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REGISTERED NUMBER: 13172377 (England and Wales)

Unaudited Financial Statements

for the Year Ended 28 February 2025

for

Saturn Mortgages Limited

Saturn Mortgages Limited (Registered number: 13172377)

Contents of the Financial Statements

for the Year Ended 28 February 2025

Page |

Company Information | 1 |

Statement of Financial Position | 2 |

Notes to the Financial Statements | 3 |

Saturn Mortgages Limited

Company Information

for the Year Ended 28 February 2025

| DIRECTOR: | L H Eastham

| REGISTERED OFFICE: | 69 Carroll Crescent

| Coventry

| CV2 3PX

| REGISTERED NUMBER: | 13172377 (England and Wales)

| ACCOUNTANTS: | HATS Gloucester Ltd

| 48 Hucclecote Road

| Gloucester

| Gloucestershire

| GL3 3RS

| BANKERS: | Santander UK Plc

| Bridle Road

| Bootle

| Merseyside

| L30 4GB

Saturn Mortgages Limited (Registered number: 13172377)

Statement of Financial Position

28 February 2025

| 28/2/25 | 29/2/24 |

| Notes | £ | £ | £ | £ |

FIXED ASSETS

Tangible assets | 4 | 212 |  | 511 |  |

CURRENT ASSETS

Cash at bank and in hand | 8,100 |  | 3,490 |  |

CREDITORS

Amounts falling due within one year | 5 | 8,203 |  | 3,892 |  |

NET CURRENT LIABILITIES | (103 | ) | (402 | ) |

TOTAL ASSETS LESS CURRENT LIABILITIES | 109 |  | 109 |  |

CAPITAL AND RESERVES

Called up share capital | 100 |  | 100 |  |

Retained earnings | 9 |  | 9 |  |

SHAREHOLDERS' FUNDS | 109 |  | 109 |  |

The company is entitled to exemption from audit under Section 477 of the Companies Act 2006 for the year ended 28 February 2025.

The members have not required the company to obtain an audit of its financial statements for the year ended 28 February 2025 in accordance with Section 476 of the Companies Act 2006.

The director acknowledges his responsibilities for:

(a) | ensuring that the company keeps accounting records which comply with Sections 386 and 387 of the Companies Act 2006 and

(b) | preparing financial statements which give a true and fair view of the state of affairs of the company as at the end of each financial year and of its profit or loss for each financial year in accordance with the requirements of Sections 394 and 395 and which otherwise comply with the requirements of the Companies Act 2006 relating to financial statements, so far as applicable to the company.

The financial statements have been prepared and delivered in accordance with the provisions applicable to companies subject to the small companies regime.

In accordance with Section 444 of the Companies Act 2006, the Income Statement has not been delivered.

The financial statements were approved by the director and authorised for issue on 18 November 2025 and were signed by:

L H Eastham - Director

Saturn Mortgages Limited (Registered number: 13172377)

Notes to the Financial Statements

for the Year Ended 28 February 2025

1. | STATUTORY INFORMATION

| Saturn Mortgages Limited is a private company, limited by shares , registered in England and Wales. The company's registered number and registered office address can be found on the Company Information page.

2. | ACCOUNTING POLICIES

| Basis of preparing the financial statements

| These financial statements have been prepared in accordance with Financial Reporting Standard 102 "The Financial Reporting Standard applicable in the UK and Republic of Ireland" including the provisions of Section 1A "Small Entities" and the Companies Act 2006. The financial statements have been prepared under the historical cost convention.

| Turnover

| Turnover is measured at the fair value of the consideration received or receivable, excluding discounts, rebates, value added tax and other sales taxes.

| Tangible fixed assets

| Depreciation is provided at the following annual rates in order to write off each asset over its estimated useful life.

| Computer equipment | - | 25% on cost

| Taxation

| Taxation for the year comprises current and deferred tax. Tax is recognised in the Income Statement, except to the extent that it relates to items recognised in other comprehensive income or directly in equity.

| Current or deferred taxation assets and liabilities are not discounted.

| Current tax is recognised at the amount of tax payable using the tax rates and laws that have been enacted or substantively enacted by the statement of financial position date.

| Going concern

| Despite net current liabilities of £103 (2024 - £402) at 28 February 2025 the director has reviewed the future cashlfows of the business and with his continued financial support has prepared these accounts on a going concern basis.

3. | EMPLOYEES AND DIRECTORS

| The average number of employees during the year was 1 (2024 - 1 ) .

Saturn Mortgages Limited (Registered number: 13172377)

Notes to the Financial Statements - continued

for the Year Ended 28 February 2025

4. | TANGIBLE FIXED ASSETS

| Computer

| equipment

£ |

| Cost

| At 1 March 2024

| and 28 February 2025 | 1,194 |  |

| Depreciation

| At 1 March 2024 | 683 |  |

| Charge for year | 299 |  |

| At 28 February 2025 | 982 |  |

| Net book value

| At 28 February 2025 | 212 |  |

| At 29 February 2024 | 511 |  |

5. | CREDITORS: AMOUNTS FALLING DUE WITHIN ONE YEAR |

| 28/2/25 |  | 29/2/24

£ | £ |

| Trade creditors | - |  | 76 |  |

| Taxation and social security | 3,358 |  | 1,349 |  |

| Other creditors | 4,845 |  | 2,467 |  |

8,203 |  | 3,892 |  |

6. | DIRECTOR'S ADVANCES, CREDITS AND GUARANTEES

| The following advances and credits to a director subsisted during the years ended 28 February 2025 and 29 February 2024:

| 28/2/25 |  | 29/2/24

£ | £ |

| L H Eastham

| Balance outstanding at start of year | - |  | 4,883 |  |

| Amounts repaid | - |  | (4,883 | ) |

| Amounts written off | - |  | - |  |

| Amounts waived | - |  | - |  |

| Balance outstanding at end of year | - |  | - |  |

7. | RELATED PARTY DISCLOSURES

| L Eastham

| Director

| At 28 February 2025 the company owed the director £4,101. The unsecured loan, included within other creditors, has no fixed repayment terms.