REGISTERED NUMBER: 06247554 (England and Wales)

Unaudited Financial Statements for the Year Ended 31 May 2025

for

Concept Financial Planning Ltd

Page

Company Information

1

Balance Sheet

2

Notes to the Financial Statements

4

DIRECTORS:

P S Richardson

Mrs F Richardson

REGISTERED OFFICE:

The Coach House

1 Howard Road

Reigate

Surrey

RH2 7JE

REGISTERED NUMBER:

06247554 (England and Wales)

FIXED ASSETS

Tangible assets

4

7,984

9,813

CURRENT ASSETS

Debtors

5

105,908

146,502

Cash at bank and in hand

91,301

106,961

197,209

253,463

CREDITORS

Amounts falling due within one year

6

86,950

126,145

NET CURRENT ASSETS

110,259

127,318

TOTAL ASSETS LESS CURRENT LIABILITIES

118,243

137,131

CREDITORS

Amounts falling due after more than one year

7

9,174

19,193

NET ASSETS

109,069

117,938

CAPITAL AND RESERVES

Called up share capital

300

300

Share premium

49,900

49,900

Retained earnings

58,869

67,738

SHAREHOLDERS' FUNDS

109,069

117,938

The company is entitled to exemption from audit under Section 477 of the Companies Act 2006 for the year ended 31 May 2025.

The members have not required the company to obtain an audit of its financial statements for the year ended 31 May 2025 in accordance with Section 476 of the Companies Act 2006.

The directors acknowledge their responsibilities for:

(a)	ensuring that the company keeps accounting records which comply with Sections 386 and 387 of the Companies Act 2006 and

(b)

preparing financial statements which give a true and fair view of the state of affairs of the company as at the end of each financial year and of its profit or loss for each financial year in accordance with the requirements of Sections 394 and 395 and which otherwise comply with the requirements of the Companies Act 2006 relating to financial statements, so far as applicable to the company.

The financial statements have been prepared and delivered in accordance with the provisions applicable to companies subject to the small companies regime.

In accordance with Section 444 of the Companies Act 2006, the Income Statement has not been delivered.

The financial statements were approved by the Board of Directors and authorised for issue on 1 December 2025 and were signed on its behalf by:

P S Richardson - Director

1.	STATUTORY INFORMATION

Concept Financial Planning Ltd is a private company, limited by shares , registered in England and Wales. The company's registered number and registered office address can be found on the Company Information page.

2.	ACCOUNTING POLICIES

Basis of preparing the financial statements

These financial statements have been prepared in accordance with Financial Reporting Standard 102 "The Financial Reporting Standard applicable in the UK and Republic of Ireland" including the provisions of Section 1A "Small Entities" and the Companies Act 2006. The financial statements have been prepared under the historical cost convention.

Turnover

Turnover is measured at the fair value of the consideration received or receivable, excluding discounts, rebates, value added tax and other sales taxes.

Tangible fixed assets

Depreciation is provided at the following annual rates in order to write off each asset over its estimated useful life.

Plant and machinery etc

-

25% on reducing balance

Pension costs and other post-retirement benefits

The company operates a defined contribution pension scheme. Contributions payable to the company's pension scheme are charged to profit or loss in the period to which they relate.

3.	EMPLOYEES AND DIRECTORS

The average number of employees during the year was 8 (2024 - 6 ) .

4.	TANGIBLE FIXED ASSETS

Plant and

machinery

etc

£

COST

At 1 June 2024

58,977

Additions

833

At 31 May 2025

59,810

DEPRECIATION

At 1 June 2024

49,164

Charge for year

2,662

At 31 May 2025

51,826

NET BOOK VALUE

At 31 May 2025

7,984

At 31 May 2024

9,813

5.

DEBTORS: AMOUNTS FALLING DUE WITHIN ONE YEAR

31.5.25

31.5.24

£

£

Trade debtors

16,900

19,311

Other debtors

26,740

42,496

Accrued income

60,703

75,051

Prepayments

1,565

9,644

105,908

146,502

6.

CREDITORS: AMOUNTS FALLING DUE WITHIN ONE YEAR

31.5.25

31.5.24

£

£

Trade creditors

-

20,843

Tax

22,638

13,566

Social security and other taxes

(4

)

3,926

Other creditors

51,782

57,273

Directors' current accounts

10,137

5,678

Accruals and deferred income

-

22,471

Accrued expenses

2,397

2,388

86,950

126,145

7.

CREDITORS: AMOUNTS FALLING DUE AFTER MORE THAN ONE YEAR

31.5.25

31.5.24

£

£

Bank loans - 1-2 years

9,174

19,193