required level. We carefully balance efficiency gains with the need to maintain product quality, customer satisfaction, and competitive positioning.

Ably Realtime Limited
Strategic Report (Continued)
For the year ended 31 January 2025
Page 4
Outlook and future developments

The financial statements have been prepared on a going concern basis, which assumes that the Group will continue in business for the foreseeable future.

While the Group continues to operate at a loss with negative operating cash flow, the timeframe for the Group to attain profitability and positive cash flows from operations is expected within the next twelve months. Achieving breakeven will reduce the company's reliance on future funding rounds while providing stability to continue growing the business.

The significant progress made in 2024-25 puts us on a clear path to profitability, including a 68% reduction in operating losses year-over-year, a 10 percentage point improvement in gross margin, substantial reduction in cash burn rate and the maintaining of strong customer engagement metrics. Importantly, this progress was driven by forward momentum in our strategic priorities: growth in target geographic regions and substantial margin improvements across the platform.

Our improved financial position and operational efficiency provide a strong foundation for the next phase of growth. We plan to:

This strengthened foundation and path to profitability position us to scale efficiently, expand our market leadership, and build the future of realtime experiences.

On behalf of the board

M O'Riordan
Director
28 October 2025
Ably Realtime Limited
Directors' Report
For the year ended 31 January 2025
Page 5

The directors present their annual report and financial statements for the year ended 31 January 2025.

 

In accordance with Section 414C(11) of the Companies Act 2006, information relating to future developments and risk management are included in the Strategic Report.

Principal activities

The principal activity of the group continued to be the delivery of a platform as a service product to the technology and internet developer community.

 

Results and dividends

The results for the year are set out on page 11.

No ordinary dividends were paid. The directors do not recommend payment of a further dividend.

Directors

The directors who held office during the year and up to the date of signature of the financial statements were as follows:

M O'Riordan
P Byers
K Wallington
S J Menashy
N Fiore
T B Wardi
(Resigned 10 September 2025)
N A Shimer
(Appointed 10 September 2025)
Auditor

The auditor, Moore Kingtston Smith LLP, is deemed to be reappointed under section 487(2) of the Companies Act 2006.

Statement of disclosure to auditor

So far as each person who was a director at the date of approving this report is aware, there is no relevant audit information of which the auditor of the company is unaware. Additionally, the directors individually have taken all the necessary steps that they ought to have taken as directors in order to make themselves aware of all relevant audit information and to establish that the auditor of the company is aware of that information.

On behalf of the board
M O'Riordan
Director
28 October 2025
Ably Realtime Limited
Directors' Responsibilities Statement
For the year ended 31 January 2025
Page 6

The directors are responsible for preparing the Annual Report and the financial statements in accordance with applicable law and regulations.

 

Company law requires the directors to prepare financial statements for each financial year. Under that law the directors have elected to prepare the financial statements in accordance with United Kingdom Generally Accepted Accounting Practice (United Kingdom Accounting Standards and applicable law). Under company law the directors must not approve the financial statements unless they are satisfied that they give a true and fair view of the state of affairs of the group and company, and of the profit or loss of the group for that period. In preparing these financial statements, the directors are required to:

 

 

The directors are responsible for keeping adequate accounting records that are sufficient to show and explain the group’s and company’s transactions and disclose with reasonable accuracy at any time the financial position of the group and company and enable them to ensure that the financial statements comply with the Companies Act 2006. They are also responsible for safeguarding the assets of the group and company and hence for taking reasonable steps for the prevention and detection of fraud and other irregularities.

Ably Realtime Limited
Independent Auditor's Report
To the Members of Ably Realtime Limited
Page 7
Opinion

We have audited the financial statements of Ably Realtime Limited (the 'parent company') and its subsidiaries (the 'group') for the year ended 31 January 2025 which comprise the Group Profit And Loss Account, the Group Statement of Comprehensive Income, the Group Balance Sheet, the Company Balance Sheet, the Group Statement of Changes in Equity, the Company Statement of Changes in Equity, the Group Statement of Cash Flows and notes to the financial statements, including significant accounting policies. The financial reporting framework that has been applied in their preparation is applicable law and United Kingdom Accounting Standards, including Financial Reporting Standard 102 The Financial Reporting Standard applicable in the UK and Republic of Ireland (United Kingdom Generally Accepted Accounting Practice).

In our opinion the financial statements:

Basis for opinion

We conducted our audit in accordance with International Standards on Auditing (UK) (ISAs (UK)) and applicable law. Our responsibilities under those standards are further described in the Auditor's responsibilities for the audit of the financial statements section of our report. We are independent of the group and parent company in accordance with the ethical requirements that are relevant to our audit of the financial statements in the UK, including the FRC’s Ethical Standard, and we have fulfilled our other ethical responsibilities in accordance with these requirements. We believe that the audit evidence we have obtained is sufficient and appropriate to provide a basis for our opinion.

Conclusions relating to going concern

In auditing the financial statements, we have concluded that the directors' use of the going concern basis of accounting in the preparation of the financial statements is appropriate.

 

Based on the work we have performed, we have not identified any material uncertainties relating to events or conditions that, individually or collectively, may cast significant doubt on the group's and parent company’s ability to continue as a going concern for a period of at least twelve months from when the financial statements are authorised for issue.

 

Our responsibilities and the responsibilities of the directors with respect to going concern are described in the relevant sections of this report.

Other information

The other information comprises the information included in the annual report other than the financial statements and our auditor's report thereon. The directors are responsible for the other information contained within the annual report. Our opinion on the financial statements does not cover the other information and, except to the extent otherwise explicitly stated in our report, we do not express any form of assurance conclusion thereon.

 

Our responsibility is to read the other information and, in doing so, consider whether the other information is materially inconsistent with the financial statements or our knowledge obtained in the course of the audit, or otherwise appears to be materially misstated. If we identify such material inconsistencies or apparent material misstatements, we are required to determine whether this gives rise to a material misstatement in the financial statements themselves. If, based on the work we have performed, we conclude that there is a material misstatement of this other information, we are required to report that fact.

 

We have nothing to report in this regard.

Ably Realtime Limited
Independent Auditor's Report (Continued)
To the Members of Ably Realtime Limited
Page 8

Opinions on other matters prescribed by the Companies Act 2006

In our opinion, based on the work undertaken in the course of our audit:

Matters on which we are required to report by exception

In the light of the knowledge and understanding of the group and the parent company and their environment obtained in the course of the audit, we have not identified material misstatements in the Strategic Report or the Directors' Report.

 

We have nothing to report in respect of the following matters in relation to which the Companies Act 2006 requires us to report to you if, in our opinion:

 

Responsibilities of directors

As explained more fully in the Directors' Responsibilities Statement, the directors are responsible for the preparation of the financial statements and for being satisfied that they give a true and fair view, and for such internal control as the directors determine is necessary to enable the preparation of financial statements that are free from material misstatement, whether due to fraud or error.

 

In preparing the financial statements, the directors are responsible for assessing the group's and parent company's ability to continue as a going concern, disclosing, as applicable, matters related to going concern and using the going concern basis of accounting unless the directors either intend to liquidate the group or parent company or to cease operations, or have no realistic alternative but to do so.

Ably Realtime Limited
Independent Auditor's Report (Continued)
To the Members of Ably Realtime Limited
Page 9
Auditor's responsibilities for the audit of the financial statements

Our objectives are to obtain reasonable assurance about whether the financial statements as a whole are free from material misstatement, whether due to fraud or error, and to issue an auditor's report that includes our opinion. Reasonable assurance is a high level of assurance but is not a guarantee that an audit conducted in accordance with ISAs (UK) will always detect a material misstatement when it exists. Misstatements can arise from fraud or error and are considered material if, individually or in the aggregate, they could reasonably be expected to influence the economic decisions of users taken on the basis of these financial statements.

As part of an audit in accordance with ISAs (UK) we exercise professional judgement and maintain professional scepticism throughout the audit. We also:

 

We communicate with those charged with governance regarding, among other matters, the planned scope and timing of the audit and significant audit findings, including any significant deficiencies in internal control that we identify during our audit.

 

Ably Realtime Limited
Independent Auditor's Report (Continued)
To the Members of Ably Realtime Limited
Page 10

Explanation as to what extent the audit was considered capable of detecting irregularities, including

fraud

Irregularities, including fraud, are instances of non-compliance with laws and regulations. We design procedures in line with our responsibilities, outlined above, to detect material misstatements in respect of irregularities, including fraud. The extent to which our procedures are capable of detecting irregularities,

including fraud is detailed below.

 

The objectives of our audit in respect of fraud, are; to identify and assess the risks of material misstatement of the financial statements due to fraud; to obtain sufficient appropriate audit evidence regarding the assessed risks of material misstatement due to fraud, through designing and implementing appropriate responses to those assessed risks; and to respond appropriately to instances of fraud or suspected fraud identified during the audit. However, the primary responsibility for the prevention and detection of fraud rests with both management and those charged with governance of the company.

 

Our approach was as follows:

 

There are inherent limitations in the audit procedures described above. We are less likely to become aware of instances of non-compliance with laws and regulations that are not closely related to events and transactions reflected in the financial statements. Also, the risk of not detecting a material misstatement due to fraud is higher than the risk of not detecting one resulting from error, as fraud may involve deliberate concealment by, for example, forgery or intentional misrepresentations, or through collusion.

Use of our report

This report is made solely to the company’s members, as a body, in accordance with Chapter 3 of Part 16 of the Companies Act 2006. Our audit work has been undertaken for no purpose other than to draw to the attention of the company’s members those matters we are required to include in an auditor's report addressed to them. To the fullest extent permitted by law, we do not accept or assume responsibility to any party other than the company and the company’s members as a body, for our audit work, for this report, or for the opinions we have formed.

Jamie Sherman (Senior Statutory Auditor)
for and on behalf of Moore Kingston Smith LLP
29 October 2025
Chartered Accountants
Statutory Auditor
6th Floor
9 Appold Street
London
EC2A 2AP
Ably Realtime Limited
Group Profit and Loss Account
For the year ended 31 January 2025
Page 11
2025
2024
Notes
£
£
Turnover
3
9,215,158
9,289,781
Cost of sales
(3,377,675)
(3,996,461)
Gross profit
5,837,483
5,293,320
Administrative expenses
(9,150,087)
(15,040,241)
Operating loss
4
(3,312,604)
(9,746,921)
Interest receivable and similar income
8
45,432
143,103
Interest payable and similar expenses
9
(4,100)
(4,298)
Loss before taxation
(3,271,272)
(9,608,116)
Tax on loss
10
369,759
256,536
Loss for the financial year
(2,901,513)
(9,351,580)
Loss for the financial year is all attributable to the owners of the parent company.

The profit and loss account has been prepared on the basis that all operations are continuing operations.

The notes on pages 18 to 31 form part of these financial statements.

Ably Realtime Limited
Group Statement of Comprehensive Income
For the year ended 31 January 2025
Page 12
2025
2024
£
£
Loss for the year
(2,901,513)
(9,351,580)
Other comprehensive income
Currency translation (loss)/gain taken to retained earnings
(100,622)
47,005
Total comprehensive income for the year
(3,002,135)
(9,304,575)
Total comprehensive income for the year is all attributable to the owners of the parent company.

The notes on pages 18 to 31 form part of these financial statements.

Ably Realtime Limited
Group Balance Sheet
As at 31 January 2025
Page 13
2025
2024
Notes
£
£
£
£
Fixed assets
Tangible assets
11
21,644
105,454
Current assets
Debtors
14
2,818,108
4,720,043
Cash at bank and in hand
2,312,365
3,431,381
5,130,473
8,151,424
Creditors: amounts falling due within one year
15
(1,663,155)
(1,871,436)
Net current assets
3,467,318
6,279,988
Net assets
3,488,962
6,385,442
Capital and reserves
Called up share capital
19
5,134
5,115
Share premium account
43,840,585
43,803,249
Own shares
202,180
133,880
Profit and loss reserves
(40,558,937)
(37,556,802)
Total equity
3,488,962
6,385,442

The notes on pages 18 to 31 form part of these financial statements.

The financial statements were approved by the board of directors and authorised for issue on 28 October 2025 and are signed on its behalf by:
28 October 2025
M  O'Riordan
Director
Ably Realtime Limited
Company Balance Sheet
As at 31 January 2025
31 January 2025
Page 14
2025
2024
Notes
£
£
£
£
Fixed assets
Tangible assets
11
17,778
93,958
Investments
12
7
7
17,785
93,965
Current assets
Debtors
14
2,817,448
4,716,391
Cash at bank and in hand
2,278,300
2,890,016
5,095,748
7,606,407
Creditors: amounts falling due within one year
15
(1,617,523)
(1,829,094)
Net current assets
3,478,225
5,777,313
Net assets
3,496,010
5,871,278
Capital and reserves
Called up share capital
19
5,134
5,115
Share premium account
43,840,585
43,803,249
Own shares
202,180
133,880
Profit and loss reserves
(40,551,889)
(38,070,966)
Total equity
3,496,010
5,871,278

The notes on pages 18 to 31 form part of these financial statements.

As permitted by s408 Companies Act 2006, the company has not presented its own profit and loss account and related notes. The company’s loss for the year was £2,480,923 (2024 - £9,704,043 loss).

The financial statements were approved by the board of directors and authorised for issue on 28 October 2025 and are signed on its behalf by:
28 October 2025
M  O'Riordan
Director
Company Registration No. 06946246 (England and Wales)
Ably Realtime Limited
Group Statement of Changes in Equity
For the year ended 31 January 2025
Page 15
Share capital
Share premium account
Share based payment reserve
Profit and loss reserves
Total
Notes
£
£
£
£
£
Balance at 1 February 2023
5,084
43,756,325
96,741
(28,252,227)
15,605,923
Year ended 31 January 2024:
Loss for the year
-
-
-
(9,351,580)
(9,351,580)
Other comprehensive income:
Currency translation differences
-
-
-
47,005
47,005
Total comprehensive income for the year
-
-
-
(9,304,575)
(9,304,575)
Issue of share capital
19
31
46,924
-
-
46,955
Share based payments
-
-
37,139
-
37,139
Balance at 31 January 2024
5,115
43,803,249
133,880
(37,556,802)
6,385,442
Year ended 31 January 2025:
Loss for the year
-
-
-
(2,901,513)
(2,901,513)
Other comprehensive income:
Currency translation differences
-
-
-
(100,622)
(100,622)
Total comprehensive income for the year
-
-
-
(3,002,135)
(3,002,135)
Issue of share capital
19
19
37,336
-
-
37,355
Share based payments
-
-
68,300
-
68,300
Balance at 31 January 2025
5,134
43,840,585
202,180
(40,558,937)
3,488,962

The notes on pages 18 to 31 form part of these financial statements.

Ably Realtime Limited
Company Statement of Changes in Equity
For the year ended 31 January 2025
Page 16
Share capital
Share premium account
Share based payment reserve
Profit and loss reserves
Total
Notes
£
£
£
£
£
Balance at 1 February 2023
5,084
43,756,325
96,741
(28,366,923)
15,491,227
Year ended 31 January 2024:
Loss and total comprehensive income for the year
-
-
-
(9,704,043)
(9,704,043)
Issue of share capital
19
31
46,924
-
-
46,955
Share based payments
-
-
37,139
-
37,139
Balance at 31 January 2024
5,115
43,803,249
133,880
(38,070,966)
5,871,278
Year ended 31 January 2025:
Loss and total comprehensive income for the year
-
-
-
(2,480,923)
(2,480,923)
Issue of share capital
19
19
37,336
-
-
37,355
Share based payments
-
-
68,300
-
68,300
Balance at 31 January 2025
5,134
43,840,585
202,180
(40,551,889)
3,496,010

The notes on pages 18 to 31 form part of these financial statements.

Ably Realtime Limited
Group Statement of Cash Flows
For the year ended 31 January 2025
Page 17
2025
2024
Notes
£
£
£
£
Cash flows from operating activities
Cash absorbed by operations
23
(3,129,226)
(9,212,467)
Interest paid
(4,100)
(4,298)
Income taxes refunded/(paid)
2,043,341
(7,284)
Net cash outflow from operating activities
(1,089,985)
(9,224,049)
Investing activities
Purchase of tangible fixed assets
(11,835)
(43,815)
Proceeds on disposal of tangible fixed assets
639
5,010
Interest received
45,432
143,103
Net cash generated from investing activities
34,236
104,298
Financing activities
Proceeds from issue of shares
37,355
46,955
Net cash generated from financing activities
37,355
46,955
Net decrease in cash and cash equivalents
(1,018,394)
(9,072,796)
Cash and cash equivalents at beginning of year
3,431,381
12,457,172
Effect of foreign exchange rates
(100,622)
47,005
Cash and cash equivalents at end of year
2,312,365
3,431,381
Ably Realtime Limited
Notes to the Financial Statements
For the year ended 31 January 2025
Page 18
1
Accounting policies
Company information

Ably Realtime Limited (“the company”) is a private limited company domiciled and incorporated in England and Wales. The registered office is .

 

The group consists of Ably Realtime Limited and all of its subsidiaries.

1.1
Accounting convention

These financial statements have been prepared in accordance with FRS 102 “The Financial Reporting Standard applicable in the UK and Republic of Ireland” (“FRS 102”) and the requirements of the Companies Act 2006.

The financial statements are prepared in sterling, which is the functional currency of the company. Monetary amounts in these financial statements are rounded to the nearest £.

The financial statements have been prepared under the historical cost convention. The principal accounting policies adopted are set out below.

The company is a qualifying entity for the purposes of FRS 102, being a member of a group where the parent of that group prepares publicly available consolidated financial statements, including this company, which are intended to give a true and fair view of the assets, liabilities, financial position and profit or loss of the group. The company has therefore taken advantage of exemptions from the following disclosure requirements for parent company information presented within the consolidated financial statements:

 

1.2
Business combinations

In the parent company financial statements, the cost of a business combination is the fair value at the acquisition date of the assets given, equity instruments issued and liabilities incurred or assumed, plus costs directly attributable to the business combination. Investments in subsidiaries are accounted for at cost less impairment.

Ably Realtime Limited
Notes to the Financial Statements (Continued)
For the year ended 31 January 2025
1
Accounting policies
(Continued)
Page 19
1.3
Basis of consolidation

The consolidated group financial statements consist of the financial statements of the parent company Ably Realtime Limited together with all entities controlled by the parent company (its subsidiaries) and the group’s share of its interests in joint ventures and associates.

 

All financial statements are made up to 31 January 2025. Where necessary, adjustments are made to the financial statements of subsidiaries to bring the accounting policies used into line with those used by other members of the group.

 

All intra-group transactions, balances and unrealised gains on transactions between group companies are eliminated on consolidation. Unrealised losses are also eliminated unless the transaction provides evidence of an impairment of the asset transferred.

1.4
Going concern

The group made a loss for the year of £2,901,513 (2024: £9,351,580), but is well capitalised with £2,312,365 (2024: £3,431,381) cash at bank at the balance sheet date. The group has £3,488,962 (2024: £6,385,442) of net assets and £3,467,318 (2024: £6,279,988) of net current assets available which further supports the liquidity position. The group has prepared forecasts to January 2027 when it expects to become profitable on a monthly basis. The group has put together cost saving measures that include a reduction of head count that can be seen in note 6 combined with organic sales growth. Further operational cost reductions have been made in 2025 that will provide a reduced cash burn moving forward. The forecasts have been stress tested and the results still yield a cash positive. The forecasts demonstrate sufficient cash to absorb any losses over the next 12 months and maintain cash reserves. At the time of approving the financial statements, the directors have a reasonable expectation that the group has adequate resources to continue in operational existencefor more than one year from the date of approval of these financial statements. Thus the directors continue to adopt the going concern basis of accounting in preparing the financial statements.

1.5
Turnover

Turnover is recognised at the fair value of the consideration received or receivable for services provided in the normal course of business, and is shown net of VAT and other sales related taxes. The fair value of consideration takes into account trade discounts, settlement discounts and volume rebates.

 

When cash inflows are deferred and represent a financing arrangement, the fair value of the consideration is the present value of the future receipts. The difference between the fair value of the consideration and the nominal amount received is recognised as interest income.

1.6
Tangible fixed assets

Tangible fixed assets are initially measured at cost and subsequently measured at cost or valuation, net of depreciation and any impairment losses.

Depreciation is recognised so as to write off the cost or valuation of assets less their residual values over their useful lives on the following bases:

Fixtures and fittings
straight line over 3 years
Computers
straight line over 3 years

The gain or loss arising on the disposal of an asset is determined as the difference between the sale proceeds and the carrying value of the asset, and is recognised in the profit and loss account.

Ably Realtime Limited
Notes to the Financial Statements (Continued)
For the year ended 31 January 2025
1
Accounting policies
(Continued)
Page 20
1.7
Impairment of fixed assets

At each reporting period end date, the group reviews the carrying amounts of its tangible assets to determine whether there is any indication that those assets have suffered an impairment loss. If any such indication exists, the recoverable amount of the asset is estimated in order to determine the extent of the impairment loss (if any). Where it is not possible to estimate the recoverable amount of an individual asset, the company estimates the recoverable amount of the cash-generating unit to which the asset belongs.

 

The carrying amount of the investments accounted for using the equity method is tested for impairment as a single asset. Any goodwill included in the carrying amount of the investment is not tested separately for impairment.

Recoverable amount is the higher of fair value less costs to sell and value in use. In assessing value in use, the estimated future cash flows are discounted to their present value using a pre-tax discount rate that reflects current market assessments of the time value of money and the risks specific to the asset for which the estimates of future cash flows have not been adjusted.

 

If the recoverable amount of an asset (or cash-generating unit) is estimated to be less than its carrying amount, the carrying amount of the asset (or cash-generating unit) is reduced to its recoverable amount. An impairment loss is recognised immediately in profit or loss, unless the relevant asset is carried at a revalued amount, in which case the impairment loss is treated as a revaluation decrease.

Recognised impairment losses are reversed if, and only if, the reasons for the impairment loss have ceased to apply. Where an impairment loss subsequently reverses, the carrying amount of the asset (or cash-generating unit) is increased to the revised estimate of its recoverable amount, but so that the increased carrying amount does not exceed the carrying amount that would have been determined had no impairment loss been recognised for the asset (or cash-generating unit) in prior years. A reversal of an impairment loss is recognised immediately in profit or loss, unless the relevant asset is carried at a revalued amount, in which case the reversal of the impairment loss is treated as a revaluation increase.

1.8
Cash and cash equivalents

Cash and cash equivalents are basic financial assets and include cash in hand, deposits held at call with banks, other short-term liquid investments with original maturities of three months or less.

1.9
Financial instruments

The group only has basic financial instruments measured at amortised cost, with no financial instruments classified as other or basic instruments measured at fair value.

1.10
Equity instruments

Equity instruments issued by the group are recorded at the proceeds received, net of transaction costs. Dividends payable on equity instruments are recognised as liabilities once they are no longer at the discretion of the group.

1.11
Taxation

The tax expense represents the sum of the tax currently payable and deferred tax.

Ably Realtime Limited
Notes to the Financial Statements (Continued)
For the year ended 31 January 2025
1
Accounting policies
(Continued)
Page 21
Current tax

The tax currently payable is based on taxable profit for the year. Taxable profit differs from net profit as reported in the profit and loss account because it excludes items of income or expense that are taxable or deductible in other years and it further excludes items that are never taxable or deductible. The group’s liability for current tax is calculated using tax rates that have been enacted or substantively enacted by the reporting end date.

 

Research and development tax relief

Research and development tax relief is recognised in the period to which the underlying R&D activity relates, on an accruals basis.

Deferred tax

Deferred tax liabilities are generally recognised for all timing differences and deferred tax assets are recognised to the extent that it is probable that they will be recovered against the reversal of deferred tax liabilities or other future taxable profits. Such assets and liabilities are not recognised if the timing difference arises from goodwill or from the initial recognition of other assets and liabilities in a transaction that affects neither the tax profit nor the accounting profit.

 

The carrying amount of deferred tax assets is reviewed at each reporting end date and reduced to the extent that it is no longer probable that sufficient taxable profits will be available to allow all or part of the asset to be recovered. Deferred tax is calculated at the tax rates that are expected to apply in the period when the liability is settled or the asset is realised. Deferred tax is charged or credited in the profit and loss account, except when it relates to items charged or credited directly to equity, in which case the deferred tax is also dealt with in equity. Deferred tax assets and liabilities are offset if, and only if, there is a legally enforceable right to offset current tax assets and liabilities and the deferred tax assets and liabilities relate to taxes levied by the same tax authority.

1.12
Employee benefits

The costs of short-term employee benefits are recognised as a liability and an expense, unless those costs are required to be recognised as part of the cost of stock or fixed assets.

 

The cost of any unused holiday entitlement is recognised in the period in which the employee’s services are received.

 

Termination benefits are recognised immediately as an expense when the company is demonstrably committed to terminate the employment of an employee or to provide termination benefits.

1.13
Retirement benefits

Payments to defined contribution retirement benefit schemes are charged as an expense as they fall due.

1.14
Share-based payments

Equity-settled share-based payments are measured at fair value at the date of grant by reference to the fair value of the equity instruments granted using the Black-Scholes model. The fair value determined at the grant date is expensed on a straight-line basis over the vesting period, based on the estimate of shares that will eventually vest. A corresponding adjustment is made to equity.

Ably Realtime Limited
Notes to the Financial Statements (Continued)
For the year ended 31 January 2025
1
Accounting policies
(Continued)
Page 22

When the terms and conditions of equity-settled share-based payments at the time they were granted are subsequently modified, the fair value of the share-based payment under the original terms and conditions and under the modified terms and conditions are both determined at the date of the modification. Any excess of the modified fair value over the original fair value is recognised over the remaining vesting period in addition to the grant date fair value of the original share-based payment. The share-based payment expense is not adjusted if the modified fair value is less than the original fair value.

 

Cancellations or settlements (including those resulting from employee redundancies) are treated as an acceleration of vesting and the amount that would have been recognised over the remaining vesting period is recognised immediately.

1.15
Leases

Rentals payable under operating leases, including any lease incentives received, are charged to profit or loss on a straight line basis over the term of the relevant lease except where another more systematic basis is more representative of the time pattern in which economic benefits from the leased asset are consumed.

1.16
Foreign exchange

Transactions in currencies other than pounds sterling are recorded at the rates of exchange prevailing at the dates of the transactions. At each reporting end date, monetary assets and liabilities that are denominated in foreign currencies are retranslated at the rates prevailing on the reporting end date. Gains and losses arising on translation in the period are included in profit or loss.

 

Differences arising upon consolidating subsidiary entities with a different functional and presentational currency to the parent company are recognised in other comprehensive income.

2
Judgements and key sources of estimation uncertainty

In the application of the group’s accounting policies, the directors are required to make judgements, estimates and assumptions about the carrying amount of assets and liabilities that are not readily apparent from other sources. The estimates and associated assumptions are based on historical experience and other factors that are considered to be relevant. Actual results may differ from these estimates.

 

The estimates and underlying assumptions are reviewed on an ongoing basis. Revisions to accounting estimates are recognised in the period in which the estimate is revised where the revision affects only that period, or in the period of the revision and future periods where the revision affects both current and future periods.

Ably Realtime Limited
Notes to the Financial Statements (Continued)
For the year ended 31 January 2025
2
Judgements and key sources of estimation uncertainty
(Continued)
Page 23
Key sources of estimation uncertainty

The estimates and assumptions which have a significant risk of causing a material adjustment to the carrying amount of assets and liabilities are as follows.

Share based payments

Judgement and estimation is required in determining the fair value of shares at the date of award. The fair value is estimated using valuation techniques which take into account the awards’ term, the risk-free interest rate and the expected volatility of the market price of the Company’s shares. Details of share-based payments and the assumptions applied are disclosed in note 18.

Research and development tax credit

The research and development tax credit recognised in the financial statements represents the directors best estimate of the amounts to be claimed. The claim has been calculated based on previous successful claims submitted to HMRC but given the complexity of the components making up the calculation and the assumptions required, there exists some uncertainty around the final amount to be claimed. The directors do not expect any significant changes to the claim and no amendments have been required in prior years.

3
Turnover and other revenue
2025
2024
£
£
Turnover analysed by class of business
Rendering of API services
9,215,158
9,289,781
2025
2024
£
£
Turnover analysed by geographical market
North America
8,494,741
6,422,719
Europe, Middle East and Africa
484,435
1,921,790
Asia-Pacific
177,995
916,304
Latin America
57,987
28,968
9,215,158
9,289,781
2025
2024
£
£
Other revenue
Interest income
45,432
143,103
Ably Realtime Limited
Notes to the Financial Statements (Continued)
For the year ended 31 January 2025
Page 24
4
Operating loss
2025
2024
£
£
Operating loss for the year is stated after charging/(crediting):
Exchange (gains)/losses
(156,122)
232,323
Depreciation of owned tangible fixed assets
95,006
145,559
(Profit)/loss on disposal of tangible fixed assets
-
50,787
Share-based payments
68,300
37,139
Operating lease charges
296,644
505,918
5
Auditor's remuneration
2025
2024
Fees payable to the company's auditor and associates:
£
£
For audit services
Audit of the financial statements of the group and company
24,700
22,600
6
Employees

The average monthly number of persons (including directors) employed by the group and company during the year was:

Group
Company
2025
2024
2025
2024
Number
Number
Number
Number
57
89
57
75

Their aggregate remuneration comprised:

Group
Company
2025
2024
2025
2024
£
£
£
£
Wages and salaries
5,930,301
9,930,167
5,702,329
7,966,344
Social security costs
648,668
929,347
648,668
929,347
Pension costs
225,045
268,957
225,045
268,957
6,804,014
11,128,471
6,576,042
9,164,648
Ably Realtime Limited
Notes to the Financial Statements (Continued)
For the year ended 31 January 2025
Page 25
7
Directors' remuneration
2025
2024
£
£
Remuneration for qualifying services
409,899
451,930
Remuneration disclosed above includes the following amounts paid to the highest paid director:
2025
2024
£
£
Remuneration for qualifying services
205,899
201,032

Share options have not been exercised by any directors in the year.

8
Interest receivable and similar income
2025
2024
£
£
Interest income
Interest on bank deposits
45,432
143,103

Investment income includes the following:

Interest on financial assets not measured at fair value through profit or loss
45,432
143,103
9
Interest payable and similar expenses
2025
2024
£
£
Other finance costs:
Other interest
4,100
4,298
10
Taxation
2025
2024
£
£
Current tax
Benefit arising from a previously unrecognised tax loss or credit
(455,113)
(626,473)
Tax relating to prior year adjustments recognised in profit or loss
79,778
362,653
Total UK current tax
(375,335)
(263,820)
Foreign current tax on profits for the current period
5,576
7,284
Total current tax
(369,759)
(256,536)
Ably Realtime Limited
Notes to the Financial Statements (Continued)
For the year ended 31 January 2025
10
Taxation
(Continued)
Page 26

The actual credit for the year can be reconciled to the expected credit for the year based on the profit or loss and the standard rate of tax as follows:

2025
2024
£
£
Loss before taxation
(3,271,272)
(9,608,116)
Expected tax credit based on the standard rate of corporation tax in the UK of 25.00% (2024: 24.00%)
(817,818)
(2,305,948)
Tax effect of expenses that are not deductible in determining taxable profit
18,719
9,291
Tax effect of income not taxable in determining taxable profit
(12,121)
-
0
Change in unrecognised deferred tax assets
199,509
1,679,215
Adjustments in respect of prior years
79,778
362,653
Research and development tax credit
(455,113)
(626,473)
Additional deduction for R&D
(526,072)
(574,914)
Surrender of losses for R&D
1,137,783
1,192,356
Foreign tax
5,576
7,284
Taxation credit
(369,759)
(256,536)

Deferred tax is not recognised in respect of tax losses of £30,708,737 (2024: £30,404,703) as it is uncertain when they will be utilised against future taxable profits.

Ably Realtime Limited
Notes to the Financial Statements (Continued)
For the year ended 31 January 2025
Page 27
11
Tangible fixed assets
Group
Fixtures and fittings
Computers
Total
£
£
£
Cost
At 1 February 2024
12,722
438,282
451,004
Additions
-
0
11,835
11,835
Disposals
-
0
(5,843)
(5,843)
At 31 January 2025
12,722
444,274
456,996
Depreciation and impairment
At 1 February 2024
10,780
334,770
345,550
Depreciation charged in the year
1,942
93,064
95,006
Eliminated in respect of disposals
-
0
(5,204)
(5,204)
At 31 January 2025
12,722
422,630
435,352
Carrying amount
At 31 January 2025
-
0
21,644
21,644
At 31 January 2024
1,942
103,512
105,454
Company
Fixtures and fittings
Computers
Total
£
£
£
Cost
At 1 February 2024
12,722
415,157
427,879
Additions
-
0
11,835
11,835
Disposals
-
0
(5,843)
(5,843)
At 31 January 2025
12,722
421,149
433,871
Depreciation and impairment
At 1 February 2024
10,780
323,141
333,921
Depreciation charged in the year
1,942
85,434
87,376
Eliminated in respect of disposals
-
0
(5,204)
(5,204)
At 31 January 2025
12,722
403,371
416,093
Carrying amount
At 31 January 2025
-
0
17,778
17,778
At 31 January 2024
1,942
92,016
93,958
Ably Realtime Limited
Notes to the Financial Statements (Continued)
For the year ended 31 January 2025
Page 28
12
Fixed asset investments
Group
Company
2025
2024
2025
2024
Notes
£
£
£
£
Investments in subsidiaries
13
-
0
-
0
7
7
13
Subsidiaries

Details of the company's subsidiaries at 31 January 2025 are as follows:

Name of undertaking
Registered office
Class of
% Held
shares held
Direct
Ably Realtime Inc
USA
Ordinary
100.00
14
Debtors
Group
Company
2025
2024
2025
2024
Amounts falling due within one year:
£
£
£
£
Trade debtors
971,906
1,099,353
971,906
1,099,353
Corporation tax recoverable
996,315
2,669,897
996,315
2,669,897
Other debtors
197,871
198,460
197,211
196,477
Prepayments and accrued income
652,016
752,333
652,016
750,664
2,818,108
4,720,043
2,817,448
4,716,391

Corporation tax recoverable relates to R&D tax credits of £996,315 of which £541,202 has been received post year end.

15
Creditors: amounts falling due within one year
Group
Company
2025
2024
2025
2024
Notes
£
£
£
£
Trade creditors
89,917
285,482
88,631
274,387
Other taxation and social security
179,272
310,863
177,169
308,801
Deferred income
16
828,595
539,138
828,595
539,138
Other creditors
78,144
124,428
78,144
124,428
Accruals
487,227
611,525
444,984
582,340
1,663,155
1,871,436
1,617,523
1,829,094
Ably Realtime Limited
Notes to the Financial Statements (Continued)
For the year ended 31 January 2025
Page 29
16
Deferred income
Group
Company
2025
2024
2025
2024
£
£
£
£
Other deferred income
828,595
539,138
828,595
539,138
17
Retirement benefit schemes
2025
2024
Defined contribution schemes
£
£
Charge to profit or loss in respect of defined contribution schemes
225,045
268,957

A defined contribution pension scheme is operated for all qualifying employees. The assets of the scheme are held separately from those of the group in an independently administered fund.

18
Share-based payment transactions

Share options typically vest over 4 years from the date of the grant, 25% after 1 year, and then monthly over the following 3 years so that on the four-year anniversary of the grant, all options are fully vested.

 

The fair value of equity-settled share options granted is estimated as the date of grant based upon the net asset value per share, discounted to take consideration of factors that may create an inability to exercise the options.

 

All options are equity settled. The group measures their value, and the corresponding increase in equity, by reference to the fair value of the equity instruments granted at the date at which they are granted. The expense is recognised over the vesting period.

 

The following table details the number and weighted average exercise prices (WAEP) of, and movements in, share options during the period.

Group and company
Number of share options
Weighted average exercise price
2025
2024
2025
2024
Number
Number
£
£
Outstanding at 1 February 2024
235,994
378,352
3.25
3.62
Granted
373,859
16,590
0.86
1.53
Forfeited
(19,384)
(158,948)
0.96
3.95
Exercised
(24,002)
-
1.53
-
Outstanding at 31 January 2025
566,467
235,994
1.82
3.25
Exercisable at 31 January 2025
249,881
97,248
2.75
1.88
Ably Realtime Limited
Notes to the Financial Statements (Continued)
For the year ended 31 January 2025
18
Share-based payment transactions
(Continued)
Page 30
Group
Company
2025
2024
2025
2024
£
£
£
£
Expenses recognised in the year
Arising from equity settled share based payment transactions
68,300
37,139
68,300
37,139
19
Share capital
Group and company
2025
2024
2025
2024
Ordinary share capital
Number
Number
£
£
Issued and fully paid
Ordinary shares of 0.1p each
2,694,939
2,670,975
2,690
2,671
Series A shares of 0.1p each
1,061,576
1,061,576
1,062
1,062
Series B1 shares of 0.1p each
972,979
972,979
973
973
Series B2 shares of 0.1p each
205,279
205,279
205
205
VV shares of 0.1p each
189,085
189,085
189
189
Deferred shares of 0.1p each
15,290
15,290
15
15
5,139,148
5,115,184
5,134
5,115

During the year the parent company, Ably Realtime Limited, issued 23,964 Ordinary 0.1p shares at a price of £1.53 per share.

 

The shares above hold different capital and dividend distribution rights that can be found in the Articles of Association.

20
Events after the reporting date

After the year end the parent company, Ably Realtime Limited, issued 18,493 Ordinary 0.1p shares at a price of £1.53 per share.

21
Related party transactions

The group had related party transactions with wholly owned subsidiaries and the parent undertaking, and as such has taken advantage of the exemption permitted under section 33.1A to not provide disclosures of transactions entered into with other wholly owned members of the group.

 

During the year the company paid £28,384 (2024: £30,833) to Cascadehill LLP for consultancy fees, a company which K Wallington is also a director. The amount outstanding at the year end was £2,800 (2024: £nil).

 

Key management compensation for the period amounts to £409,899 (2024: £451,930).

22
Controlling party

There is no one ultimate controlling party.

Ably Realtime Limited
Notes to the Financial Statements (Continued)
For the year ended 31 January 2025
Page 31
23
Cash absorbed by group operations
2025
2024
£
£
Loss for the year after tax
(2,901,513)
(9,351,580)
Adjustments for:
Taxation credited
(369,759)
(256,536)
Finance costs
4,100
4,298
Investment income
(45,432)
(143,103)
(Gain)/loss on disposal of tangible fixed assets
-
50,787
Depreciation and impairment of tangible fixed assets
95,006
145,559
Equity settled share based payment expense
68,300
37,139
Movements in working capital:
Decrease in debtors
228,353
468,604
Decrease in creditors
(497,738)
(22,749)
Increase/(decrease) in deferred income
289,457
(144,886)
Cash absorbed by operations
(3,129,226)
(9,212,467)
24
Analysis of changes in net funds - group
1 February 2024
Cash flows
31 January 2025
£
£
£
Cash at bank and in hand
3,431,381
(1,119,016)
2,312,365
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