PROSPER SOCIAL FINANCE CIC

Company limited by guarantee

Company Registration Number:
SC588686 (Scotland)

Unaudited statutory accounts for the year ended 28 February 2025

Period of accounts

Start date: 29 February 2024

End date: 28 February 2025

PROSPER SOCIAL FINANCE CIC

Contents of the Financial Statements

for the Period Ended 28 February 2025

Profit and loss
Balance sheet
Additional notes
Balance sheet notes
Community Interest Report

PROSPER SOCIAL FINANCE CIC

Profit And Loss Account

for the Period Ended 28 February 2025

2025 2024


£

£
Turnover: 1,722 1,227
Cost of sales: ( 1,550 )
Gross profit(or loss): 172 1,227
Administrative expenses: ( 1,084 ) ( 709 )
Other operating income: 746
Operating profit(or loss): (166) 518
Interest receivable and similar income: 2,543
Interest payable and similar charges: ( 2 )
Profit(or loss) before tax: 2,375 518
Tax: ( 451 ) ( 75 )
Profit(or loss) for the financial year: 1,924 443

PROSPER SOCIAL FINANCE CIC

Balance sheet

As at 28 February 2025

Notes 2025 2024


£

£
Fixed assets
Investments: 3 63,187 56,805
Total fixed assets: 63,187 56,805
Current assets
Cash at bank and in hand: 7,412 3,888
Total current assets: 7,412 3,888
Creditors: amounts falling due within one year: 4 ( 8,080 ) ( 98 )
Net current assets (liabilities): (668) 3,790
Total assets less current liabilities: 62,519 60,595
Creditors: amounts falling due after more than one year: 5 ( 50,000 ) ( 50,000 )
Total net assets (liabilities): 12,519 10,595
Members' funds
Profit and loss account: 12,519 10,595
Total members' funds: 12,519 10,595

The notes form part of these financial statements

PROSPER SOCIAL FINANCE CIC

Balance sheet statements

For the year ending 28 February 2025 the company was entitled to exemption under section 477 of the Companies Act 2006 relating to small companies.

The members have not required the company to obtain an audit in accordance with section 476 of the Companies Act 2006.

The directors acknowledge their responsibilities for complying with the requirements of the Act with respect to accounting records and the preparation of accounts.

These accounts have been prepared and delivered in accordance with the provisions applicable to companies subject to the small companies regime.

This report was approved by the board of directors on 17 November 2025
and signed on behalf of the board by:

Name: Ho Chit Ian Yu
Status: Director

The notes form part of these financial statements

PROSPER SOCIAL FINANCE CIC

Notes to the Financial Statements

for the Period Ended 28 February 2025

  • 1. Accounting policies

    Basis of measurement and preparation

    These financial statements have been prepared in accordance with the provisions of Section 1A (Small Entities) of Financial Reporting Standard 102

PROSPER SOCIAL FINANCE CIC

Notes to the Financial Statements

for the Period Ended 28 February 2025

  • 2. Employees

    2025 2024
    Average number of employees during the period 3 3

PROSPER SOCIAL FINANCE CIC

Notes to the Financial Statements

for the Period Ended 28 February 2025

3. Fixed assets investments note

Fixed asset investments are valued at market value. The gain or loss on revaluation is taken to the profit and loss account annually.

PROSPER SOCIAL FINANCE CIC

Notes to the Financial Statements

for the Period Ended 28 February 2025

4. Creditors: amounts falling due within one year note

2025 2024
£ £
Taxation and social security 451 98
Accruals and deferred income 7,629
Total 8,080 98

PROSPER SOCIAL FINANCE CIC

Notes to the Financial Statements

for the Period Ended 28 February 2025

5. Creditors: amounts falling due after more than one year note

2025 2024
£ £
Amounts due under finance leases and hire purchase contracts 50,000 50,000
Total 50,000 50,000

COMMUNITY INTEREST ANNUAL REPORT

PROSPER SOCIAL FINANCE CIC

Company Number: SC588686 (Scotland)

Year Ending: 28 February 2025

Company activities and impact

We continued our operations in providing training to students on the basis of socially responsible investing. In the year ending 28 02 2025 we trained a significant number of students. We continue to increase our outreach to a wide range of students from different degree backgrounds. We made sure to respond to global matters that shaped the 24-25 year. We continue to expand and diversify our investment portfolio, and to add holdings in sustainable publicly listed entities. We have divested from companies we believe deviated away from their sustainability and social impact promises.

Consultation with stakeholders

The company's main stakeholder continues to be the University of Edinburgh. We reported our activities, achievements and goals to them through a publicly available annual report. We met regularly with the University of Edinburgh and held discussions on how to strengthen our activities focused on generating social impact in the greater community.

Directors' remuneration

No remuneration was received

Transfer of assets

No transfer of assets other than for full consideration

This report was approved by the board of directors on
17 November 2025

And signed on behalf of the board by:
Name: Ho Chit Ian Yu
Status: Director