SJA Mortgages Ltd Filleted accounts for Companies House (small and micro)

COMPANY REGISTRATION NUMBER: 12155959

SJA Mortgages Ltd

Filleted Unaudited Financial Statements

31 August 2025

SJA Mortgages Ltd

Financial Statements

Year ended 31 August 2025

Contents	Page

Officers and professional advisers	1

Accountants report to the director on the preparation of the unaudited statutory financial statements	2

Statement of financial position and the notes to the financial statements	3

SJA Mortgages Ltd

Officers and Professional Advisers

Director	Mr S Arnold

Registered office	23 Fieldfare Close
	Corby
	United Kingdom
	NN18 8FF

Accountants	A Plus Accountants Limited
	Accountants
	10 Canberra House
	Corbygate Business Park
	Corby
	Northants
	NN17 5JG

SJA Mortgages Ltd

Accountants Report to the Director on the Preparation of the Unaudited Statutory Financial Statements of SJA Mortgages Ltd

Year ended 31 August 2025

In order to assist you to fulfil your duties under the Companies Act 2006, we have prepared for your approval the financial statements of SJA Mortgages Ltd for the year ended 31 August 2025, which comprise the statement of financial position and the notes to the financial statements from the company's accounting records and from information and explanations you have given us. As a practising member firm of the Institute of Chartered Accountants in England and Wales (ICAEW), we are subject to its ethical and other professional requirements which are detailed at www.icaew.com/en/membership/regulations-standards-and-guidance. This report is made solely to the director of SJA Mortgages Ltd in accordance with the terms of our engagement letter dated 13 June 2024. Our work has been undertaken solely to prepare for your approval the financial statements of SJA Mortgages Ltd and state those matters that we have agreed to state to you in this report in accordance with ICAEW Technical Release 07/16 AAF as detailed at www.icaew.com/compilation. To the fullest extent permitted by law, we do not accept or assume responsibility to anyone other than SJA Mortgages Ltd and its director for our work or for this report.

It is your duty to ensure that SJA Mortgages Ltd has kept adequate accounting records and to prepare statutory financial statements that give a true and fair view of the assets, liabilities, financial position and profit of SJA Mortgages Ltd. You consider that SJA Mortgages Ltd is exempt from the statutory audit requirement for the year. We have not been instructed to carry out an audit or a review of the financial statements of SJA Mortgages Ltd. For this reason, we have not verified the accuracy or completeness of the accounting records or information and explanations you have given to us and we do not, therefore, express any opinion on the statutory financial statements.

A Plus Accountants Limited Accountants

10 Canberra House Corbygate Business Park Corby Northants NN17 5JG

30 November 2025

SJA Mortgages Ltd

Statement of Financial Position

31 August 2025

	2025	2024
	£	£
Fixed assets	615	-
	----	----

Current assets	8,524	6,246

Creditors: amounts falling due within one year	7,104	5,314
	-------	-------
Net current assets	1,420	932
	-------	----
Total assets less current liabilities	2,035	932

Accruals and deferred income	1,540	720
	-------	----
	495	212
	-------	----

Capital and reserves	495	212
	----	----

Notes to the financial statements

1. Employee numbers

The average number of persons employed by the company during the year amounted to 1 (2024: 1 ).

For the year ending 31 August 2025 the company was entitled to exemption from audit under section 477 of the Companies Act 2006 relating to small companies.

Director's responsibilities:

- The members have not required the company to obtain an audit of its financial statements for the year in question in accordance with section 476 ;

- The director acknowledges his responsibilities for complying with the requirements of the Act with respect to accounting records and the preparation of financial statements .

These financial statements have been prepared in accordance with the micro-entity provisions and have been delivered in accordance with the provisions applicable to companies subject to the small companies regime.

These financial statements were approved by the board of directors and authorised for issue on 30 November 2025 , and are signed on behalf of the board by:

Mr S Arnold
Director

Company registration number: 12155959

The company is a private company limited by shares, registered in England and Wales.