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Registration number: 03449219

Andrew Hawker Financial Management Ltd
Unaudited Filleted Financial Statements
for the Year Ended 31 October 2025

Andrew Hawker Financial Management Ltd

Contents

Company Information | 1
Balance Sheet | 2
Notes to the Unaudited Financial Statements | 3 to 8

Andrew Hawker Financial Management Ltd

Company Information

Director | Andrew Hawker

Registered office | 3rd Floor Lawford House Albert Place London N3 1QA

Accountants | Sterlings Ltd Chartered AccountantsLawford House Albert Place London N3 1QA

Andrew Hawker Financial Management Ltd

(Registration number: 03449219)
Balance Sheet as at 31 October 2025

| Note | 2025 £ | 2024 £
Fixed assets |  |  |
Tangible assets | 4 | 1,142 | -
Current assets |  |  |
Debtors | 5 | 279,170 | -
Cash at bank and in hand |  | 38,463 | 320,273
|  | 317,633 | 320,273
Creditors: Amounts falling due within one year | 6 | (78,023) | (96,915)
Net current assets |  | 239,610 | 223,358
Total assets less current liabilities |  | 240,752 | 223,358
Creditors: Amounts falling due after more than one year | 6 | (42,656) | (52,158)
Net assets |  | 198,096 | 171,200
Capital and reserves |  |  |
Called up share capital | 7 | 2 | 2
Profit and loss account |  | 198,094 | 171,198
Shareholders' funds |  | 198,096 | 171,200

For the financial year ending 31 October 2025 the company was entitled to exemption from audit under section 477 of the Companies Act 2006 relating to small companies.

Director's responsibilities:

• | The members have not required the company to obtain an audit of its accounts for the year in question in accordance with section 476; and
• | The director acknowledges his responsibilities for complying with the requirements of the Act with respect to accounting records and the preparation of accounts.

These financial statements have been prepared and delivered in accordance with the provisions applicable to companies subject to the small companies regime. As permitted by section 444 (5A) of the Companies Act 2006, the director has not delivered to the registrar a copy of the Profit and Loss Account.

Approved and authorised by the director on 2 December 2025

......................................... Andrew Hawker Director

Andrew Hawker Financial Management Ltd

Notes to the Unaudited Financial Statements for the Year Ended 31 October 2025

1 | General information

The company is a private company limited by share capital, incorporated in England and Wales.

The address of its registered office is:
3rd Floor
Lawford House
Albert Place
London
N3 1QA
England

The principal place of business is:
38 Bole Court
70 Cecil Road
Enfield
Middlesex
EN2 6BY

These financial statements were authorised for issue by the director on 2 December 2025.

2 | Accounting policies

Summary of significant accounting policies and key accounting estimates

The principal accounting policies applied in the preparation of these financial statements are set out below. These policies have been consistently applied to all the years presented, unless otherwise stated.

Statement of compliance

These financial statements have been prepared in accordance with Financial Reporting Standard 102 Section 1A smaller entities - 'The Financial Reporting Standard applicable in the United Kingdom and Republic of Ireland' and the Companies Act 2006 (as applicable to companies subject to the small companies' regime).

Basis of preparation

These financial statements have been prepared using the historical cost convention except that as disclosed in the accounting policies certain items are shown at fair value.

Revenue recognition

Turnover comprises the fair value of the consideration received or receivable for the sale of goods and provision of services in the ordinary course of the company’s activities. Turnover is shown net of sales/value added tax, returns, rebates and discounts.
The company recognises revenue when:
The amount of revenue can be reliably measured;
it is probable that future economic benefits will flow to the entity;
and specific criteria have been met for each of the company's activities.

Andrew Hawker Financial Management Ltd

Notes to the Unaudited Financial Statements for the Year Ended 31 October 2025

Tax

The tax expense for the period comprises current tax. Tax is recognised in profit or loss, except that a change attributable to an item of income or expense recognised as other comprehensive income is also recognised directly in other comprehensive income.

The current income tax charge is calculated on the basis of tax rates and laws that have been enacted or substantively enacted by the reporting date in the countries where the company operates and generates taxable income.

Tangible assets

Tangible assets are stated in the balance sheet at cost, less any subsequent accumulated depreciation and subsequent accumulated impairment losses.
The cost of tangible assets includes directly attributable incremental costs incurred in their acquisition and installation.

Depreciation

Depreciation is charged so as to write off the cost of assets, other than land and properties under construction over their estimated useful lives, as follows:

Cash and cash equivalents

Cash and cash equivalents comprise cash on hand and call deposits, and other short-term highly liquid investments that are readily convertible to a known amount of cash and are subject to an insignificant risk of change in value.

Trade debtors

Trade debtors are amounts due from customers for merchandise sold or services performed in the ordinary course of business.
Trade debtors are recognised initially at the transaction price. They are subsequently measured at amortised cost using the effective interest method, less provision for impairment. A provision for the impairment of trade debtors is established when there is objective evidence that the company will not be able to collect all amounts due according to the original terms of the receivables.

Borrowings

Interest-bearing borrowings are initially recorded at fair value, net of transaction costs. Interest-bearing borrowings are subsequently carried at amortised cost, with the difference between the proceeds, net of transaction costs, and the amount due on redemption being recognised as a charge to the profit and loss account over the period of the relevant borrowing.
Interest expense is recognised on the basis of the effective interest method and is included in interest payable and similar charges.
Borrowings are classified as current liabilities unless the company has an unconditional right to defer settlement of the liability for at least twelve months after the reporting date.

Andrew Hawker Financial Management Ltd

Notes to the Unaudited Financial Statements for the Year Ended 31 October 2025

Share capital

Ordinary shares are classified as equity. Equity instruments are measured at the fair value of the cash or other resources received or receivable, net of the direct costs of issuing the equity instruments. If payment is deferred and the time value of money is material, the initial measurement is on a present value basis.

Dividends

Dividend distribution to the company’s shareholders is recognised as a liability in the financial statements in the reporting period in which the dividends are declared.

3 | Staff numbers

The average number of persons employed by the company (including the director) during the year, was 1 (2024 - 1).

Andrew Hawker Financial Management Ltd

Notes to the Unaudited Financial Statements for the Year Ended 31 October 2025

4 | Tangible assets

| Furniture, fittings and equipment £ | Total £
Cost or valuation
Additions | 1,142 | 1,142
At 31 October 2025 | 1,142 | 1,142
Depreciation
Carrying amount
At 31 October 2025 | 1,142 | 1,142

5 | Debtors

Current | 2025 £ | 2024 £
Other debtors | 279,170 | -
| 279,170 | -

6 | Creditors

Creditors: amounts falling due within one year

| Note | 2025 £ | 2024 £
Due within one year |  |  |
Loans and borrowings | 8 | 18,689 | 45,614
Taxation and social security |  | 59,334 | 51,301
|  | 78,023 | 96,915

Creditors: amounts falling due after more than one year

| Note | 2025 £ | 2024 £
Due after one year |  |  |
Loans and borrowings | 8 | 42,656 | 52,158

7 | Share capital

Allotted, called up and fully paid shares

Andrew Hawker Financial Management Ltd

Notes to the Unaudited Financial Statements for the Year Ended 31 October 2025

| 2025 | 2024
| No. | £ | No. | £
Ordinary shares of £1 each | 2 | 2 | 2 | 2

8 | Loans and borrowings

Non-current loans and borrowings

| 2025 £ | 2024 £
Bank borrowings | 42,656 | 52,158

Current loans and borrowings

| 2025 £ | 2024 £
Bank borrowings | 18,689 | 45,614

9 | Financial commitments, guarantees and contingencies

Amounts disclosed in the balance sheet

Included in the balance sheet are financial commitments of £23,205 (2024 - £28,268). They consist of bank loans and Bounce Back Loan. The bank loans are secured over the company's assets.

10 | Related party transactions

Transactions with the director

2025 | At 1 November 2024 £ | Advances to director £ | At 31 October 2025 £
Andrew Hawker
Interest of 2.25% on average charged | - | 279,170 | 279,170

Director's remuneration

The director's remuneration for the year was as follows:

Andrew Hawker Financial Management Ltd

Notes to the Unaudited Financial Statements for the Year Ended 31 October 2025

| 2025 £ | 2024 £
Remuneration | 8,844 | 8,844