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COMPANY REGISTRATION NUMBER: 08954576

My Key Finance Ltd

Unaudited Abridged Financial Statements

31 March 2025

My Key Finance Ltd

Abridged Financial Statements

Year ended 31 March 2025

Contents | Page

Director's report | 1

Report to the director on the preparation of the unaudited statutory abridged financial statements | 2

Abridged statement of income and retained earnings | 3

Abridged statement of financial position | 4

Notes to the abridged financial statements | 6

My Key Finance Ltd

Director's Report

Year ended 31 March 2025
The director presents his report and the unaudited abridged financial statements of the company for the year ended 31 March 2025 .
Principal activities
The principal activity of the company during the year was the provision of providing Insurance.
Director
The director who served the company during the year was as follows:

Mr Pearmain |

Small company provisions
This report has been prepared in accordance with the provisions applicable to companies entitled to the small companies exemption.
This report was approved by the board of directors on 27 October 2025 and signed on behalf of the board by:

Mr Pearmain |
Director |

Registered office:
11 Purdeys Way
Rochford
Essex
England
SS4 1ND

My Key Finance Ltd

Report to the Director on the Preparation of the Unaudited Statutory Abridged Financial Statements of My Key Finance Ltd

Year ended 31 March 2025
As described on the abridged statement of financial position, the director of the company is responsible for the preparation of the abridged financial statements for the year ended 31 March 2025, which comprise the abridged statement of income and retained earnings, abridged statement of financial position and the related notes. You consider that the company is exempt from an audit under the Companies Act 2006. In accordance with your instructions we have compiled these abridged financial statements in order to assist you to fulfil your statutory responsibilities, from the accounting records and from information and explanations supplied to us.
S R A ACCOUTANCY & TAXATION SERVICES Chartered accountants
Unit 11+13 Purdeys way Rochford Essex SS4 1ND
27 October 2025

My Key Finance Ltd

Abridged Statement of Income and Retained Earnings

Year ended 31 March 2025

| 2025 | 2024
Note | £ | £
Gross profit | 90,250 | 93,193

Administrative expenses | 58,513 | 73,673
| -------- | --------
Operating profit | 31,737 | 19,520

Interest payable and similar expenses | 972 | 1,263
|  | -------- | --------
Profit before taxation | 5 | 30,765 | 18,257

Tax on profit | 5,897 | 3,533
| -------- | --------
Profit for the financial year and total comprehensive income | 24,868 | 14,724
| -------- | --------

Dividends paid and payable | ( 500) | –

Retained earnings at the start of the year | 184,464 | 169,740
| --------- | ---------
Retained earnings at the end of the year | 208,832 | 184,464
| --------- | ---------

All the activities of the company are from continuing operations.

My Key Finance Ltd

Abridged Statement of Financial Position

31 March 2025

| 2025 | 2024
Note | £ | £

Fixed assets

Tangible assets | 6 | 1,082 | 1,352

Current assets

Debtors | 261,955 | 257,882
Cash at bank and in hand | 6,049 | 4,438
| --------- | ---------
| 268,004 | 262,320

Creditors: amounts falling due within one year | 7,322 | 30,476
| --------- | ---------
Net current assets | 260,682 | 231,844
| --------- | ---------
Total assets less current liabilities | 261,764 | 233,196

Creditors: amounts falling due after more than one year | 52,931 | 48,731
| --------- | ---------
Net assets | 208,833 | 184,465
| --------- | ---------

Capital and reserves

Called up share capital | 1 | 1
Profit and loss account | 208,832 | 184,464
| --------- | ---------
Shareholders funds | 208,833 | 184,465
| --------- | ---------

These abridged financial statements have been prepared in accordance with the provisions applicable to companies subject to the small companies' regime and in accordance with Section 1A of FRS 102 'The Financial Reporting Standard applicable in the UK and Republic of Ireland'.
For the year ending 31 March 2025 the company was entitled to exemption from audit under section 477 of the Companies Act 2006 relating to small companies.
Director's responsibilities:
- The members have not required the company to obtain an audit of its abridged financial statements for the year in question in accordance with section 476 ;
- The director acknowledges his responsibilities for complying with the requirements of the Act with respect to accounting records and the preparation of abridged financial statements .
All of the members have consented to the preparation of the abridged statement of income and retained earnings and the abridged statement of financial position for the year ending 31 March 2025 in accordance with Section 444(2A) of the Companies Act 2006.

My Key Finance Ltd

Abridged Statement of Financial Position (continued)

31 March 2025
These abridged financial statements were approved by the board of directors and authorised for issue on 27 October 2025 , and are signed on behalf of the board by:

Mr Pearmain |
Director |

Company registration number: 08954576

My Key Finance Ltd

Notes to the Abridged Financial Statements

Year ended 31 March 2025
1. General information
The company is a private company limited by shares, registered in England and Wales. The address of the registered office is 11 Purdeys Way, Rochford, Essex, SS4 1ND, England.
2. Statement of compliance
These abridged financial statements have been prepared in compliance with Section 1A of FRS 102, 'The Financial Reporting Standard applicable in the UK and the Republic of Ireland'.
3. Accounting policies
Basis of preparation
The abridged financial statements have been prepared on the historical cost basis, as modified by the revaluation of certain financial assets and liabilities and investment properties measured at fair value through profit or loss.
The abridged financial statements are prepared in sterling, which is the functional currency of the entity.
Revenue recognition
Turnover is measured at the fair value of the consideration received or receivable for goods supplied and services rendered, net of discounts and Value Added Tax. Revenue from the sale of goods is recognised when the significant risks and rewards of ownership have transferred to the buyer (usually on despatch of the goods); the amount of revenue can be measured reliably; it is probable that the associated economic benefits will flow to the entity; and the costs incurred or to be incurred in respect of the transactions can be measured reliably.
Income tax
The taxation expense represents the aggregate amount of current and deferred tax recognised in the reporting period. Tax is recognised in profit or loss, except to the extent that it relates to items recognised in other comprehensive income or directly in equity. In this case, tax is recognised in other comprehensive income or directly in equity, respectively. Current tax is recognised on taxable profit for the current and past periods. Current tax is measured at the amounts of tax expected to pay or recover using the tax rates and laws that have been enacted or substantively enacted at the reporting date.
Deferred tax is recognised in respect of all timing differences at the reporting date. Unrelieved tax losses and other deferred tax assets are recognised to the extent that it is probable that they will be recovered against the reversal of deferred tax liabilities or other future taxable profits. Deferred tax is measured using the tax rates and laws that have been enacted or substantively enacted by the reporting date that are expected to apply to the reversal of the timing difference.
Tangible assets
Tangible assets are initially recorded at cost, and subsequently stated at cost less any accumulated depreciation and impairment losses. Any tangible assets carried at revalued amounts are recorded at the fair value at the date of revaluation less any subsequent accumulated depreciation and subsequent accumulated impairment losses. An increase in the carrying amount of an asset as a result of a revaluation, is recognised in other comprehensive income and accumulated in equity, except to the extent it reverses a revaluation decrease of the same asset previously recognised in profit or loss. A decrease in the carrying amount of an asset as a result of revaluation, is recognised in other comprehensive income to the extent of any previously recognised revaluation increase accumulated in equity in respect of that asset. Where a revaluation decrease exceeds the accumulated revaluation gains accumulated in equity in respect of that asset, the excess shall be recognised in profit or loss.
Depreciation
Depreciation is calculated so as to write off the cost or valuation of an asset, less its residual value, over the useful economic life of that asset as follows:

| Equipment | - | 20% reducing balance

Impairment of fixed assets
A review for indicators of impairment is carried out at each reporting date, with the recoverable amount being estimated where such indicators exist. Where the carrying value exceeds the recoverable amount, the asset is impaired accordingly. Prior impairments are also reviewed for possible reversal at each reporting date. For the purposes of impairment testing, when it is not possible to estimate the recoverable amount of an individual asset, an estimate is made of the recoverable amount of the cash-generating unit to which the asset belongs. The cash-generating unit is the smallest identifiable group of assets that includes the asset and generates cash inflows that largely independent of the cash inflows from other assets or groups of assets. For impairment testing of goodwill, the goodwill acquired in a business combination is, from the acquisition date, allocated to each of the cash-generating units that are expected to benefit from the synergies of the combination, irrespective of whether other assets or liabilities of the company are assigned to those units.
4. Employee numbers
The average number of persons employed by the company during the year amounted to 1 (2024: 1 ).
5. Profit before taxation
Profit before taxation is stated after charging:

| 2025 | 2024
| £ | £
Depreciation of tangible assets | 270 | 338
| ---- | ----

6. Tangible assets

| £
Cost |
At 1 April 2024 and 31 March 2025 | 3,300
| -------
Depreciation |
At 1 April 2024 | 1,948
Charge for the year | 270
| -------
At 31 March 2025 | 2,218
| -------
Carrying amount |
At 31 March 2025 | 1,082
| -------
At 31 March 2024 | 1,352
| -------