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Zen Mortgages Limited

Registered Number
11669637
(England and Wales)

Unaudited Financial Statements for the Year ended
30 November 2024

Zen Mortgages Limited
Company Information
for the year from 1 December 2023 to 30 November 2024

Director | Davis, Elizabeth

Registered Address | 104 Crewe Road
| Alsager
| Cheshire
| ST7 2JA

Registered Number | 11669637 (England and Wales)

Zen Mortgages Limited
Balance Sheet as at
30 November 2024

| Notes | 2024 |  | 2023
--- | --- | --- | --- | ---
|  | £ |  | £ |  | £ |  | £
Fixed assets |  |  |  |  |  |  |  |
Intangible assets | 3 |  |  | 4,000 |  |  |  | 5,000
Tangible assets | 4 |  |  | 11,551 |  |  |  | 11,785
|  |  |  | 15,551 |  |  |  | 16,785
Current assets |  |  |  |  |  |  |  |
Debtors |  | 43,369 |  |  |  | 66,204 |  |
Cash at bank and on hand |  | 206 |  |  |  | 1,251 |  |
|  | 43,575 |  |  |  | 67,455 |  |
Creditors amounts falling due within one year |  | (7,752) |  |  |  | (33,615) |  |
Net current assets (liabilities) |  |  |  | 35,823 |  |  |  | 33,840
Total assets less current liabilities |  |  |  | 51,374 |  |  |  | 50,625
Creditors amounts falling due after one year |  |  |  | (10,292) |  |  |  | (11,595)
Provisions for liabilities |  |  |  | (251) |  |  |  | (296)
Net assets |  |  |  | 40,831 |  |  |  | 38,734
Capital and reserves |  |  |  |  |  |  |  |
Called up share capital |  |  |  | 100 |  |  |  | 100
Profit and loss account |  |  |  | 40,731 |  |  |  | 38,634
Shareholders' funds |  |  |  | 40,831 |  |  |  | 38,734

- The company was entitled to exemption from audit for this reporting period under section 477 of the Companies Act 2006 relating to small companies.
- The members have not required the company to obtain an audit in accordance with section 476 of the Companies Act 2006.
- The Director acknowledges their responsibilities for complying with the requirements of the Act with respect to accounting records and the preparation of accounts.
- These accounts have been prepared in accordance with the provisions applicable to companies subject to the small companies regime.
- The directors have chosen to not file a copy of the company’s profit and loss account under section 444 (5A) Companies Act 2006.
- The members have agreed to the preparation of abridged accounts for this accounting period in accordance with section 444(2A).

The financial statements were approved and authorised for issue by the Director on 29 August 2025, and are signed on its behalf by:
Davis, Elizabeth Director Registered Company No. 11669637

Zen Mortgages Limited
Notes to the Financial Statements
for the year ended 30 November 2024

1. | Accounting policies
--- | ---

| Statutory information
--- | ---
| The company is a private company limited by shares and registered in England and Wales. The company's registered number and registered office address can be found on the Company Information page.

| Statement of compliance
--- | ---
| The financial statements have been prepared in accordance with the Companies Act 2006 and FRS 102 The Financial Reporting Standard applicable in the UK and Republic of Ireland including Section 1A Small Entities.

| Revenue from sale of goods
--- | ---
| Revenue from the sale of goods is recognised when the company has transferred to the buyer the significant risks and rewards of ownership of the goods, usually when goods are delivered and legal title has passed. Providing the amount of revenue can be measured reliably, it is probable that the economic benefits associated with the transaction will flow to the company and the costs incurred or to be incurred in respect of the transition can be measured reliably.

| Employee benefits
--- | ---
| Short-term employee benefits are measured at the undiscounted amount expected to be paid in exchange for the employee's services to the company. Where employees have accrued short-term benefits which the entity has not paid by the balance sheet date, an accrual is recognised within creditors: amounts falling due within one year together with an associated expense in profit or loss. The liabilities are classified as current obligations in the statement of financial position because they are expected to be settled wholly within twelve months after the end of the period.

| Foreign currency translation
--- | ---
| Transactions in foreign currencies are initially recognised at the rate of exchange ruling at the date of the transaction. At the end of each reporting period foreign currency monetary items are translated at the closing rate of exchange. Non-monetary items that are measured at historical cost are translated at the rate ruling at the date of the transaction. All differences are charged to profit or loss.

| Deferred tax
--- | ---
| Deferred tax is recognised in respect of all timing differences between the recognition of income and expenses in the financial statements and their inclusion in tax assessments. Unrelieved tax losses and other deferred tax assets are recognised only to the extent that it is probable that they will be recovered against the reversal of deferred tax liabilities or other future taxable profits. Deferred tax is measured using the tax rates and laws that have been enacted or substantively enacted by the reporting date and that are expected to apply to the reversal of the timing difference, except for revalued land and investment property where the tax rate that applies to the sale of the asset is used. Current and deferred tax assets and liabilities are not discounted.

| Intangible assets
--- | ---
| Intangible assets are stated at cost less accumulated amortisation and accumulated impairment losses. The assets are reviewed for impairment if the above factors indicate that the carrying amount may be impaired. Amortisation is included in 'administrative expenses' in the profit and loss account.

| Tangible fixed assets and depreciation
--- | ---
| All fixed assets are initially recorded at cost. Property, plant and equipment is used in the company's principal activity for the production and supply of goods or for administrative purposes and is stated in the balance sheet under the historic cost model. This model requires the assets to be stated at cost less amounts in respect of depreciation and less any accumulated impairment losses. Depreciation is calculated so as to write off the cost of an asset, less its estimated residual value (which is the expected amount that would currently be obtained from disposal of an asset, after deducting the estimated costs of disposal, if the asset were already of the age and in the condition expected at the end of its useful life), over the useful economic life of the respective asset as follows:

2. | Average number of employees
--- | ---

|  | 2024 |  | 2023
| Average number of employees during the year | 2 |  | 2

3. | Intangible assets
--- | ---

|  | Total
--- | --- | ---
|  | £
| Cost or valuation
| At 01 December 23 | 10,000
| At 30 November 24 | 10,000
| Amortisation and impairment
| At 01 December 23 | 5,000
| Charge for year | 1,000
| At 30 November 24 | 6,000
| Net book value
| At 30 November 24 | 4,000
| At 30 November 23 | 5,000

4. | Tangible fixed assets
--- | ---

|  | Total
--- | --- | ---
|  | £
| Cost or valuation
| At 01 December 23 | 17,256
| At 30 November 24 | 17,256
| Depreciation and impairment
| At 01 December 23 | 5,472
| Charge for year | 233
| At 30 November 24 | 5,705
| Net book value
| At 30 November 24 | 11,551
| At 30 November 23 | 11,785