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REGISTERED NUMBER: 03435049 (England and Wales)

| Unaudited Financial Statements |

| for the Year Ended 15 October 2025 |

| for |

| Home Financial Consultants Limited |

| Home Financial Consultants Limited (Registered number: 03435049) |

Contents of the Financial Statements

for the Year Ended 15 October 2025

Page |

| Company Information | 1 |

| Statement of Financial Position | 2 |

| Notes to the Financial Statements | 4 |

| Home Financial Consultants Limited |

Company Information

for the Year Ended 15 October 2025

| DIRECTORS: | A Goody

| Mrs S A Goody

| SECRETARY: | Mrs S A Goody

| REGISTERED OFFICE: | 1G The Gattinetts

| Hadleigh Road

| East Bergholt

| Suffolk

| CO7 6QT

| REGISTERED NUMBER: | 03435049 (England and Wales)

| ACCOUNTANTS: | Knights Lowe Ltd

| Chartered Accountants

| Crane Court

| 302 London Road

| Ipswich

| Suffolk

| IP2 0AJ

| Home Financial Consultants Limited (Registered number: 03435049) |

Statement of Financial Position

15 October 2025

| 2025 | 2024 |

| Notes | £ | £ | £ | £ |

FIXED ASSETS

Tangible assets | 4 | 3,068 |  | 4,473 |  |

CURRENT ASSETS

Debtors | 5 | 2,583 |  | 5,941 |  |

Investments | 6 | 55,348 |  | 77,034 |  |

Cash at bank and in hand | 25,627 |  | 15,868 |  |

83,558 |  | 98,843 |  |

CREDITORS

Amounts falling due within one year | 7 | 16,209 |  | 16,822 |  |

NET CURRENT ASSETS | 67,349 |  | 82,021 |  |

TOTAL ASSETS LESS CURRENT LIABILITIES | 70,417 |  | 86,494 |  |

PROVISIONS FOR LIABILITIES | 8 | 708 |  | 1,037 |  |

NET ASSETS | 69,709 |  | 85,457 |  |

CAPITAL AND RESERVES

Called up share capital | 9 | 2 |  | 2 |  |

Retained earnings | 69,707 |  | 85,455 |  |

SHAREHOLDERS' FUNDS | 69,709 |  | 85,457 |  |

The company is entitled to exemption from audit under Section 477 of the Companies Act 2006 for the year ended 15 October 2025.

The members have not required the company to obtain an audit of its financial statements for the year ended 15 October 2025 in accordance with Section 476 of the Companies Act 2006.

The directors acknowledge their responsibilities for:

(a) | ensuring that the company keeps accounting records which comply with Sections 386 and 387 of the Companies Act 2006 and

(b) | preparing financial statements which give a true and fair view of the state of affairs of the company as at the end of each financial year and of its profit or loss for each financial year in accordance with the requirements of Sections 394 and 395 and which otherwise comply with the requirements of the Companies Act 2006 relating to financial statements, so far as applicable to the company.

| Home Financial Consultants Limited (Registered number: 03435049) |

Statement of Financial Position - continued

15 October 2025

The financial statements have been prepared and delivered in accordance with the provisions applicable to companies subject to the small companies regime.

In accordance with Section 444 of the Companies Act 2006, the Statement of Income and Retained Earnings has not been delivered.

The financial statements were approved by the Board of Directors and authorised for issue on 12 November 2025 and were signed on its behalf by:

A Goody - Director

| Home Financial Consultants Limited (Registered number: 03435049) |

Notes to the Financial Statements

for the Year Ended 15 October 2025

1. | STATUTORY INFORMATION

| Home Financial Consultants Limited is a private company, limited by shares , registered in England and Wales. The company's registered number and registered office address can be found on the Company Information page.

| The presentation currency of the financial statements is the Pound Sterling (£).

2. | ACCOUNTING POLICIES

| Basis of preparing the financial statements

| These financial statements have been prepared in accordance with Financial Reporting Standard 102 "The Financial Reporting Standard applicable in the UK and Republic of Ireland" including the provisions of Section 1A "Small Entities" and the Companies Act 2006. The financial statements have been prepared under the historical cost convention.

| Turnover

| Turnover represents commissions and fees receivable. Value Added Tax is not applicable.

| Tangible fixed assets

| Depreciation is provided at the following annual rates in order to write off each asset over its estimated useful life.

| Office equipment | - | 33% on cost and 25% on cost

| Motor vehicles | - | 25% on cost

| Financial instruments

| The company only enters into basic financial instruments transactions that result in the recognition of financial assets and liabilities like trade and other accounts receivable and payable, bank facilities and deposits and loans with related parties.

| Debt instruments that are payable or receivable within one year, such as trade payables or receivables, are measured at the undiscounted amount of the cash or other consideration expected to be paid or received. Debt instruments that are repayable or receivable after one year are initially measured at the present value of the future cash flows and subsequently at amortised cost using the effective interest method.

| Financial assets that are measured at cost and amortised cost are assessed at the end of each financial year for evidence of impairment. If objective evidence of impairment is found an impairment loss is recognised in the Income Statement.

| Taxation

| Taxation for the year comprises current and deferred tax. Tax is recognised in the Statement of Income and Retained Earnings, except to the extent that it relates to items recognised in other comprehensive income or directly in equity.

| Current or deferred taxation assets and liabilities are not discounted.

| Current tax is recognised at the amount of tax payable using the tax rates and laws that have been enacted or substantively enacted by the statement of financial position date.

| Home Financial Consultants Limited (Registered number: 03435049) |

Notes to the Financial Statements - continued

for the Year Ended 15 October 2025

2. | ACCOUNTING POLICIES - continued

| Deferred tax

| Deferred tax is recognised in respect of all timing differences that have originated but not reversed at the statement of financial position date.

| Timing differences arise from the inclusion of income and expenses in tax assessments in periods different from those in which they are recognised in financial statements. Deferred tax is measured using tax rates and laws that have been enacted or substantively enacted by the year end and that are expected to apply to the reversal of the timing difference.

| Unrelieved tax losses and other deferred tax assets are recognised only to the extent that it is probable that they will be recovered against the reversal of deferred tax liabilities or other future taxable profits.

| Pension costs and other post-retirement benefits

| The company operates a defined contribution pension scheme. Contributions payable to the company's pension scheme are charged to profit or loss in the period to which they relate.

3. | EMPLOYEES AND DIRECTORS

| The average number of employees during the year was 3 (2024 - 4 ) .

4. | TANGIBLE FIXED ASSETS

| Office |  | Motor |

| equipment |  | vehicles |  | Totals

£ | £ | £ |

| COST

| At 16 October 2024

| and 15 October 2025 | 4,891 |  | 4,500 |  | 9,391 |  |

| DEPRECIATION

| At 16 October 2024 | 4,262 |  | 656 |  | 4,918 |  |

| Charge for year | 280 |  | 1,125 |  | 1,405 |  |

| At 15 October 2025 | 4,542 |  | 1,781 |  | 6,323 |  |

| NET BOOK VALUE

| At 15 October 2025 | 349 |  | 2,719 |  | 3,068 |  |

| At 15 October 2024 | 629 |  | 3,844 |  | 4,473 |  |

5. | DEBTORS: AMOUNTS FALLING DUE WITHIN ONE YEAR |

2025 | 2024 |

£ | £ |

| Other debtors | 2,583 |  | 5,941 |  |

6. | CURRENT ASSET INVESTMENTS

2025 | 2024 |

£ | £ |

| Cash deposits | 55,348 |  | 77,034 |  |

| Home Financial Consultants Limited (Registered number: 03435049) |

Notes to the Financial Statements - continued

for the Year Ended 15 October 2025

7. | CREDITORS: AMOUNTS FALLING DUE WITHIN ONE YEAR |

2025 | 2024 |

£ | £ |

| Taxation and social security | 13,790 |  | 14,584 |  |

| Other creditors | 2,419 |  | 2,238 |  |

16,209 |  | 16,822 |  |

8. | PROVISIONS FOR LIABILITIES

2025 | 2024 |

£ | £ |

| Deferred tax

| Accelerated capital allowances | 708 |  | 1,037 |  |

| Deferred |

| tax |

£ |

| Balance at 16 October 2024 | 1,037 |  |

| Credit to Statement of Income and Retained Earnings during year | (329 | ) |

| Balance at 15 October 2025 | 708 |  |

9. | CALLED UP SHARE CAPITAL

| Allotted, issued and fully paid:

| Number: | Class: | Nominal | 2025 | 2024 |

| value: | £ | £ |

| 2 | Ordinary | £1 | 2 |  | 2 |  |

10. | DIRECTORS' ADVANCES, CREDITS AND GUARANTEES

| The following advances and credits to directors subsisted during the years ended 15 October 2025 and 15 October 2024:

2025 | 2024 |

£ | £ |

| A Goody and Mrs S A Goody

| Balance outstanding at start of year | 32 |  | 32 |  |

| Amounts repaid | (32 | ) | - |  |

| Amounts written off | - |  | - |  |

| Amounts waived | - |  | - |  |

| Balance outstanding at end of year | - |  | 32 |  |