Charity registration number SC049878 (Scotland)
Company registration number SC651829
INSIGHTS FOUNDATION
ANNUAL REPORT AND UNAUDITED FINANCIAL STATEMENTS
FOR THE YEAR ENDED 31 MARCH 2025
INSIGHTS FOUNDATION
LEGAL AND ADMINISTRATIVE INFORMATION
Trustees
Vivien Buchan
Andrew Lothian
Alexander Wilson
Charity number (Scotland)
SC049878
Company number
SC651829
Registered office
Terra Nova
3 Explorer Road
Dundee Technology Park
Dundee
DD2 1EG
Independent examiner
Findlays Chartered Accountants
11 Dudhope Terrace
Dundee
Scotland
DD3 6TS
Bankers
HSBC
95-99 Union Street
Aberdeen
AB11 6BD
Solicitors
Gillespie Macandrew
5 Atholl Crescent
Edinburgh
EH3 8EJ
INSIGHTS FOUNDATION
CONTENTS
Page
Trustees report
1 - 3
Independent examiner's report
4
Statement of financial activities
5 - 6
Balance sheet
7
Notes to the financial statements
8 - 13
INSIGHTS FOUNDATION
TRUSTEES REPORT (INCLUDING DIRECTORS' REPORT)
FOR THE YEAR ENDED 31 MARCH 2025
- 1 -

The Trustees present their annual report and financial statements for the year ended 31 March 2025.

The financial statements have been prepared in accordance with the accounting policies set out in note 1 to the financial statements and comply with the 's [governing document], the Charities and Trustee Investment (Scotland) Act 2005, the Charities Accounts (Scotland) Regulations 2006 (as amended) and "Accounting and Reporting by Charities: Statement of Recommended Practice applicable to charities preparing their accounts in accordance with the Financial Reporting Standard applicable in the UK and Republic of Ireland (FRS 102)" (effective 1 January 2019).

 

Since the company qualifies as small under section 382 of the Companies Act 2006, the Strategic Report required of medium and large companies under the Companies Act 2006 (Strategic Report and Directors' Report) Regulations 2013 has been omitted.

Objectives and activities

Insights Foundation was incorporated on 16 January 2020 however, did not operate until April 2023.

 

The Foundation’s objectives are:

 

Grant making policy

Grants are awarded based on charities in need with whom we work in partnership.

Achievements and performance

The charity achieves its objectives through the skills and expertise of the Foundation Guardians and the wider Insights community, managed by an operations team who work within the governance structure of the Insights Foundation.

 

Insights Foundation was set up in January 2020 and became operational in April 2023 to advance citizenship through supporting the leadership and organisational development of charitable and other voluntary organisations. We work with the leadership to understand how they might benefit from our expertise, to understand themselves and others better, enabling an effective team to achieve their objectives in serving others. In 2023/24 we engaged with 12 charities and supported around 223 changemakers.

 

Between April 2024 and March 2025, The Insights Foundation supported 130 charitable organisations, reaching around 2,700 changemakers working across the not-for-profit sector. These individuals play a vital role in strengthening their organisations and the communities they serve.

INSIGHTS FOUNDATION
TRUSTEES REPORT (INCLUDING DIRECTORS' REPORT) (CONTINUED)
FOR THE YEAR ENDED 31 MARCH 2025
- 2 -

Of the 130 organisations we supported, 46% were based in the UK, 15% in Europe, 29% in North America, 6% in Africa and 4% in Asia.

 

Through our partnerships, we contributed to a wide range of causes within our focus areas of education, youth, wellbeing, and welfare. This included, for example supporting programmes that build young peoples confidence and resilience, initiatives that promote positive mental health and wellbeing, and services providing care and support to families facing hardship.

 

In the year to 31/3/24 we awarded funding of £313,435 to fund activities, advice services and projects that contribute to;

Financial review

As at 31st of March 2025, the charity held total reserves of £1,126,274 (2024 - £1,095,062) all of which were unrestricted for use as the Trustees see fit.

Going concern

After making appropriate enquiries, the Trustees have a reasonable expectation that the Charity has adequate resources to continue in operational existence for the foreseeable future. For this reason, they continue to adopt the going concern basis in preparing the financial statements. Further details regarding the adoption of the going concern basis can be found in the accounting policies.

Reserves policy

The trustees have established a policy for unrestricted reserves, the policy is to maintain unrestricted reserves at a level equating to the Charity’s operating costs for the following financial year excluding grant awards. The current level of unrestricted reserves is £1,126,553 and is considered adequate and in line with this policy. The principal funding sources of the charity were Donations from the Insights group.

Principal risks and uncertainties

The trustees have assessed the major risks to which the charity is exposed, in particular those relating to the operations and finances of the charity and are satisfied that systems are in place to mitigate exposure to the major risks. Insurable risks are appropriately covered. The trustees take seriously the duties and responsibilities placed upon them.

Plans for future periods

In 2025/26 we will continue to grow the Foundation to match the increasing scale of our reach - both in terms of the geographical spread of the charities we support and the growing number of organisations and changemakers we work alongside. Alongside this growth, we will also focus on expanding our volunteer community and building longer-term collaborations with charities who are within the aims of our strategy.

Structure, governance and management

Insights Foundation is a Scottish Charitable Incorporated Organisation, established in 2020 and governed by a board of Trustees.

The Trustees, who are also the directors for the purpose of company law, and who served during the year and up to the date of signature of the financial statements were:

Vivien Buchan
Andrew Lothian
Alexander Wilson
Recruitment and appointment of trustees

The trustees were appointed in accordance with good practice and for the expertise they can bring for the governance and running of the charity.

INSIGHTS FOUNDATION
TRUSTEES REPORT (INCLUDING DIRECTORS' REPORT) (CONTINUED)
FOR THE YEAR ENDED 31 MARCH 2025
- 3 -

 

Organisational structure

The trustees are responsible for;

 

Key Management

The Insights Foundation trustees constitute the key management personnel of the charitable company, exercising the necessary direction, control, planning, and operational oversight for the organization's day-to-day activities.

The Trustees report was approved by the Board of Trustees.

Vivien Buchan
5 November 2025
INSIGHTS FOUNDATION
INDEPENDENT EXAMINER'S REPORT
TO THE TRUSTEES OF INSIGHTS FOUNDATION
- 4 -

I report on the financial statements of the for the year ended 31 March 2025, which are set out on pages 5 to 13.

Respective responsibilities of Trustees and examiner

The charity trustees (who are also the directors of Insights Foundation for the purposes of company law) are responsible for the preparation of the financial statements in accordance with the terms of the Charities and Trustee Investment (Scotland) Act 2005 and the Charities Accounts (Scotland) Regulations 2006.The Trustees consider that the audit requirement of Regulation 10(1)(a)-(c) of the Charities Accounts (Scotland) Regulations 2006 does not apply.

It is my responsibility to examine the financial statements as required under section 44(1)(c) of the Charities and Trustee Investment (Scotland) Act 2005 and to state whether particular matters have come to my attention.

Basis of independent examiner's statement

My examination is carried out in accordance with Regulation 11 of the Charities Accounts (Scotland) Regulations 2006. An examination includes a review of the accounting records kept by the charity and a comparison of the financial statements presented with those records. It also includes consideration of any unusual items or disclosures in the financial statements, and seeking explanations from the trustees concerning any such matters. The procedures undertaken do not provide all the evidence that would be required in an audit and consequently I do not express an audit opinion on the view given by the financial statements.

Independent examiner's statement

In the course of my examination, no matter has come to my attention

 

1. which gives me reasonable cause to believe that in any material respect the requirements:

have not been met, or

 

2. to which, in my opinion, attention should be drawn in order to enable a proper understanding of the financial statements to be reached.

Lesley Campbell (CA)
Findlays Chartered Accountants
11 Dudhope Terrace
Dundee
DD3 6TS
Scotland
5 November 2025
INSIGHTS FOUNDATION
STATEMENT OF FINANCIAL ACTIVITIES
INCLUDING INCOME AND EXPENDITURE ACCOUNT
FOR THE YEAR ENDED 31 MARCH 2025
- 5 -
Current financial year
Unrestricted
Total
funds
2025
2024
Notes
£
£
Income from:
Donations and legacies
2
-
1,412,600
Investments
3
34,931
-
Total income
34,931
1,412,600
Expenditure on:
Charitable activities
4
3,719
317,538
Total expenditure
3,719
317,538
Net income and movement in funds
31,212
1,095,062
Reconciliation of funds:
Fund balances at 1 April 2024
1,095,062
-
Fund balances at 31 March 2025
1,126,274
1,095,062

The statement of financial activities includes all gains and losses recognised in the year. All income and expenditure derive from continuing activities.

INSIGHTS FOUNDATION
STATEMENT OF FINANCIAL ACTIVITIES (CONTINUED)
INCLUDING INCOME AND EXPENDITURE ACCOUNT
FOR THE YEAR ENDED 31 MARCH 2025
- 6 -
Prior financial year
Unrestricted
Restricted
Total
funds
funds
2024
2024
2024
Notes
£
£
£
Income from:
Donations and legacies
2
1,212,600
200,000
1,412,600
Total income
1,212,600
200,000
1,412,600
Expenditure on:
Charitable activities
4
117,538
200,000
317,538
Total expenditure
117,538
200,000
317,538
Net income and movement in funds
1,095,062
-
1,095,062
Reconciliation of funds:
Fund balances at 1 April 2023
-
-
-
Fund balances at 31 March 2024
1,095,062
-
1,095,062
INSIGHTS FOUNDATION
BALANCE SHEET
AS AT
31 MARCH 2025
31 March 2025
- 7 -
2025
2024
Notes
£
£
£
£
Current assets
Cash at bank and in hand
1,128,794
1,199,062
Creditors: amounts falling due within one year
10
(2,520)
(104,000)
Net current assets
1,126,274
1,095,062
The funds of the
Unrestricted funds
12
1,126,274
1,095,062
1,126,274
1,095,062

The notes on pages 8 to 13 form part of these financial statements.

The company is entitled to the exemption from the audit requirement contained in section 477 of the Companies Act 2006, for the year ended 31 March 2025.

The directors acknowledge their responsibilities for complying with the requirements of the Companies Act 2006 with respect to accounting records and the preparation of financial statements.

The members have not required the company to obtain an audit of its financial statements for the year in question in accordance with section 476.

These financial statements have been prepared in accordance with the provisions applicable to companies subject to the small companies regime.

The financial statements were approved by the Trustees on 5 November 2025
Vivien Buchan
Company registration number SC651829 (Scotland)
INSIGHTS FOUNDATION
NOTES TO THE  FINANCIAL STATEMENTS
FOR THE YEAR ENDED 31 MARCH 2025
- 8 -
1
Accounting policies
Charity information

Insights Foundation is a private company limited by guarantee incorporated in Scotland. The registered office is Terra Nova, 3 Explorer Road, Dundee Technology Park, Dundee, DD2 1EG.

1.1
Accounting convention

The financial statements have been prepared in accordance with the 's governing document, the Companies Act 2006 the Charities and Trustee Investment (Scotland) Act 2005, the Charities Accounts (Scotland) Regulations 2006, FRS 102 "The Financial Reporting Standard applicable in the UK and Republic of Ireland" and the Charities SORP "Accounting and Reporting by Charities: Statement of Recommended Practice applicable to charities preparing their accounts in accordance with the Financial Reporting Standard applicable in the UK and Republic of Ireland (FRS 102)". The is a Public Benefit Entity as defined by FRS 102.

 

The has taken advantage of the provisions in the SORP for charities not to prepare a statement of cash flows.

The financial statements are prepared in sterling, which is the functional currency of the . Monetary amounts in these financial statements are rounded to the nearest £. The Financial statements have been prepared under the historical cost convention. the principal accounting policies adopted are set out below:

1.2
Going concern

At the time of approving the financial statements, the Trustees have a reasonable expectation that the has adequate resources to continue in operational existence for the foreseeable future. Thus the Trustees continue to adopt the going concern basis of accounting in preparing the financial statements.

1.3
Charitable funds

Unrestricted funds are available for use at the discretion of the Trustees in furtherance of their charitable objectives.

Restricted funds are subject to specific conditions by donors or grantors as to how they may be used. The purposes and uses of the restricted funds are set out in the notes to the financial statements.

Endowment funds are subject to specific conditions by donors that the capital must be maintained by the .
1.4
Income
Income is recognised when the is legally entitled to it after any performance conditions have been met, the amounts can be measured reliably, and it is probable that income will be received.

Cash donations are recognised on receipt. Other donations are recognised once the has been notified of the donation, unless performance conditions require deferral of the amount. Income tax recoverable in relation to donations received under Gift Aid or deeds of covenant is recognised at the time of the donation.

Legacies are recognised on receipt or otherwise if the has been notified of an impending distribution, the amount is known, and receipt is expected. If the amount is not known, the legacy is treated as a contingent asset.
INSIGHTS FOUNDATION
NOTES TO THE  FINANCIAL STATEMENTS (CONTINUED)
FOR THE YEAR ENDED 31 MARCH 2025
1
Accounting policies
(Continued)
- 9 -
1.5
Expenditure

Expenditure is recognised once there is a legal or constructive obligation to transfer economic benefit to a third party, it is probable that a transfer of economic benefits will be required in settlement, and the amount of the obligation can be measured reliably.

 

Expenditure is classified by activity. The costs of each activity are made up of the total of direct costs and shared costs, including support costs involved in undertaking each activity. Direct costs attributable to a single activity are allocated directly to that activity. Shared costs which contribute to more than one activity and support costs which are not attributable to a single activity are apportioned between those activities on a basis consistent with the use of resources. Central staff costs are allocated on the basis of time spent, and depreciation charges are allocated on the portion of the asset’s use.

1.6
Cash and cash equivalents

Cash and cash equivalents include cash in hand, deposits held at call with banks, other short-term liquid investments with original maturities of three months or less, and bank overdrafts. Bank overdrafts are shown within borrowings in current liabilities.

Basic financial assets

Basic financial assets, which include debtors and cash and bank balances, are initially measured at transaction price including transaction costs and are subsequently carried at amortised cost using the effective interest method unless the arrangement constitutes a financing transaction, where the transaction is measured at the present value of the future receipts discounted at a market rate of interest. Financial assets classified as receivable within one year are not amortised.

Basic financial liabilities

Basic financial liabilities, including creditors and bank loans are initially recognised at transaction price unless the arrangement constitutes a financing transaction, where the debt instrument is measured at the present value of the future payments discounted at a market rate of interest. Financial liabilities classified as payable within one year are not amortised.

 

Debt instruments are subsequently carried at amortised cost, using the effective interest rate method.

 

Trade creditors are obligations to pay for goods or services that have been acquired in the ordinary course of operations from suppliers. Amounts payable are classified as current liabilities if payment is due within one year or less. If not, they are presented as non-current liabilities. Trade creditors are recognised initially at transaction price and subsequently measured at amortised cost using the effective interest method.

Derecognition of financial liabilities

Financial liabilities are derecognised when the ’s contractual obligations expire or are discharged or cancelled.

2
Income from donations and legacies
Unrestricted
Restricted
Total
Unrestricted
Restricted
Total
funds
funds
funds
funds
2025
2025
2025
2024
2024
2024
£
£
£
£
£
£
Donations and gifts
-
-
-
1,212,600
200,000
1,412,600
INSIGHTS FOUNDATION
NOTES TO THE  FINANCIAL STATEMENTS (CONTINUED)
FOR THE YEAR ENDED 31 MARCH 2025
2
Income from donations and legacies
Unrestricted
Restricted
Total
Unrestricted
Restricted
Total
funds
funds
funds
funds
2025
2025
2025
2024
2024
2024
£
£
£
£
£
£
(Continued)
- 10 -
Donations and gifts
Insights Learning & Development Limited
-
-
-
1,212,600
200,000
1,412,600
-
-
-
1,212,600
200,000
1,412,600
3
Income from investments
Unrestricted
Unrestricted
funds
funds
2025
2024
£
£
Interest receivable
34,931
-
4
Expenditure on charitable activities
Charitable activities
Charitable activities
2025
2024
£
£
Direct costs
Bank charges
120
103
Grant funding of activities (see note 5)
-
313,435
Share of support and governance costs (see note 6)
Governance
3,599
4,000
3,719
317,538
Analysis by fund
Unrestricted funds
3,719
117,538
Restricted funds
-
200,000
3,719
317,538
INSIGHTS FOUNDATION
NOTES TO THE  FINANCIAL STATEMENTS (CONTINUED)
FOR THE YEAR ENDED 31 MARCH 2025
- 11 -
5
Grants payable
Charitable activities
2024
£
Grants to institutions:
Moving on Music
6,000
Flourish NI
3,000
Voice of Young People in Care
3,500
Mary's Meals
140,000
Social Bite - Dundee Recovery Project
140,000
935
Morgan Academy - Coffee Shop Project
20,000
313,435

Note: All grants paid were for charitable expenditure in line with the constitution of the various Charities. No grants were paid in current year.

6
Support costs allocated to activities
Charitable activities
Total
2025
2024
£
£
Governance
3,599
4,000
2025
2024
Governance costs comprise:
£
£
Audit fees
-
4,000
Legal and professional
1,079
-
Independent examination fees
2,520
-
3,599
4,000
7
Net movement in funds
2025
2024
£
£
The net movement in funds is stated after charging/(crediting):
Fees payable for the independent examination of the charity's financial statements
-
4,000
INSIGHTS FOUNDATION
NOTES TO THE  FINANCIAL STATEMENTS (CONTINUED)
FOR THE YEAR ENDED 31 MARCH 2025
- 12 -
8
Trustees
None of the Trustees (or any persons connected with them) received any remuneration or benefits from the during the year.
9
Taxation

The charity is exempt from taxation on its activities because all its income is applied for charitable purposes.

10
Creditors: amounts falling due within one year
2025
2024
£
£
Other creditors
-
100,000
Accruals and deferred income
2,520
4,000
2,520
104,000
11
Restricted funds

The restricted funds of the charity comprise the unexpended balances of donations and grants held on trust subject to specific conditions by donors as to how they may be used.

Previous year:
At 1 April 2023
Incoming resources
Resources expended
At 31 March 2024
£
£
£
£
Insights Learning & Development Limited
-
200,000
(200,000)
-
12
Unrestricted funds

The unrestricted funds of the charity comprise the unexpended balances of donations and grants which are not subject to specific conditions by donors and grantors as to how they may be used. These include designated funds which have been set aside out of unrestricted funds by the trustees for specific purposes.

At 1 April 2024
Incoming resources
Resources expended
At 31 March 2025
£
£
£
£
General funds
1,095,062
34,931
(3,719)
1,126,274
Previous year:
At 1 April 2023
Incoming resources
Resources expended
At 31 March 2024
£
£
£
£
General funds
-
1,212,600
(117,538)
1,095,062
INSIGHTS FOUNDATION
NOTES TO THE  FINANCIAL STATEMENTS (CONTINUED)
FOR THE YEAR ENDED 31 MARCH 2025
- 13 -
13
Related party transactions
Transactions with related parties

During the year the entered into the following transactions with related parties:

 

Name of related party    Insights Learning & Development Limited

Nature of relationship    Trustee - Andrew Jonathan Lothian

     Trustee - Alexander James Wilson

Transaction     During the year, no donations (2024 - £1,412,600) to Insights Foundation.

     Trustee Andrew Jonathan Lothian and Alexander James Wilson both

     sit on the Board of Directors for this company.

 

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