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Company Registration No. 13910505 (England and Wales)
Choices Mortgage Centre Ltd Unaudited accounts for the year ended 28 February 2025
Choices Mortgage Centre Ltd Unaudited accounts Contents
Page
Company information
3
Statement of financial position
4
Notes to the accounts
5
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Choices Mortgage Centre Ltd Company Information for the year ended 28 February 2025
Director
Jessica Yvonne Horden
Company Number
13910505 (England and Wales)
Registered Office
292 DEVONSHIRE ROAD BLACKPOOL BLACKPOOL LANCASHIRE FY2 0TN UNITED KINGDOM
Accountants
Ladybird Bookkeeping & Accounts 8 Warren Grove Thornton Cleveleys Lancashire FY5 3TX
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Choices Mortgage Centre Ltd Statement of financial position as at 28 February 2025
2025
2024
Notes
£
£
Fixed assets
Tangible assets
4
14,685
17,909
Current assets
Debtors
5
38,677
35,125
Cash at bank and in hand
24,004
20,563
62,681
55,688
Creditors: amounts falling due within one year
6
(14,896)
(15,769)
Net current assets
47,785
39,919
Total assets less current liabilities
62,470
57,828
Creditors: amounts falling due after more than one year
7
(15,740)
(18,853)
Net assets
46,730
38,975
Capital and reserves
Called up share capital
100
100
Profit and loss account
46,630
38,875
Shareholders' funds
46,730
38,975
For the year ending 28 February 2025 the company was entitled to exemption from audit under section 477 of the Companies Act 2006 relating to small companies. The members have not required the company to obtain an audit in accordance with section 476 of the Companies Act 2006.
The director acknowledges her responsibilities for complying with the requirements of the Act with respect to accounting records and the preparation of accounts.
These accounts have been prepared and delivered in accordance with the provisions applicable to companies subject to the small companies' regime and in accordance with the provisions of FRS 102 Section 1A - Small Entities. The profit and loss account has not been delivered to the Registrar of Companies.
The financial statements were approved by the Board and authorised for issue on 13 November 2025 and were signed on its behalf by
Jessica Yvonne Horden Director Company Registration No. 13910505
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Choices Mortgage Centre Ltd Notes to the Accounts for the year ended 28 February 2025
1
Statutory information
Choices Mortgage Centre Ltd is a private company, limited by shares, registered in England and Wales, registration number 13910505. The registered office is 292 DEVONSHIRE ROAD BLACKPOOL, BLACKPOOL, LANCASHIRE, FY2 0TN, UNITED KINGDOM.
2
Compliance with accounting standards
The accounts have been prepared in accordance with the provisions of FRS 102 Section 1A Small Entities. There were no material departures from that standard.
3
Accounting policies
The principal accounting policies adopted in the preparation of the financial statements are set out below and have remained unchanged from the previous year, and also have been consistently applied within the same accounts.
Basis of preparation
The accounts have been prepared under the historical cost convention as modified by the revaluation of certain fixed assets.
Presentation currency
The accounts are presented in £ sterling.
Tangible fixed assets and depreciation
Tangible assets are included at cost less depreciation and impairment. Depreciation has been provided at the following rates in order to write off the assets over their estimated useful lives:
4
Tangible fixed assets
Fixtures & fittings
£
Cost or valuation
At cost
At 1 March 2024
24,000
At 28 February 2025
24,000
Depreciation
At 1 March 2024
6,091
Charge for the year
3,224
At 28 February 2025
9,315
Net book value
At 28 February 2025
14,685
At 29 February 2024
17,909
5
Debtors
2025
2024
£
£
Amounts falling due within one year
Other debtors
38,677
35,125
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Choices Mortgage Centre Ltd Notes to the Accounts for the year ended 28 February 2025
6
Creditors: amounts falling due within one year
2025
2024
£
£
Taxes and social security
9,355
14,322
Loans from directors
4,941
847
Accruals
600
600
14,896
15,769
7
Creditors: amounts falling due after more than one year
2025
2024
£
£
Bank loans
15,740
18,853
8
Average number of employees
During the year the average number of employees was 3 (2024: 3).
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