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# RAYNER MORTGAGES LTD

## Company Registration Number:
15239657 (England and Wales)

## Unaudited micro entity accounts for the year ended 31 October 2025

## Period of accounts

## Start date: 01 November 2024

## End date: 31 October 2025

# RAYNER MORTGAGES LTD

## Contents of the Financial Statements

for the Period Ended 31 October 2025

Company Information - 3 |
Report of the Directors - 4 |
Profit and Loss Account - 5 |
Balance sheet - 6 |
Footnotes to the Balance Sheet - 8 |

# RAYNER MORTGAGES LTD

## Company Information

for the Period Ended 31 October 2025

Director: |  | Brogan Rayner
Registered office: |  | 21 Holbeck Drive Broughton Astley Leicester England LE9 6UR
Company Registration Number: |  | 15239657 (England and Wales)

# RAYNER MORTGAGES LTD

## Directors' Report Period Ended 31 October 2025

The directors present their report with the financial statements of the company for the period ended 31 October 2025

Principal Activities

The company's principal activity during the period was advising and arranging mortgages and insurance policies

Political and charitable donations

The company's charitable donations during the period amounted to £100. No political donations were made.

Company policy on the employment of disabled persons

The company policy is to employ disabled people wherever practical

Directors

The directors shown below have held office during the whole of the period from 01 November 2024 to 31 October 2025
Brogan Rayner

This report was approved by the board of directors on 5 November 2025
And Signed On Behalf Of The Board By:

Name: Brogan Rayner
Status: Director

# RAYNER MORTGAGES LTD

## Profit and Loss Account

for the Period Ended 31 October 2025

| 2025 £ | 2024 £
--- | --- | ---
Gross turnover (not including turnover from inside OPW engagements) | 0 | 0
Gross turnover from inside OPW engagements | 42,586 | 10,899
Deductions from gross turnover from inside OPW engagements | ( 15,552 ) | ( 1,829 )
Income from coronavirus (COVID-19) business support grants | 0 | 0
Other Income | 0 | 0
Cost of Materials | ( 850 ) | ( 744 )
Staff Costs | ( 14,263 ) | ( 167 )
Depreciation and Writeoffs | ( 0 ) | ( 0 )
Other charges | ( 91 ) | ( 0 )
Tax on Profit | ( 4,470 ) | ( 1,550 )
Profit or (Loss) for Period | 7,360 | 6,609

# RAYNER MORTGAGES LTD

## Balance sheet

As at 31 October 2025

| 2025 £ | 2024 £
--- | --- | ---
Called up share capital not paid: | 0 | 0
Fixed Assets: | 239 | 0
Current assets: | 13,583 | 8,020
Prepayments and accrued income: | 0 | 0
Creditors: amounts falling due within one year: | ( 0 ) | ( 0 )
Net current assets (liabilities): | 13,583 | 8,020
Total assets less current liabilities: | 13,822 | 8,020
Creditors: amounts falling due after more than one year: | ( 0 ) | ( 0 )
Provision for liabilities: | ( 0 ) | ( 0 )
Accruals and deferred income: | ( 0 ) | ( 0 )
Total net assets (liabilities): | 13,822 | 8,020
Capital and reserves: | 13,822 | 8,020

# RAYNER MORTGAGES LTD

## Balance sheet continued

For the year ending 31 October 2025 the company was entitled to exemption under section 477 of the Companies Act 2006 relating to small companies.

The members have not required the company to obtain an audit in accordance with section 476 of the Companies Act 2006.

The directors acknowledge their responsibilities for complying with the requirements of the Act with respect to accounting records and the preparation of accounts.

These accounts have been prepared and delivered in accordance with the provisions of the small companies regime applicable to micro-entities.

This report was approved by the board of directors on 5 November 2025
And Signed On Behalf Of The Board By:

Name: Brogan Rayner
Status: Director

The notes form part of these financial statements

# RAYNER MORTGAGES LTD

## Footnotes to the Financial Statements

for the Period Ended 31 October 2025

- ## 1. Employee Information

  Average number of employees: 1

# RAYNER MORTGAGES LTD

## Footnotes to the Financial Statements

for the Period Ended 31 October 2025

- ## 2. Off balance sheet disclosure

  No