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Registered number: 14168658









ZAQ Finance Limited








FINANCIAL STATEMENTS

INFORMATION FOR FILING WITH THE REGISTRAR

FOR THE YEAR ENDED 28 FEBRUARY 2025

 
ZAQ FINANCE LIMITED
 
 
  
CHARTERED ACCOUNTANTS' REPORT TO THE DIRECTOR ON THE PREPARATION OF THE UNAUDITED STATUTORY FINANCIAL STATEMENTS OF ZAQ FINANCE LIMITED
FOR THE YEAR ENDED 28 FEBRUARY 2025

In order to assist you to fulfil your duties under the Companies Act 2006, we have prepared for your approval the financial statements of ZAQ Finance Limited for the year ended 28 February 2025 which comprise  and the Balance sheet, the Statement of cash flows, the Statement of changes in equity and the related notes from the Company's accounting records and from information and explanations you have given us.

As a practising member firm of the Institute of Chartered Accountants in England and Wales (ICAEW)we are subject to its ethical and other professional requirements which are detailed at https://www.icaew.com /regulation.

This report is made solely to the director of ZAQ Finance Limited in accordance with the terms of our engagement letter dated 31/10/2025Our work has been undertaken solely to prepare for your approval the financial statements of ZAQ Finance Limited and state those matters that we have agreed to state to the director of ZAQ Finance Limited in this report in accordance with ICAEW Technical Release TECH07/16AAF. To the fullest extent permitted by law, we do not accept or assume responsibility to anyone other than ZAQ Finance Limited and its director for our work or for this report. 

It is your duty to ensure that ZAQ Finance Limited has kept adequate accounting records and to prepare statutory financial statements that give a true and fair view of the assets, liabilities, financial position and profit of ZAQ Finance Limited. You consider that ZAQ Finance Limited is exempt from the statutory audit requirement for the year.

We have not been instructed to carry out an audit or review of the financial statements of ZAQ Finance Limited. For this reason, we have not verified the accuracy or completeness of the accounting records or information and explanations you have given to us and we do not, therefore, express any opinion on the statutory financial statements.

  



Finovate Advisory Ltd
 
JNF O'Kennedy BFP ACA CA(SA)
  
18 Queen Square
Bath
England
BA1 2HN
31 October 2025
Page 1

 
ZAQ FINANCE LIMITED
REGISTERED NUMBER: 14168658

BALANCE SHEET
AS AT 28 FEBRUARY 2025

28 February
29 February
2025
2024
Note
£
£

  

Current assets
  

Debtors
 2 
8,561
37,180

Cash at bank and in hand
 3 
78,762
44,353

  
87,323
81,533

Creditors: amounts falling due within one year
 4 
(4,203)
(16,329)

Net current assets
  
83,120
65,204

Total assets less current liabilities
  
83,120
65,204

Net assets
  
83,120
65,204


Capital and reserves
  

Called up share capital 
 7 
10
10

Profit and loss account
  
83,110
65,194

  
83,120
65,204


Page 2

 
ZAQ FINANCE LIMITED
REGISTERED NUMBER: 14168658
    
BALANCE SHEET (CONTINUED)
AS AT 28 FEBRUARY 2025

Notes


Average number of employees

The average monthly number of employees, including directors, during the year was 1 (2024 - 1).


Director's confirmations

The director considers that the Company is entitled to exemption from audit under section 477 of the Companies Act 2006 and members have not required the Company to obtain an audit for the year in question in accordance with section 476 of the Companies Act 2006.

The director acknowledges his responsibilities for complying with the requirements of the Companies Act 2006 with respect to accounting records and the preparation of financial statements.

These financial statements have been prepared in accordance with the provisions applicable to entities subject to the micro-entities' regime.

The financial statements have been delivered in accordance with the provisions applicable to companies subject to the small companies regime.

The financial statements were approved and authorised for issue by the board and were signed on its behalf on 31 October 2025.




Julian Werner van der Spuy
Director

Page 3

 
ZAQ FINANCE LIMITED
 

STATEMENT OF CHANGES IN EQUITY
FOR THE YEAR ENDED 28 FEBRUARY 2025


Called up share capital
Profit and loss account
Total equity

£
£
£


At 1 March 2023
10
16,192
16,202


Comprehensive income for the year

Profit for the year

-
49,002
49,002


Other comprehensive income for the year
-
-
-


Total comprehensive income for the year
-
49,002
49,002


Total transactions with owners
-
-
-



At 1 March 2024
10
65,194
65,204


Comprehensive income for the year

Profit for the year

-
17,916
17,916


Other comprehensive income for the year
-
-
-


Total comprehensive income for the year
-
17,916
17,916


Total transactions with owners
-
-
-


At 28 February 2025
10
83,110
83,120


Page 4

 
ZAQ FINANCE LIMITED
 

STATEMENT OF CASH FLOWS
FOR THE YEAR ENDED 28 FEBRUARY 2023

28 February
29 February
2025
2024
£
£

Cash flows from operating activities

Profit for the financial year
22,119
61,533

Adjustments for:

Interest paid
188
186

Interest received
(303)
-

Decrease/(increase) in debtors
28,619
(35,752)

Decrease in creditors
-
(31,947)

Corporation tax (paid)/received
(16,329)
-

Net cash generated from operating activities

34,294
(5,980)


Cash flows from investing activities

Interest received
303
-

Net cash from investing activities

303
-

Cash flows from financing activities

Repayment of other loans
-
(4,500)

Interest paid
(188)
(186)

Net cash used in financing activities
(188)
(4,686)

Net increase/(decrease) in cash and cash equivalents
34,409
(10,666)

Cash and cash equivalents at beginning of year
44,353
55,019

Cash and cash equivalents at the end of year
78,762
44,353


Cash and cash equivalents at the end of year comprise:

Cash at bank and in hand
78,762
44,353

78,762
44,353


Page 5

 
ZAQ FINANCE LIMITED
 
 
 
NOTES TO THE FINANCIAL STATEMENTS
FOR THE YEAR ENDED 28 FEBRUARY 2025

1.Accounting policies

 
1.1

Basis of preparation of financial statements

The financial statements have been prepared under the historical cost convention unless otherwise specified within these accounting policies and in accordance with Financial Reporting Standard 105 the UK and the Republic of Ireland and the Companies Act 2006.

 
1.2

Going concern

The financial statements have been prepared on the basis of accounting policies applicable to a going concern. This basis presumes that funds will be available to finance operations and that the realisation of assets and settlement of liabilities, contingent obligations and commitments will occur in the ordinary core of business.
The directors believe that the company has adequate financial resources to continue in operation for the foreseeable future and accordingly the financial statements have been prepared on a going concern basis. The directors have satisfied themselves that the company is in a sound financial position and that it has access to sufficient borrowing facilities to meet its foreseeable cash requirements. The directors are not aware of any new material changes that may adversely impact the company. The directors are also not aware of any material non-compliance with statutory or regulatory requirements or of any pending changes to legislation which may affect the company.

 
1.3

Foreign currency translation

Functional and presentation currency

The Company's functional and presentational currency is GBP.

Transactions and balances

Foreign currency transactions are translated into the functional currency using the spot exchange rates at the dates of the transactions.

At each period end foreign currency monetary items are translated using the closing rate. Non-monetary items measured at historical cost are translated using the exchange rate at the date of the transaction and non-monetary items measured at fair value are measured using the exchange rate when fair value was determined.

 
1.4

Revenue

Revenue is recognised to the extent that it is probable that the economic benefits will flow to the Company and the revenue can be reliably measured. Revenue is measured as the fair value of the consideration received or receivable, excluding discounts, rebates, value added tax and other sales taxes. The following criteria must also be met before revenue is recognised:

Rendering of services

Revenue from a contract to provide services is recognised in the period in which the services are provided in accordance with the stage of completion of the contract when all of the following conditions are satisfied:
the amount of revenue can be measured reliably;
it is probable that the Company will receive the consideration due under the contract;
the stage of completion of the contract at the end of the reporting period can be measured reliably; and
the costs incurred and the costs to complete the contract can be measured reliably.

 
1.5

Cash and cash equivalents

Cash is represented by cash in hand and deposits with financial institutions repayable without penalty on notice of not more than 24 hours. Cash equivalents are highly liquid investments that mature in no more than three months from the date of acquisition and that are readily convertible to known amounts of cash with insignificant risk of change in value.

In the Statement of cash flows, cash and cash equivalents are shown net of bank overdrafts that are repayable on demand and form an integral part of the Company's cash management.

Page 6

 
ZAQ FINANCE LIMITED
 
 
 
NOTES TO THE FINANCIAL STATEMENTS
FOR THE YEAR ENDED 28 FEBRUARY 2025

2.


Debtors

28 February
29 February
2025
2024
£
£


Trade debtors
7,403
35,754

Other debtors
807
1,428

Prepayments and accrued income
352
-

8,562
37,182



3.


Cash and cash equivalents

28 February
29 February
2025
2024
£
£

Cash at bank and in hand
78,762
44,353

78,762
44,353



4.


Creditors: Amounts falling due within one year

28 February
29 February
2025
2024
£
£

Corporation tax
4,203
16,329

4,203
16,329



5.


Creditors: Amounts falling due after more than one year





6.


Financial instruments

28 February
29 February
2025
2024
£
£

Financial assets


Financial assets measured at fair value through profit or loss
78,762
78,762




Financial assets measured at fair value through profit or loss comprise...


7.


Share capital

28 February
29 February
2025
2024
£
£
Authorised, allotted, called up and fully paid



1,000 (2024 - 1,000) Ordinary shares shares of £0.01 each
10.00
10.00


 
Page 7