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Registered number: 05204672









INVESTORS IN PRIVATE CAPITAL LIMITED









ANNUAL REPORT AND FINANCIAL STATEMENTS

FOR THE YEAR ENDED 31 DECEMBER 2024

 
INVESTORS IN PRIVATE CAPITAL LIMITED
 
 
COMPANY INFORMATION


Directors
S A J Nahum 
E M Sawyer (resigned 14 October 2024)
R Thornton (appointed 14 October 2024)
J A Reuben (resigned 25 September 2024)




Registered number
05204672



Registered office
4th Floor
Millbank Tower

21-24 Millbank

London

SW1P 4QP




Independent auditors
Adler Shine LLP
Chartered Accountants & Statutory Auditor

Cornwall Avenue

London

N3 1LF





 
INVESTORS IN PRIVATE CAPITAL LIMITED
 

CONTENTS



Page
Group strategic report
 
1 - 2
Directors' report
 
3 - 4
Directors' responsibilities statement
 
5
Independent auditors' report
 
6 - 10
Consolidated statement of comprehensive income
 
11
Consolidated balance sheet
 
12 - 13
Company balance sheet
 
14
Consolidated statement of changes in equity
 
15
Company statement of changes in equity
 
16
Consolidated statement of cash flows
 
17 - 18
Consolidated analysis of net debt
 
19
Notes to the financial statements
 
20 - 41


 
INVESTORS IN PRIVATE CAPITAL LIMITED
 
 
GROUP STRATEGIC REPORT
FOR THE YEAR ENDED 31 DECEMBER 2024

The directors present their Strategic Report for the year ended 31 December 2024.
 
Review of the business
 
The Group's revenue is derived from the management of leased properties, which are predominantly public houses and hotels.

The results for the Group for the period are shown in the Consolidated Statement of Comprehensive Income on page 10.

Rental income for the Group for the year has increased by 13.6% to £38.5m (2023: £33.9m). This reflects a solid performance in the core property operations and completion of additional residential conversions that reached practical completion during the year.

Where a pub becomes vacant, an assessment is made of the site with a view to obtaining the optimum shareholder return either through the generation of rental income or capital appreciation. The Group undertakes a comprehensive review including an assessment of alternative use or disposal, if deemed appropriate. There are a small number of sites in the portfolio that were considered within this framework in the period, some of which have received planning permission and others that were disposed of where an appropriate offer was received. During the year, in accordance with this strategy, 11 pubs were disposed of during the period generating a net loss of £672k (2023: £3.2m).

Development and performance
 
The Group lets premises to customers on normal credit terms. Trade debtor balances are monitored on an ongoing basis and credit terms for all customers are regularly reviewed. In recent years, where the Group has experienced difficulties in collecting payment from its debtors a provision for doubtful debts has been made in the accounts.

Key performance indicators
 
The Group uses rental yield as a measurement to indicate the rate of return from the investment portfolio. Rental yield is based on consolidated rental income expressed as a percentage over the investment property values as disclosed in the financial statements. For the year ended 31 December 2024, investment properties were valued at £553m (2023: £538m) and the rental income was £35.2m (2023: £33.9m) obtaining a rental yield of 6.4%  (2023: £6.3%).

The Group reviews its trade debt position on a weekly basis to effectively manage the credit risk and have installed a number of debt collection metrics. For the year ended 31 December 2024, trade debt was £2.7m  (2023: £4.3m).

Page 1

 
INVESTORS IN PRIVATE CAPITAL LIMITED
 

GROUP STRATEGIC REPORT (CONTINUED)
FOR THE YEAR ENDED 31 DECEMBER 2024

Financial risks and associated risk management objectives and policies
 
The financial risk management within the Group is governed by policies set by the Board of Directors and senior management. These policies cover interest rate risk and other areas, such as cash management.

Credit risk

The Group operates in a competitive market and there is a continuing risk that the Group could lose its tenants due to another economic downturn, however, the Group is not reliant on any single customer. In order to manage its credit risk, the covenant strength of potential tenants is assessed on a case by case basis and, as a standard policy, security is obtained in the form of a rental deposit or guarantee. Existing tenants are revewed on a regular basis to monitor payment and trading patterns.

Interest rate risk

The Group's long term debt is priced at a fixed rate which enables the Group to know what interest amounts are payable with no risk attributable to changes in base rates. The Group regularly reviews detailed financial forecasts to ensure that there is sufficient cash available to meet its quarterly interest and principal repayments.

Foreign exchange risk

The Group is not exposed to foreign exchange risk as all of its income is derived from activities undertaken in the UK and all of its trade and other suppliers invoice in sterling.

Section 172 (1) Statement - Promoting the success of the company

The directors have continued with a pipeline of developments within the property portfolio that will create value in the long term. Development expenditure for the year totalled £7.7m (2023: £5.7m).

The Group's operations continue to qualify as low energy minimising its impact on the environment.

The Group endeavours to maintain a high standard of operations and business conduct and will continue to act fairly towards all stakeholders.


This report was approved by the board and signed on its behalf.



S A J Nahum
Director
Date: 29 October 2025

Page 2

 
INVESTORS IN PRIVATE CAPITAL LIMITED
 
 
 
DIRECTORS' REPORT
FOR THE YEAR ENDED 31 DECEMBER 2024

The directors present their report and the financial statements for the year ended 31 December 2024.

The subsidiary company Wellington Pub Company Limited (formerly Wellington Pub Company Plc) applied to the Financial Conduct Authority ("FCA") and the London Stock Exchange to effect a cancellation of the listing of its bonds from the standard segments of the FCA's Official List and from trading on the Main Market of the London Stock Exchange ("Delisting"). Following the Delisting on 16 September 2024, the Wellington Pub Company Limited will no longer be subject to the regulatory and statutory regime which applies to companies admitted to the standard segment of the Official List and traded on the Main Market. The bonds were admitted to the Official List of the The International Stock Exchange with effect from 12 August 2024.

Results and dividends

The loss for the year, after taxation, amounted to £13,246,000 (2023 - loss £13,645 ,000).

The directors did not recommend the payment of a dividend.

Directors

The directors who served during the year were:

S A J Nahum 
E M Sawyer (resigned 14 October 2024)
R Thornton (appointed 14 October 2024)
J A Reuben (resigned 25 September 2024)

Future developments

The Group will continue to generate rental income from its established pub portfolio, which remains a key contributor to recurring revenue. Looking ahead, the Group will undertake comprehensive reviews of any pubs that become vacant, assessing opportunities for re-letting, alternative use, or strategic disposal. These evaluations will be guided by a commitment to maximising shareholder value, ensuring that each asset is optimally positioned to deliver long-term returns. This proactive approach supports our broader strategy of portfolio optimisation and capital efficiency.

Company's policy for payment of creditors

The Group has a standard code and also agrees specific individual terms with certain suppliers. Payment is normally made in accordance with those terms, subject to suppliers' own performance.

Greenhouse gas emissions, energy consumption and energy efficiency action

The Group has not disclosed information in respect of greenhouse gas emissions, energy consumption and energy efficiency action as its energy consumption in the United Kingdom for the year is 40,000kWh or lower.

Matters covered in the Group strategic report

In accordance with section 414C(11) of the Companies Act 2006 and the Companies (Strategic Report and Directors' Report) Regulations 2013 the company has set out the business review and the principal risks and uncertainties in the Strategic Report on page 1 of the accounts.

Page 3

 
INVESTORS IN PRIVATE CAPITAL LIMITED
 
 
 
DIRECTORS' REPORT (CONTINUED)
FOR THE YEAR ENDED 31 DECEMBER 2024

Disclosure of information to auditors

Each of the persons who are directors at the time when this Directors' report is approved has confirmed that:
 
so far as the director is aware, there is no relevant audit information of which the Company and the Group's auditors are unaware, and

the director has taken all the steps that ought to have been taken as a director in order to be aware of any relevant audit information and to establish that the Company and the Group's auditors are aware of that information.

Post balance sheet events

On 15th January 2025, the listed bonds including amortisation and unpaid accrued interest totalling £60m were redeemed from a mixture of shareholder loan and surplus cash.

This report was approved by the board and signed on its behalf.
 





S A J Nahum
Director
Date: 29 October 2025

Page 4

 
INVESTORS IN PRIVATE CAPITAL LIMITED
 
 
DIRECTORS' RESPONSIBILITIES STATEMENT
FOR THE YEAR ENDED 31 DECEMBER 2024

The directors are responsible for preparing the Group strategic report, the Directors' report and the consolidated financial statements in accordance with applicable law and regulations.

Company law requires the directors to prepare financial statements for each financial year. Under that law the directors have elected to prepare the financial statements in accordance with applicable law and United Kingdom Accounting Standards (United Kingdom Generally Accepted Accounting Practice), including Financial Reporting Standard 102 ‘The Financial Reporting Standard applicable in the UK and Republic of Ireland'. Under company law the directors must not approve the financial statements unless they are satisfied that they give a true and fair view of the state of affairs of the Company and the Group and of the profit or loss of the Group for that period.

 In preparing these financial statements, the directors are required to:

select suitable accounting policies for the Group's financial statements and then apply them consistently;

make judgments and accounting estimates that are reasonable and prudent;


prepare the financial statements on the going concern basis unless it is inappropriate to presume that the Group will continue in business.

The directors are responsible for keeping adequate accounting records that are sufficient to show and explain the Company's transactions and disclose with reasonable accuracy at any time the financial position of the Company and the Group and to enable them to ensure that the financial statements comply with the Companies Act 2006They are also responsible for safeguarding the assets of the Company and the Group and hence for taking reasonable steps for the prevention and detection of fraud and other irregularities.

Page 5

 
INVESTORS IN PRIVATE CAPITAL LIMITED
 
 
 
INDEPENDENT AUDITORS' REPORT TO THE MEMBERS OF INVESTORS IN PRIVATE CAPITAL LIMITED
 

Opinion


We have audited the financial statements of Investors In Private Capital Limited (the 'parent Company') and its subsidiaries (the 'Group') for the year ended 31 December 2024, which comprise the Consolidated statement of comprehensive income, the Consolidated balance sheet, the Company balance sheet, the Consolidated statement of cash flows, the Consolidated statement of changes in equity, the Company statement of changes in equity and the related notes, including a summary of significant accounting policiesThe financial reporting framework that has been applied in their preparation is applicable law and United Kingdom Accounting Standards, including Financial Reporting Standard 102 ‘The Financial Reporting Standard applicable in the UK and Republic of Ireland' (United Kingdom Generally Accepted Accounting Practice).


In our opinion the financial statements:


give a true and fair view of the state of the Group's and of the parent Company's affairs as at 31 December 2024 and of the Group's loss for the year then ended;
have been properly prepared in accordance with United Kingdom Generally Accepted Accounting Practice; and
have been prepared in accordance with the requirements of the Companies Act 2006.


Basis for opinion


We conducted our audit in accordance with International Standards on Auditing (UK) (ISAs (UK)) and applicable law. Our responsibilities under those standards are further described in the Auditors' responsibilities for the audit of the financial statements section of our report. We are independent of the Group in accordance with the ethical requirements that are relevant to our audit of the financial statements in the United Kingdom, including the Financial Reporting Council's Ethical Standard and we have fulfilled our other ethical responsibilities in accordance with these requirements. We believe that the audit evidence we have obtained is sufficient and appropriate to provide a basis for our opinion.


Conclusions relating to going concern


In auditing the financial statements, we have concluded that the directors' use of the going concern basis of accounting in the preparation of the financial statements is appropriate.


Based on the work we have performed, we have not identified any material uncertainties relating to events or conditions that, individually or collectively, may cast significant doubt on the Group's or the parent Company's ability to continue as a going concern for a period of at least twelve months from when the financial statements are authorised for issue.


Our responsibilities and the responsibilities of the directors with respect to going concern are described in the relevant sections of this report.


Page 6

 
INVESTORS IN PRIVATE CAPITAL LIMITED
 
 
 
INDEPENDENT AUDITORS' REPORT TO THE MEMBERS OF INVESTORS IN PRIVATE CAPITAL LIMITED (CONTINUED)


Other information


The other information comprises the information included in the Annual Report other than the financial statements and our Auditors' report thereon. The directors are responsible for the other information contained within the Annual ReportOur opinion on the financial statements does not cover the other information and, except to the extent otherwise explicitly stated in our report, we do not express any form of assurance conclusion thereon. Our responsibility is to read the other information and, in doing so, consider whether the other information is materially inconsistent with the financial statements or our knowledge obtained in the course of the audit, or otherwise appears to be materially misstated. If we identify such material inconsistencies or apparent material misstatements, we are required to determine whether this gives rise to a material misstatement in the financial statements themselves. If, based on the work we have performed, we conclude that there is a material misstatement of this other information, we are required to report that fact.


We have nothing to report in this regard.


Opinion on other matters prescribed by the Companies Act 2006
 

In our opinion, based on the work undertaken in the course of the audit:


the information given in the Group strategic report and the Directors' report for the financial year for which the financial statements are prepared is consistent with the financial statements; and
the Group strategic report and the Directors' report have been prepared in accordance with applicable legal requirements.


Matters on which we are required to report by exception
 

In the light of the knowledge and understanding of the Group and the parent Company and its environment obtained in the course of the audit, we have not identified material misstatements in the Group strategic report or the Directors' report.


We have nothing to report in respect of the following matters in relation to which the Companies Act 2006 requires us to report to you if, in our opinion:


adequate accounting records have not been kept by the parent Company, or returns adequate for our audit have not been received from branches not visited by us; or
the parent Company financial statements are not in agreement with the accounting records and returns; or
certain disclosures of directors' remuneration specified by law are not made; or
we have not received all the information and explanations we require for our audit.


Page 7

 
INVESTORS IN PRIVATE CAPITAL LIMITED
 
 
 
INDEPENDENT AUDITORS' REPORT TO THE MEMBERS OF INVESTORS IN PRIVATE CAPITAL LIMITED (CONTINUED)


Responsibilities of directors
 

As explained more fully in the Directors' responsibilities statement set out on page 5, the directors are responsible for the preparation of the financial statements and for being satisfied that they give a true and fair view, and for such internal control as the directors determine is necessary to enable the preparation of financial statements that are free from material misstatement, whether due to fraud or error.


In preparing the financial statements, the directors are responsible for assessing the Group's and the parent Company's ability to continue as a going concern, disclosing, as applicable, matters related to going concern and using the going concern basis of accounting unless the directors either intend to liquidate the Group or the parent Company or to cease operations, or have no realistic alternative but to do so.


Page 8

 
INVESTORS IN PRIVATE CAPITAL LIMITED
 
 
 
INDEPENDENT AUDITORS' REPORT TO THE MEMBERS OF INVESTORS IN PRIVATE CAPITAL LIMITED (CONTINUED)


Auditors' responsibilities for the audit of the financial statements
 

Our objectives are to obtain reasonable assurance about whether the financial statements as a whole are free from material misstatement, whether due to fraud or error, and to issue an Auditors' report that includes our opinion. Reasonable assurance is a high level of assurance, but is not a guarantee that an audit conducted in accordance with ISAs (UK) will always detect a material misstatement when it exists. Misstatements can arise from fraud or error and are considered material if, individually or in the aggregate, they could reasonably be expected to influence the economic decisions of users taken on the basis of these Group financial statements.


Irregularities, including fraud, are instances of non-compliance with laws and regulations. We design procedures in line with our responsibilities, outlined above, to detect material misstatements in respect of irregularities, including fraud. The extent to which our procedures are capable of detecting irregularities, including fraud is detailed below:

We identify and assess the risks of material misstatement of the financial statements, whether due to fraud or error, and then design and perform audit procedures responsive to those risks, including obtaining audit evidence that is sufficient and appropriate to provide a basis for our opinion. 
In identifying and assessing risks of material misstatement in respect of irregularities, including fraud and non-compliance with laws and regulations, we have:

• considered the nature of the industry and sectors, control environment and business performance;
• made enquiries of management about their own identification and assessment of the risk of irregularities; 
• performed audit work over the risk of management override of controls, including testing of journal entries
          and other adjustments for appropriateness and reviewing accounting estimates for bias;
• undertaken appropriate sample based testing of bank transactions;
• identified and evaluated compliance with relevant laws and regulations and made enquiries of any         instances of non-compliance;
• discussed matters among the audit engagement team regarding how and where fraud might occur in the   financial statements and potential indicators of fraud.


Because of the inherent limitations of an audit, there is a risk that we will not detect all irregularities, including those leading to a material misstatement in the financial statements or non-compliance with regulation. This risk increases the more that compliance with a law or regulation is removed from the events and transactions reflected in the financial statements, as we will be less likely to become aware of instances of non-compliance. The risk is also greater regarding irregularities occurring due to fraud rather than error, as fraud involves intentional concealment, forgery, collusion, omission or misrepresentation.


A further description of our responsibilities for the audit of the financial statements is located on the Financial Reporting Council's website at: www.frc.org.uk/auditorsresponsibilities. This description forms part of our Auditors' report.


Page 9

 
INVESTORS IN PRIVATE CAPITAL LIMITED
 
 
 
INDEPENDENT AUDITORS' REPORT TO THE MEMBERS OF INVESTORS IN PRIVATE CAPITAL LIMITED (CONTINUED)


Use of our report
 

This report is made solely to the Company's members, as a body, in accordance with Chapter 3 of Part 16 of the Companies Act 2006Our audit work has been undertaken so that we might state to the Company's members those matters we are required to state to them in an Auditors' report and for no other purpose. To the fullest extent permitted by law, we do not accept or assume responsibility to anyone other than the Company and the Company's members, as a body, for our audit work, for this report, or for the opinions we have formed.





Sonia Yeshin (Senior Statutory Auditor)
for and on behalf of
Adler Shine LLP
Chartered Accountants
Statutory Auditor
Cornwall Avenue
London
N3 1LF

30 October 2025
Page 10

 
INVESTORS IN PRIVATE CAPITAL LIMITED
 
 
CONSOLIDATED STATEMENT OF COMPREHENSIVE INCOME
FOR THE YEAR ENDED 31 DECEMBER 2024

2024
As restated 2023
Note
£000
£000

  

Turnover
 4 
38,489
33,891

Cost of sales
  
(2,352)
-

Gross profit
  
36,137
33,891

Administrative expenses
  
(16,514)
(7,269)

Other operating income
 5 
401
236

Fair value movements
  
(5,286)
(18,505)

Operating profit
  
14,738
8,353

Loss on sale of investment properties
  
672
(3,244)

Interest receivable and similar income
 9 
4,247
3,141

Interest payable and similar expenses
 10 
(26,603)
(23,206)

Loss before taxation
  
(6,946)
(14,956)

Tax on loss
 11 
(6,300)
1,311

Loss for the financial year
  
(13,246)
(13,645)

(Loss) for the year attributable to:
  

Owners of the parent Company
  
(13,246)
(13,645)

  
(13,246)
(13,645)

There were no recognised gains and losses for 2024 or 2023 other than those included in the consolidated statement of comprehensive income.

There was no other comprehensive income for 2024 (2023:£NIL).

Page 11

 
INVESTORS IN PRIVATE CAPITAL LIMITED
REGISTERED NUMBER: 05204672

CONSOLIDATED BALANCE SHEET
AS AT 31 DECEMBER 2024

As restated
2024
2023
Note
£000
£000

Fixed assets
  

Intangible assets
 12 
25,659
(401)

Tangible assets
 13 
1,097
3

Investments
 14 
6,552
25

Investment property
 15 
552,522
538,339

  
585,830
537,966

Current assets
  

Stocks
 16 
36
-

Debtors
 17 
6,735
8,251

Cash at bank and in hand
  
24,332
24,704

  
31,103
32,955

Creditors: amounts falling due within one year
 18 
(39,702)
(39,319)

Net current liabilities
  
 
 
(8,599)
 
 
(6,364)

Total assets less current liabilities
  
577,231
531,602

Creditors: amounts falling due after more than one year
 19 
(332,039)
(276,392)

Provisions for liabilities
  

Deferred taxation
 22 
(40,032)
(36,804)

  
 
 
(40,032)
 
 
(36,804)

Net assets excluding pension asset
  
205,160
218,406

Net assets
  
205,160
218,406


Capital and reserves
  

Called up share capital 
 23 
1
1

Profit and loss account
 24 
205,159
218,405

Equity attributable to owners of the parent Company
  
205,160
218,406

  
205,160
218,406


Page 12

 
INVESTORS IN PRIVATE CAPITAL LIMITED
REGISTERED NUMBER: 05204672
    
CONSOLIDATED BALANCE SHEET (CONTINUED)
AS AT 31 DECEMBER 2024

The financial statements were approved and authorised for issue by the board and were signed on its behalf by: 




S A J Nahum
Director
Date: 29 October 2025

Page 13

 
INVESTORS IN PRIVATE CAPITAL LIMITED
REGISTERED NUMBER: 05204672

COMPANY BALANCE SHEET
AS AT 31 DECEMBER 2024

2024
As restated 2023
Note
£000
£000

Fixed assets
  

Investments
 14 
216,145
181,793

  
216,145
181,793

Current assets
  

Debtors
 17 
10,707
17,222

Cash at bank and in hand
  
386
932

  
11,093
18,154

Creditors: amounts falling due within one year
 18 
(25,213)
(16,462)

Net current (liabilities)/assets
  
 
 
(14,120)
 
 
1,692

Total assets less current liabilities
  
202,025
183,485

  

Creditors: amounts falling due after more than one year
 19 
(280,729)
(246,023)

  

Net assets excluding pension asset
  
(78,704)
(62,538)

Net liabilities
  
(78,704)
(62,538)


Capital and reserves
  

Called up share capital 
 23 
1
1

Profit and loss account brought forward
  
(62,539)
(47,461)

Loss for the year
  
(16,166)
(15,078)

Profit and loss account carried forward
  
(78,705)
(62,539)

  
(78,704)
(62,538)


The financial statements were approved and authorised for issue by the board and were signed on its behalf by: 


S A J Nahum
Director

Date: 29 October 2025

Page 14

 
INVESTORS IN PRIVATE CAPITAL LIMITED
 

CONSOLIDATED STATEMENT OF CHANGES IN EQUITY
FOR THE YEAR ENDED 31 DECEMBER 2024


Called up share capital
Profit and loss account
Total equity

£000
£000
£000


At 1 January 2023
1
232,050
232,051


Comprehensive income for the year

Loss for the year
-
(13,645)
(13,645)



At 1 January 2024
1
218,405
218,406


Comprehensive income for the year

Loss for the year
-
(13,246)
(13,246)


At 31 December 2024
1
205,159
205,160


Page 15

 
INVESTORS IN PRIVATE CAPITAL LIMITED
 

COMPANY STATEMENT OF CHANGES IN EQUITY
FOR THE YEAR ENDED 31 DECEMBER 2024


Called up share capital
Profit and loss account
Total equity

£000
£000
£000


At 1 January 2023
1
(47,461)
(47,460)


Comprehensive income for the year

Loss for the year
-
(15,078)
(15,078)



At 1 January 2024
1
(62,539)
(62,538)


Comprehensive income for the year

Loss for the year
-
(16,166)
(16,166)


At 31 December 2024
1
(78,705)
(78,704)


Page 16

 
INVESTORS IN PRIVATE CAPITAL LIMITED
 

CONSOLIDATED STATEMENT OF CASH FLOWS
FOR THE YEAR ENDED 31 DECEMBER 2024

As restated
2024
2023
£000
£000

Cash flows from operating activities

Operating profit for the financial year
14,738
8,353

Adjustments for:

Amortisation of goodwill
2,851
(80)

Depreciation charges
196
2

Loss/(profit) on disposal of investment property
672
(3,244)

(Increase) in stocks
(36)
-

Decrease/(increase) in debtors
1,516
(593)

(Decrease)/increase in creditors
(7,522)
8,600

Fair value movements
5,286
18,505

Tax paid
(5,332)
(7,530)

Interest paid
(26,603)
(23,206)

Profit on disposal of goodwill
(401)
-

Net cash generated from operating activities

(14,635)
807


Cash flows from investing activities

Purchase of tangible fixed assets
(14)
(3)

Purchase of investment property
(7,732)
(5,754)

Sale of investment property
4,419
8,887

Purchase of unlisted and other investments
(35,364)
-

Interest received
4,274
3,141

Net cash from investing activities

(34,417)
6,271
Page 17

 
INVESTORS IN PRIVATE CAPITAL LIMITED
 

CONSOLIDATED STATEMENT OF CASH FLOWS (CONTINUED)
FOR THE YEAR ENDED 31 DECEMBER 2024

As restated

2024
2023

£000
£000



Cash flows from financing activities

New loans in the year
85,669
211

Net cash movements on bonds
(36,989)
(5,723)

Net cash used in financing activities
48,680
(5,512)

Net (decrease)/increase in cash and cash equivalents
(372)
1,566

Cash and cash equivalents at beginning of year
24,704
23,138

Cash and cash equivalents at the end of year
24,332
24,704


Cash and cash equivalents at the end of year comprise:

Cash at bank and in hand
24,332
24,704

24,332
24,704


Page 18

 
INVESTORS IN PRIVATE CAPITAL LIMITED
 

CONSOLIDATED ANALYSIS OF NET DEBT
FOR THE YEAR ENDED 31 DECEMBER 2024





Restated at 1 January 2024
Cash flows
Other non-cash changes
At 31 December 2024
£000

£000

£000

£000

Cash at bank and in hand

24,704

(372)

-

24,332

Debt due < 1 year

(24,209)

10,082

(8,794)

(22,921)

Debt due > 1 year

(307,337)

(34,706)

1,286

(340,757)


(306,842)
(24,996)
(7,508)
(339,346)

The notes on pages 20 to 41 form part of these financial statements.

Page 19

 
INVESTORS IN PRIVATE CAPITAL LIMITED
 
 
 
NOTES TO THE FINANCIAL STATEMENTS
FOR THE YEAR ENDED 31 DECEMBER 2024

1.


General information

Investors in Private Capital Limited ("the company") is a company limited by shares incorporated in England & Wales. The company's registered address is 4th Floor, Millbank Tower, 21-24 Millbank, London, SW1P 4QP.

2.Accounting policies

 
2.1

Basis of preparation of financial statements

The financial statements have been prepared under the historical cost convention unless otherwise specified within these accounting policies and in accordance with Financial Reporting Standard 102, the Financial Reporting Standard applicable in the UK and the Republic of Ireland and the Companies Act 2006.

The preparation of financial statements in compliance with FRS 102 requires the use of certain critical accounting estimates. It also requires Group management to exercise judgment in applying the Group's accounting policies (see note 3).

The Company has taken advantage of the exemption allowed under section 408 of the Companies Act 2006 and has not presented its own Statement of comprehensive income in these financial statements.

The financial statements have been prepared in sterling, which is the functional currency of the company. Monetary amounts in these financial statements are rounded to the nearest £'000.

The following principal accounting policies have been applied:

 
2.2

Basis of consolidation

In the parent company financial statements, the cost of a business combintaion is the fair value        at the acquisition date of the assets given, equity instruments issued and liabilities incurred or assumed, plus costs directly attributable to the business combination. The excess of the cost of         a business combination over the fair value of the identifiable assets, liabilities and contingent         liabilities acquired is recognised as goodwill. The cost of the combination includes the            estimated amount of contingent consideration that is probable and can be measured reliably,          and is adjusted for changes in contingent consideration after the acquisition date. Provisional         fair values recognised for business combinations in previous periods are adjusted retrospectively     for final fair values determined in the 12 months followng the acquisition date. Investments in subsidiaries are accounted for at cost less impairment.
The consolidated financial statements incorporate the results of Investors In Private Capital      Limited and all of its subsidiaries (i.e. entities that the group controls through its power to          govern the financial and operating policies so as to obtain economic benefits). Subsidiaries     acquired during the year are consolidated using the purchase method. Their results are       incorporated from the date that control passes.
All financial statements are made up to 31 December 2024. Where necessary, adjustments are made to the financial statements of subsidiaries to bring the accounting policies used into line          with those used by other members of the group.

All intra-group transactions, balances and unrealised gains on transactions between group companies are eliminated on consolidation. Unrealised losses are also eliminated unless the transaction provides evidence of an impairment of the asset transferred.

Page 20

 
INVESTORS IN PRIVATE CAPITAL LIMITED
 
 
 
NOTES TO THE FINANCIAL STATEMENTS
FOR THE YEAR ENDED 31 DECEMBER 2024

2.Accounting policies (continued)

 
2.3

Going concern

At the time of approving the financial statements, the directors have a reasonable expectation that the company and the group have adequate resources to continue in operational existence for the forseeable future. Thus the directors continue to adopt the going concern basis of accounting in preparing the financial statements.

 
2.4

Revenue

Revenue represents rents receivable from investment properties, income from public house and hotel operating activities. Rent demands are sent to tenants in accordance with the rental agreements and rents are recognised on an accruals basis.

 
2.5

Operating leases: the Group as lessor

Rental income from operating leases is credited to profit or loss on a straight-line basis over the lease term.

Amounts paid and payable as an incentive to sign an operating lease are recognised as a reduction to income over the lease term on a straight-line basis, unless another systematic basis is representative of the time pattern over which the lessor's benefit from the leased asset is diminished.

 
2.6

Operating leases: the Group as lessee

Rentals paid under operating leases are charged to profit or loss on a straight-line basis over the lease term.

Benefits received and receivable as an incentive to sign an operating lease are recognised on a straight-line basis over the lease term, unless another systematic basis is representative of the time pattern of the lessee's benefit from the use of the leased asset.

 
2.7

Interest income

Interest income is recognised in profit or loss using the effective interest method.

 
2.8

Finance costs

Finance costs are charged to profit or loss over the term of the debt using the effective interest method so that the amount charged is at a constant rate on the carrying amount. Issue costs are initially recognised as a reduction in the proceeds of the associated capital instrument.

 
2.9

Pensions

Defined contribution pension plan

The Group operates a defined contribution plan for its employees. A defined contribution plan is a pension plan under which the Group pays fixed contributions into a separate entity. Once the contributions have been paid the Group has no further payment obligations.

The contributions are recognised as an expense in profit or loss when they fall due. Amounts not paid are shown in accruals as a liability in the Balance sheet. The assets of the plan are held separately from the Group in independently administered funds.

Page 21

 
INVESTORS IN PRIVATE CAPITAL LIMITED
 
 
 
NOTES TO THE FINANCIAL STATEMENTS
FOR THE YEAR ENDED 31 DECEMBER 2024

2.Accounting policies (continued)

 
2.10

Current and deferred taxation

The tax expense for the year comprises current and deferred tax. Tax is recognised in profit or loss except that a charge attributable to an item of income and expense recognised as other comprehensive income or to an item recognised directly in equity is also recognised in other comprehensive income or directly in equity respectively.

The current income tax charge is calculated on the basis of tax rates and laws that have been enacted or substantively enacted by the balance sheet date in the countries where the Company and the Group operate and generate income.

Deferred tax balances are recognised in respect of all timing differences that have originated but not reversed by the balance sheet date, except that:
The recognition of deferred tax assets is limited to the extent that it is probable that they will be recovered against the reversal of deferred tax liabilities or other future taxable profits;
Any deferred tax balances are reversed if and when all conditions for retaining associated tax allowances have been met; and
Where they relate to timing differences in respect of interests in subsidiaries, associates, branches and joint ventures and the Group can control the reversal of the timing differences and such reversal is not considered probable in the foreseeable future.

Deferred tax balances are not recognised in respect of permanent differences except in respect of business combinations, when deferred tax is recognised on the differences between the fair values of assets acquired and the future tax deductions available for them and the differences between the fair values of liabilities acquired and the amount that will be assessed for tax. Deferred tax is determined using tax rates and laws that have been enacted or substantively enacted by the balance sheet date.


 
2.11

Intangible assets

Goodwill

Goodwill represents the difference between amounts paid on the cost of a business combination and the acquirer’s interest in the fair value of the Group's share of its identifiable assets and liabilities of the acquiree at the date of acquisition. Subsequent to initial recognition, goodwill is measured at cost less accumulated amortisation and accumulated impairment losses. Goodwill is amortised on a straight-line basis to the Consolidated statement of comprehensive income over its useful economic life.

Any goodwill recognised in a business combination, including negative goodwill, is amortised over its estimated useful economic life of ten years.

 
2.12

Tangible fixed assets

Tangible fixed assets under the cost model are stated at historical cost less accumulated depreciation and any accumulated impairment losses. Historical cost includes expenditure that is directly attributable to bringing the asset to the location and condition necessary for it to be capable of operating in the manner intended by management.

Page 22

 
INVESTORS IN PRIVATE CAPITAL LIMITED
 
 
 
NOTES TO THE FINANCIAL STATEMENTS
FOR THE YEAR ENDED 31 DECEMBER 2024

2.Accounting policies (continued)


2.12
Tangible fixed assets (continued)

Depreciation is recognised so as to write-off the cost of assets less their residual values over their estimated useful lives.

Depreciation is provided on the following basis:

Plant and machinery
-
50%
Straight line
Fixtures, fittings & equipment
-
20%
Straight line

The assets' residual values, useful lives and depreciation methods are reviewed, and adjusted prospectively if appropriate, or if there is an indication of a significant change since the last reporting date.

Gains and losses on disposals are determined by comparing the proceeds with the carrying amount and are recognised in profit or loss.

 
2.13

Investment property

Investment property is initially measured at cost, which includes purchase price and any directly attributable expenditure. Investment property is subsequently measured at its fair value at each reporting date and any changes in fair value are recognised in the profit and loss.

 
2.14

Valuation of investments

Investments in subsidiaries are measured at cost less accumulated impairment.

Investments in listed company shares are remeasured to market value at each balance sheet date. Gains and losses on remeasurement are recognised in profit or loss for the period.

 
2.15

Stocks

Stocks are stated at the lower of cost and net realisable value, being the estimated selling price less costs to complete and sell. Cost is based on the cost of purchase on a first in, first out basis. 

At each balance sheet date, stocks are assessed for impairment. If stock is impaired, the carrying amount is reduced to its selling price less costs to complete and sell. The impairment loss is recognised immediately in profit or loss.

 
2.16

Debtors

Short-term debtors are measured at transaction price, less any impairment. Loans receivable are measured initially at fair value, net of transaction costs, and are measured subsequently at amortised cost using the effective interest method, less any impairment.

 
2.17

Creditors

Short-term creditors are measured at the transaction price. Other financial liabilities, including bank loans, are measured initially at fair value, net of transaction costs, and are measured subsequently at amortised cost using the effective interest method.

Page 23

 
INVESTORS IN PRIVATE CAPITAL LIMITED
 
 
 
NOTES TO THE FINANCIAL STATEMENTS
FOR THE YEAR ENDED 31 DECEMBER 2024

2.Accounting policies (continued)

 
2.18

Provisions for liabilities

Provisions are recognised when an event has taken place that gives rise to a legal or constructive obligation, a transfer of economic benefits is probable and a reliable estimate can be made.
Provisions are measured as the best estimate of the amount required to settle the obligation, taking into account the related risks and uncertainties.
 
Deferred tax liabilities are also presented within provisions but are measured in accordance with the accounting policy on taxation.
 
Increases in provisions are generally charged as an expense to profit or loss.

 
2.19

Financial instruments

The Group has elected to apply the provisions of Section 11 “Basic Financial Instruments” of FRS 102 to all of its financial instruments.

Financial instruments are recognised in the Group's Balance sheet when the Group becomes party to the contractual provisions of the instrument.

Basic financial assets

Basic financial assets, which include trade and other debtors, cash and bank balances, are initially measured at their transaction price (adjusted for transaction costs except in the initial measurement of financial assets that are subsequently measured at fair value through profit and loss) and are subsequently carried at their amortised cost using the effective interest method, less any provision for impairment, unless the arrangement constitutes a financing transaction, where the transaction is measured at the present value of the future receipts discounted at a market rate of interest.

Discounting is omitted where the effect of discounting is immaterial. The Group's cash and cash equivalents, trade and most other debtors due with the operating cycle fall into this category of financial instruments.

Other financial assets

Other financial assets, which includes investments in equity instruments which are not classified as subsidiaries, associates or joint ventures, are initially measured at fair value, which is normally the recognised transaction price. Such assets are subsequently measured at fair value with the changes in fair value being recognised in the profit or loss. Where other financial assets are not publicly traded, hence their fair value cannot be measured reliably, they are measured at cost less impairment.

Impairment of financial assets

At the end of each reporting period financial assets measured at amortised cost are assessed for objective evidence of impairment. If an asset is impaired the impairment loss is the difference between the carrying amount and the present value of the estimated cash flows discounted at the asset’s original effective interest rate. The impairment loss is recognised in profit or loss. 

Financial assets are impaired when events, subsequent to their initial recognition, indicate the estimated future cash flows derived from the financial asset(s) have been adversely impacted. The impairment loss will be the difference between the current carrying amount and the present value of
Page 24

 
INVESTORS IN PRIVATE CAPITAL LIMITED
 
 
 
NOTES TO THE FINANCIAL STATEMENTS
FOR THE YEAR ENDED 31 DECEMBER 2024

2.Accounting policies (continued)


2.19
Financial instruments (continued)

the future cash flows at the asset(s) original effective interest rate.

If there is a favourable change in relation to the events surrounding the impairment loss then the impairment can be reviewed for possible reversal. The reversal will not cause the current carrying amount to exceed the original carrying amount had the impairment not been recognised. The impairment reversal is recognised in the profit or loss.

Basic financial liabilities

Financial liabilities and equity instruments are classified according to the substance of the contractual arrangements entered into. An equity instrument is any contract that evidences a residual interest in the assets of the Group after the deduction of all its liabilities.

Basic financial liabilities, which include trade and other creditors, bank loans, other loans and loans due to fellow group companies are initially measured at their transaction price (adjusting for transaction costs except in the initial measurement of financial liabilities that are subsequently measured at fair value through profit and loss). When this constitutes a financing transaction, whereby the debt instrument is measured at the present value of the future payments discounted at a market rate of interest, discounting is omitted where the effect of discounting is immaterial.

Debt instruments are subsequently carried at their amortised cost using the effective interest rate method.

Trade creditors are obligations to pay for goods and services that have been acquired in the ordinary course of business from suppliers. Trade creditors are classified as current liabilities if the payment is due within one year. If not, they represent non-current liabilities. Trade creditors are initially recognised at their transaction price and subsequently are measured at amortised cost using the effective interest method. Discounting is omitted where the effect of discounting is immaterial.

Derecognition of financial instruments

Derecognition of financial assets

Financial assets are derecognised when their contractual right to future cash flow expire, or are settled, or when the Group transfers the asset and substantially all the risks and rewards of ownership to another party. If significant risks and rewards of ownership are retained after the transfer to another party, then the Group will continue to recognise the value of the portion of the risks and rewards retained.

Derecognition of financial liabilities

Financial liabilities are derecognised when the Group's contractual obligations expire or are discharged or cancelled.

Page 25

 
INVESTORS IN PRIVATE CAPITAL LIMITED
 
 
 
NOTES TO THE FINANCIAL STATEMENTS
FOR THE YEAR ENDED 31 DECEMBER 2024

3.


Judgments in applying accounting policies and key sources of estimation uncertainty

In the application of the Group's accounting policies, the directors are required to make judgements, estimates and assumption about the carrying amounts of assets and liabilities that are not readily apparent from other sources. The estimates and associated assumptions are based on historical experience and other factors that are considered to be relevant. Actual results may dieffer from theese estimates.

The estimates and underlying assumptions are reviewed on an ongoing basis. Revisions to accounting estimates are recognised in the period in which the estimate is revised where the revision affects only that period, or in the period of the revision and future periods where the revision affects both current and future periods.

Critical judgements
The following judgements have had the most significant effect on amounts recognised in the financial statements.

Investment properties
The Group's investment properties which are properties held to earn rentals and/or capital appreciation are measured using thefair value model and stated at their fair values as at the reporting date. The directors have used their experience of the property market and with reference to formal advice from suitably qualified Chartered Surveyors and market evidence of transaction prices of similar properties, have assessed an appropriate value at the year end.

Bad debt provision
The directors have considered the bad debt provision by reviewing the financial situation of each tenant in each property. The directors make decisions on a case by case basis in assessing indiviual debtor recoverability.

Deferred tax
Deferred tax on investment property gains is calculated using the tax rates and allowances that have been enacted at the balance sheet date. These rates and allowances may differ at the actual point of sale depending those on place at the time.

Amortisation
Any goodwill recognised in the event of a business combination, including negative goodwill, is amortised over its estimated useful life.


4.


Turnover

An analysis of turnover by class of business is as follows:


2024
2023
£000
£000

Rental income
35,207
33,891

Hotel income
3,282
-

38,489
33,891


All turnover arose within the United Kingdom.

Page 26

 
INVESTORS IN PRIVATE CAPITAL LIMITED
 
 
 
NOTES TO THE FINANCIAL STATEMENTS
FOR THE YEAR ENDED 31 DECEMBER 2024

5.


Other operating income

2024
2023
£000
£000

Sundry income
401
236

401
236



6.


Auditors' remuneration

During the year, the Group obtained the following services from the Group's auditors:


2024
2023
£000
£000

Fees payable to the Group's auditors for the audit of the consolidated and parent Company's financial statements
121
116


7.


Employees

Staff costs, including directors' remuneration, were as follows:


Group
Group
Company
Company
2024
2023
2024
2023
£000
£000
£000
£000


Wages and salaries
2,946
1,312
28
28

Social security costs
294
155
-
-

Cost of defined contribution scheme
124
89
-
-

3,364
1,556
28
28


The average monthly number of employees, including the directors, during the year was as follows:


        2024
        2023
            No.
            No.







Administrative
96
24

Following the acquisition of Emina Estates Limited and Galleon Hotels Limited on 1 January 2024, staff costs and staff numbers have increased significantly.

Page 27

 
INVESTORS IN PRIVATE CAPITAL LIMITED
 
 
 
NOTES TO THE FINANCIAL STATEMENTS
FOR THE YEAR ENDED 31 DECEMBER 2024

8.


Directors' remuneration

2024
2023
£000
£000

Directors' emoluments
28
28

28
28



9.


Interest receivable

2024
2023
£000
£000


Deposit interest receivable
396
429

Other interest receivable
3,851
2,712

4,247
3,141


10.


Interest payable and similar expenses

As restated
2024
2023
£000
£000


Other loan interest payable
26,603
23,206

26,603
23,206

Page 28

 
INVESTORS IN PRIVATE CAPITAL LIMITED
 
 
 
NOTES TO THE FINANCIAL STATEMENTS
FOR THE YEAR ENDED 31 DECEMBER 2024

11.


Taxation


2024
2023
£000
£000

Corporation tax


Current tax on profits for the year
3,868
4,254

Adjustments in respect of previous periods
-
(226)


3,868
4,028


Total current tax
3,868
4,028

Deferred tax


Deferred tax movements
2,432
(5,339)

Total deferred tax charge/(credit)
2,432
(5,339)


Tax charge/(credit) for the year
6,300
(1,311)

Factors affecting tax charge for the year

The tax assessed for the year is the standard rate of corporation tax in the UK of 25% (2023 - 23.5%). The differences are explained below:

2024
2023
£000
£000


Loss on ordinary activities before tax
(6,946)
(10,425)


Loss on ordinary activities multiplied by standard rate of corporation tax in the UK of 25% (2023 - 23.5%)
(2,869)
(2,450)

Effects of:


Expenses not deductible for tax purposes
6,181
1,133

Adjustments to tax charge in respect of prior periods
(402)
(226)

Other deferred tax
3,390
232

Total tax charge/(credit) for the year
6,300
(1,311)

Page 29

 
INVESTORS IN PRIVATE CAPITAL LIMITED
 
 
 
NOTES TO THE FINANCIAL STATEMENTS
FOR THE YEAR ENDED 31 DECEMBER 2024

12.


Intangible assets

Group





Goodwill

£000



Cost


At 1 January 2024
(801)


Additions
28,510


Disposals
801



At 31 December 2024

28,510



Amortisation


At 1 January 2024
(400)


Charge for the year on owned assets
2,851


On disposals
400



At 31 December 2024

2,851



Net book value



At 31 December 2024
25,659



At 31 December 2023
(401)



On 6 December 2018, the group acquired Boostmarket, a 100% subsidiary of the group. On 13 February 2024, Boostmarket Limited dissolved and the negative goodwill associated with the acquisition has now been disposed of. 

On 1 January 2024, the group acquired the net liabilities of Wingrove Properties Limited, Emina Estates Limited, Galleon Hotels Limited and Isle Properties Limited for £4 from a company under common control.

The company had no intangible assets at 31 December 2024 or 31 December 2023.

Page 30

 
INVESTORS IN PRIVATE CAPITAL LIMITED
 
 
 
NOTES TO THE FINANCIAL STATEMENTS
FOR THE YEAR ENDED 31 DECEMBER 2024

13.


Tangible fixed assets

Group






Leasehold improvements
Plant and machinery
Fixtures and fittings
Total

£000
£000
£000
£000



Cost or valuation


At 1 January 2024
-
145
20
165


Additions
-
2
12
14


On acquisition of subsidiaries
1,497
58
468
2,023


Disposals
-
(105)
(20)
(125)



At 31 December 2024

1,497
100
480
2,077



Depreciation


At 1 January 2024
-
142
20
162


Charge for the year on owned assets
150
5
41
196


Disposals
-
(105)
(20)
(125)


On acquisition of subsidiaries
393
46
308
747



At 31 December 2024

543
88
349
980



Net book value



At 31 December 2024
954
12
131
1,097



At 31 December 2023
-
3
-
3

The company had no tangible assets at 31 December 2024 or 31 December 2023.

Page 31

 
INVESTORS IN PRIVATE CAPITAL LIMITED
 
 
 
NOTES TO THE FINANCIAL STATEMENTS
FOR THE YEAR ENDED 31 DECEMBER 2024

14.


Fixed asset investments

Group





Unlisted investments

£000



Cost or valuation


At 1 January 2024 
25


Additions
6,527



At 31 December 2024
6,552




Company





Investments in subsidiary companies
Listed investments
Unlisted investments
Total

£000
£000
£000
£000



Cost or valuation


At 1 January 2024 
151,700
30,068
25
181,793


Additions
-
28,837
6,527
35,364


Disposals
-
(1,012)
-
(1,012)



At 31 December 2024
151,700
57,893
6,552
216,145




Listed investments

Included in the listed investment is £58m (2023: £30m) of investments in Wellington Pub Company Limited 'A' and 'B' bonds.

Page 32

 
INVESTORS IN PRIVATE CAPITAL LIMITED
 
 
 
NOTES TO THE FINANCIAL STATEMENTS
FOR THE YEAR ENDED 31 DECEMBER 2024

Subsidiary undertakings


On 1 January 2024, the company acquired the net liabilities of Wingrove Properties Limited, Emina Estates Limited, Galleon Hotels Limited and Isle Properties Limited for £4 from a company under common control.
On 13 February 2024, Boostmarket Limited dissolved and the investment of £1 in the subsidiary has been disposed of. 


The following were subsidiary undertakings of the Company:

Name

Registered office

Principal activity

Class of shares

Holding

Wellington Investments Limited
England & Wales
Property management
Ordinary 'A' & 'B'
100%
Criterion Asset Management Limited
England & Wales
Property management
Ordinary 'A' & 'B'
100%
Wellington Pub Company PLC
England & Wales
Property investment
Ordinary
100%
Wellesley Capital Investment Limited
England & Wales
Property investment
Ordinary
100%
Marguerite Properties Limited
England & Wales
Dormant company
Ordinary
100%
Mary Rose Properties Limited
England & Wales
Dormant company
Ordinary
100%
Wingrove Properties
England & Wales
Property investment
Ordinary
100%
Galleon Hotels Limited
England & Wales
Property investment
Ordinary
100%
Emina Estates Limited
England & Wales
Property investment
Ordinary
100%
Isle Properties Limited
England & Wales
Property investment
Ordinary
100%

Page 33

 
INVESTORS IN PRIVATE CAPITAL LIMITED
 
 
 
NOTES TO THE FINANCIAL STATEMENTS
FOR THE YEAR ENDED 31 DECEMBER 2024

15.


Investment property

Group


Total

£000



Valuation


At 1 January 2024
538,339


Additions at cost
7,732


Disposals
(5,091)


Fair value movement
(5,286)


On acquisition of subsidiaries
16,828



At 31 December 2024
552,522

The fair value of the investment properties of the Group at the balance sheet date was based on a valuation carried out by the directors who do not believe that the fair value at the reporting date is significantly different from the previous external valuations undertaken by MRICs qualified surveyors at 31 December 2023.

The company had no investment properties as at 31 December 2024 or 31 December 2023.



If the Investment properties of the Group had been accounted for under the historic cost accounting rules, the properties would have been measured as follows:

2024
2023
£000
£000


Historic cost
312,121
297,667




16.


Stocks

Group
Group
2024
2023
£000
£000

Goods for resale
36
-

36
-


Page 34

 
INVESTORS IN PRIVATE CAPITAL LIMITED
 
 
 
NOTES TO THE FINANCIAL STATEMENTS
FOR THE YEAR ENDED 31 DECEMBER 2024

17.


Debtors

Group

Group
As restated
Company
Company
As restated
2024
2023
2024
2023
£000
£000
£000
£000

Due after more than one year

Deferred tax
-
3
-
-

-
3
-
-

Due within one year

Trade debtors
2,657
4,334
25
84

Amounts owed by group undertakings
-
-
9,003
15,850

Other debtors
2,983
2,077
412
389

Prepayments and accrued income
1,095
1,837
1,267
899

6,735
8,251
10,707
17,222



18.


Creditors: Amounts falling due within one year

Group

Group
As restated
Company

Company
As restated
2024
2023
2024
2023
£000
£000
£000
£000

Debenture loans (see note 20)
-
11,389
-
-

Other loans
22,142
12,244
22,142
12,244

Trade creditors
412
620
316
60

Amounts owed to group undertakings
1,626
-
2,714
2,714

Corporation tax
757
1,314
-
-

Other taxation and social security
1,948
1,035
-
-

Other creditors
6,072
5,536
31
1,343

Accruals and deferred income
6,745
7,181
10
101

39,702
39,319
25,213
16,462


Page 35

 
INVESTORS IN PRIVATE CAPITAL LIMITED
 
 
 
NOTES TO THE FINANCIAL STATEMENTS
FOR THE YEAR ENDED 31 DECEMBER 2024

19.


Creditors: Amounts falling due after more than one year

Group

Group
As restated
Company

Company
As restated
2024
2023
2024
2023
£000
£000
£000
£000

Debentures loans (see note 20)
53
25,653
-
-

Other loans
325,771
250,000
280,729
246,023

Amounts owed to group undertakings
2,851
-
-
-

Other creditors
3,364
739
-
-

332,039
276,392
280,729
246,023



The following liabilities were secured:
Group
Group
2024
2023
£000
£000


Class A secured fixed rate bonds at 6.735%
155
35,538

Class B secured fixed rate bonds at 7.335%
-
1,951

Less: Amortised issue costs
(102)
(447)

53
37,042

Details of security provided:

As security for the payment of all monies due and payable in respect of the bonds (debenture loans) under the trust deed, Wellington Pub Company Limited (the issuer) has entered into a deed of charge creating inter alia the following security:

-A first fixed charge by way of a mortgage of all estates and other interests of the issuer;
-An assignment by way of a fixed security of the issuer's right, title, interest and benefit in and to the   rental income;
-An assignment by way of a fixed security of the issuer's right, title, interest and benefit in and to the   assigned documents;
-An assignment by way of a fixed security of the issuer's right, title, interest and benefit in and to all   amounts from time to time standing to the credit of the bank accounts;
-A first floating charge over all the property, assets and undertakings of the issuer.

On 2 March 1998 the group performed a bond issue for £231 million. The issue costs are being amortised over the life of the bonds at a constant rate on the carrying amount,

Interest and principal payments on the Class B bonds will be subordinated to such payments on the Class A bonds, so that Class B bondholders will not be entitled to receive any payment of interest or principal, unless and until, all amounts of interest due or overdue and principal then due to Class A bondholders have been paid in full.

Page 36

 
INVESTORS IN PRIVATE CAPITAL LIMITED
 
 
 
NOTES TO THE FINANCIAL STATEMENTS
FOR THE YEAR ENDED 31 DECEMBER 2024

19.Creditors: Amounts falling due after more than one year (continued)

At 31 December 2024, the bond were reclassifed to current liabilities as they were fully repaid on 15 January 2025 following the delisting from the London Stock Exchange on 16 September 2024 and the listing on The International Stock Exchange on 12 August 2024.

The loan is secured on certain investment properties within the group.



20.


Loans


Analysis of the maturity of loans is given below:


Group

Group
As restated
Company

Company
As restated
2024
2023
2024
2023
£000
£000
£000
£000

Amounts falling due within one year

Amounts owed to group companies
1,626
-
2,714
2,714

Other loans
22,142
12,244
22,142
12,244

Debenture loans
-
11,389
-
-


23,768
23,633
24,856
14,958


Amounts falling due 2-5 years

Amounts owed to group companies
2,851
-
-
-

Other loans
325,771
250,000
280,729
246,023

Debenture loans
53
-
-
-


328,675
250,000
280,729
246,023

Amounts falling due after more than 5 years

Debenture loans
-
25,653
-
-

-
25,653
-
-

352,443
299,286
305,585
260,981


Page 37

 
INVESTORS IN PRIVATE CAPITAL LIMITED
 
 
 
NOTES TO THE FINANCIAL STATEMENTS
FOR THE YEAR ENDED 31 DECEMBER 2024

21.


Financial instruments

Group
Group
Company
Company
2024
2023
2024
2023
£000
£000
£000
£000

Financial assets

Financial assets measured at fair value through profit or loss
24,332
24,704
58,279
26,469




Financial assets measured at fair value through profit or loss comprise bank balances and listed investments.


22.


Deferred taxation


Group



2024


£000






At beginning of year
(36,804)


Charged to profit or loss
(3,232)


Arising on business combinations
4



At end of year
(40,032)

Company                                                               


£000



At end of year
-
The provision for deferred taxation is made up as follows:

Group
Group
2024
2023
£000
£000

Accelerated capital allowances
(10,932)
(10,900)

Investment
(33,384)
(33,180)

Losses
41
-

CIR reactivation
4,243
7,276

(40,032)
(36,804)

Page 38

 
INVESTORS IN PRIVATE CAPITAL LIMITED
 
 
 
NOTES TO THE FINANCIAL STATEMENTS
FOR THE YEAR ENDED 31 DECEMBER 2024

23.


Share capital

2024
2023
£000
£000
Allotted, called up and fully paid



1,000 (2023 - 1,000) Ordinary shares of £1.00 each
1
1



24.


Reserves

Profit and loss account

This reserve records the retained earnings and accumulated losses as well as the cumulative fair value adjustments on revaluation of investment property net of deferred tax.


25.


Prior year adjustment

The prior period adjustment corrects the listed investment position and interest payable on related party debt.


26.


Pension commitments

The Group operates a defined contributions pension scheme. The assets of the scheme are held separately from those of the Group  in an independently administered fund. The pension cost charge represents contributions payable by the Group  to the fund and amounted to £116k (2023: £89k). Contributions totalling £20k (2023 - £Nil) were payable to the fund at the balance sheet date and are included in creditors.

Page 39

 
INVESTORS IN PRIVATE CAPITAL LIMITED
 
 
 
NOTES TO THE FINANCIAL STATEMENTS
FOR THE YEAR ENDED 31 DECEMBER 2024

27.


Commitments under operating leases

Lessee
Operating lease payments represent rentals payable by the company for leased motor vehicles. Motor leases are negotiated for an average term of 3 years and rentals are fixed for an average of 3 years with no defined option to extend the lease.
At the reporting end date, the company had outstanding commitments for future minimum lease payments under non-cancellable operating leases, which fall due as follows:


Group
Group
2024
2023
£000
£000

Not later than 1 year
182
62

Later than 1 year and not later than 5 years
156
59

338
121

Lessor
At the reporting end date the company had contracted with tenants for the following minimum lease payments:



Group
Group
2024
2023
£000
£000

Not later than 1 year
35,787
32,564

Later than 1 year and not later than 5 years
108,704
95,749

Later than 5 years
106,536
104,306

251,027
232,619


28.


Related party transactions

The group has taken the exemption available in FRS 102 whereby it has not disclosed transactions with any wholly owned subsidiary undertaking of the group.

During the year, all the bonds owned by Reuben Foundation were transferred to the company (2023: £13.9m bond investments and interest of £1.1m in the year). Reuben Foundation is a charity whose Trustees include S D Reuben and R D Reuben.

Included within other debtors are interest free loans totalling £972k with companies under common control.

Included within other creditors are interest free loans totalling £3.5m and interest bearing loans of £347.9m with companies under common control. Interest charged in the year amounted to £22.2m.
Page 40

 
INVESTORS IN PRIVATE CAPITAL LIMITED
 
 
 
NOTES TO THE FINANCIAL STATEMENTS
FOR THE YEAR ENDED 31 DECEMBER 2024

29.


Post balance sheet events

On 15th January 2025, the listed bonds including amortisation and unpaid accrued interest totalling £60m were redeemed from a mixture of shareholder loan and surplus cash.

30.


Controlling party

The ultimate parent undertaking is Omaha Business Holdings Corp., a company registered in the British Virgin Islands at 2nd Floor, O'Neal Marketing Associates Building, PO Box 3174, Wickman's Cay II, Road Town , Tortola, BVI.
There is no ultimate controlling party.

Page 41