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Registered number: 08541286










AMETHYST HOMES LIMITED










ANNUAL REPORT AND FINANCIAL STATEMENTS

FOR THE YEAR ENDED 31 JANUARY 2025

 
AMETHYST HOMES LIMITED
 
 
COMPANY INFORMATION


Directors
Mr R M Bass 
Mr G Coils 
Mr R J Emmerson 
Mr R M Short 




Registered number
08541286



Registered office
Steel House
Ponds Court Business Park

Genesis Way

Consett

County Durham

DH8 5XP




Independent auditors
Kinnair Associates Limited
Chartered Accountants & Statutory Auditor

Aston House

Redburn Road

Newcastle upon Tyne

NE5 1NB





 
AMETHYST HOMES LIMITED
 

CONTENTS



Page
Strategic Report
 
 
1 - 2
Directors' Report
 
 
3 - 4
Independent Auditors' Report
 
 
5 - 8
Statement of Income and Retained Earnings
 
 
9
Balance Sheet
 
 
10
Statement of Cash Flows
 
 
11
Analysis of Net Debt
 
 
12
Notes to the Financial Statements
 
 
13 - 26


 
AMETHYST HOMES LIMITED
 
 
STRATEGIC REPORT
FOR THE YEAR ENDED 31 JANUARY 2025

Introduction
 
The Directors present their strategic report together with the audited financial statements for the year ended 31st January 2025.

Business review
 
During the financial year the business was active on three developments, namely Regents Park in Consett, The Pastures in Northumberland and Vallum Heights in Newcastle, with legal completions being taken off all three. This resulted in the total number of new homes legally completed in the year of 48 new homes (2024: 44 new homes).
Turnover increased by just over 30% to £12.29m (2023: £9.44m, however gross profit has decreased to £1.548m (2024: £2.218m). The retained profit after tax for the year was £504k (2024: £657k). This decrease is a direct result of reduced margins being achieved by the business due to build cost inflation on completed homes.
The Company's liquidity ratios have increased slightly in comparison with the previous year, and whilst bank liquidity has reduced, this is a direct result of the investment made into the infrastructure on the two new developments.
Balance sheet value has also increased following another profitable year, and as a consequence the company's risk profile continues to improve.
The business remains focused on delivering high quality well priced homes for a range of purchasers from first time buyers to family homes, to downsizers. Our products range from traditional two-story homes as well as a wide range of bungalows, allowing a broad range of available house types.
Our key values of Health and Safety and Our Customers Experience remain our focus and drive for the business.
The Health, Safety and general wellbeing of our staff, subcontractors and customers remains our number one priority. Our performance is measured monthly and regularly reviewed by the Board. 
Customer satisfaction is measured on a plot-by-plot basis. During the financial year, we continued to use the services of an external company to carry out customer satisfaction surveys on our behalf. We were delighted to receive a Gold Award for the third year running, with a customer satisfaction score of 97%. We also retained the 5* rating in the HBF Customer Satisfaction Survey in our second year of participation, again demonstrating our continued commitment to quality and customer satisfaction.
The medium-term objective is to deliver 125 units per annum on sites within the North East of England.
This objective will be achieved by: developing high quality homes; producing returns on capital employed in line with industry benchmarks; maintaining good liquidity; and increasing the land bank with planning consent.

Page 1

 
AMETHYST HOMES LIMITED
 

STRATEGIC REPORT (CONTINUED)
FOR THE YEAR ENDED 31 JANUARY 2025

Principal risks and uncertainties
 
The primary operating risks for the company centre around the economy as a whole and its direct impact on the private house building industry.
General economic and global factors remain challenges to business as this continues to affect all aspects of the industry’s labour and supply chain.
Securing land in the right locations remains a key focus to ensure profitable managed growth for the business. However, the ongoing challenge of the planning system, has impacted the business by delaying new developments in the year, and continues to frustrate the business.
The above risks are being continually monitored and strategies have been developed, together with the strengthening of internal processes to minimise any adverse effects. These are reviewed monthly by the Board.

Financial key performance indicators
 
The business uses reservation rates, legal completions achieved, revenue, gross profit, and net profit margins together with liquidity ratios to monitor financial performance. These key performance indicators are reviewed by the Board on an ongoing basis.

Other key performance indicators
 
Health & Safety and Customer Satisfaction are also monitored and results form part of our KPI’s for the business as a whole. These are reviewed monthly by the Board.

Future Developments
 
While the uncertainty created by the current economic climate cannot be ignored, the past twelve months has been used as an opportunity to focus the management team on the business's key objectives.
In addition, investment into new developments, will generate additional liquidity for the business, enabling the company to generate strong and sustainable growth in the years ahead.
The business will continue to manage its operations in a controlled manner, taking into account the external impacts that the general economic environment creates. We are confident that, given the general undersupply of new homes throughout the region, that the business is in good shape to deliver it’s short- and medium-term growth plans in a controlled and well managed way.


This report was approved by the board on 29 October 2025 and signed on its behalf.



Mr R J Emmerson
Director

Page 2

 
AMETHYST HOMES LIMITED
 
 
 
DIRECTORS' REPORT
FOR THE YEAR ENDED 31 JANUARY 2025

The directors present their report and the financial statements for the year ended 31 January 2025.

Principal activity

The company's principal activity during the year continued to be the construction of market and social housing.

Results and dividends

The profit for the year, after taxation, amounted to £504,115 (2024 - £657,357).

Post balance sheet events

There have been no significant events affecting the Company since the year end.

Future developments

Future developments, which would otherwise be disclosed in the directors' report, are instead disclosed in the strategic report as permitted by section 414C(11) of the Companies Act 2006

Directors

The directors who served during the year were:

Mr R M Bass 
Mr G Coils 
Mr R J Emmerson 
Mr R M Short 

Directors' responsibilities statement

The directors are responsible for preparing the Strategic Report, the Directors' Report and the financial statements in accordance with applicable law and regulations.
 
Company law requires the directors to prepare financial statements for each financial year. Under that law the directors have elected to prepare the financial statements in accordance with applicable law and United Kingdom Accounting Standards (United Kingdom Generally Accepted Accounting Practice), including Financial Reporting Standard 102 ‘The Financial Reporting Standard applicable in the UK and Republic of Ireland'. Under company law the directors must not approve the financial statements unless they are satisfied that they give a true and fair view of the state of affairs of the Company and of the profit or loss of the Company for that period.

 In preparing these financial statements, the directors are required to:


select suitable accounting policies for the Company's financial statements and then apply them consistently;

make judgments and accounting estimates that are reasonable and prudent;

prepare the financial statements on the going concern basis unless it is inappropriate to presume that the Company will continue in business.

The directors are responsible for keeping adequate accounting records that are sufficient to show and explain the Company's transactions and disclose with reasonable accuracy at any time the financial position of the Company and to enable them to ensure that the financial statements comply with the Companies Act 2006They are also responsible for safeguarding the assets of the Company and hence for taking reasonable steps for the prevention and detection of fraud and other irregularities.

Page 3

 
AMETHYST HOMES LIMITED
 
 
 
DIRECTORS' REPORT (CONTINUED)
FOR THE YEAR ENDED 31 JANUARY 2025

Disclosure of information to auditors

Each of the persons who are directors at the time when this Directors' Report is approved has confirmed that:
 
so far as the director is aware, there is no relevant audit information of which the Company's auditors are unaware, and

the director has taken all the steps that ought to have been taken as a director in order to be aware of any relevant audit information and to establish that the Company's auditors are aware of that information.

Auditors

The auditorsKinnair Associates Limitedwill be proposed for reappointment in accordance with section 485 of the Companies Act 2006.

This report was approved by the board on 29 October 2025 and signed on its behalf.
 





Mr R J Emmerson
Director

Page 4

 
AMETHYST HOMES LIMITED
 
 
 
INDEPENDENT AUDITORS' REPORT TO THE MEMBERS OF AMETHYST HOMES LIMITED
 

Opinion


We have audited the financial statements of Amethyst Homes Limited (the 'Company') for the year ended 31 January 2025, which comprise the Statement of Income and Retained Earnings, the Balance Sheet, the Statement of Cash Flows and the related notes, including a summary of significant accounting policiesThe financial reporting framework that has been applied in their preparation is applicable law and United Kingdom Accounting Standards, including Financial Reporting Standard 102 ‘The Financial Reporting Standard applicable in the UK and Republic of Ireland' (United Kingdom Generally Accepted Accounting Practice).


In our opinion the financial statements:


give a true and fair view of the state of the Company's affairs as at 31 January 2025 and of its profit for the year then ended;
have been properly prepared in accordance with United Kingdom Generally Accepted Accounting Practice; and
have been prepared in accordance with the requirements of the Companies Act 2006.


Basis for opinion


We conducted our audit in accordance with International Standards on Auditing (UK) (ISAs (UK)) and applicable law. Our responsibilities under those standards are further described in the Auditors' responsibilities for the audit of the financial statements section of our report. We are independent of the Company in accordance with the ethical requirements that are relevant to our audit of the financial statements in the United Kingdom, including the Financial Reporting Council's Ethical Standard and we have fulfilled our other ethical responsibilities in accordance with these requirements. We believe that the audit evidence we have obtained is sufficient and appropriate to provide a basis for our opinion.


Conclusions relating to going concern


In auditing the financial statements, we have concluded that the directors' use of the going concern basis of accounting in the preparation of the financial statements is appropriate.


Based on the work we have performed, we have not identified any material uncertainties relating to events or conditions that, individually or collectively, may cast significant doubt on the Company's ability to continue as a going concern for a period of at least twelve months from when the financial statements are authorised for issue.


Our responsibilities and the responsibilities of the directors with respect to going concern are described in the relevant sections of this report.


Page 5

 
AMETHYST HOMES LIMITED
 
 
 
INDEPENDENT AUDITORS' REPORT TO THE MEMBERS OF AMETHYST HOMES LIMITED (CONTINUED)


Other information


The other information comprises the information included in the Annual Report other than the financial statements and our Auditors' Report thereon. The directors are responsible for the other information contained within the Annual ReportOur opinion on the financial statements does not cover the other information and, except to the extent otherwise explicitly stated in our report, we do not express any form of assurance conclusion thereon. Our responsibility is to read the other information and, in doing so, consider whether the other information is materially inconsistent with the financial statements or our knowledge obtained in the course of the audit, or otherwise appears to be materially misstated. If we identify such material inconsistencies or apparent material misstatements, we are required to determine whether this gives rise to a material misstatement in the financial statements themselves. If, based on the work we have performed, we conclude that there is a material misstatement of this other information, we are required to report that fact.


We have nothing to report in this regard.


Opinion on other matters prescribed by the Companies Act 2006
 

In our opinion, based on the work undertaken in the course of the audit:


the information given in the Strategic Report and the Directors' Report for the financial year for which the financial statements are prepared is consistent with the financial statements; and
the Strategic Report and the Directors' Report have been prepared in accordance with applicable legal requirements.


Matters on which we are required to report by exception
 

In the light of the knowledge and understanding of the Company and its environment obtained in the course of the audit, we have not identified material misstatements in the Strategic Report or the Directors' Report.


We have nothing to report in respect of the following matters in relation to which the Companies Act 2006 requires us to report to you if, in our opinion:


adequate accounting records have not been kept, or returns adequate for our audit have not been received from branches not visited by us; or
the financial statements are not in agreement with the accounting records and returns; or
certain disclosures of directors' remuneration specified by law are not made; or
we have not received all the information and explanations we require for our audit.


Responsibilities of directors
 

As explained more fully in the Directors' Responsibilities Statement set out on page 3, the directors are responsible for the preparation of the financial statements and for being satisfied that they give a true and fair view, and for such internal control as the directors determine is necessary to enable the preparation of financial statements that are free from material misstatement, whether due to fraud or error.


In preparing the financial statements, the directors are responsible for assessing the Company's ability to continue as a going concern, disclosing, as applicable, matters related to going concern and using the going concern basis of accounting unless the directors either intend to liquidate the Company or to cease operations, or have no realistic alternative but to do so.


Page 6

 
AMETHYST HOMES LIMITED
 
 
 
INDEPENDENT AUDITORS' REPORT TO THE MEMBERS OF AMETHYST HOMES LIMITED (CONTINUED)


Auditors' responsibilities for the audit of the financial statements
 

Our objectives are to obtain reasonable assurance about whether the financial statements as a whole are free from material misstatement, whether due to fraud or error, and to issue an Auditors' Report that includes our opinion. Reasonable assurance is a high level of assurance, but is not a guarantee that an audit conducted in accordance with ISAs (UK) will always detect a material misstatement when it exists. Misstatements can arise from fraud or error and are considered material if, individually or in the aggregate, they could reasonably be expected to influence the economic decisions of users taken on the basis of these financial statements.


Irregularities, including fraud, are instances of non-compliance with laws and regulations. We design procedures in line with our responsibilities, outlined above, to detect material misstatements in respect of irregularities, including fraud. The extent to which our procedures are capable of detecting irregularities, including fraud is detailed below:
the engagement partner ensured that the engagement team collectively had the appropriate     competence, capabilities and skills to identify or recognise non-compliance with applicable laws and    regulations;
• we identified the laws and regulations applicable to the Company through discussions with management;
• we focused on specific laws and regulations which we considered may have a direct material effect on    the  financial statements or the operations of the Company, including  the Companies Act 2006;
• we assessed the extent of compliance with the laws and regulations identified above through making    enquiries of management; and
• we ensured that the identified laws and regulations were communicated within the audit team regularly    and the team remained alert to instances of non-compliance throughout the audit.
We assessed the susceptibility of the Company’s financial statements to material misstatement, including obtaining an understanding of how fraud might occur, by: -
• making enquiries of management as to where they considered there was susceptibility to fraud and their   knowledge of actual, suspected and alleged fraud; and
• considering the internal controls in place to mitigate risks of fraud and non-compliance with laws and    regulations.
To address the risk of fraud through management bias and override of controls, we: -
• performed analytical procedures to identify any unusual or unexpected relationships;
• tested journal entries to identify unusual transactions; and
• assessed whether judgements and assumptions made in determining the accounting estimates were    indicative of potential bias.
In response to the risk of irregularities and non-compliance with laws and regulations, we designed procedures which included, but were not limited to: -
• agreeing financial statement disclosures to underlying supporting documentation; and
• enquiring of management as to actual and potential litigation and claims.
Because of the inherent limitations of an audit, there is a risk that we will not detect all irregularities, including those leading to a material misstatement in the financial statements or non-compliance with regulation. This risk increases the more that compliance with a law or regulation is removed from the events and transactions reflected in the financial statements, as we will be less likely to become aware of instances of non-compliance. The risk is also greater regarding irregularities occurring due to fraud rather than error, as fraud involves intentional concealment, forgery, collusion, omission or misrepresentation.


A further description of our responsibilities for the audit of the financial statements is located on the Financial Reporting Council's website at: www.frc.org.uk/auditorsresponsibilities. This description forms part of our Auditors' Report.


Page 7

 
AMETHYST HOMES LIMITED
 
 
 
INDEPENDENT AUDITORS' REPORT TO THE MEMBERS OF AMETHYST HOMES LIMITED (CONTINUED)


Use of our report
 

This report is made solely to the Company's members, as a body, in accordance with Chapter 3 of Part 16 of the Companies Act 2006Our audit work has been undertaken so that we might state to the Company's members those matters we are required to state to them in an Auditors' Report and for no other purpose. To the fullest extent permitted by law, we do not accept or assume responsibility to anyone other than the Company and the Company's members, as a body, for our audit work, for this report, or for the opinions we have formed.





Detlev Anderson (Senior Statutory Auditor)
  
for and on behalf of
Kinnair Associates Limited
 
Chartered Accountants
Statutory Auditor
  
Aston House
Redburn Road
Newcastle upon Tyne
NE5 1NB

29 October 2025
Page 8

 
AMETHYST HOMES LIMITED
 
 
STATEMENT OF INCOME AND RETAINED EARNINGS
FOR THE YEAR ENDED 31 JANUARY 2025

2025
2024
Note
£
£

  

Turnover
 4 
12,291,234
9,443,151

Cost of sales
  
(10,743,408)
(7,224,644)

Gross profit
  
1,547,826
2,218,507

Administrative expenses
  
(1,447,493)
(1,591,109)

Other operating income
 5 
278,707
289,597

Other operating charges
  
(38,836)
(11,582)

Operating profit
  
340,204
905,413

Interest receivable and similar income
 9 
71,697
137,540

Interest payable and similar expenses
 10 
(1,289)
-

Profit before tax
  
410,612
1,042,953

Tax on profit
 11 
93,503
(385,596)

Profit after tax
  
504,115
657,357

  

  

Retained earnings at the beginning of the year
  
8,848,349
8,190,992

  
8,848,349
8,190,992

Profit for the year
  
504,115
657,357

Dividends declared and paid
  
(250,230)
-

Retained earnings at the end of the year
  
9,102,234
8,848,349
There were no recognised gains and losses for 2025 or 2024 other than those included in the statement of income and retained earnings.

The notes on pages 13 to 26 form part of these financial statements.

Page 9

 
AMETHYST HOMES LIMITED
REGISTERED NUMBER: 08541286

BALANCE SHEET
AS AT 31 JANUARY 2025

2025
2024
Note
£
£

Fixed assets
  

Tangible assets
 13 
276,387
270,817

Investment property
 14 
999,687
-

  
1,276,074
270,817

Current assets
  

Stocks
 15 
5,643,377
5,948,555

Debtors: amounts falling due within one year
 16 
1,311,726
440,133

Cash at bank and in hand
 17 
3,787,286
6,646,469

  
10,742,389
13,035,157

Creditors: amounts falling due within one year
 18 
(2,851,195)
(4,394,086)

Net current assets
  
 
 
7,891,194
 
 
8,641,071

Total assets less current liabilities
  
9,167,268
8,911,888

Provisions for liabilities
  

Deferred tax
 20 
(64,934)
(63,439)

  
 
 
(64,934)
 
 
(63,439)

Net assets
  
9,102,334
8,848,449


Capital and reserves
  

Called up share capital 
 21 
95
95

Capital redemption reserve
 22 
5
5

Profit and loss account
 22 
9,102,234
8,848,349

  
9,102,334
8,848,449


The financial statements were approved and authorised for issue by the board and were signed on its behalf on 29 October 2025.




Mr R J Emmerson
Director

The notes on pages 13 to 26 form part of these financial statements.

Page 10

 
AMETHYST HOMES LIMITED
 

STATEMENT OF CASH FLOWS
FOR THE YEAR ENDED 31 JANUARY 2025

2025
2024
£
£

Cash flows from operating activities

Profit for the financial year
504,115
657,357

Adjustments for:

Depreciation of tangible assets
84,577
51,303

Loss on disposal of tangible assets
-
(6,846)

Interest paid
1,289
-

Interest received
(71,697)
(137,540)

Taxation charge
(93,503)
385,596

Decrease/(increase) in stocks
305,178
(5,083,033)

(Increase)/decrease in debtors
(871,593)
1,296,090

(Decrease)/increase in creditors
(1,391,772)
873,443

Corporation tax (paid)
(56,121)
(29,835)

Net cash generated from operating activities

(1,589,527)
(1,993,465)


Cash flows from investing activities

Purchase of tangible fixed assets
(90,386)
(191,878)

Sale of tangible fixed assets
239
45,000

Development of investment property
(999,687)
-

Interest received
71,697
137,540

Net cash from investing activities

(1,018,137)
(9,338)

Cash flows from financing activities

Purchase of ordinary shares
-
(5)

Dividends paid
(250,230)
-

Interest paid
(1,289)
-

Net cash used in financing activities
(251,519)
(5)

Net (decrease) in cash and cash equivalents
(2,859,183)
(2,002,808)

Cash and cash equivalents at beginning of year
6,646,469
8,649,277

Cash and cash equivalents at the end of year
3,787,286
6,646,469


Cash and cash equivalents at the end of year comprise:

Cash at bank and in hand
3,787,286
6,646,469

3,787,286
6,646,469


Page 11

 
AMETHYST HOMES LIMITED
 

ANALYSIS OF NET DEBT
FOR THE YEAR ENDED 31 JANUARY 2025




At 1 February 2024
Cash flows
At 31 January 2025
£

£

£

Cash at bank and in hand

6,646,469

(2,859,183)

3,787,286


6,646,469
(2,859,183)
3,787,286

The notes on pages 13 to 26 form part of these financial statements.

Page 12

 
AMETHYST HOMES LIMITED
 
 
 
NOTES TO THE FINANCIAL STATEMENTS
FOR THE YEAR ENDED 31 JANUARY 2025

1.


General information

Amethyst Homes Limited is a private company, company number 08541286, limited by shares and incorporated in England and Wales. The registered office is Steel House, Ponds Court Business Park, Genesis Way, Consett, County Durham, DH8 5XP.

2.Accounting policies

 
2.1

Basis of preparation of financial statements

The financial statements have been prepared under the historical cost convention unless otherwise specified within these accounting policies and in accordance with Financial Reporting Standard 102, the Financial Reporting Standard applicable in the UK and the Republic of Ireland and the Companies Act 2006.

The preparation of financial statements in compliance with FRS 102 requires the use of certain critical accounting estimates. It also requires management to exercise judgment in applying the Company's accounting policies (see note 3).

The accounts have been prepared in Sterling which is the functional currency of the company. Monetary amounts in these financial statements  are rounded to the nearest £.

The following principal accounting policies have been applied:

 
2.2

Revenue

Revenue is recognised to the extent that it is probable that the economic benefits will flow to the Company and the revenue can be reliably measured. Revenue is measured as the fair value of the consideration received or receivable, excluding discounts, rebates, value added tax and other sales taxes. The following criteria must also be met before revenue is recognised:

Sale of goods

Revenue from the sale of goods is recognised when all of the following conditions are satisfied:
the Company has transferred the significant risks and rewards of ownership to the buyer;
the Company retains neither continuing managerial involvement to the degree usually associated with ownership nor effective control over the goods sold;
the amount of revenue can be measured reliably;
it is probable that the Company will receive the consideration due under the transaction; and
the costs incurred or to be incurred in respect of the transaction can be measured reliably.

Rendering of services

Revenue from a contract to provide services is recognised in the period in which the services are provided in accordance with the stage of completion of the contract when all of the following conditions are satisfied:
the amount of revenue can be measured reliably;
it is probable that the Company will receive the consideration due under the contract;
the stage of completion of the contract at the end of the reporting period can be measured reliably; and
the costs incurred and the costs to complete the contract can be measured reliably.

Page 13

 
AMETHYST HOMES LIMITED
 
 
 
NOTES TO THE FINANCIAL STATEMENTS
FOR THE YEAR ENDED 31 JANUARY 2025

2.Accounting policies (continued)

 
2.3

Interest income

Interest income is recognised in profit or loss using the effective interest method.

 
2.4

Finance costs

Finance costs are charged to profit or loss over the term of the debt using the effective interest method so that the amount charged is at a constant rate on the carrying amount. Issue costs are initially recognised as a reduction in the proceeds of the associated capital instrument.

 
2.5

Pensions

Defined contribution pension plan

The Company operates a defined contribution plan for its employees. A defined contribution plan is a pension plan under which the Company pays fixed contributions into a separate entity. Once the contributions have been paid the Company has no further payment obligations.

The contributions are recognised as an expense in profit or loss when they fall due. Amounts not paid are shown in accruals as a liability in the Balance Sheet. The assets of the plan are held separately from the Company in independently administered funds.

 
2.6

Current and deferred taxation

The tax expense for the year comprises current and deferred tax. Tax is recognised in profit or loss except that a charge attributable to an item of income and expense recognised as other comprehensive income or to an item recognised directly in equity is also recognised in other comprehensive income or directly in equity respectively.

The current income tax charge is calculated on the basis of tax rates and laws that have been enacted or substantively enacted by the balance sheet date in the countries where the Company operates and generates income.

Deferred tax balances are recognised in respect of all timing differences that have originated but not reversed by the balance sheet date, except that:
The recognition of deferred tax assets is limited to the extent that it is probable that they will be recovered against the reversal of deferred tax liabilities or other future taxable profits; and
Any deferred tax balances are reversed if and when all conditions for retaining associated tax allowances have been met.

Deferred tax balances are not recognised in respect of permanent differences except in respect of business combinations, when deferred tax is recognised on the differences between the fair values of assets acquired and the future tax deductions available for them and the differences between the fair values of liabilities acquired and the amount that will be assessed for tax. Deferred tax is determined using tax rates and laws that have been enacted or substantively enacted by the balance sheet date.


Page 14

 
AMETHYST HOMES LIMITED
 
 
 
NOTES TO THE FINANCIAL STATEMENTS
FOR THE YEAR ENDED 31 JANUARY 2025

2.Accounting policies (continued)

 
2.7

Tangible fixed assets

Tangible fixed assets under the cost model are stated at historical cost less accumulated depreciation and any accumulated impairment losses. Historical cost includes expenditure that is directly attributable to bringing the asset to the location and condition necessary for it to be capable of operating in the manner intended by management.

Depreciation is charged so as to allocate the cost of assets less their residual value over their estimated useful lives, as shown below.

Depreciation is provided on the following basis:

Long-term leasehold property
-
2%
straight line
Plant and machinery
-
25%
reducing balance
Motor vehicles
-
25%
reducing balance
Office equipment
-
25%
reducing balance

The assets' residual values, useful lives and depreciation methods are reviewed, and adjusted prospectively if appropriate, or if there is an indication of a significant change since the last reporting date.

Gains and losses on disposals are determined by comparing the proceeds with the carrying amount and are recognised in profit or loss.

 
2.8

Investment property

Investment property is carried at fair value determined annually by external valuers and derived from the current market rents and investment property yields for comparable real estate, adjusted if necessary for any difference in the nature, location or condition of the specific asset. No depreciation is provided. Changes in fair value are recognised in profit or loss.

 
2.9

Stocks and work in progress

Stocks are stated at the lower of cost and estimated selling price less costs to complete and sell. Costs comprise those costs incurred by the company in bringing the stocks to the location and condition intended by management and are calculated on a first-in first-out basis. 
Estimated selling price less costs to complete and sell is based on the estimated selling price in an arm's length transaction less any estimated completion or selling costs that will be expected to be incurred in the transaction. 
Work in progress is valued using the percentage of completion method and values are calculated using the lower of cost and estimated selling price less costs to complete and sell. When stocks are sold, the carrying amount of those stocks is recognised as an expense within cost of sales. This takes place in the same period that the associated revenue is recognised. 
At each balance sheet date, the directors undertake a review of its stock and work in progress to establish if any stock or work in progress is slow-moving or has become obsolete. Where any write-downs of stock become necessary to reduce the value from cost to estimated selling price less costs to complete and sell, such write-downs are recognised as an expense in profit or loss in the period in which the write-down or loss occurs. 

Page 15

 
AMETHYST HOMES LIMITED
 
 
 
NOTES TO THE FINANCIAL STATEMENTS
FOR THE YEAR ENDED 31 JANUARY 2025

2.Accounting policies (continued)

 
2.10

Debtors

Short-term debtors are measured at transaction price, less any impairment. Loans receivable are measured initially at fair value, net of transaction costs, and are measured subsequently at amortised cost using the effective interest method, less any impairment.

 
2.11

Cash and cash equivalents

Cash is represented by cash in hand and deposits with financial institutions repayable without penalty on notice of not more than 24 hours. Cash equivalents are highly liquid investments that mature in no more than three months from the date of acquisition and that are readily convertible to known amounts of cash with insignificant risk of change in value.

In the Statement of Cash Flows, cash and cash equivalents are shown net of bank overdrafts that are repayable on demand and form an integral part of the Company's cash management.

 
2.12

Creditors

Short-term creditors are measured at the transaction price. Other financial liabilities, including bank loans, are measured initially at fair value, net of transaction costs, and are measured subsequently at amortised cost using the effective interest method.

 
2.13

Provisions for liabilities

Provisions are recognised when an event has taken place that gives rise to a legal or constructive obligation, a transfer of economic benefits is probable and a reliable estimate can be made.
Provisions are measured as the best estimate of the amount required to settle the obligation, taking into account the related risks and uncertainties.
 
Increases in provisions are generally charged as an expense to profit or loss.

 
2.14

Financial instruments

The Company has elected to apply the provisions of Section 11 “Basic Financial Instruments” of FRS 102 to all of its financial instruments.

Financial instruments are recognised in the Company's Balance Sheet when the Company becomes party to the contractual provisions of the instrument.

Basic financial assets

Basic financial assets, which include trade and other debtors, cash and bank balances, are initially measured at their transaction price (adjusted for transaction costs except in the initial measurement of financial assets that are subsequently measured at fair value through profit and loss) and are subsequently carried at their amortised cost using the effective interest method, less any provision for impairment, unless the arrangement constitutes a financing transaction, where the transaction is measured at the present value of the future receipts discounted at a market rate of interest.

Discounting is omitted where the effect of discounting is immaterial. The Company's cash and cash equivalents, trade and most other debtors due with the operating cycle fall into this category of financial instruments.

Page 16

 
AMETHYST HOMES LIMITED
 
 
 
NOTES TO THE FINANCIAL STATEMENTS
FOR THE YEAR ENDED 31 JANUARY 2025

2.Accounting policies (continued)

 
2.15

Dividends

Equity dividends are recognised when they become legally payable. Interim equity dividends are recognised when paid. Final equity dividends are recognised when approved by the shareholders at an annual general meeting.


3.


Judgments in applying accounting policies and key sources of estimation uncertainty

Estimates and judgements are continually evaluated and are based on historical experience and other factors, including the expectations of future events, that are believed to be reasonable under the circumstances.
Significant judgements in applying the entity's accounting policies
Stock and work in progress are carried at the lower of cost and net realisable value. Net realisable value represents the estimated selling price (in the ordinary course of business) less all estimated costs to completion and overheads. Valuations of site / phase work in progress are carried out at regular intervals and estimates of the costs to complete a site / phase and estimates of anticipated revenues are required to enable a development profit to be determined. Management are required to employ considerable judgement in estimating the profitability of a site / phase and in assessing any impairment provisions which may be required.
Gross profit is recognised for completed houses based on the latest whole site / phase gross margin which is an output of the site / phase valuation.  These valuations, which are updated at frequent intervals throughout the life of the site / phase use actual and forecast selling prices, land and construction costs and are sensitive to future movements in both estimated costs to complete and expected selling prices.  Forecast selling prices are inherently uncertain due to changes in market conditions.
In preparing these financial statements, the directors do not consider there to have been any other significant judgements that were required in the process of applying the company's accounting policies.
Key sources of estimation uncertainty.
Estimates included within the financial statements include depreciation charges and asset impairments (for example provision against stock and debtors). None of the estimates made in the preparation of these financial statements are considered to carry significant estimation uncertainty, nor bear significant risk of causing a material adjustment to the carrying amount of assets and liabilities within the next financial year.

Page 17

 
AMETHYST HOMES LIMITED
 
 
 
NOTES TO THE FINANCIAL STATEMENTS
FOR THE YEAR ENDED 31 JANUARY 2025

4.


Turnover

An analysis of turnover by class of business is as follows:


2025
2024
£
£

Sale of goods
12,291,234
9,443,151

12,291,234
9,443,151


Analysis of turnover by country of destination:

2025
2024
£
£

United Kingdom
12,291,234
9,443,151

12,291,234
9,443,151



5.


Other operating income

2025
2024
£
£

Net rents receivable
21,525
11,154

Service charge receivable
3,674
2,638

Sundry income
253,508
275,805

278,707
289,597



6.


Auditors' remuneration

During the year, the Company obtained the following services from the Company's auditors:


2025
2024
£
£

Fees payable to the Company's auditors for the audit of the Company's financial statements
5,000
4,850
Page 18

 
AMETHYST HOMES LIMITED
 
 
 
NOTES TO THE FINANCIAL STATEMENTS
FOR THE YEAR ENDED 31 JANUARY 2025

7.


Employees

Staff costs, including directors' remuneration, were as follows:


2025
2024
£
£

Wages and salaries
873,581
899,126

Social security costs
104,147
109,051

Cost of defined contribution scheme
47,201
53,269

1,024,929
1,061,446


The average monthly number of employees, including the directors, during the year was as follows:


        2025
        2024
            No.
            No.







Administration
14
14



Development
14
15



Sales
4
3

32
32


8.


Directors' remuneration

2025
2024
£
£

Directors' emoluments
363,243
385,491

Company contributions to defined contribution pension schemes
36,542
36,542

399,785
422,033


During the year retirement benefits were accruing to 4 directors (2024 - 4) in respect of defined contribution pension schemes.

The highest paid director received remuneration of £141,762 (2024 - £139,336).

The value of the Company's contributions paid to a defined contribution pension scheme in respect of the highest paid director amounted to £1,321 (2024 - £1,321).

Page 19

 
AMETHYST HOMES LIMITED
 
 
 
NOTES TO THE FINANCIAL STATEMENTS
FOR THE YEAR ENDED 31 JANUARY 2025

9.


Interest receivable

2025
2024
£
£


Other interest receivable
71,697
137,540

71,697
137,540


10.


Interest payable and similar expenses

2025
2024
£
£


Other interest payable
1,289
-

1,289
-


11.


Taxation


2025
2024
£
£

Corporation tax


Current tax on profits for the year
23,000
189,056

Adjustments in respect of previous periods
(117,998)
9,078


(94,998)
198,134


Total current tax
(94,998)
198,134

Deferred tax


Origination and reversal of timing differences
1,495
187,462

Total deferred tax
1,495
187,462


Tax on profit
(93,503)
385,596
Page 20

 
AMETHYST HOMES LIMITED
 
 
 
NOTES TO THE FINANCIAL STATEMENTS
FOR THE YEAR ENDED 31 JANUARY 2025
 
11.Taxation (continued)


Factors affecting tax charge for the year

The tax assessed for the year is the same as (2024 - lower than) the standard rate of corporation tax in the UK of 25% (2024 - 24.03%). The differences are explained below:

2025
2024
£
£


Profit on ordinary activities before tax
410,611
1,042,953


Profit on ordinary activities multiplied by standard rate of corporation tax in the UK of 25% (2024 - 24.03%)
102,653
250,622

Effects of:


Expenses not deductible for tax purposes, other than goodwill amortisation and impairment
6,100
4,466

Capital allowances for year in excess of depreciation
(1,393)
(22,877)

Land remediation enhanced expenditure tax relief
(107,361)
(43,155)

Adjustments to tax charge in respect of prior periods
(94,997)
9,078

Short-term timing difference leading to an increase (decrease) in taxation
1,495
187,462

Total tax charge for the year
(93,503)
385,596

Page 21

 
AMETHYST HOMES LIMITED
 
 
 
NOTES TO THE FINANCIAL STATEMENTS
FOR THE YEAR ENDED 31 JANUARY 2025
 
11.Taxation (continued)


Factors that may affect future tax charges

The rate of corporation tax throughout the period was 25% and this was the rate of corporation tax enacted at the balance sheet date. Accordingly, the company's profits for this period are taxed at an effective rate of 25% (2024: 24.03%). The Company is eligible to claim Land Remediation Tax Relief which will lower tax charges.


12.


Dividends

2025
2024
£
£


Dividends analysis
250,230
-

250,230
-

Page 22

 
AMETHYST HOMES LIMITED
 
 
 
NOTES TO THE FINANCIAL STATEMENTS
FOR THE YEAR ENDED 31 JANUARY 2025

13.


Tangible fixed assets





Long-term leasehold property
Plant and machinery
Motor vehicles
Office equipment
Total

£
£
£
£
£



Cost or valuation


At 1 February 2024
20,320
419,212
27,643
90,250
557,425


Additions
-
85,660
-
4,726
90,386


Disposals
-
-
-
(239)
(239)



At 31 January 2025

20,320
504,872
27,643
94,737
647,572



Depreciation


At 1 February 2024
3,259
218,150
3,560
61,639
286,608


Charge for the year on owned assets
-
70,314
6,020
7,835
84,169


Charge for the year on financed assets
408
-
-
-
408



At 31 January 2025

3,667
288,464
9,580
69,474
371,185



Net book value



At 31 January 2025
16,653
216,408
18,063
25,263
276,387



At 31 January 2024
17,061
201,062
24,083
28,611
270,817




The net book value of land and buildings may be further analysed as follows:


2025
2024
£
£

Long leasehold
16,653
17,061

16,653
17,061


Page 23

 
AMETHYST HOMES LIMITED
 
 
 
NOTES TO THE FINANCIAL STATEMENTS
FOR THE YEAR ENDED 31 JANUARY 2025

14.


Investment property


Long term leasehold investment property

£



Valuation


Additions at cost
999,687



At 31 January 2025
999,687



The retail units at Regents Court, Consett, have been included for the first time this year, at a cost of £999,687, which is the directors' best estimate of an open market value at the balance sheet date.  The cost was transferred from work in progress upon completion of the project and the retail units are being retained by the company as an investment property.





15.


Stocks

2025
2024
£
£

Stocks - work in progress
5,643,377
5,948,555

5,643,377
5,948,555



16.


Debtors

2025
2024
£
£


Trade debtors
1,025,897
256,748

Other debtors
167,685
142,149

Prepayments and accrued income
118,144
41,236

1,311,726
440,133


Page 24

 
AMETHYST HOMES LIMITED
 
 
 
NOTES TO THE FINANCIAL STATEMENTS
FOR THE YEAR ENDED 31 JANUARY 2025

17.


Cash and cash equivalents

2025
2024
£
£

Cash at bank and in hand
3,787,286
6,646,469

3,787,286
6,646,469



18.


Creditors: Amounts falling due within one year

2025
2024
£
£

Trade creditors
372,667
1,121,985

Corporation tax
20,926
172,045

Other taxation and social security
51,079
59,631

Other creditors
398,352
305,115

Accruals and deferred income
2,008,171
2,735,310

2,851,195
4,394,086



19.


Financial instruments

2025
2024
£
£

Financial assets


Financial assets measured at fair value through profit or loss
3,787,286
6,646,469




20.


Deferred taxation




2025


£






At beginning of year
(63,439)


Charged to profit or loss
(1,495)



At end of year
(64,934)

Page 25

 
AMETHYST HOMES LIMITED
 
 
 
NOTES TO THE FINANCIAL STATEMENTS
FOR THE YEAR ENDED 31 JANUARY 2025
 
20.Deferred taxation (continued)

The provision for deferred taxation is made up as follows:

2025
2024
£
£


Accelerated capital allowances
(64,934)
(63,439)

(64,934)
(63,439)


21.


Share capital

2025
2024
£
£
Allotted, called up and fully paid



9,500 (2024 - 9,500) Ordinary shares shares of £0.01 each
95
95



22.


Reserves

Capital redemption reserve

The capital redemption reserve arose on the redemption of shares and is non-distributable.

Profit and loss account

The profit and loss account reserve represents cumulative distributable profits.


23.


Pension commitments

The company provides a defined contribution scheme for its employees. The amount recognised as an expense for the year was £37,201 (2024: £53,270). 


24.


Transactions with directors

At 31 January 2024 there was a balance of £4,900 due from Mr G Coils, a director of the company. The amount was repaid in full during the year and there was no balance due from the director at 31 January 2025. 

 
Page 26