FinTech Labs Limited

	Page
Balance Sheet	1
Notes to the Financial Statements	2—3

Registered number: 10826166

		2025		2024
	Notes	£	£	£	£
FIXED ASSETS
Tangible Assets	4		7,672		10,113

			7,672		10,113
CURRENT ASSETS
Debtors	5	328		507
Cash at bank and in hand		591		1,312

		919		1,819
Creditors: Amounts Falling Due Within One Year	6	(976 )		(601 )

NET CURRENT ASSETS (LIABILITIES)			(57 )		1,218

TOTAL ASSETS LESS CURRENT LIABILITIES			7,615		11,331

NET ASSETS			7,615		11,331

CAPITAL AND RESERVES
Called up share capital	7		100		100
Profit and Loss Account			7,515		11,231

SHAREHOLDERS' FUNDS			7,615		11,331

For the year ending 30 September 2025 the company was entitled to exemption from audit under section 477 of the Companies Act 2006 relating to small companies.

The member has not required the company to obtain an audit in accordance with section 476 of the Companies Act 2006.

The director acknowledges his responsibilities for complying with the requirements of the Act with respect to accounting records and the preparation of accounts.

These accounts have been prepared and delivered in accordance with the provisions applicable to companies subject to the small companies regime.

The company has taken advantage of section 444(1) of the Companies Act 2006 and opted not to deliver to the registrar a copy of the company's Profit and Loss Account.

On behalf of the board

Mr E Sylvester

Director

20/11/2025

The notes on pages 2 to 3 form part of these financial statements.

1. General Information

FinTech Labs Limited is a private company, limited by shares, incorporated in England & Wales, registered number 10826166 . The registered office is 1349 -1353 London Road, Leigh On Sea, Essex, SS9 2AB.

2. Accounting Policies

2.1. Basis of Preparation of Financial Statements

The financial statements have been prepared under the historical cost convention and in accordance with Financial Reporting Standard 102 section 1A Small Entities "The Financial Reporting Standard applicable in the UK and Republic of Ireland" and the Companies Act 2006.

2.2. Tangible Fixed Assets and Depreciation

Tangible fixed assets are measured at cost less accumulated depreciation and any accumulated impairment losses. Depreciation is provided at rates calculated to write off the cost of the fixed assets, less their estimated residual value, over their expected useful lives on the following bases:

Motor Vehicles	25% Reducing Balance
Computer Equipment	15% Reducing Balance

3. Average Number of Employees

Average number of employees, including directors, during the year was: NIL (2024: NIL)

4. Tangible Assets

	Motor Vehicles	Computer Equipment	Total
	£	£	£
Cost
As at 1 October 2024	21,900	1,423	23,323

As at 30 September 2025	21,900	1,423	23,323

Depreciation
As at 1 October 2024	12,661	549	13,210
Provided during the period	2,310	131	2,441

As at 30 September 2025	14,971	680	15,651

Net Book Value
As at 30 September 2025	6,929	743	7,672

As at 1 October 2024	9,239	874	10,113

5. Debtors

	2025	2024
	£	£
Due within one year
VAT	328	507

6. Creditors: Amounts Falling Due Within One Year

	2025	2024
	£	£
Accruals and deferred income	540	600
Director's loan account	436	1

	976	601

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FinTech Labs Limited

Notes to the Financial Statements (continued)

For The Year Ended 30 September 2025

7. Share Capital

	2025	2024
	£	£
Allotted, Called up and fully paid	100	100