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REGISTERED NUMBER: 04698461 (England and Wales)















UNAUDITED FINANCIAL STATEMENTS FOR THE YEAR ENDED 31 MARCH 2025

FOR

C S BEDFORD LIMITED

C S BEDFORD LIMITED (REGISTERED NUMBER: 04698461)

CONTENTS OF THE FINANCIAL STATEMENTS
FOR THE YEAR ENDED 31 MARCH 2025










Page

Company Information 1

Balance Sheet 2

Notes to the Financial Statements 4


C S BEDFORD LIMITED

COMPANY INFORMATION
FOR THE YEAR ENDED 31 MARCH 2025







DIRECTORS: A D Ungar
M A Ungar
R M Ungar
M D Ungar





SECRETARY: M A Ungar





REGISTERED OFFICE: 135 High Street
Ruislip
Middlesex
HA4 8JY





REGISTERED NUMBER: 04698461 (England and Wales)





ACCOUNTANTS: Diverset Limited
Chartered Accountants
Ferrari House
258 Field End Road
Ruislip
Middlesex
HA4 9UU

C S BEDFORD LIMITED (REGISTERED NUMBER: 04698461)

BALANCE SHEET
31 MARCH 2025

2025 2024
Notes £    £    £    £   
FIXED ASSETS
Intangible assets 4 - -
Tangible assets 5 52,083 65,214
52,083 65,214

CURRENT ASSETS
Stocks 891,179 922,849
Debtors 6 21,249 19,202
Cash at bank and in hand 2,742 8,475
915,170 950,526
CREDITORS
Amounts falling due within one year 7 408,880 399,715
NET CURRENT ASSETS 506,290 550,811
TOTAL ASSETS LESS CURRENT LIABILITIES 558,373 616,025

CREDITORS
Amounts falling due after more than one
year

8

(42,350

)

(158,933

)

PROVISIONS FOR LIABILITIES (3,137 ) (3,946 )
NET ASSETS 512,886 453,146

CAPITAL AND RESERVES
Called up share capital 200 200
Retained earnings 512,686 452,946
SHAREHOLDERS' FUNDS 512,886 453,146

The company is entitled to exemption from audit under Section 477 of the Companies Act 2006 for the year ended 31 March 2025.

The members have not required the company to obtain an audit of its financial statements for the year ended 31 March 2025 in accordance with Section 476 of the Companies Act 2006.

The directors acknowledge their responsibilities for:
(a)ensuring that the company keeps accounting records which comply with Sections 386 and 387 of the Companies Act 2006 and
(b)preparing financial statements which give a true and fair view of the state of affairs of the company as at the end of each financial year and of its profit or loss for each financial year in accordance with the requirements of Sections 394 and 395 and which otherwise comply with the requirements of the Companies Act 2006 relating to financial statements, so far as applicable to the company.

C S BEDFORD LIMITED (REGISTERED NUMBER: 04698461)

BALANCE SHEET - continued
31 MARCH 2025


The financial statements have been prepared and delivered in accordance with the provisions applicable to companies subject to the small companies regime.

In accordance with Section 444 of the Companies Act 2006, the Income Statement has not been delivered.

The financial statements were approved by the Board of Directors and authorised for issue on 20 November 2025 and were signed on its behalf by:




A D Ungar - Director R M Ungar - Director




M D Ungar - Director M A Ungar - Director


C S BEDFORD LIMITED (REGISTERED NUMBER: 04698461)

NOTES TO THE FINANCIAL STATEMENTS
FOR THE YEAR ENDED 31 MARCH 2025


1. STATUTORY INFORMATION

C S Bedford Limited is a private company, limited by shares , registered in England and Wales. The company's registered number and registered office address can be found on the Company Information page.

2. ACCOUNTING POLICIES

Basis of preparing the financial statements
These financial statements have been prepared in accordance with Financial Reporting Standard 102 "The Financial Reporting Standard applicable in the UK and Republic of Ireland" including the provisions of Section 1A "Small Entities" and the Companies Act 2006. The financial statements have been prepared under the historical cost convention.

The directors have concluded that the company is and remains a going concern based on continued support from the Directors.

Turnover
Turnover represents amounts receivable for goods and services net of VAT and trade discounts.

Goodwill
Goodwill, being the amount paid on incorporation of the business in 2004, is being amortised evenly over its estimated useful life of 20 years.As a long established family business, still holding a number of distributorships with premium watch and jewellery brands acquired with the business, it is considered that the remaining balance sheet value may be written off as previously anticipated over the 7 years remaining.

Intangible assets
Intangible assets are initially measured at cost. After initial recognition, intangible assets are measured at cost less any accumulated amortisation and any accumulated impairment losses.

Tangible fixed assets
Depreciation is provided at the following annual rates in order to write off each asset over its estimated useful life.
Short leasehold - 10% on cost
Plant and machinery - 25% on reducing balance
Fixtures and fittings - 15% on reducing balance

Stocks
Stocks are valued at the lower of cost and net realisable value, after making due allowance for obsolete and slow moving items.

Taxation
Taxation for the year comprises current and deferred tax. Tax is recognised in the Income Statement, except to the extent that it relates to items recognised in other comprehensive income or directly in equity.

Current or deferred taxation assets and liabilities are not discounted.

Current tax is recognised at the amount of tax payable using the tax rates and laws that have been enacted or substantively enacted by the balance sheet date.


C S BEDFORD LIMITED (REGISTERED NUMBER: 04698461)

NOTES TO THE FINANCIAL STATEMENTS - continued
FOR THE YEAR ENDED 31 MARCH 2025


2. ACCOUNTING POLICIES - continued
Deferred tax
Deferred tax is recognised in respect of all timing differences that have originated but not reversed at the balance sheet date.

Timing differences arise from the inclusion of income and expenses in tax assessments in periods different from those in which they are recognised in financial statements. Deferred tax is measured using tax rates and laws that have been enacted or substantively enacted by the year end and that are expected to apply to the reversal of the timing difference.

Unrelieved tax losses and other deferred tax assets are recognised only to the extent that it is probable that they will be recovered against the reversal of deferred tax liabilities or other future taxable profits.

Hire purchase and leasing commitments
Rentals paid under operating leases are charged to profit or loss on a straight line basis over the period of the lease.

Pension costs and other post-retirement benefits
The company operates a defined contribution pension scheme. Contributions payable to the company's pension scheme are charged to profit or loss in the period to which they relate.

Covid-19 related government support
Where the company has received grants or other Government support in connection with COVID-19, these have been accounted as follows :

Government Assistance loans are recognised and accounted as other commercial loans. Where material, grants paid by Government to lenders for fees or first years interest are recognised as other income along with the related costs.

Government or Local Authority grants are recognised in the period in which they are received.

Coronavirus Job Retention Scheme Grants are recognised in the period to which they relate.

Rent or Rates holidays are accounted in the period to which they relate.

3. EMPLOYEES AND DIRECTORS

The average number of employees during the year was 10 (2024 - 10 ) .

C S BEDFORD LIMITED (REGISTERED NUMBER: 04698461)

NOTES TO THE FINANCIAL STATEMENTS - continued
FOR THE YEAR ENDED 31 MARCH 2025


4. INTANGIBLE FIXED ASSETS
Goodwill
£   
COST
At 1 April 2024
and 31 March 2025 220,000
AMORTISATION
At 1 April 2024
and 31 March 2025 220,000
NET BOOK VALUE
At 31 March 2025 -
At 31 March 2024 -

5. TANGIBLE FIXED ASSETS
Fixtures
Short Plant and and
leasehold machinery fittings Totals
£    £    £    £   
COST
At 1 April 2024
and 31 March 2025 114,655 41,791 123,477 279,923
DEPRECIATION
At 1 April 2024 65,224 33,105 116,380 214,709
Charge for year 9,895 2,172 1,064 13,131
At 31 March 2025 75,119 35,277 117,444 227,840
NET BOOK VALUE
At 31 March 2025 39,536 6,514 6,033 52,083
At 31 March 2024 49,431 8,686 7,097 65,214

6. DEBTORS: AMOUNTS FALLING DUE WITHIN ONE YEAR
2025 2024
£    £   
Trade debtors 1,043 1,372
Other debtors 20,206 17,830
21,249 19,202

C S BEDFORD LIMITED (REGISTERED NUMBER: 04698461)

NOTES TO THE FINANCIAL STATEMENTS - continued
FOR THE YEAR ENDED 31 MARCH 2025


7. CREDITORS: AMOUNTS FALLING DUE WITHIN ONE YEAR
2025 2024
£    £   
Bank loans and overdrafts 154,246 164,854
Payments on account - 4,345
Trade creditors 163,891 152,793
Taxation and social security 43,917 36,471
Other creditors 46,826 41,252
408,880 399,715

8. CREDITORS: AMOUNTS FALLING DUE AFTER MORE THAN ONE YEAR
2025 2024
£    £   
Bank loans 42,350 158,933

9. SECURED DEBTS

The following secured debts are included within creditors:

2025 2024
£    £   
Bank overdrafts 37,663 57,022
Bank loans 158,933 266,765
196,596 323,787

The bank overdraft and a bank loan is secured by a guarantee from the directors A D Ungar and M A Ungar.

The company also has a loan with balance of £72,220 (2024 : £137,530), repayable over 3 years, secured under the Govt.backed CBIL Scheme.

10. ULTIMATE CONTROLLING PARTY

The directors RM and MD Ungar are the ultimate controlling party.