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Company Registration No. 03864703 (England and Wales)
Oakhill Independent Financial Services Limited Unaudited accounts for the year ended 31 October 2025
Oakhill Independent Financial Services Limited Unaudited accounts Contents
Page
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Oakhill Independent Financial Services Limited Company Information for the year ended 31 October 2025
Directors
Mr Carmine De Vivo Mr Alberto De Vivo
Company Number
03864703 (England and Wales)
Registered Office
94 Kingsway Woking Surrey GU21 6NR United Kingdom
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Oakhill Independent Financial Services Limited Statement of financial position as at 31 October 2025
2025 
2024 
Notes
£ 
£ 
Fixed assets
Tangible assets
4,446 
4,147 
Current assets
Debtors
76,897 
105,805 
Cash at bank and in hand
187,702 
68,508 
264,599 
174,313 
Creditors: amounts falling due within one year
(223,979)
(174,901)
Net current assets/(liabilities)
40,620 
(588)
Total assets less current liabilities
45,066 
3,559 
Provisions for liabilities
Deferred tax
(1,361)
(1,037)
Net assets
43,705 
2,522 
Capital and reserves
Called up share capital
1,500 
1,500 
Profit and loss account
42,205 
1,022 
Shareholders' funds
43,705 
2,522 
For the year ending 31 October 2025 the company was entitled to exemption from audit under section 477 of the Companies Act 2006 relating to small companies. The members have not required the company to obtain an audit in accordance with section 476 of the Companies Act 2006.
The directors acknowledge their responsibilities for complying with the requirements of the Act with respect to accounting records and the preparation of accounts.
These accounts have been prepared and delivered in accordance with the provisions applicable to companies subject to the small companies' regime and in accordance with the provisions of FRS 102 Section 1A - Small Entities. The profit and loss account has not been delivered to the Registrar of Companies.
The financial statements were approved by the Board of Directors and authorised for issue on 2 December 2025 and were signed on its behalf by
Mr Alberto De Vivo Director Company Registration No. 03864703
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Oakhill Independent Financial Services Limited Notes to the Accounts for the year ended 31 October 2025
1
Statutory information
Oakhill Independent Financial Services Limited is a private company, limited by shares, registered in England and Wales, registration number 03864703. The registered office is 94 Kingsway, Woking, Surrey, GU21 6NR, United Kingdom.
2
Compliance with accounting standards
The accounts have been prepared in accordance with the provisions of FRS 102 Section 1A Small Entities. There were no material departures from that standard.
3
Accounting policies
The principal accounting policies adopted in the preparation of the financial statements are set out below and have remained unchanged from the previous year, and also have been consistently applied within the same accounts.
Basis of preparation
The accounts have been prepared under the historical cost convention as modified by the revaluation of certain fixed assets.
Presentation currency
The accounts are presented in £ sterling.
Turnover
Turnover is measured at the fair value of the consideration received or receivable, excluding discounts, rebates, value added tax and other sales taxes. Turnover from the sale of goods is recognised when goods have been delivered to customers such that risks and rewards of ownership have transferred to them. Turnover from the rendering of services is recognised by reference to the stage of completion of the contract. The stage of completion of a contract is measured by comparing the costs incurred for work performed to date to the total estimated contract costs.
Tangible fixed assets and depreciation
Tangible assets are included at cost less depreciation and impairment. Depreciation has been provided at the following rates in order to write off the assets over their estimated useful lives:
Land & buildings
3 years straight line
Plant & machinery
20% reducing balance
Computer equipment
33% reducing balance
Intangible fixed assets
Intangible fixed assets (including purchased goodwill and patents) are included at cost less accumulated amortisation.
Taxation
The taxation expense represents the aggregate amount of current and deferred tax recognised in the reporting period. Tax is recognised in the income statement, except to the extent that it relates to items recognised in other comprehensive income or directly in capital and reserves. In this case, tax is recognised in other comprehensive income or directly in capital and reserves, respectively. Current tax is recognised on taxable profit for the current and past periods. Current tax is measured at the amounts of tax expected to pay or recover using the tax rates and laws that have been enacted or substantively enacted at the reporting date. Deferred tax is recognised in respect of all timing differences at the reporting date. Unrelieved tax losses and other deferred tax assets are recognised to the extent that it is probable that they will be recovered against the reversal of deferred tax liabilities or other future taxable profits. Deferred tax is measured using the tax rates and laws that have been enacted or substantively enacted by the reporting date that are expected to apply to the reversal of the timing difference.
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Oakhill Independent Financial Services Limited Notes to the Accounts for the year ended 31 October 2025
Judgements in applying accounting policies and key sources of estimation uncertainty
The preparation of financial statements in compliance with FRS 102 Section 1A requires the use of certain critical accounting estimates. It also requires management to exercise judgement in applying the company's accounting policies. In preparing these financial statements, the directors have made the following judgements: Determine whether there are indicators of impairment of the company's intangible fixed assets/tangible fixed assets/investments/inventories. Factors taken into consideration in reaching such a decision include the economic viability and expected future financial performance of the asset and where it is a component of a larger cash-generating unit, the viability and expected future performance of that unit. Determine whether leases are entered into by the company as a lessee are operating or finance leases. These decisions depend on an assessment of whether the risks and rewards of ownership have been transferred from the lessor to the lessee on a lease by lease basis. Other key sources of estimation uncertainty: Tangible fixed assets (note 4) Tangible fixed assets are depreciated over their useful lives taking into account residual values, where appropriate. The actual lives of the assets and residual values are assessed annually and may vary depending on a number of factors. In re-assessing asset lives, factors such as technological innovation, product life cycles and maintenance programmes are taken into account. Residual value assessments consider issues such as future market conditions, the remaining life of the asset and projected disposal values.
4
Intangible fixed assets
Goodwill 
£ 
Cost
At 1 November 2024
310,000 
At 31 October 2025
310,000 
Amortisation
At 1 November 2024
310,000 
At 31 October 2025
310,000 
Net book value
At 31 October 2025
- 
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Oakhill Independent Financial Services Limited Notes to the Accounts for the year ended 31 October 2025
5
Tangible fixed assets
Land & buildings 
Plant & machinery 
Computer equipment 
Total 
£ 
£ 
£ 
£ 
Cost or valuation
At cost 
At cost 
At cost 
At 1 November 2024
11,828 
27,820 
30,018 
69,666 
Additions
- 
- 
1,902 
1,902 
At 31 October 2025
11,828 
27,820 
31,920 
71,568 
Depreciation
At 1 November 2024
11,828 
24,725 
28,966 
65,519 
Charge for the year
- 
619 
984 
1,603 
At 31 October 2025
11,828 
25,344 
29,950 
67,122 
Net book value
At 31 October 2025
- 
2,476 
1,970 
4,446 
At 31 October 2024
- 
3,095 
1,052 
4,147 
6
Debtors
2025 
2024 
£ 
£ 
Amounts falling due within one year
Trade debtors
70,305 
83,002 
Amounts due from group undertakings etc.
374 
15,500 
Accrued income and prepayments
6,218 
6,331 
Other debtors
- 
972 
76,897 
105,805 
7
Creditors: amounts falling due within one year
2025 
2024 
£ 
£ 
Bank loans and overdrafts
5,834 
15,833 
Trade creditors
1,290 
319 
Taxes and social security
145,346 
107,182 
Other creditors
59,029 
48,304 
Loans from directors
12,480 
338 
Accruals
- 
2,925 
223,979 
174,901 
8
Controlling party
The company's ultimate controlling party is Oakhill Holdings Ltd by virtue of its ownership of 100% of the issued share capital in the company.
9
Average number of employees
During the year the average number of employees was 14 (2024: 14).
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