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Company Registration No. NI033080 (Northern Ireland)
North Finance Limited Unaudited accounts for the year ended 31 March 2024
North Finance Limited Unaudited accounts Contents
Page
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North Finance Limited Company Information for the year ended 31 March 2024
Directors
Mr N J Cowden Mr J Cowden
Company Number
NI033080 (Northern Ireland)
Registered Office
203 York Road Belfast County Antrim BT15 3BH
Accountants
H Downey and Company Incorporated Financial Accountants 65 Eglantine Avenue Belfast Antrim BT9 6EW
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North Finance Limited Statement of financial position as at 31 March 2024
2024 
2023 
Notes
£ 
£ 
Fixed assets
Tangible assets
23,629 
24,988 
Current assets
Debtors
224,935 
235,710 
Cash at bank and in hand
7,072 
6,893 
232,007 
242,603 
Creditors: amounts falling due within one year
(176,564)
(194,143)
Net current assets
55,443 
48,460 
Net assets
79,072 
73,448 
Capital and reserves
Called up share capital
139,000 
139,000 
Profit and loss account
(59,928)
(65,552)
Shareholders' funds
79,072 
73,448 
For the year ending 31 March 2024 the company was entitled to exemption from audit under section 477 of the Companies Act 2006 relating to small companies. The members have not required the company to obtain an audit in accordance with section 476 of the Companies Act 2006.
The directors acknowledge their responsibilities for complying with the requirements of the Act with respect to accounting records and the preparation of accounts.
These accounts have been prepared and delivered in accordance with the provisions applicable to companies subject to the small companies' regime and in accordance with the provisions of FRS 102 Section 1A - Small Entities. The profit and loss account has not been delivered to the Registrar of Companies.
The financial statements were approved by the Board of Directors and authorised for issue on 31 October 2025 and were signed on its behalf by
Mr N J Cowden Director Company Registration No. NI033080
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North Finance Limited Notes to the Accounts for the year ended 31 March 2024
1
Statutory information
North Finance Limited is a private company, limited by shares, registered in Northern Ireland, registration number NI033080. The registered office is 203 York Road, Belfast, County Antrim, BT15 3BH.
2
Compliance with accounting standards
The accounts have been prepared in accordance with the provisions of FRS 102 Section 1A Small Entities. There were no material departures from that standard.
3
Accounting policies
The principal accounting policies adopted in the preparation of the financial statements are set out below and have remained unchanged from the previous year, and also have been consistently applied within the same accounts.
Basis of preparation
The accounts have been prepared under the historical cost convention as modified by the revaluation of certain fixed assets.
Presentation currency
The accounts are presented in £ sterling.
Tangible fixed assets and depreciation
Tangible assets are included at cost less depreciation and impairment. Depreciation has been provided at the following rates in order to write off the assets over their estimated useful lives:
4
Tangible fixed assets
Land & buildings 
Motor vehicles 
Fixtures & fittings 
Total 
£ 
£ 
£ 
£ 
Cost or valuation
At cost 
At cost 
At cost 
At 1 April 2023
25,514 
5,605 
82,071 
113,190 
At 31 March 2024
25,514 
5,605 
82,071 
113,190 
Depreciation
At 1 April 2023
4,261 
5,605 
78,336 
88,202 
Charge for the year
425 
- 
934 
1,359 
At 31 March 2024
4,686 
5,605 
79,270 
89,561 
Net book value
At 31 March 2024
20,828 
- 
2,801 
23,629 
At 31 March 2023
21,253 
- 
3,735 
24,988 
5
Debtors
2024 
2023 
£ 
£ 
Amounts falling due within one year
Trade debtors
222,973 
224,795 
Accrued income and prepayments
1,962 
1,962 
Other debtors
- 
8,953 
224,935 
235,710 
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North Finance Limited Notes to the Accounts for the year ended 31 March 2024
6
Creditors: amounts falling due within one year
2024 
2023 
£ 
£ 
Trade creditors
9,267 
12,277 
Taxes and social security
4,199 
27,843 
Other creditors
2,482 
3,712 
Loans from directors
104,871 
84,649 
Accruals
7,866 
8,437 
Deferred income
47,879 
57,225 
176,564 
194,143 
7
Average number of employees
During the year the average number of employees was 4 (2023: 4).
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